R-G Crown Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004

R-G Crown Bank 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address R-G Crown Bank
105 Live Oaks Gardens
Casselberry, FL 32707
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 5,743
Total Mortgage Loan Application Amount $1,043,443,000
Average Mortgage Loan Application Amount $135,884
Highest Mortgage Loan Application Amount $4,836,000
Average Applicant Income $20,307
Highest Applicant Income $7,200,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with R-G Crown Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing R-G Crown Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2004 breaks down R-G Crown Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how R-G Crown Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by R-G Crown Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at R-G Crown Bank's mortgage activity for 2004.

Mortgage Loan Application Totals for R-G Crown Bank by Metropolitan Area in 2004

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
ORLANDO, FL 1,201 $ 249,427,000 $ 207,000 $ 72,000
SAN JUAN-CAGUAS-GUAYNABO, PR 852 $ 131,601,000 $ 154,000 $ 0
NASSAU-SUFFOLK, NY 338 $ 82,012,000 $ 242,000 $ 34,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 319 $ 45,438,000 $ 142,000 $ 53,000
CAPE CORAL-FORT MYERS, FL 258 $ 53,897,000 $ 208,000 $ 100,000
LAKELAND, FL 186 $ 29,622,000 $ 159,000 $ 67,000
PORT ST. LUCIE-FORT PIERCE, FL 176 $ 42,659,000 $ 242,000 $ 78,000
CHARLOTTE-GASTONIA-CONCORD, NC-SC 147 $ 18,383,000 $ 125,000 $ 6,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 138 $ 18,584,000 $ 134,000 $ 55,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 119 $ 23,516,000 $ 197,000 $ 70,000
RICHMOND, VA 91 $ 21,189,000 $ 232,000 $ 82,000
SARASOTA-BRADENTON-VENICE, FL 89 $ 29,675,000 $ 333,000 $ 86,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 73 $ 14,589,000 $ 199,000 $ 83,000
MIAMI-MIAMI BEACH-KENDALL, FL 67 $ 11,545,000 $ 172,000 $ 96,000
NEW YORK-WAYNE-WHITE PLAINS, NY-NJ 67 $ 18,696,000 $ 279,000 $ 78,000
CHICAGO-NAPERVILLE-JOLIET, IL 49 $ 9,133,000 $ 186,000 $ 22,000
FAJARDO, PR 49 $ 5,935,000 $ 121,000 $ 0
ATLANTA-SANDY SPRINGS-MARIETTA, GA 46 $ 8,288,000 $ 180,000 $ 59,000
JACKSONVILLE, FL 45 $ 9,343,000 $ 207,000 $ 41,000
NAPLES-MARCO ISLAND, FL 43 $ 14,096,000 $ 327,000 $ 60,000
OCALA, FL 40 $ 5,160,000 $ 129,000 $ 28,000
AGUADILLA-ISABELA-SAN SEBASTIAN, PR 36 $ 3,885,000 $ 107,000 $ 0
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 33 $ 5,363,000 $ 162,000 $ 105,000
BALTIMORE-TOWSON, MD 28 $ 3,650,000 $ 130,000 $ 30,000
PONCE, PR 28 $ 2,554,000 $ 91,000 $ 0
LOS ANGELES-LONG BEACH-GLENDALE, CA 27 $ 5,420,000 $ 200,000 $ 48,000
TALLAHASSEE, FL 24 $ 3,318,000 $ 138,000 $ 26,000
PHILADELPHIA, PA 22 $ 1,853,000 $ 84,000 $ 22,000
PUNTA GORDA, FL 21 $ 2,065,000 $ 98,000 $ 37,000
HOUSTON-BAYTOWN-SUGAR LAND, TX 19 $ 2,437,000 $ 128,000 $ 14,000
SAN GERMAN-CABO ROJO, PR 19 $ 2,244,000 $ 118,000 $ 0
MAYAGUEZ, PR 18 $ 2,358,000 $ 131,000 $ 0
SANTA ANA-ANAHEIM-IRVINE, CA 18 $ 3,979,000 $ 221,000 $ 8,000
DALLAS-PLANO-IRVING, TX 17 $ 2,592,000 $ 152,000 $ 19,000
PHOENIX-MESA-SCOTTSDALE, AZ 17 $ 2,864,000 $ 168,000 $ 0
GAINESVILLE, FL 15 $ 2,759,000 $ 183,000 $ 61,000
SEATTLE-BELLEVUE-EVERETT, WA 15 $ 2,266,000 $ 151,000 $ 65,000
EDISON, NJ 14 $ 2,752,000 $ 196,000 $ 33,000
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 14 $ 2,943,000 $ 210,000 $ 0
PENSACOLA-FERRY PASS-BRENT, FL 13 $ 1,247,000 $ 95,000 $ 13,000
DENVER-AURORA, CO 12 $ 2,414,000 $ 201,000 $ 51,000
READING, PA 12 $ 1,112,000 $ 92,000 $ 11,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 12 $ 2,382,000 $ 198,000 $ 36,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 12 $ 2,458,000 $ 204,000 $ 37,000
WICHITA, KS 12 $ 1,325,000 $ 110,000 $ 57,000
AUSTIN-ROUND ROCK, TX 11 $ 1,482,000 $ 134,000 $ 10,000
GUAYAMA, PR 11 $ 950,000 $ 86,000 $ 0
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 11 $ 3,184,000 $ 289,000 $ 64,000
WILMINGTON, DE-MD-NJ 11 $ 1,570,000 $ 142,000 $ 28,000
BUFFALO-NIAGARA FALLS, NY 10 $ 539,000 $ 53,000 $ 0
DAYTON, OH 10 $ 546,000 $ 54,000 $ 10,000
MOBILE, AL 10 $ 808,000 $ 80,000 $ 26,000
NEW ORLEANS-METAIRIE-KENNER, LA 10 $ 1,189,000 $ 118,000 $ 47,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 9 $ 1,849,000 $ 205,000 $ 0
NASHVILLE-DAVIDSON--MURFREESBORO, TN 9 $ 1,067,000 $ 118,000 $ 13,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 9 $ 972,000 $ 108,000 $ 82,000
VERO BEACH, FL 9 $ 1,159,000 $ 128,000 $ 62,000
ALBUQUERQUE, NM 8 $ 767,000 $ 95,000 $ 37,000
BETHESDA-FREDERICK-GAITHERSBURG, MD 8 $ 2,182,000 $ 272,000 $ 28,000
BOSTON-QUINCY, MA 8 $ 1,417,000 $ 177,000 $ 34,000
YAUCO, PR 8 $ 749,000 $ 93,000 $ 0
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 7 $ 656,000 $ 93,000 $ 29,000
COLUMBUS, OH 7 $ 567,000 $ 81,000 $ 0
ST. LOUIS, MO-IL 7 $ 837,000 $ 119,000 $ 35,000
YORK-HANOVER, PA 7 $ 1,136,000 $ 162,000 $ 46,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 6 $ 1,864,000 $ 310,000 $ 0
CINCINNATI-MIDDLETOWN, OH-KY-IN 6 $ 450,000 $ 75,000 $ 26,000
CLEVELAND-ELYRIA-MENTOR, OH 6 $ 758,000 $ 126,000 $ 32,000
FORT WORTH-ARLINGTON, TX 6 $ 503,000 $ 83,000 $ 49,000
GREENSBORO-HIGH POINT, NC 6 $ 1,631,000 $ 271,000 $ 43,000
LYNCHBURG, VA 6 $ 1,451,000 $ 241,000 $ 65,000
NEWARK-UNION, NJ-PA 6 $ 1,673,000 $ 278,000 $ 48,000
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY 6 $ 1,096,000 $ 182,000 $ 24,000
PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA 6 $ 1,131,000 $ 188,000 $ 23,000
BATON ROUGE, LA 5 $ 303,000 $ 60,000 $ 0
DETROIT-LIVONIA-DEARBORN, MI 5 $ 716,000 $ 143,000 $ 32,000
GAINESVILLE, GA 5 $ 2,015,000 $ 403,000 $ 12,000
GARY, IN 5 $ 432,000 $ 86,000 $ 40,000
INDIANAPOLIS, IN 5 $ 552,000 $ 110,000 $ 7,000
KANSAS CITY, MO-KS 5 $ 385,000 $ 77,000 $ 0
OAKLAND-FREMONT-HAYWARD, CA 5 $ 766,000 $ 153,000 $ 18,000
OKLAHOMA CITY, OK 5 $ 405,000 $ 81,000 $ 0
PITTSBURGH, PA 5 $ 346,000 $ 69,000 $ 11,000
RALEIGH-CARY, NC 5 $ 2,167,000 $ 433,000 $ 16,000
WARREN-FARMINGTON HILLS-TROY, MI 5 $ 573,000 $ 114,000 $ 44,000
WINSTON-SALEM, NC 5 $ 1,056,000 $ 211,000 $ 56,000
WORCESTER, MA 5 $ 722,000 $ 144,000 $ 0
ALBANY-SCHENECTADY-TROY, NY 4 $ 427,000 $ 106,000 $ 0
BARNSTABLE TOWN, MA 4 $ 549,000 $ 137,000 $ 9,000
CAMDEN, NJ 4 $ 317,000 $ 79,000 $ 0
CHARLOTTESVILLE, VA 4 $ 702,000 $ 175,000 $ 81,000
COLUMBIA, SC 4 $ 251,000 $ 62,000 $ 0
EL CENTRO, CA 4 $ 417,000 $ 104,000 $ 46,000
FORT WALTON BEACH-CRESTVIEW-DESTIN, FL 4 $ 914,000 $ 228,000 $ 0
KINGSTON, NY 4 $ 587,000 $ 146,000 $ 0
LAFAYETTE, LA 4 $ 299,000 $ 74,000 $ 0
LAS VEGAS-PARADISE, NV 4 $ 649,000 $ 162,000 $ 35,000
OXNARD-THOUSAND OAKS-VENTURA, CA 4 $ 823,000 $ 205,000 $ 10,000
RAPID CITY, SD 4 $ 416,000 $ 104,000 $ 0
ROANOKE, VA 4 $ 309,000 $ 77,000 $ 7,000
ROCHESTER, NY 4 $ 438,000 $ 109,000 $ 13,000
SAN ANTONIO, TX 4 $ 406,000 $ 101,000 $ 0
TOPEKA, KS 4 $ 217,000 $ 54,000 $ 0
ASHEVILLE, NC 3 $ 1,091,000 $ 363,000 $ 47,000
COEUR D'ALENE, ID 3 $ 301,000 $ 100,000 $ 0
DURHAM, NC 3 $ 394,000 $ 131,000 $ 0
EL PASO, TX 3 $ 226,000 $ 75,000 $ 35,000
ESSEX COUNTY, MA 3 $ 637,000 $ 212,000 $ 21,000
FORT WAYNE, IN 3 $ 217,000 $ 72,000 $ 15,000
FRESNO, CA 3 $ 317,000 $ 105,000 $ 41,000
JACKSON, MI 3 $ 606,000 $ 202,000 $ 12,000
MANCHESTER-NASHUA, NH 3 $ 1,001,000 $ 333,000 $ 20,000
MEMPHIS, TN-MS-AR 3 $ 362,000 $ 120,000 $ 0
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC 3 $ 342,000 $ 114,000 $ 0
OMAHA-COUNCIL BLUFFS, NE-IA 3 $ 359,000 $ 119,000 $ 0
PANAMA CITY-LYNN HAVEN, FL 3 $ 133,000 $ 44,000 $ 161,000
PASCAGOULA, MS 3 $ 175,000 $ 58,000 $ 0
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 3 $ 215,000 $ 71,000 $ 43,000
SHREVEPORT-BOSSIER CITY, LA 3 $ 171,000 $ 57,000 $ 38,000
SPRINGFIELD, OH 3 $ 159,000 $ 53,000 $ 49,000
TACOMA, WA 3 $ 479,000 $ 159,000 $ 0
AKRON, OH 2 $ 123,000 $ 61,000 $ 71,000
ANCHORAGE, AK 2 $ 249,000 $ 124,000 $ 0
BEND, OR 2 $ 280,000 $ 140,000 $ 37,000
BIRMINGHAM-HOOVER, AL 2 $ 245,000 $ 122,000 $ 28,000
BOISE CITY-NAMPA, ID 2 $ 127,000 $ 63,000 $ 0
BROWNSVILLE-HARLINGEN, TX 2 $ 370,000 $ 185,000 $ 0
CANTON-MASSILLON, OH 2 $ 149,000 $ 74,000 $ 0
CHARLESTON, WV 2 $ 112,000 $ 56,000 $ 18,000
DES MOINES, IA 2 $ 168,000 $ 84,000 $ 0
DOVER, DE 2 $ 170,000 $ 85,000 $ 0
EUGENE-SPRINGFIELD, OR 2 $ 340,000 $ 170,000 $ 26,000
EVANSVILLE, IN-KY 2 $ 78,000 $ 39,000 $ 0
FLINT, MI 2 $ 92,000 $ 46,000 $ 36,000
GRAND RAPIDS-WYOMING, MI 2 $ 237,000 $ 118,000 $ 0
GREENVILLE, SC 2 $ 204,000 $ 102,000 $ 0
HAGERSTOWN-MARTINSBURG, MD-WV 2 $ 205,000 $ 102,000 $ 29,000
HARRISBURG-CARLISLE, PA 2 $ 192,000 $ 96,000 $ 0
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 2 $ 213,000 $ 106,000 $ 20,000
HATTIESBURG, MS 2 $ 221,000 $ 110,000 $ 0
HONOLULU, HI 2 $ 701,000 $ 350,000 $ 47,000
KILLEEN-TEMPLE-FORT HOOD, TX 2 $ 183,000 $ 91,000 $ 0
LAKE COUNTY-KENOSHA COUNTY, IL-WI 2 $ 527,000 $ 263,000 $ 0
LANSING-EAST LANSING, MI 2 $ 328,000 $ 164,000 $ 0
LEWISTON-AUBURN, ME 2 $ 155,000 $ 77,000 $ 44,000
LEXINGTON-FAYETTE, KY 2 $ 194,000 $ 97,000 $ 0
LITTLE ROCK-NORTH LITTLE ROCK, AR 2 $ 309,000 $ 154,000 $ 0
MACON, GA 2 $ 168,000 $ 84,000 $ 0
MUNCIE, IN 2 $ 178,000 $ 89,000 $ 0
OGDEN-CLEARFIELD, UT 2 $ 223,000 $ 111,000 $ 0
PEORIA, IL 2 $ 144,000 $ 72,000 $ 28,000
POCATELLO, ID 2 $ 229,000 $ 114,000 $ 0
RENO-SPARKS, NV 2 $ 188,000 $ 94,000 $ 16,000
ROCKFORD, IL 2 $ 130,000 $ 65,000 $ 0
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 2 $ 244,000 $ 122,000 $ 37,000
TOLEDO, OH 2 $ 111,000 $ 55,000 $ 0
TULSA, OK 2 $ 100,000 $ 50,000 $ 0
VALLEJO-FAIRFIELD, CA 2 $ 556,000 $ 278,000 $ 117,000
ALTOONA, PA 1 $ 434,000 $ 434,000 $ 0
AMES, IA 1 $ 112,000 $ 112,000 $ 0
ANN ARBOR, MI 1 $ 100,000 $ 100,000 $ 0
ATLANTIC CITY, NJ 1 $ 177,000 $ 177,000 $ 0
AUBURN-OPELIKA, AL 1 $ 125,000 $ 125,000 $ 109,000
AUGUSTA-RICHMOND COUNTY, GA-SC 1 $ 99,000 $ 99,000 $ 0
BAKERSFIELD, CA 1 $ 63,000 $ 63,000 $ 33,000
BEAUMONT-PORT ARTHUR, TX 1 $ 57,000 $ 57,000 $ 0
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA 1 $ 108,000 $ 108,000 $ 0
BLOOMINGTON-NORMAL, IL 1 $ 63,000 $ 63,000 $ 0
BRIDGEPORT-STAMFORD-NORWALK, CT 1 $ 71,000 $ 71,000 $ 83,000
BRUNSWICK, GA 1 $ 276,000 $ 276,000 $ 0
BURLINGTON, NC 1 $ 136,000 $ 136,000 $ 0
CHAMPAIGN-URBANA, IL 1 $ 144,000 $ 144,000 $ 0
CHICO, CA 1 $ 204,000 $ 204,000 $ 0
CLEVELAND, TN 1 $ 114,000 $ 114,000 $ 60,000
COLLEGE STATION-BRYAN, TX 1 $ 73,000 $ 73,000 $ 0
CORPUS CHRISTI, TX 1 $ 54,000 $ 54,000 $ 0
DALTON, GA 1 $ 76,000 $ 76,000 $ 0
DANVILLE, VA 1 $ 68,000 $ 68,000 $ 58,000
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 1 $ 112,000 $ 112,000 $ 0
ELKHART-GOSHEN, IN 1 $ 30,000 $ 30,000 $ 24,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 1 $ 47,000 $ 47,000 $ 0
FORT COLLINS-LOVELAND, CO 1 $ 134,000 $ 134,000 $ 0
GADSDEN, AL 1 $ 25,000 $ 25,000 $ 0
GREELEY, CO 1 $ 138,000 $ 138,000 $ 0
GREEN BAY, WI 1 $ 166,000 $ 166,000 $ 0
HICKORY-LENOIR-MORGANTON, NC 1 $ 121,000 $ 121,000 $ 32,000
HOLLAND-GRAND HAVEN, MI 1 $ 48,000 $ 48,000 $ 55,000
HOT SPRINGS, AR 1 $ 50,000 $ 50,000 $ 0
IDAHO FALLS, ID 1 $ 59,000 $ 59,000 $ 0
JANESVILLE, WI 1 $ 100,000 $ 100,000 $ 0
KALAMAZOO-PORTAGE, MI 1 $ 102,000 $ 102,000 $ 91,000
LAS CRUCES, NM 1 $ 88,000 $ 88,000 $ 0
LEBANON, PA 1 $ 47,000 $ 47,000 $ 0
LIMA, OH 1 $ 49,000 $ 49,000 $ 0
LOUISVILLE, KY-IN 1 $ 104,000 $ 104,000 $ 0
LUBBOCK, TX 1 $ 128,000 $ 128,000 $ 0
MISSOULA, MT 1 $ 153,000 $ 153,000 $ 0
MONROE, LA 1 $ 57,000 $ 57,000 $ 74,000
MONROE, MI 1 $ 190,000 $ 190,000 $ 158,000
MUSKEGON-NORTON SHORES, MI 1 $ 84,000 $ 84,000 $ 0
NEW HAVEN-MILFORD, CT 1 $ 65,000 $ 65,000 $ 35,000
NILES-BENTON HARBOR, MI 1 $ 53,000 $ 53,000 $ 25,000
OSHKOSH-NEENAH, WI 1 $ 80,000 $ 80,000 $ 0
OWENSBORO, KY 1 $ 69,000 $ 69,000 $ 0
PITTSFIELD, MA 1 $ 65,000 $ 65,000 $ 44,000
PORTLAND-VANCOUVER-BEAVERTON, OR-WA 1 $ 100,000 $ 100,000 $ 0
PRESCOTT, AZ 1 $ 153,000 $ 153,000 $ 265,000
PROVO-OREM, UT 1 $ 143,000 $ 143,000 $ 0
REDDING, CA 1 $ 138,000 $ 138,000 $ 0
SAGINAW-SAGINAW TOWNSHIP NORTH, MI 1 $ 88,000 $ 88,000 $ 0
SALEM, OR 1 $ 112,000 $ 112,000 $ 0
SALINAS, CA 1 $ 200,000 $ 200,000 $ 58,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 1 $ 60,000 $ 60,000 $ 38,000
SAN LUIS OBISPO-PASO ROBLES, CA 1 $ 118,000 $ 118,000 $ 0
SANDUSKY, OH 1 $ 56,000 $ 56,000 $ 0
SANTA CRUZ-WATSONVILLE, CA 1 $ 333,000 $ 333,000 $ 0
SCRANTON--WILKES-BARRE, PA 1 $ 61,000 $ 61,000 $ 0
SOUTH BEND-MISHAWAKA, IN-MI 1 $ 58,000 $ 58,000 $ 67,000
SPARTANBURG, SC 1 $ 65,000 $ 65,000 $ 0
SPOKANE, WA 1 $ 359,000 $ 359,000 $ 0
STOCKTON, CA 1 $ 74,000 $ 74,000 $ 27,000
SYRACUSE, NY 1 $ 103,000 $ 103,000 $ 0
TUCSON, AZ 1 $ 93,000 $ 93,000 $ 0
TUSCALOOSA, AL 1 $ 175,000 $ 175,000 $ 0
TYLER, TX 1 $ 60,000 $ 60,000 $ 0
WARNER ROBINS, GA 1 $ 50,000 $ 50,000 $ 47,000
WILMINGTON, NC 1 $ 157,000 $ 157,000 $ 0
YAKIMA, WA 1 $ 123,000 $ 123,000 $ 0

Mortgage Loan Application Detail Totals for R-G Crown Bank in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,495 $731,964,000 $155,280 $2,950,000 $7,520 $7,200,000
Refinancing 2,038 $302,016,000 $126,354 $4,836,000 $33,708 $1,020,000
Home Improvement 210 $9,463,000 $50,500 $525,000 $19,666 $378,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,640 $636,442,000 $153,140 $1,800,000 $80 $141,000
White 1,384 $299,176,000 $127,648 $4,836,000 $72,756 $7,200,000
Hispanic 383 $48,872,000 $146,600 $765,000 $86,600 $796,000
Not Provided 185 $35,113,000 $107,840 $2,096,000 $36,720 $2,369,000
Black or African American 92 $12,392,000 $117,400 $609,000 $60,866 $784,000
Asian 41 $8,157,000 $159,833 $1,416,000 $82,166 $1,440,000
American Indian or Alaskan Native 10 $1,979,000 $195,600 $424,000 $127,600 $541,000
Native Hawaiian or Other Pacific Islander 8 $1,312,000 $188,333 $334,000 $54,666 $81,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,531 $1,012,989,000 $141,313 $4,836,000 $23,254 $7,200,000
FHA-insured (Federal Housing Administration) 191 $26,927,000 $154,500 $551,000 $0 $0
VA-guaranteed (Veterans Administration) 20 $3,442,000 $186,250 $328,000 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $85,000 $85,000 $85,000 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 3,627 $630,989,000 $153,100 $1,800,000 $0 $135,000
Loan Originated 1,548 $335,525,000 $127,027 $4,836,000 $79,189 $7,200,000
Application Denied By Financial Institution 297 $31,031,000 $122,478 $840,000 $39,086 $1,020,000
Application Withdrawn By Applicant 148 $26,624,000 $135,736 $2,096,000 $36,421 $784,000
Application Approved But Not Accepted 106 $17,395,000 $133,133 $1,000,000 $97,466 $466,000
File Closed For Incompleteness 17 $1,879,000 $87,428 $279,000 $44,142 $189,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 133 $12,682,000 $127,125 $825,000 $25,312 $1,020,000
Debt-To-Income Ratio 82 $6,505,000 $129,600 $491,000 $75,400 $378,000
Collateral 29 $2,583,000 $85,500 $192,000 $61,250 $354,000
Other 24 $5,019,000 $176,000 $840,000 $85,000 $235,000
Employment History 9 $1,552,000 $149,500 $350,000 $41,500 $79,000
Insufficient Cash (Downpayment, Closing Cost) 8 $1,279,000 $159,000 $423,000 $98,000 $250,000
Unverifiable Information 8 $1,008,000 $126,000 $223,000 $51,000 $144,000
Credit Application Incomplete 4 $403,000 $100,000 $137,000 $30,000 $43,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into R-G Crown Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess R-G Crown Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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