Pulaski Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006

Pulaski Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Pulaski Bank
12300 Olive Blvd
St Louis, MO 63141
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 9,730
Total Mortgage Loan Application Amount $1,459,087,000
Average Mortgage Loan Application Amount $145,333
Highest Mortgage Loan Application Amount $5,895,000
Average Applicant Income $94,333
Highest Applicant Income $8,799,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Pulaski Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pulaski Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2006 breaks down Pulaski Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pulaski Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Pulaski Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pulaski Bank's mortgage activity for 2006.

Mortgage Loan Application Totals for Pulaski Bank by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
St. Louis County Missouri 2,948 $ 479,842,000 $ 162,000 $ 94,000
Johnson County Kansas 1,749 $ 280,803,000 $ 160,000 $ 104,000
St. Charles County Missouri 1,457 $ 210,528,000 $ 144,000 $ 84,000
St. Louis City County Missouri 857 $ 120,110,000 $ 140,000 $ 83,000
Jackson County Missouri 784 $ 95,305,000 $ 121,000 $ 86,000
Jefferson County Missouri 571 $ 67,642,000 $ 118,000 $ 66,000
Cass County Missouri 105 $ 14,811,000 $ 141,000 $ 99,000
Lincoln County Missouri 104 $ 15,084,000 $ 145,000 $ 64,000
Wyandotte County Kansas 99 $ 9,773,000 $ 98,000 $ 65,000
Clay County Missouri 96 $ 12,225,000 $ 127,000 $ 112,000
Miami County Kansas 78 $ 8,753,000 $ 112,000 $ 78,000
Warren County Missouri 78 $ 9,306,000 $ 119,000 $ 65,000
St. Clair County Illinois 66 $ 8,684,000 $ 131,000 $ 77,000
Franklin County Missouri 64 $ 9,134,000 $ 142,000 $ 78,000
Platte County Missouri 49 $ 7,867,000 $ 160,000 $ 89,000
Madison County Illinois 45 $ 6,185,000 $ 137,000 $ 72,000
Douglas County Kansas 45 $ 6,267,000 $ 139,000 $ 92,000
Camden County Missouri 44 $ 6,496,000 $ 147,000 $ 142,000
St. Francois County Missouri 42 $ 5,092,000 $ 121,000 $ 71,000
Monroe County Illinois 27 $ 3,641,000 $ 134,000 $ 86,000
Leavenworth County Kansas 27 $ 3,223,000 $ 119,000 $ 84,000
Ste. Genevieve County Missouri 22 $ 2,200,000 $ 100,000 $ 61,000
Boone County Missouri 15 $ 1,686,000 $ 112,000 $ 125,000
Cook County Illinois 13 $ 3,176,000 $ 244,000 $ 135,000
Maricopa County Arizona 11 $ 2,910,000 $ 264,000 $ 244,000
Cape Girardeau County Missouri 11 $ 1,217,000 $ 110,000 $ 66,000
Johnson County Missouri 11 $ 1,222,000 $ 111,000 $ 111,000
Sedgwick County Kansas 9 $ 684,000 $ 76,000 $ 91,000
Pima County Arizona 7 $ 2,097,000 $ 299,000 $ 211,000
Douglas County Nebraska 7 $ 646,000 $ 92,000 $ 193,000
Franklin County Kansas 6 $ 911,000 $ 151,000 $ 102,000
Buchanan County Missouri 6 $ 394,000 $ 65,000 $ 251,000
Washington County Missouri 6 $ 475,000 $ 79,000 $ 37,000
Fulton County Georgia 5 $ 2,125,000 $ 425,000 $ 239,000
Calhoun County Illinois 5 $ 613,000 $ 122,000 $ 30,000
Linn County Kansas 5 $ 350,000 $ 70,000 $ 55,000
Clinton County Missouri 5 $ 508,000 $ 101,000 $ 96,000
Greene County Missouri 5 $ 923,000 $ 184,000 $ 86,000
Morgan County Missouri 5 $ 413,000 $ 82,000 $ 75,000
Shelby County Tennessee 5 $ 1,398,000 $ 279,000 $ 191,000
Collier County Florida 4 $ 1,221,000 $ 305,000 $ 366,000
Lee County Florida 4 $ 967,000 $ 241,000 $ 100,000
Jersey County Illinois 4 $ 253,000 $ 63,000 $ 41,000
Shawnee County Kansas 4 $ 445,000 $ 111,000 $ 73,000
Bates County Missouri 4 $ 528,000 $ 132,000 $ 102,000
Gasconade County Missouri 4 $ 514,000 $ 128,000 $ 152,000
Tulsa County Oklahoma 4 $ 461,000 $ 115,000 $ 94,000
Dallas County Texas 4 $ 453,000 $ 113,000 $ 641,000
Adams County Colorado 3 $ 220,000 $ 73,000 $ 84,000
Denver County Colorado 3 $ 833,000 $ 277,000 $ 331,000
Orange County Florida 3 $ 802,000 $ 267,000 $ 166,000
Volusia County Florida 3 $ 1,068,000 $ 356,000 $ 188,000
Clinton County Illinois 3 $ 406,000 $ 135,000 $ 58,000
Callaway County Missouri 3 $ 278,000 $ 92,000 $ 65,000
Marion County Missouri 3 $ 266,000 $ 88,000 $ 42,000
Pike County Missouri 3 $ 286,000 $ 95,000 $ 49,000
Ralls County Missouri 3 $ 119,000 $ 39,000 $ 50,000
Henderson County North Carolina 3 $ 456,000 $ 152,000 $ 95,000
Wake County North Carolina 3 $ 317,000 $ 105,000 $ 123,000
Rogers County Oklahoma 3 $ 324,000 $ 108,000 $ 75,000
Lane County Oregon 3 $ 1,403,000 $ 467,000 $ 231,000
Collin County Texas 3 $ 512,000 $ 170,000 $ 68,000
King County Washington 3 $ 2,233,000 $ 744,000 $ 233,000
Jefferson County Alabama 2 $ 249,000 $ 124,000 $ 70,000
Pinal County Arizona 2 $ 297,000 $ 148,000 $ 400,000
Benton County Arkansas 2 $ 236,000 $ 118,000 $ 116,000
Orange County California 2 $ 393,000 $ 196,000 $ 106,000
Riverside County California 2 $ 417,000 $ 208,000 $ 118,000
Douglas County Colorado 2 $ 313,000 $ 156,000 $ 106,000
Gunnison County Colorado 2 $ 895,000 $ 447,000 $ 302,000
Fairfield County Connecticut 2 $ 1,036,000 $ 518,000 $ 351,000
Alachua County Florida 2 $ 220,000 $ 110,000 $ 84,000
Okaloosa County Florida 2 $ 608,000 $ 304,000 $ 223,000
Glynn County Georgia 2 $ 238,000 $ 119,000 $ 50,000
DuPage County Illinois 2 $ 281,000 $ 140,000 $ 144,000
McLean County Illinois 2 $ 475,000 $ 237,000 $ 125,000
Jefferson County Kansas 2 $ 185,000 $ 92,000 $ 104,000
Riley County Kansas 2 $ 74,000 $ 37,000 $ 90,000
Oldham County Kentucky 2 $ 455,000 $ 227,000 $ 122,000
Olmsted County Minnesota 2 $ 191,000 $ 95,000 $ 87,000
Ramsey County Minnesota 2 $ 230,000 $ 115,000 $ 115,000
Scott County Minnesota 2 $ 311,000 $ 155,000 $ 75,000
DeSoto County Mississippi 2 $ 188,000 $ 94,000 $ 90,000
Benton County Missouri 2 $ 108,000 $ 54,000 $ 58,000
Crawford County Missouri 2 $ 154,000 $ 77,000 $ 98,000
Montgomery County Missouri 2 $ 206,000 $ 103,000 $ 41,000
Pettis County Missouri 2 $ 676,000 $ 338,000 $ 291,000
Phelps County Missouri 2 $ 96,000 $ 48,000 $ 190,000
Stone County Missouri 2 $ 293,000 $ 146,000 $ 102,000
Taney County Missouri 2 $ 158,000 $ 79,000 $ 82,000
Clark County Nevada 2 $ 1,280,000 $ 640,000 $ 264,000
Ulster County New York 2 $ 360,000 $ 180,000 $ 173,000
Buncombe County North Carolina 2 $ 1,450,000 $ 725,000 $ 522,000
Harnett County North Carolina 2 $ 354,000 $ 177,000 $ 101,000
Iredell County North Carolina 2 $ 413,000 $ 206,000 $ 200,000
Moore County North Carolina 2 $ 200,000 $ 100,000 $ 112,000
Delaware County Oklahoma 2 $ 230,000 $ 115,000 $ 183,000
Horry County South Carolina 2 $ 372,000 $ 186,000 $ 759,000
Williamson County Tennessee 2 $ 497,000 $ 248,000 $ 117,000
Tarrant County Texas 2 $ 275,000 $ 137,000 $ 98,000
Williamson County Texas 2 $ 287,000 $ 143,000 $ 230,000
Lauderdale County Alabama 1 $ 59,000 $ 59,000 $ 62,000
Shelby County Alabama 1 $ 179,000 $ 179,000 $ 48,000
Boone County Arkansas 1 $ 74,000 $ 74,000 $ 180,000
Cleburne County Arkansas 1 $ 400,000 $ 400,000 $ 200,000
Kern County California 1 $ 208,000 $ 208,000 $ 129,000
San Diego County California 1 $ 400,000 $ 400,000 $ 290,000
Boulder County Colorado 1 $ 220,000 $ 220,000 $ 72,000
Eagle County Colorado 1 $ 1,500,000 $ 1,500,000 $ 546,000
El Paso County Colorado 1 $ 322,000 $ 322,000 $ 85,000
Jefferson County Colorado 1 $ 200,000 $ 200,000 $ 90,000
Teller County Colorado 1 $ 229,000 $ 229,000 $ 70,000
Brevard County Florida 1 $ 400,000 $ 400,000 $ 225,000
Broward County Florida 1 $ 1,550,000 $ 1,550,000 $ 3,238,000
Clay County Florida 1 $ 184,000 $ 184,000 $ 118,000
Escambia County Florida 1 $ 80,000 $ 80,000 $ 149,000
Hernando County Florida 1 $ 88,000 $ 88,000 $ 65,000
Leon County Florida 1 $ 375,000 $ 375,000 $ 208,000
Manatee County Florida 1 $ 206,000 $ 206,000 $ 103,000
Pasco County Florida 1 $ 106,000 $ 106,000 $ 69,000
Pinellas County Florida 1 $ 235,000 $ 235,000 $ 364,000
Seminole County Florida 1 $ 320,000 $ 320,000 $ 105,000
Walton County Florida 1 $ 256,000 $ 256,000 $ 219,000
Fayette County Illinois 1 $ 138,000 $ 138,000 $ 67,000
McDonough County Illinois 1 $ 113,000 $ 113,000 $ 60,000
Perry County Illinois 1 $ 121,000 $ 121,000 $ 56,000
Johnson County Indiana 1 $ 81,000 $ 81,000 $ 108,000
Lake County Indiana 1 $ 119,000 $ 119,000 $ 135,000
Scott County Indiana 1 $ 370,000 $ 370,000 $ 186,000
Appanoose County Iowa 1 $ 65,000 $ 65,000 $ 120,000
Crawford County Kansas 1 $ 78,000 $ 78,000 $ 81,000
Ellis County Kansas 1 $ 129,000 $ 129,000 $ 48,000
Lyon County Kansas 1 $ 63,000 $ 63,000 $ 110,000
Montgomery County Kansas 1 $ 48,000 $ 48,000 $ 70,000
Nemaha County Kansas 1 $ 180,000 $ 180,000 $ 82,000
Pottawatomie County Kansas 1 $ 178,000 $ 178,000 $ 104,000
Russell County Kansas 1 $ 116,000 $ 116,000 $ 48,000
East Baton Rouge County Louisiana 1 $ 216,000 $ 216,000 $ 200,000
Carroll County Maryland 1 $ 350,000 $ 350,000 $ 85,000
Prince George's County Maryland 1 $ 180,000 $ 180,000 $ 92,000
Leelanau County Michigan 1 $ 600,000 $ 600,000 $ 120,000
Anoka County Minnesota 1 $ 250,000 $ 250,000 $ 121,000
Cass County Minnesota 1 $ 184,000 $ 184,000 $ 169,000
Andrew County Missouri 1 $ 100,000 $ 100,000 $ 120,000
Butler County Missouri 1 $ 165,000 $ 165,000 $ 180,000
Dent County Missouri 1 $ 213,000 $ 213,000 $ 107,000
Hickory County Missouri 1 $ 112,000 $ 112,000 $ 117,000
Lawrence County Missouri 1 $ 117,000 $ 117,000 $ 78,000
Macon County Missouri 1 $ 67,000 $ 67,000 $ 122,000
Madison County Missouri 1 $ 41,000 $ 41,000 $ 59,000
Mississippi County Missouri 1 $ 37,000 $ 37,000 $ 55,000
Monroe County Missouri 1 $ 45,000 $ 45,000 $ 58,000
Ozark County Missouri 1 $ 124,000 $ 124,000 $ 150,000
Perry County Missouri 1 $ 216,000 $ 216,000 $ 379,000
Polk County Missouri 1 $ 91,000 $ 91,000 $ 82,000
Wayne County Missouri 1 $ 75,000 $ 75,000 $ 33,000
Saunders County Nebraska 1 $ 280,000 $ 280,000 $ 22,000
Camden County New Jersey 1 $ 1,271,000 $ 1,271,000 $ 3,500,000
Hudson County New Jersey 1 $ 352,000 $ 352,000 $ 149,000
Monmouth County New Jersey 1 $ 599,000 $ 599,000 $ 881,000
Morris County New Jersey 1 $ 760,000 $ 760,000 $ 210,000
Passaic County New Jersey 1 $ 744,000 $ 744,000 $ 193,000
Nassau County New York 1 $ 649,000 $ 649,000 $ 213,000
Suffolk County New York 1 $ 1,133,000 $ 1,133,000 $ 590,000
Brunswick County North Carolina 1 $ 200,000 $ 200,000 $ 149,000
Orange County North Carolina 1 $ 680,000 $ 680,000 $ 210,000
Rutherford County North Carolina 1 $ 220,000 $ 220,000 $ 250,000
Cass County North Dakota 1 $ 113,000 $ 113,000 $ 0
Cuyahoga County Ohio 1 $ 596,000 $ 596,000 $ 171,000
Hamilton County Ohio 1 $ 314,000 $ 314,000 $ 147,000
Curry County Oregon 1 $ 271,000 $ 271,000 $ 204,000
Montgomery County Pennsylvania 1 $ 1,100,000 $ 1,100,000 $ 2,065,000
Washington County Pennsylvania 1 $ 91,000 $ 91,000 $ 20,000
Beaufort County South Carolina 1 $ 722,000 $ 722,000 $ 380,000
Lexington County South Carolina 1 $ 59,000 $ 59,000 $ 112,000
York County South Carolina 1 $ 160,000 $ 160,000 $ 174,000
Minnehaha County South Dakota 1 $ 161,000 $ 161,000 $ 77,000
Loudon County Tennessee 1 $ 392,000 $ 392,000 $ 135,000
Brazos County Texas 1 $ 153,000 $ 153,000 $ 52,000
Denton County Texas 1 $ 123,000 $ 123,000 $ 46,000
Albemarle County Virginia 1 $ 650,000 $ 650,000 $ 272,000
Marinette County Wisconsin 1 $ 236,000 $ 236,000 $ 198,000
Milwaukee County Wisconsin 1 $ 176,000 $ 176,000 $ 78,000
Waukesha County Wisconsin 1 $ 524,000 $ 524,000 $ 195,000

Mortgage Loan Application Detail Totals for Pulaski Bank in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,214 $1,055,119,000 $146,000 $5,895,000 $89,000 $3,238,000
Refinancing 2,409 $390,267,000 $162,000 $2,500,000 $104,000 $8,799,000
Home Improvement 107 $13,701,000 $128,000 $1,035,000 $90,000 $645,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,134 $1,220,192,000 $150,000 $2,500,000 $92,000 $8,799,000
Not Provided 856 $131,061,000 $153,000 $1,177,000 $97,000 $2,065,000
Black or African American 419 $50,730,000 $121,000 $650,000 $104,000 $2,500,000
Asian 164 $25,074,000 $152,000 $549,000 $101,000 $502,000
Hispanic 119 $15,411,000 $129,000 $400,000 $79,000 $386,000
Not applicable 19 $14,027,000 $738,000 $5,895,000 $0 $0
Native Hawaiian or Other Pacific Islander 13 $1,558,000 $119,000 $270,000 $77,000 $125,000
American Indian or Alaskan Native 6 $1,034,000 $172,000 $292,000 $168,000 $300,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,811 $1,337,360,000 $151,000 $5,895,000 $97,000 $8,799,000
FHA-insured (Federal Housing Administration) 797 $100,325,000 $125,000 $233,000 $50,000 $291,000
VA-guaranteed (Veterans Administration) 122 $21,402,000 $175,000 $417,000 $62,000 $192,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,670 $1,305,579,000 $150,000 $5,895,000 $93,000 $8,799,000
Application Withdrawn By Applicant 723 $106,260,000 $146,000 $1,550,000 $95,000 $3,238,000
Application Approved But Not Accepted 231 $31,829,000 $137,000 $1,470,000 $92,000 $1,193,000
Application Denied By Financial Institution 106 $15,419,000 $145,000 $1,000,000 $57,000 $360,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 29 $2,888,000 $99,000 $560,000 $46,000 $120,000
Credit History 27 $3,713,000 $137,000 $350,000 $48,000 $220,000
Debt-To-Income Ratio 26 $3,428,000 $131,000 $291,000 $48,000 $150,000
Insufficient Cash (Downpayment, Closing Cost) 11 $1,889,000 $171,000 $381,000 $62,000 $170,000
Unverifiable Information 9 $2,357,000 $261,000 $1,000,000 $112,000 $360,000
Other 2 $402,000 $201,000 $312,000 $46,000 $93,000
Mortgage Insurance Denied 1 $134,000 $134,000 $134,000 $66,000 $66,000
Employment History 1 $608,000 $608,000 $608,000 $351,000 $351,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Pulaski Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Pulaski Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet with aggregated HMDA statistics today.

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