Rbs Citizens, N.A.
Mortgage Loan Application
Totals and Details
for 2010

Find mortgage loan statistics, lending data, and loan application totals for Rhode Island.
The mortgage statistics and data below are specific to mortgage loan applications for Rbs Citizens, N.A..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Rbs Citizens, N.A.
One Citizens Plaza
Providence, RI 02903
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  
Total Number of Mortgage Applications 56,303
Total Mortgage Loan Application Amount $9,618,087,000
Average Mortgage Loan Application Amount $144,000
Highest Mortgage Loan Application Amount $34,000,000
Average Applicant Income $90,666
Highest Applicant Income $6,625,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in RI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Rbs Citizens, N.A. by Metropolitan Area in 2010

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA 6,525 $ 1,081,333,000 $ 174,000 $ 94,500
BOSTON-QUINCY, MA 4,494 $ 1,092,853,000 $ 243,000 $ 125,000
PHILADELPHIA, PA 4,443 $ 992,171,000 $ 223,000 $ 123,000
CHICAGO-JOLIET-NAPERVILLE, IL 3,866 $ 619,611,000 $ 160,000 $ 96,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 3,263 $ 895,820,000 $ 274,000 $ 141,000
WARREN-TROY-FARMINGTON HILLS, MI 2,501 $ 350,000,000 $ 139,000 $ 93,000
BUFFALO-NIAGARA FALLS, NY 2,270 $ 153,195,000 $ 67,000 $ 58,000
CLEVELAND-ELYRIA-MENTOR, OH 2,174 $ 214,811,000 $ 98,000 $ 73,000
DETROIT-LIVONIA-DEARBORN, MI 1,654 $ 124,469,000 $ 75,000 $ 62,000
PITTSBURGH, PA 1,493 $ 215,341,000 $ 144,000 $ 94,000
ROCHESTER, NY 1,418 $ 88,363,000 $ 62,000 $ 56,000
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 1,385 $ 251,747,000 $ 181,000 $ 108,000
MANCHESTER-NASHUA, NH 971 $ 178,455,000 $ 183,000 $ 108,000
TOLEDO, OH 880 $ 60,789,000 $ 69,000 $ 59,000
PEABODY, MA 856 $ 217,698,000 $ 254,000 $ 123,000
BARNSTABLE TOWN, MA 805 $ 190,964,000 $ 237,000 $ 133,000
SPRINGFIELD, MA 772 $ 105,534,000 $ 136,000 $ 75,000
ALBANY-SCHENECTADY-TROY, NY 723 $ 94,304,000 $ 130,000 $ 83,000
WILMINGTON, DE-MD-NJ 652 $ 131,460,000 $ 183,000 $ 134,000
NEW YORK-WHITE PLAINS-WAYNE, NY-NJ 645 $ 202,050,000 $ 364,500 $ 189,500
NEW HAVEN-MILFORD, CT 626 $ 133,643,000 $ 213,000 $ 118,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 605 $ 104,675,000 $ 173,000 $ 99,000
AKRON, OH 574 $ 54,029,000 $ 94,000 $ 66,000
CANTON-MASSILLON, OH 545 $ 37,064,000 $ 68,000 $ 52,000
NORWICH-NEW LONDON, CT 510 $ 82,516,000 $ 161,000 $ 96,000
WORCESTER, MA 490 $ 100,513,000 $ 205,000 $ 112,000
SYRACUSE, NY 466 $ 22,854,000 $ 49,000 $ 55,000
SCRANTON--WILKES-BARRE, PA 352 $ 51,067,000 $ 145,000 $ 83,000
READING, PA 343 $ 47,692,000 $ 139,000 $ 79,000
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY 341 $ 54,598,000 $ 160,000 $ 95,000
HARRISBURG-CARLISLE, PA 333 $ 49,261,000 $ 147,000 $ 89,000
COLUMBUS, OH 313 $ 13,561,000 $ 43,000 $ 51,000
CAMDEN, NJ 279 $ 57,852,000 $ 207,000 $ 128,000
UTICA-ROME, NY 265 $ 10,092,000 $ 38,000 $ 48,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 264 $ 20,360,000 $ 88,000 $ 65,000
BURLINGTON-SOUTH BURLINGTON, VT 246 $ 48,175,000 $ 195,000 $ 125,000
NASSAU-SUFFOLK, NY 229 $ 50,250,000 $ 219,000 $ 139,000
LANCASTER, PA 222 $ 33,609,000 $ 151,000 $ 91,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 219 $ 38,623,000 $ 198,500 $ 91,000
OCEAN CITY, NJ 215 $ 98,393,000 $ 457,000 $ 305,000
BRIDGEPORT-STAMFORD-NORWALK, CT 189 $ 79,088,000 $ 418,000 $ 219,000
DOVER, DE 168 $ 23,513,000 $ 139,000 $ 72,000
NEWARK-UNION, NJ-PA 160 $ 41,794,000 $ 248,000 $ 129,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 158 $ 60,286,000 $ 278,000 $ 167,500
BINGHAMTON, NY 154 $ 6,398,000 $ 41,000 $ 51,000
PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME 153 $ 31,243,000 $ 204,000 $ 120,000
ERIE, PA 131 $ 19,254,000 $ 146,000 $ 88,000
YORK-HANOVER, PA 122 $ 19,565,000 $ 160,000 $ 90,000
EDISON-NEW BRUNSWICK, NJ 121 $ 44,640,000 $ 368,000 $ 259,000
GLENS FALLS, NY 117 $ 15,407,000 $ 131,000 $ 88,000
MONROE, MI 115 $ 12,479,000 $ 108,000 $ 71,000
ALTOONA, PA 108 $ 13,109,000 $ 121,000 $ 69,000
KINGSTON, NY 105 $ 13,350,000 $ 127,000 $ 84,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 104 $ 32,092,000 $ 288,333 $ 155,000
ANN ARBOR, MI 99 $ 18,437,000 $ 186,000 $ 102,000
KALAMAZOO-PORTAGE, MI 94 $ 9,876,000 $ 105,000 $ 81,000
LANSING-EAST LANSING, MI 94 $ 15,394,000 $ 163,000 $ 103,000
INDIANAPOLIS-CARMEL, IN 87 $ 16,226,000 $ 186,000 $ 116,000
DAYTON, OH 78 $ 1,405,000 $ 18,000 $ 40,000
PITTSFIELD, MA 76 $ 10,636,000 $ 139,000 $ 132,000
BALTIMORE-TOWSON, MD 72 $ 21,894,000 $ 304,000 $ 155,000
STATE COLLEGE, PA 55 $ 9,494,000 $ 172,000 $ 93,000
ATLANTIC CITY-HAMMONTON, NJ 46 $ 16,047,000 $ 348,000 $ 230,000
BETHESDA-ROCKVILLE-FREDERICK, MD 46 $ 16,114,000 $ 350,000 $ 164,000
GARY, IN 35 $ 2,733,000 $ 78,000 $ 52,000
CAPE CORAL-FORT MYERS, FL 33 $ 5,630,000 $ 170,000 $ 166,000
CINCINNATI-MIDDLETOWN, OH-KY-IN 33 $ 6,374,000 $ 169,500 $ 118,500
SAGINAW-SAGINAW TOWNSHIP NORTH, MI 33 $ 1,546,000 $ 46,000 $ 53,000
RICHMOND, VA 32 $ 8,138,000 $ 254,000 $ 120,000
FLINT, MI 31 $ 2,897,000 $ 93,000 $ 79,000
GRAND RAPIDS-WYOMING, MI 30 $ 4,460,000 $ 148,000 $ 92,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 29 $ 5,454,000 $ 188,000 $ 120,000
LEBANON, PA 29 $ 5,171,000 $ 178,000 $ 106,000
ITHACA, NY 27 $ 1,070,000 $ 39,000 $ 51,000
TRENTON-EWING, NJ 27 $ 7,995,000 $ 296,000 $ 159,000
NAPLES-MARCO ISLAND, FL 26 $ 8,731,000 $ 335,000 $ 295,000
CHARLOTTE-GASTONIA-ROCK HILL, NC-SC 25 $ 6,372,000 $ 362,500 $ 261,500
ST. LOUIS, MO-IL 23 $ 3,657,000 $ 145,500 $ 91,500
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 22 $ 7,126,000 $ 380,000 $ 202,500
PHOENIX-MESA-GLENDALE, AZ 19 $ 5,331,000 $ 280,000 $ 223,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 18 $ 2,961,000 $ 164,000 $ 152,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 18 $ 3,630,000 $ 201,000 $ 251,000
HUNTINGTON-ASHLAND, WV-KY-OH 17 $ 1,472,000 $ 86,000 $ 72,000
ORLANDO-KISSIMMEE-SANFORD, FL 16 $ 2,013,000 $ 125,000 $ 109,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 15 $ 3,714,000 $ 247,000 $ 215,000
MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC 14 $ 2,824,000 $ 201,000 $ 115,000
ELMIRA, NY 13 $ 356,000 $ 27,000 $ 36,000
NORTH PORT-BRADENTON-SARASOTA, FL 13 $ 2,112,000 $ 162,000 $ 154,000
ASHEVILLE, NC 12 $ 2,037,000 $ 169,000 $ 75,000
CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC 12 $ 4,322,000 $ 360,000 $ 286,000
WINSTON-SALEM, NC 12 $ 2,376,000 $ 198,000 $ 115,000
RALEIGH-CARY, NC 11 $ 2,163,000 $ 196,000 $ 115,000
MIAMI-MIAMI BEACH-KENDALL, FL 10 $ 2,391,000 $ 239,000 $ 831,000
PUNTA GORDA, FL 9 $ 984,000 $ 109,000 $ 96,000
SANDUSKY, OH 9 $ 55,000 $ 6,000 $ 45,000
BIRMINGHAM-HOOVER, AL 8 $ 1,408,000 $ 176,000 $ 98,000
JACKSONVILLE, FL 8 $ 1,352,000 $ 169,000 $ 103,000
KANKAKEE-BRADLEY, IL 8 $ 615,000 $ 76,000 $ 65,000
ROCKFORD, IL 8 $ 666,000 $ 83,000 $ 86,000
DURHAM-CHAPEL HILL, NC 7 $ 1,248,000 $ 178,000 $ 88,000
GREENSBORO-HIGH POINT, NC 7 $ 903,000 $ 129,000 $ 67,000
JOHNSTOWN, PA 7 $ 661,000 $ 94,000 $ 47,000
LAS VEGAS-PARADISE, NV 7 $ 1,241,000 $ 177,000 $ 100,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 7 $ 1,587,000 $ 226,000 $ 173,000
NILES-BENTON HARBOR, MI 7 $ 1,976,000 $ 282,000 $ 197,000
OCALA, FL 7 $ 931,000 $ 133,000 $ 79,000
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 7 $ 1,914,000 $ 273,000 $ 127,000
WILMINGTON, NC 7 $ 1,421,000 $ 203,000 $ 90,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 6 $ 1,050,000 $ 175,000 $ 97,000
JACKSON, MI 6 $ 564,000 $ 94,000 $ 72,000
MUSKEGON-NORTON SHORES, MI 6 $ 508,000 $ 84,000 $ 56,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 6 $ 921,000 $ 153,000 $ 104,000
PALM COAST, FL 6 $ 855,000 $ 142,000 $ 115,000
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 6 $ 1,181,000 $ 220,500 $ 101,500
SEATTLE-BELLEVUE-EVERETT, WA 6 $ 1,453,000 $ 242,000 $ 146,000
SOUTH BEND-MISHAWAKA, IN-MI 6 $ 942,000 $ 116,500 $ 70,000
CHARLOTTESVILLE, VA 5 $ 1,261,000 $ 252,000 $ 180,000
HOLLAND-GRAND HAVEN, MI 5 $ 417,000 $ 83,000 $ 53,000
LAKELAND-WINTER HAVEN, FL 5 $ 325,000 $ 65,000 $ 80,000
LOUISVILLE-JEFFERSON COUNTY, KY-IN 5 $ 847,000 $ 169,000 $ 51,000
OAKLAND-FREMONT-HAYWARD, CA 5 $ 2,733,000 $ 546,000 $ 193,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 5 $ 701,000 $ 140,000 $ 155,000
PRESCOTT, AZ 5 $ 1,591,000 $ 318,000 $ 240,000
BATTLE CREEK, MI 4 $ 496,000 $ 124,000 $ 74,000
FORT WAYNE, IN 4 $ 456,000 $ 114,000 $ 81,000
LEWISTON-AUBURN, ME 4 $ 580,000 $ 145,000 $ 81,000
PORT ST. LUCIE, FL 4 $ 425,000 $ 106,000 $ 85,000
SANTA ANA-ANAHEIM-IRVINE, CA 4 $ 1,891,000 $ 472,000 $ 266,000
CHAMPAIGN-URBANA, IL 3 $ 316,000 $ 105,000 $ 90,000
DENVER-AURORA-BROOMFIELD, CO 3 $ 745,000 $ 248,000 $ 109,000
DULUTH, MN-WI 3 $ 293,000 $ 100,500 $ 57,500
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 3 $ 792,000 $ 264,000 $ 141,000
PEORIA, IL 3 $ 802,000 $ 267,000 $ 63,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 3 $ 330,000 $ 110,000 $ 59,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 3 $ 788,000 $ 262,000 $ 134,000
SALISBURY, MD 3 $ 785,000 $ 261,000 $ 150,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 3 $ 883,000 $ 294,000 $ 96,000
SAVANNAH, GA 3 $ 187,000 $ 62,000 $ 79,000
SPOKANE, WA 3 $ 1,180,000 $ 393,000 $ 352,000
TUCSON, AZ 3 $ 610,000 $ 203,000 $ 159,000
WILLIAMSPORT, PA 3 $ 225,000 $ 75,000 $ 84,000
AUBURN-OPELIKA, AL 2 $ 667,000 $ 333,000 $ 150,000
AUGUSTA-RICHMOND COUNTY, GA-SC 2 $ 285,000 $ 142,000 $ 72,000
BLOOMINGTON, IN 2 $ 159,000 $ 79,000 $ 65,000
BOULDER, CO 2 $ 470,000 $ 235,000 $ 99,000
CLARKSVILLE, TN-KY 2 $ 888,000 $ 444,000 $ 171,000
COLUMBIA, SC 2 $ 211,000 $ 105,000 $ 58,000
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 2 $ 551,000 $ 275,000 $ 79,000
DALLAS-PLANO-IRVING, TX 2 $ 20,832,000 $ 10,416,000 $ 0
FLORENCE, SC 2 $ 123,000 $ 61,000 $ 31,000
FORT COLLINS-LOVELAND, CO 2 $ 307,000 $ 153,000 $ 108,000
GREENVILLE-MAULDIN-EASLEY, SC 2 $ 328,000 $ 164,000 $ 102,000
HOUSTON-SUGAR LAND-BAYTOWN, TX 2 $ 144,000 $ 72,000 $ 44,000
LAFAYETTE, IN 2 $ 168,000 $ 84,000 $ 128,000
MANSFIELD, OH 2 $ 20,000 $ 10,000 $ 22,000
MEMPHIS, TN-MS-AR 2 $ 261,000 $ 130,500 $ 49,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 2 $ 247,000 $ 123,000 $ 101,000
MORRISTOWN, TN 2 $ 214,000 $ 107,000 $ 47,000
OXNARD-THOUSAND OAKS-VENTURA, CA 2 $ 454,000 $ 227,000 $ 63,000
PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL 2 $ 370,000 $ 185,000 $ 53,000
PROVO-OREM, UT 2 $ 280,000 $ 140,000 $ 33,000
ROANOKE, VA 2 $ 1,917,000 $ 958,000 $ 275,000
SALT LAKE CITY, UT 2 $ 1,400,000 $ 700,000 $ 957,000
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 2 $ 798,000 $ 399,000 $ 174,000
SPRINGFIELD, IL 2 $ 187,000 $ 93,000 $ 48,000
STEUBENVILLE-WEIRTON, OH-WV 2 $ 18,000 $ 9,000 $ 22,000
VINELAND-MILLVILLE-BRIDGETON, NJ 2 $ 395,000 $ 197,000 $ 152,000
ANDERSON, SC 1 $ 140,000 $ 140,000 $ 33,000
AUSTIN-ROUND ROCK-SAN MARCOS, TX 1 $ 400,000 $ 400,000 $ 322,000
BAKERSFIELD-DELANO, CA 1 $ 256,000 $ 256,000 $ 120,000
BANGOR, ME 1 $ 125,000 $ 125,000 $ 79,000
BATON ROUGE, LA 1 $ 304,000 $ 304,000 $ 240,000
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA 1 $ 417,000 $ 417,000 $ 465,000
BLOOMINGTON-NORMAL, IL 1 $ 10,000 $ 10,000 $ 64,000
BOISE CITY-NAMPA, ID 1 $ 267,000 $ 267,000 $ 118,000
BREMERTON-SILVERDALE, WA 1 $ 132,000 $ 132,000 $ 32,000
CHATTANOOGA, TN-GA 1 $ 5,000 $ 5,000 $ 0
COLORADO SPRINGS, CO 1 $ 161,000 $ 161,000 $ 32,000
COLUMBUS, IN 1 $ 252,000 $ 252,000 $ 91,000
CUMBERLAND, MD-WV 1 $ 128,000 $ 128,000 $ 58,000
DANVILLE, IL 1 $ 176,000 $ 176,000 $ 97,000
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 1 $ 20,000 $ 20,000 $ 17,000
DECATUR, IL 1 $ 138,000 $ 138,000 $ 120,000
DOTHAN, AL 1 $ 13,000 $ 13,000 $ 51,000
DUBUQUE, IA 1 $ 315,000 $ 315,000 $ 89,000
ELKHART-GOSHEN, IN 1 $ 228,000 $ 228,000 $ 52,000
EUGENE-SPRINGFIELD, OR 1 $ 48,000 $ 48,000 $ 30,000
EVANSVILLE, IN-KY 1 $ 133,000 $ 133,000 $ 53,000
FORT WORTH-ARLINGTON, TX 1 $ 416,000 $ 416,000 $ 115,000
GAINESVILLE, FL 1 $ 400,000 $ 400,000 $ 129,000
GAINESVILLE, GA 1 $ 123,000 $ 123,000 $ 65,000
GREEN BAY, WI 1 $ 145,000 $ 145,000 $ 60,000
GULFPORT-BILOXI, MS 1 $ 200,000 $ 200,000 $ 274,000
HAGERSTOWN-MARTINSBURG, MD-WV 1 $ 160,000 $ 160,000 $ 63,000
HATTIESBURG, MS 1 $ 81,000 $ 81,000 $ 101,000
HICKORY-LENOIR-MORGANTON, NC 1 $ 139,000 $ 139,000 $ 400,000
JACKSONVILLE, NC 1 $ 410,000 $ 410,000 $ 432,000
KANSAS CITY, MO-KS 1 $ 50,000 $ 50,000 $ 31,000
KNOXVILLE, TN 1 $ 300,000 $ 300,000 $ 120,000
KOKOMO, IN 1 $ 202,000 $ 202,000 $ 89,000
LEXINGTON-FAYETTE, KY 1 $ 92,000 $ 92,000 $ 48,000
LIMA, OH 1 $ 72,000 $ 72,000 $ 53,000
LYNCHBURG, VA 1 $ 200,000 $ 200,000 $ 139,000
MADISON, WI 1 $ 178,000 $ 178,000 $ 167,000
MODESTO, CA 1 $ 135,000 $ 135,000 $ 312,000
OKLAHOMA CITY, OK 1 $ 98,000 $ 98,000 $ 80,000
OSHKOSH-NEENAH, WI 1 $ 89,000 $ 89,000 $ 64,000
PENSACOLA-FERRY PASS-BRENT, FL 1 $ 365,000 $ 365,000 $ 120,000
SAN LUIS OBISPO-PASO ROBLES, CA 1 $ 175,000 $ 175,000 $ 101,000
SANTA CRUZ-WATSONVILLE, CA 1 $ 630,000 $ 630,000 $ 197,000
SANTA ROSA-PETALUMA, CA 1 $ 280,000 $ 280,000 $ 89,000
SHREVEPORT-BOSSIER CITY, LA 1 $ 166,000 $ 166,000 $ 105,000
SPARTANBURG, SC 1 $ 61,000 $ 61,000 $ 40,000
SPRINGFIELD, OH 1 $ 128,000 $ 128,000 $ 59,000
STOCKTON, CA 1 $ 105,000 $ 105,000 $ 47,000
SUMTER, SC 1 $ 85,000 $ 85,000 $ 50,000
TACOMA, WA 1 $ 375,000 $ 375,000 $ 117,000
TALLAHASSEE, FL 1 $ 181,000 $ 181,000 $ 149,000
TERRE HAUTE, IN 1 $ 85,000 $ 85,000 $ 42,000
TUSCALOOSA, AL 1 $ 66,000 $ 66,000 $ 52,000
VALDOSTA, GA 1 $ 100,000 $ 100,000 $ 68,000
WHEELING, WV-OH 1 $ 82,000 $ 82,000 $ 60,000
WICHITA, KS 1 $ 163,000 $ 163,000 $ 50,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Rhode Island, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Rbs Citizens, N.A. in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 33,282 $6,953,634,000 $208,000 $22,000,000 $117,000 $4,730,000
Home Purchase 11,877 $2,475,741,000 $208,000 $34,000,000 $104,000 $6,625,000
Home Improvement 11,144 $188,712,000 $16,000 $15,389,000 $51,000 $4,800,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 35,986 $6,109,526,000 $169,000 $5,500,000 $104,000 $4,985,000
Not Provided 12,473 $2,510,573,000 $201,000 $4,500,000 $118,000 $6,625,000
Black or African American 3,550 $215,913,000 $60,000 $1,605,000 $51,000 $742,000
Hispanic 2,355 $236,465,000 $100,000 $2,000,000 $58,000 $686,000
Asian 1,722 $353,275,000 $205,000 $2,000,000 $102,000 $1,220,000
American Indian or Alaskan Native 92 $9,087,000 $98,000 $700,000 $76,000 $467,000
Native Hawaiian or Other Pacific Islander 87 $14,090,000 $161,000 $2,000,000 $101,000 $1,250,000
Not applicable 38 $169,158,000 $4,451,000 $34,000,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 50,748 $8,691,756,000 $171,000 $34,000,000 $106,000 $6,625,000
FHA-insured (Federal Housing Administration) 5,296 $877,531,000 $165,000 $828,000 $62,000 $501,000
VA-guaranteed (Veterans Administration) 259 $48,800,000 $188,000 $417,000 $73,000 $472,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 32,832 $6,224,867,000 $189,000 $22,000,000 $110,000 $6,625,000
Application Denied By Financial Institution 13,651 $1,374,003,000 $100,000 $17,000,000 $72,000 $2,924,000
Application Withdrawn By Applicant 4,801 $1,055,832,000 $219,000 $34,000,000 $115,000 $2,800,000
Application Approved But Not Accepted 2,795 $502,683,000 $179,000 $5,500,000 $112,000 $4,800,000
File Closed For Incompleteness 2,181 $452,288,000 $207,000 $3,625,000 $118,000 $2,736,000
Preapproval Denied by Financial Institution 43 $8,414,000 $195,000 $2,475,000 $69,000 $900,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 4,958 $399,689,000 $80,000 $4,500,000 $52,000 $2,924,000
Collateral 3,668 $735,702,000 $200,000 $3,000,000 $119,000 $2,374,000
Credit History 3,022 $94,911,000 $31,000 $1,376,000 $48,000 $960,000
Other 1,072 $53,560,000 $49,000 $17,000,000 $64,000 $1,500,000
Unverifiable Information 650 $41,152,000 $63,000 $1,430,000 $72,000 $1,577,000
Insufficient Cash (Downpayment, Closing Cost) 126 $26,140,000 $207,000 $1,500,000 $96,000 $830,000
Employment History 84 $5,642,000 $67,000 $656,000 $47,000 $260,000
Credit Application Incomplete 82 $18,892,000 $230,000 $2,475,000 $107,000 $900,000
Mortgage Insurance Denied 32 $6,729,000 $210,000 $360,000 $98,000 $203,000

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in RI, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Rhode Island, and search similar information at your convenience.

Download the Rhode Island Lender List