Quontic Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Quontic Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Quontic Bank 31-05 Broadway New York, NY 11106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,808 |
| Total Mortgage Loan Application Amount | $841,630,000 |
| Average Mortgage Loan Application Amount | $522,600 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $205,200 |
| Highest Applicant Income | $3,764,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Quontic Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Quontic Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Quontic Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Quontic Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Quontic Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Quontic Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Queens County New York | 280 | $ 145,970,000 | $ 521,000 | $ 163,000 |
| Nassau County New York | 184 | $ 89,510,000 | $ 486,000 | $ 212,000 |
| Suffolk County New York | 143 | $ 59,685,000 | $ 417,000 | $ 227,000 |
| Miami-Dade County Florida | 129 | $ 63,825,000 | $ 494,000 | $ 294,000 |
| Kings County New York | 104 | $ 68,290,000 | $ 656,000 | $ 179,000 |
| Broward County Florida | 57 | $ 25,015,000 | $ 438,000 | $ 262,000 |
| Bronx County New York | 56 | $ 26,710,000 | $ 476,000 | $ 122,000 |
| Westchester County New York | 41 | $ 19,915,000 | $ 485,000 | $ 193,000 |
| Richmond County New York | 40 | $ 18,480,000 | $ 462,000 | $ 172,000 |
| New York County New York | 35 | $ 31,005,000 | $ 885,000 | $ 442,000 |
| Los Angeles County California | 34 | $ 25,020,000 | $ 735,000 | $ 309,000 |
| Monmouth County New Jersey | 27 | $ 13,015,000 | $ 482,000 | $ 307,000 |
| Palm Beach County Florida | 25 | $ 9,505,000 | $ 380,000 | $ 251,000 |
| Bergen County New Jersey | 22 | $ 9,470,000 | $ 430,000 | $ 158,000 |
| Hudson County New Jersey | 22 | $ 8,990,000 | $ 408,000 | $ 129,000 |
| Essex County New Jersey | 19 | $ 6,075,000 | $ 319,000 | $ 147,000 |
| Rockland County New York | 18 | $ 7,890,000 | $ 438,000 | $ 195,000 |
| Middlesex County New Jersey | 17 | $ 5,125,000 | $ 301,000 | $ 195,000 |
| Santa Clara County California | 13 | $ 13,045,000 | $ 1,003,000 | $ 235,000 |
| Fairfield County Connecticut | 13 | $ 5,365,000 | $ 412,000 | $ 171,000 |
| Monroe County Florida | 13 | $ 6,885,000 | $ 529,000 | $ 274,000 |
| Orange County Florida | 10 | $ 1,960,000 | $ 196,000 | $ 99,000 |
| Ocean County New Jersey | 10 | $ 3,670,000 | $ 367,000 | $ 170,000 |
| Passaic County New Jersey | 10 | $ 3,720,000 | $ 372,000 | $ 211,000 |
| Union County New Jersey | 10 | $ 2,960,000 | $ 296,000 | $ 171,000 |
| Orange County New York | 10 | $ 3,010,000 | $ 301,000 | $ 146,000 |
| King County Washington | 10 | $ 3,660,000 | $ 366,000 | $ 97,000 |
| Alameda County California | 9 | $ 5,415,000 | $ 601,000 | $ 241,000 |
| Kent County Rhode Island | 9 | $ 2,495,000 | $ 277,000 | $ 86,000 |
| Clark County Nevada | 8 | $ 3,130,000 | $ 391,000 | $ 184,000 |
| Erie County New York | 8 | $ 1,710,000 | $ 213,000 | $ 146,000 |
| Clackamas County Oregon | 8 | $ 4,140,000 | $ 517,000 | $ 212,000 |
| Marion County Oregon | 8 | $ 2,630,000 | $ 328,000 | $ 126,000 |
| Monroe County Pennsylvania | 8 | $ 1,340,000 | $ 167,000 | $ 100,000 |
| Contra Costa County California | 7 | $ 3,325,000 | $ 475,000 | $ 809,000 |
| San Mateo County California | 7 | $ 4,135,000 | $ 590,000 | $ 191,000 |
| Morris County New Jersey | 7 | $ 3,285,000 | $ 469,000 | $ 96,000 |
| New Haven County Connecticut | 6 | $ 1,150,000 | $ 191,000 | $ 85,000 |
| Polk County Florida | 6 | $ 1,690,000 | $ 281,000 | $ 570,000 |
| Gwinnett County Georgia | 6 | $ 1,660,000 | $ 276,000 | $ 94,000 |
| Cook County Illinois | 6 | $ 1,450,000 | $ 241,000 | $ 80,000 |
| Putnam County New York | 6 | $ 2,330,000 | $ 388,000 | $ 365,000 |
| Wake County North Carolina | 6 | $ 2,450,000 | $ 408,000 | $ 151,000 |
| Riverside County California | 5 | $ 2,745,000 | $ 549,000 | $ 253,000 |
| San Bernardino County California | 5 | $ 1,675,000 | $ 335,000 | $ 164,000 |
| Montgomery County Pennsylvania | 5 | $ 4,365,000 | $ 873,000 | $ 107,000 |
| Providence County Rhode Island | 5 | $ 935,000 | $ 187,000 | $ 94,000 |
| San Diego County California | 4 | $ 3,420,000 | $ 855,000 | $ 923,000 |
| Litchfield County Connecticut | 4 | $ 1,670,000 | $ 417,000 | $ 175,000 |
| Lee County Florida | 4 | $ 1,280,000 | $ 320,000 | $ 228,000 |
| Seminole County Florida | 4 | $ 1,520,000 | $ 380,000 | $ 201,000 |
| Essex County Massachusetts | 4 | $ 2,580,000 | $ 645,000 | $ 121,000 |
| Atlantic County New Jersey | 4 | $ 2,490,000 | $ 622,000 | $ 358,000 |
| Greene County New York | 4 | $ 1,430,000 | $ 357,000 | $ 295,000 |
| Saratoga County New York | 4 | $ 1,160,000 | $ 290,000 | $ 167,000 |
| Sullivan County New York | 4 | $ 700,000 | $ 175,000 | $ 49,000 |
| Columbia County Oregon | 4 | $ 1,410,000 | $ 352,000 | $ 109,000 |
| Multnomah County Oregon | 4 | $ 1,560,000 | $ 390,000 | $ 106,000 |
| Polk County Oregon | 4 | $ 1,490,000 | $ 372,000 | $ 109,000 |
| York County South Carolina | 4 | $ 2,490,000 | $ 622,000 | $ 377,000 |
| Galveston County Texas | 4 | $ 930,000 | $ 232,000 | $ 197,000 |
| Monterey County California | 3 | $ 3,795,000 | $ 1,265,000 | $ 741,000 |
| Orange County California | 3 | $ 3,305,000 | $ 1,101,000 | $ 2,078,000 |
| San Francisco County California | 3 | $ 2,365,000 | $ 788,000 | $ 206,000 |
| Hartford County Connecticut | 3 | $ 735,000 | $ 245,000 | $ 91,000 |
| Brevard County Florida | 3 | $ 775,000 | $ 258,000 | $ 103,000 |
| Lake County Florida | 3 | $ 805,000 | $ 268,000 | $ 102,000 |
| Manatee County Florida | 3 | $ 635,000 | $ 211,000 | $ 72,000 |
| Marion County Florida | 3 | $ 1,065,000 | $ 355,000 | $ 259,000 |
| Pinellas County Florida | 3 | $ 815,000 | $ 271,000 | $ 138,000 |
| Will County Illinois | 3 | $ 675,000 | $ 225,000 | $ 167,000 |
| Kennebec County Maine | 3 | $ 635,000 | $ 211,000 | $ 89,000 |
| Oxford County Maine | 3 | $ 395,000 | $ 131,000 | $ 82,000 |
| Carroll County Maryland | 3 | $ 675,000 | $ 225,000 | $ 87,000 |
| Dukes County Massachusetts | 3 | $ 2,015,000 | $ 671,000 | $ 387,000 |
| Hampshire County Massachusetts | 3 | $ 685,000 | $ 228,000 | $ 0 |
| Middlesex County Massachusetts | 3 | $ 1,485,000 | $ 495,000 | $ 189,000 |
| Norfolk County Massachusetts | 3 | $ 2,345,000 | $ 781,000 | $ 551,000 |
| Oakland County Michigan | 3 | $ 455,000 | $ 151,000 | $ 125,000 |
| St. Louis County Missouri | 3 | $ 1,085,000 | $ 361,000 | $ 123,000 |
| Cheshire County New Hampshire | 3 | $ 875,000 | $ 291,000 | $ 62,000 |
| Hillsborough County New Hampshire | 3 | $ 885,000 | $ 295,000 | $ 78,000 |
| Albany County New York | 3 | $ 1,135,000 | $ 378,000 | $ 60,000 |
| Dutchess County New York | 3 | $ 815,000 | $ 271,000 | $ 88,000 |
| Schenectady County New York | 3 | $ 335,000 | $ 111,000 | $ 78,000 |
| Mecklenburg County North Carolina | 3 | $ 765,000 | $ 255,000 | $ 105,000 |
| Warren County Ohio | 3 | $ 755,000 | $ 251,000 | $ 133,000 |
| Allegheny County Pennsylvania | 3 | $ 675,000 | $ 225,000 | $ 104,000 |
| Fayette County Pennsylvania | 3 | $ 965,000 | $ 321,000 | $ 349,000 |
| Philadelphia County Pennsylvania | 3 | $ 745,000 | $ 248,000 | $ 63,000 |
| Travis County Texas | 3 | $ 1,315,000 | $ 438,000 | $ 181,000 |
| Maricopa County Arizona | 2 | $ 520,000 | $ 260,000 | $ 83,000 |
| Placer County California | 2 | $ 1,030,000 | $ 515,000 | $ 193,000 |
| Sacramento County California | 2 | $ 430,000 | $ 215,000 | $ 53,000 |
| Mesa County Colorado | 2 | $ 340,000 | $ 170,000 | $ 30,000 |
| New Castle County Delaware | 2 | $ 340,000 | $ 170,000 | $ 63,000 |
| Collier County Florida | 2 | $ 440,000 | $ 220,000 | $ 154,000 |
| Hillsborough County Florida | 2 | $ 450,000 | $ 225,000 | $ 127,000 |
| Pasco County Florida | 2 | $ 390,000 | $ 195,000 | $ 90,000 |
| Sarasota County Florida | 2 | $ 540,000 | $ 270,000 | $ 140,000 |
| St. Lucie County Florida | 2 | $ 450,000 | $ 225,000 | $ 101,000 |
| Sumter County Florida | 2 | $ 620,000 | $ 310,000 | $ 168,000 |
| DuPage County Illinois | 2 | $ 910,000 | $ 455,000 | $ 61,000 |
| Lake County Illinois | 2 | $ 460,000 | $ 230,000 | $ 140,000 |
| Worcester County Maryland | 2 | $ 590,000 | $ 295,000 | $ 123,000 |
| Franklin County Massachusetts | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Suffolk County Massachusetts | 2 | $ 2,520,000 | $ 1,260,000 | $ 0 |
| Worcester County Massachusetts | 2 | $ 700,000 | $ 350,000 | $ 244,000 |
| Wayne County Michigan | 2 | $ 220,000 | $ 110,000 | $ 80,000 |
| Grafton County New Hampshire | 2 | $ 480,000 | $ 240,000 | $ 117,000 |
| Gloucester County New Jersey | 2 | $ 410,000 | $ 205,000 | $ 103,000 |
| Somerset County New Jersey | 2 | $ 330,000 | $ 165,000 | $ 43,000 |
| Delaware County New York | 2 | $ 460,000 | $ 230,000 | $ 182,000 |
| Monroe County New York | 2 | $ 310,000 | $ 155,000 | $ 70,000 |
| Onondaga County New York | 2 | $ 680,000 | $ 340,000 | $ 193,000 |
| Tompkins County New York | 2 | $ 550,000 | $ 275,000 | $ 134,000 |
| Warren County New York | 2 | $ 230,000 | $ 115,000 | $ 54,000 |
| Johnston County North Carolina | 2 | $ 570,000 | $ 285,000 | $ 258,000 |
| Beckham County Oklahoma | 2 | $ 340,000 | $ 170,000 | $ 122,000 |
| Bucks County Pennsylvania | 2 | $ 620,000 | $ 310,000 | $ 226,000 |
| Lehigh County Pennsylvania | 2 | $ 650,000 | $ 325,000 | $ 123,000 |
| Wayne County Pennsylvania | 2 | $ 280,000 | $ 140,000 | $ 58,000 |
| Bristol County Rhode Island | 2 | $ 620,000 | $ 310,000 | $ 135,000 |
| Greenville County South Carolina | 2 | $ 480,000 | $ 240,000 | $ 109,000 |
| Horry County South Carolina | 2 | $ 400,000 | $ 200,000 | $ 156,000 |
| Fairfax County Virginia | 2 | $ 1,140,000 | $ 570,000 | $ 304,000 |
| Westmoreland County Virginia | 2 | $ 650,000 | $ 325,000 | $ 183,000 |
| Pierce County Washington | 2 | $ 720,000 | $ 360,000 | $ 69,000 |
| Snohomish County Washington | 2 | $ 870,000 | $ 435,000 | $ 216,000 |
| Limestone County Alabama | 1 | $ 155,000 | $ 155,000 | $ 25,000 |
| Calaveras County California | 1 | $ 295,000 | $ 295,000 | $ 72,000 |
| Fresno County California | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Santa Cruz County California | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Solano County California | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Sutter County California | 1 | $ 235,000 | $ 235,000 | $ 79,000 |
| Ventura County California | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Yuba County California | 1 | $ 345,000 | $ 345,000 | $ 154,000 |
| Arapahoe County Colorado | 1 | $ 355,000 | $ 355,000 | $ 187,000 |
| Douglas County Colorado | 1 | $ 725,000 | $ 725,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 285,000 | $ 285,000 | $ 104,000 |
| Pueblo County Colorado | 1 | $ 215,000 | $ 215,000 | $ 122,000 |
| Middlesex County Connecticut | 1 | $ 395,000 | $ 395,000 | $ 181,000 |
| New London County Connecticut | 1 | $ 185,000 | $ 185,000 | $ 85,000 |
| Tolland County Connecticut | 1 | $ 245,000 | $ 245,000 | $ 126,000 |
| District of Columbia County District Of Columbia | 1 | $ 515,000 | $ 515,000 | $ 90,000 |
| Bay County Florida | 1 | $ 275,000 | $ 275,000 | $ 216,000 |
| Clay County Florida | 1 | $ 455,000 | $ 455,000 | $ 251,000 |
| Duval County Florida | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Flagler County Florida | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Glades County Florida | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| Martin County Florida | 1 | $ 1,355,000 | $ 1,355,000 | $ 0 |
| Osceola County Florida | 1 | $ 185,000 | $ 185,000 | $ 144,000 |
| Volusia County Florida | 1 | $ 385,000 | $ 385,000 | $ 178,000 |
| Bibb County Georgia | 1 | $ 115,000 | $ 115,000 | $ 64,000 |
| Cobb County Georgia | 1 | $ 285,000 | $ 285,000 | $ 78,000 |
| Fulton County Georgia | 1 | $ 515,000 | $ 515,000 | $ 169,000 |
| Henry County Georgia | 1 | $ 405,000 | $ 405,000 | $ 288,000 |
| Elkhart County Indiana | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
| Hamilton County Indiana | 1 | $ 275,000 | $ 275,000 | $ 52,000 |
| Johnson County Indiana | 1 | $ 245,000 | $ 245,000 | $ 51,000 |
| Lake County Indiana | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Polk County Iowa | 1 | $ 225,000 | $ 225,000 | $ 229,000 |
| Terrebonne County Louisiana | 1 | $ 195,000 | $ 195,000 | $ 56,000 |
| Penobscot County Maine | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Somerset County Maine | 1 | $ 205,000 | $ 205,000 | $ 305,000 |
| Baltimore County Maryland | 1 | $ 1,155,000 | $ 1,155,000 | $ 432,000 |
| Barnstable County Massachusetts | 1 | $ 435,000 | $ 435,000 | $ 422,000 |
| Bristol County Massachusetts | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Antrim County Michigan | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Grand Traverse County Michigan | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Macomb County Michigan | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Saginaw County Michigan | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Dakota County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| Harrison County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 134,000 |
| Greene County Missouri | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| Carson City County Nevada | 1 | $ 375,000 | $ 375,000 | $ 102,000 |
| Merrimack County New Hampshire | 1 | $ 295,000 | $ 295,000 | $ 101,000 |
| Rockingham County New Hampshire | 1 | $ 285,000 | $ 285,000 | $ 59,000 |
| Mercer County New Jersey | 1 | $ 715,000 | $ 715,000 | $ 782,000 |
| Sussex County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Broome County New York | 1 | $ 105,000 | $ 105,000 | $ 59,000 |
| Essex County New York | 1 | $ 605,000 | $ 605,000 | $ 308,000 |
| Oneida County New York | 1 | $ 175,000 | $ 175,000 | $ 71,000 |
| Ulster County New York | 1 | $ 515,000 | $ 515,000 | $ 150,000 |
| Cabarrus County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 156,000 |
| Carteret County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 94,000 |
| Chowan County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 88,000 |
| Davidson County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 103,000 |
| Guilford County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 78,000 |
| Madison County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 125,000 |
| New Hanover County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 58,000 |
| Sampson County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
| Cherokee County Oklahoma | 1 | $ 235,000 | $ 235,000 | $ 184,000 |
| McClain County Oklahoma | 1 | $ 235,000 | $ 235,000 | $ 107,000 |
| Okfuskee County Oklahoma | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Clatsop County Oregon | 1 | $ 235,000 | $ 235,000 | $ 55,000 |
| Deschutes County Oregon | 1 | $ 605,000 | $ 605,000 | $ 684,000 |
| Jackson County Oregon | 1 | $ 165,000 | $ 165,000 | $ 34,000 |
| Linn County Oregon | 1 | $ 335,000 | $ 335,000 | $ 42,000 |
| Washington County Oregon | 1 | $ 305,000 | $ 305,000 | $ 200,000 |
| Yamhill County Oregon | 1 | $ 175,000 | $ 175,000 | $ 78,000 |
| Butler County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Franklin County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 234,000 |
| Lebanon County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 218,000 |
| Northampton County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 165,000 |
| Newport County Rhode Island | 1 | $ 275,000 | $ 275,000 | $ 91,000 |
| Washington County Rhode Island | 1 | $ 365,000 | $ 365,000 | $ 143,000 |
| Beaufort County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 67,000 |
| Spartanburg County South Carolina | 1 | $ 355,000 | $ 355,000 | $ 169,000 |
| Blount County Tennessee | 1 | $ 745,000 | $ 745,000 | $ 1,499,000 |
| Sullivan County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 461,000 |
| Sumner County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 108,000 |
| Williamson County Tennessee | 1 | $ 475,000 | $ 475,000 | $ 296,000 |
| Grayson County Texas | 1 | $ 295,000 | $ 295,000 | $ 316,000 |
| Harris County Texas | 1 | $ 2,505,000 | $ 2,505,000 | $ 3,303,000 |
| Johnson County Texas | 1 | $ 165,000 | $ 165,000 | $ 81,000 |
| Kendall County Texas | 1 | $ 395,000 | $ 395,000 | $ 300,000 |
| Limestone County Texas | 1 | $ 225,000 | $ 225,000 | $ 282,000 |
| Parker County Texas | 1 | $ 265,000 | $ 265,000 | $ 309,000 |
| Walker County Texas | 1 | $ 535,000 | $ 535,000 | $ 999,000 |
| Bennington County Vermont | 1 | $ 225,000 | $ 225,000 | $ 70,000 |
| Windsor County Vermont | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Henrico County Virginia | 1 | $ 315,000 | $ 315,000 | $ 66,000 |
| Cowlitz County Washington | 1 | $ 195,000 | $ 195,000 | $ 130,000 |
| Thurston County Washington | 1 | $ 435,000 | $ 435,000 | $ 115,000 |
| Kenosha County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Ozaukee County Wisconsin | 1 | $ 315,000 | $ 315,000 | $ 164,000 |
| Washington County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
Mortgage Loan Application Detail Totals for Quontic Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,174 | $525,670,000 | $447,000 | $3,005,000 | $201,000 | $3,303,000 |
| Refinancing | 267 | $116,145,000 | $435,000 | $2,705,000 | $188,000 | $3,303,000 |
| Cash-out Refinancing | 232 | $130,590,000 | $562,000 | $3,005,000 | $259,000 | $3,764,000 |
| Other Purpose | 125 | $62,535,000 | $500,000 | $2,955,000 | $258,000 | $3,701,000 |
| Home Improvement | 10 | $6,690,000 | $669,000 | $1,855,000 | $120,000 | $180,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 651 | $332,865,000 | $511,000 | $3,005,000 | $282,000 | $3,701,000 |
| Asian | 570 | $246,830,000 | $433,000 | $2,085,000 | $148,000 | $1,643,000 |
| Hispanic | 302 | $123,740,000 | $409,000 | $3,005,000 | $198,000 | $3,764,000 |
| Black or African American | 137 | $60,475,000 | $441,000 | $2,005,000 | $150,000 | $1,158,000 |
| Not applicable | 87 | $46,935,000 | $539,000 | $3,005,000 | $0 | $0 |
| Not Provided | 53 | $28,185,000 | $531,000 | $1,495,000 | $220,000 | $894,000 |
| American Indian or Alaskan Native | 6 | $1,830,000 | $305,000 | $475,000 | $147,000 | $305,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $770,000 | $385,000 | $645,000 | $439,000 | $439,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,729 | $807,265,000 | $466,000 | $3,005,000 | $213,000 | $3,764,000 |
| FHA-insured (Federal Housing Administration) | 78 | $33,850,000 | $433,000 | $795,000 | $106,000 | $249,000 |
| VA-guaranteed (Veterans Administration) | 1 | $515,000 | $515,000 | $515,000 | $109,000 | $109,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,002 | $452,280,000 | $451,000 | $3,005,000 | $210,000 | $3,764,000 |
| Application Withdrawn By Applicant | 352 | $169,910,000 | $482,000 | $2,705,000 | $208,000 | $2,792,000 |
| Application Denied By Financial Institution | 279 | $138,795,000 | $497,000 | $3,005,000 | $196,000 | $3,303,000 |
| File Closed For Incompleteness | 158 | $72,680,000 | $460,000 | $2,005,000 | $203,000 | $1,212,000 |
| Application Approved But Not Accepted | 17 | $7,965,000 | $468,000 | $765,000 | $224,000 | $523,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,529 | $702,835,000 | $459,000 | $3,005,000 | $209,000 | $3,764,000 |
| Other | 199 | $105,685,000 | $531,000 | $3,005,000 | $241,000 | $3,303,000 |
| Debt-To-Income Ratio | 28 | $11,970,000 | $427,000 | $775,000 | $82,000 | $156,000 |
| Unverifiable Information | 21 | $7,535,000 | $358,000 | $765,000 | $164,000 | $949,000 |
| Credit History | 16 | $6,510,000 | $406,000 | $655,000 | $150,000 | $353,000 |
| Collateral | 12 | $6,000,000 | $500,000 | $1,805,000 | $148,000 | $432,000 |
| Employment History | 2 | $670,000 | $335,000 | $395,000 | $300,000 | $300,000 |
| Credit Application Incomplete | 1 | $425,000 | $425,000 | $425,000 | $89,000 | $89,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Quontic Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Quontic Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.