Regions Bank Mortgage Lending & HMDA Data, 2021
In 2021, Regions Bank of Birmingham, AL reported 116,367 mortgage applications totaling $22.8 billion, down 5% from 2020. The average application was for $196,334, and applicants reported an average income of $123,417. 50% of its applications resulted in an originated loan and 23% were denied. Its largest markets were Birmingham-Hoover, AL (7,382), Nashville-Davidson--Murfreesboro--Franklin, TN (6,683) and Atlanta-Sandy Springs-Roswell, GA (6,254) (applications in parentheses).
| Mortgage Company & Address | Regions Bank 1900 5th Avenue N Birmingham, AL 35203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 116,367 |
| Total Mortgage Loan Application Amount | $22,846,900,000 |
| Average Mortgage Loan Application Amount | $196,334 |
| Highest Mortgage Loan Application Amount | $61,005,000 |
| Average Applicant Income | $123,417 |
| Highest Applicant Income | $7,693,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Regions Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 15,827 | $ 2,113,045,000 | $ 133,508 | $ 95,725 |
| Birmingham-Hoover, AL | 7,382 | $ 1,414,650,000 | $ 191,635 | $ 123,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 6,683 | $ 1,381,935,000 | $ 206,783 | $ 126,000 |
| Atlanta-Sandy Springs-Roswell, GA | 6,254 | $ 1,696,050,000 | $ 271,194 | $ 162,000 |
| Tampa-St. Petersburg-Clearwater, FL | 5,801 | $ 1,247,650,000 | $ 215,074 | $ 138,000 |
| St. Louis, MO-IL | 3,941 | $ 533,485,000 | $ 135,367 | $ 109,307 |
| Memphis, TN-MS-AR | 3,311 | $ 423,285,000 | $ 127,842 | $ 99,170 |
| Miami-Miami Beach-Kendall, FL | 2,739 | $ 700,005,000 | $ 255,569 | $ 153,000 |
| Orlando-Kissimmee-Sanford, FL | 2,403 | $ 543,925,000 | $ 226,352 | $ 148,000 |
| Knoxville, TN | 2,380 | $ 389,940,000 | $ 163,840 | $ 109,000 |
| New Orleans-Metairie, LA | 2,208 | $ 428,210,000 | $ 193,935 | $ 124,000 |
| Indianapolis-Carmel-Anderson, IN | 2,130 | $ 382,980,000 | $ 179,802 | $ 110,000 |
| Houston-The Woodlands-Sugar Land, TX | 2,100 | $ 495,240,000 | $ 235,828 | $ 171,000 |
| Chattanooga, TN-GA | 1,913 | $ 268,635,000 | $ 140,426 | $ 103,610 |
| Mobile, AL | 1,887 | $ 228,685,000 | $ 121,189 | $ 93,000 |
| Jacksonville, FL | 1,855 | $ 614,035,000 | $ 331,016 | $ 179,000 |
| Jackson, MS | 1,848 | $ 222,540,000 | $ 120,422 | $ 89,000 |
| Huntsville, AL | 1,722 | $ 256,740,000 | $ 149,094 | $ 101,000 |
| Little Rock-North Little Rock-Conway, AR | 1,694 | $ 309,400,000 | $ 182,644 | $ 116,000 |
| Daphne-Fairhope-Foley, AL | 1,609 | $ 305,365,000 | $ 189,785 | $ 124,000 |
| Pensacola-Ferry Pass-Brent, FL | 1,580 | $ 321,200,000 | $ 203,291 | $ 141,000 |
| North Port-Sarasota-Bradenton, FL | 1,238 | $ 309,880,000 | $ 250,306 | $ 158,000 |
| Montgomery, AL | 1,185 | $ 168,305,000 | $ 142,029 | $ 98,000 |
| Baton Rouge, LA | 1,152 | $ 242,390,000 | $ 210,407 | $ 152,000 |
| Charlotte-Concord-Gastonia, NC-SC | 1,143 | $ 622,695,000 | $ 544,790 | $ 241,845 |
| Crestview-Fort Walton Beach-Destin, FL | 1,136 | $ 379,730,000 | $ 334,269 | $ 222,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 996 | $ 232,580,000 | $ 233,514 | $ 155,000 |
| Cape Coral-Fort Myers, FL | 951 | $ 189,145,000 | $ 198,890 | $ 129,000 |
| Ocala, FL | 896 | $ 113,410,000 | $ 126,573 | $ 97,000 |
| Dallas-Plano-Irving, TX | 891 | $ 238,855,000 | $ 268,075 | $ 174,000 |
| Augusta-Richmond County, GA-SC | 890 | $ 134,300,000 | $ 150,898 | $ 101,089 |
| Shreveport-Bossier City, LA | 889 | $ 126,035,000 | $ 141,771 | $ 101,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 868 | $ 208,190,000 | $ 239,850 | $ 130,000 |
| Panama City, FL | 866 | $ 186,330,000 | $ 215,161 | $ 129,000 |
| Tuscaloosa, AL | 842 | $ 135,510,000 | $ 160,938 | $ 90,000 |
| Austin-Round Rock, TX | 792 | $ 433,560,000 | $ 547,424 | $ 259,000 |
| Jackson, TN | 787 | $ 92,385,000 | $ 117,388 | $ 73,000 |
| Chicago-Naperville, IL | 655 | $ 233,815,000 | $ 356,969 | $ 127,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 644 | $ 128,880,000 | $ 200,124 | $ 179,000 |
| Gulfport-Biloxi-Pascagoula, MS | 627 | $ 90,355,000 | $ 144,106 | $ 106,000 |
| Columbia, SC | 621 | $ 147,385,000 | $ 237,334 | $ 124,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 595 | $ 142,865,000 | $ 240,109 | $ 124,000 |
| Decatur, AL | 592 | $ 67,110,000 | $ 113,361 | $ 80,000 |
| Florence-Muscle Shoals, AL | 577 | $ 71,075,000 | $ 123,180 | $ 89,000 |
| Palm Bay-Melbourne-Titusville, FL | 575 | $ 105,455,000 | $ 183,400 | $ 124,000 |
| Gainesville, GA | 568 | $ 101,460,000 | $ 178,626 | $ 105,000 |
| Punta Gorda, FL | 567 | $ 104,125,000 | $ 183,641 | $ 114,000 |
| Dalton, GA | 561 | $ 62,105,000 | $ 110,704 | $ 68,000 |
| Charleston-North Charleston, SC | 550 | $ 197,080,000 | $ 358,327 | $ 173,000 |
| Lafayette-West Lafayette, IN | 514 | $ 69,770,000 | $ 135,739 | $ 89,000 |
| Athens-Clarke County, GA | 488 | $ 124,790,000 | $ 255,717 | $ 136,000 |
| Homosassa Springs, FL | 444 | $ 47,830,000 | $ 107,725 | $ 81,000 |
| Hattiesburg, MS | 438 | $ 55,760,000 | $ 127,305 | $ 89,000 |
| Greenville-Anderson-Mauldin, SC | 429 | $ 87,615,000 | $ 204,230 | $ 141,000 |
| Raleigh, NC | 414 | $ 153,090,000 | $ 369,782 | $ 188,000 |
| Kingsport-Bristol-Bristol, TN-VA | 412 | $ 44,450,000 | $ 107,888 | $ 69,968 |
| Clarksville, TN-KY | 411 | $ 52,015,000 | $ 126,557 | $ 83,610 |
| Anniston-Oxford-Jacksonville, AL | 404 | $ 38,780,000 | $ 95,990 | $ 71,000 |
| Cleveland, TN | 391 | $ 41,155,000 | $ 105,255 | $ 79,000 |
| Fort Worth-Arlington, TX | 389 | $ 130,225,000 | $ 334,768 | $ 164,000 |
| Naples-Immokalee-Marco Island, FL | 384 | $ 112,280,000 | $ 292,395 | $ 214,000 |
| Lakeland-Winter Haven, FL | 372 | $ 56,220,000 | $ 151,129 | $ 111,000 |
| Dothan, AL | 367 | $ 44,505,000 | $ 121,267 | $ 85,000 |
| Gadsden, AL | 345 | $ 37,435,000 | $ 108,507 | $ 80,000 |
| Hot Springs, AR | 340 | $ 44,170,000 | $ 129,911 | $ 104,000 |
| Johnson City, TN | 316 | $ 38,980,000 | $ 123,354 | $ 77,000 |
| Auburn-Opelika, AL | 297 | $ 50,655,000 | $ 170,555 | $ 136,000 |
| Cincinnati, OH-KY-IN | 278 | $ 63,790,000 | $ 229,460 | $ 105,784 |
| Decatur, IL | 273 | $ 25,175,000 | $ 92,216 | $ 74,000 |
| Jonesboro, AR | 273 | $ 36,465,000 | $ 133,571 | $ 88,000 |
| Tallahassee, FL | 259 | $ 37,045,000 | $ 143,030 | $ 128,000 |
| Lafayette, LA | 257 | $ 44,065,000 | $ 171,459 | $ 119,000 |
| Fort Smith, AR-OK | 252 | $ 30,480,000 | $ 120,952 | $ 71,519 |
| Houma-Thibodaux, LA | 240 | $ 28,650,000 | $ 119,375 | $ 95,000 |
| San Antonio-New Braunfels, TX | 234 | $ 73,670,000 | $ 314,829 | $ 198,000 |
| Tyler, TX | 223 | $ 42,085,000 | $ 188,721 | $ 114,000 |
| Springfield, MO | 215 | $ 29,115,000 | $ 135,418 | $ 80,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 214 | $ 51,630,000 | $ 241,261 | $ 131,000 |
| Morristown, TN | 211 | $ 26,995,000 | $ 127,938 | $ 81,000 |
| Monroe, LA | 202 | $ 23,570,000 | $ 116,683 | $ 82,000 |
| Rome, GA | 200 | $ 26,110,000 | $ 130,550 | $ 88,000 |
| Louisville/Jefferson County, KY-IN | 196 | $ 27,280,000 | $ 139,183 | $ 98,734 |
| Texarkana, TX-AR | 188 | $ 17,710,000 | $ 94,202 | $ 70,021 |
| Durham-Chapel Hill, NC | 180 | $ 127,420,000 | $ 707,888 | $ 229,000 |
| Kansas City, MO-KS | 180 | $ 61,140,000 | $ 339,666 | $ 188,088 |
| Hammond, LA | 172 | $ 22,170,000 | $ 128,895 | $ 95,000 |
| Columbus, GA-AL | 161 | $ 17,405,000 | $ 108,105 | $ 83,496 |
| Alexandria, LA | 160 | $ 23,310,000 | $ 145,687 | $ 100,000 |
| Carbondale-Marion, IL | 157 | $ 14,115,000 | $ 89,904 | $ 83,000 |
| Cape Girardeau, MO-IL | 154 | $ 18,500,000 | $ 120,129 | $ 78,883 |
| Longview, TX | 150 | $ 18,150,000 | $ 121,000 | $ 84,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 142 | $ 40,570,000 | $ 285,704 | $ 154,901 |
| Spartanburg, SC | 124 | $ 20,350,000 | $ 164,112 | $ 95,000 |
| Des Moines-West Des Moines, IA | 115 | $ 16,525,000 | $ 143,695 | $ 95,000 |
| Jefferson City, MO | 115 | $ 12,415,000 | $ 107,956 | $ 74,000 |
| Springfield, IL | 109 | $ 10,885,000 | $ 99,862 | $ 90,000 |
| Albany, GA | 106 | $ 12,030,000 | $ 113,490 | $ 95,000 |
| The Villages, FL | 106 | $ 16,670,000 | $ 157,264 | $ 95,000 |
| Gainesville, FL | 105 | $ 18,765,000 | $ 178,714 | $ 133,000 |
| Port St. Lucie, FL | 97 | $ 21,235,000 | $ 218,917 | $ 143,000 |
| Bloomington, IN | 96 | $ 14,200,000 | $ 147,916 | $ 131,000 |
| Columbia, MO | 95 | $ 17,465,000 | $ 183,842 | $ 100,000 |
| Peoria, IL | 88 | $ 7,820,000 | $ 88,863 | $ 72,000 |
| Wilmington, NC | 87 | $ 47,875,000 | $ 550,287 | $ 305,000 |
| Asheville, NC | 86 | $ 30,360,000 | $ 353,023 | $ 177,000 |
| Evansville, IN-KY | 85 | $ 11,725,000 | $ 137,941 | $ 99,494 |
| Savannah, GA | 83 | $ 17,485,000 | $ 210,662 | $ 159,000 |
| Terre Haute, IN | 79 | $ 8,525,000 | $ 107,911 | $ 66,000 |
| Waterloo-Cedar Falls, IA | 79 | $ 6,155,000 | $ 77,911 | $ 77,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 70 | $ 26,240,000 | $ 374,857 | $ 200,142 |
| Lake County-Kenosha County, IL-WI | 57 | $ 18,445,000 | $ 323,596 | $ 166,000 |
| Valdosta, GA | 56 | $ 7,440,000 | $ 132,857 | $ 121,000 |
| Bloomington, IL | 55 | $ 7,005,000 | $ 127,363 | $ 118,000 |
| Champaign-Urbana, IL | 53 | $ 7,005,000 | $ 132,169 | $ 101,000 |
| Gary, IN | 53 | $ 9,595,000 | $ 181,037 | $ 146,000 |
| Greensboro-High Point, NC | 49 | $ 13,595,000 | $ 277,448 | $ 131,000 |
| Elgin, IL | 46 | $ 12,750,000 | $ 277,173 | $ 130,000 |
| Hickory-Lenoir-Morganton, NC | 43 | $ 16,765,000 | $ 389,883 | $ 285,000 |
| Denver-Aurora-Lakewood, CO | 42 | $ 23,530,000 | $ 560,238 | $ 167,000 |
| Kokomo, IN | 42 | $ 4,020,000 | $ 95,714 | $ 56,000 |
| Corpus Christi, TX | 38 | $ 28,180,000 | $ 741,578 | $ 408,000 |
| Sebastian-Vero Beach, FL | 38 | $ 9,590,000 | $ 252,368 | $ 203,000 |
| Bowling Green, KY | 34 | $ 8,440,000 | $ 248,235 | $ 94,000 |
| Killeen-Temple, TX | 34 | $ 6,270,000 | $ 184,411 | $ 140,000 |
| Fayetteville, NC | 30 | $ 4,790,000 | $ 159,666 | $ 146,000 |
| Richmond, VA | 30 | $ 8,820,000 | $ 294,000 | $ 127,000 |
| Winston-Salem, NC | 30 | $ 7,650,000 | $ 255,000 | $ 131,000 |
| Brunswick, GA | 28 | $ 12,340,000 | $ 440,714 | $ 283,000 |
| Macon-Bibb County, GA | 28 | $ 5,480,000 | $ 195,714 | $ 100,000 |
| Beaumont-Port Arthur, TX | 27 | $ 6,395,000 | $ 236,851 | $ 140,000 |
| Cedar Rapids, IA | 27 | $ 2,765,000 | $ 102,407 | $ 59,000 |
| Warner Robins, GA | 27 | $ 3,755,000 | $ 139,074 | $ 92,000 |
| Lexington-Fayette, KY | 26 | $ 5,470,000 | $ 210,384 | $ 124,000 |
| Columbus, OH | 24 | $ 7,370,000 | $ 307,083 | $ 165,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 23 | $ 102,745,000 | $ 4,467,173 | $ 157,391 |
| Oklahoma City, OK | 22 | $ 6,410,000 | $ 291,363 | $ 117,000 |
| Fort Wayne, IN | 20 | $ 2,410,000 | $ 120,500 | $ 104,000 |
| Sumter, SC | 19 | $ 3,125,000 | $ 164,473 | $ 90,000 |
| El Paso, TX | 18 | $ 5,510,000 | $ 306,111 | $ 200,000 |
| Goldsboro, NC | 18 | $ 4,840,000 | $ 268,888 | $ 158,000 |
| Sebring, FL | 18 | $ 2,550,000 | $ 141,666 | $ 117,000 |
| McAllen-Edinburg-Mission, TX | 17 | $ 4,775,000 | $ 280,882 | $ 301,000 |
| Sherman-Denison, TX | 17 | $ 6,225,000 | $ 366,176 | $ 310,000 |
| Columbus, IN | 14 | $ 2,700,000 | $ 192,857 | $ 68,000 |
| Waco, TX | 14 | $ 3,530,000 | $ 252,142 | $ 339,000 |
| Muncie, IN | 13 | $ 2,065,000 | $ 158,846 | $ 119,000 |
| Pine Bluff, AR | 13 | $ 1,335,000 | $ 102,692 | $ 52,000 |
| Brownsville-Harlingen, TX | 12 | $ 3,840,000 | $ 320,000 | $ 242,000 |
| Cleveland-Elyria, OH | 12 | $ 4,060,000 | $ 338,333 | $ 243,000 |
| Lake Charles, LA | 12 | $ 7,440,000 | $ 620,000 | $ 147,000 |
| Tulsa, OK | 12 | $ 4,510,000 | $ 375,833 | $ 192,000 |
| Jacksonville, NC | 11 | $ 3,275,000 | $ 297,727 | $ 111,000 |
| Burlington, NC | 10 | $ 2,980,000 | $ 298,000 | $ 101,000 |
| Lubbock, TX | 10 | $ 3,280,000 | $ 328,000 | $ 259,000 |
| College Station-Bryan, TX | 9 | $ 3,165,000 | $ 351,666 | $ 187,000 |
| Davenport-Moline-Rock Island, IA-IL | 9 | $ 1,355,000 | $ 150,555 | $ 131,000 |
| Dayton-Springfield-Kettering, OH | 9 | $ 1,815,000 | $ 201,666 | $ 91,000 |
| Iowa City, IA | 9 | $ 1,965,000 | $ 218,333 | $ 167,000 |
| Rocky Mount, NC | 9 | $ 1,525,000 | $ 169,444 | $ 81,000 |
| Victoria, TX | 9 | $ 2,855,000 | $ 317,222 | $ 193,000 |
| Colorado Springs, CO | 8 | $ 2,320,000 | $ 290,000 | $ 103,000 |
| Joplin, MO | 8 | $ 840,000 | $ 105,000 | $ 119,000 |
| Michigan City-La Porte, IN | 8 | $ 2,440,000 | $ 305,000 | $ 142,000 |
| Elkhart-Goshen, IN | 7 | $ 1,975,000 | $ 282,142 | $ 108,000 |
| Florence, SC | 7 | $ 1,755,000 | $ 250,714 | $ 156,000 |
| Hinesville, GA | 7 | $ 555,000 | $ 79,285 | $ 51,000 |
| Laredo, TX | 7 | $ 915,000 | $ 130,714 | $ 76,000 |
| New Bern, NC | 7 | $ 1,265,000 | $ 180,714 | $ 222,000 |
| San Angelo, TX | 7 | $ 2,195,000 | $ 313,571 | $ 201,000 |
| Wichita Falls, TX | 7 | $ 1,925,000 | $ 275,000 | $ 133,000 |
| Boulder, CO | 6 | $ 3,420,000 | $ 570,000 | $ 125,000 |
| Fort Collins, CO | 6 | $ 1,960,000 | $ 326,666 | $ 141,000 |
| Greeley, CO | 6 | $ 1,740,000 | $ 290,000 | $ 123,000 |
| Midland, TX | 6 | $ 1,450,000 | $ 241,666 | $ 123,000 |
| Roanoke, VA | 6 | $ 1,020,000 | $ 170,000 | $ 77,000 |
| Rockford, IL | 6 | $ 1,300,000 | $ 216,666 | $ 88,000 |
| Salt Lake City, UT | 6 | $ 2,940,000 | $ 490,000 | $ 183,000 |
| Akron, OH | 5 | $ 1,645,000 | $ 329,000 | $ 105,000 |
| Provo-Orem, UT | 5 | $ 1,325,000 | $ 265,000 | $ 80,000 |
| South Bend-Mishawaka, IN-MI | 5 | $ 425,000 | $ 85,000 | $ 98,000 |
| Wichita, KS | 5 | $ 1,505,000 | $ 301,000 | $ 176,000 |
| Charlottesville, VA | 4 | $ 1,200,000 | $ 300,000 | $ 140,000 |
| Greenville, NC | 4 | $ 1,270,000 | $ 317,500 | $ 155,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 4 | $ 760,000 | $ 190,000 | $ 136,000 |
| Omaha-Council Bluffs, NE-IA | 4 | $ 1,120,000 | $ 280,000 | $ 99,500 |
| St. Joseph, MO-KS | 4 | $ 450,000 | $ 112,500 | $ 96,500 |
| Toledo, OH | 4 | $ 1,620,000 | $ 405,000 | $ 162,000 |
| Abilene, TX | 3 | $ 195,000 | $ 65,000 | $ 177,000 |
| Ames, IA | 3 | $ 925,000 | $ 308,333 | $ 227,000 |
| Danville, IL | 3 | $ 325,000 | $ 108,333 | $ 105,000 |
| Elizabethtown-Fort Knox, KY | 3 | $ 145,000 | $ 48,333 | $ 71,000 |
| Lynchburg, VA | 3 | $ 465,000 | $ 155,000 | $ 67,000 |
| Ogden-Clearfield, UT | 3 | $ 975,000 | $ 325,000 | $ 98,000 |
| Owensboro, KY | 3 | $ 515,000 | $ 171,666 | $ 68,000 |
| Topeka, KS | 3 | $ 915,000 | $ 305,000 | $ 194,000 |
| Youngstown-Warren-Boardman, OH-PA | 3 | $ 15,505,000 | $ 5,168,333 | $ 66,000 |
| Lima, OH | 2 | $ 280,000 | $ 140,000 | $ 85,000 |
| Los Angeles-Long Beach-Glendale, CA | 2 | $ 31,710,000 | $ 15,855,000 | $ 1,500,000 |
| Manhattan, KS | 2 | $ 400,000 | $ 200,000 | $ 56,000 |
| Odessa, TX | 2 | $ 370,000 | $ 185,000 | $ 54,000 |
| St. George, UT | 2 | $ 700,000 | $ 350,000 | $ 170,000 |
| Staunton-Waynesboro, VA | 2 | $ 460,000 | $ 230,000 | $ 147,000 |
| Amarillo, TX | 1 | $ 595,000 | $ 595,000 | $ 213,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 15,000 | $ 15,000 | $ 84,000 |
| Kankakee, IL | 1 | $ 85,000 | $ 85,000 | $ 10,000 |
| Lansing-East Lansing, MI | 1 | $ 845,000 | $ 845,000 | $ 224,000 |
| Logan, UT-ID | 1 | $ 285,000 | $ 285,000 | $ 124,000 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 15,000 | $ 15,000 | $ 55,000 |
| Nassau County-Suffolk County, NY | 1 | $ 245,000 | $ 245,000 | $ 98,000 |
| Oakland-Hayward-Berkeley, CA | 1 | $ 28,505,000 | $ 28,505,000 | $ 0 |
| Pocatello, ID | 1 | $ 3,505,000 | $ 3,505,000 | $ 0 |
| Pueblo, CO | 1 | $ 155,000 | $ 155,000 | $ 91,000 |
| Reno, NV | 1 | $ 55,000 | $ 55,000 | $ 108,000 |
| Riverside-San Bernardino-Ontario, CA | 1 | $ 35,000 | $ 35,000 | $ 34,000 |
| Rockingham County-Strafford County, NH | 1 | $ 34,845,000 | $ 34,845,000 | $ 0 |
| Tucson, AZ | 1 | $ 115,000 | $ 115,000 | $ 314,000 |
Mortgage Loan Application Detail Totals for Regions Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 29,955 | $10,059,195,000 | $335,000 | $57,135,000 | $141,000 | $6,600,000 |
| Cash-out Refinancing | 25,016 | $6,214,275,000 | $248,000 | $16,035,000 | $123,000 | $7,693,000 |
| Home Improvement | 23,023 | $1,743,245,000 | $75,000 | $2,505,000 | $122,000 | $7,560,000 |
| Other Purpose | 20,417 | $2,525,385,000 | $123,000 | $7,735,000 | $130,000 | $6,523,000 |
| Refinancing | 17,956 | $2,304,800,000 | $128,000 | $61,005,000 | $89,000 | $7,200,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 80,739 | $15,506,455,000 | $192,000 | $5,005,000 | $127,000 | $7,693,000 |
| Black or African American | 15,022 | $2,038,900,000 | $135,000 | $2,005,000 | $82,000 | $5,004,000 |
| Hispanic | 8,749 | $1,669,275,000 | $190,000 | $3,705,000 | $119,000 | $7,200,000 |
| Not Provided | 7,375 | $1,873,595,000 | $254,000 | $3,255,000 | $156,000 | $5,211,000 |
| Asian | 2,652 | $634,030,000 | $239,000 | $2,155,000 | $151,000 | $6,600,000 |
| American Indian or Alaskan Native | 638 | $106,150,000 | $166,000 | $1,685,000 | $119,000 | $2,405,000 |
| Native Hawaiian or Other Pacific Islander | 78 | $9,150,000 | $117,000 | $375,000 | $93,000 | $960,000 |
| Not applicable | 72 | $666,305,000 | $9,384,000 | $61,005,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 110,702 | $21,700,515,000 | $196,000 | $61,005,000 | $126,000 | $7,693,000 |
| FHA-insured (Federal Housing Administration) | 3,528 | $660,100,000 | $187,000 | $2,165,000 | $67,000 | $1,483,000 |
| VA-guaranteed (Veterans Administration) | 1,381 | $372,195,000 | $269,000 | $1,875,000 | $89,000 | $735,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 756 | $114,090,000 | $150,000 | $405,000 | $51,000 | $120,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 58,541 | $13,666,070,000 | $233,000 | $61,005,000 | $129,000 | $7,693,000 |
| Application Denied By Financial Institution | 26,741 | $2,861,445,000 | $107,000 | $16,305,000 | $98,000 | $7,560,000 |
| Application Withdrawn By Applicant | 16,406 | $3,428,890,000 | $209,000 | $5,005,000 | $135,000 | $6,600,000 |
| Application Approved But Not Accepted | 6,919 | $1,149,485,000 | $166,000 | $2,005,000 | $142,000 | $7,200,000 |
| File Closed For Incompleteness | 6,793 | $1,487,745,000 | $219,000 | $3,705,000 | $133,000 | $6,360,000 |
| Preapproval Denied by Financial Institution | 551 | $127,435,000 | $231,000 | $1,605,000 | $63,000 | $862,000 |
| Preapproval Approved but not Accepted | 357 | $113,275,000 | $317,000 | $2,005,000 | $108,000 | $800,000 |
| Loan Purchased By The Institution | 59 | $12,555,000 | $212,000 | $505,000 | $91,000 | $232,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 89,075 | $19,858,020,000 | $222,000 | $61,005,000 | $131,000 | $7,693,000 |
| Credit History | 13,902 | $1,222,160,000 | $87,000 | $2,165,000 | $109,000 | $7,560,000 |
| Debt-To-Income Ratio | 8,781 | $1,096,225,000 | $124,000 | $2,005,000 | $56,000 | $1,366,000 |
| Collateral | 3,327 | $392,445,000 | $117,000 | $2,005,000 | $153,000 | $6,523,000 |
| Unverifiable Information | 436 | $83,930,000 | $192,000 | $1,405,000 | $116,000 | $2,939,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 378 | $81,770,000 | $216,000 | $1,805,000 | $83,000 | $909,000 |
| Other | 347 | $85,835,000 | $247,000 | $16,305,000 | $135,000 | $1,500,000 |
| Employment History | 88 | $18,910,000 | $214,000 | $1,905,000 | $67,000 | $636,000 |
| Credit Application Incomplete | 33 | $7,605,000 | $230,000 | $2,195,000 | $96,000 | $498,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Regions Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Regions Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.
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