Regions Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Regions Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Regions Bank 1900 5Th Avenue N Birmingham, AL 35203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 116,367 |
| Total Mortgage Loan Application Amount | $22,846,900,000 |
| Average Mortgage Loan Application Amount | $181,800 |
| Highest Mortgage Loan Application Amount | $61,005,000 |
| Average Applicant Income | $121,000 |
| Highest Applicant Income | $7,693,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Regions Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Regions Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Regions Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Regions Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Regions Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Regions Bank's mortgage activity for 2021.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 15,827 | $ 2,113,045,000 | $ 202,826 | $ 127,086 |
| BIRMINGHAM-HOOVER, AL | 7,382 | $ 1,414,650,000 | $ 191,000 | $ 123,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 6,683 | $ 1,381,935,000 | $ 206,000 | $ 126,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 6,254 | $ 1,696,050,000 | $ 271,000 | $ 162,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 5,801 | $ 1,247,650,000 | $ 215,000 | $ 138,000 |
| ST. LOUIS, MO-IL | 3,941 | $ 533,485,000 | $ 129,500 | $ 106,500 |
| MEMPHIS, TN-MS-AR | 3,311 | $ 423,285,000 | $ 119,666 | $ 87,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 2,739 | $ 700,005,000 | $ 255,000 | $ 153,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 2,403 | $ 543,925,000 | $ 226,000 | $ 148,000 |
| KNOXVILLE, TN | 2,380 | $ 389,940,000 | $ 163,000 | $ 109,000 |
| NEW ORLEANS-METAIRIE, LA | 2,208 | $ 428,210,000 | $ 193,000 | $ 124,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 2,130 | $ 382,980,000 | $ 179,000 | $ 110,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 2,100 | $ 495,240,000 | $ 235,000 | $ 171,000 |
| CHATTANOOGA, TN-GA | 1,913 | $ 268,635,000 | $ 130,000 | $ 100,000 |
| MOBILE, AL | 1,887 | $ 228,685,000 | $ 121,000 | $ 93,000 |
| JACKSONVILLE, FL | 1,855 | $ 614,035,000 | $ 331,000 | $ 179,000 |
| JACKSON, MS | 1,848 | $ 222,540,000 | $ 120,000 | $ 89,000 |
| HUNTSVILLE, AL | 1,722 | $ 256,740,000 | $ 149,000 | $ 101,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1,694 | $ 309,400,000 | $ 182,000 | $ 116,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 1,609 | $ 305,365,000 | $ 189,000 | $ 124,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1,580 | $ 321,200,000 | $ 203,000 | $ 141,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 1,238 | $ 309,880,000 | $ 250,000 | $ 158,000 |
| MONTGOMERY, AL | 1,185 | $ 168,305,000 | $ 142,000 | $ 98,000 |
| BATON ROUGE, LA | 1,152 | $ 242,390,000 | $ 210,000 | $ 152,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 1,143 | $ 622,695,000 | $ 521,000 | $ 225,500 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 1,136 | $ 379,730,000 | $ 334,000 | $ 222,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 996 | $ 232,580,000 | $ 233,000 | $ 155,000 |
| CAPE CORAL-FORT MYERS, FL | 951 | $ 189,145,000 | $ 198,000 | $ 129,000 |
| OCALA, FL | 896 | $ 113,410,000 | $ 126,000 | $ 97,000 |
| DALLAS-PLANO-IRVING, TX | 891 | $ 238,855,000 | $ 268,000 | $ 174,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 890 | $ 134,300,000 | $ 150,000 | $ 100,000 |
| SHREVEPORT-BOSSIER CITY, LA | 889 | $ 126,035,000 | $ 141,000 | $ 101,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 868 | $ 208,190,000 | $ 239,000 | $ 130,000 |
| PANAMA CITY, FL | 866 | $ 186,330,000 | $ 215,000 | $ 129,000 |
| TUSCALOOSA, AL | 842 | $ 135,510,000 | $ 160,000 | $ 90,000 |
| AUSTIN-ROUND ROCK, TX | 792 | $ 433,560,000 | $ 547,000 | $ 259,000 |
| JACKSON, TN | 787 | $ 92,385,000 | $ 117,000 | $ 73,000 |
| CHICAGO-NAPERVILLE, IL | 655 | $ 233,815,000 | $ 356,000 | $ 127,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 644 | $ 128,880,000 | $ 200,000 | $ 179,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 627 | $ 90,355,000 | $ 144,000 | $ 106,000 |
| COLUMBIA, SC | 621 | $ 147,385,000 | $ 237,000 | $ 124,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 595 | $ 142,865,000 | $ 240,000 | $ 124,000 |
| DECATUR, AL | 592 | $ 67,110,000 | $ 113,000 | $ 80,000 |
| FLORENCE-MUSCLE SHOALS, AL | 577 | $ 71,075,000 | $ 123,000 | $ 89,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 575 | $ 105,455,000 | $ 183,000 | $ 124,000 |
| GAINESVILLE, GA | 568 | $ 101,460,000 | $ 178,000 | $ 105,000 |
| PUNTA GORDA, FL | 567 | $ 104,125,000 | $ 183,000 | $ 114,000 |
| DALTON, GA | 561 | $ 62,105,000 | $ 110,000 | $ 68,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 550 | $ 197,080,000 | $ 358,000 | $ 173,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 514 | $ 69,770,000 | $ 135,000 | $ 89,000 |
| ATHENS-CLARKE COUNTY, GA | 488 | $ 124,790,000 | $ 255,000 | $ 136,000 |
| HOMOSASSA SPRINGS, FL | 444 | $ 47,830,000 | $ 107,000 | $ 81,000 |
| HATTIESBURG, MS | 438 | $ 55,760,000 | $ 127,000 | $ 89,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 429 | $ 87,615,000 | $ 204,000 | $ 141,000 |
| RALEIGH, NC | 414 | $ 153,090,000 | $ 369,000 | $ 188,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 412 | $ 44,450,000 | $ 98,500 | $ 62,500 |
| CLARKSVILLE, TN-KY | 411 | $ 52,015,000 | $ 130,000 | $ 79,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 404 | $ 38,780,000 | $ 95,000 | $ 71,000 |
| CLEVELAND, TN | 391 | $ 41,155,000 | $ 105,000 | $ 79,000 |
| FORT WORTH-ARLINGTON, TX | 389 | $ 130,225,000 | $ 334,000 | $ 164,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 384 | $ 112,280,000 | $ 292,000 | $ 214,000 |
| LAKELAND-WINTER HAVEN, FL | 372 | $ 56,220,000 | $ 151,000 | $ 111,000 |
| DOTHAN, AL | 367 | $ 44,505,000 | $ 121,000 | $ 85,000 |
| GADSDEN, AL | 345 | $ 37,435,000 | $ 108,000 | $ 80,000 |
| HOT SPRINGS, AR | 340 | $ 44,170,000 | $ 129,000 | $ 104,000 |
| JOHNSON CITY, TN | 316 | $ 38,980,000 | $ 123,000 | $ 77,000 |
| AUBURN-OPELIKA, AL | 297 | $ 50,655,000 | $ 170,000 | $ 136,000 |
| CINCINNATI, OH-KY-IN | 278 | $ 63,790,000 | $ 211,000 | $ 103,000 |
| DECATUR, IL | 273 | $ 25,175,000 | $ 92,000 | $ 74,000 |
| JONESBORO, AR | 273 | $ 36,465,000 | $ 133,000 | $ 88,000 |
| TALLAHASSEE, FL | 259 | $ 37,045,000 | $ 143,000 | $ 128,000 |
| LAFAYETTE, LA | 257 | $ 44,065,000 | $ 171,000 | $ 119,000 |
| FORT SMITH, AR-OK | 252 | $ 30,480,000 | $ 133,000 | $ 66,500 |
| HOUMA-THIBODAUX, LA | 240 | $ 28,650,000 | $ 119,000 | $ 95,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 234 | $ 73,670,000 | $ 314,000 | $ 198,000 |
| TYLER, TX | 223 | $ 42,085,000 | $ 188,000 | $ 114,000 |
| SPRINGFIELD, MO | 215 | $ 29,115,000 | $ 135,000 | $ 80,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 214 | $ 51,630,000 | $ 241,000 | $ 131,000 |
| MORRISTOWN, TN | 211 | $ 26,995,000 | $ 127,000 | $ 81,000 |
| MONROE, LA | 202 | $ 23,570,000 | $ 116,000 | $ 82,000 |
| ROME, GA | 200 | $ 26,110,000 | $ 130,000 | $ 88,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 196 | $ 27,280,000 | $ 147,000 | $ 108,500 |
| TEXARKANA, TX-AR | 188 | $ 17,710,000 | $ 93,500 | $ 70,000 |
| DURHAM-CHAPEL HILL, NC | 180 | $ 127,420,000 | $ 707,000 | $ 229,000 |
| KANSAS CITY, MO-KS | 180 | $ 61,140,000 | $ 350,000 | $ 193,000 |
| HAMMOND, LA | 172 | $ 22,170,000 | $ 128,000 | $ 95,000 |
| COLUMBUS, GA-AL | 161 | $ 17,405,000 | $ 106,500 | $ 79,500 |
| ALEXANDRIA, LA | 160 | $ 23,310,000 | $ 145,000 | $ 100,000 |
| CARBONDALE-MARION, IL | 157 | $ 14,115,000 | $ 89,000 | $ 83,000 |
| CAPE GIRARDEAU, MO-IL | 154 | $ 18,500,000 | $ 83,000 | $ 76,000 |
| LONGVIEW, TX | 150 | $ 18,150,000 | $ 121,000 | $ 84,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 142 | $ 40,570,000 | $ 306,500 | $ 166,500 |
| SPARTANBURG, SC | 124 | $ 20,350,000 | $ 164,000 | $ 95,000 |
| DES MOINES-WEST DES MOINES, IA | 115 | $ 16,525,000 | $ 143,000 | $ 95,000 |
| JEFFERSON CITY, MO | 115 | $ 12,415,000 | $ 107,000 | $ 74,000 |
| SPRINGFIELD, IL | 109 | $ 10,885,000 | $ 99,000 | $ 90,000 |
| ALBANY, GA | 106 | $ 12,030,000 | $ 113,000 | $ 95,000 |
| THE VILLAGES, FL | 106 | $ 16,670,000 | $ 157,000 | $ 95,000 |
| GAINESVILLE, FL | 105 | $ 18,765,000 | $ 178,000 | $ 133,000 |
| PORT ST. LUCIE, FL | 97 | $ 21,235,000 | $ 218,000 | $ 143,000 |
| BLOOMINGTON, IN | 96 | $ 14,200,000 | $ 147,000 | $ 131,000 |
| COLUMBIA, MO | 95 | $ 17,465,000 | $ 183,000 | $ 100,000 |
| PEORIA, IL | 88 | $ 7,820,000 | $ 88,000 | $ 72,000 |
| WILMINGTON, NC | 87 | $ 47,875,000 | $ 550,000 | $ 305,000 |
| ASHEVILLE, NC | 86 | $ 30,360,000 | $ 353,000 | $ 177,000 |
| EVANSVILLE, IN-KY | 85 | $ 11,725,000 | $ 185,500 | $ 93,000 |
| SAVANNAH, GA | 83 | $ 17,485,000 | $ 210,000 | $ 159,000 |
| TERRE HAUTE, IN | 79 | $ 8,525,000 | $ 107,000 | $ 66,000 |
| WATERLOO-CEDAR FALLS, IA | 79 | $ 6,155,000 | $ 77,000 | $ 77,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 70 | $ 26,240,000 | $ 442,000 | $ 273,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 57 | $ 18,445,000 | $ 323,000 | $ 166,000 |
| VALDOSTA, GA | 56 | $ 7,440,000 | $ 132,000 | $ 121,000 |
| BLOOMINGTON, IL | 55 | $ 7,005,000 | $ 127,000 | $ 118,000 |
| CHAMPAIGN-URBANA, IL | 53 | $ 7,005,000 | $ 132,000 | $ 101,000 |
| GARY, IN | 53 | $ 9,595,000 | $ 181,000 | $ 146,000 |
| GREENSBORO-HIGH POINT, NC | 49 | $ 13,595,000 | $ 277,000 | $ 131,000 |
| ELGIN, IL | 46 | $ 12,750,000 | $ 277,000 | $ 130,000 |
| HICKORY-LENOIR-MORGANTON, NC | 43 | $ 16,765,000 | $ 389,000 | $ 285,000 |
| DENVER-AURORA-LAKEWOOD, CO | 42 | $ 23,530,000 | $ 560,000 | $ 167,000 |
| KOKOMO, IN | 42 | $ 4,020,000 | $ 95,000 | $ 56,000 |
| CORPUS CHRISTI, TX | 38 | $ 28,180,000 | $ 741,000 | $ 408,000 |
| SEBASTIAN-VERO BEACH, FL | 38 | $ 9,590,000 | $ 252,000 | $ 203,000 |
| BOWLING GREEN, KY | 34 | $ 8,440,000 | $ 248,000 | $ 94,000 |
| KILLEEN-TEMPLE, TX | 34 | $ 6,270,000 | $ 184,000 | $ 140,000 |
| FAYETTEVILLE, NC | 30 | $ 4,790,000 | $ 159,000 | $ 146,000 |
| RICHMOND, VA | 30 | $ 8,820,000 | $ 294,000 | $ 127,000 |
| WINSTON-SALEM, NC | 30 | $ 7,650,000 | $ 255,000 | $ 131,000 |
| BRUNSWICK, GA | 28 | $ 12,340,000 | $ 440,000 | $ 283,000 |
| MACON-BIBB COUNTY, GA | 28 | $ 5,480,000 | $ 195,000 | $ 100,000 |
| BEAUMONT-PORT ARTHUR, TX | 27 | $ 6,395,000 | $ 236,000 | $ 140,000 |
| CEDAR RAPIDS, IA | 27 | $ 2,765,000 | $ 102,000 | $ 59,000 |
| WARNER ROBINS, GA | 27 | $ 3,755,000 | $ 139,000 | $ 92,000 |
| LEXINGTON-FAYETTE, KY | 26 | $ 5,470,000 | $ 210,000 | $ 124,000 |
| COLUMBUS, OH | 24 | $ 7,370,000 | $ 307,000 | $ 165,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 23 | $ 102,745,000 | $ 2,489,000 | $ 278,000 |
| OKLAHOMA CITY, OK | 22 | $ 6,410,000 | $ 291,000 | $ 117,000 |
| FORT WAYNE, IN | 20 | $ 2,410,000 | $ 120,000 | $ 104,000 |
| SUMTER, SC | 19 | $ 3,125,000 | $ 164,000 | $ 90,000 |
| EL PASO, TX | 18 | $ 5,510,000 | $ 306,000 | $ 200,000 |
| GOLDSBORO, NC | 18 | $ 4,840,000 | $ 268,000 | $ 158,000 |
| SEBRING, FL | 18 | $ 2,550,000 | $ 141,000 | $ 117,000 |
| MCALLEN-EDINBURG-MISSION, TX | 17 | $ 4,775,000 | $ 280,000 | $ 301,000 |
| SHERMAN-DENISON, TX | 17 | $ 6,225,000 | $ 366,000 | $ 310,000 |
| COLUMBUS, IN | 14 | $ 2,700,000 | $ 192,000 | $ 68,000 |
| WACO, TX | 14 | $ 3,530,000 | $ 252,000 | $ 339,000 |
| MUNCIE, IN | 13 | $ 2,065,000 | $ 158,000 | $ 119,000 |
| PINE BLUFF, AR | 13 | $ 1,335,000 | $ 102,000 | $ 52,000 |
| BROWNSVILLE-HARLINGEN, TX | 12 | $ 3,840,000 | $ 320,000 | $ 242,000 |
| CLEVELAND-ELYRIA, OH | 12 | $ 4,060,000 | $ 338,000 | $ 243,000 |
| LAKE CHARLES, LA | 12 | $ 7,440,000 | $ 620,000 | $ 147,000 |
| TULSA, OK | 12 | $ 4,510,000 | $ 375,000 | $ 192,000 |
| JACKSONVILLE, NC | 11 | $ 3,275,000 | $ 297,000 | $ 111,000 |
| BURLINGTON, NC | 10 | $ 2,980,000 | $ 298,000 | $ 101,000 |
| LUBBOCK, TX | 10 | $ 3,280,000 | $ 328,000 | $ 259,000 |
| COLLEGE STATION-BRYAN, TX | 9 | $ 3,165,000 | $ 351,000 | $ 187,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 9 | $ 1,355,000 | $ 142,500 | $ 122,500 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 9 | $ 1,815,000 | $ 201,000 | $ 91,000 |
| IOWA CITY, IA | 9 | $ 1,965,000 | $ 218,000 | $ 167,000 |
| ROCKY MOUNT, NC | 9 | $ 1,525,000 | $ 169,000 | $ 81,000 |
| VICTORIA, TX | 9 | $ 2,855,000 | $ 317,000 | $ 193,000 |
| COLORADO SPRINGS, CO | 8 | $ 2,320,000 | $ 290,000 | $ 103,000 |
| JOPLIN, MO | 8 | $ 840,000 | $ 105,000 | $ 119,000 |
| MICHIGAN CITY-LA PORTE, IN | 8 | $ 2,440,000 | $ 305,000 | $ 142,000 |
| ELKHART-GOSHEN, IN | 7 | $ 1,975,000 | $ 282,000 | $ 108,000 |
| FLORENCE, SC | 7 | $ 1,755,000 | $ 250,000 | $ 156,000 |
| HINESVILLE, GA | 7 | $ 555,000 | $ 79,000 | $ 51,000 |
| LAREDO, TX | 7 | $ 915,000 | $ 130,000 | $ 76,000 |
| NEW BERN, NC | 7 | $ 1,265,000 | $ 180,000 | $ 222,000 |
| SAN ANGELO, TX | 7 | $ 2,195,000 | $ 313,000 | $ 201,000 |
| WICHITA FALLS, TX | 7 | $ 1,925,000 | $ 275,000 | $ 133,000 |
| BOULDER, CO | 6 | $ 3,420,000 | $ 570,000 | $ 125,000 |
| FORT COLLINS, CO | 6 | $ 1,960,000 | $ 326,000 | $ 141,000 |
| GREELEY, CO | 6 | $ 1,740,000 | $ 290,000 | $ 123,000 |
| MIDLAND, TX | 6 | $ 1,450,000 | $ 241,000 | $ 123,000 |
| ROANOKE, VA | 6 | $ 1,020,000 | $ 170,000 | $ 77,000 |
| ROCKFORD, IL | 6 | $ 1,300,000 | $ 216,000 | $ 88,000 |
| SALT LAKE CITY, UT | 6 | $ 2,940,000 | $ 490,000 | $ 183,000 |
| AKRON, OH | 5 | $ 1,645,000 | $ 329,000 | $ 105,000 |
| PROVO-OREM, UT | 5 | $ 1,325,000 | $ 265,000 | $ 80,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 5 | $ 425,000 | $ 85,000 | $ 98,000 |
| WICHITA, KS | 5 | $ 1,505,000 | $ 301,000 | $ 176,000 |
| CHARLOTTESVILLE, VA | 4 | $ 1,200,000 | $ 300,000 | $ 140,000 |
| GREENVILLE, NC | 4 | $ 1,270,000 | $ 317,000 | $ 155,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 4 | $ 760,000 | $ 190,000 | $ 136,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 4 | $ 1,120,000 | $ 258,000 | $ 92,000 |
| ST. JOSEPH, MO-KS | 4 | $ 450,000 | $ 163,000 | $ 104,000 |
| TOLEDO, OH | 4 | $ 1,620,000 | $ 405,000 | $ 162,000 |
| ABILENE, TX | 3 | $ 195,000 | $ 65,000 | $ 177,000 |
| AMES, IA | 3 | $ 925,000 | $ 308,000 | $ 227,000 |
| DANVILLE, IL | 3 | $ 325,000 | $ 108,000 | $ 105,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 3 | $ 145,000 | $ 48,000 | $ 71,000 |
| LYNCHBURG, VA | 3 | $ 465,000 | $ 155,000 | $ 67,000 |
| OGDEN-CLEARFIELD, UT | 3 | $ 975,000 | $ 325,000 | $ 98,000 |
| OWENSBORO, KY | 3 | $ 515,000 | $ 171,000 | $ 68,000 |
| TOPEKA, KS | 3 | $ 915,000 | $ 305,000 | $ 194,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 3 | $ 15,505,000 | $ 5,168,000 | $ 66,000 |
| LIMA, OH | 2 | $ 280,000 | $ 140,000 | $ 85,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 2 | $ 31,710,000 | $ 15,855,000 | $ 1,500,000 |
| MANHATTAN, KS | 2 | $ 400,000 | $ 200,000 | $ 56,000 |
| ODESSA, TX | 2 | $ 370,000 | $ 185,000 | $ 54,000 |
| ST. GEORGE, UT | 2 | $ 700,000 | $ 350,000 | $ 170,000 |
| STAUNTON-WAYNESBORO, VA | 2 | $ 460,000 | $ 230,000 | $ 147,000 |
| AMARILLO, TX | 1 | $ 595,000 | $ 595,000 | $ 213,000 |
| GRAND RAPIDS-WYOMING, MI | 1 | $ 15,000 | $ 15,000 | $ 84,000 |
| KANKAKEE, IL | 1 | $ 85,000 | $ 85,000 | $ 10,000 |
| LANSING-EAST LANSING, MI | 1 | $ 845,000 | $ 845,000 | $ 224,000 |
| LOGAN, UT-ID | 1 | $ 285,000 | $ 285,000 | $ 124,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 1 | $ 15,000 | $ 15,000 | $ 55,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 1 | $ 245,000 | $ 245,000 | $ 98,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 1 | $ 28,505,000 | $ 28,505,000 | $ 0 |
| POCATELLO, ID | 1 | $ 3,505,000 | $ 3,505,000 | $ 0 |
| PUEBLO, CO | 1 | $ 155,000 | $ 155,000 | $ 91,000 |
| RENO, NV | 1 | $ 55,000 | $ 55,000 | $ 108,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1 | $ 35,000 | $ 35,000 | $ 34,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1 | $ 34,845,000 | $ 34,845,000 | $ 0 |
| TUCSON, AZ | 1 | $ 115,000 | $ 115,000 | $ 314,000 |
Mortgage Loan Application Detail Totals for Regions Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 29,955 | $10,059,195,000 | $335,000 | $57,135,000 | $141,000 | $6,600,000 |
| Cash-out Refinancing | 25,016 | $6,214,275,000 | $248,000 | $16,035,000 | $123,000 | $7,693,000 |
| Home Improvement | 23,023 | $1,743,245,000 | $75,000 | $2,505,000 | $122,000 | $7,560,000 |
| Other Purpose | 20,417 | $2,525,385,000 | $123,000 | $7,735,000 | $130,000 | $6,523,000 |
| Refinancing | 17,956 | $2,304,800,000 | $128,000 | $61,005,000 | $89,000 | $7,200,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 80,739 | $15,506,455,000 | $192,000 | $5,005,000 | $127,000 | $7,693,000 |
| Black or African American | 15,022 | $2,038,900,000 | $135,000 | $2,005,000 | $82,000 | $5,004,000 |
| Hispanic | 8,749 | $1,669,275,000 | $190,000 | $3,705,000 | $119,000 | $7,200,000 |
| Not Provided | 7,375 | $1,873,595,000 | $254,000 | $3,255,000 | $156,000 | $5,211,000 |
| Asian | 2,652 | $634,030,000 | $239,000 | $2,155,000 | $151,000 | $6,600,000 |
| American Indian or Alaskan Native | 638 | $106,150,000 | $166,000 | $1,685,000 | $119,000 | $2,405,000 |
| Native Hawaiian or Other Pacific Islander | 78 | $9,150,000 | $117,000 | $375,000 | $93,000 | $960,000 |
| Not applicable | 72 | $666,305,000 | $9,384,000 | $61,005,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 110,702 | $21,700,515,000 | $196,000 | $61,005,000 | $126,000 | $7,693,000 |
| FHA-insured (Federal Housing Administration) | 3,528 | $660,100,000 | $187,000 | $2,165,000 | $67,000 | $1,483,000 |
| VA-guaranteed (Veterans Administration) | 1,381 | $372,195,000 | $269,000 | $1,875,000 | $89,000 | $735,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 756 | $114,090,000 | $150,000 | $405,000 | $51,000 | $120,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 58,541 | $13,666,070,000 | $233,000 | $61,005,000 | $129,000 | $7,693,000 |
| Application Denied By Financial Institution | 26,741 | $2,861,445,000 | $107,000 | $16,305,000 | $98,000 | $7,560,000 |
| Application Withdrawn By Applicant | 16,406 | $3,428,890,000 | $209,000 | $5,005,000 | $135,000 | $6,600,000 |
| Application Approved But Not Accepted | 6,919 | $1,149,485,000 | $166,000 | $2,005,000 | $142,000 | $7,200,000 |
| File Closed For Incompleteness | 6,793 | $1,487,745,000 | $219,000 | $3,705,000 | $133,000 | $6,360,000 |
| Preapproval Denied by Financial Institution | 551 | $127,435,000 | $231,000 | $1,605,000 | $63,000 | $862,000 |
| Preapproval Approved but not Accepted | 357 | $113,275,000 | $317,000 | $2,005,000 | $108,000 | $800,000 |
| Loan Purchased By The Institution | 59 | $12,555,000 | $212,000 | $505,000 | $91,000 | $232,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 89,075 | $19,858,020,000 | $222,000 | $61,005,000 | $131,000 | $7,693,000 |
| Credit History | 13,902 | $1,222,160,000 | $87,000 | $2,165,000 | $109,000 | $7,560,000 |
| Debt-To-Income Ratio | 8,781 | $1,096,225,000 | $124,000 | $2,005,000 | $56,000 | $1,366,000 |
| Collateral | 3,327 | $392,445,000 | $117,000 | $2,005,000 | $153,000 | $6,523,000 |
| Unverifiable Information | 436 | $83,930,000 | $192,000 | $1,405,000 | $116,000 | $2,939,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 378 | $81,770,000 | $216,000 | $1,805,000 | $83,000 | $909,000 |
| Other | 347 | $85,835,000 | $247,000 | $16,305,000 | $135,000 | $1,500,000 |
| Employment History | 88 | $18,910,000 | $214,000 | $1,905,000 | $67,000 | $636,000 |
| Credit Application Incomplete | 33 | $7,605,000 | $230,000 | $2,195,000 | $96,000 | $498,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Regions Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Regions Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.