Iberiabankfsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006

Iberiabankfsb 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Iberiabankfsb
5800 R Street
Little Rock, AR 72207
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,348
Total Mortgage Loan Application Amount $87,092,000
Average Mortgage Loan Application Amount $56,000
Highest Mortgage Loan Application Amount $5,000,000
Average Applicant Income $22,000
Highest Applicant Income $636,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Iberiabankfsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Iberiabankfsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2006 breaks down Iberiabankfsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Iberiabankfsb serves its applicants.

Each category highlights the total number of mortgage applications processed by Iberiabankfsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Iberiabankfsb's mortgage activity for 2006.

Mortgage Loan Application Totals for Iberiabankfsb by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Tulsa County Oklahoma 290 $ 15,579,000 $ 53,000 $ 0
Craighead County Arkansas 200 $ 22,111,000 $ 110,000 $ 67,000
Sedgwick County Kansas 113 $ 3,351,000 $ 29,000 $ 0
Greene County Arkansas 112 $ 9,346,000 $ 83,000 $ 46,000
Randolph County Arkansas 66 $ 3,325,000 $ 50,000 $ 46,000
Rogers County Oklahoma 57 $ 1,997,000 $ 35,000 $ 0
Lawrence County Arkansas 48 $ 1,955,000 $ 40,000 $ 38,000
Clay County Arkansas 39 $ 1,500,000 $ 38,000 $ 39,000
Jackson County Arkansas 38 $ 2,582,000 $ 67,000 $ 53,000
Faulkner County Arkansas 32 $ 1,048,000 $ 32,000 $ 0
Sharp County Arkansas 32 $ 1,855,000 $ 57,000 $ 44,000
Wagoner County Oklahoma 32 $ 1,119,000 $ 34,000 $ 0
Oklahoma County Oklahoma 30 $ 1,138,000 $ 37,000 $ 0
Washington County Arkansas 25 $ 1,292,000 $ 51,000 $ 0
Poinsett County Arkansas 21 $ 767,000 $ 36,000 $ 33,000
Creek County Oklahoma 21 $ 919,000 $ 43,000 $ 0
Butler County Kansas 19 $ 629,000 $ 33,000 $ 0
Pulaski County Arkansas 16 $ 632,000 $ 39,000 $ 0
Benton County Arkansas 6 $ 201,000 $ 33,000 $ 0
Cleveland County Oklahoma 6 $ 288,000 $ 48,000 $ 0
Delaware County Oklahoma 6 $ 416,000 $ 69,000 $ 0
Osage County Oklahoma 6 $ 164,000 $ 27,000 $ 0
Payne County Oklahoma 6 $ 291,000 $ 48,000 $ 0
Van Zandt County Texas 6 $ 686,000 $ 114,000 $ 0
Fulton County Arkansas 5 $ 375,000 $ 75,000 $ 54,000
Mayes County Oklahoma 5 $ 233,000 $ 46,000 $ 0
Washington County Oklahoma 5 $ 219,000 $ 43,000 $ 0
Orange County Texas 5 $ 599,000 $ 119,000 $ 0
Izard County Arkansas 4 $ 412,000 $ 103,000 $ 36,000
Johnson County Arkansas 4 $ 57,000 $ 14,000 $ 0
Cleburne County Arkansas 3 $ 92,000 $ 30,000 $ 0
Douglas County Kansas 3 $ 105,000 $ 35,000 $ 0
Canadian County Oklahoma 3 $ 70,000 $ 23,000 $ 0
Logan County Oklahoma 3 $ 89,000 $ 29,000 $ 0
Okmulgee County Oklahoma 3 $ 107,000 $ 35,000 $ 0
Knox County Tennessee 3 $ 356,000 $ 118,000 $ 0
Jasper County Texas 3 $ 366,000 $ 122,000 $ 0
Cleburne County Alabama 2 $ 193,000 $ 96,000 $ 0
Talladega County Alabama 2 $ 251,000 $ 125,000 $ 0
Mississippi County Arkansas 2 $ 115,000 $ 57,000 $ 45,000
Sebastian County Arkansas 2 $ 5,070,000 $ 2,535,000 $ 0
Johnson County Kansas 2 $ 69,000 $ 34,000 $ 0
Cherokee County Oklahoma 2 $ 38,000 $ 19,000 $ 0
Shelby County Tennessee 2 $ 217,000 $ 108,000 $ 277,000
Bell County Texas 2 $ 171,000 $ 85,000 $ 0
Hardin County Texas 2 $ 285,000 $ 142,000 $ 0
Jim Wells County Texas 2 $ 220,000 $ 110,000 $ 0
Montgomery County Texas 2 $ 271,000 $ 135,000 $ 0
Robertson County Texas 2 $ 254,000 $ 127,000 $ 0
Calhoun County Alabama 1 $ 124,000 $ 124,000 $ 0
St. Clair County Alabama 1 $ 94,000 $ 94,000 $ 0
Baxter County Arkansas 1 $ 24,000 $ 24,000 $ 0
Crawford County Arkansas 1 $ 38,000 $ 38,000 $ 0
Pope County Arkansas 1 $ 24,000 $ 24,000 $ 0
Saline County Arkansas 1 $ 53,000 $ 53,000 $ 0
Stone County Arkansas 1 $ 17,000 $ 17,000 $ 18,000
White County Arkansas 1 $ 54,000 $ 54,000 $ 0
Crawford County Kansas 1 $ 31,000 $ 31,000 $ 0
Harvey County Kansas 1 $ 21,000 $ 21,000 $ 0
Leavenworth County Kansas 1 $ 22,000 $ 22,000 $ 0
McPherson County Kansas 1 $ 21,000 $ 21,000 $ 0
Montgomery County Kansas 1 $ 18,000 $ 18,000 $ 0
Wabaunsee County Kansas 1 $ 7,000 $ 7,000 $ 0
Beauregard County Louisiana 1 $ 139,000 $ 139,000 $ 0
Lee County Mississippi 1 $ 58,000 $ 58,000 $ 0
Dona Ana County New Mexico 1 $ 145,000 $ 145,000 $ 300,000
Comanche County Oklahoma 1 $ 17,000 $ 17,000 $ 0
Custer County Oklahoma 1 $ 25,000 $ 25,000 $ 0
McIntosh County Oklahoma 1 $ 35,000 $ 35,000 $ 0
Muskogee County Oklahoma 1 $ 25,000 $ 25,000 $ 0
Pawnee County Oklahoma 1 $ 45,000 $ 45,000 $ 0
Sequoyah County Oklahoma 1 $ 26,000 $ 26,000 $ 0
Anderson County Tennessee 1 $ 120,000 $ 120,000 $ 0
Hamblen County Tennessee 1 $ 124,000 $ 124,000 $ 0
Morgan County Tennessee 1 $ 119,000 $ 119,000 $ 0
Atascosa County Texas 1 $ 126,000 $ 126,000 $ 0
Bexar County Texas 1 $ 97,000 $ 97,000 $ 0
Brazoria County Texas 1 $ 97,000 $ 97,000 $ 0
Coryell County Texas 1 $ 90,000 $ 90,000 $ 0
Duval County Texas 1 $ 90,000 $ 90,000 $ 0
Freestone County Texas 1 $ 137,000 $ 137,000 $ 0
Harris County Texas 1 $ 142,000 $ 142,000 $ 0
Jeff Davis County Texas 1 $ 23,000 $ 23,000 $ 0
Jefferson County Texas 1 $ 284,000 $ 284,000 $ 0
Kaufman County Texas 1 $ 122,000 $ 122,000 $ 0
Limestone County Texas 1 $ 111,000 $ 111,000 $ 0
McLennan County Texas 1 $ 110,000 $ 110,000 $ 0
Nueces County Texas 1 $ 111,000 $ 111,000 $ 0
Rusk County Texas 1 $ 140,000 $ 140,000 $ 0
San Patricio County Texas 1 $ 116,000 $ 116,000 $ 0
Smith County Texas 1 $ 91,000 $ 91,000 $ 0
Tarrant County Texas 1 $ 54,000 $ 54,000 $ 0
Travis County Texas 1 $ 59,000 $ 59,000 $ 0
Tyler County Texas 1 $ 130,000 $ 130,000 $ 0
Wilson County Texas 1 $ 82,000 $ 82,000 $ 0

Mortgage Loan Application Detail Totals for Iberiabankfsb in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 855 $58,227,000 $68,000 $5,000,000 $20,000 $636,000
Refinancing 396 $25,241,000 $63,000 $514,000 $28,000 $272,000
Home Improvement 97 $3,624,000 $37,000 $290,000 $18,000 $321,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 781 $42,471,000 $54,000 $5,000,000 $0 $96,000
White 545 $43,654,000 $80,000 $514,000 $54,000 $636,000
Black or African American 9 $288,000 $32,000 $58,000 $22,000 $44,000
Hispanic 9 $367,000 $40,000 $70,000 $31,000 $69,000
Not Provided 4 $312,000 $78,000 $95,000 $98,000 $176,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,285 $82,286,000 $64,000 $5,000,000 $22,000 $636,000
FHA-insured (Federal Housing Administration) 40 $3,146,000 $78,000 $163,000 $39,000 $134,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 23 $1,660,000 $72,000 $122,000 $34,000 $71,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 772 $32,957,000 $42,000 $360,000 $0 $0
Loan Originated 420 $43,308,000 $103,000 $5,000,000 $59,000 $636,000
Application Denied By Financial Institution 97 $5,777,000 $59,000 $330,000 $32,000 $179,000
Application Withdrawn By Applicant 55 $4,785,000 $87,000 $400,000 $47,000 $242,000
Application Approved But Not Accepted 4 $265,000 $66,000 $108,000 $44,000 $113,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 70 $4,086,000 $58,000 $330,000 $32,000 $179,000
Debt-To-Income Ratio 18 $1,297,000 $72,000 $195,000 $28,000 $69,000
Collateral 5 $174,000 $34,000 $50,000 $43,000 $53,000
Other 2 $118,000 $59,000 $83,000 $45,000 $71,000
Employment History 1 $54,000 $54,000 $54,000 $50,000 $50,000
Insufficient Cash (Downpayment, Closing Cost) 1 $48,000 $48,000 $48,000 $20,000 $20,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Iberiabankfsb's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Iberiabankfsb's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet with aggregated HMDA statistics today.

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