Republic Bank & Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Republic Bank & Trust Company 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Republic Bank & Trust Company 601 W Market St Louisville, KY 40202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,566 |
| Total Mortgage Loan Application Amount | $695,968,000 |
| Average Mortgage Loan Application Amount | $173,666 |
| Highest Mortgage Loan Application Amount | $3,800,000 |
| Average Applicant Income | $90,666 |
| Highest Applicant Income | $1,749,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Republic Bank & Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Republic Bank & Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Republic Bank & Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Republic Bank & Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by Republic Bank & Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Republic Bank & Trust Company's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Kentucky | 1,545 | $ 252,183,000 | $ 163,000 | $ 91,000 |
| Fayette County Kentucky | 288 | $ 61,343,000 | $ 212,000 | $ 89,000 |
| Clark County Indiana | 174 | $ 21,053,000 | $ 120,000 | $ 66,000 |
| Daviess County Kentucky | 174 | $ 28,814,000 | $ 165,000 | $ 75,000 |
| Bullitt County Kentucky | 127 | $ 15,802,000 | $ 124,000 | $ 71,000 |
| Oldham County Kentucky | 120 | $ 32,328,000 | $ 269,000 | $ 146,000 |
| Floyd County Indiana | 92 | $ 10,680,000 | $ 116,000 | $ 77,000 |
| Shelby County Kentucky | 72 | $ 13,041,000 | $ 181,000 | $ 91,000 |
| Davidson County Tennessee | 62 | $ 13,076,000 | $ 210,000 | $ 132,000 |
| Pinellas County Florida | 58 | $ 23,373,000 | $ 402,000 | $ 111,000 |
| Hardin County Kentucky | 45 | $ 6,952,000 | $ 154,000 | $ 58,000 |
| Scott County Kentucky | 45 | $ 7,156,000 | $ 159,000 | $ 89,000 |
| Franklin County Kentucky | 44 | $ 6,097,000 | $ 138,000 | $ 70,000 |
| Hamilton County Ohio | 42 | $ 12,375,000 | $ 294,000 | $ 46,000 |
| Kenton County Kentucky | 36 | $ 6,385,000 | $ 177,000 | $ 110,000 |
| Williamson County Tennessee | 26 | $ 9,398,000 | $ 361,000 | $ 148,000 |
| Boone County Kentucky | 24 | $ 6,090,000 | $ 253,000 | $ 187,000 |
| Pasco County Florida | 23 | $ 4,541,000 | $ 197,000 | $ 96,000 |
| Santa Clara County California | 22 | $ 17,469,000 | $ 794,000 | $ 17,000 |
| Campbell County Kentucky | 21 | $ 4,271,000 | $ 203,000 | $ 75,000 |
| Broward County Florida | 20 | $ 4,452,000 | $ 222,000 | $ 132,000 |
| Hillsborough County Florida | 20 | $ 4,156,000 | $ 207,000 | $ 91,000 |
| Spencer County Kentucky | 17 | $ 2,705,000 | $ 159,000 | $ 96,000 |
| Alameda County California | 16 | $ 10,237,000 | $ 639,000 | $ 18,000 |
| Jessamine County Kentucky | 16 | $ 5,696,000 | $ 356,000 | $ 148,000 |
| Anderson County Kentucky | 15 | $ 1,713,000 | $ 114,000 | $ 61,000 |
| Los Angeles County California | 11 | $ 8,157,000 | $ 741,000 | $ 101,000 |
| Woodford County Kentucky | 10 | $ 1,630,000 | $ 163,000 | $ 87,000 |
| Hennepin County Minnesota | 10 | $ 2,754,000 | $ 275,000 | $ 131,000 |
| Lee County Florida | 9 | $ 2,006,000 | $ 222,000 | $ 183,000 |
| Madison County Kentucky | 9 | $ 1,291,000 | $ 143,000 | $ 78,000 |
| Warren County Ohio | 9 | $ 1,495,000 | $ 166,000 | $ 115,000 |
| Orange County California | 8 | $ 9,178,000 | $ 1,147,000 | $ 32,000 |
| Palm Beach County Florida | 8 | $ 2,509,000 | $ 313,000 | $ 176,000 |
| Seminole County Florida | 8 | $ 2,198,000 | $ 274,000 | $ 137,000 |
| Clark County Kentucky | 8 | $ 1,183,000 | $ 147,000 | $ 106,000 |
| Brevard County Florida | 7 | $ 1,855,000 | $ 265,000 | $ 100,000 |
| Orange County Florida | 7 | $ 1,651,000 | $ 235,000 | $ 107,000 |
| Nelson County Kentucky | 7 | $ 424,000 | $ 60,000 | $ 60,000 |
| Alachua County Florida | 6 | $ 1,485,000 | $ 247,000 | $ 95,000 |
| Miami-Dade County Florida | 6 | $ 1,665,000 | $ 277,000 | $ 127,000 |
| Cook County Illinois | 6 | $ 1,789,000 | $ 298,000 | $ 98,000 |
| Boyle County Kentucky | 6 | $ 981,000 | $ 163,000 | $ 82,000 |
| Grayson County Kentucky | 6 | $ 629,000 | $ 104,000 | $ 121,000 |
| Meade County Kentucky | 6 | $ 701,000 | $ 116,000 | $ 94,000 |
| Montgomery County Ohio | 6 | $ 1,359,000 | $ 226,000 | $ 92,000 |
| Collier County Florida | 5 | $ 1,452,000 | $ 290,000 | $ 218,000 |
| Duval County Florida | 5 | $ 593,000 | $ 118,000 | $ 62,000 |
| Washington County Indiana | 5 | $ 505,000 | $ 101,000 | $ 54,000 |
| Breckinridge County Kentucky | 5 | $ 506,000 | $ 101,000 | $ 81,000 |
| Henry County Kentucky | 5 | $ 667,000 | $ 133,000 | $ 70,000 |
| Warren County Kentucky | 5 | $ 820,000 | $ 164,000 | $ 138,000 |
| Fairfax County Virginia | 5 | $ 2,003,000 | $ 400,000 | $ 181,000 |
| San Mateo County California | 4 | $ 4,013,000 | $ 1,003,000 | $ 0 |
| Lake County Florida | 4 | $ 958,000 | $ 239,000 | $ 136,000 |
| Polk County Florida | 4 | $ 644,000 | $ 161,000 | $ 65,000 |
| Sarasota County Florida | 4 | $ 1,000,000 | $ 250,000 | $ 73,000 |
| St. Johns County Florida | 4 | $ 850,000 | $ 212,000 | $ 116,000 |
| DuPage County Illinois | 4 | $ 790,000 | $ 197,000 | $ 72,000 |
| Harrison County Indiana | 4 | $ 509,000 | $ 127,000 | $ 41,000 |
| Hancock County Kentucky | 4 | $ 315,000 | $ 78,000 | $ 38,000 |
| Larue County Kentucky | 4 | $ 195,000 | $ 48,000 | $ 41,000 |
| Mercer County Kentucky | 4 | $ 737,000 | $ 184,000 | $ 89,000 |
| Ohio County Kentucky | 4 | $ 540,000 | $ 135,000 | $ 81,000 |
| Sumner County Tennessee | 4 | $ 1,105,000 | $ 276,000 | $ 58,000 |
| Wilson County Tennessee | 4 | $ 738,000 | $ 184,000 | $ 86,000 |
| Contra Costa County California | 3 | $ 1,574,000 | $ 524,000 | $ 57,000 |
| Manatee County Florida | 3 | $ 624,000 | $ 208,000 | $ 136,000 |
| Marion County Florida | 3 | $ 426,000 | $ 142,000 | $ 66,000 |
| Martin County Florida | 3 | $ 638,000 | $ 212,000 | $ 84,000 |
| Fulton County Georgia | 3 | $ 1,746,000 | $ 582,000 | $ 129,000 |
| Edmonson County Kentucky | 3 | $ 415,000 | $ 138,000 | $ 111,000 |
| Oakland County Michigan | 3 | $ 630,000 | $ 210,000 | $ 135,000 |
| Anoka County Minnesota | 3 | $ 585,000 | $ 195,000 | $ 85,000 |
| Dakota County Minnesota | 3 | $ 662,000 | $ 220,000 | $ 103,000 |
| Butler County Ohio | 3 | $ 1,200,000 | $ 400,000 | $ 135,000 |
| Cuyahoga County Ohio | 3 | $ 613,000 | $ 204,000 | $ 89,000 |
| Delaware County Ohio | 3 | $ 591,000 | $ 197,000 | $ 109,000 |
| Franklin County Ohio | 3 | $ 576,000 | $ 192,000 | $ 134,000 |
| Lorain County Ohio | 3 | $ 690,000 | $ 230,000 | $ 145,000 |
| Hamilton County Tennessee | 3 | $ 399,000 | $ 133,000 | $ 80,000 |
| Rutherford County Tennessee | 3 | $ 624,000 | $ 208,000 | $ 30,000 |
| Arlington County Virginia | 3 | $ 1,376,000 | $ 458,000 | $ 278,000 |
| Henrico County Virginia | 3 | $ 1,336,000 | $ 445,000 | $ 170,000 |
| Maricopa County Arizona | 2 | $ 1,117,000 | $ 558,000 | $ 225,000 |
| Ventura County California | 2 | $ 737,000 | $ 368,000 | $ 164,000 |
| Clay County Florida | 2 | $ 566,000 | $ 283,000 | $ 180,000 |
| Hernando County Florida | 2 | $ 3,728,000 | $ 1,864,000 | $ 22,000 |
| Sumter County Florida | 2 | $ 393,000 | $ 196,000 | $ 78,000 |
| Volusia County Florida | 2 | $ 526,000 | $ 263,000 | $ 110,000 |
| Forsyth County Georgia | 2 | $ 316,000 | $ 158,000 | $ 108,000 |
| Marion County Indiana | 2 | $ 322,000 | $ 161,000 | $ 20,000 |
| Owen County Kentucky | 2 | $ 494,000 | $ 247,000 | $ 263,000 |
| Ramsey County Minnesota | 2 | $ 262,000 | $ 131,000 | $ 54,000 |
| Sherburne County Minnesota | 2 | $ 355,000 | $ 177,000 | $ 74,000 |
| Bergen County New Jersey | 2 | $ 1,088,000 | $ 544,000 | $ 0 |
| Geauga County Ohio | 2 | $ 260,000 | $ 130,000 | $ 94,000 |
| Licking County Ohio | 2 | $ 430,000 | $ 215,000 | $ 87,000 |
| Portage County Ohio | 2 | $ 616,000 | $ 308,000 | $ 135,000 |
| Chester County Pennsylvania | 2 | $ 467,000 | $ 233,000 | $ 0 |
| Dickson County Tennessee | 2 | $ 413,000 | $ 206,000 | $ 146,000 |
| Maury County Tennessee | 2 | $ 205,000 | $ 102,000 | $ 0 |
| Alexandria County Virginia | 2 | $ 952,000 | $ 476,000 | $ 295,000 |
| Loudoun County Virginia | 2 | $ 451,000 | $ 225,000 | $ 142,000 |
| Prince William County Virginia | 2 | $ 785,000 | $ 392,000 | $ 62,000 |
| Richmond City County Virginia | 2 | $ 610,000 | $ 305,000 | $ 94,000 |
| King County Washington | 2 | $ 830,000 | $ 415,000 | $ 0 |
| Riverside County California | 1 | $ 556,000 | $ 556,000 | $ 101,000 |
| Sacramento County California | 1 | $ 731,000 | $ 731,000 | $ 120,000 |
| San Francisco County California | 1 | $ 739,000 | $ 739,000 | $ 0 |
| San Joaquin County California | 1 | $ 240,000 | $ 240,000 | $ 110,000 |
| Arapahoe County Colorado | 1 | $ 168,000 | $ 168,000 | $ 155,000 |
| Denver County Colorado | 1 | $ 528,000 | $ 528,000 | $ 137,000 |
| Jefferson County Colorado | 1 | $ 459,000 | $ 459,000 | $ 168,000 |
| District of Columbia County District Of Columbia | 1 | $ 520,000 | $ 520,000 | $ 0 |
| Bay County Florida | 1 | $ 260,000 | $ 260,000 | $ 95,000 |
| Charlotte County Florida | 1 | $ 192,000 | $ 192,000 | $ 128,000 |
| Columbia County Florida | 1 | $ 240,000 | $ 240,000 | $ 112,000 |
| Escambia County Florida | 1 | $ 120,000 | $ 120,000 | $ 50,000 |
| Highlands County Florida | 1 | $ 170,000 | $ 170,000 | $ 150,000 |
| Leon County Florida | 1 | $ 248,000 | $ 248,000 | $ 133,000 |
| Monroe County Florida | 1 | $ 291,000 | $ 291,000 | $ 142,000 |
| Okaloosa County Florida | 1 | $ 120,000 | $ 120,000 | $ 103,000 |
| Osceola County Florida | 1 | $ 276,000 | $ 276,000 | $ 162,000 |
| St. Lucie County Florida | 1 | $ 480,000 | $ 480,000 | $ 170,000 |
| Cobb County Georgia | 1 | $ 585,000 | $ 585,000 | $ 188,000 |
| DeKalb County Georgia | 1 | $ 222,000 | $ 222,000 | $ 82,000 |
| Gwinnett County Georgia | 1 | $ 110,000 | $ 110,000 | $ 65,000 |
| Lake County Illinois | 1 | $ 574,000 | $ 574,000 | $ 0 |
| Will County Illinois | 1 | $ 201,000 | $ 201,000 | $ 55,000 |
| Woodford County Illinois | 1 | $ 100,000 | $ 100,000 | $ 44,000 |
| Johnson County Indiana | 1 | $ 450,000 | $ 450,000 | $ 588,000 |
| Posey County Indiana | 1 | $ 135,000 | $ 135,000 | $ 30,000 |
| Johnson County Kansas | 1 | $ 493,000 | $ 493,000 | $ 0 |
| Adair County Kentucky | 1 | $ 119,000 | $ 119,000 | $ 198,000 |
| Allen County Kentucky | 1 | $ 108,000 | $ 108,000 | $ 93,000 |
| Bourbon County Kentucky | 1 | $ 126,000 | $ 126,000 | $ 85,000 |
| Breathitt County Kentucky | 1 | $ 103,000 | $ 103,000 | $ 78,000 |
| Butler County Kentucky | 1 | $ 110,000 | $ 110,000 | $ 89,000 |
| Calloway County Kentucky | 1 | $ 80,000 | $ 80,000 | $ 89,000 |
| Carroll County Kentucky | 1 | $ 154,000 | $ 154,000 | $ 41,000 |
| Harrison County Kentucky | 1 | $ 84,000 | $ 84,000 | $ 53,000 |
| Knox County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 109,000 |
| Lincoln County Kentucky | 1 | $ 87,000 | $ 87,000 | $ 32,000 |
| Marion County Kentucky | 1 | $ 184,000 | $ 184,000 | $ 48,000 |
| McLean County Kentucky | 1 | $ 91,000 | $ 91,000 | $ 102,000 |
| Nicholas County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 100,000 |
| Pulaski County Kentucky | 1 | $ 102,000 | $ 102,000 | $ 75,000 |
| Russell County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 318,000 |
| Taylor County Kentucky | 1 | $ 375,000 | $ 375,000 | $ 500,000 |
| Trimble County Kentucky | 1 | $ 118,000 | $ 118,000 | $ 50,000 |
| Washington County Kentucky | 1 | $ 291,000 | $ 291,000 | $ 270,000 |
| Wayne County Kentucky | 1 | $ 96,000 | $ 96,000 | $ 145,000 |
| Antrim County Michigan | 1 | $ 229,000 | $ 229,000 | $ 89,000 |
| Kent County Michigan | 1 | $ 147,000 | $ 147,000 | $ 123,000 |
| Livingston County Michigan | 1 | $ 203,000 | $ 203,000 | $ 124,000 |
| Ottawa County Michigan | 1 | $ 196,000 | $ 196,000 | $ 70,000 |
| Blue Earth County Minnesota | 1 | $ 241,000 | $ 241,000 | $ 183,000 |
| Olmsted County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| Washington County Minnesota | 1 | $ 182,000 | $ 182,000 | $ 58,000 |
| Monmouth County New Jersey | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Morris County New Jersey | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Buncombe County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 78,000 |
| Durham County North Carolina | 1 | $ 199,000 | $ 199,000 | $ 52,000 |
| Forsyth County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 218,000 |
| Johnston County North Carolina | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Pitt County North Carolina | 1 | $ 1,283,000 | $ 1,283,000 | $ 790,000 |
| Rockingham County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 48,000 |
| Athens County Ohio | 1 | $ 140,000 | $ 140,000 | $ 79,000 |
| Brown County Ohio | 1 | $ 382,000 | $ 382,000 | $ 0 |
| Clermont County Ohio | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Lake County Ohio | 1 | $ 52,000 | $ 52,000 | $ 118,000 |
| Lucas County Ohio | 1 | $ 225,000 | $ 225,000 | $ 202,000 |
| Medina County Ohio | 1 | $ 293,000 | $ 293,000 | $ 93,000 |
| Bucks County Pennsylvania | 1 | $ 256,000 | $ 256,000 | $ 0 |
| Montgomery County Pennsylvania | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Cheatham County Tennessee | 1 | $ 151,000 | $ 151,000 | $ 67,000 |
| Coffee County Tennessee | 1 | $ 369,000 | $ 369,000 | $ 0 |
| Marshall County Tennessee | 1 | $ 113,000 | $ 113,000 | $ 67,000 |
| Montgomery County Tennessee | 1 | $ 57,000 | $ 57,000 | $ 48,000 |
| Sevier County Tennessee | 1 | $ 149,000 | $ 149,000 | $ 319,000 |
| Shelby County Tennessee | 1 | $ 154,000 | $ 154,000 | $ 91,000 |
| Denton County Texas | 1 | $ 503,000 | $ 503,000 | $ 0 |
| Hampton County Virginia | 1 | $ 144,000 | $ 144,000 | $ 109,000 |
| Norfolk County Virginia | 1 | $ 50,000 | $ 50,000 | $ 92,000 |
| Stafford County Virginia | 1 | $ 200,000 | $ 200,000 | $ 73,000 |
| Virginia Beach County Virginia | 1 | $ 171,000 | $ 171,000 | $ 125,000 |
| Waynesboro County Virginia | 1 | $ 183,000 | $ 183,000 | $ 80,000 |
| Brown County Wisconsin | 1 | $ 315,000 | $ 315,000 | $ 0 |
Mortgage Loan Application Detail Totals for Republic Bank & Trust Company in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,741 | $373,795,000 | $214,000 | $2,080,000 | $89,000 | $1,749,000 |
| Refinancing | 1,448 | $278,703,000 | $192,000 | $3,800,000 | $97,000 | $1,698,000 |
| Home Improvement | 377 | $43,470,000 | $115,000 | $3,500,000 | $86,000 | $798,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,561 | $451,957,000 | $176,000 | $2,760,000 | $108,000 | $1,749,000 |
| Not applicable | 477 | $163,309,000 | $342,000 | $3,800,000 | $2,000 | $120,000 |
| Black or African American | 186 | $20,947,000 | $112,000 | $1,283,000 | $73,000 | $790,000 |
| Not Provided | 145 | $20,054,000 | $138,000 | $592,000 | $106,000 | $475,000 |
| Asian | 96 | $23,740,000 | $247,000 | $1,680,000 | $136,000 | $795,000 |
| Hispanic | 87 | $13,810,000 | $158,000 | $556,000 | $83,000 | $348,000 |
| Native Hawaiin or Other Pacific Islander | 9 | $1,510,000 | $167,000 | $385,000 | $93,000 | $316,000 |
| American Indian or Alaskan Native | 5 | $641,000 | $128,000 | $268,000 | $65,000 | $150,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,413 | $676,438,000 | $198,000 | $3,800,000 | $94,000 | $1,749,000 |
| FHA-insured (Federal Housing Administration) | 132 | $16,361,000 | $123,000 | $270,000 | $51,000 | $143,000 |
| VA-guaranteed (Veterans Administration) | 12 | $2,115,000 | $176,000 | $291,000 | $85,000 | $165,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $1,054,000 | $117,000 | $187,000 | $45,000 | $84,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,269 | $412,073,000 | $181,000 | $3,500,000 | $95,000 | $1,749,000 |
| Application Withdrawn By Applicant | 583 | $119,303,000 | $204,000 | $3,800,000 | $98,000 | $1,698,000 |
| Application Denied By Financial Institution | 456 | $79,592,000 | $174,000 | $2,760,000 | $84,000 | $790,000 |
| Loan Purchased By The Institution | 114 | $58,452,000 | $512,000 | $1,860,000 | $14,000 | $263,000 |
| File Closed For Incompleteness | 99 | $17,830,000 | $180,000 | $921,000 | $100,000 | $444,000 |
| Application Approved But Not Accepted | 45 | $8,718,000 | $193,000 | $1,680,000 | $102,000 | $451,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 199 | $21,850,000 | $109,000 | $1,620,000 | $77,000 | $467,000 |
| Debt-To-Income Ratio | 141 | $33,546,000 | $237,000 | $2,760,000 | $71,000 | $587,000 |
| Collateral | 91 | $15,872,000 | $174,000 | $985,000 | $105,000 | $656,000 |
| Other | 12 | $3,485,000 | $290,000 | $1,139,000 | $146,000 | $510,000 |
| Employment History | 7 | $1,050,000 | $150,000 | $391,000 | $83,000 | $257,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,914,000 | $478,000 | $1,283,000 | $205,000 | $790,000 |
| Unverifiable Information | 2 | $1,875,000 | $937,000 | $1,500,000 | $100,000 | $200,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Republic Bank & Trust Company's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Republic Bank & Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.