Canvas Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Canvas Credit Union 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Canvas Credit Union Po Box 5238 Lone Tree, CO 80155 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,065 |
| Total Mortgage Loan Application Amount | $630,265,000 |
| Average Mortgage Loan Application Amount | $187,000 |
| Highest Mortgage Loan Application Amount | $1,955,000 |
| Average Applicant Income | $157,000 |
| Highest Applicant Income | $2,366,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Canvas Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Canvas Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Canvas Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Canvas Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Canvas Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Canvas Credit Union's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Arapahoe County Colorado | 625 | $ 97,525,000 | $ 156,000 | $ 140,000 |
| Larimer County Colorado | 530 | $ 71,110,000 | $ 134,000 | $ 137,000 |
| Adams County Colorado | 515 | $ 71,025,000 | $ 137,000 | $ 139,000 |
| Denver County Colorado | 483 | $ 87,095,000 | $ 180,000 | $ 156,000 |
| Jefferson County Colorado | 442 | $ 81,510,000 | $ 184,000 | $ 150,000 |
| Douglas County Colorado | 397 | $ 71,685,000 | $ 180,000 | $ 189,000 |
| Weld County Colorado | 365 | $ 36,485,000 | $ 99,000 | $ 134,000 |
| Mesa County Colorado | 104 | $ 9,710,000 | $ 93,000 | $ 99,000 |
| El Paso County Colorado | 64 | $ 12,870,000 | $ 201,000 | $ 190,000 |
| Boulder County Colorado | 46 | $ 9,810,000 | $ 213,000 | $ 153,000 |
| Broomfield County Colorado | 38 | $ 6,160,000 | $ 162,000 | $ 160,000 |
| Elbert County Colorado | 38 | $ 5,850,000 | $ 153,000 | $ 175,000 |
| King County Washington | 32 | $ 6,200,000 | $ 193,000 | $ 324,000 |
| Garfield County Colorado | 29 | $ 3,675,000 | $ 126,000 | $ 172,000 |
| Snohomish County Washington | 18 | $ 2,440,000 | $ 135,000 | $ 209,000 |
| Pueblo County Colorado | 17 | $ 1,775,000 | $ 104,000 | $ 90,000 |
| Maricopa County Arizona | 14 | $ 1,550,000 | $ 110,000 | $ 177,000 |
| Park County Colorado | 14 | $ 2,790,000 | $ 199,000 | $ 192,000 |
| Clark County Washington | 13 | $ 1,235,000 | $ 95,000 | $ 166,000 |
| Los Angeles County California | 12 | $ 2,140,000 | $ 178,000 | $ 266,000 |
| Eagle County Colorado | 12 | $ 5,340,000 | $ 445,000 | $ 206,000 |
| Summit County Colorado | 10 | $ 3,630,000 | $ 363,000 | $ 287,000 |
| Morgan County Colorado | 9 | $ 515,000 | $ 57,000 | $ 87,000 |
| Cook County Illinois | 8 | $ 990,000 | $ 123,000 | $ 205,000 |
| Clark County Nevada | 8 | $ 1,010,000 | $ 126,000 | $ 192,000 |
| Washoe County Nevada | 8 | $ 1,010,000 | $ 126,000 | $ 259,000 |
| Salt Lake County Utah | 8 | $ 880,000 | $ 110,000 | $ 185,000 |
| Utah County Utah | 7 | $ 1,715,000 | $ 245,000 | $ 258,000 |
| Clear Creek County Colorado | 6 | $ 2,020,000 | $ 336,000 | $ 133,000 |
| Grand County Colorado | 6 | $ 2,170,000 | $ 361,000 | $ 263,000 |
| Pierce County Washington | 6 | $ 640,000 | $ 106,000 | $ 159,000 |
| Riverside County California | 4 | $ 940,000 | $ 235,000 | $ 253,000 |
| Gilpin County Colorado | 4 | $ 970,000 | $ 242,000 | $ 133,000 |
| Gunnison County Colorado | 4 | $ 1,340,000 | $ 335,000 | $ 193,000 |
| Logan County Colorado | 4 | $ 490,000 | $ 122,000 | $ 41,000 |
| Teller County Colorado | 4 | $ 430,000 | $ 107,000 | $ 136,000 |
| Washington County Oregon | 4 | $ 340,000 | $ 85,000 | $ 238,000 |
| Spokane County Washington | 4 | $ 360,000 | $ 90,000 | $ 104,000 |
| Orange County California | 3 | $ 615,000 | $ 205,000 | $ 394,000 |
| San Bernardino County California | 3 | $ 295,000 | $ 98,000 | $ 191,000 |
| San Diego County California | 3 | $ 295,000 | $ 98,000 | $ 242,000 |
| Chaffee County Colorado | 3 | $ 375,000 | $ 125,000 | $ 119,000 |
| Fremont County Colorado | 3 | $ 175,000 | $ 58,000 | $ 60,000 |
| La Plata County Colorado | 3 | $ 375,000 | $ 125,000 | $ 157,000 |
| Montrose County Colorado | 3 | $ 585,000 | $ 195,000 | $ 78,000 |
| Washington County Colorado | 3 | $ 215,000 | $ 71,000 | $ 67,000 |
| Pinellas County Florida | 3 | $ 235,000 | $ 78,000 | $ 105,000 |
| Lake County Illinois | 3 | $ 565,000 | $ 188,000 | $ 320,000 |
| Pima County Arizona | 2 | $ 400,000 | $ 200,000 | $ 82,000 |
| Alameda County California | 2 | $ 320,000 | $ 160,000 | $ 175,000 |
| Contra Costa County California | 2 | $ 210,000 | $ 105,000 | $ 98,000 |
| San Mateo County California | 2 | $ 460,000 | $ 230,000 | $ 203,000 |
| Delta County Colorado | 2 | $ 500,000 | $ 250,000 | $ 99,000 |
| Otero County Colorado | 2 | $ 290,000 | $ 145,000 | $ 56,000 |
| Collier County Florida | 2 | $ 660,000 | $ 330,000 | $ 208,000 |
| Miami-Dade County Florida | 2 | $ 200,000 | $ 100,000 | $ 180,000 |
| Fulton County Georgia | 2 | $ 300,000 | $ 150,000 | $ 210,000 |
| Johnson County Kansas | 2 | $ 450,000 | $ 225,000 | $ 254,000 |
| Deschutes County Oregon | 2 | $ 310,000 | $ 155,000 | $ 252,000 |
| Multnomah County Oregon | 2 | $ 140,000 | $ 70,000 | $ 70,000 |
| Davis County Utah | 2 | $ 160,000 | $ 80,000 | $ 116,000 |
| Weber County Utah | 2 | $ 110,000 | $ 55,000 | $ 85,000 |
| Benton County Washington | 2 | $ 270,000 | $ 135,000 | $ 156,000 |
| Cowlitz County Washington | 2 | $ 160,000 | $ 80,000 | $ 68,000 |
| Mason County Washington | 2 | $ 180,000 | $ 90,000 | $ 168,000 |
| Skamania County Washington | 2 | $ 540,000 | $ 270,000 | $ 239,000 |
| Thurston County Washington | 2 | $ 250,000 | $ 125,000 | $ 94,000 |
| Whatcom County Washington | 2 | $ 270,000 | $ 135,000 | $ 198,000 |
| Laramie County Wyoming | 2 | $ 400,000 | $ 200,000 | $ 106,000 |
| Coconino County Arizona | 1 | $ 205,000 | $ 205,000 | $ 36,000 |
| Mohave County Arizona | 1 | $ 135,000 | $ 135,000 | $ 161,000 |
| Pinal County Arizona | 1 | $ 55,000 | $ 55,000 | $ 103,000 |
| Yuma County Arizona | 1 | $ 95,000 | $ 95,000 | $ 67,000 |
| El Dorado County California | 1 | $ 255,000 | $ 255,000 | $ 320,000 |
| Fresno County California | 1 | $ 85,000 | $ 85,000 | $ 95,000 |
| Madera County California | 1 | $ 165,000 | $ 165,000 | $ 195,000 |
| Plumas County California | 1 | $ 75,000 | $ 75,000 | $ 177,000 |
| Sacramento County California | 1 | $ 85,000 | $ 85,000 | $ 123,000 |
| San Benito County California | 1 | $ 505,000 | $ 505,000 | $ 333,000 |
| San Joaquin County California | 1 | $ 165,000 | $ 165,000 | $ 187,000 |
| Santa Barbara County California | 1 | $ 85,000 | $ 85,000 | $ 105,000 |
| Santa Clara County California | 1 | $ 155,000 | $ 155,000 | $ 301,000 |
| Santa Cruz County California | 1 | $ 105,000 | $ 105,000 | $ 183,000 |
| Tulare County California | 1 | $ 135,000 | $ 135,000 | $ 151,000 |
| Ventura County California | 1 | $ 175,000 | $ 175,000 | $ 355,000 |
| Kit Carson County Colorado | 1 | $ 45,000 | $ 45,000 | $ 74,000 |
| Lake County Colorado | 1 | $ 25,000 | $ 25,000 | $ 47,000 |
| Lincoln County Colorado | 1 | $ 105,000 | $ 105,000 | $ 147,000 |
| Moffat County Colorado | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Montezuma County Colorado | 1 | $ 105,000 | $ 105,000 | $ 109,000 |
| Phillips County Colorado | 1 | $ 45,000 | $ 45,000 | $ 127,000 |
| Pitkin County Colorado | 1 | $ 305,000 | $ 305,000 | $ 63,000 |
| Prowers County Colorado | 1 | $ 55,000 | $ 55,000 | $ 197,000 |
| Routt County Colorado | 1 | $ 425,000 | $ 425,000 | $ 260,000 |
| Saguache County Colorado | 1 | $ 75,000 | $ 75,000 | $ 180,000 |
| Fairfield County Connecticut | 1 | $ 155,000 | $ 155,000 | $ 328,000 |
| Broward County Florida | 1 | $ 65,000 | $ 65,000 | $ 110,000 |
| Hillsborough County Florida | 1 | $ 225,000 | $ 225,000 | $ 268,000 |
| Lake County Florida | 1 | $ 85,000 | $ 85,000 | $ 581,000 |
| Martin County Florida | 1 | $ 205,000 | $ 205,000 | $ 301,000 |
| Palm Beach County Florida | 1 | $ 165,000 | $ 165,000 | $ 104,000 |
| Cobb County Georgia | 1 | $ 105,000 | $ 105,000 | $ 128,000 |
| DeKalb County Georgia | 1 | $ 55,000 | $ 55,000 | $ 293,000 |
| Fayette County Georgia | 1 | $ 115,000 | $ 115,000 | $ 443,000 |
| Ada County Idaho | 1 | $ 245,000 | $ 245,000 | $ 381,000 |
| Canyon County Idaho | 1 | $ 55,000 | $ 55,000 | $ 93,000 |
| Latah County Idaho | 1 | $ 105,000 | $ 105,000 | $ 96,000 |
| Twin Falls County Idaho | 1 | $ 185,000 | $ 185,000 | $ 217,000 |
| DuPage County Illinois | 1 | $ 155,000 | $ 155,000 | $ 373,000 |
| Will County Illinois | 1 | $ 105,000 | $ 105,000 | $ 132,000 |
| Livingston County Michigan | 1 | $ 95,000 | $ 95,000 | $ 94,000 |
| Oakland County Michigan | 1 | $ 55,000 | $ 55,000 | $ 110,000 |
| Wayne County Michigan | 1 | $ 85,000 | $ 85,000 | $ 97,000 |
| Lac qui Parle County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Jackson County Missouri | 1 | $ 365,000 | $ 365,000 | $ 52,000 |
| Lewis and Clark County Montana | 1 | $ 75,000 | $ 75,000 | $ 66,000 |
| Hudson County New Jersey | 1 | $ 265,000 | $ 265,000 | $ 246,000 |
| Middlesex County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 116,000 |
| Monmouth County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 310,000 |
| Passaic County New Jersey | 1 | $ 195,000 | $ 195,000 | $ 70,000 |
| Crook County Oregon | 1 | $ 85,000 | $ 85,000 | $ 121,000 |
| Lane County Oregon | 1 | $ 225,000 | $ 225,000 | $ 218,000 |
| Lincoln County Oregon | 1 | $ 105,000 | $ 105,000 | $ 360,000 |
| Marion County Oregon | 1 | $ 155,000 | $ 155,000 | $ 143,000 |
| Bucks County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 213,000 |
| Gibson County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 93,000 |
| Jones County Texas | 1 | $ 105,000 | $ 105,000 | $ 120,000 |
| Kaufman County Texas | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Tarrant County Texas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Iron County Utah | 1 | $ 205,000 | $ 205,000 | $ 167,000 |
| Summit County Utah | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Tooele County Utah | 1 | $ 155,000 | $ 155,000 | $ 151,000 |
| Uintah County Utah | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Addison County Vermont | 1 | $ 125,000 | $ 125,000 | $ 143,000 |
| Windham County Vermont | 1 | $ 55,000 | $ 55,000 | $ 57,000 |
| Spotsylvania County Virginia | 1 | $ 35,000 | $ 35,000 | $ 108,000 |
| Chelan County Washington | 1 | $ 95,000 | $ 95,000 | $ 85,000 |
| Douglas County Washington | 1 | $ 105,000 | $ 105,000 | $ 270,000 |
| Franklin County Washington | 1 | $ 65,000 | $ 65,000 | $ 88,000 |
| Jefferson County Washington | 1 | $ 105,000 | $ 105,000 | $ 300,000 |
| Kittitas County Washington | 1 | $ 75,000 | $ 75,000 | $ 366,000 |
| Lewis County Washington | 1 | $ 65,000 | $ 65,000 | $ 98,000 |
| San Juan County Washington | 1 | $ 55,000 | $ 55,000 | $ 84,000 |
| Skagit County Washington | 1 | $ 65,000 | $ 65,000 | $ 126,000 |
| Albany County Wyoming | 1 | $ 295,000 | $ 295,000 | $ 120,000 |
Mortgage Loan Application Detail Totals for Canvas Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,507 | $144,315,000 | $95,000 | $795,000 | $147,000 | $1,920,000 |
| Other Purpose | 1,460 | $140,020,000 | $95,000 | $805,000 | $143,000 | $2,366,000 |
| Home Purchase | 551 | $233,645,000 | $424,000 | $1,445,000 | $194,000 | $996,000 |
| Refinancing | 471 | $104,755,000 | $222,000 | $1,955,000 | $143,000 | $1,005,000 |
| Cash-out Refinancing | 76 | $7,530,000 | $99,000 | $305,000 | $158,000 | $626,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,852 | $430,590,000 | $150,000 | $1,285,000 | $160,000 | $2,366,000 |
| Not Provided | 456 | $78,200,000 | $171,000 | $1,955,000 | $115,000 | $1,920,000 |
| Hispanic | 440 | $66,780,000 | $151,000 | $1,375,000 | $133,000 | $649,000 |
| Black or African American | 151 | $24,585,000 | $162,000 | $715,000 | $156,000 | $1,600,000 |
| Asian | 92 | $19,250,000 | $209,000 | $855,000 | $166,000 | $506,000 |
| American Indian or Alaskan Native | 26 | $3,060,000 | $117,000 | $335,000 | $165,000 | $713,000 |
| Not applicable | 5 | $2,415,000 | $483,000 | $865,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 2 | $200,000 | $100,000 | $135,000 | $164,000 | $183,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,062 | $629,190,000 | $154,000 | $1,955,000 | $152,000 | $2,366,000 |
| FHA-insured (Federal Housing Administration) | 1 | $405,000 | $405,000 | $405,000 | $100,000 | $100,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $125,000 | $125,000 | $125,000 | $60,000 | $60,000 |
| VA-guaranteed (Veterans Administration) | 1 | $545,000 | $545,000 | $545,000 | $102,000 | $102,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,577 | $404,035,000 | $156,000 | $1,955,000 | $163,000 | $2,366,000 |
| Application Withdrawn By Applicant | 1,370 | $200,920,000 | $146,000 | $1,205,000 | $133,000 | $2,016,000 |
| Application Denied By Financial Institution | 102 | $19,210,000 | $188,000 | $825,000 | $127,000 | $420,000 |
| File Closed For Incompleteness | 11 | $4,035,000 | $366,000 | $865,000 | $157,000 | $301,000 |
| Application Approved But Not Accepted | 5 | $2,065,000 | $413,000 | $915,000 | $236,000 | $349,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,963 | $611,055,000 | $154,000 | $1,955,000 | $153,000 | $2,366,000 |
| Debt-To-Income Ratio | 74 | $14,090,000 | $190,000 | $825,000 | $105,000 | $296,000 |
| Credit History | 16 | $2,700,000 | $168,000 | $715,000 | $192,000 | $420,000 |
| Unverifiable Information | 5 | $1,225,000 | $245,000 | $455,000 | $61,000 | $130,000 |
| Collateral | 4 | $610,000 | $152,000 | $245,000 | $289,000 | $387,000 |
| Other | 2 | $230,000 | $115,000 | $165,000 | $151,000 | $187,000 |
| Employment History | 1 | $355,000 | $355,000 | $355,000 | $330,000 | $330,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Canvas Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Canvas Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.