Prosperity Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Prosperity Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Prosperity Bank 1301 N Mechanic El Campo, TX 77437 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 11,666 |
| Total Mortgage Loan Application Amount | $4,908,080,000 |
| Average Mortgage Loan Application Amount | $314,600 |
| Highest Mortgage Loan Application Amount | $52,185,000 |
| Average Applicant Income | $211,600 |
| Highest Applicant Income | $9,657,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Prosperity Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Prosperity Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Prosperity Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Prosperity Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Prosperity Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Prosperity Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 1,236 | $ 510,670,000 | $ 413,000 | $ 207,000 |
| Harris County Texas | 1,116 | $ 715,930,000 | $ 641,000 | $ 310,000 |
| Tarrant County Texas | 932 | $ 331,870,000 | $ 356,000 | $ 178,000 |
| Travis County Texas | 640 | $ 611,160,000 | $ 954,000 | $ 460,000 |
| Collin County Texas | 481 | $ 210,615,000 | $ 437,000 | $ 210,000 |
| Lubbock County Texas | 442 | $ 91,090,000 | $ 206,000 | $ 139,000 |
| Nueces County Texas | 329 | $ 105,115,000 | $ 319,000 | $ 312,000 |
| Victoria County Texas | 315 | $ 60,905,000 | $ 193,000 | $ 129,000 |
| Oklahoma County Oklahoma | 305 | $ 71,955,000 | $ 235,000 | $ 173,000 |
| Denton County Texas | 280 | $ 134,510,000 | $ 480,000 | $ 232,000 |
| Tulsa County Oklahoma | 271 | $ 88,565,000 | $ 326,000 | $ 159,000 |
| Fort Bend County Texas | 267 | $ 130,005,000 | $ 486,000 | $ 233,000 |
| Brazos County Texas | 258 | $ 82,710,000 | $ 320,000 | $ 186,000 |
| Hale County Texas | 195 | $ 26,265,000 | $ 134,000 | $ 77,000 |
| Montgomery County Texas | 195 | $ 121,705,000 | $ 624,000 | $ 279,000 |
| Smith County Texas | 190 | $ 45,020,000 | $ 236,000 | $ 121,000 |
| Galveston County Texas | 172 | $ 68,870,000 | $ 400,000 | $ 255,000 |
| Williamson County Texas | 164 | $ 151,070,000 | $ 921,000 | $ 198,000 |
| Comal County Texas | 124 | $ 49,190,000 | $ 396,000 | $ 232,000 |
| Brazoria County Texas | 121 | $ 35,605,000 | $ 294,000 | $ 167,000 |
| Bexar County Texas | 110 | $ 47,270,000 | $ 429,000 | $ 257,000 |
| Hays County Texas | 98 | $ 55,380,000 | $ 565,000 | $ 272,000 |
| Waller County Texas | 95 | $ 34,235,000 | $ 360,000 | $ 207,000 |
| Aransas County Texas | 91 | $ 35,895,000 | $ 394,000 | $ 212,000 |
| Henderson County Texas | 89 | $ 33,715,000 | $ 378,000 | $ 287,000 |
| Parker County Texas | 86 | $ 34,550,000 | $ 401,000 | $ 199,000 |
| Kaufman County Texas | 85 | $ 20,775,000 | $ 244,000 | $ 78,000 |
| Taylor County Texas | 83 | $ 14,665,000 | $ 176,000 | $ 104,000 |
| Matagorda County Texas | 80 | $ 15,070,000 | $ 188,000 | $ 149,000 |
| Midland County Texas | 80 | $ 60,070,000 | $ 750,000 | $ 237,000 |
| Navarro County Texas | 78 | $ 28,070,000 | $ 359,000 | $ 188,000 |
| Houston County Texas | 72 | $ 14,210,000 | $ 197,000 | $ 112,000 |
| Wharton County Texas | 72 | $ 17,920,000 | $ 248,000 | $ 156,000 |
| Bastrop County Texas | 71 | $ 23,275,000 | $ 327,000 | $ 172,000 |
| Ellis County Texas | 66 | $ 16,770,000 | $ 254,000 | $ 123,000 |
| Cleveland County Oklahoma | 58 | $ 12,820,000 | $ 221,000 | $ 133,000 |
| Walker County Texas | 58 | $ 50,500,000 | $ 870,000 | $ 185,000 |
| Canadian County Oklahoma | 57 | $ 11,095,000 | $ 194,000 | $ 91,000 |
| Fayette County Texas | 55 | $ 17,365,000 | $ 315,000 | $ 179,000 |
| Guadalupe County Texas | 53 | $ 20,265,000 | $ 382,000 | $ 156,000 |
| Calhoun County Texas | 52 | $ 13,590,000 | $ 261,000 | $ 186,000 |
| Grimes County Texas | 51 | $ 17,235,000 | $ 337,000 | $ 162,000 |
| Howard County Texas | 48 | $ 8,000,000 | $ 166,000 | $ 129,000 |
| Liberty County Texas | 48 | $ 10,770,000 | $ 224,000 | $ 273,000 |
| San Patricio County Texas | 48 | $ 13,050,000 | $ 271,000 | $ 157,000 |
| Ector County Texas | 45 | $ 8,345,000 | $ 185,000 | $ 105,000 |
| Burnet County Texas | 43 | $ 20,575,000 | $ 478,000 | $ 302,000 |
| Johnson County Texas | 42 | $ 11,900,000 | $ 283,000 | $ 106,000 |
| Anderson County Texas | 41 | $ 8,045,000 | $ 196,000 | $ 108,000 |
| Llano County Texas | 39 | $ 33,145,000 | $ 849,000 | $ 630,000 |
| Cherokee County Texas | 38 | $ 7,620,000 | $ 200,000 | $ 107,000 |
| Panola County Texas | 36 | $ 7,800,000 | $ 216,000 | $ 165,000 |
| Cooke County Texas | 33 | $ 10,935,000 | $ 331,000 | $ 205,000 |
| Freestone County Texas | 33 | $ 7,055,000 | $ 213,000 | $ 122,000 |
| Jackson County Texas | 33 | $ 6,465,000 | $ 195,000 | $ 122,000 |
| Eastland County Texas | 32 | $ 6,170,000 | $ 192,000 | $ 72,000 |
| Grayson County Texas | 31 | $ 11,175,000 | $ 360,000 | $ 195,000 |
| Gregg County Texas | 31 | $ 4,895,000 | $ 157,000 | $ 75,000 |
| Tom Green County Texas | 31 | $ 4,815,000 | $ 155,000 | $ 102,000 |
| Wood County Texas | 31 | $ 7,415,000 | $ 239,000 | $ 188,000 |
| Van Zandt County Texas | 30 | $ 10,470,000 | $ 349,000 | $ 109,000 |
| Brown County Texas | 29 | $ 3,605,000 | $ 124,000 | $ 111,000 |
| Hockley County Texas | 29 | $ 3,215,000 | $ 110,000 | $ 67,000 |
| Madison County Texas | 29 | $ 9,345,000 | $ 322,000 | $ 129,000 |
| Terry County Texas | 29 | $ 3,305,000 | $ 113,000 | $ 67,000 |
| Kleberg County Texas | 28 | $ 4,850,000 | $ 173,000 | $ 102,000 |
| Leon County Texas | 28 | $ 11,790,000 | $ 421,000 | $ 184,000 |
| Bee County Texas | 27 | $ 7,395,000 | $ 273,000 | $ 149,000 |
| Goliad County Texas | 27 | $ 8,365,000 | $ 309,000 | $ 170,000 |
| Upshur County Texas | 27 | $ 12,795,000 | $ 473,000 | $ 97,000 |
| Bell County Texas | 26 | $ 7,320,000 | $ 281,000 | $ 145,000 |
| Colorado County Texas | 26 | $ 7,620,000 | $ 293,000 | $ 211,000 |
| DeWitt County Texas | 24 | $ 4,290,000 | $ 178,000 | $ 103,000 |
| Lamb County Texas | 24 | $ 2,210,000 | $ 92,000 | $ 81,000 |
| Rockwall County Texas | 23 | $ 7,795,000 | $ 338,000 | $ 144,000 |
| Lavaca County Texas | 22 | $ 4,520,000 | $ 205,000 | $ 149,000 |
| Robertson County Texas | 22 | $ 5,030,000 | $ 228,000 | $ 104,000 |
| Atascosa County Texas | 21 | $ 9,005,000 | $ 428,000 | $ 162,000 |
| Wise County Texas | 21 | $ 5,895,000 | $ 280,000 | $ 107,000 |
| Muskogee County Oklahoma | 20 | $ 2,430,000 | $ 121,000 | $ 157,000 |
| Blanco County Texas | 20 | $ 12,280,000 | $ 614,000 | $ 276,000 |
| Comanche County Texas | 20 | $ 4,680,000 | $ 234,000 | $ 98,000 |
| Jefferson County Texas | 20 | $ 3,580,000 | $ 179,000 | $ 127,000 |
| Hunt County Texas | 19 | $ 4,215,000 | $ 221,000 | $ 91,000 |
| Hood County Texas | 18 | $ 4,600,000 | $ 255,000 | $ 168,000 |
| Scurry County Texas | 17 | $ 1,895,000 | $ 111,000 | $ 121,000 |
| Floyd County Texas | 16 | $ 1,950,000 | $ 121,000 | $ 77,000 |
| Gonzales County Texas | 16 | $ 3,620,000 | $ 226,000 | $ 124,000 |
| Jim Wells County Texas | 16 | $ 4,200,000 | $ 262,000 | $ 134,000 |
| Harrison County Texas | 15 | $ 4,515,000 | $ 301,000 | $ 156,000 |
| McLennan County Texas | 15 | $ 6,305,000 | $ 420,000 | $ 203,000 |
| Palo Pinto County Texas | 15 | $ 6,495,000 | $ 433,000 | $ 497,000 |
| Rogers County Oklahoma | 14 | $ 2,450,000 | $ 175,000 | $ 81,000 |
| Jack County Texas | 14 | $ 1,810,000 | $ 129,000 | $ 105,000 |
| Chambers County Texas | 13 | $ 4,105,000 | $ 315,000 | $ 134,000 |
| Fannin County Texas | 13 | $ 3,285,000 | $ 252,000 | $ 215,000 |
| San Jacinto County Texas | 13 | $ 5,785,000 | $ 445,000 | $ 369,000 |
| Kendall County Texas | 12 | $ 15,970,000 | $ 1,330,000 | $ 492,000 |
| Lee County Texas | 12 | $ 4,280,000 | $ 356,000 | $ 133,000 |
| Rusk County Texas | 12 | $ 2,910,000 | $ 242,000 | $ 199,000 |
| Washington County Texas | 12 | $ 7,510,000 | $ 625,000 | $ 511,000 |
| Milam County Texas | 11 | $ 3,395,000 | $ 308,000 | $ 117,000 |
| McCurtain County Oklahoma | 10 | $ 5,800,000 | $ 580,000 | $ 762,000 |
| Pottawatomie County Oklahoma | 10 | $ 640,000 | $ 64,000 | $ 73,000 |
| Wilson County Texas | 10 | $ 2,890,000 | $ 289,000 | $ 153,000 |
| Burleson County Texas | 9 | $ 2,595,000 | $ 288,000 | $ 150,000 |
| Franklin County Texas | 9 | $ 4,675,000 | $ 519,000 | $ 564,000 |
| Karnes County Texas | 9 | $ 2,685,000 | $ 298,000 | $ 137,000 |
| Cameron County Texas | 8 | $ 3,240,000 | $ 405,000 | $ 285,000 |
| Crosby County Texas | 8 | $ 1,080,000 | $ 135,000 | $ 60,000 |
| Gillespie County Texas | 8 | $ 8,250,000 | $ 1,031,000 | $ 547,000 |
| Hardin County Texas | 8 | $ 3,270,000 | $ 408,000 | $ 205,000 |
| Logan County Oklahoma | 7 | $ 2,445,000 | $ 349,000 | $ 178,000 |
| Polk County Texas | 7 | $ 975,000 | $ 139,000 | $ 101,000 |
| Trinity County Texas | 7 | $ 1,355,000 | $ 193,000 | $ 110,000 |
| Austin County Texas | 6 | $ 2,010,000 | $ 335,000 | $ 172,000 |
| Callahan County Texas | 6 | $ 1,530,000 | $ 255,000 | $ 199,000 |
| Hill County Texas | 6 | $ 2,250,000 | $ 375,000 | $ 161,000 |
| Jones County Texas | 6 | $ 830,000 | $ 138,000 | $ 82,000 |
| Limestone County Texas | 6 | $ 2,440,000 | $ 406,000 | $ 217,000 |
| Nacogdoches County Texas | 6 | $ 3,650,000 | $ 608,000 | $ 179,000 |
| Walton County Florida | 5 | $ 10,645,000 | $ 2,129,000 | $ 2,523,000 |
| Lincoln County New Mexico | 5 | $ 1,285,000 | $ 257,000 | $ 152,000 |
| Creek County Oklahoma | 5 | $ 2,725,000 | $ 545,000 | $ 258,000 |
| Delaware County Oklahoma | 5 | $ 1,355,000 | $ 271,000 | $ 164,000 |
| McClain County Oklahoma | 5 | $ 2,155,000 | $ 431,000 | $ 227,000 |
| McIntosh County Oklahoma | 5 | $ 1,295,000 | $ 259,000 | $ 265,000 |
| Bandera County Texas | 5 | $ 3,855,000 | $ 771,000 | $ 986,000 |
| Gaines County Texas | 5 | $ 985,000 | $ 197,000 | $ 109,000 |
| Live Oak County Texas | 5 | $ 1,575,000 | $ 315,000 | $ 215,000 |
| Lynn County Texas | 5 | $ 1,065,000 | $ 213,000 | $ 192,000 |
| Mason County Texas | 5 | $ 1,695,000 | $ 339,000 | $ 285,000 |
| Montague County Texas | 5 | $ 525,000 | $ 105,000 | $ 52,000 |
| Randall County Texas | 5 | $ 855,000 | $ 171,000 | $ 304,000 |
| Maricopa County Arizona | 4 | $ 5,850,000 | $ 1,462,000 | $ 208,000 |
| Okaloosa County Florida | 4 | $ 6,970,000 | $ 1,742,000 | $ 522,000 |
| Grady County Oklahoma | 4 | $ 1,130,000 | $ 282,000 | $ 156,000 |
| Payne County Oklahoma | 4 | $ 760,000 | $ 190,000 | $ 402,000 |
| Bosque County Texas | 4 | $ 1,030,000 | $ 257,000 | $ 329,000 |
| Erath County Texas | 4 | $ 1,360,000 | $ 340,000 | $ 158,000 |
| Hidalgo County Texas | 4 | $ 1,090,000 | $ 272,000 | $ 182,000 |
| Hopkins County Texas | 4 | $ 680,000 | $ 170,000 | $ 114,000 |
| Kerr County Texas | 4 | $ 1,720,000 | $ 430,000 | $ 1,588,000 |
| Rains County Texas | 4 | $ 470,000 | $ 117,000 | $ 70,000 |
| Refugio County Texas | 4 | $ 400,000 | $ 100,000 | $ 87,000 |
| Somervell County Texas | 4 | $ 1,120,000 | $ 280,000 | $ 105,000 |
| San Diego County California | 3 | $ 1,685,000 | $ 561,000 | $ 277,000 |
| Routt County Colorado | 3 | $ 2,945,000 | $ 981,000 | $ 1,035,000 |
| Lincoln County Oklahoma | 3 | $ 825,000 | $ 275,000 | $ 91,000 |
| Mayes County Oklahoma | 3 | $ 1,295,000 | $ 431,000 | $ 963,000 |
| Osage County Oklahoma | 3 | $ 825,000 | $ 275,000 | $ 152,000 |
| Wagoner County Oklahoma | 3 | $ 505,000 | $ 168,000 | $ 96,000 |
| Washington County Oklahoma | 3 | $ 835,000 | $ 278,000 | $ 105,000 |
| Andrews County Texas | 3 | $ 785,000 | $ 261,000 | $ 175,000 |
| Bailey County Texas | 3 | $ 465,000 | $ 155,000 | $ 134,000 |
| Cochran County Texas | 3 | $ 285,000 | $ 95,000 | $ 67,000 |
| Dawson County Texas | 3 | $ 515,000 | $ 171,000 | $ 184,000 |
| Falls County Texas | 3 | $ 595,000 | $ 198,000 | $ 142,000 |
| Haskell County Texas | 3 | $ 425,000 | $ 141,000 | $ 112,000 |
| Uvalde County Texas | 3 | $ 945,000 | $ 315,000 | $ 360,000 |
| Archuleta County Colorado | 2 | $ 910,000 | $ 455,000 | $ 385,000 |
| El Paso County Colorado | 2 | $ 1,180,000 | $ 590,000 | $ 230,000 |
| Summit County Colorado | 2 | $ 3,470,000 | $ 1,735,000 | $ 468,000 |
| Broward County Florida | 2 | $ 3,470,000 | $ 1,735,000 | $ 824,000 |
| Ada County Idaho | 2 | $ 980,000 | $ 490,000 | $ 150,000 |
| DuPage County Illinois | 2 | $ 230,000 | $ 115,000 | $ 96,000 |
| Riley County Kansas | 2 | $ 430,000 | $ 215,000 | $ 79,000 |
| Caddo County Louisiana | 2 | $ 1,170,000 | $ 585,000 | $ 639,000 |
| Orleans County Louisiana | 2 | $ 770,000 | $ 385,000 | $ 210,000 |
| Jackson County Missouri | 2 | $ 840,000 | $ 420,000 | $ 332,000 |
| Montgomery County Ohio | 2 | $ 240,000 | $ 120,000 | $ 312,000 |
| Carter County Oklahoma | 2 | $ 320,000 | $ 160,000 | $ 88,000 |
| Angelina County Texas | 2 | $ 300,000 | $ 150,000 | $ 138,000 |
| Archer County Texas | 2 | $ 770,000 | $ 385,000 | $ 131,000 |
| Caldwell County Texas | 2 | $ 520,000 | $ 260,000 | $ 131,000 |
| Coleman County Texas | 2 | $ 490,000 | $ 245,000 | $ 134,000 |
| Coryell County Texas | 2 | $ 1,080,000 | $ 540,000 | $ 297,000 |
| Edwards County Texas | 2 | $ 650,000 | $ 325,000 | $ 328,000 |
| Hamilton County Texas | 2 | $ 490,000 | $ 245,000 | $ 103,000 |
| Jasper County Texas | 2 | $ 340,000 | $ 170,000 | $ 220,000 |
| Lampasas County Texas | 2 | $ 640,000 | $ 320,000 | $ 128,000 |
| Martin County Texas | 2 | $ 430,000 | $ 215,000 | $ 260,000 |
| Medina County Texas | 2 | $ 990,000 | $ 495,000 | $ 365,000 |
| Mills County Texas | 2 | $ 320,000 | $ 160,000 | $ 318,000 |
| Motley County Texas | 2 | $ 300,000 | $ 150,000 | $ 143,000 |
| Nolan County Texas | 2 | $ 350,000 | $ 175,000 | $ 227,000 |
| Orange County Texas | 2 | $ 1,250,000 | $ 625,000 | $ 388,000 |
| Parmer County Texas | 2 | $ 800,000 | $ 400,000 | $ 257,000 |
| Potter County Texas | 2 | $ 1,820,000 | $ 910,000 | $ 943,000 |
| Sabine County Texas | 2 | $ 880,000 | $ 440,000 | $ 233,000 |
| Stephens County Texas | 2 | $ 6,140,000 | $ 3,070,000 | $ 88,000 |
| Swisher County Texas | 2 | $ 120,000 | $ 60,000 | $ 42,000 |
| Wichita County Texas | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Baldwin County Alabama | 1 | $ 255,000 | $ 255,000 | $ 126,000 |
| Madison County Alabama | 1 | $ 36,505,000 | $ 36,505,000 | $ 0 |
| Mobile County Alabama | 1 | $ 165,000 | $ 165,000 | $ 240,000 |
| Pima County Arizona | 1 | $ 215,000 | $ 215,000 | $ 77,000 |
| Garland County Arkansas | 1 | $ 325,000 | $ 325,000 | $ 58,000 |
| Howard County Arkansas | 1 | $ 525,000 | $ 525,000 | $ 527,000 |
| Izard County Arkansas | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Sonoma County California | 1 | $ 2,255,000 | $ 2,255,000 | $ 1,088,000 |
| Adams County Colorado | 1 | $ 405,000 | $ 405,000 | $ 154,000 |
| Broomfield County Colorado | 1 | $ 285,000 | $ 285,000 | $ 143,000 |
| Custer County Colorado | 1 | $ 325,000 | $ 325,000 | $ 1,639,000 |
| Eagle County Colorado | 1 | $ 6,005,000 | $ 6,005,000 | $ 1,194,000 |
| Gunnison County Colorado | 1 | $ 515,000 | $ 515,000 | $ 713,000 |
| Huerfano County Colorado | 1 | $ 65,000 | $ 65,000 | $ 57,000 |
| La Plata County Colorado | 1 | $ 585,000 | $ 585,000 | $ 502,000 |
| Ouray County Colorado | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Pitkin County Colorado | 1 | $ 1,005,000 | $ 1,005,000 | $ 498,000 |
| Rio Grande County Colorado | 1 | $ 325,000 | $ 325,000 | $ 191,000 |
| San Miguel County Colorado | 1 | $ 805,000 | $ 805,000 | $ 161,000 |
| Charlotte County Florida | 1 | $ 13,005,000 | $ 13,005,000 | $ 0 |
| Flagler County Florida | 1 | $ 185,000 | $ 185,000 | $ 110,000 |
| Gulf County Florida | 1 | $ 1,475,000 | $ 1,475,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 625,000 | $ 625,000 | $ 148,000 |
| Holmes County Florida | 1 | $ 65,000 | $ 65,000 | $ 83,000 |
| Santa Rosa County Florida | 1 | $ 265,000 | $ 265,000 | $ 73,000 |
| St. Johns County Florida | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Hawaii County Hawaii | 1 | $ 225,000 | $ 225,000 | $ 57,000 |
| Kootenai County Idaho | 1 | $ 2,025,000 | $ 2,025,000 | $ 1,906,000 |
| De Witt County Illinois | 1 | $ 185,000 | $ 185,000 | $ 168,000 |
| Montgomery County Indiana | 1 | $ 205,000 | $ 205,000 | $ 32,000 |
| Polk County Iowa | 1 | $ 825,000 | $ 825,000 | $ 0 |
| Pottawattamie County Iowa | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 79,000 |
| Bossier County Louisiana | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Carroll County Maryland | 1 | $ 305,000 | $ 305,000 | $ 88,000 |
| Washington County Maryland | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
| Adams County Mississippi | 1 | $ 405,000 | $ 405,000 | $ 193,000 |
| DeSoto County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 204,000 |
| Taney County Missouri | 1 | $ 235,000 | $ 235,000 | $ 223,000 |
| Clark County Nevada | 1 | $ 225,000 | $ 225,000 | $ 120,000 |
| Hunterdon County New Jersey | 1 | $ 355,000 | $ 355,000 | $ 118,000 |
| Bernalillo County New Mexico | 1 | $ 85,000 | $ 85,000 | $ 66,000 |
| Colfax County New Mexico | 1 | $ 165,000 | $ 165,000 | $ 168,000 |
| Otero County New Mexico | 1 | $ 165,000 | $ 165,000 | $ 90,000 |
| Socorro County New Mexico | 1 | $ 65,000 | $ 65,000 | $ 19,000 |
| New York County New York | 1 | $ 1,125,000 | $ 1,125,000 | $ 1,086,000 |
| Buncombe County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 311,000 |
| Transylvania County North Carolina | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 65,000 | $ 65,000 | $ 95,000 |
| Atoka County Oklahoma | 1 | $ 365,000 | $ 365,000 | $ 710,000 |
| Beckham County Oklahoma | 1 | $ 645,000 | $ 645,000 | $ 1,655,000 |
| Comanche County Oklahoma | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Craig County Oklahoma | 1 | $ 1,045,000 | $ 1,045,000 | $ 3,190,000 |
| Custer County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 183,000 |
| Garvin County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 100,000 |
| Jefferson County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Kiowa County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 102,000 |
| Love County Oklahoma | 1 | $ 315,000 | $ 315,000 | $ 145,000 |
| Murray County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 264,000 |
| Okfuskee County Oklahoma | 1 | $ 255,000 | $ 255,000 | $ 143,000 |
| Pawnee County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| Pontotoc County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 335,000 |
| Sequoyah County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 185,000 |
| Washita County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 81,000 |
| Lane County Oregon | 1 | $ 305,000 | $ 305,000 | $ 223,000 |
| Charleston County South Carolina | 1 | $ 545,000 | $ 545,000 | $ 148,000 |
| Williamson County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 72,000 |
| Bowie County Texas | 1 | $ 455,000 | $ 455,000 | $ 145,000 |
| Brewster County Texas | 1 | $ 285,000 | $ 285,000 | $ 69,000 |
| Briscoe County Texas | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Brooks County Texas | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
| Camp County Texas | 1 | $ 1,605,000 | $ 1,605,000 | $ 1,136,000 |
| Concho County Texas | 1 | $ 75,000 | $ 75,000 | $ 128,000 |
| Dallam County Texas | 1 | $ 185,000 | $ 185,000 | $ 244,000 |
| Deaf Smith County Texas | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Delta County Texas | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| Dickens County Texas | 1 | $ 145,000 | $ 145,000 | $ 180,000 |
| Garza County Texas | 1 | $ 215,000 | $ 215,000 | $ 134,000 |
| Irion County Texas | 1 | $ 275,000 | $ 275,000 | $ 136,000 |
| Kimble County Texas | 1 | $ 505,000 | $ 505,000 | $ 506,000 |
| King County Texas | 1 | $ 265,000 | $ 265,000 | $ 60,000 |
| McCulloch County Texas | 1 | $ 115,000 | $ 115,000 | $ 71,000 |
| Mitchell County Texas | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Morris County Texas | 1 | $ 175,000 | $ 175,000 | $ 106,000 |
| Newton County Texas | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Ochiltree County Texas | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
| Pecos County Texas | 1 | $ 105,000 | $ 105,000 | $ 81,000 |
| Presidio County Texas | 1 | $ 105,000 | $ 105,000 | $ 649,000 |
| Red River County Texas | 1 | $ 795,000 | $ 795,000 | $ 0 |
| San Saba County Texas | 1 | $ 605,000 | $ 605,000 | $ 354,000 |
| Tyler County Texas | 1 | $ 95,000 | $ 95,000 | $ 51,000 |
| Ward County Texas | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
| Webb County Texas | 1 | $ 565,000 | $ 565,000 | $ 167,000 |
| Wilbarger County Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Willacy County Texas | 1 | $ 115,000 | $ 115,000 | $ 110,000 |
| Young County Texas | 1 | $ 105,000 | $ 105,000 | $ 120,000 |
| Summit County Utah | 1 | $ 185,000 | $ 185,000 | $ 397,000 |
| King County Washington | 1 | $ 545,000 | $ 545,000 | $ 672,000 |
Mortgage Loan Application Detail Totals for Prosperity Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,886 | $3,213,600,000 | $466,000 | $52,185,000 | $204,000 | $7,873,000 |
| Refinancing | 3,721 | $1,454,925,000 | $391,000 | $12,505,000 | $245,000 | $9,600,000 |
| Home Improvement | 513 | $86,955,000 | $169,000 | $2,505,000 | $171,000 | $6,192,000 |
| Other Purpose | 344 | $101,330,000 | $294,000 | $2,565,000 | $315,000 | $9,657,000 |
| Cash-out Refinancing | 202 | $51,270,000 | $253,000 | $545,000 | $123,000 | $1,226,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,029 | $2,589,485,000 | $429,000 | $10,025,000 | $260,000 | $9,657,000 |
| Hispanic | 2,578 | $575,940,000 | $223,000 | $6,005,000 | $102,000 | $7,873,000 |
| Not Provided | 1,296 | $555,040,000 | $428,000 | $5,425,000 | $255,000 | $5,217,000 |
| Not applicable | 796 | $745,080,000 | $936,000 | $52,185,000 | $0 | $0 |
| Asian | 490 | $289,620,000 | $591,000 | $3,405,000 | $292,000 | $3,318,000 |
| Black or African American | 418 | $128,140,000 | $306,000 | $4,345,000 | $126,000 | $1,857,000 |
| American Indian or Alaskan Native | 41 | $12,785,000 | $311,000 | $1,245,000 | $167,000 | $932,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $7,915,000 | $879,000 | $5,005,000 | $574,000 | $2,983,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,544 | $4,880,470,000 | $422,000 | $52,185,000 | $219,000 | $9,657,000 |
| FHA-insured (Federal Housing Administration) | 104 | $21,660,000 | $208,000 | $415,000 | $84,000 | $460,000 |
| VA-guaranteed (Veterans Administration) | 18 | $5,950,000 | $330,000 | $715,000 | $104,000 | $262,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,890 | $3,220,610,000 | $408,000 | $52,185,000 | $221,000 | $9,657,000 |
| Application Denied By Financial Institution | 1,758 | $743,810,000 | $423,000 | $21,385,000 | $154,000 | $6,510,000 |
| Application Withdrawn By Applicant | 1,440 | $615,670,000 | $427,000 | $30,005,000 | $241,000 | $6,192,000 |
| Application Approved But Not Accepted | 290 | $184,000,000 | $634,000 | $18,665,000 | $320,000 | $7,873,000 |
| File Closed For Incompleteness | 287 | $143,725,000 | $500,000 | $2,975,000 | $320,000 | $9,600,000 |
| Loan Purchased By The Institution | 1 | $265,000 | $265,000 | $265,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,908 | $4,164,270,000 | $420,000 | $52,185,000 | $230,000 | $9,657,000 |
| Debt-To-Income Ratio | 747 | $342,975,000 | $459,000 | $6,975,000 | $97,000 | $850,000 |
| Credit History | 396 | $111,830,000 | $282,000 | $21,385,000 | $163,000 | $4,980,000 |
| Credit Application Incomplete | 349 | $145,945,000 | $418,000 | $6,055,000 | $224,000 | $6,510,000 |
| Collateral | 155 | $96,585,000 | $623,000 | $15,885,000 | $241,000 | $1,709,000 |
| Other | 91 | $41,905,000 | $460,000 | $9,755,000 | $148,000 | $1,763,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $3,360,000 | $240,000 | $1,105,000 | $109,000 | $681,000 |
| Unverifiable Information | 4 | $710,000 | $177,000 | $255,000 | $78,000 | $94,000 |
| Employment History | 2 | $500,000 | $250,000 | $255,000 | $141,000 | $143,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Prosperity Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Prosperity Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.