Prosperity Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Prosperity Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Prosperity Bank 1301 N Mechanic El Campo, TX 77437 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 6,996 |
| Total Mortgage Loan Application Amount | $2,413,056,000 |
| Average Mortgage Loan Application Amount | $267,666 |
| Highest Mortgage Loan Application Amount | $49,350,000 |
| Average Applicant Income | $153,333 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Prosperity Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Prosperity Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Prosperity Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Prosperity Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Prosperity Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Prosperity Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 693 | $ 377,527,000 | $ 544,000 | $ 201,000 |
| Lubbock County Texas | 456 | $ 65,987,000 | $ 144,000 | $ 98,000 |
| Travis County Texas | 415 | $ 346,923,000 | $ 835,000 | $ 301,000 |
| Brazos County Texas | 323 | $ 117,929,000 | $ 365,000 | $ 138,000 |
| Nueces County Texas | 312 | $ 81,945,000 | $ 262,000 | $ 190,000 |
| Victoria County Texas | 252 | $ 32,968,000 | $ 130,000 | $ 127,000 |
| Dallas County Texas | 217 | $ 219,172,000 | $ 1,010,000 | $ 189,000 |
| Fort Bend County Texas | 179 | $ 56,807,000 | $ 317,000 | $ 191,000 |
| Tulsa County Oklahoma | 170 | $ 32,833,000 | $ 193,000 | $ 192,000 |
| Oklahoma County Oklahoma | 166 | $ 47,746,000 | $ 287,000 | $ 96,000 |
| Hale County Texas | 161 | $ 15,383,000 | $ 95,000 | $ 89,000 |
| Williamson County Texas | 135 | $ 55,050,000 | $ 407,000 | $ 157,000 |
| Montgomery County Texas | 119 | $ 41,390,000 | $ 347,000 | $ 256,000 |
| Taylor County Texas | 112 | $ 12,271,000 | $ 109,000 | $ 92,000 |
| Midland County Texas | 111 | $ 34,347,000 | $ 309,000 | $ 157,000 |
| Galveston County Texas | 106 | $ 32,972,000 | $ 311,000 | $ 267,000 |
| Comal County Texas | 101 | $ 28,839,000 | $ 285,000 | $ 192,000 |
| Aransas County Texas | 96 | $ 19,921,000 | $ 207,000 | $ 177,000 |
| Bastrop County Texas | 94 | $ 17,858,000 | $ 189,000 | $ 144,000 |
| Matagorda County Texas | 94 | $ 10,085,000 | $ 107,000 | $ 103,000 |
| Wharton County Texas | 85 | $ 12,017,000 | $ 141,000 | $ 118,000 |
| Tarrant County Texas | 83 | $ 84,827,000 | $ 1,022,000 | $ 339,000 |
| Brazoria County Texas | 82 | $ 13,992,000 | $ 170,000 | $ 132,000 |
| Collin County Texas | 82 | $ 106,607,000 | $ 1,300,000 | $ 265,000 |
| Waller County Texas | 81 | $ 14,678,000 | $ 181,000 | $ 112,000 |
| Henderson County Texas | 80 | $ 7,574,000 | $ 94,000 | $ 94,000 |
| Cleveland County Oklahoma | 79 | $ 16,254,000 | $ 205,000 | $ 97,000 |
| Ector County Texas | 68 | $ 9,220,000 | $ 135,000 | $ 107,000 |
| Liberty County Texas | 65 | $ 5,572,000 | $ 85,000 | $ 78,000 |
| Denton County Texas | 60 | $ 43,557,000 | $ 725,000 | $ 238,000 |
| Fayette County Texas | 57 | $ 7,202,000 | $ 126,000 | $ 105,000 |
| Anderson County Texas | 54 | $ 5,341,000 | $ 98,000 | $ 90,000 |
| Grimes County Texas | 54 | $ 7,936,000 | $ 146,000 | $ 88,000 |
| Houston County Texas | 52 | $ 6,674,000 | $ 128,000 | $ 107,000 |
| Howard County Texas | 52 | $ 4,976,000 | $ 95,000 | $ 87,000 |
| Smith County Texas | 51 | $ 9,759,000 | $ 191,000 | $ 105,000 |
| Hays County Texas | 50 | $ 25,518,000 | $ 510,000 | $ 212,000 |
| Bexar County Texas | 49 | $ 86,275,000 | $ 1,760,000 | $ 184,000 |
| Cherokee County Texas | 47 | $ 7,055,000 | $ 150,000 | $ 89,000 |
| Ellis County Texas | 47 | $ 5,471,000 | $ 116,000 | $ 106,000 |
| San Patricio County Texas | 47 | $ 26,663,000 | $ 567,000 | $ 84,000 |
| Navarro County Texas | 45 | $ 6,588,000 | $ 146,000 | $ 68,000 |
| Robertson County Texas | 43 | $ 4,824,000 | $ 112,000 | $ 83,000 |
| Jackson County Texas | 40 | $ 3,943,000 | $ 98,000 | $ 98,000 |
| Canadian County Oklahoma | 35 | $ 7,091,000 | $ 202,000 | $ 80,000 |
| Burleson County Texas | 34 | $ 4,193,000 | $ 123,000 | $ 86,000 |
| Walker County Texas | 34 | $ 6,840,000 | $ 201,000 | $ 132,000 |
| Madison County Texas | 33 | $ 3,747,000 | $ 113,000 | $ 98,000 |
| Atascosa County Texas | 32 | $ 5,538,000 | $ 173,000 | $ 153,000 |
| Brown County Texas | 28 | $ 1,911,000 | $ 68,000 | $ 51,000 |
| Cooke County Texas | 27 | $ 3,657,000 | $ 135,000 | $ 80,000 |
| Lavaca County Texas | 27 | $ 5,638,000 | $ 208,000 | $ 115,000 |
| Parker County Texas | 27 | $ 3,656,000 | $ 135,000 | $ 88,000 |
| Guadalupe County Texas | 26 | $ 18,420,000 | $ 708,000 | $ 194,000 |
| Hockley County Texas | 26 | $ 2,335,000 | $ 89,000 | $ 72,000 |
| Lee County Texas | 25 | $ 1,510,000 | $ 60,000 | $ 66,000 |
| DeWitt County Texas | 24 | $ 2,961,000 | $ 123,000 | $ 91,000 |
| Jefferson County Texas | 24 | $ 3,630,000 | $ 151,000 | $ 97,000 |
| Wood County Texas | 24 | $ 2,670,000 | $ 111,000 | $ 61,000 |
| Van Zandt County Texas | 22 | $ 2,115,000 | $ 96,000 | $ 77,000 |
| Bee County Texas | 20 | $ 1,297,000 | $ 64,000 | $ 70,000 |
| Calhoun County Texas | 20 | $ 2,749,000 | $ 137,000 | $ 102,000 |
| Terry County Texas | 20 | $ 908,000 | $ 45,000 | $ 58,000 |
| Freestone County Texas | 19 | $ 2,189,000 | $ 115,000 | $ 79,000 |
| Goliad County Texas | 19 | $ 3,071,000 | $ 161,000 | $ 139,000 |
| Hood County Texas | 19 | $ 9,335,000 | $ 491,000 | $ 87,000 |
| Panola County Texas | 19 | $ 1,561,000 | $ 82,000 | $ 57,000 |
| Chambers County Texas | 18 | $ 1,970,000 | $ 109,000 | $ 93,000 |
| Lamb County Texas | 18 | $ 817,000 | $ 45,000 | $ 61,000 |
| Colorado County Texas | 17 | $ 3,664,000 | $ 215,000 | $ 111,000 |
| Gonzales County Texas | 16 | $ 2,149,000 | $ 134,000 | $ 73,000 |
| Kaufman County Texas | 16 | $ 2,199,000 | $ 137,000 | $ 60,000 |
| Leon County Texas | 16 | $ 3,010,000 | $ 188,000 | $ 106,000 |
| Eastland County Texas | 14 | $ 410,000 | $ 29,000 | $ 40,000 |
| Tom Green County Texas | 14 | $ 2,273,000 | $ 162,000 | $ 80,000 |
| Live Oak County Texas | 13 | $ 2,270,000 | $ 174,000 | $ 99,000 |
| Llano County Texas | 13 | $ 3,698,000 | $ 284,000 | $ 220,000 |
| Washington County Texas | 13 | $ 2,281,000 | $ 175,000 | $ 181,000 |
| Burnet County Texas | 12 | $ 3,643,000 | $ 303,000 | $ 116,000 |
| Kendall County Texas | 12 | $ 3,119,000 | $ 259,000 | $ 246,000 |
| Milam County Texas | 12 | $ 1,499,000 | $ 124,000 | $ 150,000 |
| Rockwall County Texas | 12 | $ 4,646,000 | $ 387,000 | $ 308,000 |
| Scurry County Texas | 12 | $ 599,000 | $ 49,000 | $ 80,000 |
| Winkler County Texas | 11 | $ 1,195,000 | $ 108,000 | $ 83,000 |
| McClain County Oklahoma | 10 | $ 2,859,000 | $ 285,000 | $ 62,000 |
| Rogers County Oklahoma | 10 | $ 1,125,000 | $ 112,000 | $ 177,000 |
| Jim Wells County Texas | 10 | $ 1,254,000 | $ 125,000 | $ 97,000 |
| Logan County Oklahoma | 9 | $ 2,334,000 | $ 259,000 | $ 161,000 |
| Cameron County Texas | 9 | $ 3,051,000 | $ 339,000 | $ 124,000 |
| Grayson County Texas | 9 | $ 3,583,000 | $ 398,000 | $ 133,000 |
| Haskell County Texas | 9 | $ 1,353,000 | $ 150,000 | $ 99,000 |
| Upshur County Texas | 9 | $ 590,000 | $ 65,000 | $ 69,000 |
| Wise County Texas | 9 | $ 2,179,000 | $ 242,000 | $ 331,000 |
| Austin County Texas | 8 | $ 1,446,000 | $ 180,000 | $ 89,000 |
| Floyd County Texas | 8 | $ 538,000 | $ 67,000 | $ 58,000 |
| Hardin County Texas | 8 | $ 938,000 | $ 117,000 | $ 218,000 |
| Lynn County Texas | 8 | $ 1,804,000 | $ 225,000 | $ 129,000 |
| Bell County Texas | 7 | $ 1,726,000 | $ 246,000 | $ 158,000 |
| Franklin County Texas | 7 | $ 1,799,000 | $ 257,000 | $ 167,000 |
| San Jacinto County Texas | 7 | $ 1,212,000 | $ 173,000 | $ 146,000 |
| Wagoner County Oklahoma | 6 | $ 809,000 | $ 134,000 | $ 53,000 |
| Carson County Texas | 6 | $ 730,000 | $ 121,000 | $ 92,000 |
| Gaines County Texas | 6 | $ 606,000 | $ 101,000 | $ 78,000 |
| Harrison County Texas | 6 | $ 1,048,000 | $ 174,000 | $ 126,000 |
| Polk County Texas | 6 | $ 1,520,000 | $ 253,000 | $ 648,000 |
| Somervell County Texas | 6 | $ 1,180,000 | $ 196,000 | $ 108,000 |
| Gregg County Texas | 5 | $ 610,000 | $ 122,000 | $ 78,000 |
| Hopkins County Texas | 5 | $ 556,000 | $ 111,000 | $ 70,000 |
| Hunt County Texas | 5 | $ 4,981,000 | $ 996,000 | $ 83,000 |
| McLennan County Texas | 5 | $ 3,852,000 | $ 770,000 | $ 66,000 |
| Trinity County Texas | 5 | $ 625,000 | $ 125,000 | $ 147,000 |
| Comanche County Texas | 4 | $ 438,000 | $ 109,000 | $ 341,000 |
| Erath County Texas | 4 | $ 539,000 | $ 134,000 | $ 94,000 |
| Gillespie County Texas | 4 | $ 1,345,000 | $ 336,000 | $ 252,000 |
| Kleberg County Texas | 4 | $ 903,000 | $ 225,000 | $ 84,000 |
| Montague County Texas | 4 | $ 363,000 | $ 90,000 | $ 78,000 |
| Palo Pinto County Texas | 4 | $ 792,000 | $ 198,000 | $ 246,000 |
| Randall County Texas | 4 | $ 1,079,000 | $ 269,000 | $ 258,000 |
| Sabine County Texas | 4 | $ 826,000 | $ 206,000 | $ 230,000 |
| Shelby County Texas | 4 | $ 140,000 | $ 35,000 | $ 54,000 |
| San Diego County California | 3 | $ 3,230,000 | $ 1,076,000 | $ 3,885,000 |
| Walton County Florida | 3 | $ 4,577,000 | $ 1,525,000 | $ 819,000 |
| Sedgwick County Kansas | 3 | $ 2,608,000 | $ 869,000 | $ 7,100,000 |
| Lincoln County New Mexico | 3 | $ 555,000 | $ 185,000 | $ 851,000 |
| Grady County Oklahoma | 3 | $ 860,000 | $ 286,000 | $ 87,000 |
| Blanco County Texas | 3 | $ 323,000 | $ 107,000 | $ 35,000 |
| Caldwell County Texas | 3 | $ 373,000 | $ 124,000 | $ 174,000 |
| Jim Hogg County Texas | 3 | $ 192,000 | $ 64,000 | $ 90,000 |
| Karnes County Texas | 3 | $ 460,000 | $ 153,000 | $ 82,000 |
| Kerr County Texas | 3 | $ 1,040,000 | $ 346,000 | $ 266,000 |
| Lampasas County Texas | 3 | $ 389,000 | $ 129,000 | $ 84,000 |
| Mitchell County Texas | 3 | $ 378,000 | $ 126,000 | $ 59,000 |
| Morris County Texas | 3 | $ 158,000 | $ 52,000 | $ 48,000 |
| Refugio County Texas | 3 | $ 306,000 | $ 102,000 | $ 135,000 |
| Tyler County Texas | 3 | $ 312,000 | $ 104,000 | $ 152,000 |
| Ward County Texas | 3 | $ 446,000 | $ 148,000 | $ 69,000 |
| San Miguel County Colorado | 2 | $ 2,000,000 | $ 1,000,000 | $ 3,418,000 |
| Taney County Missouri | 2 | $ 525,000 | $ 262,000 | $ 243,000 |
| Chaves County New Mexico | 2 | $ 823,000 | $ 411,000 | $ 439,000 |
| Eddy County New Mexico | 2 | $ 454,000 | $ 227,000 | $ 104,000 |
| Santa Fe County New Mexico | 2 | $ 3,386,000 | $ 1,693,000 | $ 402,000 |
| Custer County Oklahoma | 2 | $ 384,000 | $ 192,000 | $ 24,000 |
| Delaware County Oklahoma | 2 | $ 344,000 | $ 172,000 | $ 102,000 |
| Haskell County Oklahoma | 2 | $ 253,000 | $ 126,000 | $ 74,000 |
| Okfuskee County Oklahoma | 2 | $ 68,000 | $ 34,000 | $ 42,000 |
| Okmulgee County Oklahoma | 2 | $ 843,000 | $ 421,000 | $ 43,000 |
| Bailey County Texas | 2 | $ 74,000 | $ 37,000 | $ 31,000 |
| Bandera County Texas | 2 | $ 379,000 | $ 189,000 | $ 216,000 |
| Brewster County Texas | 2 | $ 830,000 | $ 415,000 | $ 99,000 |
| Callahan County Texas | 2 | $ 14,000 | $ 7,000 | $ 40,000 |
| Coryell County Texas | 2 | $ 524,000 | $ 262,000 | $ 210,000 |
| Crosby County Texas | 2 | $ 111,000 | $ 55,000 | $ 42,000 |
| Dawson County Texas | 2 | $ 151,000 | $ 75,000 | $ 51,000 |
| Hamilton County Texas | 2 | $ 522,000 | $ 261,000 | $ 177,000 |
| Hill County Texas | 2 | $ 713,000 | $ 356,000 | $ 227,000 |
| Jasper County Texas | 2 | $ 467,000 | $ 233,000 | $ 381,000 |
| Johnson County Texas | 2 | $ 913,000 | $ 456,000 | $ 486,000 |
| Jones County Texas | 2 | $ 148,000 | $ 74,000 | $ 51,000 |
| Martin County Texas | 2 | $ 861,000 | $ 430,000 | $ 350,000 |
| Medina County Texas | 2 | $ 2,030,000 | $ 1,015,000 | $ 30,000 |
| Nolan County Texas | 2 | $ 153,000 | $ 76,000 | $ 63,000 |
| Parmer County Texas | 2 | $ 224,000 | $ 112,000 | $ 61,000 |
| San Augustine County Texas | 2 | $ 647,000 | $ 323,000 | $ 74,000 |
| Upton County Texas | 2 | $ 110,000 | $ 55,000 | $ 91,000 |
| Uvalde County Texas | 2 | $ 651,000 | $ 325,000 | $ 421,000 |
| Webb County Texas | 2 | $ 820,000 | $ 410,000 | $ 270,000 |
| Wheeler County Texas | 2 | $ 278,000 | $ 139,000 | $ 239,000 |
| Wilson County Texas | 2 | $ 522,000 | $ 261,000 | $ 150,000 |
| Baldwin County Alabama | 1 | $ 1,400,000 | $ 1,400,000 | $ 0 |
| Saline County Arkansas | 1 | $ 180,000 | $ 180,000 | $ 56,000 |
| Washington County Arkansas | 1 | $ 307,000 | $ 307,000 | $ 350,000 |
| Riverside County California | 1 | $ 200,000 | $ 200,000 | $ 774,000 |
| Archuleta County Colorado | 1 | $ 268,000 | $ 268,000 | $ 82,000 |
| Denver County Colorado | 1 | $ 130,000 | $ 130,000 | $ 270,000 |
| Gilpin County Colorado | 1 | $ 438,000 | $ 438,000 | $ 424,000 |
| Hinsdale County Colorado | 1 | $ 235,000 | $ 235,000 | $ 70,000 |
| Park County Colorado | 1 | $ 417,000 | $ 417,000 | $ 205,000 |
| Bay County Florida | 1 | $ 2,500,000 | $ 2,500,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 339,000 | $ 339,000 | $ 0 |
| Ada County Idaho | 1 | $ 511,000 | $ 511,000 | $ 241,000 |
| Johnson County Kansas | 1 | $ 240,000 | $ 240,000 | $ 87,000 |
| Orleans County Louisiana | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 828,000 | $ 828,000 | $ 184,000 |
| Clay County Missouri | 1 | $ 160,000 | $ 160,000 | $ 50,000 |
| Clark County Nevada | 1 | $ 808,000 | $ 808,000 | $ 353,000 |
| Colfax County New Mexico | 1 | $ 344,000 | $ 344,000 | $ 306,000 |
| Taos County New Mexico | 1 | $ 413,000 | $ 413,000 | $ 1,660,000 |
| Creek County Oklahoma | 1 | $ 130,000 | $ 130,000 | $ 34,000 |
| Garvin County Oklahoma | 1 | $ 60,000 | $ 60,000 | $ 75,000 |
| Le Flore County Oklahoma | 1 | $ 56,000 | $ 56,000 | $ 59,000 |
| Marshall County Oklahoma | 1 | $ 106,000 | $ 106,000 | $ 177,000 |
| McCurtain County Oklahoma | 1 | $ 489,000 | $ 489,000 | $ 0 |
| Murray County Oklahoma | 1 | $ 14,000 | $ 14,000 | $ 20,000 |
| Muskogee County Oklahoma | 1 | $ 120,000 | $ 120,000 | $ 48,000 |
| Osage County Oklahoma | 1 | $ 132,000 | $ 132,000 | $ 212,000 |
| Pawnee County Oklahoma | 1 | $ 93,000 | $ 93,000 | $ 36,000 |
| Aiken County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 119,000 |
| Shelby County Tennessee | 1 | $ 156,000 | $ 156,000 | $ 313,000 |
| Andrews County Texas | 1 | $ 186,000 | $ 186,000 | $ 62,000 |
| Borden County Texas | 1 | $ 75,000 | $ 75,000 | $ 132,000 |
| Bosque County Texas | 1 | $ 10,000 | $ 10,000 | $ 84,000 |
| Briscoe County Texas | 1 | $ 92,000 | $ 92,000 | $ 106,000 |
| Camp County Texas | 1 | $ 145,000 | $ 145,000 | $ 1,061,000 |
| Cass County Texas | 1 | $ 245,000 | $ 245,000 | $ 160,000 |
| Castro County Texas | 1 | $ 142,000 | $ 142,000 | $ 250,000 |
| Cochran County Texas | 1 | $ 3,000 | $ 3,000 | $ 25,000 |
| Duval County Texas | 1 | $ 170,000 | $ 170,000 | $ 318,000 |
| El Paso County Texas | 1 | $ 173,000 | $ 173,000 | $ 74,000 |
| Garza County Texas | 1 | $ 176,000 | $ 176,000 | $ 107,000 |
| Gray County Texas | 1 | $ 40,000 | $ 40,000 | $ 34,000 |
| Hidalgo County Texas | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Jack County Texas | 1 | $ 254,000 | $ 254,000 | $ 574,000 |
| Kent County Texas | 1 | $ 240,000 | $ 240,000 | $ 198,000 |
| Limestone County Texas | 1 | $ 160,000 | $ 160,000 | $ 78,000 |
| Maverick County Texas | 1 | $ 170,000 | $ 170,000 | $ 103,000 |
| McCulloch County Texas | 1 | $ 200,000 | $ 200,000 | $ 86,000 |
| Motley County Texas | 1 | $ 59,000 | $ 59,000 | $ 24,000 |
| Nacogdoches County Texas | 1 | $ 1,931,000 | $ 1,931,000 | $ 0 |
| Newton County Texas | 1 | $ 298,000 | $ 298,000 | $ 115,000 |
| Potter County Texas | 1 | $ 417,000 | $ 417,000 | $ 215,000 |
| Rains County Texas | 1 | $ 254,000 | $ 254,000 | $ 172,000 |
| Real County Texas | 1 | $ 184,000 | $ 184,000 | $ 285,000 |
| Red River County Texas | 1 | $ 345,000 | $ 345,000 | $ 733,000 |
| Reeves County Texas | 1 | $ 173,000 | $ 173,000 | $ 157,000 |
| Rusk County Texas | 1 | $ 135,000 | $ 135,000 | $ 68,000 |
| Sterling County Texas | 1 | $ 178,000 | $ 178,000 | $ 107,000 |
| Swisher County Texas | 1 | $ 63,000 | $ 63,000 | $ 27,000 |
| Titus County Texas | 1 | $ 158,000 | $ 158,000 | $ 66,000 |
| Val Verde County Texas | 1 | $ 188,000 | $ 188,000 | $ 701,000 |
| Young County Texas | 1 | $ 879,000 | $ 879,000 | $ 645,000 |
Mortgage Loan Application Detail Totals for Prosperity Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,289 | $1,971,650,000 | $459,000 | $49,350,000 | $179,000 | $9,999,000 |
| Home Improvement | 1,510 | $136,925,000 | $90,000 | $3,000,000 | $104,000 | $5,957,000 |
| Refinancing | 1,197 | $304,481,000 | $254,000 | $14,000,000 | $177,000 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,196 | $1,014,571,000 | $241,000 | $12,605,000 | $190,000 | $9,999,000 |
| Hispanic | 987 | $128,360,000 | $130,000 | $4,000,000 | $105,000 | $3,628,000 |
| Not applicable | 722 | $1,010,803,000 | $1,400,000 | $49,350,000 | $16,000 | $9,999,000 |
| Not Provided | 595 | $149,387,000 | $251,000 | $4,500,000 | $176,000 | $2,373,000 |
| Black or African American | 227 | $22,262,000 | $98,000 | $1,640,000 | $105,000 | $1,700,000 |
| Asian | 209 | $68,605,000 | $328,000 | $2,320,000 | $230,000 | $1,671,000 |
| American Indian or Alaskan Native | 46 | $14,027,000 | $304,000 | $1,540,000 | $843,000 | $9,999,000 |
| Native Hawaiin or Other Pacific Islander | 14 | $5,041,000 | $360,000 | $1,565,000 | $666,000 | $3,812,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,623 | $2,358,169,000 | $356,000 | $49,350,000 | $168,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 315 | $43,291,000 | $137,000 | $290,000 | $67,000 | $580,000 |
| VA-guaranteed (Veterans Administration) | 53 | $10,872,000 | $205,000 | $521,000 | $85,000 | $796,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $724,000 | $144,000 | $219,000 | $52,000 | $109,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,352 | $1,281,136,000 | $294,000 | $41,900,000 | $181,000 | $9,999,000 |
| Application Denied By Financial Institution | 1,142 | $390,063,000 | $341,000 | $43,520,000 | $93,000 | $9,999,000 |
| Application Withdrawn By Applicant | 1,080 | $525,616,000 | $486,000 | $49,350,000 | $166,000 | $3,000,000 |
| Application Approved But Not Accepted | 375 | $206,801,000 | $551,000 | $30,000,000 | $153,000 | $1,899,000 |
| Loan Purchased By The Institution | 33 | $6,005,000 | $181,000 | $304,000 | $119,000 | $667,000 |
| File Closed For Incompleteness | 14 | $3,435,000 | $245,000 | $808,000 | $184,000 | $453,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 503 | $98,865,000 | $196,000 | $43,520,000 | $78,000 | $1,253,000 |
| Debt-To-Income Ratio | 467 | $124,116,000 | $265,000 | $20,000,000 | $64,000 | $631,000 |
| Collateral | 61 | $12,809,000 | $209,000 | $780,000 | $124,000 | $1,031,000 |
| Other | 40 | $124,326,000 | $3,108,000 | $39,100,000 | $297,000 | $6,000,000 |
| Employment History | 35 | $3,764,000 | $107,000 | $455,000 | $83,000 | $381,000 |
| Credit Application Incomplete | 20 | $17,247,000 | $862,000 | $14,000,000 | $110,000 | $510,000 |
| Unverifiable Information | 9 | $5,513,000 | $612,000 | $4,677,000 | $1,169,000 | $9,999,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $3,423,000 | $489,000 | $1,520,000 | $176,000 | $424,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Prosperity Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Prosperity Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.