Readycap Commercial, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Readycap Commercial, Llc 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Readycap Commercial, Llc 1320 Greenway Dr #560 Wilmington, DE 75038 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 473 |
| Total Mortgage Loan Application Amount | $1,503,155,000 |
| Average Mortgage Loan Application Amount | $3,111,333 |
| Highest Mortgage Loan Application Amount | $26,935,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Readycap Commercial, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Readycap Commercial, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Readycap Commercial, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Readycap Commercial, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Readycap Commercial, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Readycap Commercial, Llc's mortgage activity for 2019.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 40 | $ 98,250,000 | $ 2,031,000 | $ 0 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 22 | $ 112,580,000 | $ 5,117,000 | $ 0 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 19 | $ 64,795,000 | $ 3,410,000 | $ 0 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 19 | $ 47,155,000 | $ 2,481,000 | $ 0 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 18 | $ 63,920,000 | $ 3,551,000 | $ 0 |
| CHICAGO-NAPERVILLE, IL | 17 | $ 83,205,000 | $ 4,894,000 | $ 0 |
| DALLAS-PLANO-IRVING, TX | 16 | $ 77,440,000 | $ 4,840,000 | $ 0 |
| DENVER-AURORA-LAKEWOOD, CO | 16 | $ 48,830,000 | $ 3,051,000 | $ 0 |
| NA (OUTSIDE OF MSA/MD) | 15 | $ 35,115,000 | $ 2,337,555 | $ 0 |
| SEATTLE-BELLEVUE-EVERETT, WA | 14 | $ 63,530,000 | $ 4,537,000 | $ 0 |
| FORT WORTH-ARLINGTON, TX | 11 | $ 41,565,000 | $ 3,778,000 | $ 0 |
| NEWARK, NJ-PA | 11 | $ 48,045,000 | $ 4,367,000 | $ 0 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 11 | $ 31,285,000 | $ 3,390,500 | $ 0 |
| AUSTIN-ROUND ROCK, TX | 9 | $ 36,025,000 | $ 4,002,000 | $ 0 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 9 | $ 23,935,000 | $ 2,659,000 | $ 0 |
| OKLAHOMA CITY, OK | 8 | $ 27,600,000 | $ 3,450,000 | $ 0 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 7 | $ 14,615,000 | $ 2,087,000 | $ 0 |
| COLUMBUS, OH | 7 | $ 18,595,000 | $ 2,656,000 | $ 0 |
| KANSAS CITY, MO-KS | 7 | $ 13,395,000 | $ 1,618,000 | $ 0 |
| OAKLAND-HAYWARD-BERKELEY, CA | 7 | $ 17,255,000 | $ 2,465,000 | $ 0 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 6 | $ 9,690,000 | $ 1,615,000 | $ 0 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 6 | $ 14,590,000 | $ 2,431,000 | $ 0 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 6 | $ 11,230,000 | $ 1,871,000 | $ 0 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 6 | $ 19,370,000 | $ 3,228,000 | $ 0 |
| CINCINNATI, OH-KY-IN | 5 | $ 10,045,000 | $ 2,009,000 | $ 0 |
| CLEVELAND-ELYRIA, OH | 5 | $ 10,695,000 | $ 2,139,000 | $ 0 |
| OGDEN-CLEARFIELD, UT | 5 | $ 11,495,000 | $ 2,299,000 | $ 0 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 5 | $ 9,775,000 | $ 1,955,000 | $ 0 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 4 | $ 8,910,000 | $ 2,227,000 | $ 0 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 4 | $ 5,590,000 | $ 1,397,000 | $ 0 |
| COLLEGE STATION-BRYAN, TX | 4 | $ 14,030,000 | $ 3,507,000 | $ 0 |
| KILLEEN-TEMPLE, TX | 4 | $ 24,220,000 | $ 6,055,000 | $ 0 |
| NEW YORK-NEWARK, NY | 4 | $ 8,760,000 | $ 2,161,500 | $ 0 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 4 | $ 17,620,000 | $ 4,405,000 | $ 0 |
| TUCSON, AZ | 4 | $ 8,510,000 | $ 2,127,000 | $ 0 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 4 | $ 18,000,000 | $ 4,500,000 | $ 0 |
| GARY, IN | 3 | $ 14,915,000 | $ 4,971,000 | $ 0 |
| GREENSBORO-HIGH POINT, NC | 3 | $ 6,115,000 | $ 2,038,000 | $ 0 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 3 | $ 5,985,000 | $ 1,707,500 | $ 0 |
| NEW ORLEANS-METAIRIE, LA | 3 | $ 11,435,000 | $ 3,811,000 | $ 0 |
| PHILADELPHIA, PA | 3 | $ 6,585,000 | $ 2,195,000 | $ 0 |
| SALT LAKE CITY, UT | 3 | $ 16,765,000 | $ 5,588,000 | $ 0 |
| SAN DIEGO-CARLSBAD, CA | 3 | $ 5,445,000 | $ 1,815,000 | $ 0 |
| TACOMA-LAKEWOOD, WA | 3 | $ 10,625,000 | $ 3,541,000 | $ 0 |
| AKRON, OH | 2 | $ 4,110,000 | $ 2,055,000 | $ 0 |
| BREMERTON-SILVERDALE, WA | 2 | $ 3,030,000 | $ 1,515,000 | $ 0 |
| COLORADO SPRINGS, CO | 2 | $ 11,090,000 | $ 5,545,000 | $ 0 |
| EL PASO, TX | 2 | $ 2,280,000 | $ 1,140,000 | $ 0 |
| FRESNO, CA | 2 | $ 3,830,000 | $ 1,915,000 | $ 0 |
| GRAND RAPIDS-WYOMING, MI | 2 | $ 5,910,000 | $ 2,955,000 | $ 0 |
| HICKORY-LENOIR-MORGANTON, NC | 2 | $ 3,130,000 | $ 1,565,000 | $ 0 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 2 | $ 3,620,000 | $ 1,810,000 | $ 0 |
| LAKELAND-WINTER HAVEN, FL | 2 | $ 4,710,000 | $ 2,355,000 | $ 0 |
| MACON-BIBB COUNTY, GA | 2 | $ 9,360,000 | $ 4,680,000 | $ 0 |
| MEMPHIS, TN-MS-AR | 2 | $ 5,480,000 | $ 2,740,000 | $ 0 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 2 | $ 2,620,000 | $ 1,310,000 | $ 0 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 2 | $ 9,390,000 | $ 4,695,000 | $ 0 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 2 | $ 10,070,000 | $ 5,035,000 | $ 0 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 2 | $ 3,510,000 | $ 1,755,000 | $ 0 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 2 | $ 7,430,000 | $ 3,715,000 | $ 0 |
| RICHMOND, VA | 2 | $ 2,820,000 | $ 1,410,000 | $ 0 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 2 | $ 9,710,000 | $ 4,855,000 | $ 0 |
| ROCHESTER, NY | 2 | $ 5,990,000 | $ 2,995,000 | $ 0 |
| ROCKFORD, IL | 2 | $ 5,830,000 | $ 2,915,000 | $ 0 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 2 | $ 9,750,000 | $ 4,875,000 | $ 0 |
| ST. LOUIS, MO-IL | 2 | $ 4,090,000 | $ 2,045,000 | $ 0 |
| TULSA, OK | 2 | $ 5,310,000 | $ 2,655,000 | $ 0 |
| VALDOSTA, GA | 2 | $ 6,020,000 | $ 3,010,000 | $ 0 |
| WINSTON-SALEM, NC | 2 | $ 12,460,000 | $ 6,230,000 | $ 0 |
| AMARILLO, TX | 1 | $ 5,925,000 | $ 5,925,000 | $ 0 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 1 | $ 3,225,000 | $ 3,225,000 | $ 0 |
| BOSTON, MA | 1 | $ 1,255,000 | $ 1,255,000 | $ 0 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 1 | $ 1,455,000 | $ 1,455,000 | $ 0 |
| CASPER, WY | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| CEDAR RAPIDS, IA | 1 | $ 3,305,000 | $ 3,305,000 | $ 0 |
| CHARLESTON-NORTH CHARLESTON, SC | 1 | $ 3,405,000 | $ 3,405,000 | $ 0 |
| CLARKSVILLE, TN-KY | 1 | $ 2,485,000 | $ 2,485,000 | $ 0 |
| COLUMBIA, SC | 1 | $ 1,475,000 | $ 1,475,000 | $ 0 |
| CORPUS CHRISTI, TX | 1 | $ 4,555,000 | $ 4,555,000 | $ 0 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 1 | $ 1,725,000 | $ 1,725,000 | $ 0 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 2,105,000 | $ 2,105,000 | $ 0 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 1 | $ 1,585,000 | $ 1,585,000 | $ 0 |
| ENID, OK | 1 | $ 2,005,000 | $ 2,005,000 | $ 0 |
| FLINT, MI | 1 | $ 1,255,000 | $ 1,255,000 | $ 0 |
| FORT WAYNE, IN | 1 | $ 2,105,000 | $ 2,105,000 | $ 0 |
| GREENVILLE, NC | 1 | $ 5,325,000 | $ 5,325,000 | $ 0 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 1 | $ 1,505,000 | $ 1,505,000 | $ 0 |
| HARRISBURG-CARLISLE, PA | 1 | $ 1,215,000 | $ 1,215,000 | $ 0 |
| HUNTSVILLE, AL | 1 | $ 1,055,000 | $ 1,055,000 | $ 0 |
| JOPLIN, MO | 1 | $ 2,255,000 | $ 2,255,000 | $ 0 |
| KNOXVILLE, TN | 1 | $ 3,315,000 | $ 3,315,000 | $ 0 |
| LEXINGTON-FAYETTE, KY | 1 | $ 4,765,000 | $ 4,765,000 | $ 0 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 1 | $ 1,815,000 | $ 1,815,000 | $ 0 |
| MODESTO, CA | 1 | $ 5,625,000 | $ 5,625,000 | $ 0 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 1 | $ 1,755,000 | $ 1,755,000 | $ 0 |
| NEW HAVEN-MILFORD, CT | 1 | $ 935,000 | $ 935,000 | $ 0 |
| NORWICH-NEW LONDON, CT | 1 | $ 1,105,000 | $ 1,105,000 | $ 0 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1 | $ 1,405,000 | $ 1,405,000 | $ 0 |
| PROVO-OREM, UT | 1 | $ 2,685,000 | $ 2,685,000 | $ 0 |
| RACINE, WI | 1 | $ 2,475,000 | $ 2,475,000 | $ 0 |
| RENO, NV | 1 | $ 4,205,000 | $ 4,205,000 | $ 0 |
| SAN ANGELO, TX | 1 | $ 3,755,000 | $ 3,755,000 | $ 0 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 1 | $ 2,205,000 | $ 2,205,000 | $ 0 |
| TOLEDO, OH | 1 | $ 2,115,000 | $ 2,115,000 | $ 0 |
| WACO, TX | 1 | $ 3,915,000 | $ 3,915,000 | $ 0 |
| WARREN-TROY-FARMINGTON HILLS, MI | 1 | $ 2,285,000 | $ 2,285,000 | $ 0 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 4,925,000 | $ 4,925,000 | $ 0 |
Mortgage Loan Application Detail Totals for Readycap Commercial, Llc in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 224 | $694,430,000 | $3,100,000 | $26,625,000 | $0 | $0 |
| Other Purpose | 208 | $688,880,000 | $3,311,000 | $26,935,000 | $0 | $0 |
| Refinancing | 41 | $119,845,000 | $2,923,000 | $6,605,000 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Purchase | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 472 | $1,502,170,000 | $3,182,000 | $26,935,000 | $0 | $0 |
| White | 1 | $985,000 | $985,000 | $985,000 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 473 | $1,503,155,000 | $3,177,000 | $26,935,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 172 | $480,730,000 | $2,794,000 | $26,625,000 | $0 | $0 |
| Application Withdrawn By Applicant | 124 | $427,000,000 | $3,443,000 | $26,935,000 | $0 | $0 |
| Application Approved But Not Accepted | 61 | $217,335,000 | $3,562,000 | $16,845,000 | $0 | $0 |
| Application Denied By Financial Institution | 60 | $202,290,000 | $3,371,000 | $18,705,000 | $0 | $0 |
| File Closed For Incompleteness | 56 | $175,800,000 | $3,139,000 | $15,805,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 413 | $1,300,865,000 | $3,149,000 | $26,935,000 | $0 | $0 |
| Collateral | 36 | $108,800,000 | $3,022,000 | $18,705,000 | $0 | $0 |
| Other | 7 | $22,425,000 | $3,203,000 | $5,355,000 | $0 | $0 |
| Unverifiable Information | 6 | $24,470,000 | $4,078,000 | $5,705,000 | $0 | $0 |
| Credit History | 6 | $27,310,000 | $4,551,000 | $18,005,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $16,380,000 | $4,095,000 | $5,505,000 | $0 | $0 |
| Debt-To-Income Ratio | 1 | $2,905,000 | $2,905,000 | $2,905,000 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Readycap Commercial, Llc's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Readycap Commercial, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.