Quontic Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Quontic Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Quontic Bank 31-05 Broadway New York, NY 11106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 6,159 |
| Total Mortgage Loan Application Amount | $2,759,915,000 |
| Average Mortgage Loan Application Amount | $463,750 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $236,500 |
| Highest Applicant Income | $6,634,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Quontic Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Quontic Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Quontic Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Quontic Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Quontic Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Quontic Bank's mortgage activity for 2022.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 1,301 | $ 713,575,000 | $ 524,500 | $ 219,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 819 | $ 419,365,000 | $ 512,000 | $ 194,000 |
| NA (OUTSIDE OF MSA/MD) | 263 | $ 98,525,000 | $ 407,243 | $ 259,090 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 220 | $ 105,240,000 | $ 478,000 | $ 248,000 |
| NEW YORK-NEWARK, NY | 218 | $ 88,470,000 | $ 396,000 | $ 202,500 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 124 | $ 52,550,000 | $ 423,000 | $ 319,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 111 | $ 34,225,000 | $ 308,000 | $ 232,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 107 | $ 74,395,000 | $ 695,000 | $ 252,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 100 | $ 43,360,000 | $ 433,000 | $ 359,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 96 | $ 44,930,000 | $ 468,000 | $ 529,000 |
| NEWARK, NJ-PA | 95 | $ 35,805,000 | $ 309,500 | $ 126,500 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 95 | $ 30,455,000 | $ 320,000 | $ 206,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 72 | $ 12,510,000 | $ 173,000 | $ 91,000 |
| PHILADELPHIA, PA | 72 | $ 16,990,000 | $ 235,000 | $ 128,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 71 | $ 20,295,000 | $ 285,000 | $ 125,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 68 | $ 36,370,000 | $ 534,000 | $ 292,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 62 | $ 29,410,000 | $ 474,000 | $ 314,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 62 | $ 32,290,000 | $ 514,000 | $ 246,333 |
| CHICAGO-NAPERVILLE, IL | 61 | $ 15,565,000 | $ 255,000 | $ 150,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 59 | $ 25,695,000 | $ 435,000 | $ 321,000 |
| PROVIDENCE-WARWICK, RI-MA | 55 | $ 19,685,000 | $ 428,000 | $ 156,500 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 53 | $ 18,045,000 | $ 340,000 | $ 155,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 53 | $ 24,475,000 | $ 461,000 | $ 223,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 53 | $ 24,555,000 | $ 555,500 | $ 270,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 53 | $ 33,375,000 | $ 629,000 | $ 171,000 |
| DALLAS-PLANO-IRVING, TX | 49 | $ 22,135,000 | $ 451,000 | $ 220,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 46 | $ 26,450,000 | $ 575,000 | $ 182,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 41 | $ 12,345,000 | $ 301,000 | $ 123,000 |
| ALBANY-SCHENECTADY-TROY, NY | 40 | $ 9,190,000 | $ 229,000 | $ 138,000 |
| BOSTON, MA | 40 | $ 21,070,000 | $ 526,000 | $ 209,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 38 | $ 18,830,000 | $ 495,000 | $ 443,000 |
| NEW HAVEN-MILFORD, CT | 37 | $ 11,215,000 | $ 303,000 | $ 285,000 |
| SAN DIEGO-CARLSBAD, CA | 36 | $ 26,420,000 | $ 733,000 | $ 269,000 |
| JACKSONVILLE, FL | 35 | $ 9,995,000 | $ 285,000 | $ 119,000 |
| CAMDEN, NJ | 33 | $ 10,105,000 | $ 306,000 | $ 154,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 33 | $ 8,665,000 | $ 262,000 | $ 107,000 |
| WORCESTER, MA-CT | 33 | $ 12,255,000 | $ 285,500 | $ 169,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 32 | $ 10,190,000 | $ 318,000 | $ 112,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 31 | $ 25,095,000 | $ 809,000 | $ 435,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 31 | $ 14,185,000 | $ 457,000 | $ 272,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 31 | $ 22,385,000 | $ 722,000 | $ 202,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 31 | $ 16,185,000 | $ 522,000 | $ 228,000 |
| AUSTIN-ROUND ROCK, TX | 28 | $ 11,930,000 | $ 426,000 | $ 253,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 26 | $ 6,380,000 | $ 248,000 | $ 130,000 |
| URBAN HONOLULU, HI | 26 | $ 14,910,000 | $ 573,000 | $ 144,000 |
| BINGHAMTON, NY | 25 | $ 3,885,000 | $ 155,000 | $ 73,000 |
| EAST STROUDSBURG, PA | 25 | $ 5,555,000 | $ 222,000 | $ 129,000 |
| CLEVELAND-ELYRIA, OH | 24 | $ 5,340,000 | $ 222,000 | $ 125,000 |
| WILMINGTON, DE-MD-NJ | 24 | $ 8,920,000 | $ 243,333 | $ 153,000 |
| CAPE CORAL-FORT MYERS, FL | 20 | $ 6,700,000 | $ 335,000 | $ 222,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 19 | $ 7,625,000 | $ 401,000 | $ 292,000 |
| OKLAHOMA CITY, OK | 19 | $ 4,385,000 | $ 230,000 | $ 119,000 |
| PORT ST. LUCIE, FL | 19 | $ 8,345,000 | $ 439,000 | $ 234,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 19 | $ 9,675,000 | $ 509,000 | $ 213,000 |
| DENVER-AURORA-LAKEWOOD, CO | 18 | $ 6,190,000 | $ 343,000 | $ 146,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 18 | $ 3,840,000 | $ 213,000 | $ 542,000 |
| LAKELAND-WINTER HAVEN, FL | 18 | $ 4,660,000 | $ 258,000 | $ 188,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 17 | $ 8,815,000 | $ 518,000 | $ 235,000 |
| ROCHESTER, NY | 17 | $ 3,135,000 | $ 184,000 | $ 97,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 16 | $ 4,470,000 | $ 234,500 | $ 76,500 |
| FORT WORTH-ARLINGTON, TX | 16 | $ 6,630,000 | $ 414,000 | $ 367,000 |
| PITTSBURGH, PA | 15 | $ 4,015,000 | $ 267,000 | $ 190,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 14 | $ 4,000,000 | $ 285,000 | $ 535,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 14 | $ 15,950,000 | $ 1,139,000 | $ 571,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 14 | $ 15,230,000 | $ 1,087,000 | $ 270,000 |
| COLUMBUS, OH | 13 | $ 4,265,000 | $ 328,000 | $ 551,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 13 | $ 2,955,000 | $ 227,000 | $ 121,000 |
| KANSAS CITY, MO-KS | 12 | $ 3,410,000 | $ 284,000 | $ 131,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 12 | $ 3,020,000 | $ 259,000 | $ 147,500 |
| OCALA, FL | 12 | $ 3,330,000 | $ 277,000 | $ 199,000 |
| DURHAM-CHAPEL HILL, NC | 11 | $ 3,245,000 | $ 295,000 | $ 120,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 11 | $ 3,355,000 | $ 305,000 | $ 120,000 |
| NEW ORLEANS-METAIRIE, LA | 11 | $ 5,115,000 | $ 465,000 | $ 371,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 11 | $ 2,945,000 | $ 267,000 | $ 249,000 |
| SALT LAKE CITY, UT | 11 | $ 4,925,000 | $ 447,000 | $ 861,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 11 | $ 4,805,000 | $ 436,000 | $ 188,000 |
| SPRINGFIELD, MA | 11 | $ 3,085,000 | $ 280,000 | $ 113,000 |
| BARNSTABLE TOWN, MA | 10 | $ 5,800,000 | $ 580,000 | $ 307,000 |
| KINGSTON, NY | 10 | $ 3,210,000 | $ 321,000 | $ 87,000 |
| SYRACUSE, NY | 10 | $ 2,140,000 | $ 214,000 | $ 108,000 |
| TRENTON, NJ | 10 | $ 2,660,000 | $ 266,000 | $ 83,000 |
| ELGIN, IL | 9 | $ 2,565,000 | $ 285,000 | $ 250,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 9 | $ 9,605,000 | $ 1,067,000 | $ 334,000 |
| TACOMA-LAKEWOOD, WA | 9 | $ 5,475,000 | $ 608,000 | $ 278,000 |
| ALBUQUERQUE, NM | 8 | $ 1,840,000 | $ 230,000 | $ 95,000 |
| COLUMBIA, SC | 8 | $ 1,730,000 | $ 216,000 | $ 75,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 8 | $ 3,070,000 | $ 383,000 | $ 156,000 |
| HARRISBURG-CARLISLE, PA | 8 | $ 2,150,000 | $ 268,000 | $ 150,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 8 | $ 3,190,000 | $ 398,000 | $ 162,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 8 | $ 2,030,000 | $ 253,000 | $ 123,000 |
| MODESTO, CA | 8 | $ 3,120,000 | $ 390,000 | $ 177,000 |
| NORWICH-NEW LONDON, CT | 8 | $ 2,540,000 | $ 317,000 | $ 160,000 |
| RALEIGH, NC | 8 | $ 3,780,000 | $ 472,000 | $ 108,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 7 | $ 2,475,000 | $ 353,000 | $ 93,000 |
| KNOXVILLE, TN | 7 | $ 4,645,000 | $ 663,000 | $ 441,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 7 | $ 1,375,000 | $ 196,000 | $ 98,000 |
| MCALLEN-EDINBURG-MISSION, TX | 7 | $ 1,705,000 | $ 243,000 | $ 408,000 |
| MEMPHIS, TN-MS-AR | 7 | $ 1,695,000 | $ 248,000 | $ 86,000 |
| PUNTA GORDA, FL | 7 | $ 2,215,000 | $ 316,000 | $ 236,000 |
| RICHMOND, VA | 7 | $ 1,545,000 | $ 220,000 | $ 81,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 7 | $ 2,405,000 | $ 343,000 | $ 118,000 |
| SALISBURY, MD-DE | 7 | $ 1,965,000 | $ 220,000 | $ 94,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 7 | $ 1,675,000 | $ 239,000 | $ 122,000 |
| SPOKANE-SPOKANE VALLEY, WA | 7 | $ 3,265,000 | $ 466,000 | $ 283,000 |
| ASHEVILLE, NC | 6 | $ 2,160,000 | $ 360,000 | $ 202,000 |
| CHATTANOOGA, TN-GA | 6 | $ 2,010,000 | $ 335,000 | $ 193,000 |
| COLORADO SPRINGS, CO | 6 | $ 2,180,000 | $ 363,000 | $ 0 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 6 | $ 1,750,000 | $ 291,000 | $ 134,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 6 | $ 1,460,000 | $ 243,000 | $ 130,000 |
| LEWISTON-AUBURN, ME | 6 | $ 1,280,000 | $ 213,000 | $ 101,000 |
| MADERA, CA | 6 | $ 1,160,000 | $ 193,000 | $ 67,000 |
| PANAMA CITY, FL | 6 | $ 1,830,000 | $ 305,000 | $ 0 |
| SANTA MARIA-SANTA BARBARA, CA | 6 | $ 5,320,000 | $ 886,000 | $ 1,800,000 |
| SEBASTIAN-VERO BEACH, FL | 6 | $ 1,160,000 | $ 193,000 | $ 135,000 |
| STOCKTON-LODI, CA | 6 | $ 1,540,000 | $ 256,000 | $ 99,000 |
| WINSTON-SALEM, NC | 6 | $ 1,590,000 | $ 265,000 | $ 98,000 |
| ANN ARBOR, MI | 5 | $ 1,625,000 | $ 325,000 | $ 146,000 |
| BAKERSFIELD, CA | 5 | $ 1,715,000 | $ 343,000 | $ 0 |
| CHARLESTON-NORTH CHARLESTON, SC | 5 | $ 1,915,000 | $ 383,000 | $ 0 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 5 | $ 1,425,000 | $ 285,000 | $ 169,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 5 | $ 1,305,000 | $ 261,000 | $ 0 |
| GRANTS PASS, OR | 5 | $ 2,135,000 | $ 427,000 | $ 125,000 |
| GREENSBORO-HIGH POINT, NC | 5 | $ 755,000 | $ 151,000 | $ 83,000 |
| SANTA CRUZ-WATSONVILLE, CA | 5 | $ 6,185,000 | $ 1,237,000 | $ 0 |
| SANTA ROSA, CA | 5 | $ 2,945,000 | $ 589,000 | $ 0 |
| ST. LOUIS, MO-IL | 5 | $ 955,000 | $ 200,000 | $ 97,000 |
| TUCSON, AZ | 5 | $ 1,205,000 | $ 241,000 | $ 89,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 5 | $ 1,285,000 | $ 257,000 | $ 134,000 |
| CINCINNATI, OH-KY-IN | 4 | $ 1,390,000 | $ 320,000 | $ 120,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 4 | $ 1,260,000 | $ 315,000 | $ 0 |
| GREELEY, CO | 4 | $ 1,670,000 | $ 417,000 | $ 98,000 |
| LEXINGTON-FAYETTE, KY | 4 | $ 1,300,000 | $ 325,000 | $ 209,000 |
| LONGVIEW, TX | 4 | $ 660,000 | $ 165,000 | $ 79,000 |
| OCEAN CITY, NJ | 4 | $ 1,510,000 | $ 377,000 | $ 129,000 |
| OLYMPIA-TUMWATER, WA | 4 | $ 1,350,000 | $ 337,000 | $ 194,000 |
| RENO, NV | 4 | $ 2,760,000 | $ 690,000 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 4 | $ 2,190,000 | $ 547,000 | $ 473,000 |
| SAN RAFAEL, CA | 4 | $ 4,840,000 | $ 1,210,000 | $ 445,000 |
| SAVANNAH, GA | 4 | $ 1,230,000 | $ 307,000 | $ 120,000 |
| SPARTANBURG, SC | 4 | $ 770,000 | $ 192,000 | $ 246,000 |
| UTICA-ROME, NY | 4 | $ 630,000 | $ 157,000 | $ 212,000 |
| WILMINGTON, NC | 4 | $ 1,120,000 | $ 280,000 | $ 138,000 |
| ANCHORAGE, AK | 3 | $ 1,005,000 | $ 335,000 | $ 0 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 3 | $ 1,055,000 | $ 307,500 | $ 121,000 |
| BOISE CITY, ID | 3 | $ 1,015,000 | $ 338,000 | $ 116,000 |
| BROWNSVILLE-HARLINGEN, TX | 3 | $ 725,000 | $ 241,000 | $ 105,000 |
| CHICO, CA | 3 | $ 775,000 | $ 258,000 | $ 237,000 |
| CLARKSVILLE, TN-KY | 3 | $ 665,000 | $ 221,000 | $ 0 |
| DES MOINES-WEST DES MOINES, IA | 3 | $ 595,000 | $ 198,000 | $ 108,000 |
| FRESNO, CA | 3 | $ 825,000 | $ 275,000 | $ 0 |
| GRAND RAPIDS-WYOMING, MI | 3 | $ 955,000 | $ 318,000 | $ 77,000 |
| HUNTSVILLE, AL | 3 | $ 825,000 | $ 275,000 | $ 130,000 |
| KILLEEN-TEMPLE, TX | 3 | $ 405,000 | $ 135,000 | $ 120,000 |
| MANCHESTER-NASHUA, NH | 3 | $ 935,000 | $ 311,000 | $ 186,000 |
| MOBILE, AL | 3 | $ 675,000 | $ 225,000 | $ 55,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 3 | $ 2,215,000 | $ 738,000 | $ 96,000 |
| THE VILLAGES, FL | 3 | $ 1,045,000 | $ 348,000 | $ 0 |
| WENATCHEE, WA | 3 | $ 1,455,000 | $ 485,000 | $ 314,000 |
| YORK-HANOVER, PA | 3 | $ 455,000 | $ 151,000 | $ 100,000 |
| AKRON, OH | 2 | $ 660,000 | $ 330,000 | $ 216,000 |
| AMARILLO, TX | 2 | $ 310,000 | $ 155,000 | $ 36,000 |
| BANGOR, ME | 2 | $ 650,000 | $ 325,000 | $ 96,000 |
| BEAUMONT-PORT ARTHUR, TX | 2 | $ 260,000 | $ 130,000 | $ 0 |
| BECKLEY, WV | 2 | $ 630,000 | $ 315,000 | $ 138,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 2 | $ 360,000 | $ 180,000 | $ 0 |
| BOULDER, CO | 2 | $ 650,000 | $ 325,000 | $ 0 |
| BREMERTON-SILVERDALE, WA | 2 | $ 800,000 | $ 400,000 | $ 0 |
| CANTON-MASSILLON, OH | 2 | $ 490,000 | $ 245,000 | $ 0 |
| COLUMBUS, GA-AL | 2 | $ 780,000 | $ 390,000 | $ 262,000 |
| CORPUS CHRISTI, TX | 2 | $ 490,000 | $ 245,000 | $ 96,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 2 | $ 460,000 | $ 230,000 | $ 0 |
| DOVER, DE | 2 | $ 1,040,000 | $ 520,000 | $ 457,000 |
| FORT COLLINS, CO | 2 | $ 2,260,000 | $ 1,130,000 | $ 0 |
| FORT SMITH, AR-OK | 2 | $ 330,000 | $ 165,000 | $ 0 |
| GLENS FALLS, NY | 2 | $ 1,450,000 | $ 725,000 | $ 292,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 2 | $ 310,000 | $ 155,000 | $ 0 |
| HOMOSASSA SPRINGS, FL | 2 | $ 560,000 | $ 280,000 | $ 136,000 |
| HOUMA-THIBODAUX, LA | 2 | $ 2,190,000 | $ 1,095,000 | $ 462,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 2 | $ 470,000 | $ 235,000 | $ 99,500 |
| JACKSON, MS | 2 | $ 700,000 | $ 350,000 | $ 191,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 2 | $ 720,000 | $ 360,000 | $ 0 |
| KENNEWICK-RICHLAND, WA | 2 | $ 730,000 | $ 365,000 | $ 0 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 2 | $ 300,000 | $ 150,000 | $ 0 |
| LANCASTER, PA | 2 | $ 480,000 | $ 240,000 | $ 78,000 |
| LANSING-EAST LANSING, MI | 2 | $ 810,000 | $ 405,000 | $ 340,000 |
| LAS CRUCES, NM | 2 | $ 460,000 | $ 230,000 | $ 0 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 2 | $ 1,100,000 | $ 550,000 | $ 906,000 |
| MORGANTOWN, WV | 2 | $ 290,000 | $ 145,000 | $ 42,000 |
| MOUNT VERNON-ANACORTES, WA | 2 | $ 670,000 | $ 335,000 | $ 347,000 |
| NILES-BENTON HARBOR, MI | 2 | $ 360,000 | $ 180,000 | $ 104,000 |
| OGDEN-CLEARFIELD, UT | 2 | $ 710,000 | $ 355,000 | $ 85,000 |
| PARKERSBURG-VIENNA, WV | 2 | $ 200,000 | $ 100,000 | $ 0 |
| PORTLAND-SOUTH PORTLAND, ME | 2 | $ 710,000 | $ 355,000 | $ 112,000 |
| REDDING, CA | 2 | $ 670,000 | $ 335,000 | $ 76,000 |
| ROCKFORD, IL | 2 | $ 260,000 | $ 130,000 | $ 70,000 |
| SALEM, OR | 2 | $ 810,000 | $ 405,000 | $ 102,000 |
| SALINAS, CA | 2 | $ 2,410,000 | $ 1,205,000 | $ 227,000 |
| SEBRING, FL | 2 | $ 640,000 | $ 320,000 | $ 63,000 |
| TALLAHASSEE, FL | 2 | $ 280,000 | $ 140,000 | $ 0 |
| TULSA, OK | 2 | $ 220,000 | $ 110,000 | $ 79,000 |
| VINELAND-BRIDGETON, NJ | 2 | $ 420,000 | $ 210,000 | $ 114,000 |
| WATERTOWN-FORT DRUM, NY | 2 | $ 230,000 | $ 115,000 | $ 73,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 2 | $ 490,000 | $ 245,000 | $ 82,500 |
| ABILENE, TX | 1 | $ 1,495,000 | $ 1,495,000 | $ 751,000 |
| ALBANY, GA | 1 | $ 135,000 | $ 135,000 | $ 0 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 245,000 | $ 245,000 | $ 0 |
| AUBURN-OPELIKA, AL | 1 | $ 345,000 | $ 345,000 | $ 0 |
| BATON ROUGE, LA | 1 | $ 205,000 | $ 205,000 | $ 93,000 |
| BELLINGHAM, WA | 1 | $ 355,000 | $ 355,000 | $ 0 |
| BEND-REDMOND, OR | 1 | $ 395,000 | $ 395,000 | $ 0 |
| BIRMINGHAM-HOOVER, AL | 1 | $ 165,000 | $ 165,000 | $ 86,000 |
| BLOOMINGTON, IL | 1 | $ 105,000 | $ 105,000 | $ 0 |
| BLOOMINGTON, IN | 1 | $ 315,000 | $ 315,000 | $ 78,000 |
| BOWLING GREEN, KY | 1 | $ 395,000 | $ 395,000 | $ 344,000 |
| BRUNSWICK, GA | 1 | $ 395,000 | $ 395,000 | $ 0 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 305,000 | $ 305,000 | $ 0 |
| CALIFORNIA-LEXINGTON PARK, MD | 1 | $ 95,000 | $ 95,000 | $ 12,000 |
| CARBONDALE-MARION, IL | 1 | $ 615,000 | $ 615,000 | $ 233,000 |
| CASPER, WY | 1 | $ 405,000 | $ 405,000 | $ 169,000 |
| CHAMPAIGN-URBANA, IL | 1 | $ 375,000 | $ 375,000 | $ 105,000 |
| CHEYENNE, WY | 1 | $ 285,000 | $ 285,000 | $ 145,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| ELKHART-GOSHEN, IN | 1 | $ 1,995,000 | $ 1,995,000 | $ 624,000 |
| EUGENE, OR | 1 | $ 135,000 | $ 135,000 | $ 0 |
| FARMINGTON, NM | 1 | $ 195,000 | $ 195,000 | $ 0 |
| FAYETTEVILLE, NC | 1 | $ 175,000 | $ 175,000 | $ 0 |
| FLORENCE-MUSCLE SHOALS, AL | 1 | $ 175,000 | $ 175,000 | $ 0 |
| GADSDEN, AL | 1 | $ 115,000 | $ 115,000 | $ 0 |
| GAINESVILLE, FL | 1 | $ 215,000 | $ 215,000 | $ 61,000 |
| GAINESVILLE, GA | 1 | $ 325,000 | $ 325,000 | $ 24,000 |
| GETTYSBURG, PA | 1 | $ 135,000 | $ 135,000 | $ 0 |
| GOLDSBORO, NC | 1 | $ 205,000 | $ 205,000 | $ 0 |
| GREENVILLE, NC | 1 | $ 315,000 | $ 315,000 | $ 0 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 1 | $ 215,000 | $ 215,000 | $ 114,000 |
| HAMMOND, LA | 1 | $ 265,000 | $ 265,000 | $ 0 |
| JACKSON, MI | 1 | $ 235,000 | $ 235,000 | $ 0 |
| JACKSONVILLE, NC | 1 | $ 145,000 | $ 145,000 | $ 0 |
| JOPLIN, MO | 1 | $ 185,000 | $ 185,000 | $ 0 |
| KANKAKEE, IL | 1 | $ 265,000 | $ 265,000 | $ 237,000 |
| LAKE CHARLES, LA | 1 | $ 285,000 | $ 285,000 | $ 67,000 |
| LAREDO, TX | 1 | $ 195,000 | $ 195,000 | $ 0 |
| LINCOLN, NE | 1 | $ 305,000 | $ 305,000 | $ 102,000 |
| LONGVIEW, WA | 1 | $ 765,000 | $ 765,000 | $ 0 |
| LYNCHBURG, VA | 1 | $ 205,000 | $ 205,000 | $ 0 |
| MEDFORD, OR | 1 | $ 255,000 | $ 255,000 | $ 84,000 |
| MORRISTOWN, TN | 1 | $ 235,000 | $ 235,000 | $ 61,000 |
| MUNCIE, IN | 1 | $ 405,000 | $ 405,000 | $ 0 |
| NAPA, CA | 1 | $ 1,205,000 | $ 1,205,000 | $ 962,000 |
| PROVO-OREM, UT | 1 | $ 535,000 | $ 535,000 | $ 0 |
| PUEBLO, CO | 1 | $ 115,000 | $ 115,000 | $ 0 |
| RAPID CITY, SD | 1 | $ 215,000 | $ 215,000 | $ 0 |
| READING, PA | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| ROME, GA | 1 | $ 1,065,000 | $ 1,065,000 | $ 0 |
| SAN ANGELO, TX | 1 | $ 275,000 | $ 275,000 | $ 114,000 |
| SANTA FE, NM | 1 | $ 875,000 | $ 875,000 | $ 360,000 |
| SHREVEPORT-BOSSIER CITY, LA | 1 | $ 305,000 | $ 305,000 | $ 90,000 |
| SPRINGFIELD, MO | 1 | $ 95,000 | $ 95,000 | $ 179,000 |
| ST. CLOUD, MN | 1 | $ 275,000 | $ 275,000 | $ 0 |
| ST. GEORGE, UT | 1 | $ 325,000 | $ 325,000 | $ 255,000 |
| STATE COLLEGE, PA | 1 | $ 285,000 | $ 285,000 | $ 0 |
| TOLEDO, OH | 1 | $ 235,000 | $ 235,000 | $ 0 |
| TYLER, TX | 1 | $ 185,000 | $ 185,000 | $ 78,000 |
| VALLEJO-FAIRFIELD, CA | 1 | $ 505,000 | $ 505,000 | $ 0 |
| VISALIA-PORTERVILLE, CA | 1 | $ 225,000 | $ 225,000 | $ 0 |
| WACO, TX | 1 | $ 395,000 | $ 395,000 | $ 0 |
| WICHITA, KS | 1 | $ 325,000 | $ 325,000 | $ 94,000 |
| WILLIAMSPORT, PA | 1 | $ 145,000 | $ 145,000 | $ 0 |
| YUBA CITY, CA | 1 | $ 385,000 | $ 385,000 | $ 0 |
| YUMA, AZ | 1 | $ 165,000 | $ 165,000 | $ 0 |
Mortgage Loan Application Detail Totals for Quontic Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,793 | $2,090,865,000 | $436,000 | $3,005,000 | $201,000 | $6,634,000 |
| Cash-out Refinancing | 805 | $417,465,000 | $518,000 | $3,005,000 | $237,000 | $2,487,000 |
| Other Purpose | 303 | $126,645,000 | $417,000 | $3,005,000 | $230,000 | $3,097,000 |
| Refinancing | 258 | $124,940,000 | $484,000 | $3,005,000 | $278,000 | $3,151,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 1,928 | $842,530,000 | $436,000 | $3,005,000 | $177,000 | $3,890,000 |
| White | 1,827 | $862,825,000 | $472,000 | $3,005,000 | $270,000 | $3,824,000 |
| Hispanic | 1,187 | $486,665,000 | $409,000 | $2,525,000 | $183,000 | $5,682,000 |
| Not Provided | 674 | $324,120,000 | $480,000 | $2,925,000 | $251,000 | $6,634,000 |
| Black or African American | 302 | $130,730,000 | $432,000 | $2,805,000 | $209,000 | $1,244,000 |
| Not applicable | 196 | $91,410,000 | $466,000 | $2,635,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 25 | $12,555,000 | $502,000 | $1,705,000 | $266,000 | $612,000 |
| American Indian or Alaskan Native | 20 | $9,080,000 | $454,000 | $2,005,000 | $167,000 | $515,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,033 | $2,695,935,000 | $446,000 | $3,005,000 | $213,000 | $6,634,000 |
| FHA-insured (Federal Housing Administration) | 122 | $61,890,000 | $507,000 | $935,000 | $120,000 | $311,000 |
| VA-guaranteed (Veterans Administration) | 3 | $1,935,000 | $645,000 | $735,000 | $91,000 | $128,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $155,000 | $155,000 | $155,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,755 | $1,638,605,000 | $436,000 | $3,005,000 | $193,000 | $5,682,000 |
| Application Withdrawn By Applicant | 1,343 | $623,085,000 | $463,000 | $3,005,000 | $258,000 | $6,634,000 |
| Application Denied By Financial Institution | 543 | $235,915,000 | $434,000 | $3,005,000 | $191,000 | $2,996,000 |
| File Closed For Incompleteness | 369 | $192,025,000 | $520,000 | $3,005,000 | $259,000 | $3,345,000 |
| Application Approved But Not Accepted | 149 | $70,285,000 | $471,000 | $2,345,000 | $192,000 | $971,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,616 | $2,524,000,000 | $449,000 | $3,005,000 | $211,000 | $6,634,000 |
| Other | 253 | $110,035,000 | $434,000 | $1,835,000 | $291,000 | $2,996,000 |
| Credit History | 79 | $33,875,000 | $428,000 | $1,435,000 | $195,000 | $809,000 |
| Collateral | 72 | $26,000,000 | $361,000 | $1,375,000 | $146,000 | $458,000 |
| Debt-To-Income Ratio | 70 | $31,820,000 | $454,000 | $3,005,000 | $123,000 | $895,000 |
| Unverifiable Information | 61 | $30,195,000 | $495,000 | $3,005,000 | $191,000 | $1,381,000 |
| Employment History | 7 | $3,565,000 | $509,000 | $1,575,000 | $87,000 | $167,000 |
| Credit Application Incomplete | 1 | $425,000 | $425,000 | $425,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Quontic Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Quontic Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.