Prosperity Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Prosperity Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Prosperity Bank 1301 N Mechanic El Campo, TX 77437 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 11,047 |
| Total Mortgage Loan Application Amount | $4,101,225,000 |
| Average Mortgage Loan Application Amount | $265,000 |
| Highest Mortgage Loan Application Amount | $74,305,000 |
| Average Applicant Income | $177,600 |
| Highest Applicant Income | $8,299,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Prosperity Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Prosperity Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Prosperity Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Prosperity Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Prosperity Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Prosperity Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 1,316 | $ 478,360,000 | $ 363,000 | $ 176,000 |
| Tarrant County Texas | 1,279 | $ 401,045,000 | $ 313,000 | $ 170,000 |
| Harris County Texas | 917 | $ 569,525,000 | $ 621,000 | $ 299,000 |
| Collin County Texas | 657 | $ 270,865,000 | $ 412,000 | $ 193,000 |
| Travis County Texas | 454 | $ 466,150,000 | $ 1,026,000 | $ 387,000 |
| Denton County Texas | 411 | $ 215,145,000 | $ 523,000 | $ 175,000 |
| Lubbock County Texas | 398 | $ 73,280,000 | $ 184,000 | $ 134,000 |
| Brazos County Texas | 230 | $ 67,930,000 | $ 295,000 | $ 207,000 |
| Tulsa County Oklahoma | 223 | $ 46,335,000 | $ 207,000 | $ 144,000 |
| Victoria County Texas | 218 | $ 41,070,000 | $ 188,000 | $ 144,000 |
| Nueces County Texas | 206 | $ 50,590,000 | $ 245,000 | $ 267,000 |
| Oklahoma County Oklahoma | 197 | $ 49,685,000 | $ 252,000 | $ 159,000 |
| Parker County Texas | 183 | $ 64,245,000 | $ 351,000 | $ 187,000 |
| Smith County Texas | 176 | $ 60,920,000 | $ 346,000 | $ 153,000 |
| Fort Bend County Texas | 174 | $ 78,640,000 | $ 451,000 | $ 222,000 |
| Hale County Texas | 152 | $ 16,070,000 | $ 105,000 | $ 80,000 |
| Montgomery County Texas | 151 | $ 63,005,000 | $ 417,000 | $ 285,000 |
| Williamson County Texas | 143 | $ 93,255,000 | $ 652,000 | $ 170,000 |
| Galveston County Texas | 128 | $ 40,590,000 | $ 317,000 | $ 210,000 |
| Brazoria County Texas | 116 | $ 25,200,000 | $ 217,000 | $ 175,000 |
| Taylor County Texas | 113 | $ 16,685,000 | $ 147,000 | $ 109,000 |
| Bexar County Texas | 104 | $ 29,400,000 | $ 282,000 | $ 210,000 |
| Comal County Texas | 102 | $ 37,960,000 | $ 372,000 | $ 219,000 |
| Hays County Texas | 83 | $ 42,795,000 | $ 515,000 | $ 288,000 |
| Wharton County Texas | 82 | $ 16,440,000 | $ 200,000 | $ 125,000 |
| Henderson County Texas | 76 | $ 23,800,000 | $ 313,000 | $ 153,000 |
| Matagorda County Texas | 76 | $ 20,090,000 | $ 264,000 | $ 165,000 |
| Waller County Texas | 75 | $ 30,665,000 | $ 408,000 | $ 171,000 |
| Ellis County Texas | 74 | $ 26,520,000 | $ 358,000 | $ 130,000 |
| Aransas County Texas | 68 | $ 18,030,000 | $ 265,000 | $ 183,000 |
| Midland County Texas | 68 | $ 18,430,000 | $ 271,000 | $ 279,000 |
| Cleveland County Oklahoma | 66 | $ 35,140,000 | $ 532,000 | $ 131,000 |
| Anderson County Texas | 57 | $ 10,305,000 | $ 180,000 | $ 99,000 |
| San Patricio County Texas | 57 | $ 22,685,000 | $ 397,000 | $ 163,000 |
| Navarro County Texas | 56 | $ 13,970,000 | $ 249,000 | $ 120,000 |
| Houston County Texas | 55 | $ 9,625,000 | $ 175,000 | $ 119,000 |
| Canadian County Oklahoma | 51 | $ 13,805,000 | $ 270,000 | $ 92,000 |
| Grayson County Texas | 51 | $ 13,195,000 | $ 258,000 | $ 248,000 |
| Tom Green County Texas | 51 | $ 7,145,000 | $ 140,000 | $ 56,000 |
| Kaufman County Texas | 48 | $ 9,360,000 | $ 195,000 | $ 87,000 |
| Johnson County Texas | 47 | $ 11,305,000 | $ 240,000 | $ 121,000 |
| Bastrop County Texas | 46 | $ 11,750,000 | $ 255,000 | $ 131,000 |
| Liberty County Texas | 44 | $ 8,400,000 | $ 190,000 | $ 155,000 |
| Ector County Texas | 43 | $ 7,485,000 | $ 174,000 | $ 209,000 |
| Walker County Texas | 43 | $ 9,715,000 | $ 225,000 | $ 132,000 |
| Fayette County Texas | 42 | $ 11,380,000 | $ 270,000 | $ 180,000 |
| Rockwall County Texas | 40 | $ 12,000,000 | $ 300,000 | $ 156,000 |
| Cooke County Texas | 37 | $ 9,735,000 | $ 263,000 | $ 206,000 |
| Brown County Texas | 35 | $ 4,915,000 | $ 140,000 | $ 67,000 |
| Calhoun County Texas | 33 | $ 7,305,000 | $ 221,000 | $ 234,000 |
| Grimes County Texas | 33 | $ 9,175,000 | $ 278,000 | $ 182,000 |
| Guadalupe County Texas | 31 | $ 7,505,000 | $ 242,000 | $ 194,000 |
| Howard County Texas | 31 | $ 5,345,000 | $ 172,000 | $ 145,000 |
| Burnet County Texas | 30 | $ 13,930,000 | $ 464,000 | $ 239,000 |
| Jackson County Texas | 30 | $ 5,690,000 | $ 189,000 | $ 112,000 |
| Terry County Texas | 30 | $ 3,060,000 | $ 102,000 | $ 64,000 |
| Wood County Texas | 30 | $ 20,240,000 | $ 674,000 | $ 176,000 |
| Comanche County Texas | 29 | $ 3,795,000 | $ 130,000 | $ 90,000 |
| Madison County Texas | 28 | $ 5,380,000 | $ 192,000 | $ 90,000 |
| Burleson County Texas | 26 | $ 4,670,000 | $ 179,000 | $ 129,000 |
| Jefferson County Texas | 25 | $ 35,735,000 | $ 1,429,000 | $ 190,000 |
| Lavaca County Texas | 25 | $ 8,215,000 | $ 328,000 | $ 145,000 |
| Colorado County Texas | 24 | $ 5,920,000 | $ 246,000 | $ 130,000 |
| Freestone County Texas | 24 | $ 4,010,000 | $ 167,000 | $ 94,000 |
| Gregg County Texas | 24 | $ 3,000,000 | $ 125,000 | $ 103,000 |
| Bee County Texas | 23 | $ 3,195,000 | $ 138,000 | $ 128,000 |
| Hockley County Texas | 23 | $ 2,545,000 | $ 110,000 | $ 91,000 |
| Cherokee County Texas | 22 | $ 2,850,000 | $ 129,000 | $ 92,000 |
| Jack County Texas | 21 | $ 2,765,000 | $ 131,000 | $ 93,000 |
| Jim Wells County Texas | 21 | $ 3,695,000 | $ 175,000 | $ 146,000 |
| Scurry County Texas | 21 | $ 3,215,000 | $ 153,000 | $ 94,000 |
| Chambers County Texas | 20 | $ 4,650,000 | $ 232,000 | $ 152,000 |
| Eastland County Texas | 20 | $ 2,140,000 | $ 107,000 | $ 76,000 |
| Kleberg County Texas | 20 | $ 3,830,000 | $ 191,000 | $ 192,000 |
| Panola County Texas | 20 | $ 4,080,000 | $ 204,000 | $ 220,000 |
| Pottawatomie County Oklahoma | 19 | $ 1,235,000 | $ 65,000 | $ 106,000 |
| Rogers County Oklahoma | 19 | $ 3,735,000 | $ 196,000 | $ 104,000 |
| Atascosa County Texas | 19 | $ 3,945,000 | $ 207,000 | $ 133,000 |
| DeWitt County Texas | 19 | $ 4,145,000 | $ 218,000 | $ 158,000 |
| Goliad County Texas | 19 | $ 5,045,000 | $ 265,000 | $ 164,000 |
| Leon County Texas | 19 | $ 4,455,000 | $ 234,000 | $ 187,000 |
| San Jacinto County Texas | 19 | $ 5,065,000 | $ 266,000 | $ 292,000 |
| Muskogee County Oklahoma | 18 | $ 3,560,000 | $ 197,000 | $ 117,000 |
| Van Zandt County Texas | 18 | $ 4,350,000 | $ 241,000 | $ 206,000 |
| Wise County Texas | 18 | $ 6,780,000 | $ 376,000 | $ 132,000 |
| Gonzales County Texas | 17 | $ 3,385,000 | $ 199,000 | $ 134,000 |
| Hunt County Texas | 17 | $ 3,955,000 | $ 232,000 | $ 196,000 |
| Limestone County Texas | 16 | $ 4,630,000 | $ 289,000 | $ 169,000 |
| Llano County Texas | 16 | $ 6,870,000 | $ 429,000 | $ 216,000 |
| Gillespie County Texas | 15 | $ 5,555,000 | $ 370,000 | $ 246,000 |
| Hood County Texas | 15 | $ 3,545,000 | $ 236,000 | $ 141,000 |
| Palo Pinto County Texas | 15 | $ 7,375,000 | $ 491,000 | $ 550,000 |
| Upshur County Texas | 15 | $ 4,705,000 | $ 313,000 | $ 70,000 |
| Austin County Texas | 14 | $ 7,120,000 | $ 508,000 | $ 325,000 |
| Floyd County Texas | 13 | $ 1,085,000 | $ 83,000 | $ 80,000 |
| Robertson County Texas | 13 | $ 2,155,000 | $ 165,000 | $ 95,000 |
| Lamb County Texas | 12 | $ 1,010,000 | $ 84,000 | $ 73,000 |
| McCurtain County Oklahoma | 11 | $ 3,265,000 | $ 296,000 | $ 223,000 |
| Wagoner County Oklahoma | 11 | $ 1,455,000 | $ 132,000 | $ 132,000 |
| Bell County Texas | 11 | $ 4,025,000 | $ 365,000 | $ 152,000 |
| Cameron County Texas | 11 | $ 2,955,000 | $ 268,000 | $ 364,000 |
| Lee County Texas | 11 | $ 2,445,000 | $ 222,000 | $ 118,000 |
| Washington County Texas | 11 | $ 4,495,000 | $ 408,000 | $ 178,000 |
| Blanco County Texas | 10 | $ 3,880,000 | $ 388,000 | $ 219,000 |
| Randall County Texas | 10 | $ 1,820,000 | $ 182,000 | $ 185,000 |
| Montague County Texas | 9 | $ 2,465,000 | $ 273,000 | $ 195,000 |
| Refugio County Texas | 9 | $ 2,325,000 | $ 258,000 | $ 88,000 |
| Caldwell County Texas | 8 | $ 2,380,000 | $ 297,000 | $ 125,000 |
| Callahan County Texas | 8 | $ 770,000 | $ 96,000 | $ 57,000 |
| Jones County Texas | 8 | $ 820,000 | $ 102,000 | $ 55,000 |
| Kendall County Texas | 8 | $ 5,140,000 | $ 642,000 | $ 408,000 |
| Nacogdoches County Texas | 8 | $ 2,910,000 | $ 363,000 | $ 71,000 |
| Rusk County Texas | 8 | $ 2,530,000 | $ 316,000 | $ 185,000 |
| Wilson County Texas | 8 | $ 1,690,000 | $ 211,000 | $ 139,000 |
| Creek County Oklahoma | 7 | $ 2,625,000 | $ 375,000 | $ 189,000 |
| Delaware County Oklahoma | 7 | $ 2,075,000 | $ 296,000 | $ 1,035,000 |
| Fannin County Texas | 7 | $ 1,535,000 | $ 219,000 | $ 137,000 |
| Gaines County Texas | 7 | $ 2,315,000 | $ 330,000 | $ 186,000 |
| Trinity County Texas | 7 | $ 1,555,000 | $ 222,000 | $ 146,000 |
| Logan County Oklahoma | 6 | $ 1,870,000 | $ 311,000 | $ 121,000 |
| Davidson County Tennessee | 6 | $ 1,720,000 | $ 286,000 | $ 330,000 |
| Erath County Texas | 6 | $ 720,000 | $ 120,000 | $ 135,000 |
| Harrison County Texas | 6 | $ 1,290,000 | $ 215,000 | $ 132,000 |
| Live Oak County Texas | 6 | $ 1,600,000 | $ 266,000 | $ 119,000 |
| McLennan County Texas | 6 | $ 1,360,000 | $ 226,000 | $ 158,000 |
| Milam County Texas | 6 | $ 2,700,000 | $ 450,000 | $ 296,000 |
| Osage County Oklahoma | 5 | $ 845,000 | $ 169,000 | $ 65,000 |
| Payne County Oklahoma | 5 | $ 1,635,000 | $ 327,000 | $ 512,000 |
| Franklin County Texas | 5 | $ 2,505,000 | $ 501,000 | $ 700,000 |
| Hardin County Texas | 5 | $ 745,000 | $ 149,000 | $ 106,000 |
| Uvalde County Texas | 5 | $ 1,665,000 | $ 333,000 | $ 498,000 |
| La Plata County Colorado | 4 | $ 2,890,000 | $ 722,000 | $ 339,000 |
| Walton County Florida | 4 | $ 6,570,000 | $ 1,642,000 | $ 2,483,000 |
| Lincoln County New Mexico | 4 | $ 2,080,000 | $ 520,000 | $ 575,000 |
| Grady County Oklahoma | 4 | $ 1,110,000 | $ 277,000 | $ 120,000 |
| Wilson County Tennessee | 4 | $ 1,440,000 | $ 360,000 | $ 167,000 |
| Angelina County Texas | 4 | $ 1,330,000 | $ 332,000 | $ 228,000 |
| Bosque County Texas | 4 | $ 770,000 | $ 192,000 | $ 127,000 |
| Duval County Texas | 4 | $ 690,000 | $ 172,000 | $ 94,000 |
| Hidalgo County Texas | 4 | $ 910,000 | $ 227,000 | $ 190,000 |
| Karnes County Texas | 4 | $ 1,260,000 | $ 315,000 | $ 202,000 |
| Lamar County Texas | 4 | $ 1,190,000 | $ 297,000 | $ 122,000 |
| Polk County Texas | 4 | $ 900,000 | $ 225,000 | $ 217,000 |
| Somervell County Texas | 4 | $ 590,000 | $ 147,000 | $ 52,000 |
| San Diego County California | 3 | $ 665,000 | $ 221,000 | $ 101,000 |
| Clark County Nevada | 3 | $ 645,000 | $ 215,000 | $ 285,000 |
| Taos County New Mexico | 3 | $ 965,000 | $ 321,000 | $ 394,000 |
| Custer County Oklahoma | 3 | $ 225,000 | $ 75,000 | $ 181,000 |
| Okmulgee County Oklahoma | 3 | $ 395,000 | $ 131,000 | $ 68,000 |
| Pittsburg County Oklahoma | 3 | $ 405,000 | $ 135,000 | $ 168,000 |
| Carson County Texas | 3 | $ 565,000 | $ 188,000 | $ 90,000 |
| Garza County Texas | 3 | $ 475,000 | $ 158,000 | $ 97,000 |
| Jim Hogg County Texas | 3 | $ 535,000 | $ 178,000 | $ 80,000 |
| Lynn County Texas | 3 | $ 475,000 | $ 158,000 | $ 106,000 |
| Medina County Texas | 3 | $ 635,000 | $ 211,000 | $ 410,000 |
| Motley County Texas | 3 | $ 365,000 | $ 121,000 | $ 111,000 |
| Potter County Texas | 3 | $ 3,085,000 | $ 1,028,000 | $ 60,000 |
| Rains County Texas | 3 | $ 505,000 | $ 168,000 | $ 108,000 |
| Runnels County Texas | 3 | $ 375,000 | $ 125,000 | $ 112,000 |
| Stephens County Texas | 3 | $ 1,725,000 | $ 575,000 | $ 366,000 |
| Wichita County Texas | 3 | $ 3,115,000 | $ 1,038,000 | $ 1,020,000 |
| Maricopa County Arizona | 2 | $ 330,000 | $ 165,000 | $ 91,000 |
| Pima County Arizona | 2 | $ 680,000 | $ 340,000 | $ 122,000 |
| El Paso County Colorado | 2 | $ 1,370,000 | $ 685,000 | $ 228,000 |
| Park County Colorado | 2 | $ 230,000 | $ 115,000 | $ 70,000 |
| Weld County Colorado | 2 | $ 820,000 | $ 410,000 | $ 508,000 |
| Broward County Florida | 2 | $ 2,140,000 | $ 1,070,000 | $ 564,000 |
| Palm Beach County Florida | 2 | $ 1,820,000 | $ 910,000 | $ 1,370,000 |
| St. Johns County Florida | 2 | $ 630,000 | $ 315,000 | $ 290,000 |
| Cherokee County Oklahoma | 2 | $ 830,000 | $ 415,000 | $ 534,000 |
| Comanche County Oklahoma | 2 | $ 290,000 | $ 145,000 | $ 564,000 |
| Marshall County Oklahoma | 2 | $ 420,000 | $ 210,000 | $ 261,000 |
| Mayes County Oklahoma | 2 | $ 420,000 | $ 210,000 | $ 199,000 |
| Pontotoc County Oklahoma | 2 | $ 200,000 | $ 100,000 | $ 330,000 |
| Montgomery County Tennessee | 2 | $ 650,000 | $ 325,000 | $ 136,000 |
| Andrews County Texas | 2 | $ 400,000 | $ 200,000 | $ 163,000 |
| Bandera County Texas | 2 | $ 280,000 | $ 140,000 | $ 146,000 |
| Crosby County Texas | 2 | $ 150,000 | $ 75,000 | $ 77,000 |
| Hill County Texas | 2 | $ 440,000 | $ 220,000 | $ 375,000 |
| Kerr County Texas | 2 | $ 1,260,000 | $ 630,000 | $ 133,000 |
| Lampasas County Texas | 2 | $ 680,000 | $ 340,000 | $ 133,000 |
| Marion County Texas | 2 | $ 190,000 | $ 95,000 | $ 44,000 |
| Presidio County Texas | 2 | $ 330,000 | $ 165,000 | $ 364,000 |
| Sabine County Texas | 2 | $ 440,000 | $ 220,000 | $ 294,000 |
| Shelby County Texas | 2 | $ 200,000 | $ 100,000 | $ 41,000 |
| Chesterfield County Virginia | 2 | $ 490,000 | $ 245,000 | $ 100,000 |
| Polk County Arkansas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| Saline County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 181,000 |
| Sebastian County Arkansas | 1 | $ 235,000 | $ 235,000 | $ 1,088,000 |
| Washington County Arkansas | 1 | $ 195,000 | $ 195,000 | $ 171,000 |
| Los Angeles County California | 1 | $ 235,000 | $ 235,000 | $ 147,000 |
| Adams County Colorado | 1 | $ 515,000 | $ 515,000 | $ 343,000 |
| Archuleta County Colorado | 1 | $ 805,000 | $ 805,000 | $ 412,000 |
| Custer County Colorado | 1 | $ 555,000 | $ 555,000 | $ 131,000 |
| Eagle County Colorado | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Garfield County Colorado | 1 | $ 415,000 | $ 415,000 | $ 108,000 |
| Mineral County Colorado | 1 | $ 225,000 | $ 225,000 | $ 67,000 |
| Pitkin County Colorado | 1 | $ 505,000 | $ 505,000 | $ 361,000 |
| Summit County Colorado | 1 | $ 755,000 | $ 755,000 | $ 0 |
| Teller County Colorado | 1 | $ 325,000 | $ 325,000 | $ 237,000 |
| Sussex County Delaware | 1 | $ 1,945,000 | $ 1,945,000 | $ 1,253,000 |
| Collier County Florida | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Duval County Florida | 1 | $ 1,605,000 | $ 1,605,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Pinellas County Florida | 1 | $ 1,365,000 | $ 1,365,000 | $ 0 |
| Cobb County Georgia | 1 | $ 385,000 | $ 385,000 | $ 80,000 |
| Lowndes County Georgia | 1 | $ 335,000 | $ 335,000 | $ 140,000 |
| Hawaii County Hawaii | 1 | $ 915,000 | $ 915,000 | $ 3,848,000 |
| Jefferson County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 254,000 |
| Calcasieu County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 406,000 |
| Lincoln County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 102,000 |
| Orleans County Louisiana | 1 | $ 485,000 | $ 485,000 | $ 496,000 |
| Baltimore County Maryland | 1 | $ 515,000 | $ 515,000 | $ 325,000 |
| Baltimore City County Maryland | 1 | $ 315,000 | $ 315,000 | $ 202,000 |
| Barnstable County Massachusetts | 1 | $ 1,025,000 | $ 1,025,000 | $ 962,000 |
| Allegan County Michigan | 1 | $ 195,000 | $ 195,000 | $ 72,000 |
| Ingham County Michigan | 1 | $ 235,000 | $ 235,000 | $ 145,000 |
| Becker County Minnesota | 1 | $ 705,000 | $ 705,000 | $ 216,000 |
| Washington County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 131,000 |
| Pulaski County Missouri | 1 | $ 155,000 | $ 155,000 | $ 210,000 |
| St. Clair County Missouri | 1 | $ 55,000 | $ 55,000 | $ 90,000 |
| Taney County Missouri | 1 | $ 705,000 | $ 705,000 | $ 757,000 |
| Gallatin County Montana | 1 | $ 1,245,000 | $ 1,245,000 | $ 2,952,000 |
| Madison County Montana | 1 | $ 745,000 | $ 745,000 | $ 1,896,000 |
| Box Butte County Nebraska | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Catron County New Mexico | 1 | $ 205,000 | $ 205,000 | $ 45,000 |
| Chaves County New Mexico | 1 | $ 265,000 | $ 265,000 | $ 788,000 |
| Colfax County New Mexico | 1 | $ 75,000 | $ 75,000 | $ 235,000 |
| Grant County New Mexico | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Santa Fe County New Mexico | 1 | $ 365,000 | $ 365,000 | $ 200,000 |
| Atoka County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Blaine County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 74,000 |
| Kay County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 0 |
| McClain County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 0 |
| McIntosh County Oklahoma | 1 | $ 315,000 | $ 315,000 | $ 525,000 |
| Washington County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Washita County Oklahoma | 1 | $ 505,000 | $ 505,000 | $ 161,000 |
| Lane County Oregon | 1 | $ 385,000 | $ 385,000 | $ 87,000 |
| Washington County Oregon | 1 | $ 235,000 | $ 235,000 | $ 84,000 |
| Greenville County South Carolina | 1 | $ 515,000 | $ 515,000 | $ 135,000 |
| Sumner County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 283,000 |
| Bailey County Texas | 1 | $ 335,000 | $ 335,000 | $ 270,000 |
| Bowie County Texas | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Brooks County Texas | 1 | $ 365,000 | $ 365,000 | $ 139,000 |
| Camp County Texas | 1 | $ 305,000 | $ 305,000 | $ 94,000 |
| Castro County Texas | 1 | $ 55,000 | $ 55,000 | $ 81,000 |
| Clay County Texas | 1 | $ 75,000 | $ 75,000 | $ 34,000 |
| Coke County Texas | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Coryell County Texas | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Dawson County Texas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Edwards County Texas | 1 | $ 155,000 | $ 155,000 | $ 203,000 |
| Frio County Texas | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Hamilton County Texas | 1 | $ 255,000 | $ 255,000 | $ 159,000 |
| Hopkins County Texas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Irion County Texas | 1 | $ 475,000 | $ 475,000 | $ 118,000 |
| Kent County Texas | 1 | $ 95,000 | $ 95,000 | $ 45,000 |
| Martin County Texas | 1 | $ 155,000 | $ 155,000 | $ 166,000 |
| Mills County Texas | 1 | $ 375,000 | $ 375,000 | $ 188,000 |
| Mitchell County Texas | 1 | $ 405,000 | $ 405,000 | $ 135,000 |
| Nolan County Texas | 1 | $ 735,000 | $ 735,000 | $ 0 |
| Orange County Texas | 1 | $ 65,000 | $ 65,000 | $ 13,000 |
| Pecos County Texas | 1 | $ 55,000 | $ 55,000 | $ 54,000 |
| Red River County Texas | 1 | $ 75,000 | $ 75,000 | $ 59,000 |
| Reeves County Texas | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| San Saba County Texas | 1 | $ 35,000 | $ 35,000 | $ 29,000 |
| Swisher County Texas | 1 | $ 175,000 | $ 175,000 | $ 125,000 |
| Webb County Texas | 1 | $ 55,000 | $ 55,000 | $ 124,000 |
| Willacy County Texas | 1 | $ 295,000 | $ 295,000 | $ 276,000 |
| Falls Church County Virginia | 1 | $ 515,000 | $ 515,000 | $ 139,000 |
Mortgage Loan Application Detail Totals for Prosperity Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,297 | $2,669,615,000 | $423,000 | $74,305,000 | $179,000 | $4,821,000 |
| Refinancing | 3,468 | $1,220,800,000 | $352,000 | $22,595,000 | $232,000 | $8,299,000 |
| Home Improvement | 652 | $75,470,000 | $115,000 | $2,615,000 | $162,000 | $3,270,000 |
| Other Purpose | 329 | $47,665,000 | $144,000 | $2,005,000 | $169,000 | $3,239,000 |
| Cash-out Refinancing | 301 | $87,675,000 | $291,000 | $1,225,000 | $146,000 | $865,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,872 | $2,014,490,000 | $343,000 | $5,625,000 | $224,000 | $8,299,000 |
| Hispanic | 2,184 | $439,750,000 | $201,000 | $4,525,000 | $99,000 | $3,270,000 |
| Not Provided | 1,391 | $459,115,000 | $330,000 | $6,005,000 | $209,000 | $7,235,000 |
| Not applicable | 864 | $925,980,000 | $1,071,000 | $74,305,000 | $0 | $0 |
| Asian | 357 | $156,615,000 | $438,000 | $4,805,000 | $250,000 | $2,081,000 |
| Black or African American | 324 | $85,030,000 | $262,000 | $5,005,000 | $132,000 | $4,821,000 |
| American Indian or Alaskan Native | 33 | $11,915,000 | $361,000 | $4,505,000 | $305,000 | $3,239,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $2,045,000 | $409,000 | $1,505,000 | $581,000 | $2,386,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,849 | $4,056,605,000 | $373,000 | $74,305,000 | $196,000 | $8,299,000 |
| FHA-insured (Federal Housing Administration) | 129 | $25,765,000 | $199,000 | $415,000 | $81,000 | $391,000 |
| VA-guaranteed (Veterans Administration) | 68 | $18,650,000 | $274,000 | $575,000 | $108,000 | $431,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $205,000 | $205,000 | $205,000 | $46,000 | $46,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,179 | $2,509,335,000 | $349,000 | $74,305,000 | $198,000 | $7,680,000 |
| Application Withdrawn By Applicant | 1,773 | $781,365,000 | $440,000 | $48,255,000 | $211,000 | $4,280,000 |
| Application Denied By Financial Institution | 1,551 | $539,775,000 | $348,000 | $52,505,000 | $134,000 | $8,299,000 |
| Application Approved But Not Accepted | 353 | $167,875,000 | $475,000 | $48,005,000 | $228,000 | $3,239,000 |
| File Closed For Incompleteness | 186 | $98,390,000 | $528,000 | $10,005,000 | $275,000 | $4,821,000 |
| Loan Purchased By The Institution | 5 | $4,485,000 | $897,000 | $1,865,000 | $323,000 | $551,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,496 | $3,561,450,000 | $375,000 | $74,305,000 | $204,000 | $7,680,000 |
| Debt-To-Income Ratio | 725 | $291,535,000 | $402,000 | $28,755,000 | $85,000 | $1,051,000 |
| Credit History | 480 | $89,010,000 | $185,000 | $4,105,000 | $146,000 | $3,600,000 |
| Collateral | 144 | $92,590,000 | $642,000 | $52,505,000 | $257,000 | $8,299,000 |
| Credit Application Incomplete | 113 | $41,145,000 | $364,000 | $2,005,000 | $224,000 | $1,729,000 |
| Other | 70 | $21,660,000 | $309,000 | $2,615,000 | $165,000 | $1,588,000 |
| Employment History | 7 | $1,855,000 | $265,000 | $715,000 | $157,000 | $480,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $995,000 | $142,000 | $215,000 | $61,000 | $117,000 |
| Unverifiable Information | 5 | $985,000 | $197,000 | $425,000 | $91,000 | $138,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Prosperity Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Prosperity Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.