Provident Funding Group Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Provident Funding Group Inc 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Provident Funding Group Inc 851 Traeger Avenue, Suite 100 San Bruno, CA 94066 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 19,895 |
| Total Mortgage Loan Application Amount | $5,255,891,000 |
| Average Mortgage Loan Application Amount | $262,000 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $128,500 |
| Highest Applicant Income | $4,374,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Provident Funding Group Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Provident Funding Group Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Provident Funding Group Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Provident Funding Group Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Provident Funding Group Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Provident Funding Group Inc's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Middlesex County Massachusetts | 2,231 | $ 656,306,000 | $ 294,000 | $ 128,000 |
| Cook County Illinois | 1,816 | $ 463,275,000 | $ 255,000 | $ 128,000 |
| Fairfax County Virginia | 1,239 | $ 435,653,000 | $ 351,000 | $ 147,000 |
| DuPage County Illinois | 1,071 | $ 257,634,000 | $ 240,000 | $ 124,000 |
| Norfolk County Massachusetts | 910 | $ 263,329,000 | $ 289,000 | $ 136,000 |
| Lake County Illinois | 851 | $ 226,538,000 | $ 266,000 | $ 143,000 |
| Montgomery County Maryland | 590 | $ 203,956,000 | $ 345,000 | $ 137,000 |
| Essex County Massachusetts | 581 | $ 167,211,000 | $ 287,000 | $ 126,000 |
| Will County Illinois | 534 | $ 130,121,000 | $ 243,000 | $ 126,000 |
| Worcester County Massachusetts | 532 | $ 135,036,000 | $ 253,000 | $ 119,000 |
| Broward County Florida | 495 | $ 123,084,000 | $ 248,000 | $ 139,000 |
| Palm Beach County Florida | 441 | $ 108,483,000 | $ 245,000 | $ 133,000 |
| Loudoun County Virginia | 380 | $ 131,457,000 | $ 345,000 | $ 140,000 |
| Montgomery County Pennsylvania | 372 | $ 92,675,000 | $ 249,000 | $ 120,000 |
| Hillsborough County Florida | 314 | $ 70,525,000 | $ 224,000 | $ 121,000 |
| Chester County Pennsylvania | 298 | $ 81,365,000 | $ 273,000 | $ 128,000 |
| Orange County Florida | 295 | $ 66,334,000 | $ 224,000 | $ 134,000 |
| Plymouth County Massachusetts | 284 | $ 71,921,000 | $ 253,000 | $ 123,000 |
| Bucks County Pennsylvania | 255 | $ 65,118,000 | $ 255,000 | $ 121,000 |
| Kane County Illinois | 235 | $ 53,517,000 | $ 227,000 | $ 120,000 |
| Miami-Dade County Florida | 228 | $ 56,231,000 | $ 246,000 | $ 129,000 |
| Pinellas County Florida | 227 | $ 47,670,000 | $ 210,000 | $ 122,000 |
| Bristol County Massachusetts | 216 | $ 51,506,000 | $ 238,000 | $ 109,000 |
| Suffolk County Massachusetts | 214 | $ 58,855,000 | $ 275,000 | $ 108,000 |
| Howard County Maryland | 189 | $ 59,854,000 | $ 316,000 | $ 122,000 |
| Barnstable County Massachusetts | 169 | $ 43,642,000 | $ 258,000 | $ 144,000 |
| Seminole County Florida | 164 | $ 33,537,000 | $ 204,000 | $ 109,000 |
| Delaware County Pennsylvania | 155 | $ 38,668,000 | $ 249,000 | $ 134,000 |
| Philadelphia County Pennsylvania | 146 | $ 29,271,000 | $ 200,000 | $ 93,000 |
| Rockingham County New Hampshire | 139 | $ 36,598,000 | $ 263,000 | $ 146,000 |
| Duval County Florida | 130 | $ 27,030,000 | $ 207,000 | $ 115,000 |
| Lee County Florida | 126 | $ 25,788,000 | $ 204,000 | $ 116,000 |
| McHenry County Illinois | 126 | $ 25,354,000 | $ 201,000 | $ 109,000 |
| Prince William County Virginia | 121 | $ 34,212,000 | $ 282,000 | $ 136,000 |
| Hillsborough County New Hampshire | 111 | $ 25,889,000 | $ 233,000 | $ 118,000 |
| St. Johns County Florida | 106 | $ 23,064,000 | $ 217,000 | $ 125,000 |
| Baltimore County Maryland | 105 | $ 26,252,000 | $ 250,000 | $ 110,000 |
| Lehigh County Pennsylvania | 103 | $ 22,365,000 | $ 217,000 | $ 107,000 |
| Anne Arundel County Maryland | 89 | $ 25,636,000 | $ 288,000 | $ 127,000 |
| Arlington County Virginia | 89 | $ 35,531,000 | $ 399,000 | $ 168,000 |
| Manatee County Florida | 87 | $ 19,303,000 | $ 221,000 | $ 127,000 |
| Brevard County Florida | 84 | $ 17,845,000 | $ 212,000 | $ 115,000 |
| Henrico County Virginia | 79 | $ 21,861,000 | $ 276,000 | $ 134,000 |
| Sarasota County Florida | 77 | $ 15,084,000 | $ 195,000 | $ 104,000 |
| Alachua County Florida | 76 | $ 16,200,000 | $ 213,000 | $ 137,000 |
| Pasco County Florida | 73 | $ 14,249,000 | $ 195,000 | $ 94,000 |
| Allegheny County Pennsylvania | 67 | $ 13,327,000 | $ 198,000 | $ 112,000 |
| Washington County Rhode Island | 66 | $ 15,592,000 | $ 236,000 | $ 106,000 |
| Collier County Florida | 62 | $ 14,894,000 | $ 240,000 | $ 136,000 |
| Hampden County Massachusetts | 62 | $ 13,238,000 | $ 213,000 | $ 101,000 |
| Virginia Beach County Virginia | 60 | $ 15,050,000 | $ 250,000 | $ 114,000 |
| New Castle County Delaware | 59 | $ 13,671,000 | $ 231,000 | $ 115,000 |
| Northampton County Pennsylvania | 56 | $ 11,825,000 | $ 211,000 | $ 103,000 |
| Volusia County Florida | 53 | $ 10,425,000 | $ 196,000 | $ 150,000 |
| Kendall County Illinois | 50 | $ 10,150,000 | $ 203,000 | $ 104,000 |
| Chesterfield County Virginia | 50 | $ 11,960,000 | $ 239,000 | $ 125,000 |
| Franklin County Ohio | 48 | $ 9,916,000 | $ 206,000 | $ 118,000 |
| Peoria County Illinois | 46 | $ 9,664,000 | $ 210,000 | $ 113,000 |
| Providence County Rhode Island | 45 | $ 10,029,000 | $ 222,000 | $ 130,000 |
| Bristol County Rhode Island | 44 | $ 11,506,000 | $ 261,000 | $ 127,000 |
| Albemarle County Virginia | 43 | $ 12,163,000 | $ 282,000 | $ 124,000 |
| Hamilton County Ohio | 41 | $ 8,410,000 | $ 205,000 | $ 119,000 |
| Frederick County Maryland | 39 | $ 11,260,000 | $ 288,000 | $ 119,000 |
| Osceola County Florida | 37 | $ 6,709,000 | $ 181,000 | $ 137,000 |
| Alexandria County Virginia | 36 | $ 13,264,000 | $ 368,000 | $ 174,000 |
| Lake County Florida | 33 | $ 6,174,000 | $ 187,000 | $ 164,000 |
| York County Virginia | 33 | $ 8,644,000 | $ 261,000 | $ 127,000 |
| Polk County Florida | 32 | $ 5,285,000 | $ 165,000 | $ 108,000 |
| Leon County Florida | 31 | $ 5,735,000 | $ 185,000 | $ 111,000 |
| Prince George's County Maryland | 31 | $ 7,222,000 | $ 232,000 | $ 126,000 |
| Strafford County New Hampshire | 31 | $ 7,185,000 | $ 231,000 | $ 123,000 |
| Charlotte County Florida | 30 | $ 6,345,000 | $ 211,000 | $ 121,000 |
| Martin County Florida | 30 | $ 6,850,000 | $ 228,000 | $ 118,000 |
| Delaware County Ohio | 30 | $ 6,615,000 | $ 220,000 | $ 106,000 |
| Cumberland County Pennsylvania | 30 | $ 6,214,000 | $ 207,000 | $ 98,000 |
| Kent County Rhode Island | 30 | $ 6,190,000 | $ 206,000 | $ 111,000 |
| Cuyahoga County Ohio | 29 | $ 6,795,000 | $ 234,000 | $ 143,000 |
| Stafford County Virginia | 28 | $ 8,101,000 | $ 289,000 | $ 130,000 |
| Carroll County Maryland | 27 | $ 6,602,000 | $ 244,000 | $ 112,000 |
| Harford County Maryland | 27 | $ 6,671,000 | $ 247,000 | $ 152,000 |
| Chesapeake County Virginia | 26 | $ 6,344,000 | $ 244,000 | $ 93,000 |
| Marion County Florida | 25 | $ 3,587,000 | $ 143,000 | $ 95,000 |
| Fairfax City County Virginia | 25 | $ 8,838,000 | $ 353,000 | $ 110,000 |
| Warren County Ohio | 24 | $ 5,929,000 | $ 247,000 | $ 131,000 |
| Butler County Ohio | 23 | $ 4,546,000 | $ 197,000 | $ 95,000 |
| Clay County Florida | 22 | $ 4,609,000 | $ 209,000 | $ 100,000 |
| Monroe County Florida | 21 | $ 6,392,000 | $ 304,000 | $ 206,000 |
| Sumter County Florida | 21 | $ 3,884,000 | $ 184,000 | $ 85,000 |
| Grafton County New Hampshire | 20 | $ 3,814,000 | $ 190,000 | $ 88,000 |
| Butler County Pennsylvania | 20 | $ 4,715,000 | $ 235,000 | $ 97,000 |
| McLean County Illinois | 19 | $ 3,978,000 | $ 209,000 | $ 117,000 |
| Berks County Pennsylvania | 19 | $ 3,754,000 | $ 197,000 | $ 97,000 |
| Newport County Rhode Island | 18 | $ 5,053,000 | $ 280,000 | $ 126,000 |
| Flagler County Florida | 17 | $ 2,702,000 | $ 158,000 | $ 96,000 |
| Okaloosa County Florida | 17 | $ 4,611,000 | $ 271,000 | $ 103,000 |
| Champaign County Illinois | 17 | $ 3,346,000 | $ 196,000 | $ 148,000 |
| Summit County Ohio | 17 | $ 3,398,000 | $ 199,000 | $ 136,000 |
| Lancaster County Pennsylvania | 17 | $ 3,780,000 | $ 222,000 | $ 97,000 |
| Norfolk County Virginia | 17 | $ 4,648,000 | $ 273,000 | $ 105,000 |
| Indian River County Florida | 16 | $ 3,449,000 | $ 215,000 | $ 175,000 |
| Hampshire County Massachusetts | 16 | $ 4,207,000 | $ 262,000 | $ 107,000 |
| Fauquier County Virginia | 16 | $ 5,046,000 | $ 315,000 | $ 126,000 |
| Hanover County Virginia | 16 | $ 3,482,000 | $ 217,000 | $ 102,000 |
| St. Lucie County Florida | 15 | $ 2,201,000 | $ 146,000 | $ 79,000 |
| James City County Virginia | 15 | $ 2,983,000 | $ 198,000 | $ 89,000 |
| Sussex County Delaware | 14 | $ 3,597,000 | $ 256,000 | $ 165,000 |
| Bay County Florida | 14 | $ 3,090,000 | $ 220,000 | $ 124,000 |
| Baltimore City County Maryland | 14 | $ 3,884,000 | $ 277,000 | $ 125,000 |
| Monroe County Pennsylvania | 14 | $ 2,652,000 | $ 189,000 | $ 147,000 |
| Westmoreland County Pennsylvania | 14 | $ 2,998,000 | $ 214,000 | $ 112,000 |
| York County Pennsylvania | 14 | $ 2,572,000 | $ 183,000 | $ 74,000 |
| Richmond City County Virginia | 14 | $ 4,163,000 | $ 297,000 | $ 151,000 |
| Worcester County Maryland | 13 | $ 3,724,000 | $ 286,000 | $ 141,000 |
| Merrimack County New Hampshire | 13 | $ 2,667,000 | $ 205,000 | $ 102,000 |
| Escambia County Florida | 12 | $ 2,817,000 | $ 234,000 | $ 132,000 |
| Winnebago County Illinois | 12 | $ 1,536,000 | $ 128,000 | $ 107,000 |
| Clermont County Ohio | 12 | $ 2,432,000 | $ 202,000 | $ 105,000 |
| Suffolk County Virginia | 12 | $ 3,398,000 | $ 283,000 | $ 127,000 |
| Citrus County Florida | 11 | $ 1,726,000 | $ 156,000 | $ 135,000 |
| Dukes County Massachusetts | 11 | $ 3,459,000 | $ 314,000 | $ 259,000 |
| Dauphin County Pennsylvania | 11 | $ 2,855,000 | $ 259,000 | $ 90,000 |
| Washington County Pennsylvania | 11 | $ 2,567,000 | $ 233,000 | $ 106,000 |
| Falls Church County Virginia | 11 | $ 4,962,000 | $ 451,000 | $ 154,000 |
| DeKalb County Illinois | 10 | $ 1,637,000 | $ 163,000 | $ 84,000 |
| Belknap County New Hampshire | 10 | $ 1,705,000 | $ 170,000 | $ 69,000 |
| Beaver County Pennsylvania | 10 | $ 2,032,000 | $ 203,000 | $ 188,000 |
| Charlottesville County Virginia | 10 | $ 2,236,000 | $ 223,000 | $ 86,000 |
| Spotsylvania County Virginia | 10 | $ 3,166,000 | $ 316,000 | $ 135,000 |
| Hernando County Florida | 9 | $ 1,335,000 | $ 148,000 | $ 90,000 |
| Walton County Florida | 9 | $ 2,341,000 | $ 260,000 | $ 155,000 |
| Queen Anne's County Maryland | 9 | $ 2,840,000 | $ 315,000 | $ 96,000 |
| Montgomery County Ohio | 9 | $ 1,711,000 | $ 190,000 | $ 94,000 |
| Stark County Ohio | 9 | $ 947,000 | $ 105,000 | $ 89,000 |
| Centre County Pennsylvania | 9 | $ 2,137,000 | $ 237,000 | $ 122,000 |
| Luzerne County Pennsylvania | 9 | $ 2,006,000 | $ 222,000 | $ 117,000 |
| Hampton County Virginia | 9 | $ 1,625,000 | $ 180,000 | $ 96,000 |
| Madison County Illinois | 8 | $ 1,483,000 | $ 185,000 | $ 94,000 |
| Monroe County Illinois | 8 | $ 1,445,000 | $ 180,000 | $ 109,000 |
| Cecil County Maryland | 8 | $ 1,690,000 | $ 211,000 | $ 107,000 |
| Cheshire County New Hampshire | 8 | $ 1,768,000 | $ 221,000 | $ 118,000 |
| Lorain County Ohio | 8 | $ 912,000 | $ 114,000 | $ 75,000 |
| Isle of Wight County Virginia | 8 | $ 1,855,000 | $ 231,000 | $ 125,000 |
| Montgomery County Virginia | 8 | $ 1,660,000 | $ 207,000 | $ 172,000 |
| Nassau County Florida | 7 | $ 1,119,000 | $ 159,000 | $ 73,000 |
| Santa Rosa County Florida | 7 | $ 1,616,000 | $ 230,000 | $ 178,000 |
| Boone County Illinois | 7 | $ 1,314,000 | $ 187,000 | $ 84,000 |
| Grundy County Illinois | 7 | $ 1,347,000 | $ 192,000 | $ 94,000 |
| Calvert County Maryland | 7 | $ 2,240,000 | $ 320,000 | $ 128,000 |
| Carroll County New Hampshire | 7 | $ 1,671,000 | $ 238,000 | $ 245,000 |
| Lake County Ohio | 7 | $ 1,026,000 | $ 146,000 | $ 78,000 |
| Chittenden County Vermont | 7 | $ 1,869,000 | $ 267,000 | $ 123,000 |
| Louisa County Virginia | 7 | $ 1,735,000 | $ 247,000 | $ 195,000 |
| Newport News County Virginia | 7 | $ 1,411,000 | $ 201,000 | $ 83,000 |
| Northumberland County Virginia | 7 | $ 2,432,000 | $ 347,000 | $ 193,000 |
| St. Clair County Illinois | 6 | $ 1,184,000 | $ 197,000 | $ 98,000 |
| St. Mary's County Maryland | 6 | $ 1,435,000 | $ 239,000 | $ 212,000 |
| Berkshire County Massachusetts | 6 | $ 1,449,000 | $ 241,000 | $ 193,000 |
| Nantucket County Massachusetts | 6 | $ 1,919,000 | $ 319,000 | $ 450,000 |
| Fairfield County Ohio | 6 | $ 992,000 | $ 165,000 | $ 99,000 |
| Licking County Ohio | 6 | $ 1,030,000 | $ 171,000 | $ 69,000 |
| Lackawanna County Pennsylvania | 6 | $ 999,000 | $ 166,000 | $ 94,000 |
| Franklin County Virginia | 6 | $ 2,093,000 | $ 348,000 | $ 80,000 |
| Goochland County Virginia | 6 | $ 1,604,000 | $ 267,000 | $ 97,000 |
| Nelson County Virginia | 6 | $ 1,306,000 | $ 217,000 | $ 111,000 |
| Powhatan County Virginia | 6 | $ 1,318,000 | $ 219,000 | $ 97,000 |
| Rockingham County Virginia | 6 | $ 1,333,000 | $ 222,000 | $ 92,000 |
| Pickaway County Ohio | 5 | $ 660,000 | $ 132,000 | $ 69,000 |
| Carbon County Pennsylvania | 5 | $ 848,000 | $ 169,000 | $ 151,000 |
| Erie County Pennsylvania | 5 | $ 1,347,000 | $ 269,000 | $ 117,000 |
| Augusta County Virginia | 5 | $ 728,000 | $ 145,000 | $ 55,000 |
| Clarke County Virginia | 5 | $ 1,665,000 | $ 333,000 | $ 117,000 |
| Frederick County Virginia | 5 | $ 1,211,000 | $ 242,000 | $ 89,000 |
| Manassas County Virginia | 5 | $ 1,050,000 | $ 210,000 | $ 110,000 |
| LaSalle County Illinois | 4 | $ 568,000 | $ 142,000 | $ 70,000 |
| Coos County New Hampshire | 4 | $ 637,000 | $ 159,000 | $ 165,000 |
| Mahoning County Ohio | 4 | $ 700,000 | $ 175,000 | $ 72,000 |
| Medina County Ohio | 4 | $ 837,000 | $ 209,000 | $ 94,000 |
| Blair County Pennsylvania | 4 | $ 666,000 | $ 166,000 | $ 153,000 |
| Schuylkill County Pennsylvania | 4 | $ 627,000 | $ 156,000 | $ 114,000 |
| Windham County Vermont | 4 | $ 623,000 | $ 155,000 | $ 163,000 |
| Accomack County Virginia | 4 | $ 964,000 | $ 241,000 | $ 165,000 |
| Fluvanna County Virginia | 4 | $ 1,293,000 | $ 323,000 | $ 143,000 |
| Gloucester County Virginia | 4 | $ 771,000 | $ 192,000 | $ 60,000 |
| Manassas Park County Virginia | 4 | $ 810,000 | $ 202,000 | $ 153,000 |
| Prince George County Virginia | 4 | $ 1,249,000 | $ 312,000 | $ 223,000 |
| Richmond County Virginia | 4 | $ 1,098,000 | $ 274,000 | $ 33,000 |
| Westmoreland County Virginia | 4 | $ 1,158,000 | $ 289,000 | $ 249,000 |
| Carroll County Illinois | 3 | $ 922,000 | $ 307,000 | $ 164,000 |
| Kankakee County Illinois | 3 | $ 691,000 | $ 230,000 | $ 102,000 |
| Sangamon County Illinois | 3 | $ 659,000 | $ 219,000 | $ 89,000 |
| Caroline County Maryland | 3 | $ 516,000 | $ 172,000 | $ 44,000 |
| Charles County Maryland | 3 | $ 819,000 | $ 273,000 | $ 77,000 |
| Talbot County Maryland | 3 | $ 848,000 | $ 282,000 | $ 101,000 |
| Franklin County Massachusetts | 3 | $ 505,000 | $ 168,000 | $ 72,000 |
| Brown County Ohio | 3 | $ 368,000 | $ 122,000 | $ 70,000 |
| Geauga County Ohio | 3 | $ 472,000 | $ 157,000 | $ 195,000 |
| Greene County Ohio | 3 | $ 697,000 | $ 232,000 | $ 123,000 |
| Portage County Ohio | 3 | $ 549,000 | $ 183,000 | $ 312,000 |
| Adams County Pennsylvania | 3 | $ 447,000 | $ 149,000 | $ 123,000 |
| Clearfield County Pennsylvania | 3 | $ 427,000 | $ 142,000 | $ 66,000 |
| Wyoming County Pennsylvania | 3 | $ 626,000 | $ 208,000 | $ 70,000 |
| Rutland County Vermont | 3 | $ 464,000 | $ 154,000 | $ 164,000 |
| Washington County Vermont | 3 | $ 825,000 | $ 275,000 | $ 107,000 |
| Bedford County Virginia | 3 | $ 604,000 | $ 201,000 | $ 99,000 |
| King George County Virginia | 3 | $ 744,000 | $ 248,000 | $ 84,000 |
| New Kent County Virginia | 3 | $ 1,064,000 | $ 354,000 | $ 123,000 |
| Orange County Virginia | 3 | $ 969,000 | $ 323,000 | $ 91,000 |
| Poquoson County Virginia | 3 | $ 1,152,000 | $ 384,000 | $ 148,000 |
| Williamsburg County Virginia | 3 | $ 1,302,000 | $ 434,000 | $ 125,000 |
| Kent County Delaware | 2 | $ 389,000 | $ 194,000 | $ 56,000 |
| Bradford County Florida | 2 | $ 314,000 | $ 157,000 | $ 135,000 |
| Columbia County Florida | 2 | $ 280,000 | $ 140,000 | $ 21,000 |
| Gadsden County Florida | 2 | $ 431,000 | $ 215,000 | $ 204,000 |
| Jackson County Florida | 2 | $ 302,000 | $ 151,000 | $ 107,000 |
| Wakulla County Florida | 2 | $ 331,000 | $ 165,000 | $ 80,000 |
| Adams County Illinois | 2 | $ 409,000 | $ 204,000 | $ 143,000 |
| De Witt County Illinois | 2 | $ 302,000 | $ 151,000 | $ 66,000 |
| McDonough County Illinois | 2 | $ 215,000 | $ 107,000 | $ 183,000 |
| Tazewell County Illinois | 2 | $ 448,000 | $ 224,000 | $ 85,000 |
| Union County Illinois | 2 | $ 301,000 | $ 150,000 | $ 108,000 |
| Woodford County Illinois | 2 | $ 472,000 | $ 236,000 | $ 109,000 |
| Ashland County Ohio | 2 | $ 262,000 | $ 131,000 | $ 73,000 |
| Clark County Ohio | 2 | $ 450,000 | $ 225,000 | $ 58,000 |
| Logan County Ohio | 2 | $ 456,000 | $ 228,000 | $ 153,000 |
| Union County Ohio | 2 | $ 748,000 | $ 374,000 | $ 200,000 |
| Franklin County Pennsylvania | 2 | $ 439,000 | $ 219,000 | $ 55,000 |
| Lebanon County Pennsylvania | 2 | $ 382,000 | $ 191,000 | $ 62,000 |
| Union County Pennsylvania | 2 | $ 425,000 | $ 212,000 | $ 68,000 |
| Orleans County Vermont | 2 | $ 181,000 | $ 90,000 | $ 44,000 |
| Windsor County Vermont | 2 | $ 382,000 | $ 191,000 | $ 175,000 |
| Culpeper County Virginia | 2 | $ 273,000 | $ 136,000 | $ 97,000 |
| Greene County Virginia | 2 | $ 624,000 | $ 312,000 | $ 212,000 |
| Harrisonburg County Virginia | 2 | $ 425,000 | $ 212,000 | $ 74,000 |
| Lancaster County Virginia | 2 | $ 584,000 | $ 292,000 | $ 72,000 |
| Madison County Virginia | 2 | $ 294,000 | $ 147,000 | $ 89,000 |
| Middlesex County Virginia | 2 | $ 487,000 | $ 243,000 | $ 85,000 |
| Pulaski County Virginia | 2 | $ 576,000 | $ 288,000 | $ 321,000 |
| Rappahannock County Virginia | 2 | $ 771,000 | $ 385,000 | $ 92,000 |
| Roanoke City County Virginia | 2 | $ 406,000 | $ 203,000 | $ 80,000 |
| Shenandoah County Virginia | 2 | $ 338,000 | $ 169,000 | $ 108,000 |
| Washington County Virginia | 2 | $ 365,000 | $ 182,000 | $ 137,000 |
| Baker County Florida | 1 | $ 109,000 | $ 109,000 | $ 84,000 |
| DeSoto County Florida | 1 | $ 107,000 | $ 107,000 | $ 26,000 |
| Gulf County Florida | 1 | $ 417,000 | $ 417,000 | $ 150,000 |
| Highlands County Florida | 1 | $ 190,000 | $ 190,000 | $ 33,000 |
| Jefferson County Florida | 1 | $ 200,000 | $ 200,000 | $ 84,000 |
| Levy County Florida | 1 | $ 141,000 | $ 141,000 | $ 168,000 |
| Liberty County Florida | 1 | $ 118,000 | $ 118,000 | $ 43,000 |
| Putnam County Florida | 1 | $ 300,000 | $ 300,000 | $ 440,000 |
| Taylor County Florida | 1 | $ 190,000 | $ 190,000 | $ 201,000 |
| Union County Florida | 1 | $ 50,000 | $ 50,000 | $ 36,000 |
| Douglas County Illinois | 1 | $ 120,000 | $ 120,000 | $ 37,000 |
| Effingham County Illinois | 1 | $ 239,000 | $ 239,000 | $ 137,000 |
| Henderson County Illinois | 1 | $ 90,000 | $ 90,000 | $ 84,000 |
| Henry County Illinois | 1 | $ 92,000 | $ 92,000 | $ 59,000 |
| Iroquois County Illinois | 1 | $ 101,000 | $ 101,000 | $ 54,000 |
| Jackson County Illinois | 1 | $ 210,000 | $ 210,000 | $ 62,000 |
| Jasper County Illinois | 1 | $ 113,000 | $ 113,000 | $ 98,000 |
| Knox County Illinois | 1 | $ 118,000 | $ 118,000 | $ 57,000 |
| Lee County Illinois | 1 | $ 152,000 | $ 152,000 | $ 122,000 |
| Macon County Illinois | 1 | $ 220,000 | $ 220,000 | $ 90,000 |
| Marshall County Illinois | 1 | $ 50,000 | $ 50,000 | $ 95,000 |
| Ogle County Illinois | 1 | $ 66,000 | $ 66,000 | $ 52,000 |
| Piatt County Illinois | 1 | $ 241,000 | $ 241,000 | $ 74,000 |
| Dorchester County Maryland | 1 | $ 417,000 | $ 417,000 | $ 277,000 |
| Garrett County Maryland | 1 | $ 417,000 | $ 417,000 | $ 279,000 |
| Kent County Maryland | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Washington County Maryland | 1 | $ 226,000 | $ 226,000 | $ 76,000 |
| Wicomico County Maryland | 1 | $ 170,000 | $ 170,000 | $ 87,000 |
| Ashtabula County Ohio | 1 | $ 126,000 | $ 126,000 | $ 1,000 |
| Champaign County Ohio | 1 | $ 112,000 | $ 112,000 | $ 29,000 |
| Clinton County Ohio | 1 | $ 186,000 | $ 186,000 | $ 68,000 |
| Columbiana County Ohio | 1 | $ 272,000 | $ 272,000 | $ 61,000 |
| Fayette County Ohio | 1 | $ 220,000 | $ 220,000 | $ 60,000 |
| Hancock County Ohio | 1 | $ 112,000 | $ 112,000 | $ 82,000 |
| Holmes County Ohio | 1 | $ 111,000 | $ 111,000 | $ 74,000 |
| Jackson County Ohio | 1 | $ 82,000 | $ 82,000 | $ 38,000 |
| Knox County Ohio | 1 | $ 120,000 | $ 120,000 | $ 35,000 |
| Lucas County Ohio | 1 | $ 130,000 | $ 130,000 | $ 55,000 |
| Madison County Ohio | 1 | $ 213,000 | $ 213,000 | $ 135,000 |
| Muskingum County Ohio | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Putnam County Ohio | 1 | $ 74,000 | $ 74,000 | $ 30,000 |
| Richland County Ohio | 1 | $ 88,000 | $ 88,000 | $ 90,000 |
| Trumbull County Ohio | 1 | $ 381,000 | $ 381,000 | $ 86,000 |
| Washington County Ohio | 1 | $ 177,000 | $ 177,000 | $ 105,000 |
| Bradford County Pennsylvania | 1 | $ 104,000 | $ 104,000 | $ 118,000 |
| Columbia County Pennsylvania | 1 | $ 156,000 | $ 156,000 | $ 120,000 |
| Crawford County Pennsylvania | 1 | $ 127,000 | $ 127,000 | $ 60,000 |
| Fayette County Pennsylvania | 1 | $ 320,000 | $ 320,000 | $ 71,000 |
| Lawrence County Pennsylvania | 1 | $ 142,000 | $ 142,000 | $ 95,000 |
| Lycoming County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 83,000 |
| Mercer County Pennsylvania | 1 | $ 108,000 | $ 108,000 | $ 55,000 |
| Pike County Pennsylvania | 1 | $ 210,000 | $ 210,000 | $ 200,000 |
| Sullivan County Pennsylvania | 1 | $ 173,000 | $ 173,000 | $ 100,000 |
| Wayne County Pennsylvania | 1 | $ 163,000 | $ 163,000 | $ 270,000 |
| Franklin County Vermont | 1 | $ 191,000 | $ 191,000 | $ 113,000 |
| Lamoille County Vermont | 1 | $ 356,000 | $ 356,000 | $ 111,000 |
| Amelia County Virginia | 1 | $ 220,000 | $ 220,000 | $ 51,000 |
| Amherst County Virginia | 1 | $ 150,000 | $ 150,000 | $ 56,000 |
| Bath County Virginia | 1 | $ 279,000 | $ 279,000 | $ 70,000 |
| Botetourt County Virginia | 1 | $ 140,000 | $ 140,000 | $ 151,000 |
| Campbell County Virginia | 1 | $ 220,000 | $ 220,000 | $ 80,000 |
| Fredericksburg County Virginia | 1 | $ 359,000 | $ 359,000 | $ 174,000 |
| Mecklenburg County Virginia | 1 | $ 250,000 | $ 250,000 | $ 117,000 |
| Northampton County Virginia | 1 | $ 417,000 | $ 417,000 | $ 180,000 |
| Page County Virginia | 1 | $ 335,000 | $ 335,000 | $ 120,000 |
| Portsmouth County Virginia | 1 | $ 131,000 | $ 131,000 | $ 102,000 |
| Roanoke County Virginia | 1 | $ 180,000 | $ 180,000 | $ 187,000 |
| Rockbridge County Virginia | 1 | $ 152,000 | $ 152,000 | $ 82,000 |
| Salem County Virginia | 1 | $ 175,000 | $ 175,000 | $ 140,000 |
| Surry County Virginia | 1 | $ 120,000 | $ 120,000 | $ 55,000 |
| Waynesboro County Virginia | 1 | $ 286,000 | $ 286,000 | $ 103,000 |
| Winchester County Virginia | 1 | $ 210,000 | $ 210,000 | $ 118,000 |
Mortgage Loan Application Detail Totals for Provident Funding Group Inc in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 18,192 | $4,811,761,000 | $264,000 | $990,000 | $128,000 | $4,374,000 |
| Home Purchase | 1,703 | $444,130,000 | $260,000 | $1,000,000 | $129,000 | $1,779,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,770 | $2,774,239,000 | $257,000 | $1,000,000 | $130,000 | $4,374,000 |
| Asian | 5,704 | $1,642,796,000 | $288,000 | $700,000 | $127,000 | $1,691,000 |
| Not Provided | 2,815 | $691,098,000 | $245,000 | $819,000 | $124,000 | $3,207,000 |
| Hispanic | 386 | $92,938,000 | $240,000 | $625,000 | $125,000 | $1,900,000 |
| Black or African American | 178 | $44,034,000 | $247,000 | $600,000 | $120,000 | $567,000 |
| Native Hawaiian or Other Pacific Islander | 26 | $6,737,000 | $259,000 | $413,000 | $117,000 | $398,000 |
| American Indian or Alaskan Native | 16 | $4,049,000 | $253,000 | $404,000 | $124,000 | $561,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 19,895 | $5,255,891,000 | $264,000 | $1,000,000 | $128,000 | $4,374,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 13,904 | $3,685,527,000 | $265,000 | $819,000 | $129,000 | $4,374,000 |
| Application Denied By Financial Institution | 2,970 | $796,199,000 | $268,000 | $1,000,000 | $112,000 | $2,459,000 |
| Application Withdrawn By Applicant | 2,224 | $558,323,000 | $251,000 | $690,000 | $137,000 | $2,400,000 |
| File Closed For Incompleteness | 648 | $177,218,000 | $273,000 | $626,000 | $135,000 | $1,691,000 |
| Application Approved But Not Accepted | 149 | $38,624,000 | $259,000 | $578,000 | $123,000 | $487,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 981 | $265,470,000 | $270,000 | $700,000 | $122,000 | $2,459,000 |
| Debt-To-Income Ratio | 875 | $236,513,000 | $270,000 | $1,000,000 | $85,000 | $913,000 |
| Other | 628 | $163,678,000 | $260,000 | $890,000 | $127,000 | $614,000 |
| Credit History | 254 | $66,266,000 | $260,000 | $990,000 | $111,000 | $1,440,000 |
| Unverifiable Information | 98 | $26,864,000 | $274,000 | $596,000 | $119,000 | $455,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 54 | $14,906,000 | $276,000 | $527,000 | $138,000 | $968,000 |
| Mortgage Insurance Denied | 39 | $12,386,000 | $317,000 | $444,000 | $128,000 | $503,000 |
| Employment History | 35 | $8,562,000 | $244,000 | $413,000 | $112,000 | $282,000 |
| Credit Application Incomplete | 6 | $1,554,000 | $259,000 | $411,000 | $110,000 | $228,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Provident Funding Group Inc's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Provident Funding Group Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.