Regions Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Regions Bank 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Regions Bank 1900 5Th Avenue N Birmingham, AL 35203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 104,090 |
| Total Mortgage Loan Application Amount | $13,016,302,000 |
| Average Mortgage Loan Application Amount | $109,000 |
| Highest Mortgage Loan Application Amount | $13,800,000 |
| Average Applicant Income | $80,333 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Regions Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Regions Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Regions Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Regions Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Regions Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Regions Bank's mortgage activity for 2013.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| BIRMINGHAM-HOOVER, AL | 5,108 | $ 614,800,000 | $ 120,000 | $ 78,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 4,573 | $ 643,878,000 | $ 140,000 | $ 90,000 |
| MEMPHIS, TN-MS-AR | 4,376 | $ 410,638,000 | $ 85,000 | $ 67,333 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 4,317 | $ 684,303,000 | $ 158,000 | $ 92,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 3,277 | $ 519,567,000 | $ 158,000 | $ 103,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 3,161 | $ 629,465,000 | $ 199,000 | $ 106,000 |
| ST. LOUIS, MO-IL | 2,991 | $ 281,201,000 | $ 95,500 | $ 75,000 |
| CHATTANOOGA, TN-GA | 2,029 | $ 253,447,000 | $ 118,500 | $ 78,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 1,841 | $ 298,159,000 | $ 161,000 | $ 107,000 |
| KNOXVILLE, TN | 1,797 | $ 231,045,000 | $ 128,000 | $ 84,000 |
| JACKSON, MS | 1,789 | $ 184,021,000 | $ 102,000 | $ 69,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 1,759 | $ 232,818,000 | $ 132,000 | $ 87,000 |
| MONTGOMERY, AL | 1,699 | $ 173,440,000 | $ 102,000 | $ 72,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1,686 | $ 192,365,000 | $ 114,000 | $ 80,000 |
| MOBILE, AL | 1,680 | $ 169,201,000 | $ 100,000 | $ 65,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1,261 | $ 131,306,000 | $ 104,500 | $ 70,000 |
| INDIANAPOLIS-CARMEL, IN | 1,240 | $ 146,870,000 | $ 118,000 | $ 85,000 |
| HUNTSVILLE, AL | 1,228 | $ 136,758,000 | $ 111,000 | $ 75,000 |
| COLUMBIA, SC | 1,158 | $ 202,794,000 | $ 175,000 | $ 76,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1,155 | $ 164,380,000 | $ 142,000 | $ 101,000 |
| JACKSONVILLE, FL | 1,119 | $ 215,952,000 | $ 192,000 | $ 117,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1,088 | $ 228,882,000 | $ 210,000 | $ 105,000 |
| BATON ROUGE, LA | 1,043 | $ 140,374,000 | $ 134,000 | $ 100,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 1,025 | $ 155,141,000 | $ 151,000 | $ 110,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 984 | $ 127,090,000 | $ 129,000 | $ 106,000 |
| SHREVEPORT-BOSSIER CITY, LA | 886 | $ 93,545,000 | $ 105,000 | $ 71,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 840 | $ 141,766,000 | $ 168,000 | $ 105,000 |
| OCALA, FL | 796 | $ 88,133,000 | $ 110,000 | $ 78,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 737 | $ 175,457,000 | $ 238,000 | $ 110,000 |
| DALLAS-PLANO-IRVING, TX | 700 | $ 124,726,000 | $ 178,000 | $ 123,000 |
| FLORENCE-MUSCLE SHOALS, AL | 689 | $ 66,614,000 | $ 96,000 | $ 72,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 669 | $ 161,206,000 | $ 227,000 | $ 114,500 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 642 | $ 64,332,000 | $ 94,000 | $ 64,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 627 | $ 81,359,000 | $ 129,000 | $ 107,000 |
| DECATUR, AL | 620 | $ 47,490,000 | $ 76,000 | $ 61,000 |
| JACKSON, TN | 592 | $ 50,916,000 | $ 86,000 | $ 61,000 |
| TUSCALOOSA, AL | 579 | $ 65,655,000 | $ 113,000 | $ 80,000 |
| DALTON, GA | 550 | $ 53,024,000 | $ 96,000 | $ 54,000 |
| CAPE CORAL-FORT MYERS, FL | 549 | $ 92,147,000 | $ 167,000 | $ 112,000 |
| ANNISTON-OXFORD, AL | 510 | $ 40,357,000 | $ 79,000 | $ 57,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 481 | $ 98,237,000 | $ 204,000 | $ 147,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 477 | $ 59,638,000 | $ 125,000 | $ 87,000 |
| CLARKSVILLE, TN-KY | 475 | $ 44,287,000 | $ 83,500 | $ 80,500 |
| DOTHAN, AL | 454 | $ 42,915,000 | $ 94,000 | $ 70,000 |
| LAKELAND-WINTER HAVEN, FL | 454 | $ 54,758,000 | $ 120,000 | $ 78,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 452 | $ 85,981,000 | $ 190,000 | $ 153,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 450 | $ 62,283,000 | $ 136,000 | $ 65,500 |
| GULFPORT-BILOXI, MS | 423 | $ 48,229,000 | $ 114,000 | $ 79,000 |
| LAFAYETTE, IN | 420 | $ 45,129,000 | $ 107,000 | $ 85,000 |
| TEXARKANA, TX-TEXARKANA, AR | 412 | $ 31,915,000 | $ 77,500 | $ 71,000 |
| NAPLES-MARCO ISLAND, FL | 407 | $ 116,041,000 | $ 285,000 | $ 171,000 |
| JOHNSON CITY, TN | 403 | $ 47,198,000 | $ 117,000 | $ 66,000 |
| SPRINGFIELD, MO | 403 | $ 43,260,000 | $ 107,000 | $ 70,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 362 | $ 86,649,000 | $ 239,000 | $ 142,000 |
| HATTIESBURG, MS | 350 | $ 34,982,000 | $ 99,000 | $ 68,000 |
| DECATUR, IL | 348 | $ 25,460,000 | $ 73,000 | $ 56,000 |
| GAINESVILLE, GA | 333 | $ 39,498,000 | $ 118,000 | $ 69,000 |
| HOT SPRINGS, AR | 329 | $ 30,590,000 | $ 92,000 | $ 74,000 |
| JONESBORO, AR | 315 | $ 31,824,000 | $ 101,000 | $ 67,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 313 | $ 51,073,000 | $ 163,000 | $ 91,000 |
| FORT WORTH-ARLINGTON, TX | 291 | $ 39,615,000 | $ 136,000 | $ 92,000 |
| GADSDEN, AL | 281 | $ 20,444,000 | $ 72,000 | $ 68,000 |
| CLEVELAND, TN | 273 | $ 24,519,000 | $ 89,000 | $ 61,000 |
| FORT SMITH, AR-OK | 268 | $ 26,546,000 | $ 76,500 | $ 60,500 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 266 | $ 35,962,000 | $ 87,500 | $ 80,500 |
| TALLAHASSEE, FL | 264 | $ 34,397,000 | $ 130,000 | $ 82,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 259 | $ 28,561,000 | $ 110,000 | $ 77,000 |
| TYLER, TX | 256 | $ 28,880,000 | $ 112,000 | $ 90,000 |
| PUNTA GORDA, FL | 252 | $ 30,350,000 | $ 120,000 | $ 100,000 |
| MONROE, LA | 251 | $ 23,723,000 | $ 94,000 | $ 72,000 |
| BLOOMINGTON, IN | 235 | $ 28,887,000 | $ 122,000 | $ 86,000 |
| DES MOINES-WEST DES MOINES, IA | 231 | $ 28,830,000 | $ 124,000 | $ 63,000 |
| CAPE GIRARDEAU-JACKSON, MO-IL | 229 | $ 22,973,000 | $ 74,500 | $ 63,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 221 | $ 35,072,000 | $ 158,000 | $ 105,000 |
| MORRISTOWN, TN | 220 | $ 19,210,000 | $ 87,000 | $ 70,000 |
| PASCAGOULA, MS | 219 | $ 18,187,000 | $ 83,000 | $ 69,000 |
| AUBURN-OPELIKA, AL | 217 | $ 29,120,000 | $ 134,000 | $ 99,000 |
| ALBANY, GA | 210 | $ 17,554,000 | $ 83,000 | $ 61,000 |
| ALEXANDRIA, LA | 205 | $ 18,953,000 | $ 92,000 | $ 66,000 |
| RALEIGH-CARY, NC | 197 | $ 42,911,000 | $ 217,000 | $ 102,000 |
| JEFFERSON CITY, MO | 196 | $ 16,727,000 | $ 85,000 | $ 61,000 |
| COLUMBUS, GA-AL | 191 | $ 16,508,000 | $ 81,500 | $ 61,000 |
| ROME, GA | 189 | $ 17,797,000 | $ 94,000 | $ 80,000 |
| COLUMBIA, MO | 178 | $ 17,462,000 | $ 98,000 | $ 74,000 |
| LONGVIEW, TX | 163 | $ 12,025,000 | $ 73,000 | $ 70,000 |
| PEORIA, IL | 163 | $ 15,162,000 | $ 93,000 | $ 75,000 |
| WATERLOO-CEDAR FALLS, IA | 146 | $ 10,617,000 | $ 72,000 | $ 65,000 |
| ATHENS-CLARKE COUNTY, GA | 142 | $ 18,458,000 | $ 129,000 | $ 81,000 |
| BLOOMINGTON-NORMAL, IL | 135 | $ 13,713,000 | $ 101,000 | $ 75,000 |
| EVANSVILLE, IN-KY | 135 | $ 11,334,000 | $ 130,000 | $ 78,500 |
| LAFAYETTE, LA | 121 | $ 16,372,000 | $ 135,000 | $ 98,000 |
| CHAMPAIGN-URBANA, IL | 104 | $ 10,865,000 | $ 104,000 | $ 76,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 100 | $ 17,022,000 | $ 170,000 | $ 107,000 |
| VALDOSTA, GA | 94 | $ 13,019,000 | $ 138,000 | $ 123,000 |
| TERRE HAUTE, IN | 83 | $ 5,989,000 | $ 72,000 | $ 72,000 |
| PORT ST. LUCIE, FL | 82 | $ 12,570,000 | $ 153,000 | $ 136,000 |
| SPRINGFIELD, IL | 82 | $ 6,145,000 | $ 74,000 | $ 61,000 |
| GAINESVILLE, FL | 76 | $ 12,380,000 | $ 162,000 | $ 109,000 |
| KOKOMO, IN | 69 | $ 6,514,000 | $ 94,000 | $ 61,000 |
| SAVANNAH, GA | 67 | $ 10,987,000 | $ 163,000 | $ 80,000 |
| KANSAS CITY, MO-KS | 66 | $ 9,085,000 | $ 149,500 | $ 77,500 |
| ANDERSON, SC | 65 | $ 7,778,000 | $ 119,000 | $ 62,000 |
| SPARTANBURG, SC | 56 | $ 7,232,000 | $ 129,000 | $ 71,000 |
| DURHAM-CHAPEL HILL, NC | 50 | $ 9,545,000 | $ 190,000 | $ 117,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 49 | $ 7,010,000 | $ 143,000 | $ 149,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 43 | $ 12,285,000 | $ 190,500 | $ 53,500 |
| CEDAR RAPIDS, IA | 41 | $ 3,077,000 | $ 75,000 | $ 60,000 |
| PINE BLUFF, AR | 41 | $ 3,355,000 | $ 81,000 | $ 66,000 |
| PALM COAST, FL | 40 | $ 7,368,000 | $ 184,000 | $ 164,000 |
| SUMTER, SC | 40 | $ 6,534,000 | $ 163,000 | $ 68,000 |
| ASHEVILLE, NC | 34 | $ 6,919,000 | $ 203,000 | $ 132,000 |
| GARY, IN | 34 | $ 2,946,000 | $ 86,000 | $ 60,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 29 | $ 5,271,000 | $ 335,000 | $ 31,000 |
| GREENSBORO-HIGH POINT, NC | 27 | $ 2,773,000 | $ 102,000 | $ 88,000 |
| IOWA CITY, IA | 27 | $ 2,631,000 | $ 97,000 | $ 65,000 |
| WILMINGTON, NC | 26 | $ 7,080,000 | $ 272,000 | $ 182,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 24 | $ 3,083,000 | $ 127,000 | $ 93,000 |
| SEBASTIAN-VERO BEACH, FL | 24 | $ 9,787,000 | $ 407,000 | $ 325,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 23 | $ 3,824,000 | $ 172,500 | $ 66,000 |
| CORPUS CHRISTI, TX | 23 | $ 9,357,000 | $ 406,000 | $ 230,000 |
| GOLDSBORO, NC | 22 | $ 3,465,000 | $ 157,000 | $ 69,000 |
| MACON, GA | 22 | $ 2,297,000 | $ 104,000 | $ 66,000 |
| WINSTON-SALEM, NC | 22 | $ 5,437,000 | $ 247,000 | $ 137,000 |
| ANDERSON, IN | 21 | $ 1,452,000 | $ 69,000 | $ 60,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 21 | $ 4,386,000 | $ 208,000 | $ 117,000 |
| RICHMOND, VA | 20 | $ 5,817,000 | $ 290,000 | $ 113,000 |
| BRUNSWICK, GA | 16 | $ 2,569,000 | $ 160,000 | $ 196,000 |
| SALT LAKE CITY, UT | 15 | $ 8,647,000 | $ 576,000 | $ 542,000 |
| DENVER-AURORA-BROOMFIELD, CO | 12 | $ 4,492,000 | $ 374,000 | $ 182,000 |
| FLORENCE, SC | 12 | $ 1,224,000 | $ 102,000 | $ 213,000 |
| FORT WAYNE, IN | 12 | $ 1,434,000 | $ 119,000 | $ 72,000 |
| HICKORY-LENOIR-MORGANTON, NC | 12 | $ 1,628,000 | $ 135,000 | $ 87,000 |
| JOPLIN, MO | 12 | $ 938,000 | $ 78,000 | $ 56,000 |
| LEXINGTON-FAYETTE, KY | 12 | $ 2,273,000 | $ 189,000 | $ 99,000 |
| FAYETTEVILLE, NC | 11 | $ 783,000 | $ 71,000 | $ 65,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 11 | $ 625,000 | $ 56,000 | $ 75,000 |
| LAKE CHARLES, LA | 11 | $ 591,000 | $ 53,000 | $ 82,000 |
| JACKSONVILLE, NC | 9 | $ 1,097,000 | $ 121,000 | $ 96,000 |
| OKLAHOMA CITY, OK | 9 | $ 1,257,000 | $ 139,000 | $ 239,000 |
| BURLINGTON, NC | 8 | $ 1,277,000 | $ 159,000 | $ 94,000 |
| ELIZABETHTOWN, KY | 8 | $ 1,217,000 | $ 152,000 | $ 78,000 |
| BOWLING GREEN, KY | 7 | $ 1,267,000 | $ 181,000 | $ 92,000 |
| GREENVILLE, NC | 7 | $ 1,030,000 | $ 147,000 | $ 102,000 |
| HINESVILLE-FORT STEWART, GA | 7 | $ 1,579,000 | $ 225,000 | $ 167,000 |
| ROANOKE, VA | 7 | $ 1,181,000 | $ 168,000 | $ 68,000 |
| WARNER ROBINS, GA | 7 | $ 1,073,000 | $ 153,000 | $ 52,000 |
| DANVILLE, IL | 6 | $ 399,000 | $ 66,000 | $ 56,000 |
| LYNCHBURG, VA | 6 | $ 959,000 | $ 159,000 | $ 111,000 |
| MUNCIE, IN | 6 | $ 647,000 | $ 107,000 | $ 124,000 |
| CHARLOTTESVILLE, VA | 5 | $ 1,615,000 | $ 323,000 | $ 123,000 |
| MCALLEN-EDINBURG-MISSION, TX | 5 | $ 1,099,000 | $ 219,000 | $ 298,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 5 | $ 2,406,000 | $ 481,000 | $ 177,000 |
| ROCKFORD, IL | 5 | $ 472,000 | $ 94,000 | $ 55,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 5 | $ 363,000 | $ 72,000 | $ 50,000 |
| BEAUMONT-PORT ARTHUR, TX | 4 | $ 481,000 | $ 120,000 | $ 52,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 4 | $ 488,000 | $ 122,000 | $ 75,000 |
| COLUMBUS, IN | 4 | $ 375,000 | $ 93,000 | $ 50,000 |
| EL PASO, TX | 4 | $ 448,000 | $ 112,000 | $ 58,000 |
| ELKHART-GOSHEN, IN | 4 | $ 248,000 | $ 62,000 | $ 54,000 |
| LAREDO, TX | 4 | $ 518,000 | $ 129,000 | $ 87,000 |
| LUBBOCK, TX | 4 | $ 703,000 | $ 175,000 | $ 236,000 |
| MICHIGAN CITY-LA PORTE, IN | 4 | $ 700,000 | $ 175,000 | $ 88,000 |
| MIDLAND, TX | 4 | $ 967,000 | $ 241,000 | $ 122,000 |
| PHOENIX-MESA-GLENDALE, AZ | 4 | $ 1,169,000 | $ 292,000 | $ 45,000 |
| ROCHESTER, NY | 4 | $ 460,000 | $ 115,000 | $ 135,000 |
| TULSA, OK | 4 | $ 552,000 | $ 138,000 | $ 58,000 |
| WACO, TX | 4 | $ 424,000 | $ 106,000 | $ 113,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 3 | $ 750,000 | $ 250,000 | $ 174,000 |
| COLORADO SPRINGS, CO | 3 | $ 587,000 | $ 195,000 | $ 69,000 |
| DANVILLE, VA | 3 | $ 314,000 | $ 104,000 | $ 120,000 |
| DAYTON, OH | 3 | $ 325,000 | $ 108,000 | $ 118,000 |
| GRAND JUNCTION, CO | 3 | $ 1,508,000 | $ 502,000 | $ 332,000 |
| NASSAU-SUFFOLK, NY | 3 | $ 694,000 | $ 231,000 | $ 86,000 |
| SHERMAN-DENISON, TX | 3 | $ 362,000 | $ 120,000 | $ 120,000 |
| ST. JOSEPH, MO-KS | 3 | $ 339,000 | $ 113,000 | $ 101,000 |
| COLLEGE STATION-BRYAN, TX | 2 | $ 157,000 | $ 78,000 | $ 42,000 |
| COLUMBUS, OH | 2 | $ 116,000 | $ 58,000 | $ 35,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 2 | $ 211,000 | $ 105,000 | $ 55,000 |
| DUBUQUE, IA | 2 | $ 73,000 | $ 36,000 | $ 40,000 |
| KANKAKEE-BRADLEY, IL | 2 | $ 230,000 | $ 115,000 | $ 44,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 2 | $ 385,000 | $ 192,000 | $ 30,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 2 | $ 15,000 | $ 7,000 | $ 58,000 |
| ODESSA, TX | 2 | $ 88,000 | $ 44,000 | $ 39,000 |
| OWENSBORO, KY | 2 | $ 340,000 | $ 170,000 | $ 120,000 |
| ROCKY MOUNT, NC | 2 | $ 190,000 | $ 95,000 | $ 53,000 |
| SPRINGFIELD, OH | 2 | $ 205,000 | $ 102,000 | $ 50,000 |
| TOLEDO, OH | 2 | $ 260,000 | $ 130,000 | $ 73,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 2 | $ 470,000 | $ 235,000 | $ 108,000 |
| ABILENE, TX | 1 | $ 432,000 | $ 432,000 | $ 204,000 |
| AKRON, OH | 1 | $ 25,000 | $ 25,000 | $ 121,000 |
| ALBANY-SCHENECTADY-TROY, NY | 1 | $ 392,000 | $ 392,000 | $ 203,000 |
| ALBUQUERQUE, NM | 1 | $ 80,000 | $ 80,000 | $ 65,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 1 | $ 68,000 | $ 68,000 | $ 33,000 |
| AMARILLO, TX | 1 | $ 400,000 | $ 400,000 | $ 130,000 |
| AMES, IA | 1 | $ 159,000 | $ 159,000 | $ 45,000 |
| BALTIMORE-TOWSON, MD | 1 | $ 178,000 | $ 178,000 | $ 0 |
| BOULDER, CO | 1 | $ 550,000 | $ 550,000 | $ 120,000 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 59,000 | $ 59,000 | $ 41,000 |
| FORT COLLINS-LOVELAND, CO | 1 | $ 360,000 | $ 360,000 | $ 123,000 |
| GREELEY, CO | 1 | $ 168,000 | $ 168,000 | $ 109,000 |
| HARRISONBURG, VA | 1 | $ 70,000 | $ 70,000 | $ 0 |
| JANESVILLE, WI | 1 | $ 146,000 | $ 146,000 | $ 0 |
| LAWRENCE, KS | 1 | $ 108,000 | $ 108,000 | $ 136,000 |
| MADISON, WI | 1 | $ 110,000 | $ 110,000 | $ 0 |
| NEWARK-UNION, NJ-PA | 1 | $ 200,000 | $ 200,000 | $ 2,000,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 1 | $ 100,000 | $ 100,000 | $ 250,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 1 | $ 208,000 | $ 208,000 | $ 0 |
| PROVO-OREM, UT | 1 | $ 232,000 | $ 232,000 | $ 352,000 |
| PUEBLO, CO | 1 | $ 180,000 | $ 180,000 | $ 112,000 |
| RENO-SPARKS, NV | 1 | $ 250,000 | $ 250,000 | $ 168,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1 | $ 2,000 | $ 2,000 | $ 81,000 |
| SAN ANGELO, TX | 1 | $ 98,000 | $ 98,000 | $ 60,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 270,000 | $ 270,000 | $ 0 |
| SIOUX CITY, IA-NE-SD | 1 | $ 128,000 | $ 128,000 | $ 85,000 |
| SPRINGFIELD, MA | 1 | $ 25,000 | $ 25,000 | $ 121,000 |
| ST. CLOUD, MN | 1 | $ 97,000 | $ 97,000 | $ 0 |
| TACOMA, WA | 1 | $ 80,000 | $ 80,000 | $ 64,000 |
| TOPEKA, KS | 1 | $ 84,000 | $ 84,000 | $ 72,000 |
| WICHITA, KS | 1 | $ 525,000 | $ 525,000 | $ 175,000 |
| WINCHESTER, VA-WV | 1 | $ 148,000 | $ 148,000 | $ 0 |
| YORK-HANOVER, PA | 1 | $ 5,000 | $ 5,000 | $ 35,000 |
Mortgage Loan Application Detail Totals for Regions Bank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 58,829 | $7,489,742,000 | $127,000 | $13,800,000 | $86,000 | $9,999,000 |
| Home Purchase | 28,840 | $5,159,225,000 | $178,000 | $11,250,000 | $93,000 | $9,999,000 |
| Home Improvement | 16,421 | $367,335,000 | $22,000 | $2,000,000 | $62,000 | $2,000,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 76,882 | $10,078,666,000 | $131,000 | $13,800,000 | $90,000 | $9,999,000 |
| Black or African American | 13,633 | $1,101,777,000 | $80,000 | $1,500,000 | $55,000 | $1,717,000 |
| Hispanic | 6,583 | $925,090,000 | $140,000 | $2,700,000 | $80,000 | $5,414,000 |
| Not Provided | 4,329 | $510,130,000 | $117,000 | $3,750,000 | $86,000 | $3,480,000 |
| Asian | 1,784 | $286,126,000 | $160,000 | $2,324,000 | $104,000 | $1,788,000 |
| Not applicable | 407 | $73,545,000 | $180,000 | $11,250,000 | $0 | $0 |
| American Indian or Alaskan Native | 346 | $28,890,000 | $83,000 | $575,000 | $75,000 | $547,000 |
| Native Hawaiian or Other Pacific Islander | 126 | $12,078,000 | $95,000 | $385,000 | $95,000 | $670,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 88,745 | $10,845,648,000 | $122,000 | $13,800,000 | $91,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 10,550 | $1,435,064,000 | $136,000 | $614,000 | $48,000 | $2,148,000 |
| VA-guaranteed (Veterans Administration) | 2,907 | $523,447,000 | $180,000 | $659,000 | $58,000 | $755,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,888 | $212,143,000 | $112,000 | $372,000 | $39,000 | $102,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 54,807 | $7,542,365,000 | $137,000 | $11,250,000 | $91,000 | $9,999,000 |
| Application Denied By Financial Institution | 28,091 | $2,310,668,000 | $82,000 | $3,350,000 | $64,000 | $3,690,000 |
| Application Approved But Not Accepted | 8,682 | $821,267,000 | $94,000 | $1,820,000 | $87,000 | $3,949,000 |
| Application Withdrawn By Applicant | 7,107 | $1,342,768,000 | $188,000 | $10,000,000 | $105,000 | $9,999,000 |
| File Closed For Incompleteness | 4,245 | $824,010,000 | $194,000 | $13,800,000 | $110,000 | $9,999,000 |
| Preapproval Denied by Financial Institution | 749 | $113,783,000 | $151,000 | $2,300,000 | $57,000 | $1,307,000 |
| Loan Purchased By The Institution | 287 | $39,755,000 | $138,000 | $540,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 122 | $21,686,000 | $177,000 | $1,256,000 | $77,000 | $807,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Regions Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Regions Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.