Regions Bank Mortgage Lending & HMDA Data, 2005
In 2005, Regions Bank of Birmingham, AL reported 83,700 mortgage applications totaling $11.2 billion, up 90% from 2004. The average application was for $134,222, and applicants reported an average income of $64,577. 57% of its applications resulted in an originated loan and 25% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (2,708), Memphis, TN-MS-AR (2,148) and Little Rock-North Little Rock, AR (1,900) (applications in parentheses).
| Mortgage Company & Address | Regions Bank 1900 5th Avenue N - Albh10903b Birmingham, AL 35203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 83,700 |
| Total Mortgage Loan Application Amount | $11,234,460,000 |
| Average Mortgage Loan Application Amount | $134,222 |
| Highest Mortgage Loan Application Amount | $6,740,000 |
| Average Applicant Income | $64,577 |
| Highest Applicant Income | $7,229,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Regions Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Atlanta-Sandy Springs-Marietta, GA | 2,708 | $ 445,063,000 | $ 164,351 | $ 72,000 |
| Memphis, TN-MS-AR | 2,148 | $ 261,712,000 | $ 121,839 | $ 65,000 |
| Little Rock-North Little Rock, AR | 1,900 | $ 240,001,000 | $ 126,316 | $ 68,000 |
| Birmingham-Hoover, AL | 1,872 | $ 237,541,000 | $ 126,891 | $ 55,000 |
| Nashville-Davidson--Murfreesboro, TN | 1,839 | $ 272,827,000 | $ 148,356 | $ 76,000 |
| Houston-Baytown-Sugar Land, TX | 1,719 | $ 230,911,000 | $ 134,328 | $ 74,000 |
| Montgomery, AL | 1,495 | $ 190,530,000 | $ 127,444 | $ 55,000 |
| New Orleans-Metairie-Kenner, LA | 1,476 | $ 207,714,000 | $ 140,727 | $ 68,000 |
| Mobile, AL | 1,323 | $ 143,562,000 | $ 108,512 | $ 48,000 |
| Baton Rouge, LA | 1,261 | $ 160,268,000 | $ 127,095 | $ 67,000 |
| Jackson, MS | 1,216 | $ 141,480,000 | $ 116,348 | $ 62,000 |
| St. Louis, MO-IL | 1,202 | $ 164,867,000 | $ 137,160 | $ 60,000 |
| Indianapolis, IN | 1,190 | $ 170,721,000 | $ 143,463 | $ 80,000 |
| Huntsville, AL | 1,124 | $ 130,931,000 | $ 116,486 | $ 60,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1,065 | $ 152,990,000 | $ 143,652 | $ 83,000 |
| Miami-Miami Beach-Kendall, FL | 1,030 | $ 271,609,000 | $ 263,698 | $ 130,000 |
| Phoenix-Mesa-Scottsdale, AZ | 993 | $ 206,710,000 | $ 208,167 | $ 52,000 |
| Chicago-Naperville-Joliet, IL | 978 | $ 199,434,000 | $ 203,920 | $ 54,000 |
| Pensacola-Ferry Pass-Brent, FL | 756 | $ 117,062,000 | $ 154,843 | $ 72,000 |
| Orlando, FL | 718 | $ 131,814,000 | $ 183,584 | $ 77,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 694 | $ 178,311,000 | $ 256,932 | $ 89,000 |
| Panama City-Lynn Haven, FL | 660 | $ 139,410,000 | $ 211,227 | $ 100,000 |
| Gulfport-Biloxi, MS | 643 | $ 75,506,000 | $ 117,427 | $ 68,000 |
| Jonesboro, AR | 565 | $ 52,364,000 | $ 92,679 | $ 45,000 |
| Dalton, GA | 545 | $ 58,134,000 | $ 106,667 | $ 50,000 |
| Knoxville, TN | 542 | $ 72,562,000 | $ 133,878 | $ 77,000 |
| Springfield, MO | 520 | $ 59,279,000 | $ 113,998 | $ 52,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 484 | $ 81,385,000 | $ 168,150 | $ 81,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 483 | $ 160,368,000 | $ 332,024 | $ 107,000 |
| Florence-Muscle Shoals, AL | 472 | $ 43,293,000 | $ 91,722 | $ 55,000 |
| Fort Walton Beach-Crestview-Destin, FL | 465 | $ 111,711,000 | $ 240,238 | $ 94,000 |
| San Antonio, TX | 458 | $ 51,297,000 | $ 112,002 | $ 51,000 |
| Chattanooga, TN-GA | 444 | $ 58,119,000 | $ 130,898 | $ 82,000 |
| Augusta-Richmond County, GA-SC | 443 | $ 46,236,000 | $ 104,370 | $ 56,000 |
| Los Angeles-Long Beach-Glendale, CA | 443 | $ 115,537,000 | $ 260,805 | $ 95,000 |
| Hot Springs, AR | 436 | $ 42,824,000 | $ 98,220 | $ 62,000 |
| Las Vegas-Paradise, NV | 420 | $ 108,619,000 | $ 258,616 | $ 76,000 |
| Dothan, AL | 387 | $ 36,256,000 | $ 93,684 | $ 49,000 |
| Hattiesburg, MS | 379 | $ 36,032,000 | $ 95,071 | $ 47,000 |
| Decatur, IL | 373 | $ 33,896,000 | $ 90,873 | $ 56,000 |
| Jackson, TN | 372 | $ 34,124,000 | $ 91,731 | $ 48,000 |
| Decatur, AL | 370 | $ 29,551,000 | $ 79,867 | $ 45,000 |
| Lafayette, IN | 350 | $ 49,506,000 | $ 141,445 | $ 70,000 |
| Bloomington, IN | 348 | $ 38,682,000 | $ 111,155 | $ 66,000 |
| Gainesville, GA | 340 | $ 52,065,000 | $ 153,132 | $ 103,000 |
| Fort Smith, AR-OK | 329 | $ 33,255,000 | $ 101,079 | $ 57,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 324 | $ 43,735,000 | $ 134,984 | $ 66,000 |
| Tuscaloosa, AL | 319 | $ 34,463,000 | $ 108,034 | $ 55,000 |
| Peoria, IL | 310 | $ 34,935,000 | $ 112,693 | $ 81,000 |
| Pascagoula, MS | 309 | $ 31,683,000 | $ 102,533 | $ 55,000 |
| Lakeland, FL | 286 | $ 52,500,000 | $ 183,566 | $ 60,000 |
| Shreveport-Bossier City, LA | 277 | $ 31,197,000 | $ 112,624 | $ 86,000 |
| Cincinnati-Middletown, OH-KY-IN | 263 | $ 39,000,000 | $ 148,288 | $ 39,000 |
| Dallas-Plano-Irving, TX | 262 | $ 34,447,000 | $ 131,477 | $ 70,000 |
| Monroe, LA | 261 | $ 28,460,000 | $ 109,042 | $ 70,000 |
| Charleston-North Charleston, SC | 260 | $ 75,468,000 | $ 290,261 | $ 97,000 |
| Wilmington, NC | 247 | $ 78,129,000 | $ 316,311 | $ 103,000 |
| Jacksonville, FL | 244 | $ 50,315,000 | $ 206,209 | $ 88,000 |
| Auburn-Opelika, AL | 240 | $ 32,592,000 | $ 135,800 | $ 66,000 |
| Columbia, MO | 237 | $ 28,613,000 | $ 120,729 | $ 53,000 |
| Greenville, SC | 223 | $ 30,849,000 | $ 138,336 | $ 65,000 |
| Houma-Bayou Cane-Thibodaux, LA | 220 | $ 19,951,000 | $ 90,686 | $ 75,000 |
| Palm Bay-Melbourne-Titusville, FL | 218 | $ 42,096,000 | $ 193,100 | $ 86,000 |
| Texarkana, Tx-Texarkana, AR | 218 | $ 16,718,000 | $ 76,688 | $ 72,000 |
| Jefferson City, MO | 215 | $ 20,456,000 | $ 95,144 | $ 47,000 |
| Seattle-Bellevue-Everett, WA | 209 | $ 47,834,000 | $ 228,870 | $ 78,000 |
| Tyler, TX | 207 | $ 26,424,000 | $ 127,652 | $ 75,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 205 | $ 47,451,000 | $ 231,468 | $ 127,000 |
| Albany, GA | 204 | $ 19,265,000 | $ 94,436 | $ 79,000 |
| Waterloo-Cedar Falls, IA | 204 | $ 24,526,000 | $ 120,225 | $ 63,000 |
| Riverside-San Bernardino-Ontario, CA | 200 | $ 48,703,000 | $ 243,515 | $ 64,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 199 | $ 39,560,000 | $ 198,793 | $ 48,000 |
| Alexandria, LA | 196 | $ 18,003,000 | $ 91,852 | $ 56,000 |
| Austin-Round Rock, TX | 196 | $ 34,164,000 | $ 174,306 | $ 84,000 |
| Sarasota-Bradenton-Venice, FL | 196 | $ 44,599,000 | $ 227,545 | $ 91,000 |
| Tallahassee, FL | 196 | $ 21,820,000 | $ 111,326 | $ 62,000 |
| Evansville, IN-KY | 193 | $ 19,178,000 | $ 99,367 | $ 67,000 |
| Gadsden, AL | 183 | $ 19,228,000 | $ 105,071 | $ 84,000 |
| Des Moines, IA | 182 | $ 20,201,000 | $ 110,994 | $ 48,000 |
| Portland-Vancouver-Beaverton, OR-WA | 181 | $ 31,178,000 | $ 172,254 | $ 66,000 |
| Columbus, GA-AL | 170 | $ 22,969,000 | $ 135,111 | $ 72,000 |
| Terre Haute, IN | 168 | $ 12,732,000 | $ 75,785 | $ 57,000 |
| Anniston-Oxford, AL | 166 | $ 14,067,000 | $ 84,740 | $ 51,000 |
| Spartanburg, SC | 162 | $ 18,469,000 | $ 114,006 | $ 61,000 |
| Valdosta, GA | 162 | $ 17,859,000 | $ 110,240 | $ 64,000 |
| Springfield, IL | 160 | $ 13,481,000 | $ 84,256 | $ 55,000 |
| Columbia, SC | 157 | $ 23,353,000 | $ 148,745 | $ 87,000 |
| Lafayette, LA | 157 | $ 19,202,000 | $ 122,305 | $ 59,000 |
| Port St. Lucie-Fort Pierce, FL | 154 | $ 34,639,000 | $ 224,928 | $ 134,000 |
| Charlotte-Gastonia-Concord, NC-SC | 150 | $ 39,901,000 | $ 266,006 | $ 92,000 |
| Cape Coral-Fort Myers, FL | 149 | $ 36,339,000 | $ 243,885 | $ 125,000 |
| Bloomington-Normal, IL | 144 | $ 13,872,000 | $ 96,333 | $ 53,000 |
| Ocala, FL | 140 | $ 20,105,000 | $ 143,607 | $ 55,000 |
| Longview, TX | 135 | $ 13,914,000 | $ 103,066 | $ 66,000 |
| Morristown, TN | 128 | $ 11,945,000 | $ 93,320 | $ 47,000 |
| Warren-Farmington Hills-Troy, MI | 127 | $ 26,783,000 | $ 210,889 | $ 68,000 |
| Detroit-Livonia-Dearborn, MI | 125 | $ 20,065,000 | $ 160,520 | $ 58,000 |
| Baltimore-Towson, MD | 119 | $ 24,708,000 | $ 207,630 | $ 62,000 |
| Clarksville, TN-KY | 116 | $ 12,295,000 | $ 105,991 | $ 58,000 |
| Bethesda-Frederick-Gaithersburg, MD | 115 | $ 34,290,000 | $ 298,173 | $ 63,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 110 | $ 17,148,000 | $ 155,890 | $ 47,000 |
| Louisville, KY-IN | 107 | $ 16,537,000 | $ 154,551 | $ 71,000 |
| Columbus, OH | 106 | $ 13,465,000 | $ 127,028 | $ 34,000 |
| Tucson, AZ | 106 | $ 22,440,000 | $ 211,698 | $ 40,000 |
| Rome, GA | 102 | $ 9,971,000 | $ 97,754 | $ 40,000 |
| Denver-Aurora, CO | 101 | $ 22,951,000 | $ 227,237 | $ 51,000 |
| Fort Worth-Arlington, TX | 100 | $ 15,007,000 | $ 150,070 | $ 108,000 |
| Kansas City, MO-KS | 96 | $ 14,435,000 | $ 150,364 | $ 33,000 |
| Savannah, GA | 93 | $ 15,238,000 | $ 163,849 | $ 79,000 |
| Cleveland, TN | 92 | $ 9,829,000 | $ 106,836 | $ 45,000 |
| Lake County-Kenosha County, IL-WI | 92 | $ 19,622,000 | $ 213,282 | $ 59,000 |
| Naples-Marco Island, FL | 85 | $ 23,085,000 | $ 271,588 | $ 113,000 |
| Santa Ana-Anaheim-Irvine, CA | 85 | $ 27,253,000 | $ 320,623 | $ 92,000 |
| Dayton, OH | 84 | $ 11,181,000 | $ 133,107 | $ 50,000 |
| Kokomo, IN | 83 | $ 7,239,000 | $ 87,216 | $ 56,000 |
| Prescott, AZ | 82 | $ 18,183,000 | $ 221,743 | $ 58,000 |
| Salt Lake City, UT | 78 | $ 13,372,000 | $ 171,435 | $ 58,000 |
| Kingsport-Bristol-Bristol, TN-VA | 77 | $ 8,531,000 | $ 110,792 | $ 42,000 |
| Athens-Clarke County, GA | 74 | $ 9,778,000 | $ 132,135 | $ 194,000 |
| Tacoma, WA | 73 | $ 12,730,000 | $ 174,383 | $ 70,000 |
| Albuquerque, NM | 72 | $ 10,217,000 | $ 141,902 | $ 36,000 |
| Champaign-Urbana, IL | 64 | $ 7,690,000 | $ 120,156 | $ 87,000 |
| Anderson, SC | 63 | $ 8,323,000 | $ 132,111 | $ 87,000 |
| Lexington-Fayette, KY | 63 | $ 8,939,000 | $ 141,888 | $ 56,000 |
| Davenport-Moline-Rock Island, IA-IL | 60 | $ 8,068,000 | $ 134,466 | $ 23,000 |
| Provo-Orem, UT | 60 | $ 10,377,000 | $ 172,950 | $ 50,000 |
| Richmond, VA | 58 | $ 11,678,000 | $ 201,344 | $ 34,000 |
| Raleigh-Cary, NC | 56 | $ 10,078,000 | $ 179,964 | $ 80,000 |
| Cedar Rapids, IA | 54 | $ 6,272,000 | $ 116,148 | $ 74,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 50 | $ 18,996,000 | $ 379,920 | $ 53,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 50 | $ 10,856,000 | $ 217,120 | $ 81,000 |
| Gainesville, FL | 49 | $ 7,066,000 | $ 144,204 | $ 134,000 |
| Cleveland-Elyria-Mentor, OH | 47 | $ 7,638,000 | $ 162,510 | $ 36,000 |
| Cambridge-Newton-Framingham, MA | 46 | $ 11,800,000 | $ 256,521 | $ 71,000 |
| Las Cruces, NM | 44 | $ 5,985,000 | $ 136,022 | $ 53,000 |
| Greensboro-High Point, NC | 43 | $ 6,764,000 | $ 157,302 | $ 62,000 |
| San Diego-Carlsbad-San Marcos, CA | 43 | $ 15,443,000 | $ 359,139 | $ 95,000 |
| Yuma, AZ | 42 | $ 6,262,000 | $ 149,095 | $ 39,000 |
| Pine Bluff, AR | 38 | $ 2,369,000 | $ 62,342 | $ 46,000 |
| Pittsburgh, PA | 38 | $ 7,596,000 | $ 199,894 | $ 52,000 |
| Gary, IN | 37 | $ 4,736,000 | $ 128,000 | $ 50,000 |
| Milwaukee-Waukesha-West Allis, WI | 37 | $ 7,465,000 | $ 201,756 | $ 50,000 |
| Fayetteville, NC | 36 | $ 3,065,000 | $ 85,138 | $ 33,000 |
| Akron, OH | 35 | $ 5,346,000 | $ 152,742 | $ 51,000 |
| Johnson City, TN | 35 | $ 4,495,000 | $ 128,428 | $ 58,000 |
| Santa Fe, NM | 33 | $ 6,630,000 | $ 200,909 | $ 61,000 |
| Brunswick, GA | 32 | $ 4,906,000 | $ 153,312 | $ 77,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 32 | $ 15,444,000 | $ 482,625 | $ 62,000 |
| Owensboro, KY | 31 | $ 2,345,000 | $ 75,645 | $ 50,000 |
| Beaumont-Port Arthur, TX | 29 | $ 2,410,000 | $ 83,103 | $ 49,000 |
| Kennewick-Richland-Pasco, WA | 28 | $ 3,549,000 | $ 126,750 | $ 55,000 |
| Philadelphia, PA | 28 | $ 7,504,000 | $ 268,000 | $ 61,000 |
| Boston-Quincy, MA | 27 | $ 7,907,000 | $ 292,851 | $ 52,000 |
| Ogden-Clearfield, UT | 27 | $ 4,467,000 | $ 165,444 | $ 45,000 |
| Essex County, MA | 26 | $ 6,063,000 | $ 233,192 | $ 23,000 |
| Asheville, NC | 25 | $ 4,156,000 | $ 166,240 | $ 87,000 |
| Macon, GA | 25 | $ 4,080,000 | $ 163,200 | $ 81,000 |
| Omaha-Council Bluffs, NE-IA | 25 | $ 4,350,000 | $ 174,000 | $ 22,000 |
| Roanoke, VA | 25 | $ 4,109,000 | $ 164,360 | $ 59,000 |
| Salem, OR | 25 | $ 3,152,000 | $ 126,080 | $ 48,000 |
| Fort Wayne, IN | 24 | $ 2,431,000 | $ 101,291 | $ 48,000 |
| Oakland-Fremont-Hayward, CA | 24 | $ 7,641,000 | $ 318,375 | $ 63,000 |
| Iowa City, IA | 22 | $ 3,257,000 | $ 148,045 | $ 77,000 |
| Punta Gorda, FL | 22 | $ 3,568,000 | $ 162,181 | $ 68,000 |
| Colorado Springs, CO | 21 | $ 4,485,000 | $ 213,571 | $ 34,000 |
| Durham, NC | 20 | $ 3,292,000 | $ 164,600 | $ 93,000 |
| Vero Beach, FL | 20 | $ 9,168,000 | $ 458,400 | $ 252,000 |
| Worcester, MA | 20 | $ 4,443,000 | $ 222,150 | $ 32,000 |
| El Paso, TX | 19 | $ 1,501,000 | $ 79,000 | $ 95,000 |
| Eugene-Springfield, OR | 19 | $ 3,108,000 | $ 163,578 | $ 59,000 |
| Lima, OH | 19 | $ 1,965,000 | $ 103,421 | $ 1,000 |
| Anderson, IN | 18 | $ 1,562,000 | $ 86,777 | $ 101,000 |
| Bellingham, WA | 18 | $ 3,581,000 | $ 198,944 | $ 45,000 |
| Danville, VA | 18 | $ 1,741,000 | $ 96,722 | $ 40,000 |
| St. Cloud, MN | 18 | $ 2,317,000 | $ 128,722 | $ 43,000 |
| Winston-Salem, NC | 18 | $ 2,387,000 | $ 132,611 | $ 54,000 |
| Warner Robins, GA | 17 | $ 2,306,000 | $ 135,647 | $ 79,000 |
| Corpus Christi, TX | 16 | $ 1,677,000 | $ 104,812 | $ 83,000 |
| Joplin, MO | 16 | $ 1,535,000 | $ 95,937 | $ 39,000 |
| Bakersfield, CA | 15 | $ 2,661,000 | $ 177,400 | $ 113,000 |
| Brownsville-Harlingen, TX | 15 | $ 1,676,000 | $ 111,733 | $ 49,000 |
| Farmington, NM | 15 | $ 2,280,000 | $ 152,000 | $ 62,000 |
| Rochester, MN | 15 | $ 2,392,000 | $ 159,466 | $ 25,000 |
| Sioux Falls, SD | 15 | $ 1,943,000 | $ 129,533 | $ 29,000 |
| Stockton, CA | 15 | $ 6,044,000 | $ 402,933 | $ 67,000 |
| Wichita, KS | 15 | $ 1,949,000 | $ 129,933 | $ 40,000 |
| Ann Arbor, MI | 14 | $ 2,679,000 | $ 191,357 | $ 37,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 14 | $ 3,938,000 | $ 281,285 | $ 84,000 |
| Harrisburg-Carlisle, PA | 13 | $ 1,704,000 | $ 131,076 | $ 21,000 |
| Hickory-Lenoir-Morganton, NC | 13 | $ 1,624,000 | $ 124,923 | $ 46,000 |
| Toledo, OH | 13 | $ 1,273,000 | $ 97,923 | $ 51,000 |
| Flint, MI | 12 | $ 1,759,000 | $ 146,583 | $ 48,000 |
| Hartford-West Hartford-East Hartford, CT | 12 | $ 1,936,000 | $ 161,333 | $ 6,000 |
| Lake Charles, LA | 12 | $ 1,233,000 | $ 102,750 | $ 40,000 |
| McAllen-Edinburg-Pharr, TX | 12 | $ 1,579,000 | $ 131,583 | $ 90,000 |
| Reno-Sparks, NV | 12 | $ 2,955,000 | $ 246,250 | $ 13,000 |
| Tulsa, OK | 12 | $ 8,236,000 | $ 686,333 | $ 47,000 |
| Vallejo-Fairfield, CA | 12 | $ 4,254,000 | $ 354,500 | $ 11,000 |
| Bend, OR | 11 | $ 1,700,000 | $ 154,545 | $ 82,000 |
| Bremerton-Silverdale, WA | 11 | $ 2,557,000 | $ 232,454 | $ 77,000 |
| Jacksonville, NC | 11 | $ 4,161,000 | $ 378,272 | $ 86,000 |
| Olympia, WA | 11 | $ 2,006,000 | $ 182,363 | $ 42,000 |
| Greeley, CO | 10 | $ 1,889,000 | $ 188,900 | $ 55,000 |
| Lynchburg, VA | 10 | $ 1,050,000 | $ 105,000 | $ 39,000 |
| Oklahoma City, OK | 10 | $ 661,000 | $ 66,100 | $ 54,000 |
| Sumter, SC | 10 | $ 804,000 | $ 80,400 | $ 50,000 |
| Canton-Massillon, OH | 9 | $ 803,000 | $ 89,222 | $ 31,000 |
| Flagstaff, AZ | 9 | $ 2,476,000 | $ 275,111 | $ 54,000 |
| Florence, SC | 9 | $ 803,000 | $ 89,222 | $ 49,000 |
| Killeen-Temple-Fort Hood, TX | 9 | $ 624,000 | $ 69,333 | $ 104,000 |
| Nassau-Suffolk, NY | 9 | $ 1,568,000 | $ 174,222 | $ 28,000 |
| Rockford, IL | 9 | $ 1,270,000 | $ 141,111 | $ 69,000 |
| Camden, NJ | 8 | $ 1,757,000 | $ 219,625 | $ 39,000 |
| Grand Rapids-Wyoming, MI | 8 | $ 1,025,000 | $ 128,125 | $ 46,000 |
| Hagerstown-Martinsburg, MD-WV | 8 | $ 1,916,000 | $ 239,500 | $ 27,000 |
| Lubbock, TX | 8 | $ 543,000 | $ 67,875 | $ 214,000 |
| Modesto, CA | 8 | $ 1,854,000 | $ 231,750 | $ 66,000 |
| Muncie, IN | 8 | $ 632,000 | $ 79,000 | $ 52,000 |
| Rochester, NY | 8 | $ 660,000 | $ 82,500 | $ 19,000 |
| College Station-Bryan, TX | 7 | $ 777,000 | $ 111,000 | $ 23,000 |
| Fort Collins-Loveland, CO | 7 | $ 1,659,000 | $ 237,000 | $ 92,000 |
| Fresno, CA | 7 | $ 816,000 | $ 116,571 | $ 29,000 |
| South Bend-Mishawaka, IN-MI | 7 | $ 830,000 | $ 118,571 | $ 45,000 |
| Spokane, WA | 7 | $ 703,000 | $ 100,428 | $ 30,000 |
| Wausau, WI | 7 | $ 969,000 | $ 138,428 | $ 0 |
| Yakima, WA | 7 | $ 811,000 | $ 115,857 | $ 55,000 |
| Boulder, CO | 6 | $ 1,508,000 | $ 251,333 | $ 63,000 |
| Columbus, IN | 6 | $ 1,042,000 | $ 173,666 | $ 178,000 |
| Eau Claire, WI | 6 | $ 721,000 | $ 120,166 | $ 35,000 |
| Edison, NJ | 6 | $ 1,800,000 | $ 300,000 | $ 50,000 |
| Hinesville-Fort Stewart, GA | 6 | $ 463,000 | $ 77,166 | $ 54,000 |
| Kankakee-Bradley, IL | 6 | $ 906,000 | $ 151,000 | $ 15,000 |
| La Crosse, WI-MN | 6 | $ 724,000 | $ 120,666 | $ 0 |
| Lincoln, NE | 6 | $ 897,000 | $ 149,500 | $ 56,000 |
| Madison, WI | 6 | $ 1,389,000 | $ 231,500 | $ 24,000 |
| New Haven-Milford, CT | 6 | $ 1,255,000 | $ 209,166 | $ 0 |
| New York-Wayne-White Plains, NY-NJ | 6 | $ 1,866,000 | $ 311,000 | $ 75,000 |
| Providence-New Bedford-Fall River, RI-MA | 6 | $ 1,146,000 | $ 191,000 | $ 0 |
| St. George, UT | 6 | $ 1,070,000 | $ 178,333 | $ 10,000 |
| Barnstable Town, MA | 5 | $ 1,442,000 | $ 288,400 | $ 55,000 |
| Dover, DE | 5 | $ 622,000 | $ 124,400 | $ 64,000 |
| Grand Junction, CO | 5 | $ 833,000 | $ 166,600 | $ 127,000 |
| Janesville, WI | 5 | $ 595,000 | $ 119,000 | $ 48,000 |
| Lawrence, KS | 5 | $ 710,000 | $ 142,000 | $ 16,000 |
| Longview, WA | 5 | $ 740,000 | $ 148,000 | $ 39,000 |
| Manchester-Nashua, NH | 5 | $ 1,385,000 | $ 277,000 | $ 21,000 |
| Mount Vernon-Anacortes, WA | 5 | $ 881,000 | $ 176,200 | $ 51,000 |
| Racine, WI | 5 | $ 691,000 | $ 138,200 | $ 21,000 |
| Saginaw-Saginaw Township North, MI | 5 | $ 414,000 | $ 82,800 | $ 33,000 |
| Salisbury, MD | 5 | $ 763,000 | $ 152,600 | $ 52,000 |
| San Francisco-San Mateo-Redwood City, CA | 5 | $ 1,682,000 | $ 336,400 | $ 106,000 |
| Victoria, TX | 5 | $ 423,000 | $ 84,600 | $ 26,000 |
| Wilmington, DE-MD-NJ | 5 | $ 1,104,000 | $ 220,800 | $ 28,000 |
| Albany-Schenectady-Troy, NY | 4 | $ 348,000 | $ 87,000 | $ 147,000 |
| Bowling Green, KY | 4 | $ 835,000 | $ 208,750 | $ 111,000 |
| Green Bay, WI | 4 | $ 740,000 | $ 185,000 | $ 116,000 |
| Greenville, NC | 4 | $ 790,000 | $ 197,500 | $ 117,000 |
| Holland-Grand Haven, MI | 4 | $ 808,000 | $ 202,000 | $ 58,000 |
| Laredo, TX | 4 | $ 407,000 | $ 101,750 | $ 68,000 |
| Logan, UT-ID | 4 | $ 593,000 | $ 148,250 | $ 72,000 |
| Muskegon-Norton Shores, MI | 4 | $ 868,000 | $ 217,000 | $ 22,000 |
| Pocatello, ID | 4 | $ 383,000 | $ 95,750 | $ 90,000 |
| Rockingham County-Strafford County, NH | 4 | $ 728,000 | $ 182,000 | $ 0 |
| Visalia-Porterville, CA | 4 | $ 898,000 | $ 224,500 | $ 46,000 |
| Wenatchee, WA | 4 | $ 886,000 | $ 221,500 | $ 40,000 |
| Abilene, TX | 3 | $ 251,000 | $ 83,666 | $ 32,000 |
| Amarillo, TX | 3 | $ 350,000 | $ 116,666 | $ 12,000 |
| Ames, IA | 3 | $ 186,000 | $ 62,000 | $ 62,000 |
| Appleton, WI | 3 | $ 263,000 | $ 87,666 | $ 13,000 |
| Bay City, MI | 3 | $ 197,000 | $ 65,666 | $ 29,000 |
| Bridgeport-Stamford-Norwalk, CT | 3 | $ 643,000 | $ 214,333 | $ 100,000 |
| Buffalo-Niagara Falls, NY | 3 | $ 327,000 | $ 109,000 | $ 40,000 |
| Charlottesville, VA | 3 | $ 1,718,000 | $ 572,666 | $ 327,000 |
| El Centro, CA | 3 | $ 431,000 | $ 143,666 | $ 22,000 |
| Elizabethtown, KY | 3 | $ 328,000 | $ 109,333 | $ 43,000 |
| Goldsboro, NC | 3 | $ 217,000 | $ 72,333 | $ 60,000 |
| Kalamazoo-Portage, MI | 3 | $ 657,000 | $ 219,000 | $ 103,000 |
| Mansfield, OH | 3 | $ 208,000 | $ 69,333 | $ 22,000 |
| Midland, TX | 3 | $ 763,000 | $ 254,333 | $ 98,000 |
| Newark-Union, NJ-PA | 3 | $ 1,630,000 | $ 543,333 | $ 74,000 |
| Niles-Benton Harbor, MI | 3 | $ 436,000 | $ 145,333 | $ 0 |
| Norwich-New London, CT | 3 | $ 698,000 | $ 232,666 | $ 0 |
| Rapid City, SD | 3 | $ 658,000 | $ 219,333 | $ 32,000 |
| San Angelo, TX | 3 | $ 225,000 | $ 75,000 | $ 122,000 |
| Sherman-Denison, TX | 3 | $ 199,000 | $ 66,333 | $ 9,000 |
| Springfield, MA | 3 | $ 658,000 | $ 219,333 | $ 18,000 |
| Springfield, OH | 3 | $ 294,000 | $ 98,000 | $ 61,000 |
| Waco, TX | 3 | $ 618,000 | $ 206,000 | $ 63,000 |
| Burlington, NC | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Cheyenne, WY | 2 | $ 479,000 | $ 239,500 | $ 0 |
| Chico, CA | 2 | $ 379,000 | $ 189,500 | $ 74,000 |
| Corvallis, OR | 2 | $ 439,000 | $ 219,500 | $ 88,000 |
| Danville, IL | 2 | $ 70,000 | $ 35,000 | $ 29,000 |
| Dubuque, IA | 2 | $ 172,000 | $ 86,000 | $ 40,000 |
| Duluth, MN-WI | 2 | $ 259,000 | $ 129,500 | $ 60,000 |
| Fargo, ND-MN | 2 | $ 196,000 | $ 98,000 | $ 0 |
| Hanford-Corcoran, CA | 2 | $ 390,000 | $ 195,000 | $ 30,000 |
| Idaho Falls, ID | 2 | $ 176,000 | $ 88,000 | $ 54,000 |
| Jackson, MI | 2 | $ 480,000 | $ 240,000 | $ 101,000 |
| Lansing-East Lansing, MI | 2 | $ 264,000 | $ 132,000 | $ 16,000 |
| Merced, CA | 2 | $ 419,000 | $ 209,500 | $ 33,000 |
| Michigan City-La Porte, IN | 2 | $ 156,000 | $ 78,000 | $ 57,000 |
| Portland-South Portland-Biddeford, ME | 2 | $ 486,000 | $ 243,000 | $ 0 |
| Pueblo, CO | 2 | $ 85,000 | $ 42,500 | $ 60,000 |
| Salinas, CA | 2 | $ 384,000 | $ 192,000 | $ 173,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 2 | $ 435,000 | $ 217,500 | $ 69,000 |
| Wichita Falls, TX | 2 | $ 156,000 | $ 78,000 | $ 59,000 |
| York-Hanover, PA | 2 | $ 341,000 | $ 170,500 | $ 28,000 |
| Yuba City, CA | 2 | $ 514,000 | $ 257,000 | $ 53,000 |
| Anchorage, AK | 1 | $ 9,000 | $ 9,000 | $ 32,000 |
| Atlantic City, NJ | 1 | $ 349,000 | $ 349,000 | $ 0 |
| Billings, MT | 1 | $ 93,000 | $ 93,000 | $ 87,000 |
| Binghamton, NY | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Bismarck, ND | 1 | $ 123,000 | $ 123,000 | $ 41,000 |
| Charleston, WV | 1 | $ 44,000 | $ 44,000 | $ 207,000 |
| Coeur D'Alene, ID | 1 | $ 180,000 | $ 180,000 | $ 48,000 |
| Erie, PA | 1 | $ 575,000 | $ 575,000 | $ 430,000 |
| Glens Falls, NY | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Grand Forks, ND-MN | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Great Falls, MT | 1 | $ 153,000 | $ 153,000 | $ 85,000 |
| Honolulu, HI | 1 | $ 86,000 | $ 86,000 | $ 48,000 |
| Lewiston, ID-WA | 1 | $ 122,000 | $ 122,000 | $ 67,000 |
| Medford, OR | 1 | $ 296,000 | $ 296,000 | $ 126,000 |
| Missoula, MT | 1 | $ 62,000 | $ 62,000 | $ 35,000 |
| Morgantown, WV | 1 | $ 190,000 | $ 190,000 | $ 122,000 |
| Ocean City, NJ | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Odessa, TX | 1 | $ 72,000 | $ 72,000 | $ 82,000 |
| Oshkosh-Neenah, WI | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Pittsfield, MA | 1 | $ 214,000 | $ 214,000 | $ 240,000 |
| Reading, PA | 1 | $ 334,000 | $ 334,000 | $ 0 |
| Rocky Mount, NC | 1 | $ 74,000 | $ 74,000 | $ 52,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Sheboygan, WI | 1 | $ 95,000 | $ 95,000 | $ 178,000 |
| Sioux City, IA-NE-SD | 1 | $ 100,000 | $ 100,000 | $ 96,000 |
| St. Joseph, MO-KS | 1 | $ 53,000 | $ 53,000 | $ 33,000 |
| Syracuse, NY | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Topeka, KS | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Weirton-Steubenville, WV-OH | 1 | $ 122,000 | $ 122,000 | $ 34,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 91,000 | $ 91,000 | $ 0 |
Mortgage Loan Application Detail Totals for Regions Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 43,625 | $6,535,003,000 | $184,106 | $6,740,000 | $57,787 | $7,229,000 |
| Refinancing | 35,976 | $4,590,626,000 | $152,820 | $6,000,000 | $54,160 | $6,163,000 |
| Home Improvement | 4,099 | $108,831,000 | $42,208 | $1,818,000 | $68,625 | $3,418,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 56,989 | $7,501,626,000 | $163,312 | $6,000,000 | $80,895 | $7,229,000 |
| Black or African American | 7,803 | $755,460,000 | $124,114 | $2,881,000 | $57,657 | $6,000,000 |
| Not Provided | 7,038 | $800,346,000 | $135,976 | $3,427,000 | $80,767 | $3,000,000 |
| Not applicable | 6,247 | $1,325,621,000 | $345,687 | $6,740,000 | $791 | $833,000 |
| Hispanic | 3,918 | $570,555,000 | $137,457 | $5,000,000 | $54,914 | $4,273,000 |
| Asian | 1,305 | $232,173,000 | $168,533 | $1,791,000 | $80,633 | $1,214,000 |
| American Indian or Alaskan Native | 242 | $24,923,000 | $143,250 | $962,000 | $69,041 | $1,200,000 |
| Native Hawaiian or Other Pacific Islander | 158 | $23,756,000 | $155,818 | $1,250,000 | $84,818 | $2,030,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 77,834 | $10,577,898,000 | $168,320 | $6,740,000 | $58,240 | $7,229,000 |
| FHA-insured (Federal Housing Administration) | 3,915 | $414,492,000 | $121,800 | $303,000 | $28,600 | $861,000 |
| VA-guaranteed (Veterans Administration) | 1,509 | $201,862,000 | $138,324 | $360,000 | $39,243 | $1,980,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 442 | $40,208,000 | $106,368 | $367,000 | $34,894 | $584,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 47,897 | $6,554,780,000 | $159,270 | $6,740,000 | $82,104 | $7,229,000 |
| Application Denied By Financial Institution | 20,817 | $2,195,842,000 | $140,069 | $5,000,000 | $64,837 | $3,863,000 |
| Loan Purchased By The Institution | 5,755 | $1,199,203,000 | $207,787 | $2,200,000 | $0 | $0 |
| Application Withdrawn By Applicant | 4,997 | $788,241,000 | $163,027 | $5,000,000 | $67,135 | $6,086,000 |
| Application Approved But Not Accepted | 4,037 | $473,839,000 | $151,487 | $4,000,000 | $83,463 | $3,000,000 |
| File Closed For Incompleteness | 195 | $22,367,000 | $116,846 | $692,000 | $60,884 | $480,000 |
| Preapproval Denied by Financial Institution | 2 | $188,000 | $94,000 | $101,000 | $139,000 | $262,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 6,802 | $441,132,000 | $108,650 | $3,440,000 | $51,375 | $3,418,000 |
| Credit Application Incomplete | 6,219 | $892,086,000 | $193,794 | $2,000,000 | $73,820 | $3,300,000 |
| Debt-To-Income Ratio | 2,365 | $151,143,000 | $108,031 | $2,200,000 | $48,906 | $1,057,000 |
| Other | 2,106 | $262,118,000 | $146,131 | $1,500,000 | $77,236 | $1,980,000 |
| Collateral | 1,461 | $182,673,000 | $213,290 | $5,000,000 | $81,258 | $3,863,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1,148 | $169,865,000 | $157,666 | $4,480,000 | $63,636 | $1,322,000 |
| Unverifiable Information | 596 | $89,951,000 | $168,360 | $3,250,000 | $76,800 | $2,757,000 |
| Employment History | 121 | $6,913,000 | $88,062 | $570,000 | $60,750 | $276,000 |
| Mortgage Insurance Denied | 1 | $149,000 | $149,000 | $149,000 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Regions Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Regions Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.
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