Refinance.Com
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Refinance.Com 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Refinance.Com 60 Oak Drive Syosset, NY 11791 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2004 2003 |
| Total Number of Mortgage Applications | 4,100 |
| Total Mortgage Loan Application Amount | $1,114,500,000 |
| Average Mortgage Loan Application Amount | $285,000 |
| Highest Mortgage Loan Application Amount | $1,800,000 |
| Average Applicant Income | $92,666 |
| Highest Applicant Income | $1,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Refinance.Com. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Refinance.Com's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Refinance.Com's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Refinance.Com serves its applicants.
Each category highlights the total number of mortgage applications processed by Refinance.Com, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Refinance.Com's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk County New York | 222 | $ 70,393,000 | $ 317,000 | $ 100,000 |
| Nassau County New York | 142 | $ 48,863,000 | $ 344,000 | $ 114,000 |
| Queens County New York | 131 | $ 43,766,000 | $ 334,000 | $ 83,000 |
| Kings County New York | 99 | $ 36,849,000 | $ 372,000 | $ 96,000 |
| Essex County New Jersey | 88 | $ 25,445,000 | $ 289,000 | $ 87,000 |
| Bergen County New Jersey | 74 | $ 25,656,000 | $ 346,000 | $ 131,000 |
| Ocean County New Jersey | 72 | $ 19,525,000 | $ 271,000 | $ 82,000 |
| Prince George's County Maryland | 70 | $ 18,819,000 | $ 268,000 | $ 73,000 |
| Richmond County New York | 70 | $ 21,831,000 | $ 311,000 | $ 99,000 |
| Monmouth County New Jersey | 69 | $ 24,034,000 | $ 348,000 | $ 109,000 |
| New Haven County Connecticut | 67 | $ 16,220,000 | $ 242,000 | $ 85,000 |
| Westchester County New York | 65 | $ 22,644,000 | $ 348,000 | $ 126,000 |
| Fairfield County Connecticut | 60 | $ 20,292,000 | $ 338,000 | $ 117,000 |
| Burlington County New Jersey | 59 | $ 14,365,000 | $ 243,000 | $ 95,000 |
| Broward County Florida | 56 | $ 14,849,000 | $ 265,000 | $ 81,000 |
| Middlesex County New Jersey | 54 | $ 14,945,000 | $ 276,000 | $ 93,000 |
| Camden County New Jersey | 52 | $ 12,223,000 | $ 235,000 | $ 84,000 |
| Hartford County Connecticut | 51 | $ 11,184,000 | $ 219,000 | $ 81,000 |
| Fairfax County Virginia | 50 | $ 19,651,000 | $ 393,000 | $ 132,000 |
| Orange County New York | 49 | $ 12,390,000 | $ 252,000 | $ 88,000 |
| Gloucester County New Jersey | 47 | $ 9,819,000 | $ 208,000 | $ 71,000 |
| Passaic County New Jersey | 47 | $ 13,303,000 | $ 283,000 | $ 88,000 |
| Union County New Jersey | 46 | $ 13,220,000 | $ 287,000 | $ 98,000 |
| Baltimore County Maryland | 44 | $ 10,196,000 | $ 231,000 | $ 70,000 |
| Bronx County New York | 43 | $ 14,848,000 | $ 345,000 | $ 81,000 |
| Rockland County New York | 42 | $ 14,580,000 | $ 347,000 | $ 103,000 |
| Prince William County Virginia | 42 | $ 12,324,000 | $ 293,000 | $ 94,000 |
| Miami-Dade County Florida | 41 | $ 11,783,000 | $ 287,000 | $ 87,000 |
| Dutchess County New York | 41 | $ 11,291,000 | $ 275,000 | $ 94,000 |
| Montgomery County Maryland | 38 | $ 12,838,000 | $ 337,000 | $ 97,000 |
| Palm Beach County Florida | 34 | $ 8,797,000 | $ 258,000 | $ 76,000 |
| Morris County New Jersey | 33 | $ 13,225,000 | $ 400,000 | $ 110,000 |
| Atlantic County New Jersey | 32 | $ 7,925,000 | $ 247,000 | $ 80,000 |
| Anne Arundel County Maryland | 31 | $ 8,371,000 | $ 270,000 | $ 77,000 |
| New York County New York | 30 | $ 12,613,000 | $ 420,000 | $ 147,000 |
| District of Columbia County District Of Columbia | 29 | $ 10,009,000 | $ 345,000 | $ 106,000 |
| Sussex County New Jersey | 28 | $ 7,255,000 | $ 259,000 | $ 96,000 |
| Polk County Florida | 27 | $ 4,539,000 | $ 168,000 | $ 55,000 |
| Virginia Beach County Virginia | 27 | $ 6,534,000 | $ 242,000 | $ 71,000 |
| Duval County Florida | 26 | $ 4,943,000 | $ 190,000 | $ 78,000 |
| Hillsborough County Florida | 26 | $ 5,436,000 | $ 209,000 | $ 75,000 |
| Mercer County New Jersey | 26 | $ 5,608,000 | $ 215,000 | $ 80,000 |
| Chesapeake County Virginia | 25 | $ 5,564,000 | $ 222,000 | $ 71,000 |
| Orange County Florida | 24 | $ 5,455,000 | $ 227,000 | $ 78,000 |
| Stafford County Virginia | 24 | $ 8,438,000 | $ 351,000 | $ 106,000 |
| Hudson County New Jersey | 22 | $ 6,602,000 | $ 300,000 | $ 106,000 |
| Charles County Maryland | 21 | $ 6,175,000 | $ 294,000 | $ 97,000 |
| Cape May County New Jersey | 21 | $ 5,499,000 | $ 261,000 | $ 113,000 |
| Ulster County New York | 21 | $ 4,947,000 | $ 235,000 | $ 84,000 |
| Lee County Florida | 20 | $ 4,969,000 | $ 248,000 | $ 80,000 |
| Somerset County New Jersey | 20 | $ 6,492,000 | $ 324,000 | $ 108,000 |
| Chesterfield County Virginia | 20 | $ 4,078,000 | $ 203,000 | $ 70,000 |
| New London County Connecticut | 19 | $ 4,018,000 | $ 211,000 | $ 70,000 |
| Pinellas County Florida | 19 | $ 4,958,000 | $ 260,000 | $ 94,000 |
| Loudoun County Virginia | 19 | $ 6,704,000 | $ 352,000 | $ 109,000 |
| Litchfield County Connecticut | 18 | $ 4,499,000 | $ 249,000 | $ 89,000 |
| Seminole County Florida | 18 | $ 3,215,000 | $ 178,000 | $ 70,000 |
| Putnam County New York | 18 | $ 6,172,000 | $ 342,000 | $ 101,000 |
| Montgomery County Pennsylvania | 18 | $ 4,491,000 | $ 249,000 | $ 75,000 |
| St. Lucie County Florida | 17 | $ 4,064,000 | $ 239,000 | $ 63,000 |
| Cumberland County New Jersey | 17 | $ 3,154,000 | $ 185,000 | $ 85,000 |
| York County Pennsylvania | 17 | $ 3,355,000 | $ 197,000 | $ 81,000 |
| Spotsylvania County Virginia | 17 | $ 5,515,000 | $ 324,000 | $ 86,000 |
| Bucks County Pennsylvania | 16 | $ 3,458,000 | $ 216,000 | $ 78,000 |
| Philadelphia County Pennsylvania | 16 | $ 2,341,000 | $ 146,000 | $ 76,000 |
| Saratoga County New York | 15 | $ 3,341,000 | $ 222,000 | $ 80,000 |
| Pasco County Florida | 14 | $ 2,828,000 | $ 202,000 | $ 78,000 |
| Warren County New Jersey | 14 | $ 3,678,000 | $ 262,000 | $ 80,000 |
| Delaware County Pennsylvania | 14 | $ 3,133,000 | $ 223,000 | $ 73,000 |
| Middlesex County Connecticut | 13 | $ 3,648,000 | $ 280,000 | $ 96,000 |
| Lake County Florida | 13 | $ 2,748,000 | $ 211,000 | $ 68,000 |
| Osceola County Florida | 13 | $ 2,787,000 | $ 214,000 | $ 52,000 |
| Volusia County Florida | 13 | $ 2,917,000 | $ 224,000 | $ 95,000 |
| Baltimore City County Maryland | 13 | $ 3,345,000 | $ 257,000 | $ 78,000 |
| Allegheny County Pennsylvania | 13 | $ 1,738,000 | $ 133,000 | $ 58,000 |
| Monroe County Pennsylvania | 13 | $ 2,665,000 | $ 205,000 | $ 81,000 |
| Collier County Florida | 12 | $ 4,318,000 | $ 359,000 | $ 102,000 |
| Marion County Florida | 12 | $ 2,471,000 | $ 205,000 | $ 66,000 |
| Frederick County Maryland | 12 | $ 3,529,000 | $ 294,000 | $ 97,000 |
| Harford County Maryland | 12 | $ 3,022,000 | $ 251,000 | $ 65,000 |
| Washington County Maryland | 12 | $ 2,785,000 | $ 232,000 | $ 59,000 |
| Worcester County Massachusetts | 12 | $ 2,281,000 | $ 190,000 | $ 69,000 |
| Henrico County Virginia | 12 | $ 2,804,000 | $ 233,000 | $ 70,000 |
| Carroll County Maryland | 11 | $ 3,269,000 | $ 297,000 | $ 85,000 |
| Tolland County Connecticut | 10 | $ 2,229,000 | $ 222,000 | $ 64,000 |
| Windham County Connecticut | 10 | $ 2,312,000 | $ 231,000 | $ 65,000 |
| New Castle County Delaware | 10 | $ 2,077,000 | $ 207,000 | $ 60,000 |
| Howard County Maryland | 10 | $ 3,323,000 | $ 332,000 | $ 97,000 |
| Hunterdon County New Jersey | 10 | $ 3,774,000 | $ 377,000 | $ 96,000 |
| Greene County New York | 10 | $ 2,122,000 | $ 212,000 | $ 67,000 |
| Sullivan County New York | 10 | $ 2,372,000 | $ 237,000 | $ 60,000 |
| Northampton County Pennsylvania | 10 | $ 2,472,000 | $ 247,000 | $ 75,000 |
| Hampton County Virginia | 10 | $ 1,995,000 | $ 199,000 | $ 67,000 |
| Norfolk County Virginia | 10 | $ 1,872,000 | $ 187,000 | $ 47,000 |
| Brevard County Florida | 9 | $ 1,976,000 | $ 219,000 | $ 45,000 |
| Sarasota County Florida | 9 | $ 1,938,000 | $ 215,000 | $ 159,000 |
| Bristol County Massachusetts | 9 | $ 2,091,000 | $ 232,000 | $ 60,000 |
| Middlesex County Massachusetts | 9 | $ 3,661,000 | $ 406,000 | $ 121,000 |
| Norfolk County Massachusetts | 9 | $ 2,857,000 | $ 317,000 | $ 76,000 |
| Onondaga County New York | 9 | $ 1,440,000 | $ 160,000 | $ 79,000 |
| Chester County Pennsylvania | 9 | $ 2,355,000 | $ 261,000 | $ 89,000 |
| Frederick County Virginia | 9 | $ 2,662,000 | $ 295,000 | $ 88,000 |
| Clay County Florida | 8 | $ 1,336,000 | $ 167,000 | $ 64,000 |
| St. Johns County Florida | 8 | $ 3,281,000 | $ 410,000 | $ 117,000 |
| St. Mary's County Maryland | 8 | $ 2,130,000 | $ 266,000 | $ 90,000 |
| Salem County New Jersey | 8 | $ 2,157,000 | $ 269,000 | $ 123,000 |
| Erie County New York | 8 | $ 1,416,000 | $ 177,000 | $ 58,000 |
| Schenectady County New York | 8 | $ 1,029,000 | $ 128,000 | $ 77,000 |
| Cumberland County Pennsylvania | 8 | $ 1,350,000 | $ 168,000 | $ 54,000 |
| Franklin County Pennsylvania | 8 | $ 2,103,000 | $ 262,000 | $ 95,000 |
| Gloucester County Virginia | 8 | $ 1,468,000 | $ 183,000 | $ 62,000 |
| Charlotte County Florida | 7 | $ 1,450,000 | $ 207,000 | $ 49,000 |
| Gadsden County Florida | 7 | $ 1,204,000 | $ 172,000 | $ 71,000 |
| Manatee County Florida | 7 | $ 2,059,000 | $ 294,000 | $ 73,000 |
| Cecil County Maryland | 7 | $ 1,755,000 | $ 250,000 | $ 108,000 |
| Plymouth County Massachusetts | 7 | $ 2,834,000 | $ 404,000 | $ 89,000 |
| St. Louis County Missouri | 7 | $ 1,184,000 | $ 169,000 | $ 86,000 |
| Warren County New York | 7 | $ 1,458,000 | $ 208,000 | $ 62,000 |
| Lancaster County Pennsylvania | 7 | $ 1,109,000 | $ 158,000 | $ 68,000 |
| Fauquier County Virginia | 7 | $ 2,476,000 | $ 353,000 | $ 74,000 |
| Newport News County Virginia | 7 | $ 1,498,000 | $ 214,000 | $ 70,000 |
| Portsmouth County Virginia | 7 | $ 1,360,000 | $ 194,000 | $ 74,000 |
| Los Angeles County California | 6 | $ 1,795,000 | $ 299,000 | $ 73,000 |
| Riverside County California | 6 | $ 1,977,000 | $ 329,000 | $ 89,000 |
| Hernando County Florida | 6 | $ 1,207,000 | $ 201,000 | $ 77,000 |
| Monroe County Florida | 6 | $ 2,321,000 | $ 386,000 | $ 90,000 |
| Lake County Indiana | 6 | $ 991,000 | $ 165,000 | $ 55,000 |
| Oakland County Michigan | 6 | $ 1,168,000 | $ 194,000 | $ 67,000 |
| Wayne County Michigan | 6 | $ 1,005,000 | $ 167,000 | $ 66,000 |
| Bernalillo County New Mexico | 6 | $ 1,011,000 | $ 168,000 | $ 41,000 |
| Albany County New York | 6 | $ 1,143,000 | $ 190,000 | $ 55,000 |
| Delaware County New York | 6 | $ 1,848,000 | $ 308,000 | $ 83,000 |
| Beaufort County South Carolina | 6 | $ 1,332,000 | $ 222,000 | $ 125,000 |
| Orange County Virginia | 6 | $ 1,777,000 | $ 296,000 | $ 64,000 |
| Shenandoah County Virginia | 6 | $ 1,179,000 | $ 196,000 | $ 62,000 |
| Warren County Virginia | 6 | $ 1,436,000 | $ 239,000 | $ 73,000 |
| Bay County Florida | 5 | $ 940,000 | $ 188,000 | $ 83,000 |
| Escambia County Florida | 5 | $ 841,000 | $ 168,000 | $ 77,000 |
| Flagler County Florida | 5 | $ 1,313,000 | $ 262,000 | $ 63,000 |
| Martin County Florida | 5 | $ 1,053,000 | $ 210,000 | $ 52,000 |
| York County Maine | 5 | $ 1,012,000 | $ 202,000 | $ 58,000 |
| Barnstable County Massachusetts | 5 | $ 1,199,000 | $ 239,000 | $ 51,000 |
| Hampden County Massachusetts | 5 | $ 996,000 | $ 199,000 | $ 60,000 |
| Monroe County New York | 5 | $ 1,153,000 | $ 230,000 | $ 100,000 |
| Niagara County New York | 5 | $ 845,000 | $ 169,000 | $ 68,000 |
| Rensselaer County New York | 5 | $ 891,000 | $ 178,000 | $ 59,000 |
| Lehigh County Pennsylvania | 5 | $ 1,034,000 | $ 206,000 | $ 72,000 |
| Washington County Pennsylvania | 5 | $ 852,000 | $ 170,000 | $ 59,000 |
| Charleston County South Carolina | 5 | $ 1,408,000 | $ 281,000 | $ 66,000 |
| Alexandria County Virginia | 5 | $ 1,340,000 | $ 268,000 | $ 69,000 |
| Caroline County Virginia | 5 | $ 985,000 | $ 197,000 | $ 51,000 |
| Manassas Park County Virginia | 5 | $ 1,576,000 | $ 315,000 | $ 87,000 |
| Prince George County Virginia | 5 | $ 1,047,000 | $ 209,000 | $ 89,000 |
| Richmond City County Virginia | 5 | $ 1,208,000 | $ 241,000 | $ 88,000 |
| Roanoke County Virginia | 5 | $ 928,000 | $ 185,000 | $ 75,000 |
| Fresno County California | 4 | $ 868,000 | $ 217,000 | $ 52,000 |
| Arapahoe County Colorado | 4 | $ 892,000 | $ 223,000 | $ 89,000 |
| Denver County Colorado | 4 | $ 1,047,000 | $ 261,000 | $ 78,000 |
| Okaloosa County Florida | 4 | $ 811,000 | $ 202,000 | $ 61,000 |
| Essex County Massachusetts | 4 | $ 1,241,000 | $ 310,000 | $ 131,000 |
| Franklin County Massachusetts | 4 | $ 683,000 | $ 170,000 | $ 41,000 |
| Suffolk County Massachusetts | 4 | $ 838,000 | $ 209,000 | $ 73,000 |
| Livingston County Michigan | 4 | $ 848,000 | $ 212,000 | $ 78,000 |
| Hennepin County Minnesota | 4 | $ 696,000 | $ 174,000 | $ 88,000 |
| Columbia County New York | 4 | $ 942,000 | $ 235,000 | $ 76,000 |
| Otsego County New York | 4 | $ 1,084,000 | $ 271,000 | $ 88,000 |
| Schuyler County New York | 4 | $ 579,000 | $ 144,000 | $ 52,000 |
| Washington County New York | 4 | $ 2,254,000 | $ 563,000 | $ 221,000 |
| Adams County Pennsylvania | 4 | $ 794,000 | $ 198,000 | $ 71,000 |
| Luzerne County Pennsylvania | 4 | $ 692,000 | $ 173,000 | $ 61,000 |
| Pike County Pennsylvania | 4 | $ 720,000 | $ 180,000 | $ 54,000 |
| Horry County South Carolina | 4 | $ 524,000 | $ 131,000 | $ 71,000 |
| Albemarle County Virginia | 4 | $ 1,356,000 | $ 339,000 | $ 149,000 |
| Augusta County Virginia | 4 | $ 738,000 | $ 184,000 | $ 72,000 |
| Charles City County Virginia | 4 | $ 1,125,000 | $ 281,000 | $ 78,000 |
| Culpeper County Virginia | 4 | $ 989,000 | $ 247,000 | $ 91,000 |
| Isle of Wight County Virginia | 4 | $ 1,298,000 | $ 324,000 | $ 106,000 |
| King William County Virginia | 4 | $ 665,000 | $ 166,000 | $ 75,000 |
| Manassas County Virginia | 4 | $ 1,231,000 | $ 307,000 | $ 75,000 |
| Rockingham County Virginia | 4 | $ 835,000 | $ 208,000 | $ 45,000 |
| York County Virginia | 4 | $ 803,000 | $ 200,000 | $ 76,000 |
| Anchorage County Alaska | 3 | $ 785,000 | $ 261,000 | $ 101,000 |
| Alameda County California | 3 | $ 1,815,000 | $ 605,000 | $ 149,000 |
| San Bernardino County California | 3 | $ 547,000 | $ 182,000 | $ 66,000 |
| Montezuma County Colorado | 3 | $ 661,000 | $ 220,000 | $ 60,000 |
| Kent County Delaware | 3 | $ 737,000 | $ 245,000 | $ 53,000 |
| Citrus County Florida | 3 | $ 813,000 | $ 271,000 | $ 65,000 |
| Leon County Florida | 3 | $ 717,000 | $ 239,000 | $ 99,000 |
| Nassau County Florida | 3 | $ 1,393,000 | $ 464,000 | $ 65,000 |
| Marion County Indiana | 3 | $ 538,000 | $ 179,000 | $ 78,000 |
| Wayne County Indiana | 3 | $ 394,000 | $ 131,000 | $ 61,000 |
| Calvert County Maryland | 3 | $ 684,000 | $ 228,000 | $ 54,000 |
| Caroline County Maryland | 3 | $ 595,000 | $ 198,000 | $ 62,000 |
| Dorchester County Maryland | 3 | $ 426,000 | $ 142,000 | $ 41,000 |
| Macomb County Michigan | 3 | $ 601,000 | $ 200,000 | $ 61,000 |
| Ottawa County Michigan | 3 | $ 556,000 | $ 185,000 | $ 83,000 |
| Anoka County Minnesota | 3 | $ 555,000 | $ 185,000 | $ 58,000 |
| Ramsey County Minnesota | 3 | $ 619,000 | $ 206,000 | $ 58,000 |
| St. Charles County Missouri | 3 | $ 525,000 | $ 175,000 | $ 77,000 |
| Flathead County Montana | 3 | $ 531,000 | $ 177,000 | $ 36,000 |
| Santa Fe County New Mexico | 3 | $ 418,000 | $ 139,000 | $ 77,000 |
| Broome County New York | 3 | $ 532,000 | $ 177,000 | $ 51,000 |
| Clinton County New York | 3 | $ 424,000 | $ 141,000 | $ 61,000 |
| Franklin County New York | 3 | $ 495,000 | $ 165,000 | $ 56,000 |
| Seneca County New York | 3 | $ 602,000 | $ 200,000 | $ 109,000 |
| Multnomah County Oregon | 3 | $ 686,000 | $ 228,000 | $ 62,000 |
| Butler County Pennsylvania | 3 | $ 851,000 | $ 283,000 | $ 107,000 |
| Dauphin County Pennsylvania | 3 | $ 537,000 | $ 179,000 | $ 68,000 |
| Berkeley County South Carolina | 3 | $ 499,000 | $ 166,000 | $ 70,000 |
| Dorchester County South Carolina | 3 | $ 479,000 | $ 159,000 | $ 46,000 |
| Florence County South Carolina | 3 | $ 623,000 | $ 207,000 | $ 59,000 |
| Lexington County South Carolina | 3 | $ 423,000 | $ 141,000 | $ 69,000 |
| Arlington County Virginia | 3 | $ 927,000 | $ 309,000 | $ 98,000 |
| Bristol County Virginia | 3 | $ 448,000 | $ 149,000 | $ 95,000 |
| Fluvanna County Virginia | 3 | $ 641,000 | $ 213,000 | $ 48,000 |
| Middlesex County Virginia | 3 | $ 595,000 | $ 198,000 | $ 71,000 |
| Powhatan County Virginia | 3 | $ 597,000 | $ 199,000 | $ 140,000 |
| Southampton County Virginia | 3 | $ 637,000 | $ 212,000 | $ 66,000 |
| Suffolk County Virginia | 3 | $ 937,000 | $ 312,000 | $ 87,000 |
| Prince of Wales-Outer Ketchikan County Alaska | 2 | $ 284,000 | $ 142,000 | $ 60,000 |
| Kern County California | 2 | $ 452,000 | $ 226,000 | $ 100,000 |
| Orange County California | 2 | $ 735,000 | $ 367,000 | $ 173,000 |
| Adams County Colorado | 2 | $ 455,000 | $ 227,000 | $ 65,000 |
| Eagle County Colorado | 2 | $ 1,148,000 | $ 574,000 | $ 150,000 |
| El Paso County Colorado | 2 | $ 327,000 | $ 163,000 | $ 41,000 |
| Jefferson County Colorado | 2 | $ 450,000 | $ 225,000 | $ 95,000 |
| Las Animas County Colorado | 2 | $ 430,000 | $ 215,000 | $ 50,000 |
| Weld County Colorado | 2 | $ 409,000 | $ 204,000 | $ 61,000 |
| Sussex County Delaware | 2 | $ 393,000 | $ 196,000 | $ 75,000 |
| Alachua County Florida | 2 | $ 956,000 | $ 478,000 | $ 170,000 |
| Columbia County Florida | 2 | $ 343,000 | $ 171,000 | $ 45,000 |
| Gilchrist County Florida | 2 | $ 325,000 | $ 162,000 | $ 38,000 |
| Indian River County Florida | 2 | $ 306,000 | $ 153,000 | $ 71,000 |
| Okeechobee County Florida | 2 | $ 333,000 | $ 166,000 | $ 43,000 |
| Wakulla County Florida | 2 | $ 438,000 | $ 219,000 | $ 133,000 |
| Walton County Florida | 2 | $ 701,000 | $ 350,000 | $ 140,000 |
| Cook County Illinois | 2 | $ 638,000 | $ 319,000 | $ 98,000 |
| Elkhart County Indiana | 2 | $ 317,000 | $ 158,000 | $ 72,000 |
| Hamilton County Indiana | 2 | $ 392,000 | $ 196,000 | $ 69,000 |
| Parke County Indiana | 2 | $ 274,000 | $ 137,000 | $ 65,000 |
| Cumberland County Maine | 2 | $ 335,000 | $ 167,000 | $ 60,000 |
| Allegany County Maryland | 2 | $ 331,000 | $ 165,000 | $ 65,000 |
| Garrett County Maryland | 2 | $ 479,000 | $ 239,000 | $ 90,000 |
| Wicomico County Maryland | 2 | $ 382,000 | $ 191,000 | $ 53,000 |
| Allegan County Michigan | 2 | $ 304,000 | $ 152,000 | $ 39,000 |
| Cass County Michigan | 2 | $ 325,000 | $ 162,000 | $ 54,000 |
| Kent County Michigan | 2 | $ 281,000 | $ 140,000 | $ 61,000 |
| Lapeer County Michigan | 2 | $ 403,000 | $ 201,000 | $ 63,000 |
| Marquette County Michigan | 2 | $ 309,000 | $ 154,000 | $ 57,000 |
| Mason County Michigan | 2 | $ 328,000 | $ 164,000 | $ 47,000 |
| Midland County Michigan | 2 | $ 313,000 | $ 156,000 | $ 80,000 |
| Saginaw County Michigan | 2 | $ 297,000 | $ 148,000 | $ 52,000 |
| Gallatin County Montana | 2 | $ 474,000 | $ 237,000 | $ 23,000 |
| Lewis and Clark County Montana | 2 | $ 374,000 | $ 187,000 | $ 76,000 |
| Seward County Nebraska | 2 | $ 158,000 | $ 79,000 | $ 100,000 |
| Cayuga County New York | 2 | $ 393,000 | $ 196,000 | $ 126,000 |
| Chautauqua County New York | 2 | $ 447,000 | $ 223,000 | $ 162,000 |
| Chemung County New York | 2 | $ 331,000 | $ 165,000 | $ 39,000 |
| Livingston County New York | 2 | $ 255,000 | $ 127,000 | $ 47,000 |
| Oneida County New York | 2 | $ 552,000 | $ 276,000 | $ 174,000 |
| Steuben County New York | 2 | $ 321,000 | $ 160,000 | $ 70,000 |
| Tioga County New York | 2 | $ 244,000 | $ 122,000 | $ 76,000 |
| Wayne County New York | 2 | $ 220,000 | $ 110,000 | $ 38,000 |
| Oklahoma County Oklahoma | 2 | $ 373,000 | $ 186,000 | $ 89,000 |
| Berks County Pennsylvania | 2 | $ 790,000 | $ 395,000 | $ 57,000 |
| Westmoreland County Pennsylvania | 2 | $ 288,000 | $ 144,000 | $ 100,000 |
| Anderson County South Carolina | 2 | $ 289,000 | $ 144,000 | $ 38,000 |
| Greenville County South Carolina | 2 | $ 171,000 | $ 85,000 | $ 23,000 |
| Richland County South Carolina | 2 | $ 351,000 | $ 175,000 | $ 59,000 |
| Spartanburg County South Carolina | 2 | $ 371,000 | $ 185,000 | $ 56,000 |
| Davidson County Tennessee | 2 | $ 292,000 | $ 146,000 | $ 31,000 |
| Lawrence County Tennessee | 2 | $ 211,000 | $ 105,000 | $ 57,000 |
| Accomack County Virginia | 2 | $ 261,000 | $ 130,000 | $ 35,000 |
| Amelia County Virginia | 2 | $ 380,000 | $ 190,000 | $ 61,000 |
| Dinwiddie County Virginia | 2 | $ 396,000 | $ 198,000 | $ 70,000 |
| Fredericksburg County Virginia | 2 | $ 359,000 | $ 179,000 | $ 76,000 |
| Goochland County Virginia | 2 | $ 901,000 | $ 450,000 | $ 96,000 |
| Harrisonburg County Virginia | 2 | $ 300,000 | $ 150,000 | $ 84,000 |
| Lancaster County Virginia | 2 | $ 666,000 | $ 333,000 | $ 150,000 |
| Nelson County Virginia | 2 | $ 610,000 | $ 305,000 | $ 113,000 |
| New Kent County Virginia | 2 | $ 496,000 | $ 248,000 | $ 143,000 |
| Roanoke City County Virginia | 2 | $ 282,000 | $ 141,000 | $ 46,000 |
| Tazewell County Virginia | 2 | $ 284,000 | $ 142,000 | $ 55,000 |
| Westmoreland County Virginia | 2 | $ 485,000 | $ 242,000 | $ 70,000 |
| Benton County Washington | 2 | $ 194,000 | $ 97,000 | $ 101,000 |
| Juneau County Alaska | 1 | $ 172,000 | $ 172,000 | $ 38,000 |
| Matanuska-Susitna County Alaska | 1 | $ 243,000 | $ 243,000 | $ 96,000 |
| Pinal County Arizona | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Amador County California | 1 | $ 281,000 | $ 281,000 | $ 64,000 |
| Butte County California | 1 | $ 181,000 | $ 181,000 | $ 35,000 |
| Plumas County California | 1 | $ 222,000 | $ 222,000 | $ 49,000 |
| Sacramento County California | 1 | $ 265,000 | $ 265,000 | $ 71,000 |
| San Diego County California | 1 | $ 619,000 | $ 619,000 | $ 159,000 |
| San Luis Obispo County California | 1 | $ 289,000 | $ 289,000 | $ 69,000 |
| Ventura County California | 1 | $ 100,000 | $ 100,000 | $ 139,000 |
| Douglas County Colorado | 1 | $ 250,000 | $ 250,000 | $ 84,000 |
| Garfield County Colorado | 1 | $ 235,000 | $ 235,000 | $ 77,000 |
| Larimer County Colorado | 1 | $ 143,000 | $ 143,000 | $ 89,000 |
| Mesa County Colorado | 1 | $ 163,000 | $ 163,000 | $ 32,000 |
| Pueblo County Colorado | 1 | $ 181,000 | $ 181,000 | $ 48,000 |
| Routt County Colorado | 1 | $ 287,000 | $ 287,000 | $ 150,000 |
| Bradford County Florida | 1 | $ 133,000 | $ 133,000 | $ 72,000 |
| DeSoto County Florida | 1 | $ 320,000 | $ 320,000 | $ 110,000 |
| Dixie County Florida | 1 | $ 127,000 | $ 127,000 | $ 33,000 |
| Gulf County Florida | 1 | $ 183,000 | $ 183,000 | $ 61,000 |
| Hardee County Florida | 1 | $ 172,000 | $ 172,000 | $ 37,000 |
| Hendry County Florida | 1 | $ 135,000 | $ 135,000 | $ 80,000 |
| Jackson County Florida | 1 | $ 236,000 | $ 236,000 | $ 20,000 |
| Santa Rosa County Florida | 1 | $ 250,000 | $ 250,000 | $ 62,000 |
| Sumter County Florida | 1 | $ 177,000 | $ 177,000 | $ 60,000 |
| Newton County Georgia | 1 | $ 72,000 | $ 72,000 | $ 111,000 |
| Champaign County Illinois | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Madison County Illinois | 1 | $ 96,000 | $ 96,000 | $ 24,000 |
| McDonough County Illinois | 1 | $ 121,000 | $ 121,000 | $ 62,000 |
| Allen County Indiana | 1 | $ 106,000 | $ 106,000 | $ 22,000 |
| Boone County Indiana | 1 | $ 140,000 | $ 140,000 | $ 139,000 |
| Decatur County Indiana | 1 | $ 180,000 | $ 180,000 | $ 89,000 |
| Hancock County Indiana | 1 | $ 164,000 | $ 164,000 | $ 61,000 |
| Hendricks County Indiana | 1 | $ 448,000 | $ 448,000 | $ 153,000 |
| Jennings County Indiana | 1 | $ 178,000 | $ 178,000 | $ 52,000 |
| Johnson County Indiana | 1 | $ 147,000 | $ 147,000 | $ 62,000 |
| Montgomery County Indiana | 1 | $ 291,000 | $ 291,000 | $ 78,000 |
| St. Joseph County Indiana | 1 | $ 158,000 | $ 158,000 | $ 60,000 |
| Androscoggin County Maine | 1 | $ 140,000 | $ 140,000 | $ 31,000 |
| Aroostook County Maine | 1 | $ 132,000 | $ 132,000 | $ 76,000 |
| Somerset County Maine | 1 | $ 164,000 | $ 164,000 | $ 30,000 |
| Queen Anne's County Maryland | 1 | $ 337,000 | $ 337,000 | $ 77,000 |
| Somerset County Maryland | 1 | $ 230,000 | $ 230,000 | $ 70,000 |
| Talbot County Maryland | 1 | $ 273,000 | $ 273,000 | $ 123,000 |
| Worcester County Maryland | 1 | $ 219,000 | $ 219,000 | $ 34,000 |
| Berkshire County Massachusetts | 1 | $ 174,000 | $ 174,000 | $ 27,000 |
| Barry County Michigan | 1 | $ 202,000 | $ 202,000 | $ 103,000 |
| Berrien County Michigan | 1 | $ 129,000 | $ 129,000 | $ 50,000 |
| Eaton County Michigan | 1 | $ 185,000 | $ 185,000 | $ 64,000 |
| Genesee County Michigan | 1 | $ 221,000 | $ 221,000 | $ 62,000 |
| Hillsdale County Michigan | 1 | $ 120,000 | $ 120,000 | $ 35,000 |
| Houghton County Michigan | 1 | $ 345,000 | $ 345,000 | $ 59,000 |
| Huron County Michigan | 1 | $ 77,000 | $ 77,000 | $ 37,000 |
| Jackson County Michigan | 1 | $ 156,000 | $ 156,000 | $ 73,000 |
| Monroe County Michigan | 1 | $ 205,000 | $ 205,000 | $ 114,000 |
| Muskegon County Michigan | 1 | $ 219,000 | $ 219,000 | $ 62,000 |
| Presque Isle County Michigan | 1 | $ 60,000 | $ 60,000 | $ 14,000 |
| Sanilac County Michigan | 1 | $ 170,000 | $ 170,000 | $ 30,000 |
| Van Buren County Michigan | 1 | $ 190,000 | $ 190,000 | $ 93,000 |
| Washtenaw County Michigan | 1 | $ 200,000 | $ 200,000 | $ 85,000 |
| Blue Earth County Minnesota | 1 | $ 140,000 | $ 140,000 | $ 42,000 |
| Chisago County Minnesota | 1 | $ 325,000 | $ 325,000 | $ 67,000 |
| Crow Wing County Minnesota | 1 | $ 203,000 | $ 203,000 | $ 52,000 |
| Dakota County Minnesota | 1 | $ 254,000 | $ 254,000 | $ 95,000 |
| Isanti County Minnesota | 1 | $ 230,000 | $ 230,000 | $ 58,000 |
| Kanabec County Minnesota | 1 | $ 166,000 | $ 166,000 | $ 77,000 |
| Mille Lacs County Minnesota | 1 | $ 191,000 | $ 191,000 | $ 79,000 |
| Olmsted County Minnesota | 1 | $ 163,000 | $ 163,000 | $ 64,000 |
| Rice County Minnesota | 1 | $ 159,000 | $ 159,000 | $ 40,000 |
| Scott County Minnesota | 1 | $ 192,000 | $ 192,000 | $ 63,000 |
| St. Louis County Minnesota | 1 | $ 187,000 | $ 187,000 | $ 79,000 |
| Washington County Minnesota | 1 | $ 196,000 | $ 196,000 | $ 48,000 |
| Wright County Minnesota | 1 | $ 143,000 | $ 143,000 | $ 50,000 |
| Christian County Missouri | 1 | $ 133,000 | $ 133,000 | $ 52,000 |
| Cole County Missouri | 1 | $ 175,000 | $ 175,000 | $ 51,000 |
| Dunklin County Missouri | 1 | $ 94,000 | $ 94,000 | $ 37,000 |
| Franklin County Missouri | 1 | $ 194,000 | $ 194,000 | $ 30,000 |
| Greene County Missouri | 1 | $ 251,000 | $ 251,000 | $ 102,000 |
| Jackson County Missouri | 1 | $ 134,000 | $ 134,000 | $ 92,000 |
| St. Francois County Missouri | 1 | $ 157,000 | $ 157,000 | $ 18,000 |
| Ste. Genevieve County Missouri | 1 | $ 170,000 | $ 170,000 | $ 93,000 |
| Taney County Missouri | 1 | $ 376,000 | $ 376,000 | $ 226,000 |
| Fergus County Montana | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
| Sanders County Montana | 1 | $ 302,000 | $ 302,000 | $ 110,000 |
| Yellowstone County Montana | 1 | $ 162,000 | $ 162,000 | $ 42,000 |
| Cass County Nebraska | 1 | $ 198,000 | $ 198,000 | $ 56,000 |
| Douglas County Nebraska | 1 | $ 286,000 | $ 286,000 | $ 200,000 |
| Dona Ana County New Mexico | 1 | $ 136,000 | $ 136,000 | $ 91,000 |
| San Juan County New Mexico | 1 | $ 204,000 | $ 204,000 | $ 88,000 |
| Taos County New Mexico | 1 | $ 281,000 | $ 281,000 | $ 120,000 |
| Valencia County New Mexico | 1 | $ 286,000 | $ 286,000 | $ 35,000 |
| Allegany County New York | 1 | $ 256,000 | $ 256,000 | $ 147,000 |
| Chenango County New York | 1 | $ 207,000 | $ 207,000 | $ 78,000 |
| Fulton County New York | 1 | $ 135,000 | $ 135,000 | $ 65,000 |
| Hamilton County New York | 1 | $ 338,000 | $ 338,000 | $ 68,000 |
| Jefferson County New York | 1 | $ 170,000 | $ 170,000 | $ 45,000 |
| Lewis County New York | 1 | $ 168,000 | $ 168,000 | $ 69,000 |
| Ontario County New York | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Oswego County New York | 1 | $ 299,000 | $ 299,000 | $ 133,000 |
| Schoharie County New York | 1 | $ 155,000 | $ 155,000 | $ 78,000 |
| Comanche County Oklahoma | 1 | $ 220,000 | $ 220,000 | $ 63,000 |
| Osage County Oklahoma | 1 | $ 198,000 | $ 198,000 | $ 52,000 |
| Rogers County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 90,000 |
| Tulsa County Oklahoma | 1 | $ 183,000 | $ 183,000 | $ 41,000 |
| Wagoner County Oklahoma | 1 | $ 146,000 | $ 146,000 | $ 75,000 |
| Benton County Oregon | 1 | $ 270,000 | $ 270,000 | $ 358,000 |
| Curry County Oregon | 1 | $ 445,000 | $ 445,000 | $ 20,000 |
| Deschutes County Oregon | 1 | $ 173,000 | $ 173,000 | $ 74,000 |
| Douglas County Oregon | 1 | $ 169,000 | $ 169,000 | $ 44,000 |
| Josephine County Oregon | 1 | $ 179,000 | $ 179,000 | $ 57,000 |
| Lane County Oregon | 1 | $ 179,000 | $ 179,000 | $ 97,000 |
| Lincoln County Oregon | 1 | $ 170,000 | $ 170,000 | $ 50,000 |
| Bradford County Pennsylvania | 1 | $ 250,000 | $ 250,000 | $ 20,000 |
| Cambria County Pennsylvania | 1 | $ 192,000 | $ 192,000 | $ 42,000 |
| Carbon County Pennsylvania | 1 | $ 280,000 | $ 280,000 | $ 98,000 |
| Centre County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Clarion County Pennsylvania | 1 | $ 43,000 | $ 43,000 | $ 29,000 |
| Columbia County Pennsylvania | 1 | $ 250,000 | $ 250,000 | $ 138,000 |
| Crawford County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
| Huntingdon County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| Lawrence County Pennsylvania | 1 | $ 148,000 | $ 148,000 | $ 37,000 |
| Lycoming County Pennsylvania | 1 | $ 154,000 | $ 154,000 | $ 97,000 |
| McKean County Pennsylvania | 1 | $ 142,000 | $ 142,000 | $ 38,000 |
| Mercer County Pennsylvania | 1 | $ 149,000 | $ 149,000 | $ 64,000 |
| Union County Pennsylvania | 1 | $ 138,000 | $ 138,000 | $ 75,000 |
| Wayne County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 150,000 |
| Wyoming County Pennsylvania | 1 | $ 222,000 | $ 222,000 | $ 46,000 |
| Chester County South Carolina | 1 | $ 154,000 | $ 154,000 | $ 83,000 |
| Darlington County South Carolina | 1 | $ 200,000 | $ 200,000 | $ 56,000 |
| Hampton County South Carolina | 1 | $ 124,000 | $ 124,000 | $ 28,000 |
| Kershaw County South Carolina | 1 | $ 181,000 | $ 181,000 | $ 72,000 |
| Lancaster County South Carolina | 1 | $ 119,000 | $ 119,000 | $ 69,000 |
| Marion County South Carolina | 1 | $ 207,000 | $ 207,000 | $ 83,000 |
| Oconee County South Carolina | 1 | $ 144,000 | $ 144,000 | $ 90,000 |
| Campbell County Tennessee | 1 | $ 121,000 | $ 121,000 | $ 39,000 |
| Hamilton County Tennessee | 1 | $ 159,000 | $ 159,000 | $ 35,000 |
| Lake County Tennessee | 1 | $ 77,000 | $ 77,000 | $ 102,000 |
| Polk County Tennessee | 1 | $ 203,000 | $ 203,000 | $ 48,000 |
| Shelby County Tennessee | 1 | $ 212,000 | $ 212,000 | $ 175,000 |
| Sumner County Tennessee | 1 | $ 169,000 | $ 169,000 | $ 130,000 |
| Taylor County Texas | 1 | $ 106,000 | $ 106,000 | $ 57,000 |
| Amherst County Virginia | 1 | $ 149,000 | $ 149,000 | $ 45,000 |
| Bedford County Virginia | 1 | $ 264,000 | $ 264,000 | $ 47,000 |
| Botetourt County Virginia | 1 | $ 142,000 | $ 142,000 | $ 60,000 |
| Campbell County Virginia | 1 | $ 162,000 | $ 162,000 | $ 42,000 |
| Clarke County Virginia | 1 | $ 245,000 | $ 245,000 | $ 72,000 |
| Cumberland County Virginia | 1 | $ 132,000 | $ 132,000 | $ 67,000 |
| Fairfax City County Virginia | 1 | $ 360,000 | $ 360,000 | $ 130,000 |
| Franklin County Virginia | 1 | $ 86,000 | $ 86,000 | $ 19,000 |
| Franklin City County Virginia | 1 | $ 153,000 | $ 153,000 | $ 150,000 |
| Giles County Virginia | 1 | $ 203,000 | $ 203,000 | $ 58,000 |
| Greene County Virginia | 1 | $ 329,000 | $ 329,000 | $ 66,000 |
| Henry County Virginia | 1 | $ 160,000 | $ 160,000 | $ 62,000 |
| Hopewell County Virginia | 1 | $ 107,000 | $ 107,000 | $ 64,000 |
| James City County Virginia | 1 | $ 284,000 | $ 284,000 | $ 56,000 |
| King George County Virginia | 1 | $ 241,000 | $ 241,000 | $ 39,000 |
| Lexington County Virginia | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Louisa County Virginia | 1 | $ 167,000 | $ 167,000 | $ 59,000 |
| Lynchburg County Virginia | 1 | $ 400,000 | $ 400,000 | $ 164,000 |
| Mathews County Virginia | 1 | $ 260,000 | $ 260,000 | $ 60,000 |
| Mecklenburg County Virginia | 1 | $ 95,000 | $ 95,000 | $ 62,000 |
| Northumberland County Virginia | 1 | $ 191,000 | $ 191,000 | $ 36,000 |
| Nottoway County Virginia | 1 | $ 93,000 | $ 93,000 | $ 47,000 |
| Page County Virginia | 1 | $ 121,000 | $ 121,000 | $ 59,000 |
| Petersburg County Virginia | 1 | $ 114,000 | $ 114,000 | $ 31,000 |
| Pulaski County Virginia | 1 | $ 126,000 | $ 126,000 | $ 92,000 |
| Scott County Virginia | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Sussex County Virginia | 1 | $ 123,000 | $ 123,000 | $ 71,000 |
| Waynesboro County Virginia | 1 | $ 171,000 | $ 171,000 | $ 64,000 |
| Wise County Virginia | 1 | $ 138,000 | $ 138,000 | $ 74,000 |
| Kittitas County Washington | 1 | $ 238,000 | $ 238,000 | $ 56,000 |
| Pierce County Washington | 1 | $ 233,000 | $ 233,000 | $ 68,000 |
| Snohomish County Washington | 1 | $ 260,000 | $ 260,000 | $ 42,000 |
| Thurston County Washington | 1 | $ 395,000 | $ 395,000 | $ 56,000 |
| Campbell County Wyoming | 1 | $ 142,000 | $ 142,000 | $ 72,000 |
| Carbon County Wyoming | 1 | $ 172,000 | $ 172,000 | $ 55,000 |
| Laramie County Wyoming | 1 | $ 168,000 | $ 168,000 | $ 31,000 |
| Lincoln County Wyoming | 1 | $ 179,000 | $ 179,000 | $ 55,000 |
| Sheridan County Wyoming | 1 | $ 144,000 | $ 144,000 | $ 43,000 |
| Sweetwater County Wyoming | 1 | $ 203,000 | $ 203,000 | $ 68,000 |
Mortgage Loan Application Detail Totals for Refinance.Com in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,023 | $1,090,802,000 | $271,000 | $1,800,000 | $87,000 | $1,000,000 |
| Home Purchase | 71 | $22,051,000 | $310,000 | $876,000 | $113,000 | $951,000 |
| Home Improvement | 6 | $1,647,000 | $274,000 | $372,000 | $78,000 | $111,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,771 | $745,892,000 | $269,000 | $1,800,000 | $90,000 | $1,000,000 |
| Black or African American | 581 | $148,669,000 | $255,000 | $825,000 | $79,000 | $500,000 |
| Hispanic | 404 | $115,623,000 | $286,000 | $901,000 | $83,000 | $377,000 |
| Not Provided | 264 | $80,265,000 | $304,000 | $1,000,000 | $95,000 | $306,000 |
| Asian | 43 | $14,167,000 | $329,000 | $786,000 | $107,000 | $300,000 |
| American Indian or Alaskan Native | 29 | $7,817,000 | $269,000 | $592,000 | $69,000 | $120,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,067,000 | $258,000 | $610,000 | $112,000 | $200,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,196 | $914,433,000 | $286,000 | $1,800,000 | $93,000 | $1,000,000 |
| FHA-insured (Federal Housing Administration) | 902 | $199,734,000 | $221,000 | $350,000 | $69,000 | $355,000 |
| VA-guaranteed (Veterans Administration) | 2 | $333,000 | $166,000 | $276,000 | $64,000 | $102,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,898 | $504,094,000 | $265,000 | $1,087,000 | $83,000 | $576,000 |
| Application Withdrawn By Applicant | 1,298 | $361,205,000 | $278,000 | $1,463,000 | $96,000 | $850,000 |
| Application Denied By Financial Institution | 569 | $155,139,000 | $272,000 | $1,800,000 | $84,000 | $1,000,000 |
| Application Approved But Not Accepted | 334 | $94,019,000 | $281,000 | $1,750,000 | $90,000 | $720,000 |
| File Closed For Incompleteness | 1 | $43,000 | $43,000 | $43,000 | $29,000 | $29,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 227 | $63,559,000 | $279,000 | $990,000 | $91,000 | $360,000 |
| Other | 111 | $30,353,000 | $273,000 | $960,000 | $81,000 | $951,000 |
| Credit History | 92 | $24,417,000 | $265,000 | $1,103,000 | $83,000 | $330,000 |
| Debt-To-Income Ratio | 62 | $16,890,000 | $272,000 | $1,800,000 | $69,000 | $1,000,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $4,075,000 | $271,000 | $533,000 | $85,000 | $160,000 |
| Employment History | 7 | $1,985,000 | $283,000 | $380,000 | $69,000 | $113,000 |
| Unverifiable Information | 4 | $1,224,000 | $306,000 | $475,000 | $100,000 | $228,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Refinance.Com's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Refinance.Com's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.