R-G Crown Bank Mortgage Lending & HMDA Data, 2004
In 2004, R-G Crown Bank of Casselberry, FL reported 5,743 mortgage applications totaling $1.0 billion, up 49% from 2003. The average application was for $181,689, and applicants reported an average income of $46,958. 27% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Orlando, FL (1,201), San Juan-Caguas-Guaynabo, PR (852) and Nassau-Suffolk, NY (338) (applications in parentheses).
| Mortgage Company & Address | R-G Crown Bank 105 Live Oaks Gardens Casselberry, FL 32707 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,743 |
| Total Mortgage Loan Application Amount | $1,043,443,000 |
| Average Mortgage Loan Application Amount | $181,689 |
| Highest Mortgage Loan Application Amount | $4,836,000 |
| Average Applicant Income | $46,958 |
| Highest Applicant Income | $7,200,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records R-G Crown Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Orlando, FL | 1,201 | $ 249,427,000 | $ 207,682 | $ 72,000 |
| San Juan-Caguas-Guaynabo, PR | 852 | $ 131,601,000 | $ 154,461 | $ 0 |
| Nassau-Suffolk, NY | 338 | $ 82,012,000 | $ 242,639 | $ 34,000 |
| Tampa-St. Petersburg-Clearwater, FL | 319 | $ 45,438,000 | $ 142,438 | $ 53,000 |
| Cape Coral-Fort Myers, FL | 258 | $ 53,897,000 | $ 208,903 | $ 100,000 |
| Lakeland, FL | 186 | $ 29,622,000 | $ 159,258 | $ 67,000 |
| Port St. Lucie-Fort Pierce, FL | 176 | $ 42,659,000 | $ 242,380 | $ 78,000 |
| Charlotte-Gastonia-Concord, NC-SC | 147 | $ 18,383,000 | $ 125,054 | $ 6,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 138 | $ 18,584,000 | $ 134,666 | $ 55,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 119 | $ 23,516,000 | $ 197,613 | $ 70,000 |
| Richmond, VA | 91 | $ 21,189,000 | $ 232,846 | $ 82,000 |
| Sarasota-Bradenton-Venice, FL | 89 | $ 29,675,000 | $ 333,426 | $ 86,000 |
| Palm Bay-Melbourne-Titusville, FL | 73 | $ 14,589,000 | $ 199,849 | $ 83,000 |
| Miami-Miami Beach-Kendall, FL | 67 | $ 11,545,000 | $ 172,313 | $ 96,000 |
| New York-Wayne-White Plains, NY-NJ | 67 | $ 18,696,000 | $ 279,044 | $ 78,000 |
| Chicago-Naperville-Joliet, IL | 49 | $ 9,133,000 | $ 186,387 | $ 22,000 |
| Fajardo, PR | 49 | $ 5,935,000 | $ 121,122 | $ 0 |
| Atlanta-Sandy Springs-Marietta, GA | 46 | $ 8,288,000 | $ 180,173 | $ 59,000 |
| Jacksonville, FL | 45 | $ 9,343,000 | $ 207,622 | $ 41,000 |
| Naples-Marco Island, FL | 43 | $ 14,096,000 | $ 327,813 | $ 60,000 |
| Ocala, FL | 40 | $ 5,160,000 | $ 129,000 | $ 28,000 |
| Aguadilla-Isabela-San Sebastian, PR | 36 | $ 3,885,000 | $ 107,916 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 33 | $ 5,363,000 | $ 162,515 | $ 105,000 |
| Baltimore-Towson, MD | 28 | $ 3,650,000 | $ 130,357 | $ 30,000 |
| Ponce, PR | 28 | $ 2,554,000 | $ 91,214 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 27 | $ 5,420,000 | $ 200,740 | $ 48,000 |
| Tallahassee, FL | 24 | $ 3,318,000 | $ 138,250 | $ 26,000 |
| Philadelphia, PA | 22 | $ 1,853,000 | $ 84,227 | $ 22,000 |
| Punta Gorda, FL | 21 | $ 2,065,000 | $ 98,333 | $ 37,000 |
| Houston-Baytown-Sugar Land, TX | 19 | $ 2,437,000 | $ 128,263 | $ 14,000 |
| San German-Cabo Rojo, PR | 19 | $ 2,244,000 | $ 118,105 | $ 0 |
| Mayaguez, PR | 18 | $ 2,358,000 | $ 131,000 | $ 0 |
| Santa Ana-Anaheim-Irvine, CA | 18 | $ 3,979,000 | $ 221,055 | $ 8,000 |
| Dallas-Plano-Irving, TX | 17 | $ 2,592,000 | $ 152,470 | $ 19,000 |
| Phoenix-Mesa-Scottsdale, AZ | 17 | $ 2,864,000 | $ 168,470 | $ 0 |
| Gainesville, FL | 15 | $ 2,759,000 | $ 183,933 | $ 61,000 |
| Seattle-Bellevue-Everett, WA | 15 | $ 2,266,000 | $ 151,066 | $ 65,000 |
| Edison, NJ | 14 | $ 2,752,000 | $ 196,571 | $ 33,000 |
| San Diego-Carlsbad-San Marcos, CA | 14 | $ 2,943,000 | $ 210,214 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 13 | $ 1,247,000 | $ 95,923 | $ 13,000 |
| Denver-Aurora, CO | 12 | $ 2,414,000 | $ 201,166 | $ 51,000 |
| Reading, PA | 12 | $ 1,112,000 | $ 92,666 | $ 11,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 12 | $ 2,382,000 | $ 198,500 | $ 36,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 12 | $ 2,458,000 | $ 204,833 | $ 37,000 |
| Wichita, KS | 12 | $ 1,325,000 | $ 110,416 | $ 57,000 |
| Austin-Round Rock, TX | 11 | $ 1,482,000 | $ 134,727 | $ 10,000 |
| Guayama, PR | 11 | $ 950,000 | $ 86,363 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 11 | $ 3,184,000 | $ 289,454 | $ 64,000 |
| Wilmington, DE-MD-NJ | 11 | $ 1,570,000 | $ 142,727 | $ 28,000 |
| Buffalo-Niagara Falls, NY | 10 | $ 539,000 | $ 53,900 | $ 0 |
| Dayton, OH | 10 | $ 546,000 | $ 54,600 | $ 10,000 |
| Mobile, AL | 10 | $ 808,000 | $ 80,800 | $ 26,000 |
| New Orleans-Metairie-Kenner, LA | 10 | $ 1,189,000 | $ 118,900 | $ 47,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 9 | $ 1,849,000 | $ 205,444 | $ 0 |
| Nashville-Davidson--Murfreesboro, TN | 9 | $ 1,067,000 | $ 118,555 | $ 13,000 |
| Riverside-San Bernardino-Ontario, CA | 9 | $ 972,000 | $ 108,000 | $ 82,000 |
| Vero Beach, FL | 9 | $ 1,159,000 | $ 128,777 | $ 62,000 |
| Albuquerque, NM | 8 | $ 767,000 | $ 95,875 | $ 37,000 |
| Bethesda-Frederick-Gaithersburg, MD | 8 | $ 2,182,000 | $ 272,750 | $ 28,000 |
| Boston-Quincy, MA | 8 | $ 1,417,000 | $ 177,125 | $ 34,000 |
| Yauco, PR | 8 | $ 749,000 | $ 93,625 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 7 | $ 656,000 | $ 93,714 | $ 29,000 |
| Columbus, OH | 7 | $ 567,000 | $ 81,000 | $ 0 |
| St. Louis, MO-IL | 7 | $ 837,000 | $ 119,571 | $ 35,000 |
| York-Hanover, PA | 7 | $ 1,136,000 | $ 162,285 | $ 46,000 |
| Cambridge-Newton-Framingham, MA | 6 | $ 1,864,000 | $ 310,666 | $ 0 |
| Cincinnati-Middletown, OH-KY-IN | 6 | $ 450,000 | $ 75,000 | $ 26,000 |
| Cleveland-Elyria-Mentor, OH | 6 | $ 758,000 | $ 126,333 | $ 32,000 |
| Fort Worth-Arlington, TX | 6 | $ 503,000 | $ 83,833 | $ 49,000 |
| Greensboro-High Point, NC | 6 | $ 1,631,000 | $ 271,833 | $ 43,000 |
| Lynchburg, VA | 6 | $ 1,451,000 | $ 241,833 | $ 65,000 |
| Newark-Union, NJ-PA | 6 | $ 1,673,000 | $ 278,833 | $ 48,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 6 | $ 1,096,000 | $ 182,666 | $ 24,000 |
| Providence-New Bedford-Fall River, RI-MA | 6 | $ 1,131,000 | $ 188,500 | $ 23,000 |
| Baton Rouge, LA | 5 | $ 303,000 | $ 60,600 | $ 0 |
| Detroit-Livonia-Dearborn, MI | 5 | $ 716,000 | $ 143,200 | $ 32,000 |
| Gainesville, GA | 5 | $ 2,015,000 | $ 403,000 | $ 12,000 |
| Gary, IN | 5 | $ 432,000 | $ 86,400 | $ 40,000 |
| Indianapolis, IN | 5 | $ 552,000 | $ 110,400 | $ 7,000 |
| Kansas City, MO-KS | 5 | $ 385,000 | $ 77,000 | $ 0 |
| Oakland-Fremont-Hayward, CA | 5 | $ 766,000 | $ 153,200 | $ 18,000 |
| Oklahoma City, OK | 5 | $ 405,000 | $ 81,000 | $ 0 |
| Pittsburgh, PA | 5 | $ 346,000 | $ 69,200 | $ 11,000 |
| Raleigh-Cary, NC | 5 | $ 2,167,000 | $ 433,400 | $ 16,000 |
| Warren-Farmington Hills-Troy, MI | 5 | $ 573,000 | $ 114,600 | $ 44,000 |
| Winston-Salem, NC | 5 | $ 1,056,000 | $ 211,200 | $ 56,000 |
| Worcester, MA | 5 | $ 722,000 | $ 144,400 | $ 0 |
| Albany-Schenectady-Troy, NY | 4 | $ 427,000 | $ 106,750 | $ 0 |
| Barnstable Town, MA | 4 | $ 549,000 | $ 137,250 | $ 9,000 |
| Camden, NJ | 4 | $ 317,000 | $ 79,250 | $ 0 |
| Charlottesville, VA | 4 | $ 702,000 | $ 175,500 | $ 81,000 |
| Columbia, SC | 4 | $ 251,000 | $ 62,750 | $ 0 |
| El Centro, CA | 4 | $ 417,000 | $ 104,250 | $ 46,000 |
| Fort Walton Beach-Crestview-Destin, FL | 4 | $ 914,000 | $ 228,500 | $ 0 |
| Kingston, NY | 4 | $ 587,000 | $ 146,750 | $ 0 |
| Lafayette, LA | 4 | $ 299,000 | $ 74,750 | $ 0 |
| Las Vegas-Paradise, NV | 4 | $ 649,000 | $ 162,250 | $ 35,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 4 | $ 823,000 | $ 205,750 | $ 10,000 |
| Rapid City, SD | 4 | $ 416,000 | $ 104,000 | $ 0 |
| Roanoke, VA | 4 | $ 309,000 | $ 77,250 | $ 7,000 |
| Rochester, NY | 4 | $ 438,000 | $ 109,500 | $ 13,000 |
| San Antonio, TX | 4 | $ 406,000 | $ 101,500 | $ 0 |
| Topeka, KS | 4 | $ 217,000 | $ 54,250 | $ 0 |
| Asheville, NC | 3 | $ 1,091,000 | $ 363,666 | $ 47,000 |
| Coeur D'Alene, ID | 3 | $ 301,000 | $ 100,333 | $ 0 |
| Durham, NC | 3 | $ 394,000 | $ 131,333 | $ 0 |
| El Paso, TX | 3 | $ 226,000 | $ 75,333 | $ 35,000 |
| Essex County, MA | 3 | $ 637,000 | $ 212,333 | $ 21,000 |
| Fort Wayne, IN | 3 | $ 217,000 | $ 72,333 | $ 15,000 |
| Fresno, CA | 3 | $ 317,000 | $ 105,666 | $ 41,000 |
| Jackson, MI | 3 | $ 606,000 | $ 202,000 | $ 12,000 |
| Manchester-Nashua, NH | 3 | $ 1,001,000 | $ 333,666 | $ 20,000 |
| Memphis, TN-MS-AR | 3 | $ 362,000 | $ 120,666 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 3 | $ 342,000 | $ 114,000 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 3 | $ 359,000 | $ 119,666 | $ 0 |
| Panama City-Lynn Haven, FL | 3 | $ 133,000 | $ 44,333 | $ 161,000 |
| Pascagoula, MS | 3 | $ 175,000 | $ 58,333 | $ 0 |
| Rockingham County-Strafford County, NH | 3 | $ 215,000 | $ 71,666 | $ 43,000 |
| Shreveport-Bossier City, LA | 3 | $ 171,000 | $ 57,000 | $ 38,000 |
| Springfield, OH | 3 | $ 159,000 | $ 53,000 | $ 49,000 |
| Tacoma, WA | 3 | $ 479,000 | $ 159,666 | $ 0 |
| Akron, OH | 2 | $ 123,000 | $ 61,500 | $ 71,000 |
| Anchorage, AK | 2 | $ 249,000 | $ 124,500 | $ 0 |
| Bend, OR | 2 | $ 280,000 | $ 140,000 | $ 37,000 |
| Birmingham-Hoover, AL | 2 | $ 245,000 | $ 122,500 | $ 28,000 |
| Boise City-Nampa, ID | 2 | $ 127,000 | $ 63,500 | $ 0 |
| Brownsville-Harlingen, TX | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Canton-Massillon, OH | 2 | $ 149,000 | $ 74,500 | $ 0 |
| Charleston, WV | 2 | $ 112,000 | $ 56,000 | $ 18,000 |
| Des Moines, IA | 2 | $ 168,000 | $ 84,000 | $ 0 |
| Dover, DE | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Eugene-Springfield, OR | 2 | $ 340,000 | $ 170,000 | $ 26,000 |
| Evansville, IN-KY | 2 | $ 78,000 | $ 39,000 | $ 0 |
| Flint, MI | 2 | $ 92,000 | $ 46,000 | $ 36,000 |
| Grand Rapids-Wyoming, MI | 2 | $ 237,000 | $ 118,500 | $ 0 |
| Greenville, SC | 2 | $ 204,000 | $ 102,000 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 205,000 | $ 102,500 | $ 29,000 |
| Harrisburg-Carlisle, PA | 2 | $ 192,000 | $ 96,000 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 2 | $ 213,000 | $ 106,500 | $ 20,000 |
| Hattiesburg, MS | 2 | $ 221,000 | $ 110,500 | $ 0 |
| Honolulu, HI | 2 | $ 701,000 | $ 350,500 | $ 47,000 |
| Killeen-Temple-Fort Hood, TX | 2 | $ 183,000 | $ 91,500 | $ 0 |
| Lake County-Kenosha County, IL-WI | 2 | $ 527,000 | $ 263,500 | $ 0 |
| Lansing-East Lansing, MI | 2 | $ 328,000 | $ 164,000 | $ 0 |
| Lewiston-Auburn, ME | 2 | $ 155,000 | $ 77,500 | $ 44,000 |
| Lexington-Fayette, KY | 2 | $ 194,000 | $ 97,000 | $ 0 |
| Little Rock-North Little Rock, AR | 2 | $ 309,000 | $ 154,500 | $ 0 |
| Macon, GA | 2 | $ 168,000 | $ 84,000 | $ 0 |
| Muncie, IN | 2 | $ 178,000 | $ 89,000 | $ 0 |
| Ogden-Clearfield, UT | 2 | $ 223,000 | $ 111,500 | $ 0 |
| Peoria, IL | 2 | $ 144,000 | $ 72,000 | $ 28,000 |
| Pocatello, ID | 2 | $ 229,000 | $ 114,500 | $ 0 |
| Reno-Sparks, NV | 2 | $ 188,000 | $ 94,000 | $ 16,000 |
| Rockford, IL | 2 | $ 130,000 | $ 65,000 | $ 0 |
| San Francisco-San Mateo-Redwood City, CA | 2 | $ 244,000 | $ 122,000 | $ 37,000 |
| Toledo, OH | 2 | $ 111,000 | $ 55,500 | $ 0 |
| Tulsa, OK | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Vallejo-Fairfield, CA | 2 | $ 556,000 | $ 278,000 | $ 117,000 |
| Altoona, PA | 1 | $ 434,000 | $ 434,000 | $ 0 |
| Ames, IA | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Ann Arbor, MI | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Atlantic City, NJ | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Auburn-Opelika, AL | 1 | $ 125,000 | $ 125,000 | $ 109,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Bakersfield, CA | 1 | $ 63,000 | $ 63,000 | $ 33,000 |
| Beaumont-Port Arthur, TX | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Bloomington-Normal, IL | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 71,000 | $ 71,000 | $ 83,000 |
| Brunswick, GA | 1 | $ 276,000 | $ 276,000 | $ 0 |
| Burlington, NC | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Champaign-Urbana, IL | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Chico, CA | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Cleveland, TN | 1 | $ 114,000 | $ 114,000 | $ 60,000 |
| College Station-Bryan, TX | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Corpus Christi, TX | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Dalton, GA | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Danville, VA | 1 | $ 68,000 | $ 68,000 | $ 58,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Elkhart-Goshen, IN | 1 | $ 30,000 | $ 30,000 | $ 24,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Fort Collins-Loveland, CO | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Gadsden, AL | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Greeley, CO | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Green Bay, WI | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 121,000 | $ 121,000 | $ 32,000 |
| Holland-Grand Haven, MI | 1 | $ 48,000 | $ 48,000 | $ 55,000 |
| Hot Springs, AR | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Idaho Falls, ID | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Janesville, WI | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Kalamazoo-Portage, MI | 1 | $ 102,000 | $ 102,000 | $ 91,000 |
| Las Cruces, NM | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Lebanon, PA | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Lima, OH | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Louisville, KY-IN | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Lubbock, TX | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Missoula, MT | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Monroe, LA | 1 | $ 57,000 | $ 57,000 | $ 74,000 |
| Monroe, MI | 1 | $ 190,000 | $ 190,000 | $ 158,000 |
| Muskegon-Norton Shores, MI | 1 | $ 84,000 | $ 84,000 | $ 0 |
| New Haven-Milford, CT | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| Niles-Benton Harbor, MI | 1 | $ 53,000 | $ 53,000 | $ 25,000 |
| Oshkosh-Neenah, WI | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Owensboro, KY | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Pittsfield, MA | 1 | $ 65,000 | $ 65,000 | $ 44,000 |
| Portland-Vancouver-Beaverton, OR-WA | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Prescott, AZ | 1 | $ 153,000 | $ 153,000 | $ 265,000 |
| Provo-Orem, UT | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Redding, CA | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Saginaw-Saginaw Township North, MI | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Salem, OR | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Salinas, CA | 1 | $ 200,000 | $ 200,000 | $ 58,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 60,000 | $ 60,000 | $ 38,000 |
| San Luis Obispo-Paso Robles, CA | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Sandusky, OH | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Santa Cruz-Watsonville, CA | 1 | $ 333,000 | $ 333,000 | $ 0 |
| Scranton--Wilkes-Barre, PA | 1 | $ 61,000 | $ 61,000 | $ 0 |
| South Bend-Mishawaka, IN-MI | 1 | $ 58,000 | $ 58,000 | $ 67,000 |
| Spartanburg, SC | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Spokane, WA | 1 | $ 359,000 | $ 359,000 | $ 0 |
| Stockton, CA | 1 | $ 74,000 | $ 74,000 | $ 27,000 |
| Syracuse, NY | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Tucson, AZ | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Tuscaloosa, AL | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Tyler, TX | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Warner Robins, GA | 1 | $ 50,000 | $ 50,000 | $ 47,000 |
| Wilmington, NC | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Yakima, WA | 1 | $ 123,000 | $ 123,000 | $ 0 |
Mortgage Loan Application Detail Totals for R-G Crown Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,495 | $731,964,000 | $155,280 | $2,950,000 | $7,520 | $7,200,000 |
| Refinancing | 2,038 | $302,016,000 | $126,354 | $4,836,000 | $33,708 | $1,020,000 |
| Home Improvement | 210 | $9,463,000 | $50,500 | $525,000 | $19,666 | $378,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,640 | $636,442,000 | $153,140 | $1,800,000 | $80 | $141,000 |
| White | 1,384 | $299,176,000 | $127,648 | $4,836,000 | $72,756 | $7,200,000 |
| Hispanic | 383 | $48,872,000 | $146,600 | $765,000 | $86,600 | $796,000 |
| Not Provided | 185 | $35,113,000 | $107,840 | $2,096,000 | $36,720 | $2,369,000 |
| Black or African American | 92 | $12,392,000 | $117,400 | $609,000 | $60,866 | $784,000 |
| Asian | 41 | $8,157,000 | $159,833 | $1,416,000 | $82,166 | $1,440,000 |
| American Indian or Alaskan Native | 10 | $1,979,000 | $195,600 | $424,000 | $127,600 | $541,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,312,000 | $188,333 | $334,000 | $54,666 | $81,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,531 | $1,012,989,000 | $141,313 | $4,836,000 | $23,254 | $7,200,000 |
| FHA-insured (Federal Housing Administration) | 191 | $26,927,000 | $154,500 | $551,000 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 20 | $3,442,000 | $186,250 | $328,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $85,000 | $85,000 | $85,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 3,627 | $630,989,000 | $153,100 | $1,800,000 | $0 | $135,000 |
| Loan Originated | 1,548 | $335,525,000 | $127,027 | $4,836,000 | $79,189 | $7,200,000 |
| Application Denied By Financial Institution | 297 | $31,031,000 | $122,478 | $840,000 | $39,086 | $1,020,000 |
| Application Withdrawn By Applicant | 148 | $26,624,000 | $135,736 | $2,096,000 | $36,421 | $784,000 |
| Application Approved But Not Accepted | 106 | $17,395,000 | $133,133 | $1,000,000 | $97,466 | $466,000 |
| File Closed For Incompleteness | 17 | $1,879,000 | $87,428 | $279,000 | $44,142 | $189,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 133 | $12,682,000 | $127,125 | $825,000 | $25,312 | $1,020,000 |
| Debt-To-Income Ratio | 82 | $6,505,000 | $129,600 | $491,000 | $75,400 | $378,000 |
| Collateral | 29 | $2,583,000 | $85,500 | $192,000 | $61,250 | $354,000 |
| Other | 24 | $5,019,000 | $176,000 | $840,000 | $85,000 | $235,000 |
| Employment History | 9 | $1,552,000 | $149,500 | $350,000 | $41,500 | $79,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,279,000 | $159,000 | $423,000 | $98,000 | $250,000 |
| Unverifiable Information | 8 | $1,008,000 | $126,000 | $223,000 | $51,000 | $144,000 |
| Credit Application Incomplete | 4 | $403,000 | $100,000 | $137,000 | $30,000 | $43,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into R-G Crown Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess R-G Crown Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
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