Quontic Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023

Quontic Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Quontic Bank
31-05 Broadway
New York, NY 11106
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 1,808
Total Mortgage Loan Application Amount $806,250,000
Average Mortgage Loan Application Amount $471,000
Highest Mortgage Loan Application Amount $3,005,000
Average Applicant Income $261,666
Highest Applicant Income $9,104,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Quontic Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Quontic Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2023 breaks down Quontic Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Quontic Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Quontic Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Quontic Bank's mortgage activity for 2023.

Mortgage Loan Application Totals for Quontic Bank by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Suffolk County New York 209 $ 103,405,000 $ 494,000 $ 178,000
Queens County New York 157 $ 80,675,000 $ 513,000 $ 178,000
Nassau County New York 128 $ 69,540,000 $ 543,000 $ 212,000
Bronx County New York 68 $ 37,260,000 $ 547,000 $ 176,000
Kings County New York 48 $ 28,170,000 $ 586,000 $ 174,000
Richmond County New York 46 $ 22,200,000 $ 482,000 $ 151,000
Miami-Dade County Florida 45 $ 31,515,000 $ 700,000 $ 430,000
Westchester County New York 43 $ 19,435,000 $ 451,000 $ 167,000
Erie County New York 40 $ 6,930,000 $ 173,000 $ 95,000
Broward County Florida 38 $ 18,920,000 $ 497,000 $ 262,000
Harris County Texas 33 $ 9,485,000 $ 287,000 $ 169,000
Bergen County New Jersey 22 $ 10,970,000 $ 498,000 $ 245,000
New York County New York 22 $ 19,080,000 $ 867,000 $ 459,000
Broome County New York 21 $ 3,255,000 $ 155,000 $ 84,000
Palm Beach County Florida 20 $ 8,640,000 $ 432,000 $ 201,000
Fairfield County Connecticut 14 $ 4,790,000 $ 342,000 $ 101,000
New Haven County Connecticut 14 $ 3,140,000 $ 224,000 $ 90,000
Union County New Jersey 14 $ 6,310,000 $ 450,000 $ 145,000
Orange County New York 13 $ 3,745,000 $ 288,000 $ 159,000
Los Angeles County California 12 $ 10,490,000 $ 874,000 $ 306,000
Middlesex County New Jersey 12 $ 4,800,000 $ 400,000 $ 1,033,000
Pinellas County Florida 11 $ 5,235,000 $ 475,000 $ 200,000
Cook County Illinois 11 $ 2,175,000 $ 197,000 $ 116,000
Clark County Nevada 11 $ 4,755,000 $ 432,000 $ 246,000
Passaic County New Jersey 11 $ 5,095,000 $ 463,000 $ 168,000
Dutchess County New York 11 $ 3,585,000 $ 325,000 $ 423,000
New Castle County Delaware 10 $ 3,250,000 $ 325,000 $ 150,000
Hillsborough County Florida 10 $ 2,920,000 $ 292,000 $ 165,000
Morris County New Jersey 10 $ 4,510,000 $ 451,000 $ 231,000
Philadelphia County Pennsylvania 10 $ 2,300,000 $ 230,000 $ 123,000
Essex County New Jersey 9 $ 3,275,000 $ 363,000 $ 250,000
Denton County Texas 9 $ 7,195,000 $ 799,000 $ 435,000
San Bernardino County California 8 $ 4,070,000 $ 508,000 $ 485,000
Orange County Florida 8 $ 5,160,000 $ 645,000 $ 409,000
Rockland County New York 8 $ 3,070,000 $ 383,000 $ 158,000
Providence County Rhode Island 8 $ 2,260,000 $ 282,000 $ 107,000
Maricopa County Arizona 7 $ 3,915,000 $ 559,000 $ 230,000
Stanislaus County California 7 $ 2,495,000 $ 356,000 $ 130,000
Middlesex County Massachusetts 7 $ 4,975,000 $ 710,000 $ 270,000
Putnam County New York 7 $ 2,525,000 $ 360,000 $ 156,000
Greenville County South Carolina 7 $ 2,215,000 $ 316,000 $ 126,000
Fort Bend County Texas 7 $ 2,205,000 $ 315,000 $ 325,000
Collier County Florida 6 $ 5,830,000 $ 971,000 $ 354,000
Duval County Florida 6 $ 3,210,000 $ 535,000 $ 197,000
Lee County Florida 6 $ 1,940,000 $ 323,000 $ 126,000
Manatee County Florida 6 $ 3,750,000 $ 625,000 $ 400,000
Worcester County Massachusetts 6 $ 2,110,000 $ 351,000 $ 134,000
Macomb County Michigan 6 $ 970,000 $ 161,000 $ 97,000
Ocean County New Jersey 6 $ 2,180,000 $ 363,000 $ 136,000
Albany County New York 6 $ 1,070,000 $ 178,000 $ 230,000
Oklahoma County Oklahoma 6 $ 2,330,000 $ 388,000 $ 149,000
Tulsa County Oklahoma 6 $ 1,260,000 $ 210,000 $ 26,000
Clackamas County Oregon 6 $ 1,930,000 $ 321,000 $ 124,000
Delaware County Pennsylvania 6 $ 1,510,000 $ 251,000 $ 86,000
Monroe County Pennsylvania 6 $ 1,770,000 $ 295,000 $ 135,000
Hartford County Connecticut 5 $ 1,455,000 $ 291,000 $ 144,000
Fulton County Georgia 5 $ 2,365,000 $ 473,000 $ 151,000
Barnstable County Massachusetts 5 $ 2,435,000 $ 487,000 $ 256,000
Essex County Massachusetts 5 $ 2,515,000 $ 503,000 $ 198,000
Plymouth County Massachusetts 5 $ 1,645,000 $ 329,000 $ 109,000
Camden County New Jersey 5 $ 1,365,000 $ 273,000 $ 165,000
Hudson County New Jersey 5 $ 3,035,000 $ 607,000 $ 202,000
Mercer County New Jersey 5 $ 1,955,000 $ 391,000 $ 231,000
Monmouth County New Jersey 5 $ 1,315,000 $ 263,000 $ 121,000
Montgomery County Pennsylvania 5 $ 2,585,000 $ 517,000 $ 210,000
Dallas County Texas 5 $ 1,565,000 $ 313,000 $ 166,000
Fairfax County Virginia 5 $ 3,075,000 $ 615,000 $ 281,000
San Diego County California 4 $ 3,120,000 $ 780,000 $ 310,000
Marion County Florida 4 $ 740,000 $ 185,000 $ 72,000
Polk County Florida 4 $ 1,080,000 $ 270,000 $ 131,000
Sarasota County Florida 4 $ 1,870,000 $ 467,000 $ 752,000
Lake County Illinois 4 $ 2,210,000 $ 552,000 $ 333,000
Norfolk County Massachusetts 4 $ 2,510,000 $ 627,000 $ 229,000
Wayne County Michigan 4 $ 710,000 $ 177,000 $ 94,000
Gloucester County New Jersey 4 $ 2,030,000 $ 507,000 $ 210,000
Schenectady County New York 4 $ 1,180,000 $ 295,000 $ 169,000
Ulster County New York 4 $ 2,590,000 $ 647,000 $ 296,000
Mecklenburg County North Carolina 4 $ 1,780,000 $ 445,000 $ 152,000
Lehigh County Pennsylvania 4 $ 1,210,000 $ 302,000 $ 156,000
Northampton County Pennsylvania 4 $ 3,910,000 $ 977,000 $ 855,000
King County Washington 4 $ 3,130,000 $ 782,000 $ 258,000
Pima County Arizona 3 $ 695,000 $ 231,000 $ 91,000
Riverside County California 3 $ 2,645,000 $ 881,000 $ 296,000
Brevard County Florida 3 $ 725,000 $ 241,000 $ 121,000
Flagler County Florida 3 $ 915,000 $ 305,000 $ 248,000
Leon County Florida 3 $ 405,000 $ 135,000 $ 1,000
Okaloosa County Florida 3 $ 975,000 $ 325,000 $ 130,000
Osceola County Florida 3 $ 665,000 $ 221,000 $ 100,000
St. Johns County Florida 3 $ 1,075,000 $ 358,000 $ 289,000
Volusia County Florida 3 $ 485,000 $ 161,000 $ 26,000
Walton County Florida 3 $ 1,785,000 $ 595,000 $ 210,000
Glynn County Georgia 3 $ 335,000 $ 111,000 $ 160,000
Gwinnett County Georgia 3 $ 925,000 $ 308,000 $ 235,000
Ada County Idaho 3 $ 875,000 $ 291,000 $ 210,000
Marion County Indiana 3 $ 1,155,000 $ 385,000 $ 207,000
Lafayette County Louisiana 3 $ 685,000 $ 228,000 $ 51,000
Kennebec County Maine 3 $ 685,000 $ 228,000 $ 91,000
Penobscot County Maine 3 $ 545,000 $ 181,000 $ 92,000
Kent County Michigan 3 $ 775,000 $ 258,000 $ 220,000
Clay County Missouri 3 $ 815,000 $ 271,000 $ 110,000
Flathead County Montana 3 $ 2,325,000 $ 775,000 $ 233,000
Monroe County New York 3 $ 975,000 $ 325,000 $ 160,000
Onondaga County New York 3 $ 895,000 $ 298,000 $ 124,000
Washington County Oregon 3 $ 985,000 $ 328,000 $ 254,000
Chester County Pennsylvania 3 $ 1,235,000 $ 411,000 $ 143,000
Horry County South Carolina 3 $ 725,000 $ 241,000 $ 107,000
Lancaster County South Carolina 3 $ 1,755,000 $ 585,000 $ 267,000
Collin County Texas 3 $ 1,325,000 $ 441,000 $ 210,000
Tarrant County Texas 3 $ 1,205,000 $ 401,000 $ 164,000
Travis County Texas 3 $ 955,000 $ 318,000 $ 120,000
Prince William County Virginia 3 $ 1,255,000 $ 418,000 $ 143,000
Kanawha County West Virginia 3 $ 945,000 $ 315,000 $ 390,000
Tucker County West Virginia 3 $ 315,000 $ 105,000 $ 0
Jefferson County Alabama 2 $ 250,000 $ 125,000 $ 797,000
Coconino County Arizona 2 $ 840,000 $ 420,000 $ 0
Alameda County California 2 $ 460,000 $ 230,000 $ 149,000
Contra Costa County California 2 $ 2,870,000 $ 1,435,000 $ 65,000
Monterey County California 2 $ 1,490,000 $ 745,000 $ 373,000
Orange County California 2 $ 1,120,000 $ 560,000 $ 210,000
San Joaquin County California 2 $ 1,010,000 $ 505,000 $ 159,000
Santa Clara County California 2 $ 3,830,000 $ 1,915,000 $ 362,000
Eagle County Colorado 2 $ 710,000 $ 355,000 $ 94,000
Litchfield County Connecticut 2 $ 440,000 $ 220,000 $ 72,000
District of Columbia County District Of Columbia 2 $ 1,280,000 $ 640,000 $ 314,000
Clay County Florida 2 $ 770,000 $ 385,000 $ 187,000
Martin County Florida 2 $ 650,000 $ 325,000 $ 210,000
Santa Rosa County Florida 2 $ 480,000 $ 240,000 $ 86,000
Seminole County Florida 2 $ 830,000 $ 415,000 $ 195,000
Cobb County Georgia 2 $ 600,000 $ 300,000 $ 226,000
DeKalb County Georgia 2 $ 530,000 $ 265,000 $ 101,000
Hawaii County Hawaii 2 $ 480,000 $ 240,000 $ 200,000
DuPage County Illinois 2 $ 480,000 $ 240,000 $ 99,000
Kane County Illinois 2 $ 620,000 $ 310,000 $ 4,166,000
Hamilton County Indiana 2 $ 770,000 $ 385,000 $ 205,000
Lake County Indiana 2 $ 460,000 $ 230,000 $ 167,000
East Baton Rouge County Louisiana 2 $ 440,000 $ 220,000 $ 78,000
Jefferson County Louisiana 2 $ 330,000 $ 165,000 $ 89,000
Orleans County Louisiana 2 $ 600,000 $ 300,000 $ 84,000
Piscataquis County Maine 2 $ 410,000 $ 205,000 $ 59,000
Somerset County Maine 2 $ 400,000 $ 200,000 $ 204,000
Montgomery County Maryland 2 $ 650,000 $ 325,000 $ 151,000
Berkshire County Massachusetts 2 $ 610,000 $ 305,000 $ 498,000
Suffolk County Massachusetts 2 $ 1,450,000 $ 725,000 $ 231,000
Monroe County Michigan 2 $ 230,000 $ 115,000 $ 160,000
Muskegon County Michigan 2 $ 670,000 $ 335,000 $ 140,000
St. Francois County Missouri 2 $ 220,000 $ 110,000 $ 121,000
Washoe County Nevada 2 $ 770,000 $ 385,000 $ 0
Burlington County New Jersey 2 $ 430,000 $ 215,000 $ 60,000
Sussex County New Jersey 2 $ 1,260,000 $ 630,000 $ 334,000
Niagara County New York 2 $ 420,000 $ 210,000 $ 193,000
Saratoga County New York 2 $ 420,000 $ 210,000 $ 157,000
Cumberland County North Carolina 2 $ 230,000 $ 115,000 $ 54,000
Durham County North Carolina 2 $ 790,000 $ 395,000 $ 147,000
Wake County North Carolina 2 $ 550,000 $ 275,000 $ 106,000
Butler County Ohio 2 $ 590,000 $ 295,000 $ 92,000
Franklin County Ohio 2 $ 520,000 $ 260,000 $ 149,000
Warren County Ohio 2 $ 1,190,000 $ 595,000 $ 51,000
Multnomah County Oregon 2 $ 380,000 $ 190,000 $ 88,000
Berks County Pennsylvania 2 $ 470,000 $ 235,000 $ 66,000
Bucks County Pennsylvania 2 $ 780,000 $ 390,000 $ 198,000
Centre County Pennsylvania 2 $ 540,000 $ 270,000 $ 124,000
Dauphin County Pennsylvania 2 $ 350,000 $ 175,000 $ 339,000
York County Pennsylvania 2 $ 500,000 $ 250,000 $ 132,000
Kent County Rhode Island 2 $ 510,000 $ 255,000 $ 81,000
Minnehaha County South Dakota 2 $ 520,000 $ 260,000 $ 82,000
Davidson County Tennessee 2 $ 1,410,000 $ 705,000 $ 325,000
Williamson County Tennessee 2 $ 820,000 $ 410,000 $ 119,000
Angelina County Texas 2 $ 560,000 $ 280,000 $ 142,000
Bexar County Texas 2 $ 870,000 $ 435,000 $ 198,000
Brazoria County Texas 2 $ 570,000 $ 285,000 $ 105,000
Caldwell County Texas 2 $ 370,000 $ 185,000 $ 0
Galveston County Texas 2 $ 560,000 $ 280,000 $ 0
Hidalgo County Texas 2 $ 290,000 $ 145,000 $ 78,000
Montgomery County Texas 2 $ 970,000 $ 485,000 $ 170,000
Windsor County Vermont 2 $ 580,000 $ 290,000 $ 0
Loudoun County Virginia 2 $ 1,110,000 $ 555,000 $ 185,000
Pierce County Washington 2 $ 780,000 $ 390,000 $ 151,000
Baldwin County Alabama 1 $ 665,000 $ 665,000 $ 424,000
Dale County Alabama 1 $ 285,000 $ 285,000 $ 211,000
Lauderdale County Alabama 1 $ 395,000 $ 395,000 $ 129,000
Shelby County Alabama 1 $ 105,000 $ 105,000 $ 0
Pinal County Arizona 1 $ 165,000 $ 165,000 $ 48,000
Yavapai County Arizona 1 $ 625,000 $ 625,000 $ 750,000
Van Buren County Arkansas 1 $ 155,000 $ 155,000 $ 220,000
Washington County Arkansas 1 $ 175,000 $ 175,000 $ 85,000
Butte County California 1 $ 375,000 $ 375,000 $ 121,000
Fresno County California 1 $ 295,000 $ 295,000 $ 0
Kings County California 1 $ 125,000 $ 125,000 $ 0
Marin County California 1 $ 935,000 $ 935,000 $ 276,000
Placer County California 1 $ 285,000 $ 285,000 $ 97,000
San Mateo County California 1 $ 2,185,000 $ 2,185,000 $ 756,000
Solano County California 1 $ 445,000 $ 445,000 $ 347,000
Adams County Colorado 1 $ 365,000 $ 365,000 $ 108,000
Arapahoe County Colorado 1 $ 405,000 $ 405,000 $ 153,000
Costilla County Colorado 1 $ 205,000 $ 205,000 $ 262,000
Denver County Colorado 1 $ 255,000 $ 255,000 $ 84,000
Garfield County Colorado 1 $ 795,000 $ 795,000 $ 659,000
Jefferson County Colorado 1 $ 775,000 $ 775,000 $ 482,000
Mesa County Colorado 1 $ 245,000 $ 245,000 $ 0
New London County Connecticut 1 $ 175,000 $ 175,000 $ 95,000
Sussex County Delaware 1 $ 285,000 $ 285,000 $ 96,000
Bay County Florida 1 $ 255,000 $ 255,000 $ 96,000
Escambia County Florida 1 $ 115,000 $ 115,000 $ 91,000
Glades County Florida 1 $ 145,000 $ 145,000 $ 61,000
Hendry County Florida 1 $ 145,000 $ 145,000 $ 46,000
Pasco County Florida 1 $ 205,000 $ 205,000 $ 118,000
St. Lucie County Florida 1 $ 385,000 $ 385,000 $ 264,000
Catoosa County Georgia 1 $ 195,000 $ 195,000 $ 204,000
Chatham County Georgia 1 $ 305,000 $ 305,000 $ 169,000
Clayton County Georgia 1 $ 295,000 $ 295,000 $ 98,000
Dawson County Georgia 1 $ 885,000 $ 885,000 $ 420,000
Gordon County Georgia 1 $ 1,045,000 $ 1,045,000 $ 1,969,000
Madison County Georgia 1 $ 485,000 $ 485,000 $ 167,000
Monroe County Georgia 1 $ 475,000 $ 475,000 $ 225,000
Polk County Georgia 1 $ 215,000 $ 215,000 $ 65,000
Rockdale County Georgia 1 $ 415,000 $ 415,000 $ 509,000
Union County Georgia 1 $ 275,000 $ 275,000 $ 0
Honolulu County Hawaii 1 $ 1,245,000 $ 1,245,000 $ 1,262,000
Kendall County Illinois 1 $ 185,000 $ 185,000 $ 63,000
Livingston County Illinois 1 $ 305,000 $ 305,000 $ 120,000
Winnebago County Illinois 1 $ 245,000 $ 245,000 $ 94,000
Elkhart County Indiana 1 $ 165,000 $ 165,000 $ 125,000
Hancock County Indiana 1 $ 245,000 $ 245,000 $ 65,000
Johnson County Indiana 1 $ 395,000 $ 395,000 $ 147,000
Morgan County Indiana 1 $ 165,000 $ 165,000 $ 50,000
Plymouth County Iowa 1 $ 135,000 $ 135,000 $ 73,000
Polk County Iowa 1 $ 115,000 $ 115,000 $ 0
Johnson County Kansas 1 $ 425,000 $ 425,000 $ 118,000
Anderson County Kentucky 1 $ 195,000 $ 195,000 $ 150,000
Warren County Kentucky 1 $ 185,000 $ 185,000 $ 0
Beauregard County Louisiana 1 $ 365,000 $ 365,000 $ 144,000
Bossier County Louisiana 1 $ 205,000 $ 205,000 $ 0
Calcasieu County Louisiana 1 $ 225,000 $ 225,000 $ 119,000
Jefferson Davis County Louisiana 1 $ 265,000 $ 265,000 $ 522,000
Androscoggin County Maine 1 $ 245,000 $ 245,000 $ 96,000
Hancock County Maine 1 $ 205,000 $ 205,000 $ 124,000
Oxford County Maine 1 $ 235,000 $ 235,000 $ 108,000
Waldo County Maine 1 $ 185,000 $ 185,000 $ 86,000
Allegany County Maryland 1 $ 165,000 $ 165,000 $ 108,000
Anne Arundel County Maryland 1 $ 295,000 $ 295,000 $ 210,000
Baltimore County Maryland 1 $ 205,000 $ 205,000 $ 104,000
Cecil County Maryland 1 $ 325,000 $ 325,000 $ 110,000
Howard County Maryland 1 $ 565,000 $ 565,000 $ 192,000
Prince George's County Maryland 1 $ 85,000 $ 85,000 $ 0
Washington County Maryland 1 $ 315,000 $ 315,000 $ 178,000
Bristol County Massachusetts 1 $ 555,000 $ 555,000 $ 282,000
Hampden County Massachusetts 1 $ 535,000 $ 535,000 $ 181,000
Gratiot County Michigan 1 $ 325,000 $ 325,000 $ 204,000
Houghton County Michigan 1 $ 175,000 $ 175,000 $ 710,000
Oakland County Michigan 1 $ 245,000 $ 245,000 $ 71,000
Saginaw County Michigan 1 $ 165,000 $ 165,000 $ 156,000
Washtenaw County Michigan 1 $ 185,000 $ 185,000 $ 130,000
Cass County Minnesota 1 $ 995,000 $ 995,000 $ 505,000
Dakota County Minnesota 1 $ 375,000 $ 375,000 $ 153,000
Dodge County Minnesota 1 $ 185,000 $ 185,000 $ 166,000
Washington County Minnesota 1 $ 675,000 $ 675,000 $ 277,000
Lamar County Mississippi 1 $ 235,000 $ 235,000 $ 0
Madison County Mississippi 1 $ 295,000 $ 295,000 $ 0
Franklin County Missouri 1 $ 905,000 $ 905,000 $ 366,000
Henry County Missouri 1 $ 195,000 $ 195,000 $ 94,000
Jackson County Missouri 1 $ 195,000 $ 195,000 $ 106,000
Taney County Missouri 1 $ 235,000 $ 235,000 $ 6,500,000
Missoula County Montana 1 $ 355,000 $ 355,000 $ 0
Hillsborough County New Hampshire 1 $ 105,000 $ 105,000 $ 86,000
Rockingham County New Hampshire 1 $ 175,000 $ 175,000 $ 102,000
Strafford County New Hampshire 1 $ 235,000 $ 235,000 $ 0
Atlantic County New Jersey 1 $ 115,000 $ 115,000 $ 91,000
Cumberland County New Jersey 1 $ 335,000 $ 335,000 $ 127,000
Hunterdon County New Jersey 1 $ 125,000 $ 125,000 $ 161,000
Somerset County New Jersey 1 $ 355,000 $ 355,000 $ 200,000
Bernalillo County New Mexico 1 $ 255,000 $ 255,000 $ 391,000
Rio Arriba County New Mexico 1 $ 225,000 $ 225,000 $ 0
Cayuga County New York 1 $ 305,000 $ 305,000 $ 426,000
Cortland County New York 1 $ 125,000 $ 125,000 $ 0
Delaware County New York 1 $ 245,000 $ 245,000 $ 665,000
Greene County New York 1 $ 165,000 $ 165,000 $ 212,000
Hamilton County New York 1 $ 245,000 $ 245,000 $ 132,000
Orleans County New York 1 $ 905,000 $ 905,000 $ 181,000
Oswego County New York 1 $ 315,000 $ 315,000 $ 367,000
Rensselaer County New York 1 $ 415,000 $ 415,000 $ 483,000
Sullivan County New York 1 $ 135,000 $ 135,000 $ 70,000
Wyoming County New York 1 $ 95,000 $ 95,000 $ 58,000
Alamance County North Carolina 1 $ 385,000 $ 385,000 $ 1,230,000
Brunswick County North Carolina 1 $ 135,000 $ 135,000 $ 0
Craven County North Carolina 1 $ 285,000 $ 285,000 $ 104,000
Gaston County North Carolina 1 $ 105,000 $ 105,000 $ 0
Haywood County North Carolina 1 $ 545,000 $ 545,000 $ 292,000
Iredell County North Carolina 1 $ 275,000 $ 275,000 $ 180,000
Onslow County North Carolina 1 $ 145,000 $ 145,000 $ 60,000
Pender County North Carolina 1 $ 275,000 $ 275,000 $ 186,000
Union County North Carolina 1 $ 305,000 $ 305,000 $ 159,000
Cass County North Dakota 1 $ 295,000 $ 295,000 $ 126,000
Ashtabula County Ohio 1 $ 295,000 $ 295,000 $ 108,000
Clermont County Ohio 1 $ 225,000 $ 225,000 $ 0
Cuyahoga County Ohio 1 $ 415,000 $ 415,000 $ 210,000
Delaware County Ohio 1 $ 185,000 $ 185,000 $ 0
Geauga County Ohio 1 $ 425,000 $ 425,000 $ 228,000
Lorain County Ohio 1 $ 165,000 $ 165,000 $ 0
Lucas County Ohio 1 $ 145,000 $ 145,000 $ 29,000
Montgomery County Ohio 1 $ 135,000 $ 135,000 $ 98,000
Summit County Ohio 1 $ 145,000 $ 145,000 $ 0
Trumbull County Ohio 1 $ 125,000 $ 125,000 $ 76,000
Canadian County Oklahoma 1 $ 215,000 $ 215,000 $ 95,000
Rogers County Oklahoma 1 $ 155,000 $ 155,000 $ 54,000
Marion County Oregon 1 $ 435,000 $ 435,000 $ 330,000
Allegheny County Pennsylvania 1 $ 185,000 $ 185,000 $ 60,000
Lancaster County Pennsylvania 1 $ 275,000 $ 275,000 $ 227,000
Wayne County Pennsylvania 1 $ 235,000 $ 235,000 $ 96,000
Charleston County South Carolina 1 $ 335,000 $ 335,000 $ 106,000
Pickens County South Carolina 1 $ 155,000 $ 155,000 $ 106,000
Richland County South Carolina 1 $ 265,000 $ 265,000 $ 328,000
Hamilton County Tennessee 1 $ 225,000 $ 225,000 $ 85,000
Jefferson County Tennessee 1 $ 195,000 $ 195,000 $ 0
Knox County Tennessee 1 $ 265,000 $ 265,000 $ 0
Robertson County Tennessee 1 $ 305,000 $ 305,000 $ 8,979,000
Sevier County Tennessee 1 $ 385,000 $ 385,000 $ 174,000
Atascosa County Texas 1 $ 295,000 $ 295,000 $ 154,000
Bell County Texas 1 $ 135,000 $ 135,000 $ 0
Brazos County Texas 1 $ 285,000 $ 285,000 $ 155,000
Cherokee County Texas 1 $ 355,000 $ 355,000 $ 388,000
Ellis County Texas 1 $ 275,000 $ 275,000 $ 85,000
Guadalupe County Texas 1 $ 195,000 $ 195,000 $ 163,000
Hays County Texas 1 $ 155,000 $ 155,000 $ 278,000
Hunt County Texas 1 $ 1,285,000 $ 1,285,000 $ 302,000
Jefferson County Texas 1 $ 365,000 $ 365,000 $ 212,000
Johnson County Texas 1 $ 305,000 $ 305,000 $ 235,000
Kaufman County Texas 1 $ 215,000 $ 215,000 $ 102,000
Kendall County Texas 1 $ 545,000 $ 545,000 $ 566,000
Liberty County Texas 1 $ 245,000 $ 245,000 $ 143,000
McLennan County Texas 1 $ 245,000 $ 245,000 $ 251,000
Medina County Texas 1 $ 235,000 $ 235,000 $ 388,000
Midland County Texas 1 $ 225,000 $ 225,000 $ 80,000
Morris County Texas 1 $ 845,000 $ 845,000 $ 0
Smith County Texas 1 $ 195,000 $ 195,000 $ 17,000
Terry County Texas 1 $ 145,000 $ 145,000 $ 217,000
Tom Green County Texas 1 $ 205,000 $ 205,000 $ 105,000
Waller County Texas 1 $ 265,000 $ 265,000 $ 75,000
Salt Lake County Utah 1 $ 575,000 $ 575,000 $ 204,000
Summit County Utah 1 $ 2,005,000 $ 2,005,000 $ 606,000
Washington County Utah 1 $ 2,005,000 $ 2,005,000 $ 952,000
Charlotte County Virginia 1 $ 195,000 $ 195,000 $ 181,000
Chesterfield County Virginia 1 $ 445,000 $ 445,000 $ 102,000
Essex County Virginia 1 $ 425,000 $ 425,000 $ 221,000
Henrico County Virginia 1 $ 875,000 $ 875,000 $ 230,000
Lynchburg County Virginia 1 $ 155,000 $ 155,000 $ 193,000
Montgomery County Virginia 1 $ 205,000 $ 205,000 $ 90,000
Roanoke County Virginia 1 $ 275,000 $ 275,000 $ 120,000
Roanoke City County Virginia 1 $ 175,000 $ 175,000 $ 97,000
Winchester County Virginia 1 $ 195,000 $ 195,000 $ 67,000
Kitsap County Washington 1 $ 395,000 $ 395,000 $ 135,000
Spokane County Washington 1 $ 445,000 $ 445,000 $ 183,000
Berkeley County West Virginia 1 $ 155,000 $ 155,000 $ 0
Jefferson County West Virginia 1 $ 635,000 $ 635,000 $ 1,292,000
Putnam County West Virginia 1 $ 255,000 $ 255,000 $ 253,000
Wayne County West Virginia 1 $ 95,000 $ 95,000 $ 0
Barron County Wisconsin 1 $ 165,000 $ 165,000 $ 0
Sauk County Wisconsin 1 $ 275,000 $ 275,000 $ 177,000
Washburn County Wisconsin 1 $ 155,000 $ 155,000 $ 73,000
Crook County Wyoming 1 $ 225,000 $ 225,000 $ 0
Sublette County Wyoming 1 $ 375,000 $ 375,000 $ 122,000
Teton County Wyoming 1 $ 1,405,000 $ 1,405,000 $ 353,000

Mortgage Loan Application Detail Totals for Quontic Bank in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,450 $637,460,000 $439,000 $2,925,000 $203,000 $9,104,000
Cash-out Refinancing 282 $129,610,000 $459,000 $3,005,000 $309,000 $8,979,000
Refinancing 76 $39,180,000 $515,000 $3,005,000 $273,000 $1,171,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 575 $247,735,000 $430,000 $3,005,000 $187,000 $2,669,000
Asian 521 $229,545,000 $440,000 $2,805,000 $189,000 $8,979,000
White 415 $191,255,000 $460,000 $2,925,000 $248,000 $6,500,000
Not Provided 173 $81,075,000 $468,000 $2,405,000 $316,000 $8,200,000
Black or African American 101 $48,315,000 $478,000 $2,405,000 $354,000 $9,104,000
Not applicable 16 $6,160,000 $385,000 $895,000 $0 $0
American Indian or Alaskan Native 5 $1,875,000 $375,000 $625,000 $164,000 $246,000
Native Hawaiian or Other Pacific Islander 2 $290,000 $145,000 $195,000 $283,000 $283,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,732 $765,810,000 $442,000 $3,005,000 $226,000 $9,104,000
FHA-insured (Federal Housing Administration) 76 $40,440,000 $532,000 $1,105,000 $133,000 $314,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,116 $478,500,000 $428,000 $3,005,000 $200,000 $2,669,000
Application Withdrawn By Applicant 358 $161,690,000 $451,000 $3,005,000 $306,000 $9,104,000
Application Denied By Financial Institution 186 $90,820,000 $488,000 $2,925,000 $193,000 $1,693,000
File Closed For Incompleteness 122 $64,630,000 $529,000 $2,355,000 $220,000 $1,032,000
Application Approved But Not Accepted 26 $10,610,000 $408,000 $1,195,000 $174,000 $623,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,622 $715,430,000 $441,000 $3,005,000 $225,000 $9,104,000
Collateral 50 $24,340,000 $486,000 $2,405,000 $238,000 $1,693,000
Debt-To-Income Ratio 37 $15,205,000 $410,000 $875,000 $108,000 $666,000
Other 36 $15,980,000 $443,000 $1,865,000 $196,000 $1,020,000
Credit History 24 $12,410,000 $517,000 $2,315,000 $171,000 $650,000
Insufficient Cash (Downpayment, Closing Cost) 18 $12,230,000 $679,000 $2,925,000 $247,000 $800,000
Unverifiable Information 12 $6,460,000 $538,000 $2,005,000 $201,000 $780,000
Employment History 9 $4,195,000 $466,000 $1,265,000 $217,000 $566,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Quontic Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Quontic Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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