Quontic Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Quontic Bank 31-05 Broadway New York, NY 11106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,808 |
| Total Mortgage Loan Application Amount | $806,250,000 |
| Average Mortgage Loan Application Amount | $471,000 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $261,666 |
| Highest Applicant Income | $9,104,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Quontic Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Quontic Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Quontic Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Quontic Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Quontic Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Quontic Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk County New York | 209 | $ 103,405,000 | $ 494,000 | $ 178,000 |
| Queens County New York | 157 | $ 80,675,000 | $ 513,000 | $ 178,000 |
| Nassau County New York | 128 | $ 69,540,000 | $ 543,000 | $ 212,000 |
| Bronx County New York | 68 | $ 37,260,000 | $ 547,000 | $ 176,000 |
| Kings County New York | 48 | $ 28,170,000 | $ 586,000 | $ 174,000 |
| Richmond County New York | 46 | $ 22,200,000 | $ 482,000 | $ 151,000 |
| Miami-Dade County Florida | 45 | $ 31,515,000 | $ 700,000 | $ 430,000 |
| Westchester County New York | 43 | $ 19,435,000 | $ 451,000 | $ 167,000 |
| Erie County New York | 40 | $ 6,930,000 | $ 173,000 | $ 95,000 |
| Broward County Florida | 38 | $ 18,920,000 | $ 497,000 | $ 262,000 |
| Harris County Texas | 33 | $ 9,485,000 | $ 287,000 | $ 169,000 |
| Bergen County New Jersey | 22 | $ 10,970,000 | $ 498,000 | $ 245,000 |
| New York County New York | 22 | $ 19,080,000 | $ 867,000 | $ 459,000 |
| Broome County New York | 21 | $ 3,255,000 | $ 155,000 | $ 84,000 |
| Palm Beach County Florida | 20 | $ 8,640,000 | $ 432,000 | $ 201,000 |
| Fairfield County Connecticut | 14 | $ 4,790,000 | $ 342,000 | $ 101,000 |
| New Haven County Connecticut | 14 | $ 3,140,000 | $ 224,000 | $ 90,000 |
| Union County New Jersey | 14 | $ 6,310,000 | $ 450,000 | $ 145,000 |
| Orange County New York | 13 | $ 3,745,000 | $ 288,000 | $ 159,000 |
| Los Angeles County California | 12 | $ 10,490,000 | $ 874,000 | $ 306,000 |
| Middlesex County New Jersey | 12 | $ 4,800,000 | $ 400,000 | $ 1,033,000 |
| Pinellas County Florida | 11 | $ 5,235,000 | $ 475,000 | $ 200,000 |
| Cook County Illinois | 11 | $ 2,175,000 | $ 197,000 | $ 116,000 |
| Clark County Nevada | 11 | $ 4,755,000 | $ 432,000 | $ 246,000 |
| Passaic County New Jersey | 11 | $ 5,095,000 | $ 463,000 | $ 168,000 |
| Dutchess County New York | 11 | $ 3,585,000 | $ 325,000 | $ 423,000 |
| New Castle County Delaware | 10 | $ 3,250,000 | $ 325,000 | $ 150,000 |
| Hillsborough County Florida | 10 | $ 2,920,000 | $ 292,000 | $ 165,000 |
| Morris County New Jersey | 10 | $ 4,510,000 | $ 451,000 | $ 231,000 |
| Philadelphia County Pennsylvania | 10 | $ 2,300,000 | $ 230,000 | $ 123,000 |
| Essex County New Jersey | 9 | $ 3,275,000 | $ 363,000 | $ 250,000 |
| Denton County Texas | 9 | $ 7,195,000 | $ 799,000 | $ 435,000 |
| San Bernardino County California | 8 | $ 4,070,000 | $ 508,000 | $ 485,000 |
| Orange County Florida | 8 | $ 5,160,000 | $ 645,000 | $ 409,000 |
| Rockland County New York | 8 | $ 3,070,000 | $ 383,000 | $ 158,000 |
| Providence County Rhode Island | 8 | $ 2,260,000 | $ 282,000 | $ 107,000 |
| Maricopa County Arizona | 7 | $ 3,915,000 | $ 559,000 | $ 230,000 |
| Stanislaus County California | 7 | $ 2,495,000 | $ 356,000 | $ 130,000 |
| Middlesex County Massachusetts | 7 | $ 4,975,000 | $ 710,000 | $ 270,000 |
| Putnam County New York | 7 | $ 2,525,000 | $ 360,000 | $ 156,000 |
| Greenville County South Carolina | 7 | $ 2,215,000 | $ 316,000 | $ 126,000 |
| Fort Bend County Texas | 7 | $ 2,205,000 | $ 315,000 | $ 325,000 |
| Collier County Florida | 6 | $ 5,830,000 | $ 971,000 | $ 354,000 |
| Duval County Florida | 6 | $ 3,210,000 | $ 535,000 | $ 197,000 |
| Lee County Florida | 6 | $ 1,940,000 | $ 323,000 | $ 126,000 |
| Manatee County Florida | 6 | $ 3,750,000 | $ 625,000 | $ 400,000 |
| Worcester County Massachusetts | 6 | $ 2,110,000 | $ 351,000 | $ 134,000 |
| Macomb County Michigan | 6 | $ 970,000 | $ 161,000 | $ 97,000 |
| Ocean County New Jersey | 6 | $ 2,180,000 | $ 363,000 | $ 136,000 |
| Albany County New York | 6 | $ 1,070,000 | $ 178,000 | $ 230,000 |
| Oklahoma County Oklahoma | 6 | $ 2,330,000 | $ 388,000 | $ 149,000 |
| Tulsa County Oklahoma | 6 | $ 1,260,000 | $ 210,000 | $ 26,000 |
| Clackamas County Oregon | 6 | $ 1,930,000 | $ 321,000 | $ 124,000 |
| Delaware County Pennsylvania | 6 | $ 1,510,000 | $ 251,000 | $ 86,000 |
| Monroe County Pennsylvania | 6 | $ 1,770,000 | $ 295,000 | $ 135,000 |
| Hartford County Connecticut | 5 | $ 1,455,000 | $ 291,000 | $ 144,000 |
| Fulton County Georgia | 5 | $ 2,365,000 | $ 473,000 | $ 151,000 |
| Barnstable County Massachusetts | 5 | $ 2,435,000 | $ 487,000 | $ 256,000 |
| Essex County Massachusetts | 5 | $ 2,515,000 | $ 503,000 | $ 198,000 |
| Plymouth County Massachusetts | 5 | $ 1,645,000 | $ 329,000 | $ 109,000 |
| Camden County New Jersey | 5 | $ 1,365,000 | $ 273,000 | $ 165,000 |
| Hudson County New Jersey | 5 | $ 3,035,000 | $ 607,000 | $ 202,000 |
| Mercer County New Jersey | 5 | $ 1,955,000 | $ 391,000 | $ 231,000 |
| Monmouth County New Jersey | 5 | $ 1,315,000 | $ 263,000 | $ 121,000 |
| Montgomery County Pennsylvania | 5 | $ 2,585,000 | $ 517,000 | $ 210,000 |
| Dallas County Texas | 5 | $ 1,565,000 | $ 313,000 | $ 166,000 |
| Fairfax County Virginia | 5 | $ 3,075,000 | $ 615,000 | $ 281,000 |
| San Diego County California | 4 | $ 3,120,000 | $ 780,000 | $ 310,000 |
| Marion County Florida | 4 | $ 740,000 | $ 185,000 | $ 72,000 |
| Polk County Florida | 4 | $ 1,080,000 | $ 270,000 | $ 131,000 |
| Sarasota County Florida | 4 | $ 1,870,000 | $ 467,000 | $ 752,000 |
| Lake County Illinois | 4 | $ 2,210,000 | $ 552,000 | $ 333,000 |
| Norfolk County Massachusetts | 4 | $ 2,510,000 | $ 627,000 | $ 229,000 |
| Wayne County Michigan | 4 | $ 710,000 | $ 177,000 | $ 94,000 |
| Gloucester County New Jersey | 4 | $ 2,030,000 | $ 507,000 | $ 210,000 |
| Schenectady County New York | 4 | $ 1,180,000 | $ 295,000 | $ 169,000 |
| Ulster County New York | 4 | $ 2,590,000 | $ 647,000 | $ 296,000 |
| Mecklenburg County North Carolina | 4 | $ 1,780,000 | $ 445,000 | $ 152,000 |
| Lehigh County Pennsylvania | 4 | $ 1,210,000 | $ 302,000 | $ 156,000 |
| Northampton County Pennsylvania | 4 | $ 3,910,000 | $ 977,000 | $ 855,000 |
| King County Washington | 4 | $ 3,130,000 | $ 782,000 | $ 258,000 |
| Pima County Arizona | 3 | $ 695,000 | $ 231,000 | $ 91,000 |
| Riverside County California | 3 | $ 2,645,000 | $ 881,000 | $ 296,000 |
| Brevard County Florida | 3 | $ 725,000 | $ 241,000 | $ 121,000 |
| Flagler County Florida | 3 | $ 915,000 | $ 305,000 | $ 248,000 |
| Leon County Florida | 3 | $ 405,000 | $ 135,000 | $ 1,000 |
| Okaloosa County Florida | 3 | $ 975,000 | $ 325,000 | $ 130,000 |
| Osceola County Florida | 3 | $ 665,000 | $ 221,000 | $ 100,000 |
| St. Johns County Florida | 3 | $ 1,075,000 | $ 358,000 | $ 289,000 |
| Volusia County Florida | 3 | $ 485,000 | $ 161,000 | $ 26,000 |
| Walton County Florida | 3 | $ 1,785,000 | $ 595,000 | $ 210,000 |
| Glynn County Georgia | 3 | $ 335,000 | $ 111,000 | $ 160,000 |
| Gwinnett County Georgia | 3 | $ 925,000 | $ 308,000 | $ 235,000 |
| Ada County Idaho | 3 | $ 875,000 | $ 291,000 | $ 210,000 |
| Marion County Indiana | 3 | $ 1,155,000 | $ 385,000 | $ 207,000 |
| Lafayette County Louisiana | 3 | $ 685,000 | $ 228,000 | $ 51,000 |
| Kennebec County Maine | 3 | $ 685,000 | $ 228,000 | $ 91,000 |
| Penobscot County Maine | 3 | $ 545,000 | $ 181,000 | $ 92,000 |
| Kent County Michigan | 3 | $ 775,000 | $ 258,000 | $ 220,000 |
| Clay County Missouri | 3 | $ 815,000 | $ 271,000 | $ 110,000 |
| Flathead County Montana | 3 | $ 2,325,000 | $ 775,000 | $ 233,000 |
| Monroe County New York | 3 | $ 975,000 | $ 325,000 | $ 160,000 |
| Onondaga County New York | 3 | $ 895,000 | $ 298,000 | $ 124,000 |
| Washington County Oregon | 3 | $ 985,000 | $ 328,000 | $ 254,000 |
| Chester County Pennsylvania | 3 | $ 1,235,000 | $ 411,000 | $ 143,000 |
| Horry County South Carolina | 3 | $ 725,000 | $ 241,000 | $ 107,000 |
| Lancaster County South Carolina | 3 | $ 1,755,000 | $ 585,000 | $ 267,000 |
| Collin County Texas | 3 | $ 1,325,000 | $ 441,000 | $ 210,000 |
| Tarrant County Texas | 3 | $ 1,205,000 | $ 401,000 | $ 164,000 |
| Travis County Texas | 3 | $ 955,000 | $ 318,000 | $ 120,000 |
| Prince William County Virginia | 3 | $ 1,255,000 | $ 418,000 | $ 143,000 |
| Kanawha County West Virginia | 3 | $ 945,000 | $ 315,000 | $ 390,000 |
| Tucker County West Virginia | 3 | $ 315,000 | $ 105,000 | $ 0 |
| Jefferson County Alabama | 2 | $ 250,000 | $ 125,000 | $ 797,000 |
| Coconino County Arizona | 2 | $ 840,000 | $ 420,000 | $ 0 |
| Alameda County California | 2 | $ 460,000 | $ 230,000 | $ 149,000 |
| Contra Costa County California | 2 | $ 2,870,000 | $ 1,435,000 | $ 65,000 |
| Monterey County California | 2 | $ 1,490,000 | $ 745,000 | $ 373,000 |
| Orange County California | 2 | $ 1,120,000 | $ 560,000 | $ 210,000 |
| San Joaquin County California | 2 | $ 1,010,000 | $ 505,000 | $ 159,000 |
| Santa Clara County California | 2 | $ 3,830,000 | $ 1,915,000 | $ 362,000 |
| Eagle County Colorado | 2 | $ 710,000 | $ 355,000 | $ 94,000 |
| Litchfield County Connecticut | 2 | $ 440,000 | $ 220,000 | $ 72,000 |
| District of Columbia County District Of Columbia | 2 | $ 1,280,000 | $ 640,000 | $ 314,000 |
| Clay County Florida | 2 | $ 770,000 | $ 385,000 | $ 187,000 |
| Martin County Florida | 2 | $ 650,000 | $ 325,000 | $ 210,000 |
| Santa Rosa County Florida | 2 | $ 480,000 | $ 240,000 | $ 86,000 |
| Seminole County Florida | 2 | $ 830,000 | $ 415,000 | $ 195,000 |
| Cobb County Georgia | 2 | $ 600,000 | $ 300,000 | $ 226,000 |
| DeKalb County Georgia | 2 | $ 530,000 | $ 265,000 | $ 101,000 |
| Hawaii County Hawaii | 2 | $ 480,000 | $ 240,000 | $ 200,000 |
| DuPage County Illinois | 2 | $ 480,000 | $ 240,000 | $ 99,000 |
| Kane County Illinois | 2 | $ 620,000 | $ 310,000 | $ 4,166,000 |
| Hamilton County Indiana | 2 | $ 770,000 | $ 385,000 | $ 205,000 |
| Lake County Indiana | 2 | $ 460,000 | $ 230,000 | $ 167,000 |
| East Baton Rouge County Louisiana | 2 | $ 440,000 | $ 220,000 | $ 78,000 |
| Jefferson County Louisiana | 2 | $ 330,000 | $ 165,000 | $ 89,000 |
| Orleans County Louisiana | 2 | $ 600,000 | $ 300,000 | $ 84,000 |
| Piscataquis County Maine | 2 | $ 410,000 | $ 205,000 | $ 59,000 |
| Somerset County Maine | 2 | $ 400,000 | $ 200,000 | $ 204,000 |
| Montgomery County Maryland | 2 | $ 650,000 | $ 325,000 | $ 151,000 |
| Berkshire County Massachusetts | 2 | $ 610,000 | $ 305,000 | $ 498,000 |
| Suffolk County Massachusetts | 2 | $ 1,450,000 | $ 725,000 | $ 231,000 |
| Monroe County Michigan | 2 | $ 230,000 | $ 115,000 | $ 160,000 |
| Muskegon County Michigan | 2 | $ 670,000 | $ 335,000 | $ 140,000 |
| St. Francois County Missouri | 2 | $ 220,000 | $ 110,000 | $ 121,000 |
| Washoe County Nevada | 2 | $ 770,000 | $ 385,000 | $ 0 |
| Burlington County New Jersey | 2 | $ 430,000 | $ 215,000 | $ 60,000 |
| Sussex County New Jersey | 2 | $ 1,260,000 | $ 630,000 | $ 334,000 |
| Niagara County New York | 2 | $ 420,000 | $ 210,000 | $ 193,000 |
| Saratoga County New York | 2 | $ 420,000 | $ 210,000 | $ 157,000 |
| Cumberland County North Carolina | 2 | $ 230,000 | $ 115,000 | $ 54,000 |
| Durham County North Carolina | 2 | $ 790,000 | $ 395,000 | $ 147,000 |
| Wake County North Carolina | 2 | $ 550,000 | $ 275,000 | $ 106,000 |
| Butler County Ohio | 2 | $ 590,000 | $ 295,000 | $ 92,000 |
| Franklin County Ohio | 2 | $ 520,000 | $ 260,000 | $ 149,000 |
| Warren County Ohio | 2 | $ 1,190,000 | $ 595,000 | $ 51,000 |
| Multnomah County Oregon | 2 | $ 380,000 | $ 190,000 | $ 88,000 |
| Berks County Pennsylvania | 2 | $ 470,000 | $ 235,000 | $ 66,000 |
| Bucks County Pennsylvania | 2 | $ 780,000 | $ 390,000 | $ 198,000 |
| Centre County Pennsylvania | 2 | $ 540,000 | $ 270,000 | $ 124,000 |
| Dauphin County Pennsylvania | 2 | $ 350,000 | $ 175,000 | $ 339,000 |
| York County Pennsylvania | 2 | $ 500,000 | $ 250,000 | $ 132,000 |
| Kent County Rhode Island | 2 | $ 510,000 | $ 255,000 | $ 81,000 |
| Minnehaha County South Dakota | 2 | $ 520,000 | $ 260,000 | $ 82,000 |
| Davidson County Tennessee | 2 | $ 1,410,000 | $ 705,000 | $ 325,000 |
| Williamson County Tennessee | 2 | $ 820,000 | $ 410,000 | $ 119,000 |
| Angelina County Texas | 2 | $ 560,000 | $ 280,000 | $ 142,000 |
| Bexar County Texas | 2 | $ 870,000 | $ 435,000 | $ 198,000 |
| Brazoria County Texas | 2 | $ 570,000 | $ 285,000 | $ 105,000 |
| Caldwell County Texas | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Galveston County Texas | 2 | $ 560,000 | $ 280,000 | $ 0 |
| Hidalgo County Texas | 2 | $ 290,000 | $ 145,000 | $ 78,000 |
| Montgomery County Texas | 2 | $ 970,000 | $ 485,000 | $ 170,000 |
| Windsor County Vermont | 2 | $ 580,000 | $ 290,000 | $ 0 |
| Loudoun County Virginia | 2 | $ 1,110,000 | $ 555,000 | $ 185,000 |
| Pierce County Washington | 2 | $ 780,000 | $ 390,000 | $ 151,000 |
| Baldwin County Alabama | 1 | $ 665,000 | $ 665,000 | $ 424,000 |
| Dale County Alabama | 1 | $ 285,000 | $ 285,000 | $ 211,000 |
| Lauderdale County Alabama | 1 | $ 395,000 | $ 395,000 | $ 129,000 |
| Shelby County Alabama | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Pinal County Arizona | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Yavapai County Arizona | 1 | $ 625,000 | $ 625,000 | $ 750,000 |
| Van Buren County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 220,000 |
| Washington County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 85,000 |
| Butte County California | 1 | $ 375,000 | $ 375,000 | $ 121,000 |
| Fresno County California | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Kings County California | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Marin County California | 1 | $ 935,000 | $ 935,000 | $ 276,000 |
| Placer County California | 1 | $ 285,000 | $ 285,000 | $ 97,000 |
| San Mateo County California | 1 | $ 2,185,000 | $ 2,185,000 | $ 756,000 |
| Solano County California | 1 | $ 445,000 | $ 445,000 | $ 347,000 |
| Adams County Colorado | 1 | $ 365,000 | $ 365,000 | $ 108,000 |
| Arapahoe County Colorado | 1 | $ 405,000 | $ 405,000 | $ 153,000 |
| Costilla County Colorado | 1 | $ 205,000 | $ 205,000 | $ 262,000 |
| Denver County Colorado | 1 | $ 255,000 | $ 255,000 | $ 84,000 |
| Garfield County Colorado | 1 | $ 795,000 | $ 795,000 | $ 659,000 |
| Jefferson County Colorado | 1 | $ 775,000 | $ 775,000 | $ 482,000 |
| Mesa County Colorado | 1 | $ 245,000 | $ 245,000 | $ 0 |
| New London County Connecticut | 1 | $ 175,000 | $ 175,000 | $ 95,000 |
| Sussex County Delaware | 1 | $ 285,000 | $ 285,000 | $ 96,000 |
| Bay County Florida | 1 | $ 255,000 | $ 255,000 | $ 96,000 |
| Escambia County Florida | 1 | $ 115,000 | $ 115,000 | $ 91,000 |
| Glades County Florida | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Hendry County Florida | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Pasco County Florida | 1 | $ 205,000 | $ 205,000 | $ 118,000 |
| St. Lucie County Florida | 1 | $ 385,000 | $ 385,000 | $ 264,000 |
| Catoosa County Georgia | 1 | $ 195,000 | $ 195,000 | $ 204,000 |
| Chatham County Georgia | 1 | $ 305,000 | $ 305,000 | $ 169,000 |
| Clayton County Georgia | 1 | $ 295,000 | $ 295,000 | $ 98,000 |
| Dawson County Georgia | 1 | $ 885,000 | $ 885,000 | $ 420,000 |
| Gordon County Georgia | 1 | $ 1,045,000 | $ 1,045,000 | $ 1,969,000 |
| Madison County Georgia | 1 | $ 485,000 | $ 485,000 | $ 167,000 |
| Monroe County Georgia | 1 | $ 475,000 | $ 475,000 | $ 225,000 |
| Polk County Georgia | 1 | $ 215,000 | $ 215,000 | $ 65,000 |
| Rockdale County Georgia | 1 | $ 415,000 | $ 415,000 | $ 509,000 |
| Union County Georgia | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Honolulu County Hawaii | 1 | $ 1,245,000 | $ 1,245,000 | $ 1,262,000 |
| Kendall County Illinois | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| Livingston County Illinois | 1 | $ 305,000 | $ 305,000 | $ 120,000 |
| Winnebago County Illinois | 1 | $ 245,000 | $ 245,000 | $ 94,000 |
| Elkhart County Indiana | 1 | $ 165,000 | $ 165,000 | $ 125,000 |
| Hancock County Indiana | 1 | $ 245,000 | $ 245,000 | $ 65,000 |
| Johnson County Indiana | 1 | $ 395,000 | $ 395,000 | $ 147,000 |
| Morgan County Indiana | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Plymouth County Iowa | 1 | $ 135,000 | $ 135,000 | $ 73,000 |
| Polk County Iowa | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Johnson County Kansas | 1 | $ 425,000 | $ 425,000 | $ 118,000 |
| Anderson County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 150,000 |
| Warren County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Beauregard County Louisiana | 1 | $ 365,000 | $ 365,000 | $ 144,000 |
| Bossier County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Calcasieu County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 119,000 |
| Jefferson Davis County Louisiana | 1 | $ 265,000 | $ 265,000 | $ 522,000 |
| Androscoggin County Maine | 1 | $ 245,000 | $ 245,000 | $ 96,000 |
| Hancock County Maine | 1 | $ 205,000 | $ 205,000 | $ 124,000 |
| Oxford County Maine | 1 | $ 235,000 | $ 235,000 | $ 108,000 |
| Waldo County Maine | 1 | $ 185,000 | $ 185,000 | $ 86,000 |
| Allegany County Maryland | 1 | $ 165,000 | $ 165,000 | $ 108,000 |
| Anne Arundel County Maryland | 1 | $ 295,000 | $ 295,000 | $ 210,000 |
| Baltimore County Maryland | 1 | $ 205,000 | $ 205,000 | $ 104,000 |
| Cecil County Maryland | 1 | $ 325,000 | $ 325,000 | $ 110,000 |
| Howard County Maryland | 1 | $ 565,000 | $ 565,000 | $ 192,000 |
| Prince George's County Maryland | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Washington County Maryland | 1 | $ 315,000 | $ 315,000 | $ 178,000 |
| Bristol County Massachusetts | 1 | $ 555,000 | $ 555,000 | $ 282,000 |
| Hampden County Massachusetts | 1 | $ 535,000 | $ 535,000 | $ 181,000 |
| Gratiot County Michigan | 1 | $ 325,000 | $ 325,000 | $ 204,000 |
| Houghton County Michigan | 1 | $ 175,000 | $ 175,000 | $ 710,000 |
| Oakland County Michigan | 1 | $ 245,000 | $ 245,000 | $ 71,000 |
| Saginaw County Michigan | 1 | $ 165,000 | $ 165,000 | $ 156,000 |
| Washtenaw County Michigan | 1 | $ 185,000 | $ 185,000 | $ 130,000 |
| Cass County Minnesota | 1 | $ 995,000 | $ 995,000 | $ 505,000 |
| Dakota County Minnesota | 1 | $ 375,000 | $ 375,000 | $ 153,000 |
| Dodge County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 166,000 |
| Washington County Minnesota | 1 | $ 675,000 | $ 675,000 | $ 277,000 |
| Lamar County Mississippi | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Madison County Mississippi | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Franklin County Missouri | 1 | $ 905,000 | $ 905,000 | $ 366,000 |
| Henry County Missouri | 1 | $ 195,000 | $ 195,000 | $ 94,000 |
| Jackson County Missouri | 1 | $ 195,000 | $ 195,000 | $ 106,000 |
| Taney County Missouri | 1 | $ 235,000 | $ 235,000 | $ 6,500,000 |
| Missoula County Montana | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Hillsborough County New Hampshire | 1 | $ 105,000 | $ 105,000 | $ 86,000 |
| Rockingham County New Hampshire | 1 | $ 175,000 | $ 175,000 | $ 102,000 |
| Strafford County New Hampshire | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Atlantic County New Jersey | 1 | $ 115,000 | $ 115,000 | $ 91,000 |
| Cumberland County New Jersey | 1 | $ 335,000 | $ 335,000 | $ 127,000 |
| Hunterdon County New Jersey | 1 | $ 125,000 | $ 125,000 | $ 161,000 |
| Somerset County New Jersey | 1 | $ 355,000 | $ 355,000 | $ 200,000 |
| Bernalillo County New Mexico | 1 | $ 255,000 | $ 255,000 | $ 391,000 |
| Rio Arriba County New Mexico | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Cayuga County New York | 1 | $ 305,000 | $ 305,000 | $ 426,000 |
| Cortland County New York | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Delaware County New York | 1 | $ 245,000 | $ 245,000 | $ 665,000 |
| Greene County New York | 1 | $ 165,000 | $ 165,000 | $ 212,000 |
| Hamilton County New York | 1 | $ 245,000 | $ 245,000 | $ 132,000 |
| Orleans County New York | 1 | $ 905,000 | $ 905,000 | $ 181,000 |
| Oswego County New York | 1 | $ 315,000 | $ 315,000 | $ 367,000 |
| Rensselaer County New York | 1 | $ 415,000 | $ 415,000 | $ 483,000 |
| Sullivan County New York | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Wyoming County New York | 1 | $ 95,000 | $ 95,000 | $ 58,000 |
| Alamance County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 1,230,000 |
| Brunswick County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Craven County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 104,000 |
| Gaston County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Haywood County North Carolina | 1 | $ 545,000 | $ 545,000 | $ 292,000 |
| Iredell County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 180,000 |
| Onslow County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Pender County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 186,000 |
| Union County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 159,000 |
| Cass County North Dakota | 1 | $ 295,000 | $ 295,000 | $ 126,000 |
| Ashtabula County Ohio | 1 | $ 295,000 | $ 295,000 | $ 108,000 |
| Clermont County Ohio | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Cuyahoga County Ohio | 1 | $ 415,000 | $ 415,000 | $ 210,000 |
| Delaware County Ohio | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Geauga County Ohio | 1 | $ 425,000 | $ 425,000 | $ 228,000 |
| Lorain County Ohio | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Lucas County Ohio | 1 | $ 145,000 | $ 145,000 | $ 29,000 |
| Montgomery County Ohio | 1 | $ 135,000 | $ 135,000 | $ 98,000 |
| Summit County Ohio | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Trumbull County Ohio | 1 | $ 125,000 | $ 125,000 | $ 76,000 |
| Canadian County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 95,000 |
| Rogers County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Marion County Oregon | 1 | $ 435,000 | $ 435,000 | $ 330,000 |
| Allegheny County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Lancaster County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 227,000 |
| Wayne County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 96,000 |
| Charleston County South Carolina | 1 | $ 335,000 | $ 335,000 | $ 106,000 |
| Pickens County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 106,000 |
| Richland County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 328,000 |
| Hamilton County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 85,000 |
| Jefferson County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Knox County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Robertson County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 8,979,000 |
| Sevier County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 174,000 |
| Atascosa County Texas | 1 | $ 295,000 | $ 295,000 | $ 154,000 |
| Bell County Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Brazos County Texas | 1 | $ 285,000 | $ 285,000 | $ 155,000 |
| Cherokee County Texas | 1 | $ 355,000 | $ 355,000 | $ 388,000 |
| Ellis County Texas | 1 | $ 275,000 | $ 275,000 | $ 85,000 |
| Guadalupe County Texas | 1 | $ 195,000 | $ 195,000 | $ 163,000 |
| Hays County Texas | 1 | $ 155,000 | $ 155,000 | $ 278,000 |
| Hunt County Texas | 1 | $ 1,285,000 | $ 1,285,000 | $ 302,000 |
| Jefferson County Texas | 1 | $ 365,000 | $ 365,000 | $ 212,000 |
| Johnson County Texas | 1 | $ 305,000 | $ 305,000 | $ 235,000 |
| Kaufman County Texas | 1 | $ 215,000 | $ 215,000 | $ 102,000 |
| Kendall County Texas | 1 | $ 545,000 | $ 545,000 | $ 566,000 |
| Liberty County Texas | 1 | $ 245,000 | $ 245,000 | $ 143,000 |
| McLennan County Texas | 1 | $ 245,000 | $ 245,000 | $ 251,000 |
| Medina County Texas | 1 | $ 235,000 | $ 235,000 | $ 388,000 |
| Midland County Texas | 1 | $ 225,000 | $ 225,000 | $ 80,000 |
| Morris County Texas | 1 | $ 845,000 | $ 845,000 | $ 0 |
| Smith County Texas | 1 | $ 195,000 | $ 195,000 | $ 17,000 |
| Terry County Texas | 1 | $ 145,000 | $ 145,000 | $ 217,000 |
| Tom Green County Texas | 1 | $ 205,000 | $ 205,000 | $ 105,000 |
| Waller County Texas | 1 | $ 265,000 | $ 265,000 | $ 75,000 |
| Salt Lake County Utah | 1 | $ 575,000 | $ 575,000 | $ 204,000 |
| Summit County Utah | 1 | $ 2,005,000 | $ 2,005,000 | $ 606,000 |
| Washington County Utah | 1 | $ 2,005,000 | $ 2,005,000 | $ 952,000 |
| Charlotte County Virginia | 1 | $ 195,000 | $ 195,000 | $ 181,000 |
| Chesterfield County Virginia | 1 | $ 445,000 | $ 445,000 | $ 102,000 |
| Essex County Virginia | 1 | $ 425,000 | $ 425,000 | $ 221,000 |
| Henrico County Virginia | 1 | $ 875,000 | $ 875,000 | $ 230,000 |
| Lynchburg County Virginia | 1 | $ 155,000 | $ 155,000 | $ 193,000 |
| Montgomery County Virginia | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| Roanoke County Virginia | 1 | $ 275,000 | $ 275,000 | $ 120,000 |
| Roanoke City County Virginia | 1 | $ 175,000 | $ 175,000 | $ 97,000 |
| Winchester County Virginia | 1 | $ 195,000 | $ 195,000 | $ 67,000 |
| Kitsap County Washington | 1 | $ 395,000 | $ 395,000 | $ 135,000 |
| Spokane County Washington | 1 | $ 445,000 | $ 445,000 | $ 183,000 |
| Berkeley County West Virginia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Jefferson County West Virginia | 1 | $ 635,000 | $ 635,000 | $ 1,292,000 |
| Putnam County West Virginia | 1 | $ 255,000 | $ 255,000 | $ 253,000 |
| Wayne County West Virginia | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Barron County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Sauk County Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 177,000 |
| Washburn County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 73,000 |
| Crook County Wyoming | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Sublette County Wyoming | 1 | $ 375,000 | $ 375,000 | $ 122,000 |
| Teton County Wyoming | 1 | $ 1,405,000 | $ 1,405,000 | $ 353,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,450 | $637,460,000 | $439,000 | $2,925,000 | $203,000 | $9,104,000 |
| Cash-out Refinancing | 282 | $129,610,000 | $459,000 | $3,005,000 | $309,000 | $8,979,000 |
| Refinancing | 76 | $39,180,000 | $515,000 | $3,005,000 | $273,000 | $1,171,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 575 | $247,735,000 | $430,000 | $3,005,000 | $187,000 | $2,669,000 |
| Asian | 521 | $229,545,000 | $440,000 | $2,805,000 | $189,000 | $8,979,000 |
| White | 415 | $191,255,000 | $460,000 | $2,925,000 | $248,000 | $6,500,000 |
| Not Provided | 173 | $81,075,000 | $468,000 | $2,405,000 | $316,000 | $8,200,000 |
| Black or African American | 101 | $48,315,000 | $478,000 | $2,405,000 | $354,000 | $9,104,000 |
| Not applicable | 16 | $6,160,000 | $385,000 | $895,000 | $0 | $0 |
| American Indian or Alaskan Native | 5 | $1,875,000 | $375,000 | $625,000 | $164,000 | $246,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $290,000 | $145,000 | $195,000 | $283,000 | $283,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,732 | $765,810,000 | $442,000 | $3,005,000 | $226,000 | $9,104,000 |
| FHA-insured (Federal Housing Administration) | 76 | $40,440,000 | $532,000 | $1,105,000 | $133,000 | $314,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,116 | $478,500,000 | $428,000 | $3,005,000 | $200,000 | $2,669,000 |
| Application Withdrawn By Applicant | 358 | $161,690,000 | $451,000 | $3,005,000 | $306,000 | $9,104,000 |
| Application Denied By Financial Institution | 186 | $90,820,000 | $488,000 | $2,925,000 | $193,000 | $1,693,000 |
| File Closed For Incompleteness | 122 | $64,630,000 | $529,000 | $2,355,000 | $220,000 | $1,032,000 |
| Application Approved But Not Accepted | 26 | $10,610,000 | $408,000 | $1,195,000 | $174,000 | $623,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,622 | $715,430,000 | $441,000 | $3,005,000 | $225,000 | $9,104,000 |
| Collateral | 50 | $24,340,000 | $486,000 | $2,405,000 | $238,000 | $1,693,000 |
| Debt-To-Income Ratio | 37 | $15,205,000 | $410,000 | $875,000 | $108,000 | $666,000 |
| Other | 36 | $15,980,000 | $443,000 | $1,865,000 | $196,000 | $1,020,000 |
| Credit History | 24 | $12,410,000 | $517,000 | $2,315,000 | $171,000 | $650,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 18 | $12,230,000 | $679,000 | $2,925,000 | $247,000 | $800,000 |
| Unverifiable Information | 12 | $6,460,000 | $538,000 | $2,005,000 | $201,000 | $780,000 |
| Employment History | 9 | $4,195,000 | $466,000 | $1,265,000 | $217,000 | $566,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Quontic Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Quontic Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.