Regions Bank Mortgage Lending & HMDA Data, 2013
In 2013, Regions Bank of Birmingham, AL reported 104,090 mortgage applications totaling $13.0 billion, up 13% from 2012. The average application was for $125,048, and applicants reported an average income of $84,153. 53% of its applications resulted in an originated loan and 27% were denied. Its largest markets were Birmingham-Hoover, AL (5,108), Nashville-Davidson--Murfreesboro--Franklin, TN (4,573) and Memphis, TN-MS-AR (4,376) (applications in parentheses).
| Mortgage Company & Address | Regions Bank 1900 5th Avenue N Birmingham, AL 35203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 104,090 |
| Total Mortgage Loan Application Amount | $13,016,302,000 |
| Average Mortgage Loan Application Amount | $125,048 |
| Highest Mortgage Loan Application Amount | $13,800,000 |
| Average Applicant Income | $84,153 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Regions Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Birmingham-Hoover, AL | 5,108 | $ 614,800,000 | $ 120,360 | $ 78,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 4,573 | $ 643,878,000 | $ 140,799 | $ 90,000 |
| Memphis, TN-MS-AR | 4,376 | $ 410,638,000 | $ 93,838 | $ 70,433 |
| Atlanta-Sandy Springs-Marietta, GA | 4,317 | $ 684,303,000 | $ 158,513 | $ 92,000 |
| Tampa-St. Petersburg-Clearwater, FL | 3,277 | $ 519,567,000 | $ 158,549 | $ 103,000 |
| Miami-Miami Beach-Kendall, FL | 3,161 | $ 629,465,000 | $ 199,134 | $ 106,000 |
| St. Louis, MO-IL | 2,991 | $ 281,201,000 | $ 94,015 | $ 74,332 |
| Chattanooga, TN-GA | 2,029 | $ 253,447,000 | $ 124,912 | $ 82,936 |
| Orlando-Kissimmee-Sanford, FL | 1,841 | $ 298,159,000 | $ 161,954 | $ 107,000 |
| Knoxville, TN | 1,797 | $ 231,045,000 | $ 128,572 | $ 84,000 |
| Jackson, MS | 1,789 | $ 184,021,000 | $ 102,862 | $ 69,000 |
| New Orleans-Metairie-Kenner, LA | 1,759 | $ 232,818,000 | $ 132,358 | $ 87,000 |
| Montgomery, AL | 1,699 | $ 173,440,000 | $ 102,083 | $ 72,000 |
| Little Rock-North Little Rock-Conway, AR | 1,686 | $ 192,365,000 | $ 114,095 | $ 80,000 |
| Mobile, AL | 1,680 | $ 169,201,000 | $ 100,714 | $ 65,000 |
| Augusta-Richmond County, GA-SC | 1,261 | $ 131,306,000 | $ 104,128 | $ 70,271 |
| Indianapolis-Carmel, IN | 1,240 | $ 146,870,000 | $ 118,443 | $ 85,000 |
| Huntsville, AL | 1,228 | $ 136,758,000 | $ 111,366 | $ 75,000 |
| Columbia, SC | 1,158 | $ 202,794,000 | $ 175,124 | $ 76,000 |
| Pensacola-Ferry Pass-Brent, FL | 1,155 | $ 164,380,000 | $ 142,320 | $ 101,000 |
| Jacksonville, FL | 1,119 | $ 215,952,000 | $ 192,986 | $ 117,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1,088 | $ 228,882,000 | $ 210,369 | $ 105,000 |
| Baton Rouge, LA | 1,043 | $ 140,374,000 | $ 134,586 | $ 100,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 1,025 | $ 155,141,000 | $ 151,357 | $ 110,000 |
| Houston-Sugar Land-Baytown, TX | 984 | $ 127,090,000 | $ 129,156 | $ 106,000 |
| Shreveport-Bossier City, LA | 886 | $ 93,545,000 | $ 105,581 | $ 71,000 |
| North Port-Bradenton-Sarasota, FL | 840 | $ 141,766,000 | $ 168,769 | $ 105,000 |
| Ocala, FL | 796 | $ 88,133,000 | $ 110,719 | $ 78,000 |
| Charleston-North Charleston-Summerville, SC | 737 | $ 175,457,000 | $ 238,069 | $ 110,000 |
| Dallas-Plano-Irving, TX | 700 | $ 124,726,000 | $ 178,180 | $ 123,000 |
| Florence-Muscle Shoals, AL | 689 | $ 66,614,000 | $ 96,682 | $ 72,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 669 | $ 161,206,000 | $ 240,965 | $ 131,243 |
| Kingsport-Bristol-Bristol, TN-VA | 642 | $ 64,332,000 | $ 100,205 | $ 65,358 |
| Deltona-Daytona Beach-Ormond Beach, FL | 627 | $ 81,359,000 | $ 129,759 | $ 107,000 |
| Decatur, AL | 620 | $ 47,490,000 | $ 76,596 | $ 61,000 |
| Jackson, TN | 592 | $ 50,916,000 | $ 86,006 | $ 61,000 |
| Tuscaloosa, AL | 579 | $ 65,655,000 | $ 113,393 | $ 80,000 |
| Dalton, GA | 550 | $ 53,024,000 | $ 96,407 | $ 54,000 |
| Cape Coral-Fort Myers, FL | 549 | $ 92,147,000 | $ 167,845 | $ 112,000 |
| Anniston-Oxford, AL | 510 | $ 40,357,000 | $ 79,131 | $ 57,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 481 | $ 98,237,000 | $ 204,234 | $ 147,000 |
| Palm Bay-Melbourne-Titusville, FL | 477 | $ 59,638,000 | $ 125,027 | $ 87,000 |
| Clarksville, TN-KY | 475 | $ 44,287,000 | $ 93,235 | $ 67,284 |
| Dothan, AL | 454 | $ 42,915,000 | $ 94,526 | $ 70,000 |
| Lakeland-Winter Haven, FL | 454 | $ 54,758,000 | $ 120,612 | $ 78,000 |
| Crestview-Fort Walton Beach-Destin, FL | 452 | $ 85,981,000 | $ 190,223 | $ 153,000 |
| Louisville/Jefferson County, KY-IN | 450 | $ 62,283,000 | $ 138,406 | $ 65,733 |
| Gulfport-Biloxi, MS | 423 | $ 48,229,000 | $ 114,016 | $ 79,000 |
| Lafayette, IN | 420 | $ 45,129,000 | $ 107,450 | $ 85,000 |
| Texarkana, Tx-Texarkana, AR | 412 | $ 31,915,000 | $ 77,463 | $ 71,985 |
| Naples-Marco Island, FL | 407 | $ 116,041,000 | $ 285,113 | $ 171,000 |
| Johnson City, TN | 403 | $ 47,198,000 | $ 117,116 | $ 66,000 |
| Springfield, MO | 403 | $ 43,260,000 | $ 107,344 | $ 70,000 |
| Austin-Round Rock-San Marcos, TX | 362 | $ 86,649,000 | $ 239,361 | $ 142,000 |
| Hattiesburg, MS | 350 | $ 34,982,000 | $ 99,948 | $ 68,000 |
| Decatur, IL | 348 | $ 25,460,000 | $ 73,160 | $ 56,000 |
| Gainesville, GA | 333 | $ 39,498,000 | $ 118,612 | $ 69,000 |
| Hot Springs, AR | 329 | $ 30,590,000 | $ 92,978 | $ 74,000 |
| Jonesboro, AR | 315 | $ 31,824,000 | $ 101,028 | $ 67,000 |
| Chicago-Joliet-Naperville, IL | 313 | $ 51,073,000 | $ 163,172 | $ 91,000 |
| Fort Worth-Arlington, TX | 291 | $ 39,615,000 | $ 136,134 | $ 92,000 |
| Gadsden, AL | 281 | $ 20,444,000 | $ 72,754 | $ 68,000 |
| Cleveland, TN | 273 | $ 24,519,000 | $ 89,813 | $ 61,000 |
| Fort Smith, AR-OK | 268 | $ 26,546,000 | $ 99,052 | $ 77,817 |
| Fayetteville-Springdale-Rogers, AR-MO | 266 | $ 35,962,000 | $ 135,195 | $ 80,992 |
| Tallahassee, FL | 264 | $ 34,397,000 | $ 130,291 | $ 82,000 |
| Houma-Bayou Cane-Thibodaux, LA | 259 | $ 28,561,000 | $ 110,274 | $ 77,000 |
| Tyler, TX | 256 | $ 28,880,000 | $ 112,812 | $ 90,000 |
| Punta Gorda, FL | 252 | $ 30,350,000 | $ 120,436 | $ 100,000 |
| Monroe, LA | 251 | $ 23,723,000 | $ 94,513 | $ 72,000 |
| Bloomington, IN | 235 | $ 28,887,000 | $ 122,923 | $ 86,000 |
| Des Moines-West Des Moines, IA | 231 | $ 28,830,000 | $ 124,805 | $ 63,000 |
| Cape Girardeau-Jackson, MO-IL | 229 | $ 22,973,000 | $ 100,318 | $ 73,615 |
| Greenville-Mauldin-Easley, SC | 221 | $ 35,072,000 | $ 158,696 | $ 105,000 |
| Morristown, TN | 220 | $ 19,210,000 | $ 87,318 | $ 70,000 |
| Pascagoula, MS | 219 | $ 18,187,000 | $ 83,045 | $ 69,000 |
| Auburn-Opelika, AL | 217 | $ 29,120,000 | $ 134,193 | $ 99,000 |
| Albany, GA | 210 | $ 17,554,000 | $ 83,590 | $ 61,000 |
| Alexandria, LA | 205 | $ 18,953,000 | $ 92,453 | $ 66,000 |
| Raleigh-Cary, NC | 197 | $ 42,911,000 | $ 217,822 | $ 102,000 |
| Jefferson City, MO | 196 | $ 16,727,000 | $ 85,341 | $ 61,000 |
| Columbus, GA-AL | 191 | $ 16,508,000 | $ 86,429 | $ 64,293 |
| Rome, GA | 189 | $ 17,797,000 | $ 94,164 | $ 80,000 |
| Columbia, MO | 178 | $ 17,462,000 | $ 98,101 | $ 74,000 |
| Longview, TX | 163 | $ 12,025,000 | $ 73,773 | $ 70,000 |
| Peoria, IL | 163 | $ 15,162,000 | $ 93,018 | $ 75,000 |
| Waterloo-Cedar Falls, IA | 146 | $ 10,617,000 | $ 72,719 | $ 65,000 |
| Athens-Clarke County, GA | 142 | $ 18,458,000 | $ 129,985 | $ 81,000 |
| Bloomington-Normal, IL | 135 | $ 13,713,000 | $ 101,577 | $ 75,000 |
| Evansville, IN-KY | 135 | $ 11,334,000 | $ 83,955 | $ 80,962 |
| Lafayette, LA | 121 | $ 16,372,000 | $ 135,305 | $ 98,000 |
| Champaign-Urbana, IL | 104 | $ 10,865,000 | $ 104,471 | $ 76,000 |
| San Antonio-New Braunfels, TX | 100 | $ 17,022,000 | $ 170,220 | $ 107,000 |
| Valdosta, GA | 94 | $ 13,019,000 | $ 138,500 | $ 123,000 |
| Terre Haute, IN | 83 | $ 5,989,000 | $ 72,156 | $ 72,000 |
| Port St. Lucie, FL | 82 | $ 12,570,000 | $ 153,292 | $ 136,000 |
| Springfield, IL | 82 | $ 6,145,000 | $ 74,939 | $ 61,000 |
| Gainesville, FL | 76 | $ 12,380,000 | $ 162,894 | $ 109,000 |
| Kokomo, IN | 69 | $ 6,514,000 | $ 94,405 | $ 61,000 |
| Savannah, GA | 67 | $ 10,987,000 | $ 163,985 | $ 80,000 |
| Kansas City, MO-KS | 66 | $ 9,085,000 | $ 137,651 | $ 77,090 |
| Anderson, SC | 65 | $ 7,778,000 | $ 119,661 | $ 62,000 |
| Spartanburg, SC | 56 | $ 7,232,000 | $ 129,142 | $ 71,000 |
| Durham-Chapel Hill, NC | 50 | $ 9,545,000 | $ 190,900 | $ 117,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 49 | $ 7,010,000 | $ 143,061 | $ 149,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 43 | $ 12,285,000 | $ 285,697 | $ 104,511 |
| Cedar Rapids, IA | 41 | $ 3,077,000 | $ 75,048 | $ 60,000 |
| Pine Bluff, AR | 41 | $ 3,355,000 | $ 81,829 | $ 66,000 |
| Palm Coast, FL | 40 | $ 7,368,000 | $ 184,200 | $ 164,000 |
| Sumter, SC | 40 | $ 6,534,000 | $ 163,350 | $ 68,000 |
| Asheville, NC | 34 | $ 6,919,000 | $ 203,500 | $ 132,000 |
| Gary, IN | 34 | $ 2,946,000 | $ 86,647 | $ 60,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 29 | $ 5,271,000 | $ 181,758 | $ 59,862 |
| Greensboro-High Point, NC | 27 | $ 2,773,000 | $ 102,703 | $ 88,000 |
| Iowa City, IA | 27 | $ 2,631,000 | $ 97,444 | $ 65,000 |
| Wilmington, NC | 26 | $ 7,080,000 | $ 272,307 | $ 182,000 |
| Davenport-Moline-Rock Island, IA-IL | 24 | $ 3,083,000 | $ 128,458 | $ 95,000 |
| Sebastian-Vero Beach, FL | 24 | $ 9,787,000 | $ 407,791 | $ 325,000 |
| Cincinnati-Middletown, OH-KY-IN | 23 | $ 3,824,000 | $ 166,260 | $ 65,739 |
| Corpus Christi, TX | 23 | $ 9,357,000 | $ 406,826 | $ 230,000 |
| Goldsboro, NC | 22 | $ 3,465,000 | $ 157,500 | $ 69,000 |
| Macon, GA | 22 | $ 2,297,000 | $ 104,409 | $ 66,000 |
| Winston-Salem, NC | 22 | $ 5,437,000 | $ 247,136 | $ 137,000 |
| Anderson, IN | 21 | $ 1,452,000 | $ 69,142 | $ 60,000 |
| Lake County-Kenosha County, IL-WI | 21 | $ 4,386,000 | $ 208,857 | $ 117,000 |
| Richmond, VA | 20 | $ 5,817,000 | $ 290,850 | $ 113,000 |
| Brunswick, GA | 16 | $ 2,569,000 | $ 160,562 | $ 196,000 |
| Salt Lake City, UT | 15 | $ 8,647,000 | $ 576,466 | $ 542,000 |
| Denver-Aurora-Broomfield, CO | 12 | $ 4,492,000 | $ 374,333 | $ 182,000 |
| Florence, SC | 12 | $ 1,224,000 | $ 102,000 | $ 213,000 |
| Fort Wayne, IN | 12 | $ 1,434,000 | $ 119,500 | $ 72,000 |
| Hickory-Lenoir-Morganton, NC | 12 | $ 1,628,000 | $ 135,666 | $ 87,000 |
| Joplin, MO | 12 | $ 938,000 | $ 78,166 | $ 56,000 |
| Lexington-Fayette, KY | 12 | $ 2,273,000 | $ 189,416 | $ 99,000 |
| Fayetteville, NC | 11 | $ 783,000 | $ 71,181 | $ 65,000 |
| Killeen-Temple-Fort Hood, TX | 11 | $ 625,000 | $ 56,818 | $ 75,000 |
| Lake Charles, LA | 11 | $ 591,000 | $ 53,727 | $ 82,000 |
| Jacksonville, NC | 9 | $ 1,097,000 | $ 121,888 | $ 96,000 |
| Oklahoma City, OK | 9 | $ 1,257,000 | $ 139,666 | $ 239,000 |
| Burlington, NC | 8 | $ 1,277,000 | $ 159,625 | $ 94,000 |
| Elizabethtown, KY | 8 | $ 1,217,000 | $ 152,125 | $ 78,000 |
| Bowling Green, KY | 7 | $ 1,267,000 | $ 181,000 | $ 92,000 |
| Greenville, NC | 7 | $ 1,030,000 | $ 147,142 | $ 102,000 |
| Hinesville-Fort Stewart, GA | 7 | $ 1,579,000 | $ 225,571 | $ 167,000 |
| Roanoke, VA | 7 | $ 1,181,000 | $ 168,714 | $ 68,000 |
| Warner Robins, GA | 7 | $ 1,073,000 | $ 153,285 | $ 52,000 |
| Danville, IL | 6 | $ 399,000 | $ 66,500 | $ 56,000 |
| Lynchburg, VA | 6 | $ 959,000 | $ 159,833 | $ 111,000 |
| Muncie, IN | 6 | $ 647,000 | $ 107,833 | $ 124,000 |
| Charlottesville, VA | 5 | $ 1,615,000 | $ 323,000 | $ 123,000 |
| McAllen-Edinburg-Mission, TX | 5 | $ 1,099,000 | $ 219,800 | $ 298,000 |
| New York-White Plains-Wayne, NY-NJ | 5 | $ 2,406,000 | $ 481,200 | $ 177,000 |
| Rockford, IL | 5 | $ 472,000 | $ 94,400 | $ 55,000 |
| South Bend-Mishawaka, IN-MI | 5 | $ 363,000 | $ 72,600 | $ 50,000 |
| Beaumont-Port Arthur, TX | 4 | $ 481,000 | $ 120,250 | $ 52,000 |
| Blacksburg-Christiansburg-Radford, VA | 4 | $ 488,000 | $ 122,000 | $ 75,000 |
| Columbus, IN | 4 | $ 375,000 | $ 93,750 | $ 50,000 |
| El Paso, TX | 4 | $ 448,000 | $ 112,000 | $ 58,000 |
| Elkhart-Goshen, IN | 4 | $ 248,000 | $ 62,000 | $ 54,000 |
| Laredo, TX | 4 | $ 518,000 | $ 129,500 | $ 87,000 |
| Lubbock, TX | 4 | $ 703,000 | $ 175,750 | $ 236,000 |
| Michigan City-La Porte, IN | 4 | $ 700,000 | $ 175,000 | $ 88,000 |
| Midland, TX | 4 | $ 967,000 | $ 241,750 | $ 122,000 |
| Phoenix-Mesa-Glendale, AZ | 4 | $ 1,169,000 | $ 292,250 | $ 45,000 |
| Rochester, NY | 4 | $ 460,000 | $ 115,000 | $ 135,000 |
| Tulsa, OK | 4 | $ 552,000 | $ 138,000 | $ 58,000 |
| Waco, TX | 4 | $ 424,000 | $ 106,000 | $ 113,000 |
| Cleveland-Elyria-Mentor, OH | 3 | $ 750,000 | $ 250,000 | $ 174,000 |
| Colorado Springs, CO | 3 | $ 587,000 | $ 195,666 | $ 69,000 |
| Danville, VA | 3 | $ 314,000 | $ 104,666 | $ 120,000 |
| Dayton, OH | 3 | $ 325,000 | $ 108,333 | $ 118,000 |
| Grand Junction, CO | 3 | $ 1,508,000 | $ 502,666 | $ 332,000 |
| Nassau-Suffolk, NY | 3 | $ 694,000 | $ 231,333 | $ 86,000 |
| Sherman-Denison, TX | 3 | $ 362,000 | $ 120,666 | $ 120,000 |
| St. Joseph, MO-KS | 3 | $ 339,000 | $ 113,000 | $ 101,000 |
| College Station-Bryan, TX | 2 | $ 157,000 | $ 78,500 | $ 42,000 |
| Columbus, OH | 2 | $ 116,000 | $ 58,000 | $ 35,000 |
| Detroit-Livonia-Dearborn, MI | 2 | $ 211,000 | $ 105,500 | $ 55,000 |
| Dubuque, IA | 2 | $ 73,000 | $ 36,500 | $ 40,000 |
| Kankakee-Bradley, IL | 2 | $ 230,000 | $ 115,000 | $ 44,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 2 | $ 385,000 | $ 192,500 | $ 30,000 |
| Oakland-Fremont-Hayward, CA | 2 | $ 15,000 | $ 7,500 | $ 58,000 |
| Odessa, TX | 2 | $ 88,000 | $ 44,000 | $ 39,000 |
| Owensboro, KY | 2 | $ 340,000 | $ 170,000 | $ 120,000 |
| Rocky Mount, NC | 2 | $ 190,000 | $ 95,000 | $ 53,000 |
| Springfield, OH | 2 | $ 205,000 | $ 102,500 | $ 50,000 |
| Toledo, OH | 2 | $ 260,000 | $ 130,000 | $ 73,000 |
| Warren-Troy-Farmington Hills, MI | 2 | $ 470,000 | $ 235,000 | $ 108,000 |
| Abilene, TX | 1 | $ 432,000 | $ 432,000 | $ 204,000 |
| Akron, OH | 1 | $ 25,000 | $ 25,000 | $ 121,000 |
| Albany-Schenectady-Troy, NY | 1 | $ 392,000 | $ 392,000 | $ 203,000 |
| Albuquerque, NM | 1 | $ 80,000 | $ 80,000 | $ 65,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 1 | $ 68,000 | $ 68,000 | $ 33,000 |
| Amarillo, TX | 1 | $ 400,000 | $ 400,000 | $ 130,000 |
| Ames, IA | 1 | $ 159,000 | $ 159,000 | $ 45,000 |
| Baltimore-Towson, MD | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Boulder, CO | 1 | $ 550,000 | $ 550,000 | $ 120,000 |
| Brownsville-Harlingen, TX | 1 | $ 59,000 | $ 59,000 | $ 41,000 |
| Fort Collins-Loveland, CO | 1 | $ 360,000 | $ 360,000 | $ 123,000 |
| Greeley, CO | 1 | $ 168,000 | $ 168,000 | $ 109,000 |
| Harrisonburg, VA | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Janesville, WI | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Lawrence, KS | 1 | $ 108,000 | $ 108,000 | $ 136,000 |
| Madison, WI | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Newark-Union, NJ-PA | 1 | $ 200,000 | $ 200,000 | $ 2,000,000 |
| Portland-South Portland-Biddeford, ME | 1 | $ 100,000 | $ 100,000 | $ 250,000 |
| Providence-New Bedford-Fall River, RI-MA | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Provo-Orem, UT | 1 | $ 232,000 | $ 232,000 | $ 352,000 |
| Pueblo, CO | 1 | $ 180,000 | $ 180,000 | $ 112,000 |
| Reno-Sparks, NV | 1 | $ 250,000 | $ 250,000 | $ 168,000 |
| Rockingham County-Strafford County, NH | 1 | $ 2,000 | $ 2,000 | $ 81,000 |
| San Angelo, TX | 1 | $ 98,000 | $ 98,000 | $ 60,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 270,000 | $ 270,000 | $ 0 |
| Sioux City, IA-NE-SD | 1 | $ 128,000 | $ 128,000 | $ 85,000 |
| Springfield, MA | 1 | $ 25,000 | $ 25,000 | $ 121,000 |
| St. Cloud, MN | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Tacoma, WA | 1 | $ 80,000 | $ 80,000 | $ 64,000 |
| Topeka, KS | 1 | $ 84,000 | $ 84,000 | $ 72,000 |
| Wichita, KS | 1 | $ 525,000 | $ 525,000 | $ 175,000 |
| Winchester, VA-WV | 1 | $ 148,000 | $ 148,000 | $ 0 |
| York-Hanover, PA | 1 | $ 5,000 | $ 5,000 | $ 35,000 |
Mortgage Loan Application Detail Totals for Regions Bank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 58,829 | $7,489,742,000 | $127,000 | $13,800,000 | $86,000 | $9,999,000 |
| Home Purchase | 28,840 | $5,159,225,000 | $178,000 | $11,250,000 | $93,000 | $9,999,000 |
| Home Improvement | 16,421 | $367,335,000 | $22,000 | $2,000,000 | $62,000 | $2,000,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 76,882 | $10,078,666,000 | $131,000 | $13,800,000 | $90,000 | $9,999,000 |
| Black or African American | 13,633 | $1,101,777,000 | $80,000 | $1,500,000 | $55,000 | $1,717,000 |
| Hispanic | 6,583 | $925,090,000 | $140,000 | $2,700,000 | $80,000 | $5,414,000 |
| Not Provided | 4,329 | $510,130,000 | $117,000 | $3,750,000 | $86,000 | $3,480,000 |
| Asian | 1,784 | $286,126,000 | $160,000 | $2,324,000 | $104,000 | $1,788,000 |
| Not applicable | 407 | $73,545,000 | $180,000 | $11,250,000 | $0 | $0 |
| American Indian or Alaskan Native | 346 | $28,890,000 | $83,000 | $575,000 | $75,000 | $547,000 |
| Native Hawaiian or Other Pacific Islander | 126 | $12,078,000 | $95,000 | $385,000 | $95,000 | $670,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 88,745 | $10,845,648,000 | $122,000 | $13,800,000 | $91,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 10,550 | $1,435,064,000 | $136,000 | $614,000 | $48,000 | $2,148,000 |
| VA-guaranteed (Veterans Administration) | 2,907 | $523,447,000 | $180,000 | $659,000 | $58,000 | $755,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,888 | $212,143,000 | $112,000 | $372,000 | $39,000 | $102,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 54,807 | $7,542,365,000 | $137,000 | $11,250,000 | $91,000 | $9,999,000 |
| Application Denied By Financial Institution | 28,091 | $2,310,668,000 | $82,000 | $3,350,000 | $64,000 | $3,690,000 |
| Application Approved But Not Accepted | 8,682 | $821,267,000 | $94,000 | $1,820,000 | $87,000 | $3,949,000 |
| Application Withdrawn By Applicant | 7,107 | $1,342,768,000 | $188,000 | $10,000,000 | $105,000 | $9,999,000 |
| File Closed For Incompleteness | 4,245 | $824,010,000 | $194,000 | $13,800,000 | $110,000 | $9,999,000 |
| Preapproval Denied by Financial Institution | 749 | $113,783,000 | $151,000 | $2,300,000 | $57,000 | $1,307,000 |
| Loan Purchased By The Institution | 287 | $39,755,000 | $138,000 | $540,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 122 | $21,686,000 | $177,000 | $1,256,000 | $77,000 | $807,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Regions Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Regions Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About