Readycap Commercial LLC Mortgage Lending & HMDA Data, 2019

In 2019, Readycap Commercial LLC of Berkeleyn++Heights, NJ reported 473 mortgage applications totaling $1.5 billion, down 4% from 2018. The average application was for $3,177,917, and applicants reported an average income of $0. 36% of its applications resulted in an originated loan and 13% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (40), Houston-The Woodlands-Sugar Land, TX (22) and Los Angeles-Long Beach-Glendale, CA (19) (applications in parentheses).

Mortgage Company & Address Readycap Commercial LLC

Berkeleyn++Heights, NJ 07922
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  
Total Number of Mortgage Applications 473
Total Mortgage Loan Application Amount $1,503,155,000
Average Mortgage Loan Application Amount $3,177,917
Highest Mortgage Loan Application Amount $26,935,000
Average Applicant Income $0
Highest Applicant Income $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Readycap Commercial LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Readycap Commercial LLC by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 19 $ 64,795,000 $ 3,410,263 $ 0
Maricopa, Arizona 18 $ 45,150,000 $ 2,508,333 $ 0
Kings, New York 18 $ 47,120,000 $ 2,617,777 $ 0
Harris, Texas 18 $ 84,610,000 $ 4,700,555 $ 0
Cook, Illinois 14 $ 69,660,000 $ 4,975,714 $ 0
King, Washington 12 $ 59,380,000 $ 4,948,333 $ 0
Essex, New Jersey 11 $ 48,045,000 $ 4,367,727 $ 0
Dallas, Texas 11 $ 44,975,000 $ 4,088,636 $ 0
Tarrant, Texas 10 $ 40,750,000 $ 4,075,000 $ 0
Travis, Texas 9 $ 36,025,000 $ 4,002,777 $ 0
Oklahoma, Oklahoma 8 $ 27,600,000 $ 3,450,000 $ 0
Alameda, California 7 $ 17,255,000 $ 2,465,000 $ 0
Denver, Colorado 7 $ 18,785,000 $ 2,683,571 $ 0
Queens, New York 7 $ 13,215,000 $ 1,887,857 $ 0
Broward, Florida 6 $ 9,690,000 $ 1,615,000 $ 0
Clark, Nevada 6 $ 14,590,000 $ 2,431,666 $ 0
Bronx, New York 6 $ 19,240,000 $ 3,206,666 $ 0
Franklin, Ohio 6 $ 16,770,000 $ 2,795,000 $ 0
Multnomah, Oregon 6 $ 15,840,000 $ 2,640,000 $ 0
District of Columbia, District Of Columbia 5 $ 9,775,000 $ 1,955,000 $ 0
DeKalb, Georgia 5 $ 18,745,000 $ 3,749,000 $ 0
Douglas, Nebraska 5 $ 16,765,000 $ 3,353,000 $ 0
Cuyahoga, Ohio 5 $ 10,695,000 $ 2,139,000 $ 0
Weber, Utah 5 $ 11,495,000 $ 2,299,000 $ 0
Pima, Arizona 4 $ 8,510,000 $ 2,127,500 $ 0
Orange, California 4 $ 8,910,000 $ 2,227,500 $ 0
Arapahoe, Colorado 4 $ 11,920,000 $ 2,980,000 $ 0
Fairfield, Connecticut 4 $ 5,590,000 $ 1,397,500 $ 0
Hillsborough, Florida 4 $ 13,330,000 $ 3,332,500 $ 0
Palm Beach, Florida 4 $ 18,000,000 $ 4,500,000 $ 0
Fulton, Georgia 4 $ 14,440,000 $ 3,610,000 $ 0
Hennepin, Minnesota 4 $ 7,370,000 $ 1,842,500 $ 0
Mecklenburg, North Carolina 4 $ 7,750,000 $ 1,937,500 $ 0
Hamilton, Ohio 4 $ 4,640,000 $ 1,160,000 $ 0
Bell, Texas 4 $ 24,220,000 $ 6,055,000 $ 0
Bexar, Texas 4 $ 17,620,000 $ 4,405,000 $ 0
Brazos, Texas 4 $ 14,030,000 $ 3,507,500 $ 0
San Diego, California 3 $ 5,445,000 $ 1,815,000 $ 0
Adams, Colorado 3 $ 13,215,000 $ 4,405,000 $ 0
Pinellas, Florida 3 $ 8,815,000 $ 2,938,333 $ 0
Porter, Indiana 3 $ 14,915,000 $ 4,971,666 $ 0
Jackson, Missouri 3 $ 6,795,000 $ 2,265,000 $ 0
New York, New York 3 $ 4,895,000 $ 1,631,666 $ 0
Philadelphia, Pennsylvania 3 $ 6,585,000 $ 2,195,000 $ 0
Salt Lake, Utah 3 $ 16,765,000 $ 5,588,333 $ 0
Pierce, Washington 3 $ 10,625,000 $ 3,541,666 $ 0
Fresno, California 2 $ 3,830,000 $ 1,915,000 $ 0
Sacramento, California 2 $ 9,750,000 $ 4,875,000 $ 0
El Paso, Colorado 2 $ 11,090,000 $ 5,545,000 $ 0
Jefferson, Colorado 2 $ 4,910,000 $ 2,455,000 $ 0
Miami-Dade, Florida 2 $ 2,620,000 $ 1,310,000 $ 0
Pasco, Florida 2 $ 1,790,000 $ 895,000 $ 0
Polk, Florida 2 $ 4,710,000 $ 2,355,000 $ 0
Bibb, Georgia 2 $ 9,360,000 $ 4,680,000 $ 0
Cherokee, Georgia 2 $ 10,310,000 $ 5,155,000 $ 0
Decatur, Georgia 2 $ 7,110,000 $ 3,555,000 $ 0
Lowndes, Georgia 2 $ 6,020,000 $ 3,010,000 $ 0
Rockdale, Georgia 2 $ 9,200,000 $ 4,600,000 $ 0
McHenry, Illinois 2 $ 9,250,000 $ 4,625,000 $ 0
Marion, Indiana 2 $ 3,620,000 $ 1,810,000 $ 0
Ottawa, Michigan 2 $ 5,910,000 $ 2,955,000 $ 0
Platte, Missouri 2 $ 4,610,000 $ 2,305,000 $ 0
St. Louis City, Missouri 2 $ 4,090,000 $ 2,045,000 $ 0
Passaic, New Jersey 2 $ 2,490,000 $ 1,245,000 $ 0
Somerset, New Jersey 2 $ 5,210,000 $ 2,605,000 $ 0
Catawba, North Carolina 2 $ 3,130,000 $ 1,565,000 $ 0
Cleveland, North Carolina 2 $ 4,760,000 $ 2,380,000 $ 0
Forsyth, North Carolina 2 $ 12,460,000 $ 6,230,000 $ 0
Gaston, North Carolina 2 $ 5,810,000 $ 2,905,000 $ 0
Guilford, North Carolina 2 $ 4,910,000 $ 2,455,000 $ 0
Summit, Ohio 2 $ 4,110,000 $ 2,055,000 $ 0
Tulsa, Oklahoma 2 $ 5,310,000 $ 2,655,000 $ 0
Klamath, Oregon 2 $ 4,460,000 $ 2,230,000 $ 0
Washington, Oregon 2 $ 4,550,000 $ 2,275,000 $ 0
Shelby, Tennessee 2 $ 5,480,000 $ 2,740,000 $ 0
Brazoria, Texas 2 $ 8,810,000 $ 4,405,000 $ 0
Denton, Texas 2 $ 12,910,000 $ 6,455,000 $ 0
El Paso, Texas 2 $ 2,280,000 $ 1,140,000 $ 0
Ellis, Texas 2 $ 15,550,000 $ 7,775,000 $ 0
Clark, Washington 2 $ 8,500,000 $ 4,250,000 $ 0
Kitsap, Washington 2 $ 3,030,000 $ 1,515,000 $ 0
Snohomish, Washington 2 $ 4,150,000 $ 2,075,000 $ 0
Kenosha, Wisconsin 2 $ 5,140,000 $ 2,570,000 $ 0
Madison, Alabama 1 $ 1,055,000 $ 1,055,000 $ 0
Pinal, Arizona 1 $ 2,005,000 $ 2,005,000 $ 0
Riverside, California 1 $ 4,205,000 $ 4,205,000 $ 0
San Bernardino, California 1 $ 5,505,000 $ 5,505,000 $ 0
Santa Clara, California 1 $ 2,205,000 $ 2,205,000 $ 0
Stanislaus, California 1 $ 5,625,000 $ 5,625,000 $ 0
New Haven, Connecticut 1 $ 935,000 $ 935,000 $ 0
New London, Connecticut 1 $ 1,105,000 $ 1,105,000 $ 0
Brevard, Florida 1 $ 1,405,000 $ 1,405,000 $ 0
Okaloosa, Florida 1 $ 1,725,000 $ 1,725,000 $ 0
Orange, Florida 1 $ 3,205,000 $ 3,205,000 $ 0
Osceola, Florida 1 $ 4,225,000 $ 4,225,000 $ 0
Carroll, Georgia 1 $ 1,605,000 $ 1,605,000 $ 0
Clayton, Georgia 1 $ 3,005,000 $ 3,005,000 $ 0
Douglas, Georgia 1 $ 1,805,000 $ 1,805,000 $ 0
Gordon, Georgia 1 $ 1,355,000 $ 1,355,000 $ 0
Gwinnett, Georgia 1 $ 3,205,000 $ 3,205,000 $ 0
Haralson, Georgia 1 $ 1,605,000 $ 1,605,000 $ 0
Jackson, Georgia 1 $ 1,615,000 $ 1,615,000 $ 0
Richmond, Georgia 1 $ 1,005,000 $ 1,005,000 $ 0
Bonner, Idaho 1 $ 2,605,000 $ 2,605,000 $ 0
Madison, Idaho 1 $ 2,035,000 $ 2,035,000 $ 0
Boone, Illinois 1 $ 2,315,000 $ 2,315,000 $ 0
DuPage, Illinois 1 $ 4,295,000 $ 4,295,000 $ 0
Lake, Illinois 1 $ 845,000 $ 845,000 $ 0
Winnebago, Illinois 1 $ 3,515,000 $ 3,515,000 $ 0
Allen, Indiana 1 $ 2,105,000 $ 2,105,000 $ 0
Black Hawk, Iowa 1 $ 4,925,000 $ 4,925,000 $ 0
Linn, Iowa 1 $ 3,305,000 $ 3,305,000 $ 0
Scott, Iowa 1 $ 2,105,000 $ 2,105,000 $ 0
Leavenworth, Kansas 1 $ 1,205,000 $ 1,205,000 $ 0
Bullitt, Kentucky 1 $ 1,815,000 $ 1,815,000 $ 0
Fayette, Kentucky 1 $ 4,765,000 $ 4,765,000 $ 0
Jefferson, Louisiana 1 $ 5,705,000 $ 5,705,000 $ 0
Orleans, Louisiana 1 $ 2,975,000 $ 2,975,000 $ 0
St. Bernard, Louisiana 1 $ 2,755,000 $ 2,755,000 $ 0
Harford, Maryland 1 $ 3,225,000 $ 3,225,000 $ 0
Middlesex, Massachusetts 1 $ 1,455,000 $ 1,455,000 $ 0
Plymouth, Massachusetts 1 $ 1,255,000 $ 1,255,000 $ 0
Genesee, Michigan 1 $ 1,255,000 $ 1,255,000 $ 0
Gratiot, Michigan 1 $ 1,505,000 $ 1,505,000 $ 0
Oakland, Michigan 1 $ 2,285,000 $ 2,285,000 $ 0
Anoka, Minnesota 1 $ 1,805,000 $ 1,805,000 $ 0
Ramsey, Minnesota 1 $ 2,055,000 $ 2,055,000 $ 0
Clinton, Missouri 1 $ 785,000 $ 785,000 $ 0
Jasper, Missouri 1 $ 2,255,000 $ 2,255,000 $ 0
Sarpy, Nebraska 1 $ 2,605,000 $ 2,605,000 $ 0
Washoe, Nevada 1 $ 4,205,000 $ 4,205,000 $ 0
Bergen, New Jersey 1 $ 2,055,000 $ 2,055,000 $ 0
Hudson, New Jersey 1 $ 1,455,000 $ 1,455,000 $ 0
Monmouth, New Jersey 1 $ 1,445,000 $ 1,445,000 $ 0
Dutchess, New York 1 $ 2,105,000 $ 2,105,000 $ 0
Monroe, New York 1 $ 4,215,000 $ 4,215,000 $ 0
Nassau, New York 1 $ 2,005,000 $ 2,005,000 $ 0
Orleans, New York 1 $ 1,775,000 $ 1,775,000 $ 0
Rockland, New York 1 $ 2,655,000 $ 2,655,000 $ 0
Suffolk, New York 1 $ 1,505,000 $ 1,505,000 $ 0
Westchester, New York 1 $ 5,125,000 $ 5,125,000 $ 0
Moore, North Carolina 1 $ 3,005,000 $ 3,005,000 $ 0
Pitt, North Carolina 1 $ 5,325,000 $ 5,325,000 $ 0
Randolph, North Carolina 1 $ 1,205,000 $ 1,205,000 $ 0
Union, North Carolina 1 $ 1,055,000 $ 1,055,000 $ 0
McKenzie, North Dakota 1 $ 5,525,000 $ 5,525,000 $ 0
Clermont, Ohio 1 $ 5,405,000 $ 5,405,000 $ 0
Licking, Ohio 1 $ 1,825,000 $ 1,825,000 $ 0
Lucas, Ohio 1 $ 2,115,000 $ 2,115,000 $ 0
Montgomery, Ohio 1 $ 1,585,000 $ 1,585,000 $ 0
Muskingum, Ohio 1 $ 2,285,000 $ 2,285,000 $ 0
Garfield, Oklahoma 1 $ 2,005,000 $ 2,005,000 $ 0
Pottawatomie, Oklahoma 1 $ 1,405,000 $ 1,405,000 $ 0
Yamhill, Oregon 1 $ 2,395,000 $ 2,395,000 $ 0
Chester, Pennsylvania 1 $ 1,755,000 $ 1,755,000 $ 0
Dauphin, Pennsylvania 1 $ 1,215,000 $ 1,215,000 $ 0
Berkeley, South Carolina 1 $ 3,405,000 $ 3,405,000 $ 0
Greenville, South Carolina 1 $ 1,505,000 $ 1,505,000 $ 0
Richland, South Carolina 1 $ 1,475,000 $ 1,475,000 $ 0
Davidson, Tennessee 1 $ 4,165,000 $ 4,165,000 $ 0
Montgomery, Tennessee 1 $ 2,485,000 $ 2,485,000 $ 0
Roane, Tennessee 1 $ 3,315,000 $ 3,315,000 $ 0
Robertson, Tennessee 1 $ 5,905,000 $ 5,905,000 $ 0
Galveston, Texas 1 $ 18,005,000 $ 18,005,000 $ 0
Hunt, Texas 1 $ 4,005,000 $ 4,005,000 $ 0
Johnson, Texas 1 $ 815,000 $ 815,000 $ 0
Liberty, Texas 1 $ 1,155,000 $ 1,155,000 $ 0
McLennan, Texas 1 $ 3,915,000 $ 3,915,000 $ 0
Nueces, Texas 1 $ 4,555,000 $ 4,555,000 $ 0
Potter, Texas 1 $ 5,925,000 $ 5,925,000 $ 0
Tom Green, Texas 1 $ 3,755,000 $ 3,755,000 $ 0
Utah, Utah 1 $ 2,685,000 $ 2,685,000 $ 0
Chesterfield, Virginia 1 $ 1,105,000 $ 1,105,000 $ 0
Richmond City, Virginia 1 $ 1,715,000 $ 1,715,000 $ 0
Manitowoc, Wisconsin 1 $ 1,005,000 $ 1,005,000 $ 0
Milwaukee, Wisconsin 1 $ 1,925,000 $ 1,925,000 $ 0
Ozaukee, Wisconsin 1 $ 7,465,000 $ 7,465,000 $ 0
Racine, Wisconsin 1 $ 2,475,000 $ 2,475,000 $ 0
Natrona, Wyoming 1 $ 1,005,000 $ 1,005,000 $ 0

Mortgage Loan Application Detail Totals for Readycap Commercial LLC in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 224 $694,430,000 $3,100,000 $26,625,000 $0 $0
Other Purpose 208 $688,880,000 $3,311,000 $26,935,000 $0 $0
Refinancing 41 $119,845,000 $2,923,000 $6,605,000 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0
Home Purchase 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 472 $1,502,170,000 $3,182,000 $26,935,000 $0 $0
White 1 $985,000 $985,000 $985,000 $0 $0
Not Provided 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 473 $1,503,155,000 $3,177,000 $26,935,000 $0 $0
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 172 $480,730,000 $2,794,000 $26,625,000 $0 $0
Application Withdrawn By Applicant 124 $427,000,000 $3,443,000 $26,935,000 $0 $0
Application Approved But Not Accepted 61 $217,335,000 $3,562,000 $16,845,000 $0 $0
Application Denied By Financial Institution 60 $202,290,000 $3,371,000 $18,705,000 $0 $0
File Closed For Incompleteness 56 $175,800,000 $3,139,000 $15,805,000 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 413 $1,300,865,000 $3,149,000 $26,935,000 $0 $0
Collateral 36 $108,800,000 $3,022,000 $18,705,000 $0 $0
Other 7 $22,425,000 $3,203,000 $5,355,000 $0 $0
Unverifiable Information 6 $24,470,000 $4,078,000 $5,705,000 $0 $0
Credit History 6 $27,310,000 $4,551,000 $18,005,000 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 4 $16,380,000 $4,095,000 $5,505,000 $0 $0
Debt-To-Income Ratio 1 $2,905,000 $2,905,000 $2,905,000 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Readycap Commercial LLC's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Readycap Commercial LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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