Republic Bank & Trust Mortgage Lending & HMDA Data, 2016
In 2016, Republic Bank & Trust of Louisville, KY reported 3,566 mortgage applications totaling $696.0 million, up 3% from 2015. The average application was for $195,167, and applicants reported an average income of $91,931. 64% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Louisville/Jefferson County, KY-IN (2,162), Lexington-Fayette, KY (368) and Owensboro, KY (179) (applications in parentheses).
| Mortgage Company & Address | Republic Bank & Trust 601 W Market St Louisville, KY 40202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,566 |
| Total Mortgage Loan Application Amount | $695,968,000 |
| Average Mortgage Loan Application Amount | $195,167 |
| Highest Mortgage Loan Application Amount | $3,800,000 |
| Average Applicant Income | $91,931 |
| Highest Applicant Income | $1,749,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Republic Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson, Kentucky | 1,545 | $ 252,183,000 | $ 163,225 | $ 91,000 |
| Fayette, Kentucky | 288 | $ 61,343,000 | $ 212,996 | $ 89,000 |
| Clark, Indiana | 174 | $ 21,053,000 | $ 120,994 | $ 66,000 |
| Daviess, Kentucky | 174 | $ 28,814,000 | $ 165,597 | $ 75,000 |
| Bullitt, Kentucky | 127 | $ 15,802,000 | $ 124,425 | $ 71,000 |
| Oldham, Kentucky | 120 | $ 32,328,000 | $ 269,400 | $ 146,000 |
| Floyd, Indiana | 92 | $ 10,680,000 | $ 116,086 | $ 77,000 |
| Shelby, Kentucky | 72 | $ 13,041,000 | $ 181,125 | $ 91,000 |
| Davidson, Tennessee | 62 | $ 13,076,000 | $ 210,903 | $ 132,000 |
| Pinellas, Florida | 58 | $ 23,373,000 | $ 402,982 | $ 111,000 |
| Hardin, Kentucky | 45 | $ 6,952,000 | $ 154,488 | $ 58,000 |
| Scott, Kentucky | 45 | $ 7,156,000 | $ 159,022 | $ 89,000 |
| Franklin, Kentucky | 44 | $ 6,097,000 | $ 138,568 | $ 70,000 |
| Hamilton, Ohio | 42 | $ 12,375,000 | $ 294,642 | $ 46,000 |
| Kenton, Kentucky | 36 | $ 6,385,000 | $ 177,361 | $ 110,000 |
| Williamson, Tennessee | 26 | $ 9,398,000 | $ 361,461 | $ 148,000 |
| Boone, Kentucky | 24 | $ 6,090,000 | $ 253,750 | $ 187,000 |
| Pasco, Florida | 23 | $ 4,541,000 | $ 197,434 | $ 96,000 |
| Santa Clara, California | 22 | $ 17,469,000 | $ 794,045 | $ 17,000 |
| Campbell, Kentucky | 21 | $ 4,271,000 | $ 203,380 | $ 75,000 |
| Broward, Florida | 20 | $ 4,452,000 | $ 222,600 | $ 132,000 |
| Hillsborough, Florida | 20 | $ 4,156,000 | $ 207,800 | $ 91,000 |
| Spencer, Kentucky | 17 | $ 2,705,000 | $ 159,117 | $ 96,000 |
| Alameda, California | 16 | $ 10,237,000 | $ 639,812 | $ 18,000 |
| Jessamine, Kentucky | 16 | $ 5,696,000 | $ 356,000 | $ 148,000 |
| Anderson, Kentucky | 15 | $ 1,713,000 | $ 114,200 | $ 61,000 |
| Los Angeles, California | 11 | $ 8,157,000 | $ 741,545 | $ 101,000 |
| Woodford, Kentucky | 10 | $ 1,630,000 | $ 163,000 | $ 87,000 |
| Hennepin, Minnesota | 10 | $ 2,754,000 | $ 275,400 | $ 131,000 |
| Lee, Florida | 9 | $ 2,006,000 | $ 222,888 | $ 183,000 |
| Madison, Kentucky | 9 | $ 1,291,000 | $ 143,444 | $ 78,000 |
| Warren, Ohio | 9 | $ 1,495,000 | $ 166,111 | $ 115,000 |
| Orange, California | 8 | $ 9,178,000 | $ 1,147,250 | $ 32,000 |
| Palm Beach, Florida | 8 | $ 2,509,000 | $ 313,625 | $ 176,000 |
| Seminole, Florida | 8 | $ 2,198,000 | $ 274,750 | $ 137,000 |
| Clark, Kentucky | 8 | $ 1,183,000 | $ 147,875 | $ 106,000 |
| Brevard, Florida | 7 | $ 1,855,000 | $ 265,000 | $ 100,000 |
| Orange, Florida | 7 | $ 1,651,000 | $ 235,857 | $ 107,000 |
| Nelson, Kentucky | 7 | $ 424,000 | $ 60,571 | $ 60,000 |
| Alachua, Florida | 6 | $ 1,485,000 | $ 247,500 | $ 95,000 |
| Miami-Dade, Florida | 6 | $ 1,665,000 | $ 277,500 | $ 127,000 |
| Cook, Illinois | 6 | $ 1,789,000 | $ 298,166 | $ 98,000 |
| Boyle, Kentucky | 6 | $ 981,000 | $ 163,500 | $ 82,000 |
| Grayson, Kentucky | 6 | $ 629,000 | $ 104,833 | $ 121,000 |
| Meade, Kentucky | 6 | $ 701,000 | $ 116,833 | $ 94,000 |
| Montgomery, Ohio | 6 | $ 1,359,000 | $ 226,500 | $ 92,000 |
| Collier, Florida | 5 | $ 1,452,000 | $ 290,400 | $ 218,000 |
| Duval, Florida | 5 | $ 593,000 | $ 118,600 | $ 62,000 |
| Washington, Indiana | 5 | $ 505,000 | $ 101,000 | $ 54,000 |
| Breckinridge, Kentucky | 5 | $ 506,000 | $ 101,200 | $ 81,000 |
| Henry, Kentucky | 5 | $ 667,000 | $ 133,400 | $ 70,000 |
| Warren, Kentucky | 5 | $ 820,000 | $ 164,000 | $ 138,000 |
| Fairfax, Virginia | 5 | $ 2,003,000 | $ 400,600 | $ 181,000 |
| San Mateo, California | 4 | $ 4,013,000 | $ 1,003,250 | $ 0 |
| Lake, Florida | 4 | $ 958,000 | $ 239,500 | $ 136,000 |
| Polk, Florida | 4 | $ 644,000 | $ 161,000 | $ 65,000 |
| Sarasota, Florida | 4 | $ 1,000,000 | $ 250,000 | $ 73,000 |
| St. Johns, Florida | 4 | $ 850,000 | $ 212,500 | $ 116,000 |
| DuPage, Illinois | 4 | $ 790,000 | $ 197,500 | $ 72,000 |
| Harrison, Indiana | 4 | $ 509,000 | $ 127,250 | $ 41,000 |
| Hancock, Kentucky | 4 | $ 315,000 | $ 78,750 | $ 38,000 |
| Larue, Kentucky | 4 | $ 195,000 | $ 48,750 | $ 41,000 |
| Mercer, Kentucky | 4 | $ 737,000 | $ 184,250 | $ 89,000 |
| Ohio, Kentucky | 4 | $ 540,000 | $ 135,000 | $ 81,000 |
| Sumner, Tennessee | 4 | $ 1,105,000 | $ 276,250 | $ 58,000 |
| Wilson, Tennessee | 4 | $ 738,000 | $ 184,500 | $ 86,000 |
| Contra Costa, California | 3 | $ 1,574,000 | $ 524,666 | $ 57,000 |
| Manatee, Florida | 3 | $ 624,000 | $ 208,000 | $ 136,000 |
| Marion, Florida | 3 | $ 426,000 | $ 142,000 | $ 66,000 |
| Martin, Florida | 3 | $ 638,000 | $ 212,666 | $ 84,000 |
| Fulton, Georgia | 3 | $ 1,746,000 | $ 582,000 | $ 129,000 |
| Edmonson, Kentucky | 3 | $ 415,000 | $ 138,333 | $ 111,000 |
| Oakland, Michigan | 3 | $ 630,000 | $ 210,000 | $ 135,000 |
| Anoka, Minnesota | 3 | $ 585,000 | $ 195,000 | $ 85,000 |
| Dakota, Minnesota | 3 | $ 662,000 | $ 220,666 | $ 103,000 |
| Butler, Ohio | 3 | $ 1,200,000 | $ 400,000 | $ 135,000 |
| Cuyahoga, Ohio | 3 | $ 613,000 | $ 204,333 | $ 89,000 |
| Delaware, Ohio | 3 | $ 591,000 | $ 197,000 | $ 109,000 |
| Franklin, Ohio | 3 | $ 576,000 | $ 192,000 | $ 134,000 |
| Lorain, Ohio | 3 | $ 690,000 | $ 230,000 | $ 145,000 |
| Hamilton, Tennessee | 3 | $ 399,000 | $ 133,000 | $ 80,000 |
| Rutherford, Tennessee | 3 | $ 624,000 | $ 208,000 | $ 30,000 |
| Arlington, Virginia | 3 | $ 1,376,000 | $ 458,666 | $ 278,000 |
| Henrico, Virginia | 3 | $ 1,336,000 | $ 445,333 | $ 170,000 |
| Maricopa, Arizona | 2 | $ 1,117,000 | $ 558,500 | $ 225,000 |
| Ventura, California | 2 | $ 737,000 | $ 368,500 | $ 164,000 |
| Clay, Florida | 2 | $ 566,000 | $ 283,000 | $ 180,000 |
| Hernando, Florida | 2 | $ 3,728,000 | $ 1,864,000 | $ 22,000 |
| Sumter, Florida | 2 | $ 393,000 | $ 196,500 | $ 78,000 |
| Volusia, Florida | 2 | $ 526,000 | $ 263,000 | $ 110,000 |
| Forsyth, Georgia | 2 | $ 316,000 | $ 158,000 | $ 108,000 |
| Marion, Indiana | 2 | $ 322,000 | $ 161,000 | $ 20,000 |
| Owen, Kentucky | 2 | $ 494,000 | $ 247,000 | $ 263,000 |
| Ramsey, Minnesota | 2 | $ 262,000 | $ 131,000 | $ 54,000 |
| Sherburne, Minnesota | 2 | $ 355,000 | $ 177,500 | $ 74,000 |
| Bergen, New Jersey | 2 | $ 1,088,000 | $ 544,000 | $ 0 |
| Geauga, Ohio | 2 | $ 260,000 | $ 130,000 | $ 94,000 |
| Licking, Ohio | 2 | $ 430,000 | $ 215,000 | $ 87,000 |
| Portage, Ohio | 2 | $ 616,000 | $ 308,000 | $ 135,000 |
| Chester, Pennsylvania | 2 | $ 467,000 | $ 233,500 | $ 0 |
| Dickson, Tennessee | 2 | $ 413,000 | $ 206,500 | $ 146,000 |
| Maury, Tennessee | 2 | $ 205,000 | $ 102,500 | $ 0 |
| Alexandria, Virginia | 2 | $ 952,000 | $ 476,000 | $ 295,000 |
| Loudoun, Virginia | 2 | $ 451,000 | $ 225,500 | $ 142,000 |
| Prince William, Virginia | 2 | $ 785,000 | $ 392,500 | $ 62,000 |
| Richmond City, Virginia | 2 | $ 610,000 | $ 305,000 | $ 94,000 |
| King, Washington | 2 | $ 830,000 | $ 415,000 | $ 0 |
| Riverside, California | 1 | $ 556,000 | $ 556,000 | $ 101,000 |
| Sacramento, California | 1 | $ 731,000 | $ 731,000 | $ 120,000 |
| San Francisco, California | 1 | $ 739,000 | $ 739,000 | $ 0 |
| San Joaquin, California | 1 | $ 240,000 | $ 240,000 | $ 110,000 |
| Arapahoe, Colorado | 1 | $ 168,000 | $ 168,000 | $ 155,000 |
| Denver, Colorado | 1 | $ 528,000 | $ 528,000 | $ 137,000 |
| Jefferson, Colorado | 1 | $ 459,000 | $ 459,000 | $ 168,000 |
| District of Columbia, District Of Columbia | 1 | $ 520,000 | $ 520,000 | $ 0 |
| Bay, Florida | 1 | $ 260,000 | $ 260,000 | $ 95,000 |
| Charlotte, Florida | 1 | $ 192,000 | $ 192,000 | $ 128,000 |
| Columbia, Florida | 1 | $ 240,000 | $ 240,000 | $ 112,000 |
| Escambia, Florida | 1 | $ 120,000 | $ 120,000 | $ 50,000 |
| Highlands, Florida | 1 | $ 170,000 | $ 170,000 | $ 150,000 |
| Leon, Florida | 1 | $ 248,000 | $ 248,000 | $ 133,000 |
| Monroe, Florida | 1 | $ 291,000 | $ 291,000 | $ 142,000 |
| Okaloosa, Florida | 1 | $ 120,000 | $ 120,000 | $ 103,000 |
| Osceola, Florida | 1 | $ 276,000 | $ 276,000 | $ 162,000 |
| St. Lucie, Florida | 1 | $ 480,000 | $ 480,000 | $ 170,000 |
| Cobb, Georgia | 1 | $ 585,000 | $ 585,000 | $ 188,000 |
| DeKalb, Georgia | 1 | $ 222,000 | $ 222,000 | $ 82,000 |
| Gwinnett, Georgia | 1 | $ 110,000 | $ 110,000 | $ 65,000 |
| Lake, Illinois | 1 | $ 574,000 | $ 574,000 | $ 0 |
| Will, Illinois | 1 | $ 201,000 | $ 201,000 | $ 55,000 |
| Woodford, Illinois | 1 | $ 100,000 | $ 100,000 | $ 44,000 |
| Johnson, Indiana | 1 | $ 450,000 | $ 450,000 | $ 588,000 |
| Posey, Indiana | 1 | $ 135,000 | $ 135,000 | $ 30,000 |
| Johnson, Kansas | 1 | $ 493,000 | $ 493,000 | $ 0 |
| Adair, Kentucky | 1 | $ 119,000 | $ 119,000 | $ 198,000 |
| Allen, Kentucky | 1 | $ 108,000 | $ 108,000 | $ 93,000 |
| Bourbon, Kentucky | 1 | $ 126,000 | $ 126,000 | $ 85,000 |
| Breathitt, Kentucky | 1 | $ 103,000 | $ 103,000 | $ 78,000 |
| Butler, Kentucky | 1 | $ 110,000 | $ 110,000 | $ 89,000 |
| Calloway, Kentucky | 1 | $ 80,000 | $ 80,000 | $ 89,000 |
| Carroll, Kentucky | 1 | $ 154,000 | $ 154,000 | $ 41,000 |
| Harrison, Kentucky | 1 | $ 84,000 | $ 84,000 | $ 53,000 |
| Knox, Kentucky | 1 | $ 115,000 | $ 115,000 | $ 109,000 |
| Lincoln, Kentucky | 1 | $ 87,000 | $ 87,000 | $ 32,000 |
| Marion, Kentucky | 1 | $ 184,000 | $ 184,000 | $ 48,000 |
| McLean, Kentucky | 1 | $ 91,000 | $ 91,000 | $ 102,000 |
| Nicholas, Kentucky | 1 | $ 115,000 | $ 115,000 | $ 100,000 |
| Pulaski, Kentucky | 1 | $ 102,000 | $ 102,000 | $ 75,000 |
| Russell, Kentucky | 1 | $ 60,000 | $ 60,000 | $ 318,000 |
| Taylor, Kentucky | 1 | $ 375,000 | $ 375,000 | $ 500,000 |
| Trimble, Kentucky | 1 | $ 118,000 | $ 118,000 | $ 50,000 |
| Washington, Kentucky | 1 | $ 291,000 | $ 291,000 | $ 270,000 |
| Wayne, Kentucky | 1 | $ 96,000 | $ 96,000 | $ 145,000 |
| Antrim, Michigan | 1 | $ 229,000 | $ 229,000 | $ 89,000 |
| Kent, Michigan | 1 | $ 147,000 | $ 147,000 | $ 123,000 |
| Livingston, Michigan | 1 | $ 203,000 | $ 203,000 | $ 124,000 |
| Ottawa, Michigan | 1 | $ 196,000 | $ 196,000 | $ 70,000 |
| Blue Earth, Minnesota | 1 | $ 241,000 | $ 241,000 | $ 183,000 |
| Olmsted, Minnesota | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| Washington, Minnesota | 1 | $ 182,000 | $ 182,000 | $ 58,000 |
| Monmouth, New Jersey | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Morris, New Jersey | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Buncombe, North Carolina | 1 | $ 245,000 | $ 245,000 | $ 78,000 |
| Durham, North Carolina | 1 | $ 199,000 | $ 199,000 | $ 52,000 |
| Forsyth, North Carolina | 1 | $ 285,000 | $ 285,000 | $ 218,000 |
| Johnston, North Carolina | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Pitt, North Carolina | 1 | $ 1,283,000 | $ 1,283,000 | $ 790,000 |
| Rockingham, North Carolina | 1 | $ 150,000 | $ 150,000 | $ 48,000 |
| Athens, Ohio | 1 | $ 140,000 | $ 140,000 | $ 79,000 |
| Brown, Ohio | 1 | $ 382,000 | $ 382,000 | $ 0 |
| Clermont, Ohio | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Lake, Ohio | 1 | $ 52,000 | $ 52,000 | $ 118,000 |
| Lucas, Ohio | 1 | $ 225,000 | $ 225,000 | $ 202,000 |
| Medina, Ohio | 1 | $ 293,000 | $ 293,000 | $ 93,000 |
| Bucks, Pennsylvania | 1 | $ 256,000 | $ 256,000 | $ 0 |
| Montgomery, Pennsylvania | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Cheatham, Tennessee | 1 | $ 151,000 | $ 151,000 | $ 67,000 |
| Coffee, Tennessee | 1 | $ 369,000 | $ 369,000 | $ 0 |
| Marshall, Tennessee | 1 | $ 113,000 | $ 113,000 | $ 67,000 |
| Montgomery, Tennessee | 1 | $ 57,000 | $ 57,000 | $ 48,000 |
| Sevier, Tennessee | 1 | $ 149,000 | $ 149,000 | $ 319,000 |
| Shelby, Tennessee | 1 | $ 154,000 | $ 154,000 | $ 91,000 |
| Denton, Texas | 1 | $ 503,000 | $ 503,000 | $ 0 |
| Hampton, Virginia | 1 | $ 144,000 | $ 144,000 | $ 109,000 |
| Norfolk, Virginia | 1 | $ 50,000 | $ 50,000 | $ 92,000 |
| Stafford, Virginia | 1 | $ 200,000 | $ 200,000 | $ 73,000 |
| Virginia Beach, Virginia | 1 | $ 171,000 | $ 171,000 | $ 125,000 |
| Waynesboro, Virginia | 1 | $ 183,000 | $ 183,000 | $ 80,000 |
| Brown, Wisconsin | 1 | $ 315,000 | $ 315,000 | $ 0 |
Mortgage Loan Application Detail Totals for Republic Bank & Trust in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,741 | $373,795,000 | $214,000 | $2,080,000 | $89,000 | $1,749,000 |
| Refinancing | 1,448 | $278,703,000 | $192,000 | $3,800,000 | $97,000 | $1,698,000 |
| Home Improvement | 377 | $43,470,000 | $115,000 | $3,500,000 | $86,000 | $798,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,561 | $451,957,000 | $176,000 | $2,760,000 | $108,000 | $1,749,000 |
| Not applicable | 477 | $163,309,000 | $342,000 | $3,800,000 | $2,000 | $120,000 |
| Black or African American | 186 | $20,947,000 | $112,000 | $1,283,000 | $73,000 | $790,000 |
| Not Provided | 145 | $20,054,000 | $138,000 | $592,000 | $106,000 | $475,000 |
| Asian | 96 | $23,740,000 | $247,000 | $1,680,000 | $136,000 | $795,000 |
| Hispanic | 87 | $13,810,000 | $158,000 | $556,000 | $83,000 | $348,000 |
| Native Hawaiin or Other Pacific Islander | 9 | $1,510,000 | $167,000 | $385,000 | $93,000 | $316,000 |
| American Indian or Alaskan Native | 5 | $641,000 | $128,000 | $268,000 | $65,000 | $150,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,413 | $676,438,000 | $198,000 | $3,800,000 | $94,000 | $1,749,000 |
| FHA-insured (Federal Housing Administration) | 132 | $16,361,000 | $123,000 | $270,000 | $51,000 | $143,000 |
| VA-guaranteed (Veterans Administration) | 12 | $2,115,000 | $176,000 | $291,000 | $85,000 | $165,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $1,054,000 | $117,000 | $187,000 | $45,000 | $84,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,269 | $412,073,000 | $181,000 | $3,500,000 | $95,000 | $1,749,000 |
| Application Withdrawn By Applicant | 583 | $119,303,000 | $204,000 | $3,800,000 | $98,000 | $1,698,000 |
| Application Denied By Financial Institution | 456 | $79,592,000 | $174,000 | $2,760,000 | $84,000 | $790,000 |
| Loan Purchased By The Institution | 114 | $58,452,000 | $512,000 | $1,860,000 | $14,000 | $263,000 |
| File Closed For Incompleteness | 99 | $17,830,000 | $180,000 | $921,000 | $100,000 | $444,000 |
| Application Approved But Not Accepted | 45 | $8,718,000 | $193,000 | $1,680,000 | $102,000 | $451,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 199 | $21,850,000 | $109,000 | $1,620,000 | $77,000 | $467,000 |
| Debt-To-Income Ratio | 141 | $33,546,000 | $237,000 | $2,760,000 | $71,000 | $587,000 |
| Collateral | 91 | $15,872,000 | $174,000 | $985,000 | $105,000 | $656,000 |
| Other | 12 | $3,485,000 | $290,000 | $1,139,000 | $146,000 | $510,000 |
| Employment History | 7 | $1,050,000 | $150,000 | $391,000 | $83,000 | $257,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,914,000 | $478,000 | $1,283,000 | $205,000 | $790,000 |
| Unverifiable Information | 2 | $1,875,000 | $937,000 | $1,500,000 | $100,000 | $200,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Republic Bank & Trust's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Republic Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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