Quontic Bank Mortgage Lending & HMDA Data, 2023

In 2023, Quontic Bank of Astoria, NY reported 1,808 mortgage applications totaling $806.3 million, down 71% from 2022. The average application was for $445,934, and applicants reported an average income of $222,475. 62% of its applications resulted in an originated loan and 10% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (437), Nassau County-Suffolk County, NY (337) and Houston-The Woodlands-Sugar Land, TX (48) (applications in parentheses).

Mortgage Company & Address Quontic Bank
31-05 Broadway
Astoria, NY 11106
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 1,808
Total Mortgage Loan Application Amount $806,250,000
Average Mortgage Loan Application Amount $445,934
Highest Mortgage Loan Application Amount $3,005,000
Average Applicant Income $222,475
Highest Applicant Income $9,104,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Quontic Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Quontic Bank by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Suffolk, New York 209 $ 103,405,000 $ 494,760 $ 178,000
Queens, New York 157 $ 80,675,000 $ 513,853 $ 178,000
Nassau, New York 128 $ 69,540,000 $ 543,281 $ 212,000
Bronx, New York 68 $ 37,260,000 $ 547,941 $ 176,000
Kings, New York 48 $ 28,170,000 $ 586,875 $ 174,000
Richmond, New York 46 $ 22,200,000 $ 482,608 $ 151,000
Miami-Dade, Florida 45 $ 31,515,000 $ 700,333 $ 430,000
Westchester, New York 43 $ 19,435,000 $ 451,976 $ 167,000
Erie, New York 40 $ 6,930,000 $ 173,250 $ 95,000
Broward, Florida 38 $ 18,920,000 $ 497,894 $ 262,000
Harris, Texas 33 $ 9,485,000 $ 287,424 $ 169,000
Bergen, New Jersey 22 $ 10,970,000 $ 498,636 $ 245,000
New York, New York 22 $ 19,080,000 $ 867,272 $ 459,000
Broome, New York 21 $ 3,255,000 $ 155,000 $ 84,000
Palm Beach, Florida 20 $ 8,640,000 $ 432,000 $ 201,000
Fairfield, Connecticut 14 $ 4,790,000 $ 342,142 $ 101,000
New Haven, Connecticut 14 $ 3,140,000 $ 224,285 $ 90,000
Union, New Jersey 14 $ 6,310,000 $ 450,714 $ 145,000
Orange, New York 13 $ 3,745,000 $ 288,076 $ 159,000
Los Angeles, California 12 $ 10,490,000 $ 874,166 $ 306,000
Middlesex, New Jersey 12 $ 4,800,000 $ 400,000 $ 1,033,000
Pinellas, Florida 11 $ 5,235,000 $ 475,909 $ 200,000
Cook, Illinois 11 $ 2,175,000 $ 197,727 $ 116,000
Clark, Nevada 11 $ 4,755,000 $ 432,272 $ 246,000
Passaic, New Jersey 11 $ 5,095,000 $ 463,181 $ 168,000
Dutchess, New York 11 $ 3,585,000 $ 325,909 $ 423,000
New Castle, Delaware 10 $ 3,250,000 $ 325,000 $ 150,000
Hillsborough, Florida 10 $ 2,920,000 $ 292,000 $ 165,000
Morris, New Jersey 10 $ 4,510,000 $ 451,000 $ 231,000
Philadelphia, Pennsylvania 10 $ 2,300,000 $ 230,000 $ 123,000
Essex, New Jersey 9 $ 3,275,000 $ 363,888 $ 250,000
Denton, Texas 9 $ 7,195,000 $ 799,444 $ 435,000
San Bernardino, California 8 $ 4,070,000 $ 508,750 $ 485,000
Orange, Florida 8 $ 5,160,000 $ 645,000 $ 409,000
Rockland, New York 8 $ 3,070,000 $ 383,750 $ 158,000
Providence, Rhode Island 8 $ 2,260,000 $ 282,500 $ 107,000
Maricopa, Arizona 7 $ 3,915,000 $ 559,285 $ 230,000
Stanislaus, California 7 $ 2,495,000 $ 356,428 $ 130,000
Middlesex, Massachusetts 7 $ 4,975,000 $ 710,714 $ 270,000
Putnam, New York 7 $ 2,525,000 $ 360,714 $ 156,000
Greenville, South Carolina 7 $ 2,215,000 $ 316,428 $ 126,000
Fort Bend, Texas 7 $ 2,205,000 $ 315,000 $ 325,000
Collier, Florida 6 $ 5,830,000 $ 971,666 $ 354,000
Duval, Florida 6 $ 3,210,000 $ 535,000 $ 197,000
Lee, Florida 6 $ 1,940,000 $ 323,333 $ 126,000
Manatee, Florida 6 $ 3,750,000 $ 625,000 $ 400,000
Worcester, Massachusetts 6 $ 2,110,000 $ 351,666 $ 134,000
Macomb, Michigan 6 $ 970,000 $ 161,666 $ 97,000
Ocean, New Jersey 6 $ 2,180,000 $ 363,333 $ 136,000
Albany, New York 6 $ 1,070,000 $ 178,333 $ 230,000
Oklahoma, Oklahoma 6 $ 2,330,000 $ 388,333 $ 149,000
Tulsa, Oklahoma 6 $ 1,260,000 $ 210,000 $ 26,000
Clackamas, Oregon 6 $ 1,930,000 $ 321,666 $ 124,000
Delaware, Pennsylvania 6 $ 1,510,000 $ 251,666 $ 86,000
Monroe, Pennsylvania 6 $ 1,770,000 $ 295,000 $ 135,000
Hartford, Connecticut 5 $ 1,455,000 $ 291,000 $ 144,000
Fulton, Georgia 5 $ 2,365,000 $ 473,000 $ 151,000
Barnstable, Massachusetts 5 $ 2,435,000 $ 487,000 $ 256,000
Essex, Massachusetts 5 $ 2,515,000 $ 503,000 $ 198,000
Plymouth, Massachusetts 5 $ 1,645,000 $ 329,000 $ 109,000
Camden, New Jersey 5 $ 1,365,000 $ 273,000 $ 165,000
Hudson, New Jersey 5 $ 3,035,000 $ 607,000 $ 202,000
Mercer, New Jersey 5 $ 1,955,000 $ 391,000 $ 231,000
Monmouth, New Jersey 5 $ 1,315,000 $ 263,000 $ 121,000
Montgomery, Pennsylvania 5 $ 2,585,000 $ 517,000 $ 210,000
Dallas, Texas 5 $ 1,565,000 $ 313,000 $ 166,000
Fairfax, Virginia 5 $ 3,075,000 $ 615,000 $ 281,000
San Diego, California 4 $ 3,120,000 $ 780,000 $ 310,000
Marion, Florida 4 $ 740,000 $ 185,000 $ 72,000
Polk, Florida 4 $ 1,080,000 $ 270,000 $ 131,000
Sarasota, Florida 4 $ 1,870,000 $ 467,500 $ 752,000
Lake, Illinois 4 $ 2,210,000 $ 552,500 $ 333,000
Norfolk, Massachusetts 4 $ 2,510,000 $ 627,500 $ 229,000
Wayne, Michigan 4 $ 710,000 $ 177,500 $ 94,000
Gloucester, New Jersey 4 $ 2,030,000 $ 507,500 $ 210,000
Schenectady, New York 4 $ 1,180,000 $ 295,000 $ 169,000
Ulster, New York 4 $ 2,590,000 $ 647,500 $ 296,000
Mecklenburg, North Carolina 4 $ 1,780,000 $ 445,000 $ 152,000
Lehigh, Pennsylvania 4 $ 1,210,000 $ 302,500 $ 156,000
Northampton, Pennsylvania 4 $ 3,910,000 $ 977,500 $ 855,000
King, Washington 4 $ 3,130,000 $ 782,500 $ 258,000
Pima, Arizona 3 $ 695,000 $ 231,666 $ 91,000
Riverside, California 3 $ 2,645,000 $ 881,666 $ 296,000
Brevard, Florida 3 $ 725,000 $ 241,666 $ 121,000
Flagler, Florida 3 $ 915,000 $ 305,000 $ 248,000
Leon, Florida 3 $ 405,000 $ 135,000 $ 1,000
Okaloosa, Florida 3 $ 975,000 $ 325,000 $ 130,000
Osceola, Florida 3 $ 665,000 $ 221,666 $ 100,000
St. Johns, Florida 3 $ 1,075,000 $ 358,333 $ 289,000
Volusia, Florida 3 $ 485,000 $ 161,666 $ 26,000
Walton, Florida 3 $ 1,785,000 $ 595,000 $ 210,000
Glynn, Georgia 3 $ 335,000 $ 111,666 $ 160,000
Gwinnett, Georgia 3 $ 925,000 $ 308,333 $ 235,000
Ada, Idaho 3 $ 875,000 $ 291,666 $ 210,000
Marion, Indiana 3 $ 1,155,000 $ 385,000 $ 207,000
Lafayette, Louisiana 3 $ 685,000 $ 228,333 $ 51,000
Kennebec, Maine 3 $ 685,000 $ 228,333 $ 91,000
Penobscot, Maine 3 $ 545,000 $ 181,666 $ 92,000
Kent, Michigan 3 $ 775,000 $ 258,333 $ 220,000
Clay, Missouri 3 $ 815,000 $ 271,666 $ 110,000
Flathead, Montana 3 $ 2,325,000 $ 775,000 $ 233,000
Monroe, New York 3 $ 975,000 $ 325,000 $ 160,000
Onondaga, New York 3 $ 895,000 $ 298,333 $ 124,000
Washington, Oregon 3 $ 985,000 $ 328,333 $ 254,000
Chester, Pennsylvania 3 $ 1,235,000 $ 411,666 $ 143,000
Horry, South Carolina 3 $ 725,000 $ 241,666 $ 107,000
Lancaster, South Carolina 3 $ 1,755,000 $ 585,000 $ 267,000
Collin, Texas 3 $ 1,325,000 $ 441,666 $ 210,000
Tarrant, Texas 3 $ 1,205,000 $ 401,666 $ 164,000
Travis, Texas 3 $ 955,000 $ 318,333 $ 120,000
Prince William, Virginia 3 $ 1,255,000 $ 418,333 $ 143,000
Kanawha, West Virginia 3 $ 945,000 $ 315,000 $ 390,000
Tucker, West Virginia 3 $ 315,000 $ 105,000 $ 0
Jefferson, Alabama 2 $ 250,000 $ 125,000 $ 797,000
Coconino, Arizona 2 $ 840,000 $ 420,000 $ 0
Alameda, California 2 $ 460,000 $ 230,000 $ 149,000
Contra Costa, California 2 $ 2,870,000 $ 1,435,000 $ 65,000
Monterey, California 2 $ 1,490,000 $ 745,000 $ 373,000
Orange, California 2 $ 1,120,000 $ 560,000 $ 210,000
San Joaquin, California 2 $ 1,010,000 $ 505,000 $ 159,000
Santa Clara, California 2 $ 3,830,000 $ 1,915,000 $ 362,000
Eagle, Colorado 2 $ 710,000 $ 355,000 $ 94,000
Litchfield, Connecticut 2 $ 440,000 $ 220,000 $ 72,000
District of Columbia, District Of Columbia 2 $ 1,280,000 $ 640,000 $ 314,000
Clay, Florida 2 $ 770,000 $ 385,000 $ 187,000
Martin, Florida 2 $ 650,000 $ 325,000 $ 210,000
Santa Rosa, Florida 2 $ 480,000 $ 240,000 $ 86,000
Seminole, Florida 2 $ 830,000 $ 415,000 $ 195,000
Cobb, Georgia 2 $ 600,000 $ 300,000 $ 226,000
DeKalb, Georgia 2 $ 530,000 $ 265,000 $ 101,000
Hawaii, Hawaii 2 $ 480,000 $ 240,000 $ 200,000
DuPage, Illinois 2 $ 480,000 $ 240,000 $ 99,000
Kane, Illinois 2 $ 620,000 $ 310,000 $ 4,166,000
Hamilton, Indiana 2 $ 770,000 $ 385,000 $ 205,000
Lake, Indiana 2 $ 460,000 $ 230,000 $ 167,000
East Baton Rouge, Louisiana 2 $ 440,000 $ 220,000 $ 78,000
Jefferson, Louisiana 2 $ 330,000 $ 165,000 $ 89,000
Orleans, Louisiana 2 $ 600,000 $ 300,000 $ 84,000
Piscataquis, Maine 2 $ 410,000 $ 205,000 $ 59,000
Somerset, Maine 2 $ 400,000 $ 200,000 $ 204,000
Montgomery, Maryland 2 $ 650,000 $ 325,000 $ 151,000
Berkshire, Massachusetts 2 $ 610,000 $ 305,000 $ 498,000
Suffolk, Massachusetts 2 $ 1,450,000 $ 725,000 $ 231,000
Monroe, Michigan 2 $ 230,000 $ 115,000 $ 160,000
Muskegon, Michigan 2 $ 670,000 $ 335,000 $ 140,000
St. Francois, Missouri 2 $ 220,000 $ 110,000 $ 121,000
Washoe, Nevada 2 $ 770,000 $ 385,000 $ 0
Burlington, New Jersey 2 $ 430,000 $ 215,000 $ 60,000
Sussex, New Jersey 2 $ 1,260,000 $ 630,000 $ 334,000
Niagara, New York 2 $ 420,000 $ 210,000 $ 193,000
Saratoga, New York 2 $ 420,000 $ 210,000 $ 157,000
Cumberland, North Carolina 2 $ 230,000 $ 115,000 $ 54,000
Durham, North Carolina 2 $ 790,000 $ 395,000 $ 147,000
Wake, North Carolina 2 $ 550,000 $ 275,000 $ 106,000
Butler, Ohio 2 $ 590,000 $ 295,000 $ 92,000
Franklin, Ohio 2 $ 520,000 $ 260,000 $ 149,000
Warren, Ohio 2 $ 1,190,000 $ 595,000 $ 51,000
Multnomah, Oregon 2 $ 380,000 $ 190,000 $ 88,000
Berks, Pennsylvania 2 $ 470,000 $ 235,000 $ 66,000
Bucks, Pennsylvania 2 $ 780,000 $ 390,000 $ 198,000
Centre, Pennsylvania 2 $ 540,000 $ 270,000 $ 124,000
Dauphin, Pennsylvania 2 $ 350,000 $ 175,000 $ 339,000
York, Pennsylvania 2 $ 500,000 $ 250,000 $ 132,000
Kent, Rhode Island 2 $ 510,000 $ 255,000 $ 81,000
Minnehaha, South Dakota 2 $ 520,000 $ 260,000 $ 82,000
Davidson, Tennessee 2 $ 1,410,000 $ 705,000 $ 325,000
Williamson, Tennessee 2 $ 820,000 $ 410,000 $ 119,000
Angelina, Texas 2 $ 560,000 $ 280,000 $ 142,000
Bexar, Texas 2 $ 870,000 $ 435,000 $ 198,000
Brazoria, Texas 2 $ 570,000 $ 285,000 $ 105,000
Caldwell, Texas 2 $ 370,000 $ 185,000 $ 0
Galveston, Texas 2 $ 560,000 $ 280,000 $ 0
Hidalgo, Texas 2 $ 290,000 $ 145,000 $ 78,000
Montgomery, Texas 2 $ 970,000 $ 485,000 $ 170,000
Windsor, Vermont 2 $ 580,000 $ 290,000 $ 0
Loudoun, Virginia 2 $ 1,110,000 $ 555,000 $ 185,000
Pierce, Washington 2 $ 780,000 $ 390,000 $ 151,000
Baldwin, Alabama 1 $ 665,000 $ 665,000 $ 424,000
Dale, Alabama 1 $ 285,000 $ 285,000 $ 211,000
Lauderdale, Alabama 1 $ 395,000 $ 395,000 $ 129,000
Shelby, Alabama 1 $ 105,000 $ 105,000 $ 0
Pinal, Arizona 1 $ 165,000 $ 165,000 $ 48,000
Yavapai, Arizona 1 $ 625,000 $ 625,000 $ 750,000
Van Buren, Arkansas 1 $ 155,000 $ 155,000 $ 220,000
Washington, Arkansas 1 $ 175,000 $ 175,000 $ 85,000
Butte, California 1 $ 375,000 $ 375,000 $ 121,000
Fresno, California 1 $ 295,000 $ 295,000 $ 0
Kings, California 1 $ 125,000 $ 125,000 $ 0
Marin, California 1 $ 935,000 $ 935,000 $ 276,000
Placer, California 1 $ 285,000 $ 285,000 $ 97,000
San Mateo, California 1 $ 2,185,000 $ 2,185,000 $ 756,000
Solano, California 1 $ 445,000 $ 445,000 $ 347,000
Adams, Colorado 1 $ 365,000 $ 365,000 $ 108,000
Arapahoe, Colorado 1 $ 405,000 $ 405,000 $ 153,000
Costilla, Colorado 1 $ 205,000 $ 205,000 $ 262,000
Denver, Colorado 1 $ 255,000 $ 255,000 $ 84,000
Garfield, Colorado 1 $ 795,000 $ 795,000 $ 659,000
Jefferson, Colorado 1 $ 775,000 $ 775,000 $ 482,000
Mesa, Colorado 1 $ 245,000 $ 245,000 $ 0
New London, Connecticut 1 $ 175,000 $ 175,000 $ 95,000
Sussex, Delaware 1 $ 285,000 $ 285,000 $ 96,000
Bay, Florida 1 $ 255,000 $ 255,000 $ 96,000
Escambia, Florida 1 $ 115,000 $ 115,000 $ 91,000
Glades, Florida 1 $ 145,000 $ 145,000 $ 61,000
Hendry, Florida 1 $ 145,000 $ 145,000 $ 46,000
Pasco, Florida 1 $ 205,000 $ 205,000 $ 118,000
St. Lucie, Florida 1 $ 385,000 $ 385,000 $ 264,000
Catoosa, Georgia 1 $ 195,000 $ 195,000 $ 204,000
Chatham, Georgia 1 $ 305,000 $ 305,000 $ 169,000
Clayton, Georgia 1 $ 295,000 $ 295,000 $ 98,000
Dawson, Georgia 1 $ 885,000 $ 885,000 $ 420,000
Gordon, Georgia 1 $ 1,045,000 $ 1,045,000 $ 1,969,000
Madison, Georgia 1 $ 485,000 $ 485,000 $ 167,000
Monroe, Georgia 1 $ 475,000 $ 475,000 $ 225,000
Polk, Georgia 1 $ 215,000 $ 215,000 $ 65,000
Rockdale, Georgia 1 $ 415,000 $ 415,000 $ 509,000
Union, Georgia 1 $ 275,000 $ 275,000 $ 0
Honolulu, Hawaii 1 $ 1,245,000 $ 1,245,000 $ 1,262,000
Kendall, Illinois 1 $ 185,000 $ 185,000 $ 63,000
Livingston, Illinois 1 $ 305,000 $ 305,000 $ 120,000
Winnebago, Illinois 1 $ 245,000 $ 245,000 $ 94,000
Elkhart, Indiana 1 $ 165,000 $ 165,000 $ 125,000
Hancock, Indiana 1 $ 245,000 $ 245,000 $ 65,000
Johnson, Indiana 1 $ 395,000 $ 395,000 $ 147,000
Morgan, Indiana 1 $ 165,000 $ 165,000 $ 50,000
Plymouth, Iowa 1 $ 135,000 $ 135,000 $ 73,000
Polk, Iowa 1 $ 115,000 $ 115,000 $ 0
Johnson, Kansas 1 $ 425,000 $ 425,000 $ 118,000
Anderson, Kentucky 1 $ 195,000 $ 195,000 $ 150,000
Warren, Kentucky 1 $ 185,000 $ 185,000 $ 0
Beauregard, Louisiana 1 $ 365,000 $ 365,000 $ 144,000
Bossier, Louisiana 1 $ 205,000 $ 205,000 $ 0
Calcasieu, Louisiana 1 $ 225,000 $ 225,000 $ 119,000
Jefferson Davis, Louisiana 1 $ 265,000 $ 265,000 $ 522,000
Androscoggin, Maine 1 $ 245,000 $ 245,000 $ 96,000
Hancock, Maine 1 $ 205,000 $ 205,000 $ 124,000
Oxford, Maine 1 $ 235,000 $ 235,000 $ 108,000
Waldo, Maine 1 $ 185,000 $ 185,000 $ 86,000
Allegany, Maryland 1 $ 165,000 $ 165,000 $ 108,000
Anne Arundel, Maryland 1 $ 295,000 $ 295,000 $ 210,000
Baltimore, Maryland 1 $ 205,000 $ 205,000 $ 104,000
Cecil, Maryland 1 $ 325,000 $ 325,000 $ 110,000
Howard, Maryland 1 $ 565,000 $ 565,000 $ 192,000
Prince George's, Maryland 1 $ 85,000 $ 85,000 $ 0
Washington, Maryland 1 $ 315,000 $ 315,000 $ 178,000
Bristol, Massachusetts 1 $ 555,000 $ 555,000 $ 282,000
Hampden, Massachusetts 1 $ 535,000 $ 535,000 $ 181,000
Gratiot, Michigan 1 $ 325,000 $ 325,000 $ 204,000
Houghton, Michigan 1 $ 175,000 $ 175,000 $ 710,000
Oakland, Michigan 1 $ 245,000 $ 245,000 $ 71,000
Saginaw, Michigan 1 $ 165,000 $ 165,000 $ 156,000
Washtenaw, Michigan 1 $ 185,000 $ 185,000 $ 130,000
Cass, Minnesota 1 $ 995,000 $ 995,000 $ 505,000
Dakota, Minnesota 1 $ 375,000 $ 375,000 $ 153,000
Dodge, Minnesota 1 $ 185,000 $ 185,000 $ 166,000
Washington, Minnesota 1 $ 675,000 $ 675,000 $ 277,000
Lamar, Mississippi 1 $ 235,000 $ 235,000 $ 0
Madison, Mississippi 1 $ 295,000 $ 295,000 $ 0
Franklin, Missouri 1 $ 905,000 $ 905,000 $ 366,000
Henry, Missouri 1 $ 195,000 $ 195,000 $ 94,000
Jackson, Missouri 1 $ 195,000 $ 195,000 $ 106,000
Taney, Missouri 1 $ 235,000 $ 235,000 $ 6,500,000
Missoula, Montana 1 $ 355,000 $ 355,000 $ 0
Hillsborough, New Hampshire 1 $ 105,000 $ 105,000 $ 86,000
Rockingham, New Hampshire 1 $ 175,000 $ 175,000 $ 102,000
Strafford, New Hampshire 1 $ 235,000 $ 235,000 $ 0
Atlantic, New Jersey 1 $ 115,000 $ 115,000 $ 91,000
Cumberland, New Jersey 1 $ 335,000 $ 335,000 $ 127,000
Hunterdon, New Jersey 1 $ 125,000 $ 125,000 $ 161,000
Somerset, New Jersey 1 $ 355,000 $ 355,000 $ 200,000
Bernalillo, New Mexico 1 $ 255,000 $ 255,000 $ 391,000
Rio Arriba, New Mexico 1 $ 225,000 $ 225,000 $ 0
Cayuga, New York 1 $ 305,000 $ 305,000 $ 426,000
Cortland, New York 1 $ 125,000 $ 125,000 $ 0
Delaware, New York 1 $ 245,000 $ 245,000 $ 665,000
Greene, New York 1 $ 165,000 $ 165,000 $ 212,000
Hamilton, New York 1 $ 245,000 $ 245,000 $ 132,000
Orleans, New York 1 $ 905,000 $ 905,000 $ 181,000
Oswego, New York 1 $ 315,000 $ 315,000 $ 367,000
Rensselaer, New York 1 $ 415,000 $ 415,000 $ 483,000
Sullivan, New York 1 $ 135,000 $ 135,000 $ 70,000
Wyoming, New York 1 $ 95,000 $ 95,000 $ 58,000
Alamance, North Carolina 1 $ 385,000 $ 385,000 $ 1,230,000
Brunswick, North Carolina 1 $ 135,000 $ 135,000 $ 0
Craven, North Carolina 1 $ 285,000 $ 285,000 $ 104,000
Gaston, North Carolina 1 $ 105,000 $ 105,000 $ 0
Haywood, North Carolina 1 $ 545,000 $ 545,000 $ 292,000
Iredell, North Carolina 1 $ 275,000 $ 275,000 $ 180,000
Onslow, North Carolina 1 $ 145,000 $ 145,000 $ 60,000
Pender, North Carolina 1 $ 275,000 $ 275,000 $ 186,000
Union, North Carolina 1 $ 305,000 $ 305,000 $ 159,000
Cass, North Dakota 1 $ 295,000 $ 295,000 $ 126,000
Ashtabula, Ohio 1 $ 295,000 $ 295,000 $ 108,000
Clermont, Ohio 1 $ 225,000 $ 225,000 $ 0
Cuyahoga, Ohio 1 $ 415,000 $ 415,000 $ 210,000
Delaware, Ohio 1 $ 185,000 $ 185,000 $ 0
Geauga, Ohio 1 $ 425,000 $ 425,000 $ 228,000
Lorain, Ohio 1 $ 165,000 $ 165,000 $ 0
Lucas, Ohio 1 $ 145,000 $ 145,000 $ 29,000
Montgomery, Ohio 1 $ 135,000 $ 135,000 $ 98,000
Summit, Ohio 1 $ 145,000 $ 145,000 $ 0
Trumbull, Ohio 1 $ 125,000 $ 125,000 $ 76,000
Canadian, Oklahoma 1 $ 215,000 $ 215,000 $ 95,000
Rogers, Oklahoma 1 $ 155,000 $ 155,000 $ 54,000
Marion, Oregon 1 $ 435,000 $ 435,000 $ 330,000
Allegheny, Pennsylvania 1 $ 185,000 $ 185,000 $ 60,000
Lancaster, Pennsylvania 1 $ 275,000 $ 275,000 $ 227,000
Wayne, Pennsylvania 1 $ 235,000 $ 235,000 $ 96,000
Charleston, South Carolina 1 $ 335,000 $ 335,000 $ 106,000
Pickens, South Carolina 1 $ 155,000 $ 155,000 $ 106,000
Richland, South Carolina 1 $ 265,000 $ 265,000 $ 328,000
Hamilton, Tennessee 1 $ 225,000 $ 225,000 $ 85,000
Jefferson, Tennessee 1 $ 195,000 $ 195,000 $ 0
Knox, Tennessee 1 $ 265,000 $ 265,000 $ 0
Robertson, Tennessee 1 $ 305,000 $ 305,000 $ 8,979,000
Sevier, Tennessee 1 $ 385,000 $ 385,000 $ 174,000
Atascosa, Texas 1 $ 295,000 $ 295,000 $ 154,000
Bell, Texas 1 $ 135,000 $ 135,000 $ 0
Brazos, Texas 1 $ 285,000 $ 285,000 $ 155,000
Cherokee, Texas 1 $ 355,000 $ 355,000 $ 388,000
Ellis, Texas 1 $ 275,000 $ 275,000 $ 85,000
Guadalupe, Texas 1 $ 195,000 $ 195,000 $ 163,000
Hays, Texas 1 $ 155,000 $ 155,000 $ 278,000
Hunt, Texas 1 $ 1,285,000 $ 1,285,000 $ 302,000
Jefferson, Texas 1 $ 365,000 $ 365,000 $ 212,000
Johnson, Texas 1 $ 305,000 $ 305,000 $ 235,000
Kaufman, Texas 1 $ 215,000 $ 215,000 $ 102,000
Kendall, Texas 1 $ 545,000 $ 545,000 $ 566,000
Liberty, Texas 1 $ 245,000 $ 245,000 $ 143,000
McLennan, Texas 1 $ 245,000 $ 245,000 $ 251,000
Medina, Texas 1 $ 235,000 $ 235,000 $ 388,000
Midland, Texas 1 $ 225,000 $ 225,000 $ 80,000
Morris, Texas 1 $ 845,000 $ 845,000 $ 0
Smith, Texas 1 $ 195,000 $ 195,000 $ 17,000
Terry, Texas 1 $ 145,000 $ 145,000 $ 217,000
Tom Green, Texas 1 $ 205,000 $ 205,000 $ 105,000
Waller, Texas 1 $ 265,000 $ 265,000 $ 75,000
Salt Lake, Utah 1 $ 575,000 $ 575,000 $ 204,000
Summit, Utah 1 $ 2,005,000 $ 2,005,000 $ 606,000
Washington, Utah 1 $ 2,005,000 $ 2,005,000 $ 952,000
Charlotte, Virginia 1 $ 195,000 $ 195,000 $ 181,000
Chesterfield, Virginia 1 $ 445,000 $ 445,000 $ 102,000
Essex, Virginia 1 $ 425,000 $ 425,000 $ 221,000
Henrico, Virginia 1 $ 875,000 $ 875,000 $ 230,000
Lynchburg, Virginia 1 $ 155,000 $ 155,000 $ 193,000
Montgomery, Virginia 1 $ 205,000 $ 205,000 $ 90,000
Roanoke, Virginia 1 $ 275,000 $ 275,000 $ 120,000
Roanoke City, Virginia 1 $ 175,000 $ 175,000 $ 97,000
Winchester, Virginia 1 $ 195,000 $ 195,000 $ 67,000
Kitsap, Washington 1 $ 395,000 $ 395,000 $ 135,000
Spokane, Washington 1 $ 445,000 $ 445,000 $ 183,000
Berkeley, West Virginia 1 $ 155,000 $ 155,000 $ 0
Jefferson, West Virginia 1 $ 635,000 $ 635,000 $ 1,292,000
Putnam, West Virginia 1 $ 255,000 $ 255,000 $ 253,000
Wayne, West Virginia 1 $ 95,000 $ 95,000 $ 0
Barron, Wisconsin 1 $ 165,000 $ 165,000 $ 0
Sauk, Wisconsin 1 $ 275,000 $ 275,000 $ 177,000
Washburn, Wisconsin 1 $ 155,000 $ 155,000 $ 73,000
Crook, Wyoming 1 $ 225,000 $ 225,000 $ 0
Sublette, Wyoming 1 $ 375,000 $ 375,000 $ 122,000
Teton, Wyoming 1 $ 1,405,000 $ 1,405,000 $ 353,000

Mortgage Loan Application Detail Totals for Quontic Bank in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,450 $637,460,000 $439,000 $2,925,000 $203,000 $9,104,000
Cash-out Refinancing 282 $129,610,000 $459,000 $3,005,000 $309,000 $8,979,000
Refinancing 76 $39,180,000 $515,000 $3,005,000 $273,000 $1,171,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 575 $247,735,000 $430,000 $3,005,000 $187,000 $2,669,000
Asian 521 $229,545,000 $440,000 $2,805,000 $189,000 $8,979,000
White 415 $191,255,000 $460,000 $2,925,000 $248,000 $6,500,000
Not Provided 173 $81,075,000 $468,000 $2,405,000 $316,000 $8,200,000
Black or African American 101 $48,315,000 $478,000 $2,405,000 $354,000 $9,104,000
Not applicable 16 $6,160,000 $385,000 $895,000 $0 $0
American Indian or Alaskan Native 5 $1,875,000 $375,000 $625,000 $164,000 $246,000
Native Hawaiian or Other Pacific Islander 2 $290,000 $145,000 $195,000 $283,000 $283,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,732 $765,810,000 $442,000 $3,005,000 $226,000 $9,104,000
FHA-insured (Federal Housing Administration) 76 $40,440,000 $532,000 $1,105,000 $133,000 $314,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,116 $478,500,000 $428,000 $3,005,000 $200,000 $2,669,000
Application Withdrawn By Applicant 358 $161,690,000 $451,000 $3,005,000 $306,000 $9,104,000
Application Denied By Financial Institution 186 $90,820,000 $488,000 $2,925,000 $193,000 $1,693,000
File Closed For Incompleteness 122 $64,630,000 $529,000 $2,355,000 $220,000 $1,032,000
Application Approved But Not Accepted 26 $10,610,000 $408,000 $1,195,000 $174,000 $623,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,622 $715,430,000 $441,000 $3,005,000 $225,000 $9,104,000
Collateral 50 $24,340,000 $486,000 $2,405,000 $238,000 $1,693,000
Debt-To-Income Ratio 37 $15,205,000 $410,000 $875,000 $108,000 $666,000
Other 36 $15,980,000 $443,000 $1,865,000 $196,000 $1,020,000
Credit History 24 $12,410,000 $517,000 $2,315,000 $171,000 $650,000
Insufficient Cash (Downpayment, Closing Cost) 18 $12,230,000 $679,000 $2,925,000 $247,000 $800,000
Unverifiable Information 12 $6,460,000 $538,000 $2,005,000 $201,000 $780,000
Employment History 9 $4,195,000 $466,000 $1,265,000 $217,000 $566,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Quontic Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Quontic Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet with aggregated HMDA statistics today.

Download the New York Lender List