Republic Bank & Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Republic Bank & Trust Company 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Republic Bank & Trust Company 601 W Market St Louisville, KY 40202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,957 |
| Total Mortgage Loan Application Amount | $571,759,000 |
| Average Mortgage Loan Application Amount | $170,000 |
| Highest Mortgage Loan Application Amount | $7,810,000 |
| Average Applicant Income | $95,000 |
| Highest Applicant Income | $3,677,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Republic Bank & Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Republic Bank & Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Republic Bank & Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Republic Bank & Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by Republic Bank & Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Republic Bank & Trust Company's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Kentucky | 1,378 | $ 236,746,000 | $ 171,000 | $ 87,000 |
| Fayette County Kentucky | 296 | $ 62,824,000 | $ 212,000 | $ 74,000 |
| Davidson County Tennessee | 126 | $ 25,201,000 | $ 200,000 | $ 81,000 |
| Clark County Indiana | 125 | $ 16,582,000 | $ 132,000 | $ 74,000 |
| Daviess County Kentucky | 120 | $ 18,306,000 | $ 152,000 | $ 79,000 |
| Floyd County Indiana | 89 | $ 15,131,000 | $ 170,000 | $ 80,000 |
| Bullitt County Kentucky | 79 | $ 11,634,000 | $ 147,000 | $ 83,000 |
| Shelby County Kentucky | 76 | $ 13,870,000 | $ 182,000 | $ 102,000 |
| Oldham County Kentucky | 75 | $ 21,331,000 | $ 284,000 | $ 151,000 |
| Pinellas County Florida | 55 | $ 15,977,000 | $ 290,000 | $ 137,000 |
| Hardin County Kentucky | 41 | $ 7,354,000 | $ 179,000 | $ 85,000 |
| Franklin County Kentucky | 40 | $ 7,757,000 | $ 193,000 | $ 55,000 |
| Kenton County Kentucky | 36 | $ 6,625,000 | $ 184,000 | $ 85,000 |
| Hamilton County Ohio | 30 | $ 14,303,000 | $ 476,000 | $ 107,000 |
| Hillsborough County Florida | 29 | $ 8,223,000 | $ 283,000 | $ 133,000 |
| Scott County Kentucky | 27 | $ 4,138,000 | $ 153,000 | $ 102,000 |
| Spencer County Kentucky | 25 | $ 3,626,000 | $ 145,000 | $ 72,000 |
| Williamson County Tennessee | 23 | $ 9,316,000 | $ 405,000 | $ 198,000 |
| Boone County Kentucky | 20 | $ 3,443,000 | $ 172,000 | $ 159,000 |
| Pasco County Florida | 19 | $ 3,697,000 | $ 194,000 | $ 182,000 |
| Harrison County Indiana | 11 | $ 1,493,000 | $ 135,000 | $ 155,000 |
| Jessamine County Kentucky | 10 | $ 2,691,000 | $ 269,000 | $ 116,000 |
| Nelson County Kentucky | 10 | $ 1,287,000 | $ 128,000 | $ 99,000 |
| Clark County Kentucky | 9 | $ 1,693,000 | $ 188,000 | $ 89,000 |
| Maury County Tennessee | 9 | $ 926,000 | $ 102,000 | $ 42,000 |
| Wilson County Tennessee | 9 | $ 2,158,000 | $ 239,000 | $ 152,000 |
| Campbell County Kentucky | 8 | $ 1,625,000 | $ 203,000 | $ 98,000 |
| Madison County Kentucky | 8 | $ 1,684,000 | $ 210,000 | $ 46,000 |
| Grayson County Kentucky | 6 | $ 1,039,000 | $ 173,000 | $ 83,000 |
| Woodford County Kentucky | 6 | $ 1,024,000 | $ 170,000 | $ 81,000 |
| Broward County Florida | 5 | $ 723,000 | $ 144,000 | $ 200,000 |
| Anderson County Kentucky | 5 | $ 666,000 | $ 133,000 | $ 55,000 |
| Hancock County Kentucky | 5 | $ 823,000 | $ 164,000 | $ 45,000 |
| Robertson County Tennessee | 5 | $ 326,000 | $ 65,000 | $ 10,000 |
| Rutherford County Tennessee | 5 | $ 873,000 | $ 174,000 | $ 90,000 |
| Santa Clara County California | 4 | $ 4,671,000 | $ 1,167,000 | $ 0 |
| Lee County Florida | 4 | $ 1,013,000 | $ 253,000 | $ 272,000 |
| Grant County Kentucky | 4 | $ 2,268,000 | $ 567,000 | $ 22,000 |
| Meade County Kentucky | 4 | $ 354,000 | $ 88,000 | $ 59,000 |
| Pulaski County Kentucky | 4 | $ 526,000 | $ 131,000 | $ 118,000 |
| Warren County Kentucky | 4 | $ 318,000 | $ 79,000 | $ 70,000 |
| Sumner County Tennessee | 4 | $ 1,321,000 | $ 330,000 | $ 144,000 |
| Manatee County Florida | 3 | $ 2,676,000 | $ 892,000 | $ 289,000 |
| Orange County Florida | 3 | $ 916,000 | $ 305,000 | $ 94,000 |
| Sarasota County Florida | 3 | $ 473,000 | $ 157,000 | $ 95,000 |
| Cook County Illinois | 3 | $ 484,000 | $ 161,000 | $ 264,000 |
| Bourbon County Kentucky | 3 | $ 840,000 | $ 280,000 | $ 116,000 |
| Harrison County Kentucky | 3 | $ 309,000 | $ 103,000 | $ 40,000 |
| Larue County Kentucky | 3 | $ 150,000 | $ 50,000 | $ 71,000 |
| Franklin County Ohio | 3 | $ 607,000 | $ 202,000 | $ 288,000 |
| Hamilton County Tennessee | 3 | $ 768,000 | $ 256,000 | $ 162,000 |
| Montgomery County Tennessee | 3 | $ 384,000 | $ 128,000 | $ 83,000 |
| Los Angeles County California | 2 | $ 708,000 | $ 354,000 | $ 108,000 |
| Charlotte County Florida | 2 | $ 505,000 | $ 252,000 | $ 38,000 |
| Fulton County Georgia | 2 | $ 416,000 | $ 208,000 | $ 114,000 |
| Warrick County Indiana | 2 | $ 1,244,000 | $ 622,000 | $ 349,000 |
| Boyle County Kentucky | 2 | $ 476,000 | $ 238,000 | $ 132,000 |
| Garrard County Kentucky | 2 | $ 340,000 | $ 170,000 | $ 58,000 |
| Henry County Kentucky | 2 | $ 59,000 | $ 29,000 | $ 101,000 |
| Marion County Kentucky | 2 | $ 206,000 | $ 103,000 | $ 59,000 |
| McLean County Kentucky | 2 | $ 176,000 | $ 88,000 | $ 62,000 |
| Ohio County Kentucky | 2 | $ 195,000 | $ 97,000 | $ 85,000 |
| Trimble County Kentucky | 2 | $ 135,000 | $ 67,000 | $ 35,000 |
| Wayne County Kentucky | 2 | $ 299,000 | $ 149,000 | $ 253,000 |
| Clermont County Ohio | 2 | $ 7,112,000 | $ 3,556,000 | $ 28,000 |
| Montgomery County Ohio | 2 | $ 625,000 | $ 312,000 | $ 191,000 |
| Maricopa County Arizona | 1 | $ 556,000 | $ 556,000 | $ 0 |
| Mono County California | 1 | $ 290,000 | $ 290,000 | $ 453,000 |
| San Bernardino County California | 1 | $ 597,000 | $ 597,000 | $ 152,000 |
| San Mateo County California | 1 | $ 830,000 | $ 830,000 | $ 0 |
| Denver County Colorado | 1 | $ 304,000 | $ 304,000 | $ 619,000 |
| Bay County Florida | 1 | $ 128,000 | $ 128,000 | $ 135,000 |
| Brevard County Florida | 1 | $ 250,000 | $ 250,000 | $ 1,167,000 |
| Collier County Florida | 1 | $ 1,100,000 | $ 1,100,000 | $ 485,000 |
| Lake County Florida | 1 | $ 50,000 | $ 50,000 | $ 55,000 |
| Leon County Florida | 1 | $ 228,000 | $ 228,000 | $ 124,000 |
| Marion County Florida | 1 | $ 157,000 | $ 157,000 | $ 79,000 |
| Monroe County Florida | 1 | $ 214,000 | $ 214,000 | $ 277,000 |
| Palm Beach County Florida | 1 | $ 70,000 | $ 70,000 | $ 80,000 |
| Seminole County Florida | 1 | $ 180,000 | $ 180,000 | $ 572,000 |
| Volusia County Florida | 1 | $ 87,000 | $ 87,000 | $ 103,000 |
| Walton County Florida | 1 | $ 160,000 | $ 160,000 | $ 88,000 |
| Cherokee County Georgia | 1 | $ 259,000 | $ 259,000 | $ 125,000 |
| Gwinnett County Georgia | 1 | $ 464,000 | $ 464,000 | $ 192,000 |
| DuPage County Illinois | 1 | $ 143,000 | $ 143,000 | $ 92,000 |
| Kendall County Illinois | 1 | $ 180,000 | $ 180,000 | $ 214,000 |
| Dearborn County Indiana | 1 | $ 476,000 | $ 476,000 | $ 204,000 |
| Scott County Indiana | 1 | $ 41,000 | $ 41,000 | $ 36,000 |
| Vanderburgh County Indiana | 1 | $ 2,840,000 | $ 2,840,000 | $ 0 |
| Breckinridge County Kentucky | 1 | $ 23,000 | $ 23,000 | $ 24,000 |
| Estill County Kentucky | 1 | $ 222,000 | $ 222,000 | $ 103,000 |
| Knox County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 77,000 |
| Lincoln County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 79,000 |
| Logan County Kentucky | 1 | $ 73,000 | $ 73,000 | $ 112,000 |
| Menifee County Kentucky | 1 | $ 83,000 | $ 83,000 | $ 144,000 |
| Montgomery County Kentucky | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Owen County Kentucky | 1 | $ 132,000 | $ 132,000 | $ 118,000 |
| Rockcastle County Kentucky | 1 | $ 134,000 | $ 134,000 | $ 52,000 |
| Simpson County Kentucky | 1 | $ 147,000 | $ 147,000 | $ 83,000 |
| Oakland County Michigan | 1 | $ 190,000 | $ 190,000 | $ 30,000 |
| Anoka County Minnesota | 1 | $ 183,000 | $ 183,000 | $ 102,000 |
| Ramsey County Minnesota | 1 | $ 177,000 | $ 177,000 | $ 96,000 |
| Henderson County North Carolina | 1 | $ 98,000 | $ 98,000 | $ 38,000 |
| Union County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 132,000 |
| Vance County North Carolina | 1 | $ 190,000 | $ 190,000 | $ 101,000 |
| Wake County North Carolina | 1 | $ 293,000 | $ 293,000 | $ 155,000 |
| Butler County Ohio | 1 | $ 126,000 | $ 126,000 | $ 622,000 |
| Lorain County Ohio | 1 | $ 372,000 | $ 372,000 | $ 359,000 |
| Pickaway County Ohio | 1 | $ 175,000 | $ 175,000 | $ 89,000 |
| Warren County Ohio | 1 | $ 335,000 | $ 335,000 | $ 300,000 |
| Cheatham County Tennessee | 1 | $ 117,000 | $ 117,000 | $ 126,000 |
| Dickson County Tennessee | 1 | $ 756,000 | $ 756,000 | $ 0 |
| Knox County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 974,000 |
| Shelby County Tennessee | 1 | $ 148,000 | $ 148,000 | $ 90,000 |
| Trousdale County Tennessee | 1 | $ 67,000 | $ 67,000 | $ 101,000 |
| Arlington County Virginia | 1 | $ 480,000 | $ 480,000 | $ 252,000 |
| Teton County Wyoming | 1 | $ 1,200,000 | $ 1,200,000 | $ 1,141,000 |
Mortgage Loan Application Detail Totals for Republic Bank & Trust Company in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,739 | $366,616,000 | $210,000 | $7,810,000 | $93,000 | $1,683,000 |
| Refinancing | 925 | $170,865,000 | $184,000 | $7,000,000 | $90,000 | $3,677,000 |
| Home Improvement | 293 | $34,278,000 | $116,000 | $1,300,000 | $102,000 | $1,123,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,988 | $373,097,000 | $187,000 | $2,840,000 | $116,000 | $3,677,000 |
| Not applicable | 488 | $133,896,000 | $274,000 | $7,810,000 | $0 | $0 |
| Black or African American | 205 | $23,701,000 | $115,000 | $1,000,000 | $65,000 | $1,123,000 |
| Not Provided | 167 | $20,180,000 | $120,000 | $754,000 | $90,000 | $719,000 |
| Hispanic | 53 | $6,574,000 | $124,000 | $420,000 | $112,000 | $1,162,000 |
| Asian | 46 | $11,756,000 | $255,000 | $1,020,000 | $159,000 | $600,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,439,000 | $239,000 | $383,000 | $118,000 | $256,000 |
| American Indian or Alaskan Native | 4 | $1,116,000 | $279,000 | $675,000 | $194,000 | $465,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,812 | $551,131,000 | $195,000 | $7,810,000 | $95,000 | $3,677,000 |
| FHA-insured (Federal Housing Administration) | 117 | $16,394,000 | $140,000 | $297,000 | $54,000 | $165,000 |
| VA-guaranteed (Veterans Administration) | 19 | $3,203,000 | $168,000 | $281,000 | $64,000 | $126,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $1,031,000 | $114,000 | $154,000 | $37,000 | $42,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,118 | $403,299,000 | $190,000 | $7,810,000 | $94,000 | $3,677,000 |
| Application Withdrawn By Applicant | 499 | $107,148,000 | $214,000 | $7,000,000 | $97,000 | $1,167,000 |
| Application Denied By Financial Institution | 228 | $38,635,000 | $169,000 | $1,270,000 | $72,000 | $1,500,000 |
| File Closed For Incompleteness | 67 | $11,944,000 | $178,000 | $1,020,000 | $112,000 | $600,000 |
| Application Approved But Not Accepted | 24 | $3,325,000 | $138,000 | $334,000 | $96,000 | $411,000 |
| Loan Purchased By The Institution | 21 | $7,408,000 | $352,000 | $1,409,000 | $24,000 | $49,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 78 | $15,353,000 | $196,000 | $970,000 | $61,000 | $267,000 |
| Credit History | 77 | $9,904,000 | $128,000 | $1,270,000 | $78,000 | $460,000 |
| Collateral | 39 | $5,169,000 | $132,000 | $639,000 | $85,000 | $1,500,000 |
| Other | 16 | $3,430,000 | $214,000 | $1,200,000 | $84,000 | $1,141,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $4,274,000 | $284,000 | $990,000 | $42,000 | $495,000 |
| Employment History | 2 | $364,000 | $182,000 | $303,000 | $106,000 | $160,000 |
| Unverifiable Information | 1 | $141,000 | $141,000 | $141,000 | $71,000 | $71,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Republic Bank & Trust Company's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Republic Bank & Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.