Refinance.Com
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for Refinance.Com.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Refinance.Com 60 Oak Drive Syosset, NY 11791 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2004 2003 |
| Total Number of Mortgage Applications | 2,577 |
| Total Mortgage Loan Application Amount | $541,431,000 |
| Average Mortgage Loan Application Amount | $178,400 |
| Highest Mortgage Loan Application Amount | $3,500,000 |
| Average Applicant Income | $163,150 |
| Highest Applicant Income | $2,036,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Nassau County New York | 487 | $ 120,773,000 | $ 247,000 | $ 94,000 |
| Suffolk County New York | 479 | $ 108,737,000 | $ 227,000 | $ 92,000 |
| Queens County New York | 251 | $ 61,279,000 | $ 244,000 | $ 67,000 |
| Kings County New York | 132 | $ 33,133,000 | $ 251,000 | $ 85,000 |
| Richmond County New York | 80 | $ 17,342,000 | $ 216,000 | $ 64,000 |
| Bronx County New York | 58 | $ 13,852,000 | $ 238,000 | $ 76,000 |
| Westchester County New York | 57 | $ 18,472,000 | $ 324,000 | $ 178,000 |
| Orange County New York | 47 | $ 8,105,000 | $ 172,000 | $ 84,000 |
| Fairfield County Connecticut | 39 | $ 9,686,000 | $ 248,000 | $ 80,000 |
| Broward County Florida | 37 | $ 5,921,000 | $ 160,000 | $ 78,000 |
| New Haven County Connecticut | 36 | $ 5,863,000 | $ 162,000 | $ 62,000 |
| Middlesex County Massachusetts | 34 | $ 7,922,000 | $ 233,000 | $ 127,000 |
| Rockland County New York | 31 | $ 7,028,000 | $ 226,000 | $ 85,000 |
| Miami-Dade County Florida | 29 | $ 5,507,000 | $ 189,000 | $ 113,000 |
| Hartford County Connecticut | 22 | $ 3,199,000 | $ 145,000 | $ 77,000 |
| Palm Beach County Florida | 22 | $ 3,534,000 | $ 160,000 | $ 88,000 |
| Brevard County Florida | 21 | $ 2,789,000 | $ 132,000 | $ 52,000 |
| Dutchess County New York | 20 | $ 4,259,000 | $ 212,000 | $ 77,000 |
| Volusia County Florida | 18 | $ 2,257,000 | $ 125,000 | $ 54,000 |
| Worcester County Massachusetts | 18 | $ 2,907,000 | $ 161,000 | $ 78,000 |
| New York County New York | 16 | $ 4,540,000 | $ 283,000 | $ 128,000 |
| Orange County Florida | 15 | $ 1,938,000 | $ 129,000 | $ 54,000 |
| Albany County New York | 15 | $ 2,154,000 | $ 143,000 | $ 66,000 |
| Pinellas County Florida | 14 | $ 2,229,000 | $ 159,000 | $ 73,000 |
| Essex County Massachusetts | 14 | $ 3,044,000 | $ 217,000 | $ 70,000 |
| Monroe County New York | 14 | $ 1,760,000 | $ 125,000 | $ 67,000 |
| Putnam County New York | 14 | $ 2,644,000 | $ 188,000 | $ 86,000 |
| Lee County Florida | 13 | $ 1,620,000 | $ 124,000 | $ 53,000 |
| Leon County Florida | 13 | $ 1,618,000 | $ 124,000 | $ 74,000 |
| Ulster County New York | 13 | $ 1,782,000 | $ 137,000 | $ 60,000 |
| Hillsborough County Florida | 12 | $ 1,643,000 | $ 136,000 | $ 41,000 |
| Bristol County Massachusetts | 12 | $ 2,086,000 | $ 173,000 | $ 80,000 |
| New London County Connecticut | 11 | $ 1,373,000 | $ 124,000 | $ 71,000 |
| Saratoga County New York | 11 | $ 1,572,000 | $ 142,000 | $ 65,000 |
| Sarasota County Florida | 10 | $ 1,441,000 | $ 144,000 | $ 113,000 |
| Norfolk County Massachusetts | 10 | $ 2,779,000 | $ 277,000 | $ 102,000 |
| Erie County New York | 10 | $ 1,145,000 | $ 114,000 | $ 57,000 |
| Duval County Florida | 9 | $ 1,084,000 | $ 120,000 | $ 30,000 |
| St. Lucie County Florida | 9 | $ 1,155,000 | $ 128,000 | $ 52,000 |
| Onondaga County New York | 9 | $ 1,032,000 | $ 114,000 | $ 63,000 |
| Hampden County Massachusetts | 8 | $ 1,229,000 | $ 153,000 | $ 62,000 |
| Plymouth County Massachusetts | 8 | $ 1,595,000 | $ 199,000 | $ 61,000 |
| Rensselaer County New York | 8 | $ 911,000 | $ 113,000 | $ 47,000 |
| Wayne County New York | 8 | $ 919,000 | $ 114,000 | $ 93,000 |
| Charlotte County Florida | 7 | $ 1,202,000 | $ 171,000 | $ 67,000 |
| Collier County Florida | 7 | $ 1,239,000 | $ 177,000 | $ 62,000 |
| Polk County Florida | 7 | $ 641,000 | $ 91,000 | $ 41,000 |
| Sullivan County New York | 7 | $ 869,000 | $ 124,000 | $ 74,000 |
| Litchfield County Connecticut | 6 | $ 1,017,000 | $ 169,000 | $ 74,000 |
| Middlesex County Connecticut | 6 | $ 1,192,000 | $ 198,000 | $ 137,000 |
| Alachua County Florida | 6 | $ 726,000 | $ 121,000 | $ 79,000 |
| Marion County Florida | 6 | $ 516,000 | $ 86,000 | $ 42,000 |
| Suffolk County Massachusetts | 6 | $ 1,407,000 | $ 234,000 | $ 73,000 |
| Broome County New York | 6 | $ 409,000 | $ 68,000 | $ 62,000 |
| Columbia County New York | 6 | $ 641,000 | $ 106,000 | $ 61,000 |
| Greene County New York | 6 | $ 589,000 | $ 98,000 | $ 85,000 |
| Niagara County New York | 6 | $ 635,000 | $ 105,000 | $ 58,000 |
| Oneida County New York | 6 | $ 549,000 | $ 91,000 | $ 65,000 |
| Clay County Florida | 5 | $ 681,000 | $ 136,000 | $ 77,000 |
| Martin County Florida | 5 | $ 800,000 | $ 160,000 | $ 73,000 |
| Seminole County Florida | 5 | $ 640,000 | $ 128,000 | $ 36,000 |
| Franklin County New York | 5 | $ 391,000 | $ 78,000 | $ 48,000 |
| Genesee County New York | 5 | $ 445,000 | $ 89,000 | $ 59,000 |
| Otsego County New York | 5 | $ 416,000 | $ 83,000 | $ 50,000 |
| Schenectady County New York | 5 | $ 674,000 | $ 134,000 | $ 97,000 |
| Beaufort County South Carolina | 5 | $ 687,000 | $ 137,000 | $ 62,000 |
| Greenville County South Carolina | 5 | $ 495,000 | $ 99,000 | $ 79,000 |
| Tolland County Connecticut | 4 | $ 606,000 | $ 151,000 | $ 62,000 |
| Lake County Florida | 4 | $ 380,000 | $ 95,000 | $ 51,000 |
| Walton County Florida | 4 | $ 1,007,000 | $ 251,000 | $ 64,000 |
| Barnstable County Massachusetts | 4 | $ 850,000 | $ 212,000 | $ 143,000 |
| Delaware County New York | 4 | $ 370,000 | $ 92,000 | $ 42,000 |
| Herkimer County New York | 4 | $ 487,000 | $ 121,000 | $ 62,000 |
| St. Lawrence County New York | 4 | $ 314,000 | $ 78,000 | $ 36,000 |
| Windham County Connecticut | 3 | $ 344,000 | $ 114,000 | $ 62,000 |
| Bay County Florida | 3 | $ 332,000 | $ 110,000 | $ 50,000 |
| Escambia County Florida | 3 | $ 319,000 | $ 106,000 | $ 53,000 |
| Flagler County Florida | 3 | $ 889,000 | $ 296,000 | $ 92,000 |
| Hardee County Florida | 3 | $ 336,000 | $ 112,000 | $ 57,000 |
| Hernando County Florida | 3 | $ 302,000 | $ 100,000 | $ 38,000 |
| Manatee County Florida | 3 | $ 533,000 | $ 177,000 | $ 51,000 |
| Osceola County Florida | 3 | $ 233,000 | $ 77,000 | $ 86,000 |
| Pasco County Florida | 3 | $ 347,000 | $ 115,000 | $ 55,000 |
| Putnam County Florida | 3 | $ 159,000 | $ 53,000 | $ 35,000 |
| St. Johns County Florida | 3 | $ 504,000 | $ 168,000 | $ 88,000 |
| Sumter County Florida | 3 | $ 256,000 | $ 85,000 | $ 48,000 |
| LaPorte County Indiana | 3 | $ 368,000 | $ 122,000 | $ 44,000 |
| Montgomery County New York | 3 | $ 268,000 | $ 89,000 | $ 58,000 |
| Ontario County New York | 3 | $ 216,000 | $ 72,000 | $ 94,000 |
| Oswego County New York | 3 | $ 245,000 | $ 81,000 | $ 59,000 |
| Tioga County New York | 3 | $ 151,000 | $ 50,000 | $ 49,000 |
| Washington County New York | 3 | $ 283,000 | $ 94,000 | $ 60,000 |
| Arapahoe County Colorado | 2 | $ 262,000 | $ 131,000 | $ 70,000 |
| Columbia County Florida | 2 | $ 295,000 | $ 147,000 | $ 80,000 |
| Highlands County Florida | 2 | $ 176,000 | $ 88,000 | $ 75,000 |
| Indian River County Florida | 2 | $ 230,000 | $ 115,000 | $ 96,000 |
| Okaloosa County Florida | 2 | $ 212,000 | $ 106,000 | $ 42,000 |
| Santa Rosa County Florida | 2 | $ 333,000 | $ 166,000 | $ 83,000 |
| Hendricks County Indiana | 2 | $ 283,000 | $ 141,000 | $ 50,000 |
| Berkshire County Massachusetts | 2 | $ 241,000 | $ 120,000 | $ 64,000 |
| Hennepin County Minnesota | 2 | $ 556,000 | $ 278,000 | $ 79,000 |
| Steele County Minnesota | 2 | $ 202,000 | $ 101,000 | $ 36,000 |
| Cayuga County New York | 2 | $ 180,000 | $ 90,000 | $ 68,000 |
| Chautauqua County New York | 2 | $ 266,000 | $ 133,000 | $ 62,000 |
| Chemung County New York | 2 | $ 123,000 | $ 61,000 | $ 30,000 |
| Clinton County New York | 2 | $ 182,000 | $ 91,000 | $ 40,000 |
| Essex County New York | 2 | $ 258,000 | $ 129,000 | $ 49,000 |
| Tompkins County New York | 2 | $ 203,000 | $ 101,000 | $ 48,000 |
| Berkeley County South Carolina | 2 | $ 181,000 | $ 90,000 | $ 45,000 |
| Charleston County South Carolina | 2 | $ 266,000 | $ 133,000 | $ 65,000 |
| Greenwood County South Carolina | 2 | $ 238,000 | $ 119,000 | $ 69,000 |
| Horry County South Carolina | 2 | $ 262,000 | $ 131,000 | $ 87,000 |
| Adams County Colorado | 1 | $ 180,000 | $ 180,000 | $ 75,000 |
| El Paso County Colorado | 1 | $ 370,000 | $ 370,000 | $ 98,000 |
| La Plata County Colorado | 1 | $ 204,000 | $ 204,000 | $ 39,000 |
| Mesa County Colorado | 1 | $ 168,000 | $ 168,000 | $ 120,000 |
| Summit County Colorado | 1 | $ 323,000 | $ 323,000 | $ 86,000 |
| Baker County Florida | 1 | $ 400,000 | $ 400,000 | $ 145,000 |
| Citrus County Florida | 1 | $ 125,000 | $ 125,000 | $ 87,000 |
| DeSoto County Florida | 1 | $ 133,000 | $ 133,000 | $ 120,000 |
| Franklin County Florida | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Glades County Florida | 1 | $ 63,000 | $ 63,000 | $ 43,000 |
| Nassau County Florida | 1 | $ 118,000 | $ 118,000 | $ 36,000 |
| Suwannee County Florida | 1 | $ 90,000 | $ 90,000 | $ 29,000 |
| Washington County Florida | 1 | $ 99,000 | $ 99,000 | $ 47,000 |
| Clay County Indiana | 1 | $ 94,000 | $ 94,000 | $ 37,000 |
| Delaware County Indiana | 1 | $ 84,000 | $ 84,000 | $ 67,000 |
| Elkhart County Indiana | 1 | $ 99,000 | $ 99,000 | $ 64,000 |
| Hancock County Indiana | 1 | $ 172,000 | $ 172,000 | $ 80,000 |
| Harrison County Indiana | 1 | $ 234,000 | $ 234,000 | $ 82,000 |
| Huntington County Indiana | 1 | $ 68,000 | $ 68,000 | $ 26,000 |
| Johnson County Indiana | 1 | $ 88,000 | $ 88,000 | $ 42,000 |
| Kosciusko County Indiana | 1 | $ 77,000 | $ 77,000 | $ 28,000 |
| Lake County Indiana | 1 | $ 157,000 | $ 157,000 | $ 73,000 |
| Madison County Indiana | 1 | $ 117,000 | $ 117,000 | $ 57,000 |
| Marion County Indiana | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Noble County Indiana | 1 | $ 67,000 | $ 67,000 | $ 24,000 |
| Tipton County Indiana | 1 | $ 69,000 | $ 69,000 | $ 53,000 |
| Warren County Indiana | 1 | $ 199,000 | $ 199,000 | $ 73,000 |
| Wayne County Indiana | 1 | $ 92,000 | $ 92,000 | $ 52,000 |
| Franklin County Massachusetts | 1 | $ 107,000 | $ 107,000 | $ 46,000 |
| Anoka County Minnesota | 1 | $ 252,000 | $ 252,000 | $ 51,000 |
| Koochiching County Minnesota | 1 | $ 111,000 | $ 111,000 | $ 49,000 |
| St. Louis County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 78,000 |
| Cattaraugus County New York | 1 | $ 124,000 | $ 124,000 | $ 108,000 |
| Chenango County New York | 1 | $ 111,000 | $ 111,000 | $ 80,000 |
| Hamilton County New York | 1 | $ 68,000 | $ 68,000 | $ 90,000 |
| Jefferson County New York | 1 | $ 126,000 | $ 126,000 | $ 99,000 |
| Madison County New York | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Schoharie County New York | 1 | $ 90,000 | $ 90,000 | $ 125,000 |
| Seneca County New York | 1 | $ 50,000 | $ 50,000 | $ 14,000 |
| Steuben County New York | 1 | $ 59,000 | $ 59,000 | $ 43,000 |
| Warren County New York | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Dorchester County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 80,000 |
| Lexington County South Carolina | 1 | $ 76,000 | $ 76,000 | $ 20,000 |
| York County South Carolina | 1 | $ 131,000 | $ 131,000 | $ 50,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Refinance.Com in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase (one-to-four family) | 1,369 | $310,369,000 | $185,555 | $3,500,000 | $74,222 | $2,036,000 |
| Refinancing (home purchase or home improvement, one-to-four family) | 1,207 | $230,894,000 | $173,000 | $1,620,000 | $259,500 | $2,005,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 1 | $168,000 | $168,000 | $168,000 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,725 | $353,259,000 | $179,444 | $3,500,000 | $73,222 | $2,036,000 |
| Black | 300 | $70,453,000 | $202,666 | $500,000 | $70,666 | $274,000 |
| Hispanic | 233 | $48,485,000 | $170,333 | $500,000 | $56,166 | $592,000 |
| Information not provided by applicant in mail or telephone application | 192 | $38,264,000 | $152,625 | $720,000 | $68,250 | $720,000 |
| Other | 59 | $14,185,000 | $196,200 | $843,000 | $63,200 | $216,000 |
| Asian or Pacific Islander | 47 | $13,013,000 | $265,000 | $1,000,000 | $115,000 | $704,000 |
| Not applicable | 19 | $3,571,000 | $165,200 | $450,000 | $71,000 | $362,000 |
| American Indian or Alaskan Native | 3 | $523,000 | $174,333 | $257,000 | $695,333 | $2,005,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,417 | $505,238,000 | $184,600 | $3,500,000 | $264,000 | $2,036,000 |
| FHA-insured (Federal Housing Administration) | 161 | $36,515,000 | $214,000 | $355,000 | $68,000 | $136,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,327 | $471,062,000 | $182,900 | $1,700,000 | $262,400 | $2,036,000 |
| Application Withdrawn By Applicant | 122 | $31,317,000 | $269,333 | $1,620,000 | $102,333 | $704,000 |
| Application Approved But Not Accepted | 114 | $31,805,000 | $269,333 | $1,000,000 | $87,333 | $704,000 |
| Application Denied By Financial Institution | 12 | $6,814,000 | $423,000 | $3,500,000 | $150,500 | $1,077,000 |
| File Closed For Incompleteness | 2 | $470,000 | $235,000 | $320,000 | $23,000 | $46,000 |
| Loan Purchased By The Institution | 1 | $285,000 | $285,000 | $285,000 | $110,000 | $110,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 2 | $1,172,000 | $586,000 | $1,000,000 | $466,000 | $840,000 |
| Credit History | 2 | $591,000 | $295,000 | $325,000 | $77,000 | $84,000 |
| Debt-To-Income Ratio | 2 | $496,000 | $248,000 | $250,000 | $75,000 | $79,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $232,000 | $232,000 | $232,000 | $85,000 | $85,000 |
| Other | 1 | $3,500,000 | $3,500,000 | $3,500,000 | $1,077,000 | $1,077,000 |
| Unverifiable Information | 1 | $220,000 | $220,000 | $220,000 | $75,000 | $75,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.