National Bank Of Commerce
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
National Bank Of Commerce 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | National Bank Of Commerce 813 Shades Creek Parkway Suite 100 Birmingham, AL 35209 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 2,326 |
| Total Mortgage Loan Application Amount | $665,101,000 |
| Average Mortgage Loan Application Amount | $276,000 |
| Highest Mortgage Loan Application Amount | $5,515,000 |
| Average Applicant Income | $139,000 |
| Highest Applicant Income | $7,017,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with National Bank Of Commerce. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing National Bank Of Commerce's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down National Bank Of Commerce's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how National Bank Of Commerce serves its applicants.
Each category highlights the total number of mortgage applications processed by National Bank Of Commerce, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at National Bank Of Commerce's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Baldwin County Alabama | 374 | $ 102,283,000 | $ 273,000 | $ 173,000 |
| Madison County Alabama | 247 | $ 63,944,000 | $ 258,000 | $ 115,000 |
| Jefferson County Alabama | 191 | $ 57,401,000 | $ 300,000 | $ 148,000 |
| Lee County Alabama | 146 | $ 27,896,000 | $ 191,000 | $ 97,000 |
| Fulton County Georgia | 113 | $ 48,969,000 | $ 433,000 | $ 196,000 |
| Indian River County Florida | 101 | $ 28,826,000 | $ 285,000 | $ 123,000 |
| Volusia County Florida | 96 | $ 33,745,000 | $ 351,000 | $ 161,000 |
| DeKalb County Georgia | 96 | $ 32,063,000 | $ 333,000 | $ 170,000 |
| Orange County Florida | 73 | $ 30,927,000 | $ 423,000 | $ 373,000 |
| St. Johns County Florida | 69 | $ 18,103,000 | $ 262,000 | $ 96,000 |
| Escambia County Florida | 62 | $ 20,568,000 | $ 331,000 | $ 325,000 |
| Cobb County Georgia | 55 | $ 13,632,000 | $ 247,000 | $ 102,000 |
| Shelby County Alabama | 49 | $ 13,443,000 | $ 274,000 | $ 173,000 |
| Limestone County Alabama | 36 | $ 11,481,000 | $ 318,000 | $ 185,000 |
| Seminole County Florida | 35 | $ 7,252,000 | $ 207,000 | $ 89,000 |
| Gwinnett County Georgia | 28 | $ 8,594,000 | $ 306,000 | $ 106,000 |
| Chatham County Georgia | 27 | $ 4,606,000 | $ 170,000 | $ 76,000 |
| Lee County Florida | 17 | $ 3,040,000 | $ 178,000 | $ 102,000 |
| Lake County Florida | 16 | $ 4,524,000 | $ 282,000 | $ 181,000 |
| Tallapoosa County Alabama | 13 | $ 4,137,000 | $ 318,000 | $ 174,000 |
| Forsyth County Georgia | 13 | $ 4,766,000 | $ 366,000 | $ 476,000 |
| Glynn County Georgia | 13 | $ 9,148,000 | $ 703,000 | $ 440,000 |
| Mobile County Alabama | 12 | $ 1,949,000 | $ 162,000 | $ 115,000 |
| Flagler County Florida | 11 | $ 3,523,000 | $ 320,000 | $ 158,000 |
| Fayette County Georgia | 10 | $ 2,281,000 | $ 228,000 | $ 78,000 |
| Cherokee County Georgia | 9 | $ 2,443,000 | $ 271,000 | $ 115,000 |
| Marshall County Alabama | 8 | $ 2,523,000 | $ 315,000 | $ 143,000 |
| Bay County Florida | 8 | $ 2,244,000 | $ 280,000 | $ 185,000 |
| Duval County Florida | 8 | $ 3,316,000 | $ 414,000 | $ 271,000 |
| Henry County Georgia | 8 | $ 1,926,000 | $ 240,000 | $ 77,000 |
| Cook County Illinois | 8 | $ 2,193,000 | $ 274,000 | $ 100,000 |
| Jackson County Alabama | 7 | $ 1,836,000 | $ 262,000 | $ 105,000 |
| Brevard County Florida | 7 | $ 1,665,000 | $ 237,000 | $ 125,000 |
| Cullman County Alabama | 6 | $ 1,962,000 | $ 327,000 | $ 255,000 |
| Palm Beach County Florida | 6 | $ 2,330,000 | $ 388,000 | $ 145,000 |
| Bryan County Georgia | 6 | $ 1,707,000 | $ 284,000 | $ 106,000 |
| Coweta County Georgia | 6 | $ 1,467,000 | $ 244,000 | $ 169,000 |
| Harris County Texas | 6 | $ 1,032,000 | $ 172,000 | $ 137,000 |
| Lauderdale County Alabama | 5 | $ 1,355,000 | $ 271,000 | $ 71,000 |
| Broward County Florida | 5 | $ 1,751,000 | $ 350,000 | $ 124,000 |
| Osceola County Florida | 5 | $ 657,000 | $ 131,000 | $ 92,000 |
| Effingham County Georgia | 5 | $ 1,050,000 | $ 210,000 | $ 91,000 |
| Hamilton County Tennessee | 5 | $ 1,156,000 | $ 231,000 | $ 111,000 |
| Bexar County Texas | 5 | $ 454,000 | $ 90,000 | $ 74,000 |
| Fairfax County Virginia | 5 | $ 2,482,000 | $ 496,000 | $ 345,000 |
| Morgan County Alabama | 4 | $ 614,000 | $ 153,000 | $ 78,000 |
| Tuscaloosa County Alabama | 4 | $ 842,000 | $ 210,000 | $ 355,000 |
| Paulding County Georgia | 4 | $ 777,000 | $ 194,000 | $ 55,000 |
| Wake County North Carolina | 4 | $ 1,475,000 | $ 368,000 | $ 163,000 |
| Charleston County South Carolina | 4 | $ 1,001,000 | $ 250,000 | $ 77,000 |
| Tarrant County Texas | 4 | $ 768,000 | $ 192,000 | $ 87,000 |
| Elmore County Alabama | 3 | $ 653,000 | $ 217,000 | $ 91,000 |
| St. Clair County Alabama | 3 | $ 380,000 | $ 126,000 | $ 46,000 |
| Winston County Alabama | 3 | $ 1,320,000 | $ 440,000 | $ 509,000 |
| Solano County California | 3 | $ 1,082,000 | $ 360,000 | $ 87,000 |
| Hillsborough County Florida | 3 | $ 1,079,000 | $ 359,000 | $ 345,000 |
| Sarasota County Florida | 3 | $ 900,000 | $ 300,000 | $ 193,000 |
| St. Lucie County Florida | 3 | $ 537,000 | $ 179,000 | $ 121,000 |
| Bulloch County Georgia | 3 | $ 548,000 | $ 182,000 | $ 56,000 |
| Clarke County Georgia | 3 | $ 383,000 | $ 127,000 | $ 47,000 |
| Douglas County Georgia | 3 | $ 474,000 | $ 158,000 | $ 88,000 |
| Rockdale County Georgia | 3 | $ 540,000 | $ 180,000 | $ 54,000 |
| Montgomery County Maryland | 3 | $ 1,176,000 | $ 392,000 | $ 102,000 |
| Bristol County Massachusetts | 3 | $ 565,000 | $ 188,000 | $ 91,000 |
| Mecklenburg County North Carolina | 3 | $ 930,000 | $ 310,000 | $ 157,000 |
| York County South Carolina | 3 | $ 776,000 | $ 258,000 | $ 120,000 |
| Davidson County Tennessee | 3 | $ 628,000 | $ 209,000 | $ 83,000 |
| Collin County Texas | 3 | $ 741,000 | $ 247,000 | $ 216,000 |
| Blount County Alabama | 2 | $ 537,000 | $ 268,000 | $ 79,000 |
| Colbert County Alabama | 2 | $ 463,000 | $ 231,000 | $ 133,000 |
| Talladega County Alabama | 2 | $ 299,000 | $ 149,000 | $ 166,000 |
| Riverside County California | 2 | $ 291,000 | $ 145,000 | $ 56,000 |
| Fairfield County Connecticut | 2 | $ 1,579,000 | $ 789,000 | $ 218,000 |
| Clay County Florida | 2 | $ 142,000 | $ 71,000 | $ 72,000 |
| Collier County Florida | 2 | $ 643,000 | $ 321,000 | $ 117,000 |
| Miami-Dade County Florida | 2 | $ 1,945,000 | $ 972,000 | $ 975,000 |
| Okaloosa County Florida | 2 | $ 510,000 | $ 255,000 | $ 61,000 |
| Pasco County Florida | 2 | $ 324,000 | $ 162,000 | $ 111,000 |
| Putnam County Florida | 2 | $ 528,000 | $ 264,000 | $ 86,000 |
| Santa Rosa County Florida | 2 | $ 689,000 | $ 344,000 | $ 320,000 |
| Bartow County Georgia | 2 | $ 564,000 | $ 282,000 | $ 88,000 |
| Bibb County Georgia | 2 | $ 402,000 | $ 201,000 | $ 67,000 |
| Camden County Georgia | 2 | $ 577,000 | $ 288,000 | $ 57,000 |
| Hall County Georgia | 2 | $ 441,000 | $ 220,000 | $ 70,000 |
| Liberty County Georgia | 2 | $ 327,000 | $ 163,000 | $ 59,000 |
| Muscogee County Georgia | 2 | $ 199,000 | $ 99,000 | $ 21,000 |
| Spalding County Georgia | 2 | $ 259,000 | $ 129,000 | $ 50,000 |
| Ada County Idaho | 2 | $ 393,000 | $ 196,000 | $ 64,000 |
| Bonner County Idaho | 2 | $ 344,000 | $ 172,000 | $ 65,000 |
| Canyon County Idaho | 2 | $ 209,000 | $ 104,000 | $ 67,000 |
| Kane County Illinois | 2 | $ 744,000 | $ 372,000 | $ 111,000 |
| Anne Arundel County Maryland | 2 | $ 809,000 | $ 404,000 | $ 98,000 |
| Calvert County Maryland | 2 | $ 785,000 | $ 392,000 | $ 89,000 |
| Essex County Massachusetts | 2 | $ 817,000 | $ 408,000 | $ 132,000 |
| Middlesex County Massachusetts | 2 | $ 514,000 | $ 257,000 | $ 86,000 |
| Suffolk County Massachusetts | 2 | $ 539,000 | $ 269,000 | $ 68,000 |
| Clark County Nevada | 2 | $ 658,000 | $ 329,000 | $ 159,000 |
| Broome County New York | 2 | $ 216,000 | $ 108,000 | $ 51,000 |
| Queens County New York | 2 | $ 462,000 | $ 231,000 | $ 48,000 |
| Buncombe County North Carolina | 2 | $ 478,000 | $ 239,000 | $ 178,000 |
| Trumbull County Ohio | 2 | $ 576,000 | $ 288,000 | $ 162,000 |
| Delaware County Pennsylvania | 2 | $ 372,000 | $ 186,000 | $ 86,000 |
| Lancaster County Pennsylvania | 2 | $ 277,000 | $ 138,000 | $ 68,000 |
| Washington County Rhode Island | 2 | $ 640,000 | $ 320,000 | $ 151,000 |
| Beaufort County South Carolina | 2 | $ 463,000 | $ 231,000 | $ 167,000 |
| Dallas County Texas | 2 | $ 135,000 | $ 67,000 | $ 221,000 |
| St. Croix County Wisconsin | 2 | $ 208,000 | $ 104,000 | $ 56,000 |
| Chambers County Alabama | 1 | $ 220,000 | $ 220,000 | $ 105,000 |
| Chilton County Alabama | 1 | $ 91,000 | $ 91,000 | $ 55,000 |
| Clarke County Alabama | 1 | $ 325,000 | $ 325,000 | $ 720,000 |
| Coosa County Alabama | 1 | $ 155,000 | $ 155,000 | $ 150,000 |
| DeKalb County Alabama | 1 | $ 112,000 | $ 112,000 | $ 105,000 |
| Macon County Alabama | 1 | $ 177,000 | $ 177,000 | $ 60,000 |
| Montgomery County Alabama | 1 | $ 300,000 | $ 300,000 | $ 307,000 |
| Russell County Alabama | 1 | $ 298,000 | $ 298,000 | $ 155,000 |
| Maricopa County Arizona | 1 | $ 132,000 | $ 132,000 | $ 40,000 |
| Mohave County Arizona | 1 | $ 123,000 | $ 123,000 | $ 84,000 |
| Pima County Arizona | 1 | $ 171,000 | $ 171,000 | $ 267,000 |
| Contra Costa County California | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Los Angeles County California | 1 | $ 417,000 | $ 417,000 | $ 96,000 |
| Sonoma County California | 1 | $ 180,000 | $ 180,000 | $ 41,000 |
| Boulder County Colorado | 1 | $ 137,000 | $ 137,000 | $ 28,000 |
| El Paso County Colorado | 1 | $ 424,000 | $ 424,000 | $ 185,000 |
| Gunnison County Colorado | 1 | $ 406,000 | $ 406,000 | $ 67,000 |
| Mesa County Colorado | 1 | $ 198,000 | $ 198,000 | $ 53,000 |
| Hartford County Connecticut | 1 | $ 77,000 | $ 77,000 | $ 56,000 |
| Middlesex County Connecticut | 1 | $ 280,000 | $ 280,000 | $ 65,000 |
| New Haven County Connecticut | 1 | $ 278,000 | $ 278,000 | $ 170,000 |
| New Castle County Delaware | 1 | $ 293,000 | $ 293,000 | $ 129,000 |
| Sussex County Delaware | 1 | $ 155,000 | $ 155,000 | $ 222,000 |
| Alachua County Florida | 1 | $ 299,000 | $ 299,000 | $ 124,000 |
| Charlotte County Florida | 1 | $ 324,000 | $ 324,000 | $ 92,000 |
| Hernando County Florida | 1 | $ 196,000 | $ 196,000 | $ 111,000 |
| Leon County Florida | 1 | $ 150,000 | $ 150,000 | $ 133,000 |
| Manatee County Florida | 1 | $ 200,000 | $ 200,000 | $ 199,000 |
| Martin County Florida | 1 | $ 645,000 | $ 645,000 | $ 229,000 |
| Pinellas County Florida | 1 | $ 87,000 | $ 87,000 | $ 75,000 |
| Polk County Florida | 1 | $ 171,000 | $ 171,000 | $ 68,000 |
| Sumter County Florida | 1 | $ 161,000 | $ 161,000 | $ 212,000 |
| Taylor County Florida | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Walton County Florida | 1 | $ 225,000 | $ 225,000 | $ 408,000 |
| Baldwin County Georgia | 1 | $ 164,000 | $ 164,000 | $ 152,000 |
| Barrow County Georgia | 1 | $ 172,000 | $ 172,000 | $ 45,000 |
| Carroll County Georgia | 1 | $ 180,000 | $ 180,000 | $ 105,000 |
| Clayton County Georgia | 1 | $ 94,000 | $ 94,000 | $ 63,000 |
| Dougherty County Georgia | 1 | $ 72,000 | $ 72,000 | $ 49,000 |
| Emanuel County Georgia | 1 | $ 100,000 | $ 100,000 | $ 59,000 |
| Gilmer County Georgia | 1 | $ 208,000 | $ 208,000 | $ 714,000 |
| Houston County Georgia | 1 | $ 106,000 | $ 106,000 | $ 25,000 |
| Lowndes County Georgia | 1 | $ 62,000 | $ 62,000 | $ 169,000 |
| Putnam County Georgia | 1 | $ 116,000 | $ 116,000 | $ 48,000 |
| Richmond County Georgia | 1 | $ 118,000 | $ 118,000 | $ 55,000 |
| Stephens County Georgia | 1 | $ 379,000 | $ 379,000 | $ 0 |
| Towns County Georgia | 1 | $ 76,000 | $ 76,000 | $ 130,000 |
| Walton County Georgia | 1 | $ 175,000 | $ 175,000 | $ 43,000 |
| White County Georgia | 1 | $ 112,000 | $ 112,000 | $ 152,000 |
| DuPage County Illinois | 1 | $ 356,000 | $ 356,000 | $ 130,000 |
| Kankakee County Illinois | 1 | $ 180,000 | $ 180,000 | $ 67,000 |
| Kendall County Illinois | 1 | $ 200,000 | $ 200,000 | $ 116,000 |
| Lake County Indiana | 1 | $ 137,000 | $ 137,000 | $ 162,000 |
| Marion County Indiana | 1 | $ 132,000 | $ 132,000 | $ 64,000 |
| Porter County Indiana | 1 | $ 98,000 | $ 98,000 | $ 69,000 |
| Franklin County Iowa | 1 | $ 140,000 | $ 140,000 | $ 29,000 |
| Franklin County Kansas | 1 | $ 240,000 | $ 240,000 | $ 136,000 |
| Johnson County Kansas | 1 | $ 210,000 | $ 210,000 | $ 105,000 |
| Labette County Kansas | 1 | $ 106,000 | $ 106,000 | $ 48,000 |
| Orleans County Louisiana | 1 | $ 428,000 | $ 428,000 | $ 52,000 |
| Baltimore County Maryland | 1 | $ 220,000 | $ 220,000 | $ 40,000 |
| Cecil County Maryland | 1 | $ 149,000 | $ 149,000 | $ 114,000 |
| Charles County Maryland | 1 | $ 528,000 | $ 528,000 | $ 111,000 |
| Frederick County Maryland | 1 | $ 230,000 | $ 230,000 | $ 146,000 |
| Prince George's County Maryland | 1 | $ 238,000 | $ 238,000 | $ 88,000 |
| Barnstable County Massachusetts | 1 | $ 307,000 | $ 307,000 | $ 146,000 |
| Norfolk County Massachusetts | 1 | $ 244,000 | $ 244,000 | $ 116,000 |
| Kent County Michigan | 1 | $ 214,000 | $ 214,000 | $ 101,000 |
| Macomb County Michigan | 1 | $ 273,000 | $ 273,000 | $ 166,000 |
| Ogemaw County Michigan | 1 | $ 87,000 | $ 87,000 | $ 60,000 |
| Benton County Minnesota | 1 | $ 172,000 | $ 172,000 | $ 75,000 |
| Itasca County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 306,000 |
| Ramsey County Minnesota | 1 | $ 186,000 | $ 186,000 | $ 65,000 |
| Hancock County Mississippi | 1 | $ 150,000 | $ 150,000 | $ 48,000 |
| Lowndes County Mississippi | 1 | $ 269,000 | $ 269,000 | $ 71,000 |
| St. Louis County Missouri | 1 | $ 74,000 | $ 74,000 | $ 49,000 |
| Madison County Montana | 1 | $ 181,000 | $ 181,000 | $ 59,000 |
| Carroll County New Hampshire | 1 | $ 366,000 | $ 366,000 | $ 120,000 |
| Hillsborough County New Hampshire | 1 | $ 290,000 | $ 290,000 | $ 119,000 |
| Rockingham County New Hampshire | 1 | $ 215,000 | $ 215,000 | $ 500,000 |
| Burlington County New Jersey | 1 | $ 243,000 | $ 243,000 | $ 120,000 |
| Hunterdon County New Jersey | 1 | $ 170,000 | $ 170,000 | $ 67,000 |
| Passaic County New Jersey | 1 | $ 252,000 | $ 252,000 | $ 155,000 |
| Union County New Jersey | 1 | $ 571,000 | $ 571,000 | $ 219,000 |
| Bernalillo County New Mexico | 1 | $ 342,000 | $ 342,000 | $ 197,000 |
| Bronx County New York | 1 | $ 720,000 | $ 720,000 | $ 129,000 |
| Erie County New York | 1 | $ 120,000 | $ 120,000 | $ 68,000 |
| Kings County New York | 1 | $ 450,000 | $ 450,000 | $ 134,000 |
| Livingston County New York | 1 | $ 87,000 | $ 87,000 | $ 0 |
| New York County New York | 1 | $ 860,000 | $ 860,000 | $ 180,000 |
| Rockland County New York | 1 | $ 340,000 | $ 340,000 | $ 169,000 |
| Suffolk County New York | 1 | $ 495,000 | $ 495,000 | $ 132,000 |
| Westchester County New York | 1 | $ 188,000 | $ 188,000 | $ 66,000 |
| Clay County North Carolina | 1 | $ 350,000 | $ 350,000 | $ 289,000 |
| Gaston County North Carolina | 1 | $ 410,000 | $ 410,000 | $ 989,000 |
| Jackson County North Carolina | 1 | $ 240,000 | $ 240,000 | $ 298,000 |
| Johnston County North Carolina | 1 | $ 172,000 | $ 172,000 | $ 43,000 |
| Macon County North Carolina | 1 | $ 274,000 | $ 274,000 | $ 102,000 |
| Orange County North Carolina | 1 | $ 424,000 | $ 424,000 | $ 335,000 |
| Rutherford County North Carolina | 1 | $ 424,000 | $ 424,000 | $ 16,000 |
| Transylvania County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 1,370,000 |
| Ward County North Dakota | 1 | $ 369,000 | $ 369,000 | $ 119,000 |
| Cuyahoga County Ohio | 1 | $ 296,000 | $ 296,000 | $ 89,000 |
| Delaware County Ohio | 1 | $ 350,000 | $ 350,000 | $ 106,000 |
| Licking County Ohio | 1 | $ 183,000 | $ 183,000 | $ 53,000 |
| Portage County Ohio | 1 | $ 130,000 | $ 130,000 | $ 140,000 |
| Cleveland County Oklahoma | 1 | $ 258,000 | $ 258,000 | $ 88,000 |
| Sequoyah County Oklahoma | 1 | $ 147,000 | $ 147,000 | $ 125,000 |
| Bucks County Pennsylvania | 1 | $ 359,000 | $ 359,000 | $ 130,000 |
| Chester County Pennsylvania | 1 | $ 322,000 | $ 322,000 | $ 189,000 |
| Lehigh County Pennsylvania | 1 | $ 221,000 | $ 221,000 | $ 57,000 |
| Northumberland County Pennsylvania | 1 | $ 77,000 | $ 77,000 | $ 237,000 |
| Philadelphia County Pennsylvania | 1 | $ 375,000 | $ 375,000 | $ 85,000 |
| Westmoreland County Pennsylvania | 1 | $ 182,000 | $ 182,000 | $ 84,000 |
| Providence County Rhode Island | 1 | $ 366,000 | $ 366,000 | $ 122,000 |
| Anderson County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 361,000 |
| Georgetown County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 161,000 |
| Greenville County South Carolina | 1 | $ 192,000 | $ 192,000 | $ 47,000 |
| Lexington County South Carolina | 1 | $ 356,000 | $ 356,000 | $ 304,000 |
| DeKalb County Tennessee | 1 | $ 44,000 | $ 44,000 | $ 49,000 |
| Franklin County Tennessee | 1 | $ 232,000 | $ 232,000 | $ 118,000 |
| Jefferson County Tennessee | 1 | $ 93,000 | $ 93,000 | $ 100,000 |
| Knox County Tennessee | 1 | $ 424,000 | $ 424,000 | $ 122,000 |
| Lincoln County Tennessee | 1 | $ 199,000 | $ 199,000 | $ 68,000 |
| Sequatchie County Tennessee | 1 | $ 184,000 | $ 184,000 | $ 93,000 |
| Sevier County Tennessee | 1 | $ 256,000 | $ 256,000 | $ 208,000 |
| Washington County Tennessee | 1 | $ 110,000 | $ 110,000 | $ 42,000 |
| Williamson County Tennessee | 1 | $ 461,000 | $ 461,000 | $ 158,000 |
| Brazoria County Texas | 1 | $ 132,000 | $ 132,000 | $ 69,000 |
| Brazos County Texas | 1 | $ 233,000 | $ 233,000 | $ 116,000 |
| Fort Bend County Texas | 1 | $ 329,000 | $ 329,000 | $ 109,000 |
| Jefferson County Texas | 1 | $ 164,000 | $ 164,000 | $ 112,000 |
| Johnson County Texas | 1 | $ 350,000 | $ 350,000 | $ 133,000 |
| Windsor County Vermont | 1 | $ 132,000 | $ 132,000 | $ 450,000 |
| Orange County Virginia | 1 | $ 200,000 | $ 200,000 | $ 66,000 |
| Page County Virginia | 1 | $ 172,000 | $ 172,000 | $ 88,000 |
| Rockbridge County Virginia | 1 | $ 200,000 | $ 200,000 | $ 136,000 |
| Spotsylvania County Virginia | 1 | $ 152,000 | $ 152,000 | $ 52,000 |
| Stafford County Virginia | 1 | $ 289,000 | $ 289,000 | $ 0 |
| King County Washington | 1 | $ 417,000 | $ 417,000 | $ 310,000 |
| Pierce County Washington | 1 | $ 248,000 | $ 248,000 | $ 106,000 |
| Rock County Wisconsin | 1 | $ 126,000 | $ 126,000 | $ 55,000 |
Mortgage Loan Application Detail Totals for National Bank Of Commerce in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,639 | $459,504,000 | $280,000 | $2,644,000 | $156,000 | $7,017,000 |
| Refinancing | 671 | $201,620,000 | $300,000 | $5,515,000 | $162,000 | $4,504,000 |
| Home Improvement | 16 | $3,977,000 | $248,000 | $1,000,000 | $99,000 | $640,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,726 | $496,173,000 | $287,000 | $5,515,000 | $165,000 | $7,017,000 |
| Not Provided | 259 | $72,093,000 | $278,000 | $1,800,000 | $209,000 | $4,500,000 |
| Not applicable | 118 | $29,555,000 | $250,000 | $2,700,000 | $0 | $0 |
| Black or African American | 112 | $31,812,000 | $284,000 | $4,500,000 | $106,000 | $941,000 |
| Hispanic | 57 | $14,058,000 | $246,000 | $1,500,000 | $99,000 | $513,000 |
| Asian | 45 | $19,332,000 | $429,000 | $2,587,000 | $222,000 | $1,623,000 |
| American Indian or Alaskan Native | 5 | $1,330,000 | $266,000 | $346,000 | $72,000 | $134,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $748,000 | $187,000 | $274,000 | $140,000 | $229,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,027 | $601,669,000 | $296,000 | $5,515,000 | $170,000 | $7,017,000 |
| FHA-insured (Federal Housing Administration) | 203 | $37,875,000 | $186,000 | $372,000 | $72,000 | $261,000 |
| VA-guaranteed (Veterans Administration) | 73 | $22,310,000 | $305,000 | $837,000 | $98,000 | $350,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 23 | $3,247,000 | $141,000 | $222,000 | $55,000 | $130,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,726 | $460,701,000 | $266,000 | $2,700,000 | $141,000 | $2,410,000 |
| Application Denied By Financial Institution | 288 | $102,428,000 | $355,000 | $5,515,000 | $175,000 | $4,504,000 |
| Application Withdrawn By Applicant | 251 | $81,903,000 | $326,000 | $1,942,000 | $224,000 | $7,017,000 |
| Application Approved But Not Accepted | 56 | $18,055,000 | $322,000 | $2,000,000 | $279,000 | $7,017,000 |
| File Closed For Incompleteness | 5 | $2,014,000 | $402,000 | $1,200,000 | $368,000 | $1,545,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 124 | $41,812,000 | $337,000 | $2,139,000 | $197,000 | $4,504,000 |
| Debt-To-Income Ratio | 51 | $16,885,000 | $331,000 | $1,275,000 | $86,000 | $332,000 |
| Credit History | 40 | $12,448,000 | $311,000 | $1,585,000 | $134,000 | $802,000 |
| Collateral | 35 | $16,181,000 | $462,000 | $5,515,000 | $275,000 | $2,650,000 |
| Other | 14 | $4,553,000 | $325,000 | $1,020,000 | $161,000 | $655,000 |
| Employment History | 11 | $2,461,000 | $223,000 | $407,000 | $97,000 | $171,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $6,827,000 | $682,000 | $4,500,000 | $200,000 | $941,000 |
| Unverifiable Information | 3 | $1,261,000 | $420,000 | $1,000,000 | $380,000 | $880,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into National Bank Of Commerce's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess National Bank Of Commerce's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.