Rbc Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Rbc Bank 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Rbc Bank 131 North Church Street Rocky Mount, NC 27804 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 12,655 |
| Total Mortgage Loan Application Amount | $1,653,322,000 |
| Average Mortgage Loan Application Amount | $237,600 |
| Highest Mortgage Loan Application Amount | $3,700,000 |
| Average Applicant Income | $196,520 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Rbc Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Rbc Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Rbc Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Rbc Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Rbc Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Rbc Bank's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wake County North Carolina | 710 | $ 111,086,000 | $ 156,000 | $ 81,000 |
| Nash County North Carolina | 634 | $ 71,523,000 | $ 112,000 | $ 48,000 |
| Mecklenburg County North Carolina | 398 | $ 73,906,000 | $ 185,000 | $ 87,000 |
| New Hanover County North Carolina | 386 | $ 57,009,000 | $ 147,000 | $ 86,000 |
| Cumberland County North Carolina | 378 | $ 42,363,000 | $ 112,000 | $ 67,000 |
| Rutherford County North Carolina | 326 | $ 33,117,000 | $ 101,000 | $ 61,000 |
| Pitt County North Carolina | 320 | $ 35,075,000 | $ 109,000 | $ 59,000 |
| Buncombe County North Carolina | 311 | $ 44,385,000 | $ 142,000 | $ 68,000 |
| Dare County North Carolina | 290 | $ 51,288,000 | $ 176,000 | $ 115,000 |
| Brunswick County North Carolina | 273 | $ 45,145,000 | $ 165,000 | $ 70,000 |
| Lee County North Carolina | 269 | $ 26,719,000 | $ 99,000 | $ 60,000 |
| Guilford County North Carolina | 266 | $ 38,706,000 | $ 145,000 | $ 64,000 |
| Onslow County North Carolina | 266 | $ 28,972,000 | $ 108,000 | $ 72,000 |
| Durham County North Carolina | 262 | $ 37,534,000 | $ 143,000 | $ 65,000 |
| Virginia Beach County Virginia | 248 | $ 39,782,000 | $ 160,000 | $ 86,000 |
| Carteret County North Carolina | 218 | $ 33,753,000 | $ 154,000 | $ 106,000 |
| Iredell County North Carolina | 208 | $ 23,930,000 | $ 115,000 | $ 55,000 |
| Orange County North Carolina | 204 | $ 34,395,000 | $ 168,000 | $ 78,000 |
| Moore County North Carolina | 192 | $ 29,270,000 | $ 152,000 | $ 79,000 |
| Forsyth County North Carolina | 191 | $ 33,513,000 | $ 175,000 | $ 81,000 |
| Johnston County North Carolina | 190 | $ 20,954,000 | $ 110,000 | $ 53,000 |
| Gaston County North Carolina | 174 | $ 22,732,000 | $ 130,000 | $ 86,000 |
| Randolph County North Carolina | 172 | $ 18,155,000 | $ 105,000 | $ 58,000 |
| Harnett County North Carolina | 164 | $ 14,300,000 | $ 87,000 | $ 47,000 |
| Robeson County North Carolina | 160 | $ 13,731,000 | $ 85,000 | $ 58,000 |
| Edgecombe County North Carolina | 154 | $ 11,658,000 | $ 75,000 | $ 45,000 |
| Alamance County North Carolina | 148 | $ 21,438,000 | $ 144,000 | $ 69,000 |
| Wayne County North Carolina | 145 | $ 15,909,000 | $ 109,000 | $ 74,000 |
| Halifax County North Carolina | 142 | $ 14,713,000 | $ 103,000 | $ 69,000 |
| Fulton County Georgia | 133 | $ 12,323,000 | $ 92,000 | $ 87,000 |
| James City County Virginia | 130 | $ 30,466,000 | $ 234,000 | $ 105,000 |
| Columbus County North Carolina | 129 | $ 13,451,000 | $ 104,000 | $ 45,000 |
| Gwinnett County Georgia | 118 | $ 8,061,000 | $ 68,000 | $ 71,000 |
| DeKalb County Georgia | 111 | $ 10,693,000 | $ 96,000 | $ 76,000 |
| Pender County North Carolina | 111 | $ 15,026,000 | $ 135,000 | $ 104,000 |
| Craven County North Carolina | 107 | $ 13,140,000 | $ 122,000 | $ 56,000 |
| Chatham County North Carolina | 106 | $ 14,760,000 | $ 139,000 | $ 59,000 |
| Chowan County North Carolina | 98 | $ 11,903,000 | $ 121,000 | $ 105,000 |
| Horry County South Carolina | 97 | $ 13,465,000 | $ 138,000 | $ 99,000 |
| Catawba County North Carolina | 93 | $ 12,655,000 | $ 136,000 | $ 64,000 |
| Macon County North Carolina | 93 | $ 16,107,000 | $ 173,000 | $ 140,000 |
| Northampton County North Carolina | 93 | $ 6,097,000 | $ 65,000 | $ 51,000 |
| Cobb County Georgia | 92 | $ 5,967,000 | $ 64,000 | $ 92,000 |
| Granville County North Carolina | 92 | $ 10,358,000 | $ 112,000 | $ 64,000 |
| Watauga County North Carolina | 92 | $ 14,109,000 | $ 153,000 | $ 85,000 |
| Caldwell County North Carolina | 91 | $ 8,325,000 | $ 91,000 | $ 57,000 |
| York County South Carolina | 88 | $ 13,563,000 | $ 154,000 | $ 102,000 |
| Wilson County North Carolina | 86 | $ 10,053,000 | $ 116,000 | $ 95,000 |
| Scotland County North Carolina | 83 | $ 7,442,000 | $ 89,000 | $ 52,000 |
| Surry County North Carolina | 83 | $ 8,734,000 | $ 105,000 | $ 99,000 |
| Vance County North Carolina | 83 | $ 8,946,000 | $ 107,000 | $ 72,000 |
| Hertford County North Carolina | 81 | $ 7,980,000 | $ 98,000 | $ 69,000 |
| Richmond County North Carolina | 79 | $ 4,940,000 | $ 62,000 | $ 51,000 |
| Chesapeake County Virginia | 78 | $ 10,807,000 | $ 138,000 | $ 78,000 |
| Florence County South Carolina | 77 | $ 6,147,000 | $ 79,000 | $ 78,000 |
| Henderson County North Carolina | 76 | $ 10,550,000 | $ 138,000 | $ 55,000 |
| Norfolk County Virginia | 75 | $ 11,665,000 | $ 155,000 | $ 81,000 |
| Perquimans County North Carolina | 70 | $ 9,209,000 | $ 131,000 | $ 68,000 |
| York County Virginia | 70 | $ 16,143,000 | $ 230,000 | $ 162,000 |
| Newport News County Virginia | 68 | $ 9,153,000 | $ 134,000 | $ 72,000 |
| Transylvania County North Carolina | 65 | $ 10,153,000 | $ 156,000 | $ 135,000 |
| Cleveland County North Carolina | 64 | $ 6,040,000 | $ 94,000 | $ 62,000 |
| Franklin County North Carolina | 61 | $ 6,614,000 | $ 108,000 | $ 54,000 |
| Sampson County North Carolina | 56 | $ 4,519,000 | $ 80,000 | $ 41,000 |
| Union County North Carolina | 54 | $ 10,355,000 | $ 191,000 | $ 115,000 |
| Charleston County South Carolina | 54 | $ 11,582,000 | $ 214,000 | $ 125,000 |
| Clayton County Georgia | 53 | $ 5,153,000 | $ 97,000 | $ 64,000 |
| Currituck County North Carolina | 50 | $ 10,091,000 | $ 201,000 | $ 109,000 |
| Henry County Georgia | 45 | $ 3,262,000 | $ 72,000 | $ 80,000 |
| Anson County North Carolina | 44 | $ 2,181,000 | $ 49,000 | $ 50,000 |
| Hoke County North Carolina | 44 | $ 3,572,000 | $ 81,000 | $ 59,000 |
| Pasquotank County North Carolina | 44 | $ 3,955,000 | $ 89,000 | $ 50,000 |
| Greenville County South Carolina | 44 | $ 6,281,000 | $ 142,000 | $ 75,000 |
| Haywood County North Carolina | 43 | $ 4,130,000 | $ 96,000 | $ 48,000 |
| Hampton County Virginia | 43 | $ 5,716,000 | $ 132,000 | $ 83,000 |
| Jackson County North Carolina | 39 | $ 7,571,000 | $ 194,000 | $ 112,000 |
| Gates County North Carolina | 36 | $ 3,021,000 | $ 83,000 | $ 44,000 |
| Avery County North Carolina | 34 | $ 4,041,000 | $ 118,000 | $ 124,000 |
| Bertie County North Carolina | 34 | $ 2,251,000 | $ 66,000 | $ 52,000 |
| Lenoir County North Carolina | 33 | $ 3,216,000 | $ 97,000 | $ 55,000 |
| Forsyth County Georgia | 29 | $ 2,308,000 | $ 79,000 | $ 91,000 |
| Duplin County North Carolina | 29 | $ 2,745,000 | $ 94,000 | $ 68,000 |
| Portsmouth County Virginia | 29 | $ 2,159,000 | $ 74,000 | $ 85,000 |
| Warren County North Carolina | 26 | $ 2,988,000 | $ 114,000 | $ 63,000 |
| Yancey County North Carolina | 26 | $ 2,965,000 | $ 114,000 | $ 63,000 |
| Cherokee County Georgia | 25 | $ 836,000 | $ 33,000 | $ 77,000 |
| Mitchell County North Carolina | 25 | $ 2,816,000 | $ 112,000 | $ 68,000 |
| Bladen County North Carolina | 24 | $ 2,559,000 | $ 106,000 | $ 74,000 |
| Coweta County Georgia | 21 | $ 2,006,000 | $ 95,000 | $ 56,000 |
| Davidson County North Carolina | 19 | $ 2,136,000 | $ 112,000 | $ 76,000 |
| Graham County North Carolina | 19 | $ 2,586,000 | $ 136,000 | $ 78,000 |
| Lincoln County North Carolina | 19 | $ 2,506,000 | $ 131,000 | $ 55,000 |
| Martin County North Carolina | 19 | $ 1,729,000 | $ 91,000 | $ 49,000 |
| Washington County North Carolina | 19 | $ 1,833,000 | $ 96,000 | $ 69,000 |
| Beaufort County North Carolina | 18 | $ 1,548,000 | $ 86,000 | $ 72,000 |
| Suffolk County Virginia | 18 | $ 3,199,000 | $ 177,000 | $ 79,000 |
| Cherokee County North Carolina | 17 | $ 1,481,000 | $ 87,000 | $ 59,000 |
| Fayette County Georgia | 16 | $ 1,036,000 | $ 64,000 | $ 77,000 |
| Alexander County North Carolina | 15 | $ 1,955,000 | $ 130,000 | $ 53,000 |
| Cabarrus County North Carolina | 15 | $ 1,475,000 | $ 98,000 | $ 72,000 |
| Camden County North Carolina | 15 | $ 1,782,000 | $ 118,000 | $ 55,000 |
| Hyde County North Carolina | 15 | $ 2,627,000 | $ 175,000 | $ 84,000 |
| Person County North Carolina | 15 | $ 1,697,000 | $ 113,000 | $ 84,000 |
| Isle of Wight County Virginia | 15 | $ 2,853,000 | $ 190,000 | $ 108,000 |
| Poquoson County Virginia | 15 | $ 2,592,000 | $ 172,000 | $ 83,000 |
| Carroll County Georgia | 14 | $ 398,000 | $ 28,000 | $ 68,000 |
| Madison County North Carolina | 14 | $ 1,817,000 | $ 129,000 | $ 51,000 |
| McDowell County North Carolina | 14 | $ 1,581,000 | $ 112,000 | $ 70,000 |
| Ashe County North Carolina | 13 | $ 1,807,000 | $ 139,000 | $ 77,000 |
| Burke County North Carolina | 13 | $ 1,484,000 | $ 114,000 | $ 101,000 |
| Seminole County Florida | 12 | $ 1,938,000 | $ 161,000 | $ 63,000 |
| Paulding County Georgia | 12 | $ 1,022,000 | $ 85,000 | $ 67,000 |
| Stokes County North Carolina | 12 | $ 1,618,000 | $ 134,000 | $ 68,000 |
| Spartanburg County South Carolina | 12 | $ 2,088,000 | $ 174,000 | $ 130,000 |
| Pinellas County Florida | 11 | $ 901,000 | $ 81,000 | $ 64,000 |
| Polk County North Carolina | 11 | $ 1,588,000 | $ 144,000 | $ 156,000 |
| Rowan County North Carolina | 11 | $ 1,433,000 | $ 130,000 | $ 49,000 |
| Douglas County Georgia | 10 | $ 430,000 | $ 43,000 | $ 47,000 |
| Georgetown County South Carolina | 10 | $ 2,162,000 | $ 216,000 | $ 129,000 |
| Fairfax County Virginia | 10 | $ 1,911,000 | $ 191,000 | $ 89,000 |
| Palm Beach County Florida | 9 | $ 12,112,000 | $ 1,345,000 | $ 584,000 |
| Caswell County North Carolina | 9 | $ 1,204,000 | $ 133,000 | $ 74,000 |
| Davie County North Carolina | 9 | $ 1,365,000 | $ 151,000 | $ 62,000 |
| Greene County North Carolina | 9 | $ 740,000 | $ 82,000 | $ 54,000 |
| Jones County North Carolina | 9 | $ 1,436,000 | $ 159,000 | $ 129,000 |
| Brunswick County Virginia | 9 | $ 1,113,000 | $ 123,000 | $ 61,000 |
| Gloucester County Virginia | 9 | $ 1,771,000 | $ 196,000 | $ 129,000 |
| Newton County Georgia | 8 | $ 663,000 | $ 82,000 | $ 77,000 |
| Montgomery County North Carolina | 8 | $ 1,620,000 | $ 202,000 | $ 130,000 |
| Stanly County North Carolina | 8 | $ 1,114,000 | $ 139,000 | $ 62,000 |
| Yadkin County North Carolina | 8 | $ 1,197,000 | $ 149,000 | $ 159,000 |
| Mecklenburg County Virginia | 7 | $ 981,000 | $ 140,000 | $ 175,000 |
| Rockdale County Georgia | 6 | $ 633,000 | $ 105,000 | $ 62,000 |
| Anderson County South Carolina | 6 | $ 1,080,000 | $ 180,000 | $ 87,000 |
| Darlington County South Carolina | 6 | $ 229,000 | $ 38,000 | $ 41,000 |
| Richland County South Carolina | 6 | $ 1,660,000 | $ 276,000 | $ 1,724,000 |
| Carroll County Virginia | 6 | $ 868,000 | $ 144,000 | $ 191,000 |
| Northampton County Virginia | 6 | $ 1,289,000 | $ 214,000 | $ 204,000 |
| Williamsburg County Virginia | 6 | $ 954,000 | $ 159,000 | $ 104,000 |
| Sarasota County Florida | 5 | $ 650,000 | $ 130,000 | $ 100,000 |
| Walton County Georgia | 5 | $ 226,000 | $ 45,000 | $ 57,000 |
| Beaufort County South Carolina | 5 | $ 1,006,000 | $ 201,000 | $ 143,000 |
| Cherokee County South Carolina | 5 | $ 371,000 | $ 74,000 | $ 37,000 |
| Chester County South Carolina | 5 | $ 764,000 | $ 152,000 | $ 76,000 |
| Dorchester County South Carolina | 5 | $ 760,000 | $ 152,000 | $ 72,000 |
| Oconee County South Carolina | 5 | $ 1,643,000 | $ 328,000 | $ 271,000 |
| Arlington County Virginia | 5 | $ 1,879,000 | $ 375,000 | $ 125,000 |
| Dawson County Georgia | 4 | $ 249,000 | $ 62,000 | $ 110,000 |
| Rockingham County North Carolina | 4 | $ 427,000 | $ 106,000 | $ 167,000 |
| Wilkes County North Carolina | 4 | $ 667,000 | $ 166,000 | $ 76,000 |
| Berkeley County South Carolina | 4 | $ 722,000 | $ 180,000 | $ 97,000 |
| Lancaster County South Carolina | 4 | $ 592,000 | $ 148,000 | $ 63,000 |
| Chesterfield County Virginia | 4 | $ 1,297,000 | $ 324,000 | $ 109,000 |
| Hanover County Virginia | 4 | $ 618,000 | $ 154,000 | $ 89,000 |
| Orange County Florida | 3 | $ 506,000 | $ 168,000 | $ 50,000 |
| Bryan County Georgia | 3 | $ 198,000 | $ 66,000 | $ 85,000 |
| Butts County Georgia | 3 | $ 81,000 | $ 27,000 | $ 65,000 |
| Jackson County Georgia | 3 | $ 105,000 | $ 35,000 | $ 69,000 |
| Pickens County Georgia | 3 | $ 179,000 | $ 59,000 | $ 86,000 |
| Greenwood County South Carolina | 3 | $ 252,000 | $ 84,000 | $ 67,000 |
| Marlboro County South Carolina | 3 | $ 87,000 | $ 29,000 | $ 74,000 |
| Orangeburg County South Carolina | 3 | $ 510,000 | $ 170,000 | $ 43,000 |
| Accomack County Virginia | 3 | $ 406,000 | $ 135,000 | $ 136,000 |
| New Kent County Virginia | 3 | $ 559,000 | $ 186,000 | $ 55,000 |
| Richmond City County Virginia | 3 | $ 621,000 | $ 207,000 | $ 99,000 |
| Collier County Florida | 2 | $ 248,000 | $ 124,000 | $ 145,000 |
| Duval County Florida | 2 | $ 248,000 | $ 124,000 | $ 77,000 |
| Lee County Florida | 2 | $ 686,000 | $ 343,000 | $ 117,000 |
| Bartow County Georgia | 2 | $ 128,000 | $ 64,000 | $ 32,000 |
| Clarke County Georgia | 2 | $ 34,000 | $ 17,000 | $ 29,000 |
| Columbia County Georgia | 2 | $ 361,000 | $ 180,000 | $ 102,000 |
| Floyd County Georgia | 2 | $ 294,000 | $ 147,000 | $ 41,000 |
| Hall County Georgia | 2 | $ 294,000 | $ 147,000 | $ 66,000 |
| Richmond County Georgia | 2 | $ 48,000 | $ 24,000 | $ 49,000 |
| Wayne County Michigan | 2 | $ 807,000 | $ 403,000 | $ 1,020,000 |
| Pamlico County North Carolina | 2 | $ 196,000 | $ 98,000 | $ 35,000 |
| Tyrrell County North Carolina | 2 | $ 66,000 | $ 33,000 | $ 56,000 |
| Chesterfield County South Carolina | 2 | $ 37,000 | $ 18,000 | $ 73,000 |
| Clarendon County South Carolina | 2 | $ 425,000 | $ 212,000 | $ 120,000 |
| Kershaw County South Carolina | 2 | $ 181,000 | $ 90,000 | $ 89,000 |
| Laurens County South Carolina | 2 | $ 710,000 | $ 355,000 | $ 103,000 |
| Lexington County South Carolina | 2 | $ 172,000 | $ 86,000 | $ 36,000 |
| Marion County South Carolina | 2 | $ 53,000 | $ 26,000 | $ 39,000 |
| Pickens County South Carolina | 2 | $ 270,000 | $ 135,000 | $ 41,000 |
| Brazoria County Texas | 2 | $ 325,000 | $ 162,000 | $ 11,000 |
| Franklin County Virginia | 2 | $ 160,000 | $ 80,000 | $ 77,000 |
| Greensville County Virginia | 2 | $ 244,000 | $ 122,000 | $ 86,000 |
| Henrico County Virginia | 2 | $ 143,000 | $ 71,000 | $ 63,000 |
| Montgomery County Virginia | 2 | $ 399,000 | $ 199,000 | $ 57,000 |
| San Diego County California | 1 | $ 1,300,000 | $ 1,300,000 | $ 800,000 |
| Flagler County Florida | 1 | $ 119,000 | $ 119,000 | $ 123,000 |
| Franklin County Florida | 1 | $ 863,000 | $ 863,000 | $ 66,000 |
| Gulf County Florida | 1 | $ 90,000 | $ 90,000 | $ 54,000 |
| Miami-Dade County Florida | 1 | $ 565,000 | $ 565,000 | $ 225,000 |
| Bibb County Georgia | 1 | $ 18,000 | $ 18,000 | $ 123,000 |
| Chatham County Georgia | 1 | $ 50,000 | $ 50,000 | $ 114,000 |
| Fannin County Georgia | 1 | $ 167,000 | $ 167,000 | $ 232,000 |
| Glynn County Georgia | 1 | $ 328,000 | $ 328,000 | $ 48,000 |
| Gordon County Georgia | 1 | $ 21,000 | $ 21,000 | $ 55,000 |
| Harris County Georgia | 1 | $ 28,000 | $ 28,000 | $ 108,000 |
| Heard County Georgia | 1 | $ 1,850,000 | $ 1,850,000 | $ 846,000 |
| Jasper County Georgia | 1 | $ 17,000 | $ 17,000 | $ 33,000 |
| Lamar County Georgia | 1 | $ 86,000 | $ 86,000 | $ 32,000 |
| Monroe County Georgia | 1 | $ 117,000 | $ 117,000 | $ 71,000 |
| Morgan County Georgia | 1 | $ 167,000 | $ 167,000 | $ 91,000 |
| Oconee County Georgia | 1 | $ 26,000 | $ 26,000 | $ 135,000 |
| Polk County Georgia | 1 | $ 15,000 | $ 15,000 | $ 38,000 |
| Putnam County Georgia | 1 | $ 300,000 | $ 300,000 | $ 138,000 |
| Rabun County Georgia | 1 | $ 95,000 | $ 95,000 | $ 106,000 |
| Spalding County Georgia | 1 | $ 34,000 | $ 34,000 | $ 120,000 |
| Tattnall County Georgia | 1 | $ 128,000 | $ 128,000 | $ 38,000 |
| Thomas County Georgia | 1 | $ 50,000 | $ 50,000 | $ 53,000 |
| Union County Georgia | 1 | $ 100,000 | $ 100,000 | $ 34,000 |
| White County Georgia | 1 | $ 28,000 | $ 28,000 | $ 96,000 |
| Worth County Georgia | 1 | $ 33,000 | $ 33,000 | $ 75,000 |
| Prince George's County Maryland | 1 | $ 15,000 | $ 15,000 | $ 39,000 |
| Alleghany County North Carolina | 1 | $ 84,000 | $ 84,000 | $ 202,000 |
| Clay County North Carolina | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Colleton County South Carolina | 1 | $ 223,000 | $ 223,000 | $ 0 |
| Dillon County South Carolina | 1 | $ 32,000 | $ 32,000 | $ 28,000 |
| Fairfield County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 163,000 |
| Bradley County Tennessee | 1 | $ 79,000 | $ 79,000 | $ 61,000 |
| Johnson County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 46,000 |
| Sevier County Tennessee | 1 | $ 138,000 | $ 138,000 | $ 40,000 |
| Harris County Texas | 1 | $ 339,000 | $ 339,000 | $ 1,234,000 |
| Tarrant County Texas | 1 | $ 825,000 | $ 825,000 | $ 0 |
| Alexandria County Virginia | 1 | $ 135,000 | $ 135,000 | $ 76,000 |
| Amelia County Virginia | 1 | $ 161,000 | $ 161,000 | $ 39,000 |
| Bedford County Virginia | 1 | $ 60,000 | $ 60,000 | $ 189,000 |
| Bedford City County Virginia | 1 | $ 63,000 | $ 63,000 | $ 38,000 |
| Charlotte County Virginia | 1 | $ 212,000 | $ 212,000 | $ 121,000 |
| Emporia County Virginia | 1 | $ 121,000 | $ 121,000 | $ 95,000 |
| Halifax County Virginia | 1 | $ 62,000 | $ 62,000 | $ 50,000 |
| Harrisonburg County Virginia | 1 | $ 89,000 | $ 89,000 | $ 51,000 |
| Lancaster County Virginia | 1 | $ 277,000 | $ 277,000 | $ 61,000 |
| Loudoun County Virginia | 1 | $ 318,000 | $ 318,000 | $ 116,000 |
| Lynchburg County Virginia | 1 | $ 89,000 | $ 89,000 | $ 40,000 |
| Manassas County Virginia | 1 | $ 152,000 | $ 152,000 | $ 97,000 |
| Middlesex County Virginia | 1 | $ 270,000 | $ 270,000 | $ 205,000 |
| Nelson County Virginia | 1 | $ 125,000 | $ 125,000 | $ 131,000 |
| Patrick County Virginia | 1 | $ 177,000 | $ 177,000 | $ 96,000 |
| Radford County Virginia | 1 | $ 102,000 | $ 102,000 | $ 124,000 |
| Roanoke City County Virginia | 1 | $ 166,000 | $ 166,000 | $ 93,000 |
| Shenandoah County Virginia | 1 | $ 111,000 | $ 111,000 | $ 73,000 |
| Southampton County Virginia | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| Stafford County Virginia | 1 | $ 194,000 | $ 194,000 | $ 77,000 |
| Westmoreland County Virginia | 1 | $ 116,000 | $ 116,000 | $ 245,000 |
Mortgage Loan Application Detail Totals for Rbc Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 9,263 | $1,230,866,000 | $132,857 | $3,500,000 | $88,571 | $2,394,000 |
| Home Purchase (one-to-four family) | 2,906 | $410,523,000 | $421,000 | $3,700,000 | $434,666 | $9,999,000 |
| Home Improvement (one-to-four family) | 483 | $10,401,000 | $23,142 | $742,000 | $54,428 | $966,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 3 | $1,532,000 | $529,500 | $587,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,801 | $1,460,731,000 | $178,000 | $3,700,000 | $99,166 | $2,394,000 |
| Black | 1,053 | $96,146,000 | $186,285 | $852,000 | $130,571 | $9,999,000 |
| Information not provided by applicant in mail or telephone application | 346 | $43,195,000 | $325,750 | $1,300,000 | $347,875 | $2,000,000 |
| Hispanic | 182 | $16,951,000 | $113,500 | $400,000 | $64,500 | $300,000 |
| Asian or Pacific Islander | 117 | $15,488,000 | $125,750 | $443,000 | $77,000 | $284,000 |
| Other | 89 | $11,712,000 | $106,000 | $540,000 | $72,000 | $396,000 |
| American Indian or Alaskan Native | 47 | $5,471,000 | $168,000 | $1,000,000 | $110,000 | $469,000 |
| Not applicable | 20 | $3,628,000 | $285,666 | $640,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,102 | $1,591,324,000 | $309,300 | $3,700,000 | $280,500 | $9,999,000 |
| VA-guaranteed (Veterans Administration) | 288 | $33,522,000 | $122,200 | $240,000 | $44,600 | $146,000 |
| FHA-insured (Federal Housing Administration) | 263 | $28,288,000 | $112,333 | $198,000 | $38,666 | $335,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $188,000 | $94,000 | $108,000 | $43,000 | $46,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,661 | $1,429,363,000 | $402,000 | $3,700,000 | $427,555 | $9,999,000 |
| Application Denied By Financial Institution | 990 | $108,571,000 | $101,833 | $1,160,000 | $62,500 | $764,000 |
| Application Withdrawn By Applicant | 515 | $63,649,000 | $109,666 | $1,000,000 | $71,666 | $2,394,000 |
| Loan Purchased By The Institution | 409 | $48,183,000 | $109,000 | $323,000 | $40,000 | $210,000 |
| Application Approved But Not Accepted | 79 | $3,461,000 | $42,000 | $465,000 | $234,000 | $594,000 |
| File Closed For Incompleteness | 1 | $95,000 | $95,000 | $95,000 | $41,000 | $41,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 373 | $30,440,000 | $70,833 | $700,000 | $57,666 | $522,000 |
| Credit Application Incomplete | 316 | $50,062,000 | $173,750 | $1,160,000 | $94,750 | $764,000 |
| Debt-To-Income Ratio | 219 | $16,284,000 | $76,000 | $650,000 | $56,750 | $259,000 |
| Other | 43 | $7,369,000 | $148,000 | $700,000 | $61,400 | $276,000 |
| Collateral | 34 | $4,045,000 | $111,666 | $288,000 | $86,000 | $195,000 |
| Unverifiable Information | 2 | $185,000 | $92,500 | $165,000 | $46,000 | $57,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $183,000 | $91,000 | $143,000 | $57,000 | $81,000 |
| Employment History | 1 | $3,000 | $3,000 | $3,000 | $35,000 | $35,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Rbc Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Rbc Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.