Raymond James Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Raymond James Bank 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Raymond James Bank 710 Carillon Pkwy St Petersburg, FL 33716 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 678 |
| Total Mortgage Loan Application Amount | $202,383,000 |
| Average Mortgage Loan Application Amount | $301,930 |
| Highest Mortgage Loan Application Amount | $2,350,000 |
| Average Applicant Income | $151,920 |
| Highest Applicant Income | $2,332,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Raymond James Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Raymond James Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Raymond James Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Raymond James Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Raymond James Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Raymond James Bank's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pinellas County Florida | 70 | $ 10,993,000 | $ 157,000 | $ 86,000 |
| Hillsborough County Florida | 21 | $ 5,243,000 | $ 249,000 | $ 74,000 |
| Maricopa County Arizona | 16 | $ 4,305,000 | $ 269,000 | $ 249,000 |
| Cook County Illinois | 16 | $ 6,451,000 | $ 403,000 | $ 135,000 |
| Palm Beach County Florida | 15 | $ 2,882,000 | $ 192,000 | $ 127,000 |
| Montgomery County Maryland | 15 | $ 6,318,000 | $ 421,000 | $ 259,000 |
| Fairfax County Virginia | 14 | $ 5,113,000 | $ 365,000 | $ 183,000 |
| Oakland County Michigan | 13 | $ 5,802,000 | $ 446,000 | $ 232,000 |
| District of Columbia County District Of Columbia | 12 | $ 4,785,000 | $ 398,000 | $ 138,000 |
| Lee County Florida | 11 | $ 4,183,000 | $ 380,000 | $ 113,000 |
| Harris County Texas | 11 | $ 2,766,000 | $ 251,000 | $ 259,000 |
| Loudoun County Virginia | 11 | $ 2,990,000 | $ 271,000 | $ 79,000 |
| Travis County Texas | 8 | $ 3,969,000 | $ 496,000 | $ 219,000 |
| Alameda County California | 7 | $ 3,105,000 | $ 443,000 | $ 143,000 |
| Broward County Florida | 7 | $ 1,610,000 | $ 230,000 | $ 207,000 |
| Los Angeles County California | 6 | $ 2,617,000 | $ 436,000 | $ 159,000 |
| San Diego County California | 6 | $ 2,417,000 | $ 402,000 | $ 104,000 |
| Duval County Florida | 6 | $ 1,560,000 | $ 260,000 | $ 162,000 |
| Miami-Dade County Florida | 6 | $ 1,706,000 | $ 284,000 | $ 130,000 |
| Arlington County Virginia | 6 | $ 2,912,000 | $ 485,000 | $ 165,000 |
| Collier County Florida | 5 | $ 963,000 | $ 192,000 | $ 244,000 |
| Osceola County Florida | 5 | $ 909,000 | $ 181,000 | $ 115,000 |
| Cobb County Georgia | 5 | $ 1,314,000 | $ 262,000 | $ 99,000 |
| Fulton County Georgia | 5 | $ 1,469,000 | $ 293,000 | $ 127,000 |
| Howard County Maryland | 5 | $ 1,736,000 | $ 347,000 | $ 90,000 |
| Salt Lake County Utah | 5 | $ 777,000 | $ 155,000 | $ 62,000 |
| Contra Costa County California | 4 | $ 1,589,000 | $ 397,000 | $ 103,000 |
| Orange County California | 4 | $ 1,278,000 | $ 319,000 | $ 89,000 |
| Douglas County Colorado | 4 | $ 1,369,000 | $ 342,000 | $ 109,000 |
| Sarasota County Florida | 4 | $ 2,122,000 | $ 530,000 | $ 417,000 |
| St. Johns County Florida | 4 | $ 874,000 | $ 218,000 | $ 151,000 |
| Marion County Indiana | 4 | $ 563,000 | $ 140,000 | $ 82,000 |
| Livingston County Michigan | 4 | $ 1,529,000 | $ 382,000 | $ 210,000 |
| Washtenaw County Michigan | 4 | $ 1,825,000 | $ 456,000 | $ 207,000 |
| Wayne County Michigan | 4 | $ 2,196,000 | $ 549,000 | $ 284,000 |
| Bucks County Pennsylvania | 4 | $ 1,168,000 | $ 292,000 | $ 196,000 |
| Delaware County Pennsylvania | 4 | $ 652,000 | $ 163,000 | $ 80,000 |
| Virginia Beach County Virginia | 4 | $ 739,000 | $ 184,000 | $ 60,000 |
| King County Washington | 4 | $ 677,000 | $ 169,000 | $ 111,000 |
| Riverside County California | 3 | $ 1,188,000 | $ 396,000 | $ 42,000 |
| Boulder County Colorado | 3 | $ 1,121,000 | $ 373,000 | $ 200,000 |
| Manatee County Florida | 3 | $ 823,000 | $ 274,000 | $ 143,000 |
| Monroe County Florida | 3 | $ 822,000 | $ 274,000 | $ 189,000 |
| Orange County Florida | 3 | $ 450,000 | $ 150,000 | $ 62,000 |
| Pasco County Florida | 3 | $ 451,000 | $ 150,000 | $ 58,000 |
| Seminole County Florida | 3 | $ 629,000 | $ 209,000 | $ 63,000 |
| Gwinnett County Georgia | 3 | $ 440,000 | $ 146,000 | $ 47,000 |
| Anne Arundel County Maryland | 3 | $ 697,000 | $ 232,000 | $ 95,000 |
| Baltimore County Maryland | 3 | $ 701,000 | $ 233,000 | $ 188,000 |
| Clark County Nevada | 3 | $ 886,000 | $ 295,000 | $ 91,000 |
| Bergen County New Jersey | 3 | $ 775,000 | $ 258,000 | $ 297,000 |
| Franklin County Ohio | 3 | $ 514,000 | $ 171,000 | $ 189,000 |
| Tulsa County Oklahoma | 3 | $ 934,000 | $ 311,000 | $ 206,000 |
| Beaufort County South Carolina | 3 | $ 1,171,000 | $ 390,000 | $ 113,000 |
| Williamson County Texas | 3 | $ 1,013,000 | $ 337,000 | $ 120,000 |
| Elmore County Alabama | 2 | $ 880,000 | $ 440,000 | $ 153,000 |
| Sacramento County California | 2 | $ 568,000 | $ 284,000 | $ 63,000 |
| San Joaquin County California | 2 | $ 1,436,000 | $ 718,000 | $ 454,000 |
| Arapahoe County Colorado | 2 | $ 870,000 | $ 435,000 | $ 130,000 |
| Jefferson County Colorado | 2 | $ 775,000 | $ 387,000 | $ 140,000 |
| New Castle County Delaware | 2 | $ 616,000 | $ 308,000 | $ 300,000 |
| Sussex County Delaware | 2 | $ 899,000 | $ 449,000 | $ 625,000 |
| Charlotte County Florida | 2 | $ 303,000 | $ 151,000 | $ 58,000 |
| Marion County Florida | 2 | $ 399,000 | $ 199,000 | $ 76,000 |
| Volusia County Florida | 2 | $ 210,000 | $ 105,000 | $ 32,000 |
| Walton County Florida | 2 | $ 882,000 | $ 441,000 | $ 268,000 |
| Chatham County Georgia | 2 | $ 1,135,000 | $ 567,000 | $ 71,000 |
| DeKalb County Georgia | 2 | $ 623,000 | $ 311,000 | $ 116,000 |
| Forsyth County Georgia | 2 | $ 457,000 | $ 228,000 | $ 96,000 |
| Maui County Hawaii | 2 | $ 786,000 | $ 393,000 | $ 161,000 |
| Allen County Indiana | 2 | $ 262,000 | $ 131,000 | $ 43,000 |
| Hamilton County Indiana | 2 | $ 574,000 | $ 287,000 | $ 158,000 |
| Riley County Kansas | 2 | $ 760,000 | $ 380,000 | $ 169,000 |
| Sedgwick County Kansas | 2 | $ 168,000 | $ 84,000 | $ 45,000 |
| Calvert County Maryland | 2 | $ 668,000 | $ 334,000 | $ 91,000 |
| Dukes County Massachusetts | 2 | $ 550,000 | $ 275,000 | $ 170,000 |
| Middlesex County Massachusetts | 2 | $ 746,000 | $ 373,000 | $ 107,000 |
| Worcester County Massachusetts | 2 | $ 759,000 | $ 379,000 | $ 121,000 |
| Calhoun County Michigan | 2 | $ 255,000 | $ 127,000 | $ 124,000 |
| Macomb County Michigan | 2 | $ 185,000 | $ 92,000 | $ 72,000 |
| Muskegon County Michigan | 2 | $ 797,000 | $ 398,000 | $ 21,000 |
| Anoka County Minnesota | 2 | $ 564,000 | $ 282,000 | $ 94,000 |
| St. Louis County Missouri | 2 | $ 931,000 | $ 465,000 | $ 325,000 |
| Washoe County Nevada | 2 | $ 398,000 | $ 199,000 | $ 39,000 |
| Cape May County New Jersey | 2 | $ 455,000 | $ 227,000 | $ 167,000 |
| Essex County New Jersey | 2 | $ 1,047,000 | $ 523,000 | $ 161,000 |
| Ocean County New Jersey | 2 | $ 824,000 | $ 412,000 | $ 131,000 |
| Sussex County New Jersey | 2 | $ 978,000 | $ 489,000 | $ 157,000 |
| Bernalillo County New Mexico | 2 | $ 307,000 | $ 153,000 | $ 43,000 |
| Dare County North Carolina | 2 | $ 926,000 | $ 463,000 | $ 166,000 |
| Fairfield County Ohio | 2 | $ 371,000 | $ 185,000 | $ 150,000 |
| Lorain County Ohio | 2 | $ 495,000 | $ 247,000 | $ 72,000 |
| Dauphin County Pennsylvania | 2 | $ 210,000 | $ 105,000 | $ 47,000 |
| Montgomery County Pennsylvania | 2 | $ 533,000 | $ 266,000 | $ 147,000 |
| Shelby County Tennessee | 2 | $ 688,000 | $ 344,000 | $ 105,000 |
| Bexar County Texas | 2 | $ 183,000 | $ 91,000 | $ 32,000 |
| Dallas County Texas | 2 | $ 700,000 | $ 350,000 | $ 146,000 |
| Denton County Texas | 2 | $ 906,000 | $ 453,000 | $ 248,000 |
| Tarrant County Texas | 2 | $ 573,000 | $ 286,000 | $ 78,000 |
| Alexandria County Virginia | 2 | $ 518,000 | $ 259,000 | $ 102,000 |
| Berkeley County West Virginia | 2 | $ 365,000 | $ 182,000 | $ 77,000 |
| Laramie County Wyoming | 2 | $ 350,000 | $ 175,000 | $ 56,000 |
| Jefferson County Alabama | 1 | $ 650,000 | $ 650,000 | $ 149,000 |
| Tallapoosa County Alabama | 1 | $ 250,000 | $ 250,000 | $ 173,000 |
| Anchorage County Alaska | 1 | $ 216,000 | $ 216,000 | $ 66,000 |
| Mohave County Arizona | 1 | $ 324,000 | $ 324,000 | $ 177,000 |
| Pima County Arizona | 1 | $ 382,000 | $ 382,000 | $ 212,000 |
| Yuma County Arizona | 1 | $ 143,000 | $ 143,000 | $ 40,000 |
| Imperial County California | 1 | $ 183,000 | $ 183,000 | $ 68,000 |
| Merced County California | 1 | $ 259,000 | $ 259,000 | $ 66,000 |
| Napa County California | 1 | $ 478,000 | $ 478,000 | $ 147,000 |
| Nevada County California | 1 | $ 431,000 | $ 431,000 | $ 210,000 |
| San Benito County California | 1 | $ 374,000 | $ 374,000 | $ 75,000 |
| San Luis Obispo County California | 1 | $ 140,000 | $ 140,000 | $ 114,000 |
| Santa Clara County California | 1 | $ 914,000 | $ 914,000 | $ 193,000 |
| Solano County California | 1 | $ 400,000 | $ 400,000 | $ 72,000 |
| Sonoma County California | 1 | $ 350,000 | $ 350,000 | $ 111,000 |
| El Paso County Colorado | 1 | $ 379,000 | $ 379,000 | $ 130,000 |
| Grand County Colorado | 1 | $ 220,000 | $ 220,000 | $ 419,000 |
| Pitkin County Colorado | 1 | $ 260,000 | $ 260,000 | $ 88,000 |
| Fairfield County Connecticut | 1 | $ 539,000 | $ 539,000 | $ 0 |
| Hartford County Connecticut | 1 | $ 495,000 | $ 495,000 | $ 118,000 |
| Litchfield County Connecticut | 1 | $ 2,350,000 | $ 2,350,000 | $ 2,332,000 |
| Alachua County Florida | 1 | $ 110,000 | $ 110,000 | $ 49,000 |
| Brevard County Florida | 1 | $ 95,000 | $ 95,000 | $ 56,000 |
| Citrus County Florida | 1 | $ 35,000 | $ 35,000 | $ 17,000 |
| Indian River County Florida | 1 | $ 115,000 | $ 115,000 | $ 69,000 |
| Jackson County Florida | 1 | $ 120,000 | $ 120,000 | $ 44,000 |
| Lake County Florida | 1 | $ 90,000 | $ 90,000 | $ 100,000 |
| Leon County Florida | 1 | $ 112,000 | $ 112,000 | $ 86,000 |
| Levy County Florida | 1 | $ 150,000 | $ 150,000 | $ 103,000 |
| Martin County Florida | 1 | $ 216,000 | $ 216,000 | $ 67,000 |
| Okaloosa County Florida | 1 | $ 439,000 | $ 439,000 | $ 119,000 |
| Polk County Florida | 1 | $ 104,000 | $ 104,000 | $ 121,000 |
| Santa Rosa County Florida | 1 | $ 118,000 | $ 118,000 | $ 43,000 |
| Carroll County Georgia | 1 | $ 164,000 | $ 164,000 | $ 30,000 |
| Coweta County Georgia | 1 | $ 104,000 | $ 104,000 | $ 58,000 |
| Glynn County Georgia | 1 | $ 2,000,000 | $ 2,000,000 | $ 600,000 |
| Habersham County Georgia | 1 | $ 86,000 | $ 86,000 | $ 36,000 |
| Lee County Georgia | 1 | $ 139,000 | $ 139,000 | $ 72,000 |
| Putnam County Georgia | 1 | $ 372,000 | $ 372,000 | $ 184,000 |
| Stephens County Georgia | 1 | $ 417,000 | $ 417,000 | $ 315,000 |
| Walker County Georgia | 1 | $ 346,000 | $ 346,000 | $ 105,000 |
| Honolulu County Hawaii | 1 | $ 218,000 | $ 218,000 | $ 94,000 |
| Ada County Idaho | 1 | $ 98,000 | $ 98,000 | $ 53,000 |
| Bonner County Idaho | 1 | $ 64,000 | $ 64,000 | $ 95,000 |
| Kootenai County Idaho | 1 | $ 100,000 | $ 100,000 | $ 66,000 |
| DuPage County Illinois | 1 | $ 649,000 | $ 649,000 | $ 211,000 |
| Lake County Illinois | 1 | $ 360,000 | $ 360,000 | $ 502,000 |
| Lee County Illinois | 1 | $ 30,000 | $ 30,000 | $ 25,000 |
| McHenry County Illinois | 1 | $ 363,000 | $ 363,000 | $ 201,000 |
| Cass County Indiana | 1 | $ 94,000 | $ 94,000 | $ 86,000 |
| Clark County Indiana | 1 | $ 177,000 | $ 177,000 | $ 169,000 |
| Lake County Indiana | 1 | $ 431,000 | $ 431,000 | $ 192,000 |
| Johnson County Kansas | 1 | $ 500,000 | $ 500,000 | $ 106,000 |
| Greenup County Kentucky | 1 | $ 480,000 | $ 480,000 | $ 193,000 |
| Jefferson County Kentucky | 1 | $ 220,000 | $ 220,000 | $ 57,000 |
| Oldham County Kentucky | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Calcasieu County Louisiana | 1 | $ 302,000 | $ 302,000 | $ 129,000 |
| Orleans County Louisiana | 1 | $ 581,000 | $ 581,000 | $ 0 |
| St. Tammany County Louisiana | 1 | $ 303,000 | $ 303,000 | $ 117,000 |
| Cumberland County Maine | 1 | $ 224,000 | $ 224,000 | $ 113,000 |
| Knox County Maine | 1 | $ 202,000 | $ 202,000 | $ 85,000 |
| York County Maine | 1 | $ 224,000 | $ 224,000 | $ 509,000 |
| Baltimore City County Maryland | 1 | $ 185,000 | $ 185,000 | $ 81,000 |
| Frederick County Maryland | 1 | $ 254,000 | $ 254,000 | $ 86,000 |
| Garrett County Maryland | 1 | $ 103,000 | $ 103,000 | $ 75,000 |
| Harford County Maryland | 1 | $ 458,000 | $ 458,000 | $ 109,000 |
| Kent County Maryland | 1 | $ 191,000 | $ 191,000 | $ 187,000 |
| Prince George's County Maryland | 1 | $ 377,000 | $ 377,000 | $ 115,000 |
| Talbot County Maryland | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Barnstable County Massachusetts | 1 | $ 264,000 | $ 264,000 | $ 104,000 |
| Essex County Massachusetts | 1 | $ 315,000 | $ 315,000 | $ 200,000 |
| Benzie County Michigan | 1 | $ 119,000 | $ 119,000 | $ 79,000 |
| Genesee County Michigan | 1 | $ 150,000 | $ 150,000 | $ 250,000 |
| Grand Traverse County Michigan | 1 | $ 280,000 | $ 280,000 | $ 226,000 |
| Leelanau County Michigan | 1 | $ 142,000 | $ 142,000 | $ 85,000 |
| Monroe County Michigan | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Otsego County Michigan | 1 | $ 280,000 | $ 280,000 | $ 283,000 |
| Ottawa County Michigan | 1 | $ 492,000 | $ 492,000 | $ 207,000 |
| Saginaw County Michigan | 1 | $ 160,000 | $ 160,000 | $ 84,000 |
| Dakota County Minnesota | 1 | $ 177,000 | $ 177,000 | $ 230,000 |
| Hennepin County Minnesota | 1 | $ 113,000 | $ 113,000 | $ 51,000 |
| Kandiyohi County Minnesota | 1 | $ 276,000 | $ 276,000 | $ 81,000 |
| Ramsey County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 22,000 |
| Wright County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 101,000 |
| Christian County Missouri | 1 | $ 117,000 | $ 117,000 | $ 57,000 |
| Jackson County Missouri | 1 | $ 233,000 | $ 233,000 | $ 180,000 |
| Scott County Missouri | 1 | $ 146,000 | $ 146,000 | $ 54,000 |
| Stone County Missouri | 1 | $ 180,000 | $ 180,000 | $ 126,000 |
| Carroll County New Hampshire | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Gloucester County New Jersey | 1 | $ 125,000 | $ 125,000 | $ 266,000 |
| Mercer County New Jersey | 1 | $ 460,000 | $ 460,000 | $ 396,000 |
| Monmouth County New Jersey | 1 | $ 373,000 | $ 373,000 | $ 159,000 |
| Morris County New Jersey | 1 | $ 424,000 | $ 424,000 | $ 597,000 |
| Salem County New Jersey | 1 | $ 1,755,000 | $ 1,755,000 | $ 43,000 |
| Colfax County New Mexico | 1 | $ 408,000 | $ 408,000 | $ 120,000 |
| Monroe County New York | 1 | $ 100,000 | $ 100,000 | $ 25,000 |
| Nassau County New York | 1 | $ 300,000 | $ 300,000 | $ 0 |
| New York County New York | 1 | $ 623,000 | $ 623,000 | $ 893,000 |
| Suffolk County New York | 1 | $ 1,000,000 | $ 1,000,000 | $ 393,000 |
| Alamance County North Carolina | 1 | $ 248,000 | $ 248,000 | $ 110,000 |
| Brunswick County North Carolina | 1 | $ 428,000 | $ 428,000 | $ 140,000 |
| Catawba County North Carolina | 1 | $ 346,000 | $ 346,000 | $ 122,000 |
| Cherokee County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 73,000 |
| Currituck County North Carolina | 1 | $ 561,000 | $ 561,000 | $ 250,000 |
| Durham County North Carolina | 1 | $ 250,000 | $ 250,000 | $ 102,000 |
| Haywood County North Carolina | 1 | $ 258,000 | $ 258,000 | $ 78,000 |
| Jackson County North Carolina | 1 | $ 294,000 | $ 294,000 | $ 279,000 |
| Mecklenburg County North Carolina | 1 | $ 287,000 | $ 287,000 | $ 95,000 |
| New Hanover County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 125,000 |
| Orange County North Carolina | 1 | $ 94,000 | $ 94,000 | $ 80,000 |
| Transylvania County North Carolina | 1 | $ 229,000 | $ 229,000 | $ 202,000 |
| Wake County North Carolina | 1 | $ 578,000 | $ 578,000 | $ 136,000 |
| Athens County Ohio | 1 | $ 257,000 | $ 257,000 | $ 180,000 |
| Greene County Ohio | 1 | $ 69,000 | $ 69,000 | $ 27,000 |
| Hamilton County Ohio | 1 | $ 156,000 | $ 156,000 | $ 47,000 |
| Lucas County Ohio | 1 | $ 238,000 | $ 238,000 | $ 139,000 |
| Mahoning County Ohio | 1 | $ 394,000 | $ 394,000 | $ 508,000 |
| Ottawa County Ohio | 1 | $ 110,000 | $ 110,000 | $ 40,000 |
| Sandusky County Ohio | 1 | $ 140,000 | $ 140,000 | $ 126,000 |
| Summit County Ohio | 1 | $ 443,000 | $ 443,000 | $ 86,000 |
| Union County Ohio | 1 | $ 180,000 | $ 180,000 | $ 54,000 |
| Warren County Ohio | 1 | $ 431,000 | $ 431,000 | $ 135,000 |
| Canadian County Oklahoma | 1 | $ 64,000 | $ 64,000 | $ 147,000 |
| Stephens County Oklahoma | 1 | $ 510,000 | $ 510,000 | $ 142,000 |
| Clackamas County Oregon | 1 | $ 592,000 | $ 592,000 | $ 424,000 |
| Deschutes County Oregon | 1 | $ 303,000 | $ 303,000 | $ 157,000 |
| Jackson County Oregon | 1 | $ 106,000 | $ 106,000 | $ 60,000 |
| Lincoln County Oregon | 1 | $ 239,000 | $ 239,000 | $ 334,000 |
| Tillamook County Oregon | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 190,000 | $ 190,000 | $ 147,000 |
| Chester County Pennsylvania | 1 | $ 600,000 | $ 600,000 | $ 316,000 |
| Lehigh County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 27,000 |
| Northampton County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 148,000 |
| Washington County Pennsylvania | 1 | $ 780,000 | $ 780,000 | $ 240,000 |
| Anderson County South Carolina | 1 | $ 120,000 | $ 120,000 | $ 30,000 |
| Charleston County South Carolina | 1 | $ 111,000 | $ 111,000 | $ 91,000 |
| Richland County South Carolina | 1 | $ 197,000 | $ 197,000 | $ 128,000 |
| York County South Carolina | 1 | $ 348,000 | $ 348,000 | $ 220,000 |
| Custer County South Dakota | 1 | $ 192,000 | $ 192,000 | $ 310,000 |
| Davidson County Tennessee | 1 | $ 458,000 | $ 458,000 | $ 179,000 |
| Rutherford County Tennessee | 1 | $ 183,000 | $ 183,000 | $ 96,000 |
| Burnet County Texas | 1 | $ 178,000 | $ 178,000 | $ 204,000 |
| Collin County Texas | 1 | $ 286,000 | $ 286,000 | $ 115,000 |
| Lubbock County Texas | 1 | $ 90,000 | $ 90,000 | $ 159,000 |
| Midland County Texas | 1 | $ 100,000 | $ 100,000 | $ 93,000 |
| Box Elder County Utah | 1 | $ 333,000 | $ 333,000 | $ 136,000 |
| Summit County Utah | 1 | $ 450,000 | $ 450,000 | $ 220,000 |
| Utah County Utah | 1 | $ 191,000 | $ 191,000 | $ 58,000 |
| Rutland County Vermont | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Bedford County Virginia | 1 | $ 255,000 | $ 255,000 | $ 118,000 |
| Chesapeake County Virginia | 1 | $ 198,000 | $ 198,000 | $ 77,000 |
| Chesterfield County Virginia | 1 | $ 100,000 | $ 100,000 | $ 45,000 |
| Henrico County Virginia | 1 | $ 237,000 | $ 237,000 | $ 114,000 |
| James City County Virginia | 1 | $ 157,000 | $ 157,000 | $ 50,000 |
| Middlesex County Virginia | 1 | $ 163,000 | $ 163,000 | $ 30,000 |
| Portsmouth County Virginia | 1 | $ 294,000 | $ 294,000 | $ 89,000 |
| Prince William County Virginia | 1 | $ 366,000 | $ 366,000 | $ 205,000 |
| Westmoreland County Virginia | 1 | $ 525,000 | $ 525,000 | $ 266,000 |
| Jefferson County Washington | 1 | $ 153,000 | $ 153,000 | $ 72,000 |
| Mason County Washington | 1 | $ 226,000 | $ 226,000 | $ 119,000 |
| Spokane County Washington | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Whatcom County Washington | 1 | $ 248,000 | $ 248,000 | $ 87,000 |
| Hardy County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 139,000 |
| Polk County Wisconsin | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Waukesha County Wisconsin | 1 | $ 479,000 | $ 479,000 | $ 265,000 |
| Lincoln County Wyoming | 1 | $ 332,000 | $ 332,000 | $ 63,000 |
Mortgage Loan Application Detail Totals for Raymond James Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 338 | $102,080,000 | $314,162 | $2,350,000 | $164,093 | $2,332,000 |
| Refinancing | 304 | $92,219,000 | $316,829 | $1,755,000 | $158,756 | $1,344,000 |
| Home Improvement | 36 | $8,084,000 | $235,058 | $650,000 | $104,647 | $1,340,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 427 | $127,404,000 | $296,906 | $1,395,000 | $147,325 | $1,340,000 |
| Not Provided | 208 | $60,908,000 | $323,552 | $2,350,000 | $173,131 | $2,332,000 |
| Asian | 17 | $7,252,000 | $346,428 | $914,000 | $304,285 | $893,000 |
| Hispanic | 11 | $2,811,000 | $254,500 | $405,000 | $69,500 | $166,000 |
| Black or African American | 9 | $1,930,000 | $205,285 | $412,000 | $99,142 | $352,000 |
| Not applicable | 4 | $1,592,000 | $398,000 | $561,000 | $149,750 | $250,000 |
| American Indian or Alaskan Native | 1 | $186,000 | $186,000 | $186,000 | $52,000 | $52,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $300,000 | $300,000 | $300,000 | $120,000 | $120,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 676 | $202,164,000 | $308,155 | $2,350,000 | $157,977 | $2,332,000 |
| FHA-insured (Federal Housing Administration) | 1 | $94,000 | $94,000 | $94,000 | $31,000 | $31,000 |
| VA-guaranteed (Veterans Administration) | 1 | $125,000 | $125,000 | $125,000 | $26,000 | $26,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 309 | $106,337,000 | $342,764 | $999,000 | $168,264 | $1,340,000 |
| Loan Originated | 266 | $61,737,000 | $262,625 | $2,350,000 | $160,100 | $2,332,000 |
| Application Approved But Not Accepted | 39 | $12,717,000 | $343,125 | $2,000,000 | $143,375 | $900,000 |
| Application Denied By Financial Institution | 37 | $12,754,000 | $384,583 | $1,755,000 | $112,666 | $307,000 |
| Application Withdrawn By Applicant | 16 | $3,940,000 | $252,750 | $830,000 | $207,000 | $850,000 |
| Preapproval Denied by Financial Institution | 10 | $4,248,000 | $424,000 | $1,645,000 | $116,000 | $360,000 |
| File Closed For Incompleteness | 1 | $650,000 | $650,000 | $650,000 | $340,000 | $340,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 20 | $7,837,000 | $486,500 | $1,755,000 | $66,500 | $307,000 |
| Collateral | 11 | $3,135,000 | $256,500 | $532,000 | $129,666 | $300,000 |
| Credit History | 7 | $2,260,000 | $295,200 | $873,000 | $133,800 | $360,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $1,134,000 | $378,000 | $510,000 | $117,000 | $142,000 |
| Other | 2 | $1,020,000 | $510,000 | $556,000 | $150,000 | $151,000 |
| Employment History | 2 | $783,000 | $391,500 | $650,000 | $168,500 | $278,000 |
| Credit Application Incomplete | 1 | $580,000 | $580,000 | $580,000 | $31,000 | $31,000 |
| Unverifiable Information | 1 | $253,000 | $253,000 | $253,000 | $111,000 | $111,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Raymond James Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Raymond James Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.