R.H. Lending, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
R.H. Lending, Inc. 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | R.H. Lending, Inc. 6209 Colleyville Blvd. Colleyville, TX 76034 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 1,561 |
| Total Mortgage Loan Application Amount | $182,788,000 |
| Average Mortgage Loan Application Amount | $120,000 |
| Highest Mortgage Loan Application Amount | $293,000 |
| Average Applicant Income | $59,000 |
| Highest Applicant Income | $277,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with R.H. Lending, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing R.H. Lending, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down R.H. Lending, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how R.H. Lending, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by R.H. Lending, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at R.H. Lending, Inc.'s mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tarrant County Texas | 149 | $ 15,800,000 | $ 106,000 | $ 51,000 |
| Dallas County Texas | 56 | $ 8,303,000 | $ 148,000 | $ 63,000 |
| Bexar County Texas | 40 | $ 4,593,000 | $ 114,000 | $ 51,000 |
| Randall County Texas | 37 | $ 3,999,000 | $ 108,000 | $ 58,000 |
| Potter County Texas | 35 | $ 3,594,000 | $ 102,000 | $ 53,000 |
| Mobile County Alabama | 34 | $ 3,264,000 | $ 96,000 | $ 43,000 |
| Denton County Texas | 27 | $ 4,213,000 | $ 156,000 | $ 70,000 |
| Harrison County Texas | 22 | $ 2,723,000 | $ 123,000 | $ 57,000 |
| Kaufman County Texas | 22 | $ 2,412,000 | $ 109,000 | $ 59,000 |
| Smith County Texas | 22 | $ 2,353,000 | $ 106,000 | $ 50,000 |
| Johnson County Texas | 20 | $ 2,493,000 | $ 124,000 | $ 62,000 |
| Long County Georgia | 19 | $ 2,171,000 | $ 114,000 | $ 55,000 |
| Lauderdale County Mississippi | 19 | $ 1,603,000 | $ 84,000 | $ 41,000 |
| Hunt County Texas | 19 | $ 2,154,000 | $ 113,000 | $ 55,000 |
| Bryan County Georgia | 16 | $ 1,580,000 | $ 98,000 | $ 44,000 |
| Bastrop County Texas | 16 | $ 2,111,000 | $ 131,000 | $ 54,000 |
| Harris County Texas | 16 | $ 2,204,000 | $ 137,000 | $ 62,000 |
| Wise County Texas | 15 | $ 1,816,000 | $ 121,000 | $ 59,000 |
| Liberty County Georgia | 14 | $ 1,525,000 | $ 108,000 | $ 58,000 |
| Bowie County Texas | 14 | $ 1,457,000 | $ 104,000 | $ 54,000 |
| Liberty County Texas | 14 | $ 1,713,000 | $ 122,000 | $ 57,000 |
| Montgomery County Texas | 14 | $ 1,803,000 | $ 128,000 | $ 58,000 |
| Parker County Texas | 14 | $ 1,666,000 | $ 119,000 | $ 59,000 |
| Lafayette County Louisiana | 13 | $ 1,579,000 | $ 121,000 | $ 60,000 |
| Lexington County South Carolina | 12 | $ 1,065,000 | $ 88,000 | $ 43,000 |
| Bell County Texas | 12 | $ 1,109,000 | $ 92,000 | $ 52,000 |
| Navarro County Texas | 12 | $ 1,135,000 | $ 94,000 | $ 49,000 |
| Wayne County Georgia | 11 | $ 1,113,000 | $ 101,000 | $ 56,000 |
| Midland County Texas | 11 | $ 2,082,000 | $ 189,000 | $ 70,000 |
| Guadalupe County Texas | 10 | $ 1,501,000 | $ 150,000 | $ 62,000 |
| Ector County Texas | 9 | $ 1,382,000 | $ 153,000 | $ 70,000 |
| Bulloch County Georgia | 8 | $ 825,000 | $ 103,000 | $ 36,000 |
| Tattnall County Georgia | 8 | $ 779,000 | $ 97,000 | $ 43,000 |
| St. Landry County Louisiana | 8 | $ 904,000 | $ 113,000 | $ 48,000 |
| Vermilion County Louisiana | 8 | $ 859,000 | $ 107,000 | $ 64,000 |
| Greenville County South Carolina | 8 | $ 843,000 | $ 105,000 | $ 46,000 |
| Anderson County Texas | 8 | $ 919,000 | $ 114,000 | $ 71,000 |
| Collin County Texas | 8 | $ 1,298,000 | $ 162,000 | $ 61,000 |
| Ellis County Texas | 8 | $ 1,019,000 | $ 127,000 | $ 66,000 |
| Rusk County Texas | 8 | $ 981,000 | $ 122,000 | $ 57,000 |
| Bossier County Louisiana | 7 | $ 723,000 | $ 103,000 | $ 41,000 |
| Terrebonne County Louisiana | 7 | $ 1,255,000 | $ 179,000 | $ 67,000 |
| Neshoba County Mississippi | 7 | $ 718,000 | $ 102,000 | $ 50,000 |
| Aiken County South Carolina | 7 | $ 706,000 | $ 100,000 | $ 45,000 |
| Darlington County South Carolina | 7 | $ 676,000 | $ 96,000 | $ 38,000 |
| Brazoria County Texas | 7 | $ 775,000 | $ 110,000 | $ 58,000 |
| McLennan County Texas | 7 | $ 705,000 | $ 100,000 | $ 45,000 |
| Travis County Texas | 7 | $ 966,000 | $ 138,000 | $ 63,000 |
| Talladega County Alabama | 6 | $ 663,000 | $ 110,000 | $ 58,000 |
| Baldwin County Georgia | 6 | $ 561,000 | $ 93,000 | $ 33,000 |
| Effingham County Georgia | 6 | $ 680,000 | $ 113,000 | $ 59,000 |
| McIntosh County Georgia | 6 | $ 570,000 | $ 95,000 | $ 40,000 |
| Toombs County Georgia | 6 | $ 503,000 | $ 83,000 | $ 40,000 |
| St. Martin County Louisiana | 6 | $ 752,000 | $ 125,000 | $ 52,000 |
| Lincoln County Mississippi | 6 | $ 546,000 | $ 91,000 | $ 48,000 |
| Shelby County Tennessee | 6 | $ 745,000 | $ 124,000 | $ 49,000 |
| Atascosa County Texas | 6 | $ 645,000 | $ 107,000 | $ 46,000 |
| Gregg County Texas | 6 | $ 792,000 | $ 132,000 | $ 55,000 |
| Howard County Texas | 6 | $ 717,000 | $ 119,000 | $ 60,000 |
| Wood County Texas | 6 | $ 568,000 | $ 94,000 | $ 60,000 |
| Laurens County Georgia | 5 | $ 449,000 | $ 89,000 | $ 47,000 |
| Acadia County Louisiana | 5 | $ 626,000 | $ 125,000 | $ 59,000 |
| Jefferson County Louisiana | 5 | $ 739,000 | $ 147,000 | $ 67,000 |
| Williamson County Tennessee | 5 | $ 606,000 | $ 121,000 | $ 64,000 |
| Cooke County Texas | 5 | $ 564,000 | $ 112,000 | $ 52,000 |
| El Paso County Texas | 5 | $ 694,000 | $ 138,000 | $ 61,000 |
| Hill County Texas | 5 | $ 564,000 | $ 112,000 | $ 67,000 |
| Hood County Texas | 5 | $ 637,000 | $ 127,000 | $ 51,000 |
| Jones County Texas | 5 | $ 459,000 | $ 91,000 | $ 56,000 |
| Taylor County Texas | 5 | $ 571,000 | $ 114,000 | $ 68,000 |
| Victoria County Texas | 5 | $ 648,000 | $ 129,000 | $ 61,000 |
| Pike County Alabama | 4 | $ 382,000 | $ 95,000 | $ 51,000 |
| Fulton County Georgia | 4 | $ 579,000 | $ 144,000 | $ 59,000 |
| Telfair County Georgia | 4 | $ 383,000 | $ 95,000 | $ 46,000 |
| Hamilton County Indiana | 4 | $ 547,000 | $ 136,000 | $ 65,000 |
| Morgan County Indiana | 4 | $ 619,000 | $ 154,000 | $ 56,000 |
| Caddo County Louisiana | 4 | $ 518,000 | $ 129,000 | $ 61,000 |
| Calcasieu County Louisiana | 4 | $ 475,000 | $ 118,000 | $ 56,000 |
| Union County Louisiana | 4 | $ 530,000 | $ 132,000 | $ 45,000 |
| Clarke County Mississippi | 4 | $ 436,000 | $ 109,000 | $ 68,000 |
| Newton County Mississippi | 4 | $ 324,000 | $ 81,000 | $ 42,000 |
| Wayne County Mississippi | 4 | $ 564,000 | $ 141,000 | $ 77,000 |
| Wagoner County Oklahoma | 4 | $ 567,000 | $ 141,000 | $ 69,000 |
| Florence County South Carolina | 4 | $ 471,000 | $ 117,000 | $ 61,000 |
| Kershaw County South Carolina | 4 | $ 401,000 | $ 100,000 | $ 53,000 |
| Laurens County South Carolina | 4 | $ 483,000 | $ 120,000 | $ 46,000 |
| Union County South Carolina | 4 | $ 350,000 | $ 87,000 | $ 51,000 |
| Rutherford County Tennessee | 4 | $ 621,000 | $ 155,000 | $ 67,000 |
| Tipton County Tennessee | 4 | $ 591,000 | $ 147,000 | $ 59,000 |
| Andrews County Texas | 4 | $ 492,000 | $ 123,000 | $ 58,000 |
| Angelina County Texas | 4 | $ 445,000 | $ 111,000 | $ 56,000 |
| Brazos County Texas | 4 | $ 444,000 | $ 111,000 | $ 60,000 |
| Caldwell County Texas | 4 | $ 493,000 | $ 123,000 | $ 51,000 |
| Cherokee County Texas | 4 | $ 407,000 | $ 101,000 | $ 53,000 |
| Fort Bend County Texas | 4 | $ 573,000 | $ 143,000 | $ 65,000 |
| Galveston County Texas | 4 | $ 578,000 | $ 144,000 | $ 59,000 |
| Gray County Texas | 4 | $ 391,000 | $ 97,000 | $ 67,000 |
| Hays County Texas | 4 | $ 448,000 | $ 112,000 | $ 55,000 |
| Hutchinson County Texas | 4 | $ 324,000 | $ 81,000 | $ 61,000 |
| Rockwall County Texas | 4 | $ 564,000 | $ 141,000 | $ 65,000 |
| Swisher County Texas | 4 | $ 396,000 | $ 99,000 | $ 63,000 |
| Van Zandt County Texas | 4 | $ 490,000 | $ 122,000 | $ 76,000 |
| Williamson County Texas | 4 | $ 572,000 | $ 143,000 | $ 59,000 |
| Baldwin County Alabama | 3 | $ 320,000 | $ 106,000 | $ 45,000 |
| Elmore County Alabama | 3 | $ 292,000 | $ 97,000 | $ 65,000 |
| Cobb County Georgia | 3 | $ 571,000 | $ 190,000 | $ 60,000 |
| Columbia County Georgia | 3 | $ 515,000 | $ 171,000 | $ 64,000 |
| DeKalb County Georgia | 3 | $ 374,000 | $ 124,000 | $ 67,000 |
| Dodge County Georgia | 3 | $ 281,000 | $ 93,000 | $ 52,000 |
| Evans County Georgia | 3 | $ 284,000 | $ 94,000 | $ 47,000 |
| Lee County Georgia | 3 | $ 421,000 | $ 140,000 | $ 61,000 |
| Livingston County Louisiana | 3 | $ 397,000 | $ 132,000 | $ 68,000 |
| Ouachita County Louisiana | 3 | $ 417,000 | $ 139,000 | $ 68,000 |
| Webster County Louisiana | 3 | $ 426,000 | $ 142,000 | $ 56,000 |
| Cleveland County Oklahoma | 3 | $ 375,000 | $ 125,000 | $ 48,000 |
| Murray County Oklahoma | 3 | $ 395,000 | $ 131,000 | $ 51,000 |
| Washington County Oklahoma | 3 | $ 332,000 | $ 110,000 | $ 50,000 |
| Davidson County Tennessee | 3 | $ 400,000 | $ 133,000 | $ 67,000 |
| McMinn County Tennessee | 3 | $ 316,000 | $ 105,000 | $ 32,000 |
| Comal County Texas | 3 | $ 371,000 | $ 123,000 | $ 84,000 |
| Deaf Smith County Texas | 3 | $ 238,000 | $ 79,000 | $ 43,000 |
| Grimes County Texas | 3 | $ 329,000 | $ 109,000 | $ 51,000 |
| Hardin County Texas | 3 | $ 361,000 | $ 120,000 | $ 80,000 |
| Hidalgo County Texas | 3 | $ 409,000 | $ 136,000 | $ 72,000 |
| Limestone County Texas | 3 | $ 424,000 | $ 141,000 | $ 96,000 |
| Lubbock County Texas | 3 | $ 319,000 | $ 106,000 | $ 55,000 |
| Marion County Texas | 3 | $ 297,000 | $ 99,000 | $ 43,000 |
| Mitchell County Texas | 3 | $ 406,000 | $ 135,000 | $ 62,000 |
| Montague County Texas | 3 | $ 328,000 | $ 109,000 | $ 38,000 |
| Nueces County Texas | 3 | $ 385,000 | $ 128,000 | $ 60,000 |
| Scurry County Texas | 3 | $ 589,000 | $ 196,000 | $ 107,000 |
| Upshur County Texas | 3 | $ 377,000 | $ 125,000 | $ 58,000 |
| Autauga County Alabama | 2 | $ 208,000 | $ 104,000 | $ 64,000 |
| Chilton County Alabama | 2 | $ 189,000 | $ 94,000 | $ 47,000 |
| Covington County Alabama | 2 | $ 194,000 | $ 97,000 | $ 48,000 |
| Lowndes County Alabama | 2 | $ 204,000 | $ 102,000 | $ 35,000 |
| Pickens County Alabama | 2 | $ 156,000 | $ 78,000 | $ 30,000 |
| Russell County Alabama | 2 | $ 161,000 | $ 80,000 | $ 57,000 |
| Shelby County Alabama | 2 | $ 197,000 | $ 98,000 | $ 23,000 |
| Sumter County Alabama | 2 | $ 175,000 | $ 87,000 | $ 31,000 |
| Ashley County Arkansas | 2 | $ 193,000 | $ 96,000 | $ 52,000 |
| Benton County Arkansas | 2 | $ 217,000 | $ 108,000 | $ 46,000 |
| Chicot County Arkansas | 2 | $ 161,000 | $ 80,000 | $ 48,000 |
| Saline County Arkansas | 2 | $ 161,000 | $ 80,000 | $ 37,000 |
| Appling County Georgia | 2 | $ 178,000 | $ 89,000 | $ 26,000 |
| Barrow County Georgia | 2 | $ 177,000 | $ 88,000 | $ 46,000 |
| Bibb County Georgia | 2 | $ 152,000 | $ 76,000 | $ 30,000 |
| Candler County Georgia | 2 | $ 254,000 | $ 127,000 | $ 53,000 |
| Carroll County Georgia | 2 | $ 231,000 | $ 115,000 | $ 67,000 |
| Cherokee County Georgia | 2 | $ 281,000 | $ 140,000 | $ 67,000 |
| Douglas County Georgia | 2 | $ 323,000 | $ 161,000 | $ 67,000 |
| Greene County Georgia | 2 | $ 185,000 | $ 92,000 | $ 29,000 |
| Hancock County Georgia | 2 | $ 222,000 | $ 111,000 | $ 55,000 |
| Houston County Georgia | 2 | $ 181,000 | $ 90,000 | $ 47,000 |
| Jones County Georgia | 2 | $ 291,000 | $ 145,000 | $ 61,000 |
| Lowndes County Georgia | 2 | $ 168,000 | $ 84,000 | $ 42,000 |
| Meriwether County Georgia | 2 | $ 250,000 | $ 125,000 | $ 56,000 |
| Miller County Georgia | 2 | $ 207,000 | $ 103,000 | $ 52,000 |
| Montgomery County Georgia | 2 | $ 223,000 | $ 111,000 | $ 31,000 |
| Morgan County Georgia | 2 | $ 207,000 | $ 103,000 | $ 32,000 |
| Muscogee County Georgia | 2 | $ 223,000 | $ 111,000 | $ 52,000 |
| Paulding County Georgia | 2 | $ 170,000 | $ 85,000 | $ 43,000 |
| Putnam County Georgia | 2 | $ 236,000 | $ 118,000 | $ 46,000 |
| Richmond County Georgia | 2 | $ 203,000 | $ 101,000 | $ 36,000 |
| Screven County Georgia | 2 | $ 179,000 | $ 89,000 | $ 31,000 |
| Talbot County Georgia | 2 | $ 287,000 | $ 143,000 | $ 56,000 |
| Twiggs County Georgia | 2 | $ 222,000 | $ 111,000 | $ 70,000 |
| Walker County Georgia | 2 | $ 179,000 | $ 89,000 | $ 67,000 |
| Walton County Georgia | 2 | $ 274,000 | $ 137,000 | $ 54,000 |
| Washington County Georgia | 2 | $ 180,000 | $ 90,000 | $ 32,000 |
| Allen County Indiana | 2 | $ 233,000 | $ 116,000 | $ 52,000 |
| Bartholomew County Indiana | 2 | $ 218,000 | $ 109,000 | $ 67,000 |
| Clark County Indiana | 2 | $ 272,000 | $ 136,000 | $ 67,000 |
| Marion County Indiana | 2 | $ 221,000 | $ 110,000 | $ 67,000 |
| De Soto County Louisiana | 2 | $ 238,000 | $ 119,000 | $ 78,000 |
| East Baton Rouge County Louisiana | 2 | $ 287,000 | $ 143,000 | $ 67,000 |
| Iberia County Louisiana | 2 | $ 241,000 | $ 120,000 | $ 57,000 |
| Orleans County Louisiana | 2 | $ 249,000 | $ 124,000 | $ 67,000 |
| St. Mary County Louisiana | 2 | $ 271,000 | $ 135,000 | $ 44,000 |
| St. Tammany County Louisiana | 2 | $ 283,000 | $ 141,000 | $ 67,000 |
| Tangipahoa County Louisiana | 2 | $ 291,000 | $ 145,000 | $ 51,000 |
| Vernon County Louisiana | 2 | $ 283,000 | $ 141,000 | $ 51,000 |
| Lee County Mississippi | 2 | $ 244,000 | $ 122,000 | $ 67,000 |
| Panola County Mississippi | 2 | $ 296,000 | $ 148,000 | $ 61,000 |
| Pike County Mississippi | 2 | $ 202,000 | $ 101,000 | $ 38,000 |
| Pontotoc County Mississippi | 2 | $ 188,000 | $ 94,000 | $ 55,000 |
| Simpson County Mississippi | 2 | $ 203,000 | $ 101,000 | $ 52,000 |
| Tate County Mississippi | 2 | $ 231,000 | $ 115,000 | $ 52,000 |
| Warren County Mississippi | 2 | $ 169,000 | $ 84,000 | $ 48,000 |
| Grady County Oklahoma | 2 | $ 259,000 | $ 129,000 | $ 58,000 |
| Rogers County Oklahoma | 2 | $ 191,000 | $ 95,000 | $ 64,000 |
| Stephens County Oklahoma | 2 | $ 209,000 | $ 104,000 | $ 53,000 |
| Cherokee County South Carolina | 2 | $ 159,000 | $ 79,000 | $ 49,000 |
| Chester County South Carolina | 2 | $ 250,000 | $ 125,000 | $ 56,000 |
| Chesterfield County South Carolina | 2 | $ 222,000 | $ 111,000 | $ 50,000 |
| Greenwood County South Carolina | 2 | $ 201,000 | $ 100,000 | $ 61,000 |
| Lee County South Carolina | 2 | $ 198,000 | $ 99,000 | $ 65,000 |
| Marion County South Carolina | 2 | $ 174,000 | $ 87,000 | $ 44,000 |
| Richland County South Carolina | 2 | $ 245,000 | $ 122,000 | $ 61,000 |
| Spartanburg County South Carolina | 2 | $ 167,000 | $ 83,000 | $ 25,000 |
| York County South Carolina | 2 | $ 178,000 | $ 89,000 | $ 39,000 |
| Hamilton County Tennessee | 2 | $ 354,000 | $ 177,000 | $ 67,000 |
| Sevier County Tennessee | 2 | $ 221,000 | $ 110,000 | $ 52,000 |
| Sumner County Tennessee | 2 | $ 323,000 | $ 161,000 | $ 48,000 |
| Trousdale County Tennessee | 2 | $ 207,000 | $ 103,000 | $ 44,000 |
| Washington County Tennessee | 2 | $ 242,000 | $ 121,000 | $ 50,000 |
| Armstrong County Texas | 2 | $ 170,000 | $ 85,000 | $ 48,000 |
| Bosque County Texas | 2 | $ 376,000 | $ 188,000 | $ 131,000 |
| Burleson County Texas | 2 | $ 161,000 | $ 80,000 | $ 72,000 |
| Fannin County Texas | 2 | $ 260,000 | $ 130,000 | $ 61,000 |
| Fayette County Texas | 2 | $ 294,000 | $ 147,000 | $ 69,000 |
| Frio County Texas | 2 | $ 192,000 | $ 96,000 | $ 55,000 |
| Henderson County Texas | 2 | $ 258,000 | $ 129,000 | $ 65,000 |
| Jasper County Texas | 2 | $ 205,000 | $ 102,000 | $ 51,000 |
| Jefferson County Texas | 2 | $ 266,000 | $ 133,000 | $ 53,000 |
| Orange County Texas | 2 | $ 272,000 | $ 136,000 | $ 67,000 |
| Palo Pinto County Texas | 2 | $ 218,000 | $ 109,000 | $ 47,000 |
| Panola County Texas | 2 | $ 259,000 | $ 129,000 | $ 57,000 |
| Sterling County Texas | 2 | $ 351,000 | $ 175,000 | $ 97,000 |
| Wharton County Texas | 2 | $ 309,000 | $ 154,000 | $ 56,000 |
| Winkler County Texas | 2 | $ 241,000 | $ 120,000 | $ 93,000 |
| Young County Texas | 2 | $ 319,000 | $ 159,000 | $ 74,000 |
| Bibb County Alabama | 1 | $ 81,000 | $ 81,000 | $ 23,000 |
| Calhoun County Alabama | 1 | $ 81,000 | $ 81,000 | $ 56,000 |
| Coffee County Alabama | 1 | $ 139,000 | $ 139,000 | $ 67,000 |
| Conecuh County Alabama | 1 | $ 114,000 | $ 114,000 | $ 67,000 |
| Crenshaw County Alabama | 1 | $ 92,000 | $ 92,000 | $ 37,000 |
| Houston County Alabama | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| Lamar County Alabama | 1 | $ 78,000 | $ 78,000 | $ 67,000 |
| Limestone County Alabama | 1 | $ 128,000 | $ 128,000 | $ 67,000 |
| Macon County Alabama | 1 | $ 139,000 | $ 139,000 | $ 67,000 |
| Cleburne County Arkansas | 1 | $ 84,000 | $ 84,000 | $ 67,000 |
| Crittenden County Arkansas | 1 | $ 172,000 | $ 172,000 | $ 89,000 |
| Grant County Arkansas | 1 | $ 157,000 | $ 157,000 | $ 77,000 |
| Greene County Arkansas | 1 | $ 112,000 | $ 112,000 | $ 38,000 |
| Lonoke County Arkansas | 1 | $ 169,000 | $ 169,000 | $ 67,000 |
| Mississippi County Arkansas | 1 | $ 96,000 | $ 96,000 | $ 84,000 |
| Perry County Arkansas | 1 | $ 169,000 | $ 169,000 | $ 135,000 |
| White County Arkansas | 1 | $ 103,000 | $ 103,000 | $ 60,000 |
| Chatham County Georgia | 1 | $ 148,000 | $ 148,000 | $ 67,000 |
| Clayton County Georgia | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| Cook County Georgia | 1 | $ 132,000 | $ 132,000 | $ 59,000 |
| Dougherty County Georgia | 1 | $ 121,000 | $ 121,000 | $ 40,000 |
| Emanuel County Georgia | 1 | $ 62,000 | $ 62,000 | $ 17,000 |
| Forsyth County Georgia | 1 | $ 230,000 | $ 230,000 | $ 67,000 |
| Glynn County Georgia | 1 | $ 85,000 | $ 85,000 | $ 67,000 |
| Grady County Georgia | 1 | $ 83,000 | $ 83,000 | $ 67,000 |
| Habersham County Georgia | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Hall County Georgia | 1 | $ 216,000 | $ 216,000 | $ 67,000 |
| Henry County Georgia | 1 | $ 224,000 | $ 224,000 | $ 121,000 |
| Johnson County Georgia | 1 | $ 98,000 | $ 98,000 | $ 52,000 |
| Delaware County Indiana | 1 | $ 139,000 | $ 139,000 | $ 67,000 |
| Harrison County Indiana | 1 | $ 111,000 | $ 111,000 | $ 79,000 |
| Howard County Indiana | 1 | $ 209,000 | $ 209,000 | $ 67,000 |
| Johnson County Indiana | 1 | $ 147,000 | $ 147,000 | $ 67,000 |
| LaPorte County Indiana | 1 | $ 131,000 | $ 131,000 | $ 67,000 |
| Pulaski County Indiana | 1 | $ 115,000 | $ 115,000 | $ 67,000 |
| St. Joseph County Indiana | 1 | $ 102,000 | $ 102,000 | $ 67,000 |
| Whitley County Indiana | 1 | $ 102,000 | $ 102,000 | $ 67,000 |
| Allen County Louisiana | 1 | $ 244,000 | $ 244,000 | $ 89,000 |
| Beauregard County Louisiana | 1 | $ 132,000 | $ 132,000 | $ 67,000 |
| Bienville County Louisiana | 1 | $ 84,000 | $ 84,000 | $ 36,000 |
| Evangeline County Louisiana | 1 | $ 249,000 | $ 249,000 | $ 96,000 |
| Jackson County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 67,000 |
| La Salle County Louisiana | 1 | $ 120,000 | $ 120,000 | $ 67,000 |
| Lincoln County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 67,000 |
| Rapides County Louisiana | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| St. Charles County Louisiana | 1 | $ 139,000 | $ 139,000 | $ 67,000 |
| Adams County Mississippi | 1 | $ 143,000 | $ 143,000 | $ 55,000 |
| Chickasaw County Mississippi | 1 | $ 152,000 | $ 152,000 | $ 39,000 |
| Coahoma County Mississippi | 1 | $ 64,000 | $ 64,000 | $ 26,000 |
| Copiah County Mississippi | 1 | $ 94,000 | $ 94,000 | $ 67,000 |
| Grenada County Mississippi | 1 | $ 126,000 | $ 126,000 | $ 64,000 |
| Itawamba County Mississippi | 1 | $ 102,000 | $ 102,000 | $ 67,000 |
| Kemper County Mississippi | 1 | $ 91,000 | $ 91,000 | $ 45,000 |
| Lafayette County Mississippi | 1 | $ 78,000 | $ 78,000 | $ 61,000 |
| Lowndes County Mississippi | 1 | $ 123,000 | $ 123,000 | $ 67,000 |
| Marshall County Mississippi | 1 | $ 107,000 | $ 107,000 | $ 67,000 |
| Monroe County Mississippi | 1 | $ 133,000 | $ 133,000 | $ 67,000 |
| Winston County Mississippi | 1 | $ 122,000 | $ 122,000 | $ 62,000 |
| Beckham County Oklahoma | 1 | $ 172,000 | $ 172,000 | $ 70,000 |
| Bryan County Oklahoma | 1 | $ 99,000 | $ 99,000 | $ 67,000 |
| Carter County Oklahoma | 1 | $ 99,000 | $ 99,000 | $ 41,000 |
| Cherokee County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 38,000 |
| Choctaw County Oklahoma | 1 | $ 102,000 | $ 102,000 | $ 67,000 |
| Creek County Oklahoma | 1 | $ 142,000 | $ 142,000 | $ 59,000 |
| Custer County Oklahoma | 1 | $ 118,000 | $ 118,000 | $ 80,000 |
| Garvin County Oklahoma | 1 | $ 177,000 | $ 177,000 | $ 67,000 |
| Le Flore County Oklahoma | 1 | $ 88,000 | $ 88,000 | $ 80,000 |
| McClain County Oklahoma | 1 | $ 131,000 | $ 131,000 | $ 50,000 |
| Oklahoma County Oklahoma | 1 | $ 103,000 | $ 103,000 | $ 29,000 |
| Pawnee County Oklahoma | 1 | $ 77,000 | $ 77,000 | $ 67,000 |
| Pittsburg County Oklahoma | 1 | $ 98,000 | $ 98,000 | $ 67,000 |
| Pottawatomie County Oklahoma | 1 | $ 86,000 | $ 86,000 | $ 30,000 |
| Anderson County Tennessee | 1 | $ 108,000 | $ 108,000 | $ 35,000 |
| Blount County Tennessee | 1 | $ 107,000 | $ 107,000 | $ 67,000 |
| Crockett County Tennessee | 1 | $ 98,000 | $ 98,000 | $ 50,000 |
| Gibson County Tennessee | 1 | $ 82,000 | $ 82,000 | $ 50,000 |
| Greene County Tennessee | 1 | $ 232,000 | $ 232,000 | $ 67,000 |
| Hamblen County Tennessee | 1 | $ 184,000 | $ 184,000 | $ 67,000 |
| Haywood County Tennessee | 1 | $ 102,000 | $ 102,000 | $ 48,000 |
| Hickman County Tennessee | 1 | $ 134,000 | $ 134,000 | $ 67,000 |
| Johnson County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 67,000 |
| Lawrence County Tennessee | 1 | $ 93,000 | $ 93,000 | $ 67,000 |
| Madison County Tennessee | 1 | $ 104,000 | $ 104,000 | $ 67,000 |
| Maury County Tennessee | 1 | $ 113,000 | $ 113,000 | $ 67,000 |
| Polk County Tennessee | 1 | $ 82,000 | $ 82,000 | $ 25,000 |
| Roane County Tennessee | 1 | $ 203,000 | $ 203,000 | $ 67,000 |
| Smith County Tennessee | 1 | $ 112,000 | $ 112,000 | $ 36,000 |
| Wilson County Tennessee | 1 | $ 119,000 | $ 119,000 | $ 34,000 |
| Callahan County Texas | 1 | $ 73,000 | $ 73,000 | $ 67,000 |
| Cameron County Texas | 1 | $ 194,000 | $ 194,000 | $ 53,000 |
| Cass County Texas | 1 | $ 79,000 | $ 79,000 | $ 30,000 |
| Chambers County Texas | 1 | $ 192,000 | $ 192,000 | $ 67,000 |
| Colorado County Texas | 1 | $ 156,000 | $ 156,000 | $ 69,000 |
| Coryell County Texas | 1 | $ 113,000 | $ 113,000 | $ 50,000 |
| Eastland County Texas | 1 | $ 115,000 | $ 115,000 | $ 67,000 |
| Erath County Texas | 1 | $ 96,000 | $ 96,000 | $ 42,000 |
| Falls County Texas | 1 | $ 113,000 | $ 113,000 | $ 42,000 |
| Gillespie County Texas | 1 | $ 85,000 | $ 85,000 | $ 53,000 |
| Goliad County Texas | 1 | $ 131,000 | $ 131,000 | $ 101,000 |
| Grayson County Texas | 1 | $ 86,000 | $ 86,000 | $ 33,000 |
| Hemphill County Texas | 1 | $ 89,000 | $ 89,000 | $ 28,000 |
| Hopkins County Texas | 1 | $ 159,000 | $ 159,000 | $ 78,000 |
| Jackson County Texas | 1 | $ 96,000 | $ 96,000 | $ 91,000 |
| Jim Wells County Texas | 1 | $ 175,000 | $ 175,000 | $ 84,000 |
| Lamar County Texas | 1 | $ 78,000 | $ 78,000 | $ 29,000 |
| Live Oak County Texas | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| Llano County Texas | 1 | $ 144,000 | $ 144,000 | $ 67,000 |
| Madison County Texas | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Martin County Texas | 1 | $ 120,000 | $ 120,000 | $ 80,000 |
| Medina County Texas | 1 | $ 128,000 | $ 128,000 | $ 52,000 |
| Moore County Texas | 1 | $ 126,000 | $ 126,000 | $ 51,000 |
| Morris County Texas | 1 | $ 144,000 | $ 144,000 | $ 48,000 |
| Newton County Texas | 1 | $ 88,000 | $ 88,000 | $ 67,000 |
| Polk County Texas | 1 | $ 103,000 | $ 103,000 | $ 83,000 |
| Rains County Texas | 1 | $ 98,000 | $ 98,000 | $ 39,000 |
| Red River County Texas | 1 | $ 122,000 | $ 122,000 | $ 49,000 |
| San Patricio County Texas | 1 | $ 91,000 | $ 91,000 | $ 75,000 |
| Titus County Texas | 1 | $ 94,000 | $ 94,000 | $ 43,000 |
| Tom Green County Texas | 1 | $ 187,000 | $ 187,000 | $ 95,000 |
| Walker County Texas | 1 | $ 83,000 | $ 83,000 | $ 67,000 |
| Waller County Texas | 1 | $ 267,000 | $ 267,000 | $ 67,000 |
| Ward County Texas | 1 | $ 131,000 | $ 131,000 | $ 41,000 |
| Washington County Texas | 1 | $ 57,000 | $ 57,000 | $ 32,000 |
| Wilson County Texas | 1 | $ 122,000 | $ 122,000 | $ 67,000 |
Mortgage Loan Application Detail Totals for R.H. Lending, Inc. in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,196 | $136,491,000 | $114,000 | $293,000 | $52,000 | $277,000 |
| Refinancing | 365 | $46,297,000 | $126,000 | $271,000 | $66,000 | $121,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 955 | $112,315,000 | $117,000 | $293,000 | $57,000 | $277,000 |
| Black or African American | 297 | $35,339,000 | $118,000 | $273,000 | $55,000 | $144,000 |
| Hispanic | 169 | $18,840,000 | $111,000 | $220,000 | $50,000 | $125,000 |
| Not Provided | 128 | $14,835,000 | $115,000 | $244,000 | $50,000 | $130,000 |
| American Indian or Alaskan Native | 6 | $712,000 | $118,000 | $154,000 | $57,000 | $94,000 |
| Asian | 6 | $747,000 | $124,000 | $224,000 | $67,000 | $121,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,556 | $182,006,000 | $116,000 | $293,000 | $56,000 | $277,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4 | $598,000 | $149,000 | $228,000 | $90,000 | $196,000 |
| VA-guaranteed (Veterans Administration) | 1 | $184,000 | $184,000 | $184,000 | $67,000 | $67,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,212 | $144,882,000 | $119,000 | $293,000 | $58,000 | $277,000 |
| Application Withdrawn By Applicant | 213 | $23,230,000 | $109,000 | $273,000 | $48,000 | $196,000 |
| Application Denied By Financial Institution | 69 | $7,418,000 | $107,000 | $247,000 | $52,000 | $135,000 |
| File Closed For Incompleteness | 67 | $7,258,000 | $108,000 | $217,000 | $48,000 | $98,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 22 | $2,646,000 | $120,000 | $247,000 | $60,000 | $130,000 |
| Debt-To-Income Ratio | 6 | $576,000 | $96,000 | $147,000 | $44,000 | $113,000 |
| Employment History | 3 | $324,000 | $108,000 | $114,000 | $44,000 | $47,000 |
| Unverifiable Information | 3 | $295,000 | $98,000 | $109,000 | $40,000 | $46,000 |
| Other | 2 | $187,000 | $93,000 | $112,000 | $32,000 | $38,000 |
| Credit Application Incomplete | 1 | $121,000 | $121,000 | $121,000 | $38,000 | $38,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $106,000 | $106,000 | $106,000 | $69,000 | $69,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into R.H. Lending, Inc.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess R.H. Lending, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.