Prosperity Mortgage Company
Mortgage Loan Application
Totals and Details
for 2012
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Prosperity Mortgage Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Prosperity Mortgage Company 100 N Main Street Mac D4001-063 Winston-Salem, NC 27150 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 13,216 |
| Total Mortgage Loan Application Amount | $3,818,685,000 |
| Average Mortgage Loan Application Amount | $283,666 |
| Highest Mortgage Loan Application Amount | $2,986,000 |
| Average Applicant Income | $117,000 |
| Highest Applicant Income | $1,966,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfax County Virginia | 1,351 | $ 542,104,000 | $ 401,000 | $ 133,000 |
| Montgomery County Maryland | 1,312 | $ 545,406,000 | $ 415,000 | $ 160,000 |
| District of Columbia County District Of Columbia | 853 | $ 363,877,000 | $ 426,000 | $ 165,000 |
| Baltimore County Maryland | 767 | $ 171,116,000 | $ 223,000 | $ 85,000 |
| Chesterfield County Virginia | 611 | $ 129,668,000 | $ 212,000 | $ 87,000 |
| Henrico County Virginia | 496 | $ 109,273,000 | $ 220,000 | $ 102,000 |
| Loudoun County Virginia | 428 | $ 153,093,000 | $ 357,000 | $ 125,000 |
| Prince George's County Maryland | 416 | $ 85,381,000 | $ 205,000 | $ 68,000 |
| Prince William County Virginia | 412 | $ 120,497,000 | $ 292,000 | $ 103,000 |
| Harford County Maryland | 398 | $ 90,372,000 | $ 227,000 | $ 85,000 |
| Baltimore City County Maryland | 396 | $ 76,938,000 | $ 194,000 | $ 87,000 |
| Howard County Maryland | 323 | $ 101,734,000 | $ 314,000 | $ 118,000 |
| Richmond City County Virginia | 317 | $ 70,735,000 | $ 223,000 | $ 106,000 |
| Anne Arundel County Maryland | 301 | $ 87,424,000 | $ 290,000 | $ 107,000 |
| Montgomery County Pennsylvania | 254 | $ 59,970,000 | $ 236,000 | $ 102,000 |
| Delaware County Pennsylvania | 243 | $ 53,758,000 | $ 221,000 | $ 104,000 |
| Bucks County Pennsylvania | 237 | $ 56,111,000 | $ 236,000 | $ 91,000 |
| Sussex County Delaware | 236 | $ 68,640,000 | $ 290,000 | $ 219,000 |
| Arlington County Virginia | 214 | $ 98,797,000 | $ 461,000 | $ 161,000 |
| Virginia Beach County Virginia | 199 | $ 48,346,000 | $ 242,000 | $ 69,000 |
| Alexandria County Virginia | 187 | $ 75,306,000 | $ 402,000 | $ 132,000 |
| Chester County Pennsylvania | 180 | $ 47,486,000 | $ 263,000 | $ 113,000 |
| Carroll County Maryland | 164 | $ 42,119,000 | $ 256,000 | $ 91,000 |
| Frederick County Maryland | 142 | $ 34,105,000 | $ 240,000 | $ 86,000 |
| Philadelphia County Pennsylvania | 117 | $ 21,844,000 | $ 186,000 | $ 80,000 |
| Hanover County Virginia | 112 | $ 24,616,000 | $ 219,000 | $ 89,000 |
| Chesapeake County Virginia | 105 | $ 25,767,000 | $ 245,000 | $ 66,000 |
| James City County Virginia | 103 | $ 30,649,000 | $ 297,000 | $ 108,000 |
| Spotsylvania County Virginia | 91 | $ 20,409,000 | $ 224,000 | $ 83,000 |
| Montgomery County Virginia | 87 | $ 16,484,000 | $ 189,000 | $ 86,000 |
| Cecil County Maryland | 81 | $ 16,365,000 | $ 202,000 | $ 71,000 |
| Burlington County New Jersey | 75 | $ 16,354,000 | $ 218,000 | $ 104,000 |
| New Castle County Delaware | 70 | $ 14,274,000 | $ 203,000 | $ 62,000 |
| Fauquier County Virginia | 67 | $ 17,794,000 | $ 265,000 | $ 101,000 |
| Wicomico County Maryland | 66 | $ 8,411,000 | $ 127,000 | $ 55,000 |
| Camden County New Jersey | 66 | $ 13,629,000 | $ 206,000 | $ 108,000 |
| Worcester County Maryland | 63 | $ 12,378,000 | $ 196,000 | $ 141,000 |
| Stafford County Virginia | 61 | $ 14,406,000 | $ 236,000 | $ 86,000 |
| Norfolk County Virginia | 59 | $ 12,541,000 | $ 212,000 | $ 55,000 |
| Newport News County Virginia | 55 | $ 9,793,000 | $ 178,000 | $ 46,000 |
| Hampton County Virginia | 47 | $ 7,960,000 | $ 169,000 | $ 59,000 |
| Mercer County New Jersey | 43 | $ 11,357,000 | $ 264,000 | $ 137,000 |
| Portsmouth County Virginia | 41 | $ 5,636,000 | $ 137,000 | $ 46,000 |
| Goochland County Virginia | 39 | $ 11,285,000 | $ 289,000 | $ 118,000 |
| Manassas County Virginia | 38 | $ 7,821,000 | $ 205,000 | $ 65,000 |
| Garrett County Maryland | 37 | $ 7,573,000 | $ 204,000 | $ 142,000 |
| Fairfax City County Virginia | 36 | $ 13,576,000 | $ 377,000 | $ 149,000 |
| Suffolk County Virginia | 36 | $ 8,399,000 | $ 233,000 | $ 64,000 |
| York County Virginia | 33 | $ 8,894,000 | $ 269,000 | $ 85,000 |
| Gloucester County New Jersey | 31 | $ 6,288,000 | $ 202,000 | $ 82,000 |
| Charles County Maryland | 30 | $ 7,800,000 | $ 260,000 | $ 92,000 |
| New Kent County Virginia | 29 | $ 6,595,000 | $ 227,000 | $ 65,000 |
| Roanoke City County Virginia | 29 | $ 3,696,000 | $ 127,000 | $ 69,000 |
| Jefferson County West Virginia | 27 | $ 5,209,000 | $ 192,000 | $ 100,000 |
| Powhatan County Virginia | 26 | $ 7,123,000 | $ 273,000 | $ 92,000 |
| Roanoke County Virginia | 25 | $ 3,831,000 | $ 153,000 | $ 67,000 |
| Culpeper County Virginia | 24 | $ 4,158,000 | $ 173,000 | $ 80,000 |
| Berkeley County West Virginia | 23 | $ 3,303,000 | $ 143,000 | $ 50,000 |
| Washington County Maryland | 21 | $ 3,783,000 | $ 180,000 | $ 63,000 |
| York County Pennsylvania | 20 | $ 3,688,000 | $ 184,000 | $ 81,000 |
| Caroline County Virginia | 20 | $ 3,095,000 | $ 154,000 | $ 55,000 |
| Falls Church County Virginia | 20 | $ 9,354,000 | $ 467,000 | $ 283,000 |
| St. Mary's County Maryland | 19 | $ 4,397,000 | $ 231,000 | $ 79,000 |
| Orange County Virginia | 19 | $ 3,316,000 | $ 174,000 | $ 70,000 |
| Prince George County Virginia | 19 | $ 3,463,000 | $ 182,000 | $ 70,000 |
| Isle of Wight County Virginia | 18 | $ 4,608,000 | $ 256,000 | $ 69,000 |
| Talbot County Maryland | 17 | $ 5,128,000 | $ 301,000 | $ 172,000 |
| Franklin County Virginia | 17 | $ 2,494,000 | $ 146,000 | $ 96,000 |
| Williamsburg County Virginia | 17 | $ 4,056,000 | $ 238,000 | $ 111,000 |
| Bedford County Virginia | 16 | $ 2,709,000 | $ 169,000 | $ 63,000 |
| Clarke County Virginia | 16 | $ 2,988,000 | $ 186,000 | $ 74,000 |
| Manassas Park County Virginia | 16 | $ 4,172,000 | $ 260,000 | $ 65,000 |
| Calvert County Maryland | 15 | $ 3,713,000 | $ 247,000 | $ 103,000 |
| Caroline County Maryland | 15 | $ 2,377,000 | $ 158,000 | $ 65,000 |
| Berks County Pennsylvania | 15 | $ 2,906,000 | $ 193,000 | $ 66,000 |
| Colonial Heights County Virginia | 15 | $ 1,899,000 | $ 126,000 | $ 64,000 |
| Petersburg County Virginia | 15 | $ 1,505,000 | $ 100,000 | $ 50,000 |
| Queen Anne's County Maryland | 14 | $ 3,057,000 | $ 218,000 | $ 93,000 |
| Frederick County Virginia | 12 | $ 2,809,000 | $ 234,000 | $ 75,000 |
| Adams County Pennsylvania | 11 | $ 1,644,000 | $ 149,000 | $ 70,000 |
| Dinwiddie County Virginia | 11 | $ 1,687,000 | $ 153,000 | $ 47,000 |
| Louisa County Virginia | 11 | $ 1,827,000 | $ 166,000 | $ 86,000 |
| Pulaski County Virginia | 11 | $ 1,415,000 | $ 128,000 | $ 70,000 |
| Warren County Virginia | 11 | $ 2,343,000 | $ 213,000 | $ 76,000 |
| Middlesex County New Jersey | 10 | $ 2,857,000 | $ 285,000 | $ 146,000 |
| Fredericksburg County Virginia | 10 | $ 3,090,000 | $ 309,000 | $ 100,000 |
| Gloucester County Virginia | 10 | $ 2,049,000 | $ 204,000 | $ 39,000 |
| Kent County Delaware | 9 | $ 1,518,000 | $ 168,000 | $ 38,000 |
| Somerset County Maryland | 9 | $ 1,228,000 | $ 136,000 | $ 101,000 |
| Atlantic County New Jersey | 9 | $ 1,895,000 | $ 210,000 | $ 219,000 |
| Amelia County Virginia | 9 | $ 1,345,000 | $ 149,000 | $ 52,000 |
| Botetourt County Virginia | 9 | $ 1,314,000 | $ 146,000 | $ 62,000 |
| Giles County Virginia | 9 | $ 1,174,000 | $ 130,000 | $ 47,000 |
| Hopewell County Virginia | 9 | $ 935,000 | $ 103,000 | $ 65,000 |
| King William County Virginia | 9 | $ 1,530,000 | $ 170,000 | $ 50,000 |
| Northumberland County Virginia | 9 | $ 1,871,000 | $ 207,000 | $ 89,000 |
| Kent County Maryland | 7 | $ 1,526,000 | $ 218,000 | $ 112,000 |
| King George County Virginia | 7 | $ 1,910,000 | $ 272,000 | $ 70,000 |
| Middlesex County Virginia | 7 | $ 1,743,000 | $ 249,000 | $ 150,000 |
| Ocean County New Jersey | 6 | $ 1,792,000 | $ 298,000 | $ 118,000 |
| Pasquotank County North Carolina | 6 | $ 761,000 | $ 126,000 | $ 52,000 |
| Northampton County Pennsylvania | 6 | $ 1,078,000 | $ 179,000 | $ 62,000 |
| Albemarle County Virginia | 6 | $ 1,776,000 | $ 296,000 | $ 163,000 |
| Augusta County Virginia | 6 | $ 1,195,000 | $ 199,000 | $ 34,000 |
| Campbell County Virginia | 6 | $ 1,160,000 | $ 193,000 | $ 84,000 |
| Lancaster County Virginia | 6 | $ 1,265,000 | $ 210,000 | $ 58,000 |
| Allegany County Maryland | 5 | $ 508,000 | $ 101,000 | $ 28,000 |
| Dorchester County Maryland | 5 | $ 1,260,000 | $ 252,000 | $ 126,000 |
| Lynchburg County Virginia | 5 | $ 530,000 | $ 106,000 | $ 21,000 |
| Nelson County Virginia | 5 | $ 1,886,000 | $ 377,000 | $ 282,000 |
| Poquoson County Virginia | 5 | $ 1,355,000 | $ 271,000 | $ 76,000 |
| Cape May County New Jersey | 4 | $ 1,207,000 | $ 301,000 | $ 162,000 |
| Monmouth County New Jersey | 4 | $ 1,216,000 | $ 304,000 | $ 115,000 |
| Somerset County New Jersey | 4 | $ 1,022,000 | $ 255,000 | $ 192,000 |
| Currituck County North Carolina | 4 | $ 789,000 | $ 197,000 | $ 111,000 |
| Gates County North Carolina | 4 | $ 533,000 | $ 133,000 | $ 74,000 |
| Dauphin County Pennsylvania | 4 | $ 533,000 | $ 133,000 | $ 127,000 |
| Lehigh County Pennsylvania | 4 | $ 911,000 | $ 227,000 | $ 49,000 |
| Cumberland County Virginia | 4 | $ 726,000 | $ 181,000 | $ 84,000 |
| Essex County Virginia | 4 | $ 1,037,000 | $ 259,000 | $ 149,000 |
| Shenandoah County Virginia | 4 | $ 813,000 | $ 203,000 | $ 208,000 |
| Westmoreland County Virginia | 4 | $ 816,000 | $ 204,000 | $ 107,000 |
| Dare County North Carolina | 3 | $ 832,000 | $ 277,000 | $ 205,000 |
| Johnston County North Carolina | 3 | $ 472,000 | $ 157,000 | $ 54,000 |
| Wake County North Carolina | 3 | $ 702,000 | $ 234,000 | $ 102,000 |
| Amherst County Virginia | 3 | $ 521,000 | $ 173,000 | $ 119,000 |
| Charlottesville County Virginia | 3 | $ 760,000 | $ 253,000 | $ 158,000 |
| Floyd County Virginia | 3 | $ 642,000 | $ 214,000 | $ 69,000 |
| Page County Virginia | 3 | $ 423,000 | $ 141,000 | $ 18,000 |
| Radford County Virginia | 3 | $ 447,000 | $ 149,000 | $ 57,000 |
| Rockbridge County Virginia | 3 | $ 604,000 | $ 201,000 | $ 94,000 |
| Surry County Virginia | 3 | $ 683,000 | $ 227,000 | $ 80,000 |
| Sussex County Virginia | 3 | $ 699,000 | $ 233,000 | $ 32,000 |
| Preston County West Virginia | 3 | $ 344,000 | $ 114,000 | $ 47,000 |
| Salem County New Jersey | 2 | $ 468,000 | $ 234,000 | $ 85,000 |
| Union County New Jersey | 2 | $ 499,000 | $ 249,000 | $ 94,000 |
| Camden County North Carolina | 2 | $ 369,000 | $ 184,000 | $ 119,000 |
| Guilford County North Carolina | 2 | $ 136,000 | $ 68,000 | $ 35,000 |
| Mecklenburg County North Carolina | 2 | $ 218,000 | $ 109,000 | $ 41,000 |
| Rockingham County North Carolina | 2 | $ 184,000 | $ 92,000 | $ 48,000 |
| Allegheny County Pennsylvania | 2 | $ 229,000 | $ 114,000 | $ 87,000 |
| Carbon County Pennsylvania | 2 | $ 191,000 | $ 95,000 | $ 59,000 |
| Fayette County Pennsylvania | 2 | $ 270,000 | $ 135,000 | $ 124,000 |
| Franklin County Pennsylvania | 2 | $ 314,000 | $ 157,000 | $ 40,000 |
| Buckingham County Virginia | 2 | $ 205,000 | $ 102,000 | $ 121,000 |
| Danville County Virginia | 2 | $ 177,000 | $ 88,000 | $ 54,000 |
| Emporia County Virginia | 2 | $ 177,000 | $ 88,000 | $ 19,000 |
| Fluvanna County Virginia | 2 | $ 388,000 | $ 194,000 | $ 86,000 |
| Grayson County Virginia | 2 | $ 335,000 | $ 167,000 | $ 46,000 |
| King and Queen County Virginia | 2 | $ 442,000 | $ 221,000 | $ 137,000 |
| Madison County Virginia | 2 | $ 466,000 | $ 233,000 | $ 85,000 |
| Prince Edward County Virginia | 2 | $ 473,000 | $ 236,000 | $ 105,000 |
| Rappahannock County Virginia | 2 | $ 564,000 | $ 282,000 | $ 91,000 |
| Salem County Virginia | 2 | $ 266,000 | $ 133,000 | $ 47,000 |
| Wythe County Virginia | 2 | $ 164,000 | $ 82,000 | $ 73,000 |
| Cumberland County New Jersey | 1 | $ 112,000 | $ 112,000 | $ 46,000 |
| Sussex County New Jersey | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Warren County New Jersey | 1 | $ 160,000 | $ 160,000 | $ 135,000 |
| Buncombe County North Carolina | 1 | $ 348,000 | $ 348,000 | $ 463,000 |
| Carteret County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 48,000 |
| Chowan County North Carolina | 1 | $ 68,000 | $ 68,000 | $ 28,000 |
| Cumberland County North Carolina | 1 | $ 403,000 | $ 403,000 | $ 122,000 |
| Durham County North Carolina | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Onslow County North Carolina | 1 | $ 78,000 | $ 78,000 | $ 121,000 |
| Wayne County North Carolina | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Bedford County Pennsylvania | 1 | $ 252,000 | $ 252,000 | $ 320,000 |
| Clearfield County Pennsylvania | 1 | $ 94,000 | $ 94,000 | $ 49,000 |
| Cumberland County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 761,000 |
| Lancaster County Pennsylvania | 1 | $ 196,000 | $ 196,000 | $ 49,000 |
| Lebanon County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 275,000 |
| Monroe County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 162,000 |
| Somerset County Pennsylvania | 1 | $ 156,000 | $ 156,000 | $ 101,000 |
| Westmoreland County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 135,000 |
| Accomack County Virginia | 1 | $ 319,000 | $ 319,000 | $ 66,000 |
| Bath County Virginia | 1 | $ 688,000 | $ 688,000 | $ 115,000 |
| Bland County Virginia | 1 | $ 272,000 | $ 272,000 | $ 103,000 |
| Craig County Virginia | 1 | $ 146,000 | $ 146,000 | $ 82,000 |
| Franklin City County Virginia | 1 | $ 209,000 | $ 209,000 | $ 48,000 |
| Galax County Virginia | 1 | $ 88,000 | $ 88,000 | $ 41,000 |
| Harrisonburg County Virginia | 1 | $ 204,000 | $ 204,000 | $ 47,000 |
| Lunenburg County Virginia | 1 | $ 415,000 | $ 415,000 | $ 184,000 |
| Mathews County Virginia | 1 | $ 200,000 | $ 200,000 | $ 118,000 |
| Mecklenburg County Virginia | 1 | $ 158,000 | $ 158,000 | $ 82,000 |
| Northampton County Virginia | 1 | $ 346,000 | $ 346,000 | $ 96,000 |
| Nottoway County Virginia | 1 | $ 156,000 | $ 156,000 | $ 40,000 |
| Pittsylvania County Virginia | 1 | $ 52,000 | $ 52,000 | $ 53,000 |
| Richmond County Virginia | 1 | $ 397,000 | $ 397,000 | $ 229,000 |
| Rockingham County Virginia | 1 | $ 285,000 | $ 285,000 | $ 93,000 |
| Southampton County Virginia | 1 | $ 126,000 | $ 126,000 | $ 80,000 |
| Staunton County Virginia | 1 | $ 272,000 | $ 272,000 | $ 201,000 |
| Winchester County Virginia | 1 | $ 82,000 | $ 82,000 | $ 23,000 |
| Grant County West Virginia | 1 | $ 281,000 | $ 281,000 | $ 131,000 |
| Mineral County West Virginia | 1 | $ 118,000 | $ 118,000 | $ 53,000 |
| Monongalia County West Virginia | 1 | $ 144,000 | $ 144,000 | $ 122,000 |
| Morgan County West Virginia | 1 | $ 79,000 | $ 79,000 | $ 35,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Prosperity Mortgage Company in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 8,142 | $2,311,857,000 | $283,000 | $2,370,000 | $113,000 | $1,966,000 |
| Refinancing | 4,897 | $1,458,689,000 | $297,000 | $2,986,000 | $110,000 | $1,761,000 |
| Home Improvement | 177 | $48,139,000 | $271,000 | $922,000 | $128,000 | $1,429,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,712 | $2,831,410,000 | $291,000 | $2,370,000 | $117,000 | $1,966,000 |
| Not Provided | 1,551 | $492,459,000 | $317,000 | $2,986,000 | $112,000 | $1,740,000 |
| Black or African American | 945 | $211,405,000 | $223,000 | $1,742,000 | $72,000 | $652,000 |
| Hispanic | 495 | $124,756,000 | $252,000 | $875,000 | $83,000 | $1,837,000 |
| Asian | 492 | $153,816,000 | $312,000 | $1,500,000 | $119,000 | $984,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $2,564,000 | $213,000 | $417,000 | $86,000 | $190,000 |
| American Indian or Alaskan Native | 9 | $2,275,000 | $252,000 | $497,000 | $90,000 | $242,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,389 | $2,270,996,000 | $307,000 | $2,986,000 | $145,000 | $1,966,000 |
| FHA-insured (Federal Housing Administration) | 4,356 | $1,042,382,000 | $239,000 | $1,006,000 | $68,000 | $1,740,000 |
| VA-guaranteed (Veterans Administration) | 1,471 | $505,307,000 | $343,000 | $1,413,000 | $73,000 | $412,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,376 | $3,369,751,000 | $296,000 | $2,986,000 | $117,000 | $1,966,000 |
| Application Approved But Not Accepted | 717 | $186,255,000 | $259,000 | $1,480,000 | $108,000 | $844,000 |
| Application Withdrawn By Applicant | 691 | $170,306,000 | $246,000 | $743,000 | $64,000 | $651,000 |
| Application Denied By Financial Institution | 250 | $57,066,000 | $228,000 | $921,000 | $67,000 | $326,000 |
| Preapproval Denied by Financial Institution | 134 | $23,600,000 | $176,000 | $638,000 | $44,000 | $1,740,000 |
| File Closed For Incompleteness | 47 | $11,398,000 | $242,000 | $575,000 | $69,000 | $532,000 |
| Preapproval Approved but not Accepted | 1 | $309,000 | $309,000 | $309,000 | $80,000 | $80,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 146 | $27,087,000 | $185,000 | $638,000 | $52,000 | $1,740,000 |
| Collateral | 73 | $17,738,000 | $242,000 | $726,000 | $82,000 | $326,000 |
| Debt-To-Income Ratio | 64 | $13,506,000 | $211,000 | $921,000 | $50,000 | $159,000 |
| Credit Application Incomplete | 55 | $12,690,000 | $230,000 | $687,000 | $60,000 | $297,000 |
| Other | 17 | $3,350,000 | $197,000 | $612,000 | $27,000 | $124,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $2,853,000 | $259,000 | $743,000 | $95,000 | $227,000 |
| Unverifiable Information | 10 | $1,938,000 | $193,000 | $378,000 | $74,000 | $289,000 |
| Employment History | 8 | $1,504,000 | $188,000 | $350,000 | $34,000 | $66,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.