R-G Crown Bank Mortgage Lending & HMDA Data, 2004

In 2004, R-G Crown Bank of Casselberry, FL reported 5,743 mortgage applications totaling $1.0 billion, up 49% from 2003. The average application was for $181,689, and applicants reported an average income of $46,958. 27% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Orlando, FL (1,201), San Juan-Caguas-Guaynabo, PR (852) and Nassau-Suffolk, NY (338) (applications in parentheses).

Mortgage Company & Address R-G Crown Bank
105 Live Oaks Gardens
Casselberry, FL 32707
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 5,743
Total Mortgage Loan Application Amount $1,043,443,000
Average Mortgage Loan Application Amount $181,689
Highest Mortgage Loan Application Amount $4,836,000
Average Applicant Income $46,958
Highest Applicant Income $7,200,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records R-G Crown Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for R-G Crown Bank by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Orange, Florida 504 $ 108,541,000 $ 215,359 $ 68,000
Osceola, Florida 324 $ 72,385,000 $ 223,410 $ 98,000
Suffolk, New York 289 $ 70,277,000 $ 243,173 $ 38,000
Lee, Florida 258 $ 53,897,000 $ 208,903 $ 100,000
Seminole, Florida 212 $ 38,310,000 $ 180,707 $ 66,000
Polk, Florida 186 $ 29,622,000 $ 159,258 $ 67,000
San Juan, Puerto Rico 175 $ 37,240,000 $ 212,800 $ 0
Lake, Florida 161 $ 30,191,000 $ 187,521 $ 49,000
St. Lucie, Florida 146 $ 35,062,000 $ 240,150 $ 80,000
Palm Beach, Florida 138 $ 18,584,000 $ 134,666 $ 55,000
Volusia, Florida 119 $ 23,516,000 $ 197,613 $ 70,000
Pasco, Florida 115 $ 11,439,000 $ 99,469 $ 57,000
Pinellas, Florida 94 $ 8,911,000 $ 94,797 $ 45,000
Carolina, Puerto Rico 82 $ 11,137,000 $ 135,817 $ 0
Hillsborough, Florida 76 $ 19,918,000 $ 262,078 $ 74,000
Bayamon, Puerto Rico 76 $ 8,896,000 $ 117,052 $ 0
Brevard, Florida 73 $ 14,589,000 $ 199,849 $ 83,000
Union, North Carolina 71 $ 8,478,000 $ 119,408 $ 0
Guaynabo, Puerto Rico 71 $ 17,551,000 $ 247,197 $ 0
Flagler, Florida 67 $ 15,037,000 $ 224,432 $ 101,000
Miami-Dade, Florida 67 $ 11,545,000 $ 172,313 $ 96,000
Mecklenburg, North Carolina 60 $ 8,217,000 $ 136,950 $ 13,000
Sarasota, Florida 56 $ 20,888,000 $ 373,000 $ 95,000
Caguas, Puerto Rico 53 $ 6,901,000 $ 130,207 $ 0
Nassau, New York 49 $ 11,735,000 $ 239,489 $ 28,000
Collier, Florida 43 $ 14,096,000 $ 327,813 $ 60,000
Marion, Florida 40 $ 5,160,000 $ 129,000 $ 28,000
Rio Grande, Puerto Rico 40 $ 4,838,000 $ 120,950 $ 0
Queens, New York 38 $ 9,794,000 $ 257,736 $ 9,000
Toa Baja, Puerto Rico 36 $ 3,894,000 $ 108,166 $ 0
Hernando, Florida 34 $ 5,170,000 $ 152,058 $ 32,000
Cook, Illinois 34 $ 6,461,000 $ 190,029 $ 27,000
Broward, Florida 33 $ 5,363,000 $ 162,515 $ 105,000
Manatee, Florida 33 $ 8,787,000 $ 266,272 $ 71,000
Martin, Florida 30 $ 7,597,000 $ 253,233 $ 75,000
Fajardo, Puerto Rico 30 $ 3,456,000 $ 115,200 $ 0
Los Angeles, California 27 $ 5,420,000 $ 200,740 $ 48,000
Trujillo Alto, Puerto Rico 26 $ 4,421,000 $ 170,038 $ 0
Toa Alta, Puerto Rico 24 $ 2,997,000 $ 124,875 $ 0
Duval, Florida 22 $ 3,790,000 $ 172,272 $ 52,000
Charlotte, Florida 21 $ 2,065,000 $ 98,333 $ 37,000
Arecibo, Puerto Rico 21 $ 2,382,000 $ 113,428 $ 0
Ponce, Puerto Rico 20 $ 1,883,000 $ 94,150 $ 0
Vega Baja, Puerto Rico 19 $ 2,346,000 $ 123,473 $ 0
Orange, California 18 $ 3,979,000 $ 221,055 $ 8,000
Leon, Florida 18 $ 2,619,000 $ 145,500 $ 24,000
Dorado, Puerto Rico 18 $ 4,684,000 $ 260,222 $ 0
Humacao, Puerto Rico 18 $ 3,186,000 $ 177,000 $ 0
Hanover, Virginia 18 $ 4,260,000 $ 236,666 $ 71,000
New Kent, Virginia 18 $ 3,637,000 $ 202,055 $ 148,000
Maricopa, Arizona 17 $ 2,864,000 $ 168,470 $ 0
Cidra, Puerto Rico 17 $ 2,070,000 $ 121,764 $ 0
Prince George's, Maryland 16 $ 2,973,000 $ 185,812 $ 33,000
Alachua, Florida 15 $ 2,759,000 $ 183,933 $ 61,000
Mayaguez, Puerto Rico 15 $ 2,000,000 $ 133,333 $ 0
Fairfax, Virginia 15 $ 4,829,000 $ 321,933 $ 63,000
San Diego, California 14 $ 2,943,000 $ 210,214 $ 0
Fulton, Georgia 14 $ 2,563,000 $ 183,071 $ 6,000
Cabo Rojo, Puerto Rico 14 $ 1,619,000 $ 115,642 $ 0
Gurabo, Puerto Rico 14 $ 1,762,000 $ 125,857 $ 0
St. Johns, Florida 13 $ 4,653,000 $ 357,923 $ 39,000
Camuy, Puerto Rico 13 $ 1,260,000 $ 96,923 $ 0
Luquillo, Puerto Rico 13 $ 1,865,000 $ 143,461 $ 0
District of Columbia, District Of Columbia 12 $ 2,458,000 $ 204,833 $ 37,000
Sedgwick, Kansas 12 $ 1,325,000 $ 110,416 $ 57,000
Berks, Pennsylvania 12 $ 1,112,000 $ 92,666 $ 11,000
Canovanas, Puerto Rico 12 $ 1,161,000 $ 96,750 $ 0
Henrico, Virginia 12 $ 3,176,000 $ 264,666 $ 57,000
New Castle, Delaware 11 $ 1,570,000 $ 142,727 $ 28,000
Anne Arundel, Maryland 11 $ 1,587,000 $ 144,272 $ 29,000
Gaston, North Carolina 11 $ 1,355,000 $ 123,181 $ 5,000
Hatillo, Puerto Rico 11 $ 1,363,000 $ 123,909 $ 0
Vega Alta, Puerto Rico 11 $ 1,304,000 $ 118,545 $ 0
Harris, Texas 11 $ 1,527,000 $ 138,818 $ 29,000
King, Washington 11 $ 1,734,000 $ 157,636 $ 74,000
Mobile, Alabama 10 $ 808,000 $ 80,800 $ 26,000
Escambia, Florida 10 $ 1,037,000 $ 103,700 $ 12,000
Erie, New York 10 $ 539,000 $ 53,900 $ 0
Aguadilla, Puerto Rico 10 $ 1,190,000 $ 119,000 $ 0
Cayey, Puerto Rico 10 $ 1,378,000 $ 137,800 $ 0
Manati, Puerto Rico 10 $ 1,081,000 $ 108,100 $ 0
Powhatan, Virginia 10 $ 2,815,000 $ 281,500 $ 119,000
Baldwin, Alabama 9 $ 1,765,000 $ 196,111 $ 0
Indian River, Florida 9 $ 1,159,000 $ 128,777 $ 62,000
Barceloneta, Puerto Rico 9 $ 1,050,000 $ 116,666 $ 0
Catano, Puerto Rico 9 $ 994,000 $ 110,444 $ 0
Arapahoe, Colorado 8 $ 1,535,000 $ 191,875 $ 47,000
Baltimore, Maryland 8 $ 940,000 $ 117,500 $ 22,000
Montgomery, Ohio 8 $ 383,000 $ 47,875 $ 15,000
Philadelphia, Pennsylvania 8 $ 459,000 $ 57,375 $ 16,000
Barranquitas, Puerto Rico 8 $ 695,000 $ 86,875 $ 0
Chesterfield, Virginia 8 $ 1,567,000 $ 195,875 $ 62,000
Sacramento, California 7 $ 1,160,000 $ 165,714 $ 44,000
Citrus, Florida 7 $ 795,000 $ 113,571 $ 20,000
Montgomery, Maryland 7 $ 1,886,000 $ 269,428 $ 33,000
Ocean, New Jersey 7 $ 1,413,000 $ 201,857 $ 61,000
Bernalillo, New Mexico 7 $ 681,000 $ 97,285 $ 46,000
Kings, New York 7 $ 1,881,000 $ 268,714 $ 21,000
Westchester, New York 7 $ 1,485,000 $ 212,142 $ 0
York, Pennsylvania 7 $ 1,136,000 $ 162,285 $ 46,000
Aguas Buenas, Puerto Rico 7 $ 715,000 $ 102,142 $ 0
Guayama, Puerto Rico 7 $ 630,000 $ 90,000 $ 0
Isabela, Puerto Rico 7 $ 643,000 $ 91,857 $ 0
Juana Diaz, Puerto Rico 7 $ 594,000 $ 84,857 $ 0
Juncos, Puerto Rico 7 $ 657,000 $ 93,857 $ 0
San Lorenzo, Puerto Rico 7 $ 649,000 $ 92,714 $ 0
Prince William, Virginia 7 $ 1,908,000 $ 272,571 $ 0
Clay, Florida 6 $ 595,000 $ 99,166 $ 32,000
Sumter, Florida 6 $ 1,011,000 $ 168,500 $ 0
Orleans, Louisiana 6 $ 743,000 $ 123,833 $ 46,000
Middlesex, Massachusetts 6 $ 1,864,000 $ 310,666 $ 0
New York, New York 6 $ 4,221,000 $ 703,500 $ 382,000
Richmond, New York 6 $ 877,000 $ 146,166 $ 38,000
Franklin, Ohio 6 $ 513,000 $ 85,500 $ 0
Delaware, Pennsylvania 6 $ 407,000 $ 67,833 $ 23,000
Ceiba, Puerto Rico 6 $ 614,000 $ 102,333 $ 0
Corozal, Puerto Rico 6 $ 639,000 $ 106,500 $ 0
Las Piedras, Puerto Rico 6 $ 541,000 $ 90,166 $ 0
San Sebastian, Puerto Rico 6 $ 706,000 $ 117,666 $ 0
Utuado, Puerto Rico 6 $ 704,000 $ 117,333 $ 0
Yauco, Puerto Rico 6 $ 593,000 $ 98,833 $ 0
Dallas, Texas 6 $ 603,000 $ 100,500 $ 35,000
Tarrant, Texas 6 $ 503,000 $ 83,833 $ 49,000
Travis, Texas 6 $ 993,000 $ 165,500 $ 0
San Bernardino, California 5 $ 616,000 $ 123,200 $ 105,000
Gwinnett, Georgia 5 $ 638,000 $ 127,600 $ 8,000
Hall, Georgia 5 $ 2,015,000 $ 403,000 $ 12,000
Henry, Georgia 5 $ 979,000 $ 195,800 $ 218,000
Troup, Georgia 5 $ 449,000 $ 89,800 $ 50,000
DuPage, Illinois 5 $ 992,000 $ 198,400 $ 0
Worcester, Massachusetts 5 $ 722,000 $ 144,400 $ 0
Wayne, Michigan 5 $ 716,000 $ 143,200 $ 32,000
Guilford, North Carolina 5 $ 1,533,000 $ 306,600 $ 65,000
Oklahoma, Oklahoma 5 $ 405,000 $ 81,000 $ 0
Allegheny, Pennsylvania 5 $ 346,000 $ 69,200 $ 11,000
Monroe, Pennsylvania 5 $ 876,000 $ 175,200 $ 10,000
Loiza, Puerto Rico 5 $ 698,000 $ 139,600 $ 0
Morovis, Puerto Rico 5 $ 414,000 $ 82,800 $ 0
Naguabo, Puerto Rico 5 $ 468,000 $ 93,600 $ 0
Davidson, Tennessee 5 $ 515,000 $ 103,000 $ 10,000
Denton, Texas 5 $ 1,387,000 $ 277,400 $ 16,000
Louisa, Virginia 5 $ 1,846,000 $ 369,200 $ 75,000
Alameda, California 4 $ 626,000 $ 156,500 $ 27,000
Imperial, California 4 $ 417,000 $ 104,250 $ 46,000
Riverside, California 4 $ 356,000 $ 89,000 $ 36,000
Ventura, California 4 $ 823,000 $ 205,750 $ 10,000
Highlands, Florida 4 $ 698,000 $ 174,500 $ 50,000
Levy, Florida 4 $ 950,000 $ 237,500 $ 30,000
Monroe, Florida 4 $ 576,000 $ 144,000 $ 80,000
Nassau, Florida 4 $ 305,000 $ 76,250 $ 18,000
Okaloosa, Florida 4 $ 914,000 $ 228,500 $ 0
Wakulla, Florida 4 $ 385,000 $ 96,250 $ 29,000
Kendall, Illinois 4 $ 792,000 $ 198,000 $ 56,000
East Baton Rouge, Louisiana 4 $ 249,000 $ 62,250 $ 0
Jefferson, Louisiana 4 $ 446,000 $ 111,500 $ 49,000
Lafayette, Louisiana 4 $ 299,000 $ 74,750 $ 0
Charles, Maryland 4 $ 1,124,000 $ 281,000 $ 0
Barnstable, Massachusetts 4 $ 549,000 $ 137,250 $ 9,000
Norfolk, Massachusetts 4 $ 880,000 $ 220,000 $ 51,000
Plymouth, Massachusetts 4 $ 537,000 $ 134,250 $ 16,000
Anoka, Minnesota 4 $ 759,000 $ 189,750 $ 0
Clark, Nevada 4 $ 649,000 $ 162,250 $ 35,000
Essex, New Jersey 4 $ 938,000 $ 234,500 $ 72,000
Dutchess, New York 4 $ 683,000 $ 170,750 $ 36,000
Ulster, New York 4 $ 587,000 $ 146,750 $ 0
Wake, North Carolina 4 $ 1,995,000 $ 498,750 $ 20,000
Cuyahoga, Ohio 4 $ 454,000 $ 113,500 $ 0
Lehigh, Pennsylvania 4 $ 308,000 $ 77,000 $ 0
Lajas, Puerto Rico 4 $ 524,000 $ 131,000 $ 0
Rincon, Puerto Rico 4 $ 517,000 $ 129,250 $ 0
Yabucoa, Puerto Rico 4 $ 369,000 $ 92,250 $ 0
Pennington, South Dakota 4 $ 416,000 $ 104,000 $ 0
Collin, Texas 4 $ 468,000 $ 117,000 $ 0
Fort Bend, Texas 4 $ 593,000 $ 148,250 $ 0
Goochland, Virginia 4 $ 937,000 $ 234,250 $ 57,000
Manassas, Virginia 4 $ 992,000 $ 248,000 $ 24,000
Virginia Beach, Virginia 4 $ 2,011,000 $ 502,750 $ 119,000
Snohomish, Washington 4 $ 532,000 $ 133,000 $ 45,000
El Dorado, California 3 $ 763,000 $ 254,333 $ 42,000
Fresno, California 3 $ 317,000 $ 105,666 $ 41,000
Bay, Florida 3 $ 133,000 $ 44,333 $ 161,000
Santa Rosa, Florida 3 $ 210,000 $ 70,000 $ 14,000
Cherokee, Georgia 3 $ 336,000 $ 112,000 $ 50,000
Cobb, Georgia 3 $ 493,000 $ 164,333 $ 121,000
Coweta, Georgia 3 $ 299,000 $ 99,666 $ 22,000
Fayette, Georgia 3 $ 1,355,000 $ 451,666 $ 0
Kootenai, Idaho 3 $ 301,000 $ 100,333 $ 0
Allen, Indiana 3 $ 217,000 $ 72,333 $ 15,000
Hamilton, Indiana 3 $ 401,000 $ 133,666 $ 0
Lake, Indiana 3 $ 232,000 $ 77,333 $ 19,000
Johnson, Kansas 3 $ 915,000 $ 305,000 $ 0
Shawnee, Kansas 3 $ 154,000 $ 51,333 $ 0
Wyandotte, Kansas 3 $ 175,000 $ 58,333 $ 0
Harford, Maryland 3 $ 419,000 $ 139,666 $ 10,000
Essex, Massachusetts 3 $ 637,000 $ 212,333 $ 21,000
Jackson, Michigan 3 $ 606,000 $ 202,000 $ 12,000
Oakland, Michigan 3 $ 282,000 $ 94,000 $ 74,000
Jackson, Mississippi 3 $ 175,000 $ 58,333 $ 0
Jackson, Missouri 3 $ 258,000 $ 86,000 $ 0
St. Louis, Missouri 3 $ 295,000 $ 98,333 $ 47,000
Douglas, Nebraska 3 $ 359,000 $ 119,666 $ 0
Hillsborough, New Hampshire 3 $ 1,001,000 $ 333,666 $ 20,000
Camden, New Jersey 3 $ 228,000 $ 76,000 $ 0
Hudson, New Jersey 3 $ 287,000 $ 95,666 $ 88,000
Middlesex, New Jersey 3 $ 623,000 $ 207,666 $ 0
Somerset, New Jersey 3 $ 586,000 $ 195,333 $ 32,000
Anson, North Carolina 3 $ 103,000 $ 34,333 $ 0
Forsyth, North Carolina 3 $ 653,000 $ 217,666 $ 58,000
Clark, Ohio 3 $ 159,000 $ 53,000 $ 49,000
Hamilton, Ohio 3 $ 194,000 $ 64,666 $ 0
Bucks, Pennsylvania 3 $ 460,000 $ 153,333 $ 30,000
Montgomery, Pennsylvania 3 $ 266,000 $ 88,666 $ 16,000
Aguada, Puerto Rico 3 $ 231,000 $ 77,000 $ 0
Aibonito, Puerto Rico 3 $ 504,000 $ 168,000 $ 0
Hormigueros, Puerto Rico 3 $ 358,000 $ 119,333 $ 0
Patillas, Puerto Rico 3 $ 266,000 $ 88,666 $ 0
Quebradillas, Puerto Rico 3 $ 293,000 $ 97,666 $ 0
Providence, Rhode Island 3 $ 678,000 $ 226,000 $ 17,000
Horry, South Carolina 3 $ 342,000 $ 114,000 $ 0
York, South Carolina 3 $ 487,000 $ 162,333 $ 0
Shelby, Tennessee 3 $ 362,000 $ 120,666 $ 0
El Paso, Texas 3 $ 226,000 $ 75,333 $ 35,000
Williamson, Texas 3 $ 284,000 $ 94,666 $ 27,000
Amelia, Virginia 3 $ 758,000 $ 252,666 $ 96,000
Bedford, Virginia 3 $ 840,000 $ 280,000 $ 0
Chesapeake, Virginia 3 $ 534,000 $ 178,000 $ 51,000
Fauquier, Virginia 3 $ 477,000 $ 159,000 $ 32,000
King William, Virginia 3 $ 645,000 $ 215,000 $ 73,000
Manassas Park, Virginia 3 $ 838,000 $ 279,333 $ 0
Mecklenburg, Virginia 3 $ 583,000 $ 194,333 $ 104,000
Pierce, Washington 3 $ 479,000 $ 159,666 $ 0
Talladega, Alabama 2 $ 179,000 $ 89,500 $ 0
Anchorage, Alaska 2 $ 249,000 $ 124,500 $ 0
Saline, Arkansas 2 $ 309,000 $ 154,500 $ 0
Placer, California 2 $ 459,000 $ 229,500 $ 6,000
San Mateo, California 2 $ 244,000 $ 122,000 $ 37,000
Solano, California 2 $ 556,000 $ 278,000 $ 117,000
Grand, Colorado 2 $ 182,000 $ 91,000 $ 0
Jefferson, Colorado 2 $ 593,000 $ 296,500 $ 32,000
Hartford, Connecticut 2 $ 213,000 $ 106,500 $ 20,000
Litchfield, Connecticut 2 $ 306,000 $ 153,000 $ 32,000
Kent, Delaware 2 $ 170,000 $ 85,000 $ 0
Sussex, Delaware 2 $ 280,000 $ 140,000 $ 0
Gadsden, Florida 2 $ 314,000 $ 157,000 $ 27,000
Putnam, Florida 2 $ 569,000 $ 284,500 $ 38,000
Clayton, Georgia 2 $ 269,000 $ 134,500 $ 33,000
Douglas, Georgia 2 $ 180,000 $ 90,000 $ 12,000
Pulaski, Georgia 2 $ 131,000 $ 65,500 $ 23,000
Walton, Georgia 2 $ 695,000 $ 347,500 $ 0
Honolulu, Hawaii 2 $ 701,000 $ 350,500 $ 47,000
Ada, Idaho 2 $ 127,000 $ 63,500 $ 0
Bannock, Idaho 2 $ 229,000 $ 114,500 $ 0
Lake, Illinois 2 $ 527,000 $ 263,500 $ 0
Peoria, Illinois 2 $ 144,000 $ 72,000 $ 28,000
Will, Illinois 2 $ 298,000 $ 149,000 $ 28,000
Winnebago, Illinois 2 $ 130,000 $ 65,000 $ 0
Delaware, Indiana 2 $ 178,000 $ 89,000 $ 0
Marion, Indiana 2 $ 151,000 $ 75,500 $ 14,000
Vanderburgh, Indiana 2 $ 78,000 $ 39,000 $ 0
Polk, Iowa 2 $ 168,000 $ 84,000 $ 0
Campbell, Kentucky 2 $ 264,000 $ 132,000 $ 0
Caddo, Louisiana 2 $ 107,000 $ 53,500 $ 22,000
Androscoggin, Maine 2 $ 155,000 $ 77,500 $ 44,000
Baltimore City, Maryland 2 $ 247,000 $ 123,500 $ 0
Carroll, Maryland 2 $ 216,000 $ 108,000 $ 0
Howard, Maryland 2 $ 241,000 $ 120,500 $ 127,000
Talbot, Maryland 2 $ 248,000 $ 124,000 $ 56,000
Washington, Maryland 2 $ 205,000 $ 102,500 $ 29,000
Bristol, Massachusetts 2 $ 340,000 $ 170,000 $ 0
Genesee, Michigan 2 $ 92,000 $ 46,000 $ 36,000
Kent, Michigan 2 $ 237,000 $ 118,500 $ 0
Becker, Minnesota 2 $ 93,000 $ 46,500 $ 0
Hennepin, Minnesota 2 $ 484,000 $ 242,000 $ 0
Polk, Minnesota 2 $ 89,000 $ 44,500 $ 0
Ramsey, Minnesota 2 $ 402,000 $ 201,000 $ 0
Platte, Missouri 2 $ 127,000 $ 63,500 $ 0
Randolph, Missouri 2 $ 128,000 $ 64,000 $ 0
St. Louis City, Missouri 2 $ 258,000 $ 129,000 $ 25,000
Merrimack, New Hampshire 2 $ 163,000 $ 81,500 $ 12,000
Rockingham, New Hampshire 2 $ 160,000 $ 80,000 $ 87,000
Bergen, New Jersey 2 $ 247,000 $ 123,500 $ 17,000
Albany, New York 2 $ 295,000 $ 147,500 $ 0
Bronx, New York 2 $ 351,000 $ 175,500 $ 0
Monroe, New York 2 $ 239,000 $ 119,500 $ 0
Ontario, New York 2 $ 199,000 $ 99,500 $ 26,000
Orange, New York 2 $ 413,000 $ 206,500 $ 0
Cabarrus, North Carolina 2 $ 230,000 $ 115,000 $ 0
Dare, North Carolina 2 $ 1,306,000 $ 653,000 $ 3,000
Davidson, North Carolina 2 $ 275,000 $ 137,500 $ 41,000
Durham, North Carolina 2 $ 211,000 $ 105,500 $ 0
Henderson, North Carolina 2 $ 991,000 $ 495,500 $ 71,000
Iredell, North Carolina 2 $ 401,000 $ 200,500 $ 17,000
Jackson, North Carolina 2 $ 1,218,000 $ 609,000 $ 151,000
Lucas, Ohio 2 $ 111,000 $ 55,500 $ 0
Preble, Ohio 2 $ 163,000 $ 81,500 $ 0
Stark, Ohio 2 $ 149,000 $ 74,500 $ 0
Deschutes, Oregon 2 $ 280,000 $ 140,000 $ 37,000
Lane, Oregon 2 $ 340,000 $ 170,000 $ 26,000
Chester, Pennsylvania 2 $ 261,000 $ 130,500 $ 30,000
Northampton, Pennsylvania 2 $ 183,000 $ 91,500 $ 72,000
Anasco, Puerto Rico 2 $ 229,000 $ 114,500 $ 0
Ciales, Puerto Rico 2 $ 164,000 $ 82,000 $ 0
Coamo, Puerto Rico 2 $ 196,000 $ 98,000 $ 0
Florida, Puerto Rico 2 $ 187,000 $ 93,500 $ 0
Lares, Puerto Rico 2 $ 168,000 $ 84,000 $ 0
Maunabo, Puerto Rico 2 $ 167,000 $ 83,500 $ 0
Moca, Puerto Rico 2 $ 201,000 $ 100,500 $ 0
Naranjito, Puerto Rico 2 $ 200,000 $ 100,000 $ 0
Orocovis, Puerto Rico 2 $ 282,000 $ 141,000 $ 0
Santa Isabel, Puerto Rico 2 $ 202,000 $ 101,000 $ 0
Aiken, South Carolina 2 $ 143,000 $ 71,500 $ 21,000
Chester, South Carolina 2 $ 121,000 $ 60,500 $ 0
Greenville, South Carolina 2 $ 204,000 $ 102,000 $ 0
Kershaw, South Carolina 2 $ 115,000 $ 57,500 $ 0
Williamson, Tennessee 2 $ 310,000 $ 155,000 $ 31,000
Bell, Texas 2 $ 183,000 $ 91,500 $ 0
Bexar, Texas 2 $ 182,000 $ 91,000 $ 0
Cameron, Texas 2 $ 370,000 $ 185,000 $ 0
Galveston, Texas 2 $ 122,000 $ 61,000 $ 0
Hays, Texas 2 $ 205,000 $ 102,500 $ 0
Davis, Utah 2 $ 223,000 $ 111,500 $ 0
Albemarle, Virginia 2 $ 302,000 $ 151,000 $ 0
Bedford City, Virginia 2 $ 211,000 $ 105,500 $ 20,000
Charles City, Virginia 2 $ 267,000 $ 133,500 $ 229,000
Culpeper, Virginia 2 $ 597,000 $ 298,500 $ 0
King and Queen, Virginia 2 $ 420,000 $ 210,000 $ 85,000
Loudoun, Virginia 2 $ 482,000 $ 241,000 $ 0
Nelson, Virginia 2 $ 400,000 $ 200,000 $ 163,000
Norfolk, Virginia 2 $ 124,000 $ 62,000 $ 21,000
Richmond City, Virginia 2 $ 251,000 $ 125,500 $ 37,000
Roanoke City, Virginia 2 $ 139,000 $ 69,500 $ 0
Albany, Wyoming 2 $ 180,000 $ 90,000 $ 22,000
Cherokee, Alabama 1 $ 95,000 $ 95,000 $ 0
Cullman, Alabama 1 $ 56,000 $ 56,000 $ 0
Dale, Alabama 1 $ 109,000 $ 109,000 $ 0
Etowah, Alabama 1 $ 25,000 $ 25,000 $ 0
Jefferson, Alabama 1 $ 82,000 $ 82,000 $ 0
Lee, Alabama 1 $ 125,000 $ 125,000 $ 109,000
St. Clair, Alabama 1 $ 163,000 $ 163,000 $ 56,000
Tuscaloosa, Alabama 1 $ 175,000 $ 175,000 $ 0
Kenai Peninsula, Alaska 1 $ 183,000 $ 183,000 $ 0
Navajo, Arizona 1 $ 93,000 $ 93,000 $ 0
Pima, Arizona 1 $ 93,000 $ 93,000 $ 0
Yavapai, Arizona 1 $ 153,000 $ 153,000 $ 265,000
Garland, Arkansas 1 $ 50,000 $ 50,000 $ 0
Washington, Arkansas 1 $ 47,000 $ 47,000 $ 0
Butte, California 1 $ 204,000 $ 204,000 $ 0
Contra Costa, California 1 $ 140,000 $ 140,000 $ 0
Kern, California 1 $ 63,000 $ 63,000 $ 33,000
Monterey, California 1 $ 200,000 $ 200,000 $ 58,000
San Joaquin, California 1 $ 74,000 $ 74,000 $ 27,000
San Luis Obispo, California 1 $ 118,000 $ 118,000 $ 0
Santa Clara, California 1 $ 60,000 $ 60,000 $ 38,000
Santa Cruz, California 1 $ 333,000 $ 333,000 $ 0
Shasta, California 1 $ 138,000 $ 138,000 $ 0
Tehama, California 1 $ 70,000 $ 70,000 $ 0
Tuolumne, California 1 $ 115,000 $ 115,000 $ 115,000
Douglas, Colorado 1 $ 152,000 $ 152,000 $ 98,000
Gilpin, Colorado 1 $ 134,000 $ 134,000 $ 64,000
Larimer, Colorado 1 $ 134,000 $ 134,000 $ 0
Pitkin, Colorado 1 $ 400,000 $ 400,000 $ 0
Weld, Colorado 1 $ 138,000 $ 138,000 $ 0
Fairfield, Connecticut 1 $ 71,000 $ 71,000 $ 83,000
New Haven, Connecticut 1 $ 65,000 $ 65,000 $ 35,000
Windham, Connecticut 1 $ 98,000 $ 98,000 $ 0
Columbia, Florida 1 $ 32,000 $ 32,000 $ 40,000
Gulf, Florida 1 $ 334,000 $ 334,000 $ 205,000
Hardee, Florida 1 $ 142,000 $ 142,000 $ 109,000
Lafayette, Florida 1 $ 134,000 $ 134,000 $ 59,000
Okeechobee, Florida 1 $ 182,000 $ 182,000 $ 0
Walton, Florida 1 $ 260,000 $ 260,000 $ 33,000
Bibb, Georgia 1 $ 61,000 $ 61,000 $ 0
Bulloch, Georgia 1 $ 66,000 $ 66,000 $ 77,000
Carroll, Georgia 1 $ 40,000 $ 40,000 $ 23,000
Fannin, Georgia 1 $ 65,000 $ 65,000 $ 41,000
Forsyth, Georgia 1 $ 213,000 $ 213,000 $ 144,000
Glynn, Georgia 1 $ 276,000 $ 276,000 $ 0
Houston, Georgia 1 $ 50,000 $ 50,000 $ 47,000
Monroe, Georgia 1 $ 107,000 $ 107,000 $ 0
Pike, Georgia 1 $ 176,000 $ 176,000 $ 0
Richmond, Georgia 1 $ 99,000 $ 99,000 $ 0
Screven, Georgia 1 $ 74,000 $ 74,000 $ 65,000
Spalding, Georgia 1 $ 52,000 $ 52,000 $ 56,000
Whitfield, Georgia 1 $ 76,000 $ 76,000 $ 0
Bonneville, Idaho 1 $ 59,000 $ 59,000 $ 0
Champaign, Illinois 1 $ 144,000 $ 144,000 $ 0
Coles, Illinois 1 $ 41,000 $ 41,000 $ 0
DeKalb, Illinois 1 $ 87,000 $ 87,000 $ 0
Grundy, Illinois 1 $ 92,000 $ 92,000 $ 0
Kane, Illinois 1 $ 143,000 $ 143,000 $ 0
LaSalle, Illinois 1 $ 33,000 $ 33,000 $ 0
McHenry, Illinois 1 $ 268,000 $ 268,000 $ 0
McLean, Illinois 1 $ 63,000 $ 63,000 $ 0
Pike, Illinois 1 $ 204,000 $ 204,000 $ 0
Rock Island, Illinois 1 $ 25,000 $ 25,000 $ 0
Elkhart, Indiana 1 $ 30,000 $ 30,000 $ 24,000
Floyd, Indiana 1 $ 65,000 $ 65,000 $ 0
Henry, Indiana 1 $ 29,000 $ 29,000 $ 0
Jasper, Indiana 1 $ 94,000 $ 94,000 $ 44,000
Porter, Indiana 1 $ 106,000 $ 106,000 $ 101,000
St. Joseph, Indiana 1 $ 58,000 $ 58,000 $ 67,000
Cerro Gordo, Iowa 1 $ 26,000 $ 26,000 $ 0
Scott, Iowa 1 $ 112,000 $ 112,000 $ 0
Story, Iowa 1 $ 112,000 $ 112,000 $ 0
Jackson, Kansas 1 $ 63,000 $ 63,000 $ 0
Rooks, Kansas 1 $ 37,000 $ 37,000 $ 0
Daviess, Kentucky 1 $ 69,000 $ 69,000 $ 0
Fayette, Kentucky 1 $ 119,000 $ 119,000 $ 0
Gallatin, Kentucky 1 $ 100,000 $ 100,000 $ 0
Jefferson, Kentucky 1 $ 104,000 $ 104,000 $ 0
Woodford, Kentucky 1 $ 75,000 $ 75,000 $ 0
Ascension, Louisiana 1 $ 54,000 $ 54,000 $ 0
Bossier, Louisiana 1 $ 64,000 $ 64,000 $ 72,000
Ouachita, Louisiana 1 $ 57,000 $ 57,000 $ 74,000
Oxford, Maine 1 $ 105,000 $ 105,000 $ 128,000
Dorchester, Maryland 1 $ 55,000 $ 55,000 $ 41,000
Frederick, Maryland 1 $ 296,000 $ 296,000 $ 0
Worcester, Maryland 1 $ 239,000 $ 239,000 $ 0
Berkshire, Massachusetts 1 $ 65,000 $ 65,000 $ 44,000
Nantucket, Massachusetts 1 $ 77,000 $ 77,000 $ 83,000
Berrien, Michigan 1 $ 53,000 $ 53,000 $ 25,000
Clinton, Michigan 1 $ 283,000 $ 283,000 $ 0
Ingham, Michigan 1 $ 45,000 $ 45,000 $ 0
Kalamazoo, Michigan 1 $ 102,000 $ 102,000 $ 91,000
Livingston, Michigan 1 $ 158,000 $ 158,000 $ 0
Macomb, Michigan 1 $ 133,000 $ 133,000 $ 0
Monroe, Michigan 1 $ 190,000 $ 190,000 $ 158,000
Muskegon, Michigan 1 $ 84,000 $ 84,000 $ 0
Ottawa, Michigan 1 $ 48,000 $ 48,000 $ 55,000
Saginaw, Michigan 1 $ 88,000 $ 88,000 $ 0
Shiawassee, Michigan 1 $ 102,000 $ 102,000 $ 0
Washtenaw, Michigan 1 $ 100,000 $ 100,000 $ 0
Pine, Minnesota 1 $ 87,000 $ 87,000 $ 0
Washington, Minnesota 1 $ 204,000 $ 204,000 $ 0
Forrest, Mississippi 1 $ 88,000 $ 88,000 $ 0
Lamar, Mississippi 1 $ 133,000 $ 133,000 $ 0
Lowndes, Mississippi 1 $ 87,000 $ 87,000 $ 0
Jefferson, Missouri 1 $ 190,000 $ 190,000 $ 59,000
Madison, Missouri 1 $ 67,000 $ 67,000 $ 0
St. Charles, Missouri 1 $ 94,000 $ 94,000 $ 0
Gallatin, Montana 1 $ 220,000 $ 220,000 $ 0
Missoula, Montana 1 $ 153,000 $ 153,000 $ 0
Storey, Nevada 1 $ 90,000 $ 90,000 $ 32,000
Washoe, Nevada 1 $ 98,000 $ 98,000 $ 0
Strafford, New Hampshire 1 $ 55,000 $ 55,000 $ 0
Atlantic, New Jersey 1 $ 177,000 $ 177,000 $ 0
Burlington, New Jersey 1 $ 89,000 $ 89,000 $ 0
Monmouth, New Jersey 1 $ 130,000 $ 130,000 $ 0
Morris, New Jersey 1 $ 512,000 $ 512,000 $ 0
Passaic, New Jersey 1 $ 181,000 $ 181,000 $ 0
Salem, New Jersey 1 $ 15,000 $ 15,000 $ 0
Sussex, New Jersey 1 $ 223,000 $ 223,000 $ 0
Curry, New Mexico 1 $ 35,000 $ 35,000 $ 0
Dona Ana, New Mexico 1 $ 88,000 $ 88,000 $ 0
Sandoval, New Mexico 1 $ 86,000 $ 86,000 $ 0
Chenango, New York 1 $ 59,000 $ 59,000 $ 0
Onondaga, New York 1 $ 103,000 $ 103,000 $ 0
Putnam, New York 1 $ 87,000 $ 87,000 $ 45,000
Rensselaer, New York 1 $ 74,000 $ 74,000 $ 0
Schoharie, New York 1 $ 58,000 $ 58,000 $ 0
Sullivan, New York 1 $ 55,000 $ 55,000 $ 0
Alamance, North Carolina 1 $ 136,000 $ 136,000 $ 0
Alexander, North Carolina 1 $ 121,000 $ 121,000 $ 32,000
Ashe, North Carolina 1 $ 130,000 $ 130,000 $ 145,000
Beaufort, North Carolina 1 $ 382,000 $ 382,000 $ 214,000
Brunswick, North Carolina 1 $ 157,000 $ 157,000 $ 0
Buncombe, North Carolina 1 $ 100,000 $ 100,000 $ 0
Camden, North Carolina 1 $ 224,000 $ 224,000 $ 86,000
Chowan, North Carolina 1 $ 61,000 $ 61,000 $ 0
Currituck, North Carolina 1 $ 81,000 $ 81,000 $ 124,000
Davie, North Carolina 1 $ 205,000 $ 205,000 $ 45,000
Granville, North Carolina 1 $ 122,000 $ 122,000 $ 0
Johnston, North Carolina 1 $ 172,000 $ 172,000 $ 0
McDowell, North Carolina 1 $ 120,000 $ 120,000 $ 156,000
Northampton, North Carolina 1 $ 304,000 $ 304,000 $ 218,000
Orange, North Carolina 1 $ 183,000 $ 183,000 $ 0
Pasquotank, North Carolina 1 $ 105,000 $ 105,000 $ 60,000
Randolph, North Carolina 1 $ 98,000 $ 98,000 $ 0
Sampson, North Carolina 1 $ 54,000 $ 54,000 $ 37,000
Stanly, North Carolina 1 $ 99,000 $ 99,000 $ 0
Yadkin, North Carolina 1 $ 198,000 $ 198,000 $ 66,000
Allen, Ohio 1 $ 49,000 $ 49,000 $ 0
Brown, Ohio 1 $ 38,000 $ 38,000 $ 0
Clermont, Ohio 1 $ 99,000 $ 99,000 $ 84,000
Erie, Ohio 1 $ 56,000 $ 56,000 $ 0
Huron, Ohio 1 $ 58,000 $ 58,000 $ 0
Lawrence, Ohio 1 $ 41,000 $ 41,000 $ 0
Logan, Ohio 1 $ 62,000 $ 62,000 $ 0
Lorain, Ohio 1 $ 102,000 $ 102,000 $ 0
Medina, Ohio 1 $ 202,000 $ 202,000 $ 97,000
Morrow, Ohio 1 $ 54,000 $ 54,000 $ 0
Muskingum, Ohio 1 $ 60,000 $ 60,000 $ 0
Pike, Ohio 1 $ 106,000 $ 106,000 $ 31,000
Portage, Ohio 1 $ 49,000 $ 49,000 $ 142,000
Summit, Ohio 1 $ 74,000 $ 74,000 $ 0
Warren, Ohio 1 $ 119,000 $ 119,000 $ 46,000
Wyandot, Ohio 1 $ 135,000 $ 135,000 $ 0
Creek, Oklahoma 1 $ 58,000 $ 58,000 $ 0
Garfield, Oklahoma 1 $ 33,000 $ 33,000 $ 0
Stephens, Oklahoma 1 $ 56,000 $ 56,000 $ 87,000
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Mortgage Loan Application Detail Totals for R-G Crown Bank in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,495 $731,964,000 $155,280 $2,950,000 $7,520 $7,200,000
Refinancing 2,038 $302,016,000 $126,354 $4,836,000 $33,708 $1,020,000
Home Improvement 210 $9,463,000 $50,500 $525,000 $19,666 $378,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,640 $636,442,000 $153,140 $1,800,000 $80 $141,000
White 1,384 $299,176,000 $127,648 $4,836,000 $72,756 $7,200,000
Hispanic 383 $48,872,000 $146,600 $765,000 $86,600 $796,000
Not Provided 185 $35,113,000 $107,840 $2,096,000 $36,720 $2,369,000
Black or African American 92 $12,392,000 $117,400 $609,000 $60,866 $784,000
Asian 41 $8,157,000 $159,833 $1,416,000 $82,166 $1,440,000
American Indian or Alaskan Native 10 $1,979,000 $195,600 $424,000 $127,600 $541,000
Native Hawaiian or Other Pacific Islander 8 $1,312,000 $188,333 $334,000 $54,666 $81,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,531 $1,012,989,000 $141,313 $4,836,000 $23,254 $7,200,000
FHA-insured (Federal Housing Administration) 191 $26,927,000 $154,500 $551,000 $0 $0
VA-guaranteed (Veterans Administration) 20 $3,442,000 $186,250 $328,000 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $85,000 $85,000 $85,000 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 3,627 $630,989,000 $153,100 $1,800,000 $0 $135,000
Loan Originated 1,548 $335,525,000 $127,027 $4,836,000 $79,189 $7,200,000
Application Denied By Financial Institution 297 $31,031,000 $122,478 $840,000 $39,086 $1,020,000
Application Withdrawn By Applicant 148 $26,624,000 $135,736 $2,096,000 $36,421 $784,000
Application Approved But Not Accepted 106 $17,395,000 $133,133 $1,000,000 $97,466 $466,000
File Closed For Incompleteness 17 $1,879,000 $87,428 $279,000 $44,142 $189,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 133 $12,682,000 $127,125 $825,000 $25,312 $1,020,000
Debt-To-Income Ratio 82 $6,505,000 $129,600 $491,000 $75,400 $378,000
Collateral 29 $2,583,000 $85,500 $192,000 $61,250 $354,000
Other 24 $5,019,000 $176,000 $840,000 $85,000 $235,000
Employment History 9 $1,552,000 $149,500 $350,000 $41,500 $79,000
Insufficient Cash (Downpayment, Closing Cost) 8 $1,279,000 $159,000 $423,000 $98,000 $250,000
Unverifiable Information 8 $1,008,000 $126,000 $223,000 $51,000 $144,000
Credit Application Incomplete 4 $403,000 $100,000 $137,000 $30,000 $43,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into R-G Crown Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess R-G Crown Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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