Pulaski Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005

Pulaski Bank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Pulaski Bank
12300 Olive Blvd
St Louis, MO 63141
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 8,811
Total Mortgage Loan Application Amount $1,323,641,000
Average Mortgage Loan Application Amount $230,730
Highest Mortgage Loan Application Amount $4,800,000
Average Applicant Income $127,888
Highest Applicant Income $3,219,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Pulaski Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pulaski Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2005 breaks down Pulaski Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pulaski Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Pulaski Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pulaski Bank's mortgage activity for 2005.

Mortgage Loan Application Totals for Pulaski Bank by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
St. Louis County Missouri 2,757 $ 475,583,000 $ 172,000 $ 71,000
Johnson County Kansas 1,609 $ 249,421,000 $ 155,000 $ 93,000
St. Charles County Missouri 1,507 $ 213,844,000 $ 141,000 $ 63,000
St. Louis City County Missouri 804 $ 101,489,000 $ 126,000 $ 52,000
Jackson County Missouri 610 $ 71,276,000 $ 116,000 $ 71,000
Jefferson County Missouri 410 $ 48,605,000 $ 118,000 $ 59,000
Wyandotte County Kansas 108 $ 9,533,000 $ 88,000 $ 58,000
Lincoln County Missouri 99 $ 13,322,000 $ 134,000 $ 62,000
Clay County Missouri 85 $ 9,490,000 $ 111,000 $ 62,000
Warren County Missouri 73 $ 10,472,000 $ 143,000 $ 67,000
Cass County Missouri 71 $ 9,606,000 $ 135,000 $ 88,000
Franklin County Missouri 60 $ 7,673,000 $ 127,000 $ 65,000
Miami County Kansas 53 $ 7,510,000 $ 141,000 $ 90,000
St. Clair County Illinois 39 $ 5,804,000 $ 148,000 $ 87,000
Douglas County Kansas 37 $ 4,237,000 $ 114,000 $ 89,000
Platte County Missouri 36 $ 5,433,000 $ 150,000 $ 97,000
Camden County Missouri 35 $ 6,141,000 $ 175,000 $ 199,000
Madison County Illinois 32 $ 3,791,000 $ 118,000 $ 82,000
Leavenworth County Kansas 20 $ 2,005,000 $ 100,000 $ 66,000
St. Francois County Missouri 13 $ 1,245,000 $ 95,000 $ 68,000
Monroe County Illinois 12 $ 1,707,000 $ 142,000 $ 101,000
Buchanan County Missouri 10 $ 1,102,000 $ 110,000 $ 80,000
Boone County Missouri 9 $ 1,182,000 $ 131,000 $ 72,000
Cape Girardeau County Missouri 8 $ 893,000 $ 111,000 $ 70,000
Johnson County Missouri 8 $ 759,000 $ 94,000 $ 97,000
Morgan County Missouri 8 $ 1,498,000 $ 187,000 $ 126,000
Maricopa County Arizona 7 $ 2,295,000 $ 327,000 $ 156,000
Palm Beach County Florida 7 $ 1,106,000 $ 158,000 $ 182,000
Volusia County Florida 7 $ 1,375,000 $ 196,000 $ 96,000
Cook County Illinois 7 $ 2,158,000 $ 308,000 $ 184,000
Jersey County Illinois 7 $ 752,000 $ 107,000 $ 49,000
Stone County Missouri 7 $ 1,044,000 $ 149,000 $ 116,000
Marion County Missouri 6 $ 802,000 $ 133,000 $ 119,000
Eagle County Colorado 5 $ 2,439,000 $ 487,000 $ 715,000
Lee County Florida 5 $ 1,057,000 $ 211,000 $ 114,000
Ste. Genevieve County Missouri 5 $ 334,000 $ 66,000 $ 69,000
Benton County Arkansas 4 $ 540,000 $ 135,000 $ 107,000
Fairfield County Connecticut 4 $ 2,572,000 $ 643,000 $ 339,000
Franklin County Kansas 4 $ 552,000 $ 138,000 $ 63,000
Cole County Missouri 4 $ 389,000 $ 97,000 $ 83,000
Greene County Missouri 4 $ 423,000 $ 105,000 $ 28,000
Phelps County Missouri 4 $ 440,000 $ 110,000 $ 42,000
Dallas County Texas 4 $ 843,000 $ 210,000 $ 87,000
Pima County Arizona 3 $ 606,000 $ 202,000 $ 126,000
Riverside County California 3 $ 774,000 $ 258,000 $ 358,000
Denver County Colorado 3 $ 544,000 $ 181,000 $ 57,000
Larimer County Colorado 3 $ 453,000 $ 151,000 $ 84,000
Calhoun County Illinois 3 $ 415,000 $ 138,000 $ 50,000
Jackson County Illinois 3 $ 348,000 $ 116,000 $ 302,000
Anderson County Kansas 3 $ 182,000 $ 60,000 $ 40,000
Crawford County Kansas 3 $ 244,000 $ 81,000 $ 26,000
Jefferson County Kentucky 3 $ 615,000 $ 205,000 $ 36,000
Callaway County Missouri 3 $ 272,000 $ 90,000 $ 88,000
Gasconade County Missouri 3 $ 392,000 $ 130,000 $ 141,000
Montgomery County Missouri 3 $ 283,000 $ 94,000 $ 71,000
Pike County Missouri 3 $ 201,000 $ 67,000 $ 37,000
Washington County Missouri 3 $ 187,000 $ 62,000 $ 83,000
Webster County Missouri 3 $ 283,000 $ 94,000 $ 58,000
Clark County Nevada 3 $ 603,000 $ 201,000 $ 99,000
New Hanover County North Carolina 3 $ 503,000 $ 167,000 $ 169,000
Lauderdale County Alabama 2 $ 42,000 $ 21,000 $ 77,000
Coconino County Arizona 2 $ 329,000 $ 164,000 $ 117,000
Los Angeles County California 2 $ 991,000 $ 495,000 $ 122,000
San Bernardino County California 2 $ 520,000 $ 260,000 $ 119,000
Summit County Colorado 2 $ 405,000 $ 202,000 $ 135,000
Bay County Florida 2 $ 328,000 $ 164,000 $ 240,000
Broward County Florida 2 $ 255,000 $ 127,000 $ 43,000
Duval County Florida 2 $ 257,000 $ 128,000 $ 76,000
Hernando County Florida 2 $ 255,000 $ 127,000 $ 120,000
Hillsborough County Florida 2 $ 131,000 $ 65,000 $ 51,000
Pinellas County Florida 2 $ 365,000 $ 182,000 $ 139,000
Sarasota County Florida 2 $ 1,475,000 $ 737,000 $ 387,000
Cobb County Georgia 2 $ 749,000 $ 374,000 $ 213,000
Clinton County Illinois 2 $ 282,000 $ 141,000 $ 89,000
Macoupin County Illinois 2 $ 121,000 $ 60,000 $ 42,000
Will County Illinois 2 $ 485,000 $ 242,000 $ 138,000
Polk County Iowa 2 $ 142,000 $ 71,000 $ 29,000
Dickinson County Kansas 2 $ 76,000 $ 38,000 $ 40,000
Jefferson County Kansas 2 $ 202,000 $ 101,000 $ 152,000
Linn County Kansas 2 $ 114,000 $ 57,000 $ 53,000
Riley County Kansas 2 $ 100,000 $ 50,000 $ 43,000
Sedgwick County Kansas 2 $ 233,000 $ 116,000 $ 40,000
Calvert County Maryland 2 $ 518,000 $ 259,000 $ 121,000
Clinton County Missouri 2 $ 295,000 $ 147,000 $ 66,000
Crawford County Missouri 2 $ 171,000 $ 85,000 $ 57,000
Lafayette County Missouri 2 $ 302,000 $ 151,000 $ 53,000
Taney County Missouri 2 $ 78,000 $ 39,000 $ 91,000
Westchester County New York 2 $ 640,000 $ 320,000 $ 224,000
Chatham County North Carolina 2 $ 353,000 $ 176,000 $ 166,000
Mecklenburg County North Carolina 2 $ 722,000 $ 361,000 $ 59,000
Wake County North Carolina 2 $ 583,000 $ 291,000 $ 149,000
Marion County Oregon 2 $ 221,000 $ 110,000 $ 87,000
Philadelphia County Pennsylvania 2 $ 212,000 $ 106,000 $ 84,000
Knox County Tennessee 2 $ 126,000 $ 63,000 $ 41,000
Brazos County Texas 2 $ 134,000 $ 67,000 $ 72,000
Collin County Texas 2 $ 286,000 $ 143,000 $ 121,000
Nueces County Texas 2 $ 60,000 $ 30,000 $ 40,000
Fairfax County Virginia 2 $ 653,000 $ 326,000 $ 231,000
King County Washington 2 $ 1,279,000 $ 639,000 $ 180,000
Snohomish County Washington 2 $ 309,000 $ 154,000 $ 99,000
Mobile County Alabama 1 $ 266,000 $ 266,000 $ 179,000
Navajo County Arizona 1 $ 208,000 $ 208,000 $ 177,000
Pulaski County Arkansas 1 $ 158,000 $ 158,000 $ 89,000
Contra Costa County California 1 $ 574,000 $ 574,000 $ 147,000
Placer County California 1 $ 200,000 $ 200,000 $ 137,000
San Diego County California 1 $ 697,000 $ 697,000 $ 0
Santa Barbara County California 1 $ 1,500,000 $ 1,500,000 $ 623,000
Santa Clara County California 1 $ 181,000 $ 181,000 $ 56,000
Ventura County California 1 $ 740,000 $ 740,000 $ 244,000
Adams County Colorado 1 $ 165,000 $ 165,000 $ 89,000
Broomfield County Colorado 1 $ 285,000 $ 285,000 $ 70,000
Jefferson County Colorado 1 $ 188,000 $ 188,000 $ 55,000
Pitkin County Colorado 1 $ 620,000 $ 620,000 $ 296,000
Collier County Florida 1 $ 414,000 $ 414,000 $ 479,000
Okaloosa County Florida 1 $ 206,000 $ 206,000 $ 180,000
Orange County Florida 1 $ 276,000 $ 276,000 $ 0
Chatham County Georgia 1 $ 161,000 $ 161,000 $ 51,000
DeKalb County Georgia 1 $ 280,000 $ 280,000 $ 120,000
Glynn County Georgia 1 $ 336,000 $ 336,000 $ 65,000
Whitfield County Georgia 1 $ 76,000 $ 76,000 $ 41,000
Blaine County Idaho 1 $ 275,000 $ 275,000 $ 0
Canyon County Idaho 1 $ 181,000 $ 181,000 $ 122,000
Champaign County Illinois 1 $ 312,000 $ 312,000 $ 155,000
Lake County Illinois 1 $ 200,000 $ 200,000 $ 110,000
Pike County Illinois 1 $ 66,000 $ 66,000 $ 0
Rock Island County Illinois 1 $ 404,000 $ 404,000 $ 180,000
Kosciusko County Indiana 1 $ 168,000 $ 168,000 $ 36,000
Vanderburgh County Indiana 1 $ 250,000 $ 250,000 $ 95,000
Ford County Kansas 1 $ 121,000 $ 121,000 $ 75,000
Pottawatomie County Kansas 1 $ 246,000 $ 246,000 $ 19,000
Saline County Kansas 1 $ 108,000 $ 108,000 $ 58,000
Orleans County Louisiana 1 $ 128,000 $ 128,000 $ 199,000
Suffolk County Massachusetts 1 $ 290,000 $ 290,000 $ 0
Kent County Michigan 1 $ 223,000 $ 223,000 $ 120,000
Macomb County Michigan 1 $ 208,000 $ 208,000 $ 96,000
Oakland County Michigan 1 $ 444,000 $ 444,000 $ 200,000
Stearns County Minnesota 1 $ 178,000 $ 178,000 $ 105,000
Lafayette County Mississippi 1 $ 110,000 $ 110,000 $ 180,000
Adair County Missouri 1 $ 157,000 $ 157,000 $ 60,000
Caldwell County Missouri 1 $ 80,000 $ 80,000 $ 57,000
Cedar County Missouri 1 $ 100,000 $ 100,000 $ 24,000
Chariton County Missouri 1 $ 142,000 $ 142,000 $ 135,000
Daviess County Missouri 1 $ 82,000 $ 82,000 $ 33,000
Livingston County Missouri 1 $ 120,000 $ 120,000 $ 92,000
Mississippi County Missouri 1 $ 86,000 $ 86,000 $ 54,000
Monroe County Missouri 1 $ 49,000 $ 49,000 $ 78,000
Osage County Missouri 1 $ 246,000 $ 246,000 $ 125,000
Ray County Missouri 1 $ 136,000 $ 136,000 $ 52,000
Schuyler County Missouri 1 $ 88,000 $ 88,000 $ 66,000
Flathead County Montana 1 $ 325,000 $ 325,000 $ 187,000
Gallatin County Montana 1 $ 337,000 $ 337,000 $ 186,000
Sarpy County Nebraska 1 $ 145,000 $ 145,000 $ 70,000
Hudson County New Jersey 1 $ 360,000 $ 360,000 $ 150,000
Buncombe County North Carolina 1 $ 125,000 $ 125,000 $ 101,000
Guilford County North Carolina 1 $ 456,000 $ 456,000 $ 211,000
Grand Forks County North Dakota 1 $ 60,000 $ 60,000 $ 150,000
Fulton County Ohio 1 $ 110,000 $ 110,000 $ 50,000
Hamilton County Ohio 1 $ 115,000 $ 115,000 $ 47,000
Love County Oklahoma 1 $ 230,000 $ 230,000 $ 90,000
Pittsburg County Oklahoma 1 $ 71,000 $ 71,000 $ 126,000
Tulsa County Oklahoma 1 $ 99,000 $ 99,000 $ 39,000
Jackson County Oregon 1 $ 347,000 $ 347,000 $ 0
Beaufort County South Carolina 1 $ 313,000 $ 313,000 $ 335,000
Charleston County South Carolina 1 $ 50,000 $ 50,000 $ 149,000
Williamson County Tennessee 1 $ 338,000 $ 338,000 $ 110,000
Bexar County Texas 1 $ 120,000 $ 120,000 $ 51,000
Fort Bend County Texas 1 $ 220,000 $ 220,000 $ 85,000
Harris County Texas 1 $ 225,000 $ 225,000 $ 90,000
Montgomery County Texas 1 $ 157,000 $ 157,000 $ 145,000
Tarrant County Texas 1 $ 650,000 $ 650,000 $ 219,000
Travis County Texas 1 $ 544,000 $ 544,000 $ 175,000
Washington County Texas 1 $ 220,000 $ 220,000 $ 100,000
Washington County Utah 1 $ 119,000 $ 119,000 $ 90,000
Arlington County Virginia 1 $ 340,000 $ 340,000 $ 136,000
Milwaukee County Wisconsin 1 $ 190,000 $ 190,000 $ 0
Teton County Wyoming 1 $ 200,000 $ 200,000 $ 52,000

Mortgage Loan Application Detail Totals for Pulaski Bank in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,003 $843,970,000 $228,692 $1,500,000 $121,692 $3,219,000
Refinancing 2,753 $471,838,000 $248,333 $4,800,000 $148,428 $2,072,000
Home Improvement 55 $7,833,000 $134,000 $424,000 $64,666 $302,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,750 $1,164,455,000 $223,368 $1,500,000 $123,947 $3,219,000
Not Provided 397 $57,764,000 $237,583 $800,000 $115,666 $574,000
Black or African American 361 $38,858,000 $129,333 $556,000 $107,666 $1,000,000
Asian 145 $29,059,000 $252,500 $1,260,000 $50,166 $997,000
Hispanic 128 $16,665,000 $147,800 $1,000,000 $102,400 $336,000
Not applicable 16 $15,233,000 $952,000 $4,800,000 $0 $0
Native Hawaiian or Other Pacific Islander 7 $895,000 $118,500 $310,000 $77,000 $133,000
American Indian or Alaskan Native 7 $712,000 $105,000 $268,000 $80,500 $131,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,018 $1,220,417,000 $220,075 $4,800,000 $121,425 $3,219,000
FHA-insured (Federal Housing Administration) 706 $88,775,000 $135,250 $255,000 $49,500 $320,000
VA-guaranteed (Veterans Administration) 87 $14,449,000 $207,000 $339,000 $51,250 $188,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,945 $1,184,361,000 $219,125 $4,800,000 $123,125 $3,219,000
Application Withdrawn By Applicant 557 $90,790,000 $206,111 $2,905,000 $144,888 $990,000
Application Approved But Not Accepted 186 $30,006,000 $219,428 $676,000 $73,285 $720,000
Application Denied By Financial Institution 123 $18,484,000 $205,200 $776,000 $112,600 $761,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 41 $7,299,000 $217,000 $672,000 $113,250 $420,000
Credit History 33 $4,201,000 $125,000 $293,000 $212,000 $761,000
Insufficient Cash (Downpayment, Closing Cost) 24 $3,397,000 $195,333 $776,000 $37,666 $245,000
Debt-To-Income Ratio 17 $2,584,000 $157,000 $269,000 $53,000 $84,000
Unverifiable Information 6 $740,000 $153,000 $198,000 $67,500 $76,000
Other 1 $124,000 $124,000 $124,000 $94,000 $94,000
Employment History 1 $139,000 $139,000 $139,000 $38,000 $38,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Pulaski Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Pulaski Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet with aggregated HMDA statistics today.

Download the Missouri Lender List