Republic Bank & Trust Company
Mortgage Loan Application
Totals and Details
for 2013
Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for Republic Bank & Trust Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Republic Bank & Trust Company 601 W Market St Louisville, KY 40202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,037 |
| Total Mortgage Loan Application Amount | $913,170,000 |
| Average Mortgage Loan Application Amount | $134,666 |
| Highest Mortgage Loan Application Amount | $5,855,000 |
| Average Applicant Income | $96,666 |
| Highest Applicant Income | $4,304,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Kentucky | 3,020 | $ 456,006,000 | $ 150,000 | $ 100,000 |
| Fayette County Kentucky | 523 | $ 83,507,000 | $ 159,000 | $ 83,000 |
| Daviess County Kentucky | 289 | $ 29,374,000 | $ 101,000 | $ 64,000 |
| Clark County Indiana | 256 | $ 28,365,000 | $ 110,000 | $ 76,000 |
| Oldham County Kentucky | 245 | $ 46,758,000 | $ 190,000 | $ 128,000 |
| Bullitt County Kentucky | 234 | $ 32,022,000 | $ 136,000 | $ 66,000 |
| Floyd County Indiana | 225 | $ 27,942,000 | $ 124,000 | $ 83,000 |
| Hardin County Kentucky | 211 | $ 30,414,000 | $ 144,000 | $ 67,000 |
| Shelby County Kentucky | 136 | $ 21,822,000 | $ 160,000 | $ 85,000 |
| Franklin County Kentucky | 100 | $ 13,285,000 | $ 132,000 | $ 73,000 |
| Scott County Kentucky | 90 | $ 14,002,000 | $ 155,000 | $ 84,000 |
| Kenton County Kentucky | 57 | $ 9,757,000 | $ 171,000 | $ 81,000 |
| Boone County Kentucky | 43 | $ 7,712,000 | $ 179,000 | $ 130,000 |
| Spencer County Kentucky | 43 | $ 5,744,000 | $ 133,000 | $ 75,000 |
| Nelson County Kentucky | 38 | $ 4,896,000 | $ 128,000 | $ 91,000 |
| Jessamine County Kentucky | 33 | $ 5,895,000 | $ 178,000 | $ 114,000 |
| Harrison County Indiana | 32 | $ 3,975,000 | $ 124,000 | $ 69,000 |
| Hamilton County Ohio | 29 | $ 9,798,000 | $ 337,000 | $ 169,000 |
| Anderson County Kentucky | 25 | $ 3,007,000 | $ 120,000 | $ 73,000 |
| Davidson County Tennessee | 25 | $ 5,998,000 | $ 239,000 | $ 118,000 |
| Woodford County Kentucky | 22 | $ 3,760,000 | $ 170,000 | $ 78,000 |
| Pasco County Florida | 21 | $ 2,374,000 | $ 113,000 | $ 78,000 |
| Meade County Kentucky | 21 | $ 2,011,000 | $ 95,000 | $ 68,000 |
| Madison County Kentucky | 16 | $ 2,314,000 | $ 144,000 | $ 115,000 |
| Harrison County Kentucky | 15 | $ 1,348,000 | $ 89,000 | $ 59,000 |
| Campbell County Kentucky | 14 | $ 3,170,000 | $ 226,000 | $ 80,000 |
| Hennepin County Minnesota | 14 | $ 9,098,000 | $ 649,000 | $ 226,000 |
| Williamson County Tennessee | 14 | $ 3,309,000 | $ 236,000 | $ 165,000 |
| Henry County Kentucky | 13 | $ 1,302,000 | $ 100,000 | $ 68,000 |
| Hillsborough County Florida | 11 | $ 1,747,000 | $ 158,000 | $ 111,000 |
| Grayson County Kentucky | 10 | $ 1,321,000 | $ 132,000 | $ 80,000 |
| Larue County Kentucky | 10 | $ 1,107,000 | $ 110,000 | $ 67,000 |
| Breckinridge County Kentucky | 8 | $ 934,000 | $ 116,000 | $ 56,000 |
| Pinellas County Florida | 7 | $ 1,536,000 | $ 219,000 | $ 156,000 |
| Washington County Indiana | 7 | $ 669,000 | $ 95,000 | $ 52,000 |
| Clark County Kentucky | 7 | $ 1,257,000 | $ 179,000 | $ 81,000 |
| Garrard County Kentucky | 7 | $ 705,000 | $ 100,000 | $ 74,000 |
| Scott County Indiana | 6 | $ 693,000 | $ 115,000 | $ 99,000 |
| Warren County Kentucky | 6 | $ 497,000 | $ 82,000 | $ 75,000 |
| Clermont County Ohio | 6 | $ 1,429,000 | $ 238,000 | $ 68,000 |
| Hernando County Florida | 5 | $ 384,000 | $ 76,000 | $ 47,000 |
| Bourbon County Kentucky | 5 | $ 517,000 | $ 103,000 | $ 22,000 |
| Edmonson County Kentucky | 5 | $ 727,000 | $ 145,000 | $ 244,000 |
| Mercer County Kentucky | 5 | $ 637,000 | $ 127,000 | $ 82,000 |
| Ohio County Kentucky | 5 | $ 653,000 | $ 130,000 | $ 77,000 |
| Collier County Florida | 4 | $ 4,816,000 | $ 1,204,000 | $ 352,000 |
| Palm Beach County Florida | 4 | $ 1,311,000 | $ 327,000 | $ 150,000 |
| Hancock County Kentucky | 4 | $ 300,000 | $ 75,000 | $ 54,000 |
| Trimble County Kentucky | 4 | $ 260,000 | $ 65,000 | $ 46,000 |
| Butler County Ohio | 4 | $ 1,273,000 | $ 318,000 | $ 149,000 |
| Warren County Ohio | 4 | $ 954,000 | $ 238,000 | $ 217,000 |
| Sumner County Tennessee | 4 | $ 539,000 | $ 134,000 | $ 111,000 |
| Marion County Indiana | 3 | $ 259,000 | $ 86,000 | $ 81,000 |
| Boyle County Kentucky | 3 | $ 690,000 | $ 230,000 | $ 196,000 |
| McLean County Kentucky | 3 | $ 140,000 | $ 46,000 | $ 52,000 |
| Montgomery County Kentucky | 3 | $ 518,000 | $ 172,000 | $ 51,000 |
| Powell County Kentucky | 3 | $ 284,000 | $ 94,000 | $ 62,000 |
| Dakota County Minnesota | 3 | $ 502,000 | $ 167,000 | $ 100,000 |
| Rutherford County Tennessee | 3 | $ 415,000 | $ 138,000 | $ 46,000 |
| Lee County Florida | 2 | $ 1,329,000 | $ 664,000 | $ 260,000 |
| Miami-Dade County Florida | 2 | $ 3,820,000 | $ 1,910,000 | $ 2,259,000 |
| Orange County Florida | 2 | $ 230,000 | $ 115,000 | $ 49,000 |
| Barren County Kentucky | 2 | $ 225,000 | $ 112,000 | $ 62,000 |
| Bath County Kentucky | 2 | $ 170,000 | $ 85,000 | $ 55,000 |
| Green County Kentucky | 2 | $ 128,000 | $ 64,000 | $ 5,000 |
| Harlan County Kentucky | 2 | $ 105,000 | $ 52,000 | $ 80,000 |
| Hart County Kentucky | 2 | $ 242,000 | $ 121,000 | $ 165,000 |
| Marion County Kentucky | 2 | $ 239,000 | $ 119,000 | $ 73,000 |
| Russell County Kentucky | 2 | $ 159,000 | $ 79,000 | $ 115,000 |
| Trigg County Kentucky | 2 | $ 222,000 | $ 111,000 | $ 91,000 |
| Carver County Minnesota | 2 | $ 448,000 | $ 224,000 | $ 122,000 |
| Scott County Minnesota | 2 | $ 212,000 | $ 106,000 | $ 117,000 |
| Wright County Minnesota | 2 | $ 632,000 | $ 316,000 | $ 93,000 |
| Miami County Ohio | 2 | $ 235,000 | $ 117,000 | $ 163,000 |
| Cheatham County Tennessee | 2 | $ 215,000 | $ 107,000 | $ 72,000 |
| Limestone County Alabama | 1 | $ 129,000 | $ 129,000 | $ 50,000 |
| Boulder County Colorado | 1 | $ 160,000 | $ 160,000 | $ 590,000 |
| Alachua County Florida | 1 | $ 113,000 | $ 113,000 | $ 600,000 |
| Bay County Florida | 1 | $ 95,000 | $ 95,000 | $ 77,000 |
| Brevard County Florida | 1 | $ 80,000 | $ 80,000 | $ 94,000 |
| Citrus County Florida | 1 | $ 160,000 | $ 160,000 | $ 203,000 |
| Escambia County Florida | 1 | $ 196,000 | $ 196,000 | $ 184,000 |
| Leon County Florida | 1 | $ 199,000 | $ 199,000 | $ 97,000 |
| Manatee County Florida | 1 | $ 328,000 | $ 328,000 | $ 0 |
| Osceola County Florida | 1 | $ 109,000 | $ 109,000 | $ 226,000 |
| Polk County Florida | 1 | $ 376,000 | $ 376,000 | $ 155,000 |
| Sarasota County Florida | 1 | $ 2,000,000 | $ 2,000,000 | $ 825,000 |
| St. Lucie County Florida | 1 | $ 50,000 | $ 50,000 | $ 86,000 |
| Volusia County Florida | 1 | $ 314,000 | $ 314,000 | $ 143,000 |
| Cook County Illinois | 1 | $ 452,000 | $ 452,000 | $ 4,304,000 |
| Hamilton County Indiana | 1 | $ 120,000 | $ 120,000 | $ 81,000 |
| Jackson County Indiana | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| Jefferson County Indiana | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Morgan County Indiana | 1 | $ 82,000 | $ 82,000 | $ 63,000 |
| Orange County Indiana | 1 | $ 40,000 | $ 40,000 | $ 18,000 |
| Vanderburgh County Indiana | 1 | $ 54,000 | $ 54,000 | $ 48,000 |
| Butler County Kentucky | 1 | $ 29,000 | $ 29,000 | $ 118,000 |
| Carroll County Kentucky | 1 | $ 142,000 | $ 142,000 | $ 89,000 |
| Casey County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Grant County Kentucky | 1 | $ 170,000 | $ 170,000 | $ 64,000 |
| Lee County Kentucky | 1 | $ 46,000 | $ 46,000 | $ 33,000 |
| Muhlenberg County Kentucky | 1 | $ 130,000 | $ 130,000 | $ 41,000 |
| Nicholas County Kentucky | 1 | $ 20,000 | $ 20,000 | $ 88,000 |
| Owen County Kentucky | 1 | $ 167,000 | $ 167,000 | $ 87,000 |
| Pulaski County Kentucky | 1 | $ 44,000 | $ 44,000 | $ 88,000 |
| Rowan County Kentucky | 1 | $ 153,000 | $ 153,000 | $ 78,000 |
| Simpson County Kentucky | 1 | $ 80,000 | $ 80,000 | $ 46,000 |
| Taylor County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 66,000 |
| Washington County Kentucky | 1 | $ 140,000 | $ 140,000 | $ 181,000 |
| Baltimore City County Maryland | 1 | $ 292,000 | $ 292,000 | $ 73,000 |
| Ramsey County Minnesota | 1 | $ 464,000 | $ 464,000 | $ 0 |
| Sibley County Minnesota | 1 | $ 419,000 | $ 419,000 | $ 124,000 |
| St. Louis City County Missouri | 1 | $ 190,000 | $ 190,000 | $ 100,000 |
| Charleston County South Carolina | 1 | $ 400,000 | $ 400,000 | $ 63,000 |
| Hardeman County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 22,000 |
| Marshall County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 95,000 |
| Maury County Tennessee | 1 | $ 97,000 | $ 97,000 | $ 302,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Republic Bank & Trust Company in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,755 | $566,938,000 | $150,000 | $5,855,000 | $89,000 | $3,455,000 |
| Home Purchase | 1,814 | $305,845,000 | $168,000 | $3,000,000 | $104,000 | $4,304,000 |
| Home Improvement | 468 | $40,387,000 | $86,000 | $740,000 | $97,000 | $3,389,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,137 | $745,014,000 | $145,000 | $3,000,000 | $98,000 | $3,722,000 |
| Not Provided | 363 | $43,514,000 | $119,000 | $777,000 | $85,000 | $626,000 |
| Black or African American | 185 | $22,710,000 | $122,000 | $872,000 | $92,000 | $4,304,000 |
| Not applicable | 133 | $69,340,000 | $521,000 | $5,855,000 | $0 | $0 |
| Asian | 109 | $17,583,000 | $161,000 | $1,000,000 | $119,000 | $632,000 |
| Hispanic | 90 | $11,506,000 | $127,000 | $417,000 | $69,000 | $350,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $2,364,000 | $236,000 | $790,000 | $152,000 | $363,000 |
| American Indian or Alaskan Native | 10 | $1,139,000 | $113,000 | $295,000 | $85,000 | $277,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,786 | $882,462,000 | $152,000 | $5,855,000 | $96,000 | $4,304,000 |
| FHA-insured (Federal Housing Administration) | 216 | $24,932,000 | $115,000 | $291,000 | $52,000 | $226,000 |
| VA-guaranteed (Veterans Administration) | 29 | $4,829,000 | $166,000 | $382,000 | $69,000 | $218,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $947,000 | $157,000 | $247,000 | $49,000 | $109,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,479 | $529,896,000 | $152,000 | $3,000,000 | $104,000 | $4,304,000 |
| Application Denied By Financial Institution | 1,242 | $180,354,000 | $145,000 | $2,000,000 | $79,000 | $1,768,000 |
| Application Withdrawn By Applicant | 867 | $131,605,000 | $151,000 | $1,560,000 | $82,000 | $709,000 |
| File Closed For Incompleteness | 329 | $48,415,000 | $147,000 | $720,000 | $93,000 | $730,000 |
| Loan Purchased By The Institution | 82 | $9,487,000 | $115,000 | $417,000 | $67,000 | $575,000 |
| Application Approved But Not Accepted | 38 | $13,413,000 | $352,000 | $5,855,000 | $104,000 | $312,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 426 | $49,038,000 | $115,000 | $750,000 | $74,000 | $1,454,000 |
| Debt-To-Income Ratio | 405 | $56,274,000 | $138,000 | $1,225,000 | $60,000 | $436,000 |
| Collateral | 205 | $34,739,000 | $169,000 | $2,000,000 | $120,000 | $1,768,000 |
| Other | 135 | $29,471,000 | $218,000 | $1,830,000 | $91,000 | $1,025,000 |
| Employment History | 37 | $4,664,000 | $126,000 | $387,000 | $54,000 | $138,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $468,000 | $234,000 | $417,000 | $165,000 | $287,000 |
| Mortgage Insurance Denied | 1 | $230,000 | $230,000 | $230,000 | $94,000 | $94,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.