Renasant Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Renasant Bank 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Renasant Bank 209 Troy St., P.O. Box 709 Tupelo, MS 38802 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,969 |
| Total Mortgage Loan Application Amount | $279,868,000 |
| Average Mortgage Loan Application Amount | $116,916 |
| Highest Mortgage Loan Application Amount | $4,294,000 |
| Average Applicant Income | $55,166 |
| Highest Applicant Income | $1,276,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Renasant Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Renasant Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Renasant Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Renasant Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Renasant Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Renasant Bank's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lee County Mississippi | 816 | $ 70,993,000 | $ 87,000 | $ 48,000 |
| Pontotoc County Mississippi | 378 | $ 22,124,000 | $ 58,000 | $ 67,000 |
| Monroe County Mississippi | 288 | $ 17,156,000 | $ 59,000 | $ 58,000 |
| DeSoto County Mississippi | 247 | $ 26,094,000 | $ 105,000 | $ 52,000 |
| Grenada County Mississippi | 239 | $ 15,690,000 | $ 65,000 | $ 50,000 |
| Winston County Mississippi | 234 | $ 12,162,000 | $ 51,000 | $ 49,000 |
| Tishomingo County Mississippi | 208 | $ 10,158,000 | $ 48,000 | $ 60,000 |
| Alcorn County Mississippi | 203 | $ 14,821,000 | $ 73,000 | $ 49,000 |
| Union County Mississippi | 182 | $ 13,743,000 | $ 75,000 | $ 43,000 |
| Prentiss County Mississippi | 176 | $ 12,213,000 | $ 69,000 | $ 44,000 |
| Panola County Mississippi | 169 | $ 10,567,000 | $ 62,000 | $ 47,000 |
| Yalobusha County Mississippi | 140 | $ 5,451,000 | $ 38,000 | $ 40,000 |
| Clay County Mississippi | 100 | $ 8,494,000 | $ 84,000 | $ 58,000 |
| Itawamba County Mississippi | 72 | $ 4,252,000 | $ 59,000 | $ 58,000 |
| Tate County Mississippi | 70 | $ 7,262,000 | $ 103,000 | $ 58,000 |
| Calhoun County Mississippi | 63 | $ 2,840,000 | $ 45,000 | $ 58,000 |
| Montgomery County Mississippi | 58 | $ 2,212,000 | $ 38,000 | $ 42,000 |
| Chickasaw County Mississippi | 56 | $ 2,008,000 | $ 35,000 | $ 49,000 |
| Shelby County Tennessee | 43 | $ 4,581,000 | $ 106,000 | $ 103,000 |
| Lafayette County Mississippi | 34 | $ 2,844,000 | $ 83,000 | $ 65,000 |
| Oktibbeha County Mississippi | 22 | $ 1,826,000 | $ 83,000 | $ 60,000 |
| Carroll County Mississippi | 21 | $ 1,286,000 | $ 61,000 | $ 42,000 |
| Tippah County Mississippi | 20 | $ 1,391,000 | $ 69,000 | $ 45,000 |
| Tallahatchie County Mississippi | 18 | $ 628,000 | $ 34,000 | $ 38,000 |
| McNairy County Tennessee | 14 | $ 1,047,000 | $ 74,000 | $ 44,000 |
| Lowndes County Mississippi | 13 | $ 2,098,000 | $ 161,000 | $ 51,000 |
| Hardin County Tennessee | 11 | $ 950,000 | $ 86,000 | $ 73,000 |
| Choctaw County Mississippi | 9 | $ 270,000 | $ 30,000 | $ 43,000 |
| Marshall County Mississippi | 8 | $ 699,000 | $ 87,000 | $ 66,000 |
| Hinds County Mississippi | 5 | $ 658,000 | $ 131,000 | $ 60,000 |
| Colbert County Alabama | 4 | $ 414,000 | $ 103,000 | $ 66,000 |
| Benton County Mississippi | 4 | $ 312,000 | $ 78,000 | $ 58,000 |
| Lauderdale County Mississippi | 4 | $ 101,000 | $ 25,000 | $ 43,000 |
| Leflore County Mississippi | 4 | $ 246,000 | $ 61,000 | $ 38,000 |
| Neshoba County Mississippi | 4 | $ 201,000 | $ 50,000 | $ 39,000 |
| Noxubee County Mississippi | 4 | $ 89,000 | $ 22,000 | $ 16,000 |
| Attala County Mississippi | 3 | $ 66,000 | $ 22,000 | $ 25,000 |
| Webster County Mississippi | 3 | $ 206,000 | $ 68,000 | $ 46,000 |
| Franklin County Alabama | 2 | $ 150,000 | $ 75,000 | $ 29,000 |
| Madison County Mississippi | 2 | $ 261,000 | $ 130,000 | $ 69,000 |
| Quitman County Mississippi | 2 | $ 140,000 | $ 70,000 | $ 29,000 |
| Rankin County Mississippi | 2 | $ 23,000 | $ 11,000 | $ 102,000 |
| Lauderdale County Alabama | 1 | $ 112,000 | $ 112,000 | $ 83,000 |
| Winston County Alabama | 1 | $ 212,000 | $ 212,000 | $ 750,000 |
| Los Angeles County California | 1 | $ 2,000 | $ 2,000 | $ 11,000 |
| Hamilton County Indiana | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Coahoma County Mississippi | 1 | $ 66,000 | $ 66,000 | $ 114,000 |
| Copiah County Mississippi | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Kemper County Mississippi | 1 | $ 34,000 | $ 34,000 | $ 90,000 |
| Lamar County Mississippi | 1 | $ 9,000 | $ 9,000 | $ 62,000 |
| Leake County Mississippi | 1 | $ 60,000 | $ 60,000 | $ 66,000 |
| Simpson County Mississippi | 1 | $ 30,000 | $ 30,000 | $ 31,000 |
| Sunflower County Mississippi | 1 | $ 73,000 | $ 73,000 | $ 125,000 |
| Tunica County Mississippi | 1 | $ 328,000 | $ 328,000 | $ 0 |
| Medina County Ohio | 1 | $ 141,000 | $ 141,000 | $ 40,000 |
| Chester County Tennessee | 1 | $ 23,000 | $ 23,000 | $ 24,000 |
Mortgage Loan Application Detail Totals for Renasant Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 2,310 | $183,780,000 | $114,750 | $550,000 | $102,000 | $1,276,000 |
| Home Purchase (one-to-four family) | 1,200 | $81,770,000 | $52,250 | $968,000 | $41,500 | $750,000 |
| Home Improvement (one-to-four family) | 448 | $6,993,000 | $23,333 | $322,000 | $29,333 | $383,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 11 | $7,325,000 | $665,000 | $4,294,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,417 | $244,094,000 | $90,400 | $968,000 | $66,800 | $1,276,000 |
| Black | 442 | $20,440,000 | $60,666 | $513,000 | $43,333 | $400,000 |
| Not applicable | 78 | $12,633,000 | $161,000 | $4,294,000 | $0 | $0 |
| Hispanic | 12 | $527,000 | $43,000 | $130,000 | $82,000 | $200,000 |
| Information not provided by applicant in mail or telephone application | 7 | $727,000 | $103,000 | $166,000 | $71,000 | $154,000 |
| Other | 7 | $748,000 | $80,000 | $236,000 | $140,000 | $300,000 |
| Asian or Pacific Islander | 6 | $699,000 | $116,000 | $170,000 | $71,000 | $106,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,935 | $276,435,000 | $76,333 | $4,294,000 | $57,000 | $1,276,000 |
| FHA-insured (Federal Housing Administration) | 23 | $1,935,000 | $84,000 | $145,000 | $44,000 | $80,000 |
| VA-guaranteed (Veterans Administration) | 10 | $1,271,000 | $127,000 | $224,000 | $57,000 | $132,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $227,000 | $227,000 | $227,000 | $69,000 | $69,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,193 | $233,699,000 | $92,200 | $4,294,000 | $68,200 | $970,000 |
| Application Denied By Financial Institution | 416 | $18,081,000 | $51,333 | $468,000 | $44,333 | $424,000 |
| Application Withdrawn By Applicant | 246 | $21,498,000 | $88,000 | $365,000 | $70,000 | $383,000 |
| Application Approved But Not Accepted | 114 | $6,590,000 | $52,000 | $513,000 | $47,500 | $1,276,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Renasant Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Renasant Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Mississippi, download the full spreadsheet
with aggregated HMDA statistics today.