Red River Employees Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Red River Employees Federal Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Red River Employees Federal Credit Union 4405 Summerhill Road Texarkana, TX 75503 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,216 |
| Total Mortgage Loan Application Amount | $122,970,000 |
| Average Mortgage Loan Application Amount | $112,333 |
| Highest Mortgage Loan Application Amount | $2,905,000 |
| Average Applicant Income | $73,666 |
| Highest Applicant Income | $675,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Red River Employees Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Red River Employees Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Red River Employees Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Red River Employees Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Red River Employees Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Red River Employees Federal Credit Union's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bowie County Texas | 234 | $ 27,760,000 | $ 118,000 | $ 86,000 |
| Miller County Arkansas | 116 | $ 10,120,000 | $ 87,000 | $ 77,000 |
| Cass County Texas | 50 | $ 5,250,000 | $ 105,000 | $ 73,000 |
| Lamar County Texas | 39 | $ 3,905,000 | $ 100,000 | $ 87,000 |
| Caddo County Louisiana | 36 | $ 3,340,000 | $ 92,000 | $ 63,000 |
| Calcasieu County Louisiana | 32 | $ 2,470,000 | $ 77,000 | $ 73,000 |
| Hempstead County Arkansas | 23 | $ 1,435,000 | $ 62,000 | $ 51,000 |
| Howard County Arkansas | 17 | $ 1,195,000 | $ 70,000 | $ 60,000 |
| Coahoma County Mississippi | 15 | $ 545,000 | $ 36,000 | $ 37,000 |
| Little River County Arkansas | 14 | $ 640,000 | $ 45,000 | $ 63,000 |
| Sevier County Arkansas | 14 | $ 1,220,000 | $ 87,000 | $ 69,000 |
| Red River County Texas | 14 | $ 1,160,000 | $ 82,000 | $ 58,000 |
| Livingston County Louisiana | 13 | $ 1,055,000 | $ 81,000 | $ 65,000 |
| Harrison County Texas | 13 | $ 1,305,000 | $ 100,000 | $ 65,000 |
| Hopkins County Texas | 12 | $ 1,420,000 | $ 118,000 | $ 84,000 |
| Vernon County Louisiana | 10 | $ 1,050,000 | $ 105,000 | $ 82,000 |
| Beauregard County Louisiana | 9 | $ 1,195,000 | $ 132,000 | $ 89,000 |
| Pike County Arkansas | 8 | $ 850,000 | $ 106,000 | $ 95,000 |
| Bossier County Louisiana | 7 | $ 525,000 | $ 75,000 | $ 66,000 |
| Cameron County Louisiana | 7 | $ 435,000 | $ 62,000 | $ 98,000 |
| St. Landry County Louisiana | 7 | $ 505,000 | $ 72,000 | $ 49,000 |
| Panola County Mississippi | 7 | $ 425,000 | $ 60,000 | $ 37,000 |
| Sebastian County Arkansas | 6 | $ 640,000 | $ 106,000 | $ 98,000 |
| East Baton Rouge County Louisiana | 6 | $ 730,000 | $ 121,000 | $ 67,000 |
| Ouachita County Louisiana | 6 | $ 800,000 | $ 133,000 | $ 162,000 |
| Sabine County Louisiana | 6 | $ 540,000 | $ 90,000 | $ 239,000 |
| Liberty County Texas | 6 | $ 430,000 | $ 71,000 | $ 47,000 |
| Montgomery County Texas | 6 | $ 480,000 | $ 80,000 | $ 52,000 |
| Conway County Arkansas | 5 | $ 425,000 | $ 85,000 | $ 91,000 |
| Union County Arkansas | 5 | $ 425,000 | $ 85,000 | $ 66,000 |
| Claiborne County Louisiana | 5 | $ 675,000 | $ 135,000 | $ 79,000 |
| De Soto County Louisiana | 5 | $ 525,000 | $ 105,000 | $ 53,000 |
| Morehouse County Louisiana | 5 | $ 485,000 | $ 97,000 | $ 41,000 |
| Natchitoches County Louisiana | 5 | $ 425,000 | $ 85,000 | $ 42,000 |
| Tangipahoa County Louisiana | 5 | $ 395,000 | $ 79,000 | $ 49,000 |
| Union County Louisiana | 5 | $ 515,000 | $ 103,000 | $ 59,000 |
| Delta County Texas | 5 | $ 365,000 | $ 73,000 | $ 62,000 |
| Ellis County Texas | 5 | $ 655,000 | $ 131,000 | $ 73,000 |
| Henderson County Texas | 5 | $ 425,000 | $ 85,000 | $ 102,000 |
| Lubbock County Texas | 5 | $ 435,000 | $ 87,000 | $ 60,000 |
| Tarrant County Texas | 5 | $ 895,000 | $ 179,000 | $ 87,000 |
| Wood County Texas | 5 | $ 395,000 | $ 79,000 | $ 55,000 |
| Clark County Arkansas | 4 | $ 350,000 | $ 87,000 | $ 73,000 |
| Johnson County Arkansas | 4 | $ 300,000 | $ 75,000 | $ 55,000 |
| Saline County Arkansas | 4 | $ 370,000 | $ 92,000 | $ 59,000 |
| Ascension County Louisiana | 4 | $ 290,000 | $ 72,000 | $ 45,000 |
| Concordia County Louisiana | 4 | $ 320,000 | $ 80,000 | $ 45,000 |
| Jackson County Louisiana | 4 | $ 460,000 | $ 115,000 | $ 69,000 |
| Jefferson Davis County Louisiana | 4 | $ 370,000 | $ 92,000 | $ 64,000 |
| Lincoln County Louisiana | 4 | $ 290,000 | $ 72,000 | $ 67,000 |
| St. Martin County Louisiana | 4 | $ 300,000 | $ 75,000 | $ 54,000 |
| Terrebonne County Louisiana | 4 | $ 400,000 | $ 100,000 | $ 47,000 |
| Jones County Mississippi | 4 | $ 360,000 | $ 90,000 | $ 45,000 |
| Tallahatchie County Mississippi | 4 | $ 170,000 | $ 42,000 | $ 29,000 |
| Wayne County Mississippi | 4 | $ 490,000 | $ 122,000 | $ 115,000 |
| Angelina County Texas | 4 | $ 640,000 | $ 160,000 | $ 105,000 |
| Dallas County Texas | 4 | $ 860,000 | $ 215,000 | $ 90,000 |
| Fannin County Texas | 4 | $ 580,000 | $ 145,000 | $ 86,000 |
| Gregg County Texas | 4 | $ 410,000 | $ 102,000 | $ 64,000 |
| Guadalupe County Texas | 4 | $ 450,000 | $ 112,000 | $ 54,000 |
| Navarro County Texas | 4 | $ 260,000 | $ 65,000 | $ 41,000 |
| Orange County Texas | 4 | $ 430,000 | $ 107,000 | $ 95,000 |
| Rusk County Texas | 4 | $ 450,000 | $ 112,000 | $ 64,000 |
| Travis County Texas | 4 | $ 310,000 | $ 77,000 | $ 0 |
| Upshur County Texas | 4 | $ 320,000 | $ 80,000 | $ 31,000 |
| Victoria County Texas | 4 | $ 230,000 | $ 57,000 | $ 67,000 |
| Wilson County Texas | 4 | $ 270,000 | $ 67,000 | $ 35,000 |
| Chicot County Arkansas | 3 | $ 145,000 | $ 48,000 | $ 50,000 |
| Crawford County Arkansas | 3 | $ 295,000 | $ 98,000 | $ 84,000 |
| Garland County Arkansas | 3 | $ 335,000 | $ 111,000 | $ 63,000 |
| Grant County Arkansas | 3 | $ 205,000 | $ 68,000 | $ 61,000 |
| Jefferson County Arkansas | 3 | $ 435,000 | $ 145,000 | $ 40,000 |
| Montgomery County Arkansas | 3 | $ 155,000 | $ 51,000 | $ 61,000 |
| Nevada County Arkansas | 3 | $ 325,000 | $ 108,000 | $ 71,000 |
| Phillips County Arkansas | 3 | $ 85,000 | $ 28,000 | $ 48,000 |
| Pope County Arkansas | 3 | $ 205,000 | $ 68,000 | $ 0 |
| Searcy County Arkansas | 3 | $ 295,000 | $ 98,000 | $ 152,000 |
| White County Arkansas | 3 | $ 235,000 | $ 78,000 | $ 57,000 |
| Acadia County Louisiana | 3 | $ 235,000 | $ 78,000 | $ 51,000 |
| Allen County Louisiana | 3 | $ 265,000 | $ 88,000 | $ 92,000 |
| Grant County Louisiana | 3 | $ 245,000 | $ 81,000 | $ 88,000 |
| Iberia County Louisiana | 3 | $ 265,000 | $ 88,000 | $ 54,000 |
| Rapides County Louisiana | 3 | $ 325,000 | $ 108,000 | $ 81,000 |
| Washington County Louisiana | 3 | $ 335,000 | $ 111,000 | $ 49,000 |
| Jackson County Mississippi | 3 | $ 315,000 | $ 105,000 | $ 52,000 |
| Marshall County Mississippi | 3 | $ 425,000 | $ 141,000 | $ 0 |
| Tate County Mississippi | 3 | $ 395,000 | $ 131,000 | $ 84,000 |
| Comal County Texas | 3 | $ 315,000 | $ 105,000 | $ 80,000 |
| Ector County Texas | 3 | $ 185,000 | $ 61,000 | $ 74,000 |
| Fort Bend County Texas | 3 | $ 285,000 | $ 95,000 | $ 64,000 |
| Franklin County Texas | 3 | $ 375,000 | $ 125,000 | $ 70,000 |
| Galveston County Texas | 3 | $ 365,000 | $ 121,000 | $ 101,000 |
| Hardin County Texas | 3 | $ 325,000 | $ 108,000 | $ 79,000 |
| Harris County Texas | 3 | $ 255,000 | $ 85,000 | $ 68,000 |
| Jasper County Texas | 3 | $ 225,000 | $ 75,000 | $ 87,000 |
| Midland County Texas | 3 | $ 385,000 | $ 128,000 | $ 112,000 |
| Polk County Texas | 3 | $ 345,000 | $ 115,000 | $ 97,000 |
| Shelby County Texas | 3 | $ 315,000 | $ 105,000 | $ 65,000 |
| Arkansas County Arkansas | 2 | $ 140,000 | $ 70,000 | $ 52,000 |
| Ashley County Arkansas | 2 | $ 190,000 | $ 95,000 | $ 73,000 |
| Boone County Arkansas | 2 | $ 110,000 | $ 55,000 | $ 94,000 |
| Drew County Arkansas | 2 | $ 270,000 | $ 135,000 | $ 53,000 |
| Faulkner County Arkansas | 2 | $ 150,000 | $ 75,000 | $ 52,000 |
| Hot Spring County Arkansas | 2 | $ 120,000 | $ 60,000 | $ 45,000 |
| Lafayette County Arkansas | 2 | $ 110,000 | $ 55,000 | $ 45,000 |
| Marion County Arkansas | 2 | $ 140,000 | $ 70,000 | $ 66,000 |
| Ouachita County Arkansas | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Pulaski County Arkansas | 2 | $ 160,000 | $ 80,000 | $ 84,000 |
| Avoyelles County Louisiana | 2 | $ 180,000 | $ 90,000 | $ 44,000 |
| East Carroll County Louisiana | 2 | $ 170,000 | $ 85,000 | $ 45,000 |
| East Feliciana County Louisiana | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Lafourche County Louisiana | 2 | $ 330,000 | $ 165,000 | $ 106,000 |
| Plaquemines County Louisiana | 2 | $ 250,000 | $ 125,000 | $ 86,000 |
| Richland County Louisiana | 2 | $ 300,000 | $ 150,000 | $ 0 |
| St. James County Louisiana | 2 | $ 130,000 | $ 65,000 | $ 61,000 |
| St. Tammany County Louisiana | 2 | $ 230,000 | $ 115,000 | $ 101,000 |
| Vermilion County Louisiana | 2 | $ 120,000 | $ 60,000 | $ 48,000 |
| Webster County Louisiana | 2 | $ 260,000 | $ 130,000 | $ 0 |
| West Carroll County Louisiana | 2 | $ 140,000 | $ 70,000 | $ 0 |
| West Feliciana County Louisiana | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Attala County Mississippi | 2 | $ 150,000 | $ 75,000 | $ 46,000 |
| Bolivar County Mississippi | 2 | $ 120,000 | $ 60,000 | $ 59,000 |
| Calhoun County Mississippi | 2 | $ 220,000 | $ 110,000 | $ 43,000 |
| Clarke County Mississippi | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Lafayette County Mississippi | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Marion County Mississippi | 2 | $ 140,000 | $ 70,000 | $ 66,000 |
| Monroe County Mississippi | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Newton County Mississippi | 2 | $ 130,000 | $ 65,000 | $ 55,000 |
| Oktibbeha County Mississippi | 2 | $ 150,000 | $ 75,000 | $ 53,000 |
| Rankin County Mississippi | 2 | $ 170,000 | $ 85,000 | $ 111,000 |
| Scott County Mississippi | 2 | $ 120,000 | $ 60,000 | $ 63,000 |
| Simpson County Mississippi | 2 | $ 230,000 | $ 115,000 | $ 59,000 |
| Smith County Mississippi | 2 | $ 120,000 | $ 60,000 | $ 54,000 |
| Wilkinson County Mississippi | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Winston County Mississippi | 2 | $ 160,000 | $ 80,000 | $ 38,000 |
| Sevier County Tennessee | 2 | $ 360,000 | $ 180,000 | $ 91,000 |
| Bexar County Texas | 2 | $ 300,000 | $ 150,000 | $ 88,000 |
| Brazoria County Texas | 2 | $ 270,000 | $ 135,000 | $ 125,000 |
| Brown County Texas | 2 | $ 150,000 | $ 75,000 | $ 82,000 |
| Chambers County Texas | 2 | $ 260,000 | $ 130,000 | $ 74,000 |
| Cherokee County Texas | 2 | $ 170,000 | $ 85,000 | $ 35,000 |
| Collin County Texas | 2 | $ 210,000 | $ 105,000 | $ 119,000 |
| Denton County Texas | 2 | $ 220,000 | $ 110,000 | $ 59,000 |
| Grayson County Texas | 2 | $ 150,000 | $ 75,000 | $ 53,000 |
| Hunt County Texas | 2 | $ 280,000 | $ 140,000 | $ 47,000 |
| Kaufman County Texas | 2 | $ 160,000 | $ 80,000 | $ 99,000 |
| Panola County Texas | 2 | $ 250,000 | $ 125,000 | $ 192,000 |
| Rains County Texas | 2 | $ 160,000 | $ 80,000 | $ 48,000 |
| Rockwall County Texas | 2 | $ 260,000 | $ 130,000 | $ 92,000 |
| Smith County Texas | 2 | $ 240,000 | $ 120,000 | $ 64,000 |
| Taylor County Texas | 2 | $ 180,000 | $ 90,000 | $ 91,000 |
| Titus County Texas | 2 | $ 2,610,000 | $ 1,305,000 | $ 145,000 |
| Tom Green County Texas | 2 | $ 110,000 | $ 55,000 | $ 42,000 |
| Trinity County Texas | 2 | $ 110,000 | $ 55,000 | $ 63,000 |
| Wharton County Texas | 2 | $ 200,000 | $ 100,000 | $ 58,000 |
| Baxter County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Benton County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Columbia County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Craighead County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Dallas County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 89,000 |
| Fulton County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 41,000 |
| Izard County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Logan County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 120,000 |
| Lonoke County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Monroe County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 34,000 |
| Polk County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Prairie County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 27,000 |
| Randolph County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 82,000 |
| St. Francis County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Washington County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
| Yell County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 77,000 |
| Bay County Florida | 1 | $ 235,000 | $ 235,000 | $ 111,000 |
| Bienville County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Caldwell County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Catahoula County Louisiana | 1 | $ 215,000 | $ 215,000 | $ 75,000 |
| Evangeline County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Franklin County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 64,000 |
| La Salle County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Lafayette County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 78,000 |
| Madison County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Pointe Coupee County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 0 |
| St. Helena County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Winn County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Adams County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Amite County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Chickasaw County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Covington County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 0 |
| DeSoto County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 28,000 |
| George County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Grenada County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 61,000 |
| Itawamba County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Jasper County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Jefferson County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 51,000 |
| Jefferson Davis County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Lauderdale County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Leake County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 127,000 |
| Lowndes County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 41,000 |
| Neshoba County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
| Noxubee County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Pearl River County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 101,000 |
| Perry County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Pike County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| Pontotoc County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Prentiss County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 63,000 |
| Stone County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Tippah County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Tishomingo County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 54,000 |
| Tunica County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 34,000 |
| Union County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| Walthall County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Yalobusha County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Choctaw County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 51,000 |
| Le Flore County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 10,000 |
| McCurtain County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 126,000 |
| Anderson County Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Aransas County Texas | 1 | $ 85,000 | $ 85,000 | $ 65,000 |
| Austin County Texas | 1 | $ 55,000 | $ 55,000 | $ 77,000 |
| Bastrop County Texas | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| Blanco County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Calhoun County Texas | 1 | $ 35,000 | $ 35,000 | $ 55,000 |
| Cameron County Texas | 1 | $ 65,000 | $ 65,000 | $ 39,000 |
| Camp County Texas | 1 | $ 95,000 | $ 95,000 | $ 75,000 |
| Coleman County Texas | 1 | $ 115,000 | $ 115,000 | $ 116,000 |
| Comanche County Texas | 1 | $ 25,000 | $ 25,000 | $ 18,000 |
| DeWitt County Texas | 1 | $ 2,905,000 | $ 2,905,000 | $ 0 |
| Dickens County Texas | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Duval County Texas | 1 | $ 175,000 | $ 175,000 | $ 142,000 |
| Eastland County Texas | 1 | $ 195,000 | $ 195,000 | $ 149,000 |
| Falls County Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Gaines County Texas | 1 | $ 135,000 | $ 135,000 | $ 78,000 |
| Hall County Texas | 1 | $ 135,000 | $ 135,000 | $ 100,000 |
| Hays County Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Hockley County Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Hood County Texas | 1 | $ 105,000 | $ 105,000 | $ 120,000 |
| Jefferson County Texas | 1 | $ 165,000 | $ 165,000 | $ 154,000 |
| Lee County Texas | 1 | $ 55,000 | $ 55,000 | $ 47,000 |
| Leon County Texas | 1 | $ 95,000 | $ 95,000 | $ 144,000 |
| Limestone County Texas | 1 | $ 105,000 | $ 105,000 | $ 137,000 |
| Live Oak County Texas | 1 | $ 125,000 | $ 125,000 | $ 92,000 |
| Llano County Texas | 1 | $ 95,000 | $ 95,000 | $ 86,000 |
| Madison County Texas | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| Marion County Texas | 1 | $ 115,000 | $ 115,000 | $ 83,000 |
| Morris County Texas | 1 | $ 65,000 | $ 65,000 | $ 83,000 |
| Newton County Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Nueces County Texas | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Oldham County Texas | 1 | $ 155,000 | $ 155,000 | $ 109,000 |
| Parker County Texas | 1 | $ 175,000 | $ 175,000 | $ 235,000 |
| Parmer County Texas | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Pecos County Texas | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
| Potter County Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Reeves County Texas | 1 | $ 45,000 | $ 45,000 | $ 27,000 |
| San Augustine County Texas | 1 | $ 55,000 | $ 55,000 | $ 61,000 |
| San Patricio County Texas | 1 | $ 115,000 | $ 115,000 | $ 89,000 |
| Scurry County Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Tyler County Texas | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Uvalde County Texas | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Van Zandt County Texas | 1 | $ 115,000 | $ 115,000 | $ 216,000 |
| Walker County Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Waller County Texas | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Wheeler County Texas | 1 | $ 115,000 | $ 115,000 | $ 64,000 |
| Wichita County Texas | 1 | $ 55,000 | $ 55,000 | $ 112,000 |
Mortgage Loan Application Detail Totals for Red River Employees Federal Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 947 | $90,065,000 | $95,000 | $2,485,000 | $74,000 | $675,000 |
| Cash-out Refinancing | 148 | $19,240,000 | $130,000 | $2,905,000 | $73,000 | $280,000 |
| Refinancing | 121 | $13,665,000 | $112,000 | $1,115,000 | $74,000 | $535,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 658 | $61,900,000 | $94,000 | $755,000 | $79,000 | $675,000 |
| Not applicable | 223 | $31,755,000 | $142,000 | $2,905,000 | $0 | $0 |
| Black or African American | 188 | $15,290,000 | $81,000 | $275,000 | $59,000 | $192,000 |
| Hispanic | 68 | $5,800,000 | $85,000 | $475,000 | $64,000 | $180,000 |
| Not Provided | 64 | $6,840,000 | $106,000 | $305,000 | $70,000 | $217,000 |
| Asian | 10 | $1,120,000 | $112,000 | $275,000 | $97,000 | $249,000 |
| American Indian or Alaskan Native | 4 | $230,000 | $57,000 | $75,000 | $48,000 | $82,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,213 | $122,505,000 | $100,000 | $2,905,000 | $74,000 | $675,000 |
| VA-guaranteed (Veterans Administration) | 3 | $465,000 | $155,000 | $265,000 | $73,000 | $90,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 564 | $62,460,000 | $110,000 | $2,905,000 | $79,000 | $565,000 |
| Application Approved But Not Accepted | 272 | $23,120,000 | $85,000 | $225,000 | $73,000 | $675,000 |
| Loan Purchased By The Institution | 192 | $19,820,000 | $103,000 | $205,000 | $0 | $0 |
| Application Denied By Financial Institution | 119 | $10,555,000 | $88,000 | $305,000 | $52,000 | $192,000 |
| File Closed For Incompleteness | 48 | $4,610,000 | $96,000 | $225,000 | $72,000 | $206,000 |
| Application Withdrawn By Applicant | 21 | $2,405,000 | $114,000 | $235,000 | $85,000 | $217,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,097 | $112,415,000 | $102,000 | $2,905,000 | $77,000 | $675,000 |
| Credit History | 66 | $5,350,000 | $81,000 | $265,000 | $56,000 | $192,000 |
| Debt-To-Income Ratio | 38 | $3,890,000 | $102,000 | $305,000 | $41,000 | $101,000 |
| Collateral | 7 | $735,000 | $105,000 | $295,000 | $66,000 | $100,000 |
| Other | 5 | $425,000 | $85,000 | $145,000 | $69,000 | $140,000 |
| Employment History | 2 | $100,000 | $50,000 | $55,000 | $28,000 | $35,000 |
| Unverifiable Information | 1 | $55,000 | $55,000 | $55,000 | $46,000 | $46,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Red River Employees Federal Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Red River Employees Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.