Residential Home Funding Corp.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Residential Home Funding Corp. 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Residential Home Funding Corp. 707 Westchester Avenue, Suite 305 White Plains, NY 10604 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 4,706 |
| Total Mortgage Loan Application Amount | $1,311,672,000 |
| Average Mortgage Loan Application Amount | $287,000 |
| Highest Mortgage Loan Application Amount | $2,475,000 |
| Average Applicant Income | $114,000 |
| Highest Applicant Income | $1,652,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Residential Home Funding Corp.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Residential Home Funding Corp.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Residential Home Funding Corp.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Residential Home Funding Corp. serves its applicants.
Each category highlights the total number of mortgage applications processed by Residential Home Funding Corp., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Residential Home Funding Corp.'s mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Morris County New Jersey | 302 | $ 94,785,000 | $ 313,000 | $ 127,000 |
| Sussex County New Jersey | 301 | $ 63,375,000 | $ 210,000 | $ 92,000 |
| Suffolk County New York | 262 | $ 76,124,000 | $ 290,000 | $ 98,000 |
| Richmond County New York | 197 | $ 74,803,000 | $ 379,000 | $ 121,000 |
| Orange County New York | 188 | $ 42,401,000 | $ 225,000 | $ 102,000 |
| Union County New Jersey | 171 | $ 48,835,000 | $ 285,000 | $ 98,000 |
| Essex County New Jersey | 169 | $ 49,915,000 | $ 295,000 | $ 115,000 |
| Queens County New York | 165 | $ 65,262,000 | $ 395,000 | $ 127,000 |
| Westchester County New York | 158 | $ 52,484,000 | $ 332,000 | $ 116,000 |
| Middlesex County New Jersey | 157 | $ 41,609,000 | $ 265,000 | $ 101,000 |
| Bergen County New Jersey | 156 | $ 57,253,000 | $ 367,000 | $ 144,000 |
| Passaic County New Jersey | 154 | $ 38,722,000 | $ 251,000 | $ 102,000 |
| Nassau County New York | 124 | $ 48,399,000 | $ 390,000 | $ 115,000 |
| Dutchess County New York | 121 | $ 28,235,000 | $ 233,000 | $ 104,000 |
| Monmouth County New Jersey | 117 | $ 39,783,000 | $ 340,000 | $ 136,000 |
| Hudson County New Jersey | 109 | $ 39,777,000 | $ 364,000 | $ 140,000 |
| Ocean County New Jersey | 100 | $ 26,339,000 | $ 263,000 | $ 141,000 |
| Warren County New Jersey | 97 | $ 21,415,000 | $ 220,000 | $ 92,000 |
| Bronx County New York | 73 | $ 29,309,000 | $ 401,000 | $ 112,000 |
| Broward County Florida | 69 | $ 18,279,000 | $ 264,000 | $ 92,000 |
| Kings County New York | 69 | $ 36,470,000 | $ 528,000 | $ 123,000 |
| Somerset County New Jersey | 65 | $ 17,531,000 | $ 269,000 | $ 99,000 |
| Dorchester County South Carolina | 62 | $ 11,655,000 | $ 187,000 | $ 67,000 |
| Putnam County New York | 56 | $ 15,750,000 | $ 281,000 | $ 120,000 |
| Allegheny County Pennsylvania | 55 | $ 9,806,000 | $ 178,000 | $ 88,000 |
| Charleston County South Carolina | 55 | $ 17,372,000 | $ 315,000 | $ 116,000 |
| Fairfield County Connecticut | 48 | $ 14,548,000 | $ 303,000 | $ 111,000 |
| Monroe County Pennsylvania | 48 | $ 8,148,000 | $ 169,000 | $ 76,000 |
| Hunterdon County New Jersey | 39 | $ 12,448,000 | $ 319,000 | $ 134,000 |
| Richland County South Carolina | 39 | $ 4,079,000 | $ 104,000 | $ 47,000 |
| Berkeley County South Carolina | 38 | $ 7,013,000 | $ 184,000 | $ 69,000 |
| Rockland County New York | 36 | $ 11,214,000 | $ 311,000 | $ 149,000 |
| Palm Beach County Florida | 35 | $ 8,863,000 | $ 253,000 | $ 98,000 |
| Burlington County New Jersey | 35 | $ 8,299,000 | $ 237,000 | $ 103,000 |
| New Haven County Connecticut | 34 | $ 8,070,000 | $ 237,000 | $ 104,000 |
| Carbon County Pennsylvania | 31 | $ 3,518,000 | $ 113,000 | $ 79,000 |
| Northampton County Pennsylvania | 28 | $ 5,444,000 | $ 194,000 | $ 84,000 |
| Ulster County New York | 27 | $ 5,725,000 | $ 212,000 | $ 105,000 |
| Montgomery County Virginia | 26 | $ 4,905,000 | $ 188,000 | $ 60,000 |
| Bucks County Pennsylvania | 25 | $ 6,943,000 | $ 277,000 | $ 161,000 |
| Hillsborough County Florida | 24 | $ 4,818,000 | $ 200,000 | $ 82,000 |
| Sullivan County New York | 24 | $ 3,671,000 | $ 152,000 | $ 104,000 |
| Hartford County Connecticut | 23 | $ 4,728,000 | $ 205,000 | $ 107,000 |
| Mercer County New Jersey | 23 | $ 4,714,000 | $ 204,000 | $ 173,000 |
| Pike County Pennsylvania | 19 | $ 2,723,000 | $ 143,000 | $ 102,000 |
| Camden County New Jersey | 17 | $ 2,858,000 | $ 168,000 | $ 117,000 |
| Erie County New York | 15 | $ 2,590,000 | $ 172,000 | $ 66,000 |
| Lehigh County Pennsylvania | 15 | $ 2,000,000 | $ 133,000 | $ 59,000 |
| Philadelphia County Pennsylvania | 15 | $ 2,252,000 | $ 150,000 | $ 73,000 |
| Wayne County Pennsylvania | 14 | $ 2,337,000 | $ 166,000 | $ 119,000 |
| Beaufort County South Carolina | 14 | $ 5,237,000 | $ 374,000 | $ 122,000 |
| Montgomery County Pennsylvania | 12 | $ 2,682,000 | $ 223,000 | $ 80,000 |
| Lexington County South Carolina | 12 | $ 1,468,000 | $ 122,000 | $ 36,000 |
| Pinellas County Florida | 11 | $ 2,288,000 | $ 208,000 | $ 212,000 |
| Cobb County Georgia | 11 | $ 2,131,000 | $ 193,000 | $ 90,000 |
| New York County New York | 11 | $ 6,186,000 | $ 562,000 | $ 200,000 |
| Litchfield County Connecticut | 10 | $ 2,422,000 | $ 242,000 | $ 102,000 |
| Miami-Dade County Florida | 10 | $ 2,687,000 | $ 268,000 | $ 83,000 |
| Berks County Pennsylvania | 10 | $ 1,645,000 | $ 164,000 | $ 92,000 |
| Delaware County Pennsylvania | 10 | $ 1,467,000 | $ 146,000 | $ 75,000 |
| St. Lucie County Florida | 9 | $ 2,258,000 | $ 250,000 | $ 206,000 |
| DeKalb County Georgia | 9 | $ 1,481,000 | $ 164,000 | $ 67,000 |
| Gloucester County New Jersey | 9 | $ 1,743,000 | $ 193,000 | $ 97,000 |
| District of Columbia County District Of Columbia | 8 | $ 2,706,000 | $ 338,000 | $ 106,000 |
| Horry County South Carolina | 8 | $ 1,351,000 | $ 168,000 | $ 71,000 |
| Collier County Florida | 7 | $ 2,511,000 | $ 358,000 | $ 112,000 |
| Prince George's County Maryland | 7 | $ 1,683,000 | $ 240,000 | $ 57,000 |
| Atlantic County New Jersey | 7 | $ 1,397,000 | $ 199,000 | $ 82,000 |
| Chester County Pennsylvania | 7 | $ 1,622,000 | $ 231,000 | $ 106,000 |
| Middlesex County Connecticut | 6 | $ 1,111,000 | $ 185,000 | $ 82,000 |
| Cape May County New Jersey | 6 | $ 1,413,000 | $ 235,000 | $ 173,000 |
| Wake County North Carolina | 6 | $ 1,377,000 | $ 229,000 | $ 71,000 |
| Prince William County Virginia | 6 | $ 2,037,000 | $ 339,000 | $ 93,000 |
| Orange County Florida | 5 | $ 1,130,000 | $ 226,000 | $ 179,000 |
| Fulton County Georgia | 5 | $ 3,209,000 | $ 641,000 | $ 208,000 |
| Howard County Maryland | 5 | $ 1,985,000 | $ 397,000 | $ 178,000 |
| Montgomery County Maryland | 5 | $ 1,896,000 | $ 379,000 | $ 79,000 |
| Monroe County New York | 5 | $ 913,000 | $ 182,000 | $ 111,000 |
| Carteret County North Carolina | 5 | $ 1,051,000 | $ 210,000 | $ 69,000 |
| Guilford County North Carolina | 5 | $ 703,000 | $ 140,000 | $ 71,000 |
| Colleton County South Carolina | 5 | $ 631,000 | $ 126,000 | $ 44,000 |
| Pulaski County Virginia | 5 | $ 903,000 | $ 180,000 | $ 66,000 |
| Sussex County Delaware | 4 | $ 934,000 | $ 233,000 | $ 85,000 |
| Manatee County Florida | 4 | $ 702,000 | $ 175,000 | $ 88,000 |
| Chatham County Georgia | 4 | $ 555,000 | $ 138,000 | $ 52,000 |
| Clayton County Georgia | 4 | $ 565,000 | $ 141,000 | $ 78,000 |
| Gwinnett County Georgia | 4 | $ 840,000 | $ 210,000 | $ 70,000 |
| Anne Arundel County Maryland | 4 | $ 1,327,000 | $ 331,000 | $ 148,000 |
| Baltimore County Maryland | 4 | $ 808,000 | $ 202,000 | $ 99,000 |
| Worcester County Maryland | 4 | $ 1,039,000 | $ 259,000 | $ 155,000 |
| Albany County New York | 4 | $ 722,000 | $ 180,000 | $ 141,000 |
| Chautauqua County New York | 4 | $ 250,000 | $ 62,000 | $ 47,000 |
| Johnston County North Carolina | 4 | $ 834,000 | $ 208,000 | $ 59,000 |
| Butler County Pennsylvania | 4 | $ 591,000 | $ 147,000 | $ 53,000 |
| Cumberland County Pennsylvania | 4 | $ 610,000 | $ 152,000 | $ 81,000 |
| Jasper County South Carolina | 4 | $ 575,000 | $ 143,000 | $ 55,000 |
| Tolland County Connecticut | 3 | $ 638,000 | $ 212,000 | $ 62,000 |
| Citrus County Florida | 3 | $ 760,000 | $ 253,000 | $ 141,000 |
| Lake County Florida | 3 | $ 567,000 | $ 189,000 | $ 70,000 |
| Pasco County Florida | 3 | $ 436,000 | $ 145,000 | $ 60,000 |
| Seminole County Florida | 3 | $ 700,000 | $ 233,000 | $ 75,000 |
| Sumter County Florida | 3 | $ 577,000 | $ 192,000 | $ 53,000 |
| Henry County Georgia | 3 | $ 633,000 | $ 211,000 | $ 91,000 |
| Salem County New Jersey | 3 | $ 406,000 | $ 135,000 | $ 65,000 |
| Jefferson County New York | 3 | $ 347,000 | $ 115,000 | $ 30,000 |
| St. Lawrence County New York | 3 | $ 460,000 | $ 153,000 | $ 58,000 |
| Davidson County North Carolina | 3 | $ 480,000 | $ 160,000 | $ 50,000 |
| Erie County Pennsylvania | 3 | $ 294,000 | $ 98,000 | $ 55,000 |
| Warren County Pennsylvania | 3 | $ 382,000 | $ 127,000 | $ 38,000 |
| Westmoreland County Pennsylvania | 3 | $ 440,000 | $ 146,000 | $ 104,000 |
| New London County Connecticut | 2 | $ 306,000 | $ 153,000 | $ 108,000 |
| Duval County Florida | 2 | $ 69,000 | $ 34,000 | $ 40,000 |
| Flagler County Florida | 2 | $ 277,000 | $ 138,000 | $ 67,000 |
| Lee County Florida | 2 | $ 438,000 | $ 219,000 | $ 194,000 |
| Marion County Florida | 2 | $ 345,000 | $ 172,000 | $ 80,000 |
| Martin County Florida | 2 | $ 733,000 | $ 366,000 | $ 62,000 |
| Osceola County Florida | 2 | $ 291,000 | $ 145,000 | $ 109,000 |
| Polk County Florida | 2 | $ 293,000 | $ 146,000 | $ 93,000 |
| Volusia County Florida | 2 | $ 643,000 | $ 321,000 | $ 86,000 |
| Carroll County Georgia | 2 | $ 286,000 | $ 143,000 | $ 50,000 |
| Cherokee County Georgia | 2 | $ 328,000 | $ 164,000 | $ 44,000 |
| Calvert County Maryland | 2 | $ 474,000 | $ 237,000 | $ 141,000 |
| Delaware County New York | 2 | $ 279,000 | $ 139,000 | $ 153,000 |
| Onondaga County New York | 2 | $ 153,000 | $ 76,000 | $ 71,000 |
| Schenectady County New York | 2 | $ 482,000 | $ 241,000 | $ 77,000 |
| Schoharie County New York | 2 | $ 255,000 | $ 127,000 | $ 129,000 |
| Brunswick County North Carolina | 2 | $ 382,000 | $ 191,000 | $ 107,000 |
| Forsyth County North Carolina | 2 | $ 289,000 | $ 144,000 | $ 59,000 |
| Iredell County North Carolina | 2 | $ 569,000 | $ 284,000 | $ 178,000 |
| New Hanover County North Carolina | 2 | $ 230,000 | $ 115,000 | $ 37,000 |
| Lebanon County Pennsylvania | 2 | $ 254,000 | $ 127,000 | $ 54,000 |
| Northumberland County Pennsylvania | 2 | $ 172,000 | $ 86,000 | $ 30,000 |
| York County South Carolina | 2 | $ 534,000 | $ 267,000 | $ 114,000 |
| Harris County Texas | 2 | $ 440,000 | $ 220,000 | $ 155,000 |
| Chesterfield County Virginia | 2 | $ 331,000 | $ 165,000 | $ 51,000 |
| Fairfax County Virginia | 2 | $ 952,000 | $ 476,000 | $ 120,000 |
| Loudoun County Virginia | 2 | $ 870,000 | $ 435,000 | $ 18,000 |
| Richmond City County Virginia | 2 | $ 391,000 | $ 195,000 | $ 52,000 |
| Kent County Delaware | 1 | $ 122,000 | $ 122,000 | $ 72,000 |
| New Castle County Delaware | 1 | $ 203,000 | $ 203,000 | $ 75,000 |
| Alachua County Florida | 1 | $ 164,000 | $ 164,000 | $ 91,000 |
| Brevard County Florida | 1 | $ 607,000 | $ 607,000 | $ 295,000 |
| Charlotte County Florida | 1 | $ 225,000 | $ 225,000 | $ 53,000 |
| Clay County Florida | 1 | $ 297,000 | $ 297,000 | $ 83,000 |
| Hernando County Florida | 1 | $ 252,000 | $ 252,000 | $ 114,000 |
| Leon County Florida | 1 | $ 188,000 | $ 188,000 | $ 96,000 |
| Sarasota County Florida | 1 | $ 168,000 | $ 168,000 | $ 72,000 |
| St. Johns County Florida | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Bryan County Georgia | 1 | $ 85,000 | $ 85,000 | $ 101,000 |
| Bulloch County Georgia | 1 | $ 144,000 | $ 144,000 | $ 59,000 |
| Columbia County Georgia | 1 | $ 171,000 | $ 171,000 | $ 216,000 |
| Douglas County Georgia | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
| Effingham County Georgia | 1 | $ 130,000 | $ 130,000 | $ 70,000 |
| Gordon County Georgia | 1 | $ 120,000 | $ 120,000 | $ 36,000 |
| Newton County Georgia | 1 | $ 131,000 | $ 131,000 | $ 73,000 |
| Paulding County Georgia | 1 | $ 123,000 | $ 123,000 | $ 40,000 |
| Richmond County Georgia | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Rockdale County Georgia | 1 | $ 360,000 | $ 360,000 | $ 118,000 |
| Walton County Georgia | 1 | $ 264,000 | $ 264,000 | $ 108,000 |
| Ware County Georgia | 1 | $ 162,000 | $ 162,000 | $ 72,000 |
| Baltimore City County Maryland | 1 | $ 98,000 | $ 98,000 | $ 81,000 |
| Cecil County Maryland | 1 | $ 594,000 | $ 594,000 | $ 131,000 |
| Queen Anne's County Maryland | 1 | $ 125,000 | $ 125,000 | $ 173,000 |
| Cattaraugus County New York | 1 | $ 80,000 | $ 80,000 | $ 33,000 |
| Chenango County New York | 1 | $ 151,000 | $ 151,000 | $ 97,000 |
| Essex County New York | 1 | $ 85,000 | $ 85,000 | $ 27,000 |
| Franklin County New York | 1 | $ 180,000 | $ 180,000 | $ 99,000 |
| Hamilton County New York | 1 | $ 156,000 | $ 156,000 | $ 117,000 |
| Montgomery County New York | 1 | $ 59,000 | $ 59,000 | $ 18,000 |
| Oneida County New York | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| Orleans County New York | 1 | $ 138,000 | $ 138,000 | $ 70,000 |
| Oswego County New York | 1 | $ 231,000 | $ 231,000 | $ 101,000 |
| Rensselaer County New York | 1 | $ 123,000 | $ 123,000 | $ 32,000 |
| Saratoga County New York | 1 | $ 208,000 | $ 208,000 | $ 123,000 |
| Warren County New York | 1 | $ 120,000 | $ 120,000 | $ 48,000 |
| Wayne County New York | 1 | $ 101,000 | $ 101,000 | $ 57,000 |
| Alamance County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 18,000 |
| Cabarrus County North Carolina | 1 | $ 392,000 | $ 392,000 | $ 204,000 |
| Caldwell County North Carolina | 1 | $ 83,000 | $ 83,000 | $ 142,000 |
| Mecklenburg County North Carolina | 1 | $ 263,000 | $ 263,000 | $ 124,000 |
| Montgomery County North Carolina | 1 | $ 103,000 | $ 103,000 | $ 113,000 |
| Scotland County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 74,000 |
| Beaver County Pennsylvania | 1 | $ 131,000 | $ 131,000 | $ 62,000 |
| Centre County Pennsylvania | 1 | $ 158,000 | $ 158,000 | $ 120,000 |
| Fayette County Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 42,000 |
| Lackawanna County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 90,000 |
| Luzerne County Pennsylvania | 1 | $ 38,000 | $ 38,000 | $ 41,000 |
| Schuylkill County Pennsylvania | 1 | $ 311,000 | $ 311,000 | $ 410,000 |
| Susquehanna County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 122,000 |
| Washington County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 58,000 |
| York County Pennsylvania | 1 | $ 199,000 | $ 199,000 | $ 70,000 |
| Bamberg County South Carolina | 1 | $ 140,000 | $ 140,000 | $ 46,000 |
| Greenville County South Carolina | 1 | $ 196,000 | $ 196,000 | $ 58,000 |
| Hampton County South Carolina | 1 | $ 87,000 | $ 87,000 | $ 33,000 |
| Marion County South Carolina | 1 | $ 86,000 | $ 86,000 | $ 76,000 |
| Orangeburg County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 107,000 |
| Spartanburg County South Carolina | 1 | $ 208,000 | $ 208,000 | $ 55,000 |
| Sumter County South Carolina | 1 | $ 70,000 | $ 70,000 | $ 22,000 |
| Dallas County Texas | 1 | $ 127,000 | $ 127,000 | $ 46,000 |
| Carroll County Virginia | 1 | $ 160,000 | $ 160,000 | $ 86,000 |
| Fauquier County Virginia | 1 | $ 212,000 | $ 212,000 | $ 138,000 |
| Franklin County Virginia | 1 | $ 162,000 | $ 162,000 | $ 59,000 |
| Giles County Virginia | 1 | $ 61,000 | $ 61,000 | $ 45,000 |
| Grayson County Virginia | 1 | $ 121,000 | $ 121,000 | $ 97,000 |
| Manassas Park County Virginia | 1 | $ 364,000 | $ 364,000 | $ 0 |
| Radford County Virginia | 1 | $ 150,000 | $ 150,000 | $ 43,000 |
| Roanoke City County Virginia | 1 | $ 133,000 | $ 133,000 | $ 61,000 |
| Spotsylvania County Virginia | 1 | $ 295,000 | $ 295,000 | $ 62,000 |
| Stafford County Virginia | 1 | $ 191,000 | $ 191,000 | $ 82,000 |
Mortgage Loan Application Detail Totals for Residential Home Funding Corp. in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,623 | $983,118,000 | $271,000 | $2,475,000 | $103,000 | $1,652,000 |
| Refinancing | 1,083 | $328,554,000 | $303,000 | $2,100,000 | $125,000 | $1,392,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,827 | $791,065,000 | $279,000 | $2,475,000 | $116,000 | $1,392,000 |
| Hispanic | 796 | $218,624,000 | $274,000 | $1,494,000 | $94,000 | $1,382,000 |
| Black or African American | 613 | $160,200,000 | $261,000 | $1,200,000 | $86,000 | $572,000 |
| Asian | 211 | $73,536,000 | $348,000 | $1,080,000 | $125,000 | $1,652,000 |
| Not Provided | 209 | $54,607,000 | $261,000 | $766,000 | $108,000 | $1,028,000 |
| Native Hawaiian or Other Pacific Islander | 24 | $7,072,000 | $294,000 | $532,000 | $132,000 | $312,000 |
| American Indian or Alaskan Native | 22 | $5,440,000 | $247,000 | $629,000 | $75,000 | $152,000 |
| Not applicable | 4 | $1,128,000 | $282,000 | $378,000 | $162,000 | $209,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,611 | $758,179,000 | $290,000 | $2,475,000 | $128,000 | $1,652,000 |
| FHA-insured (Federal Housing Administration) | 1,819 | $483,373,000 | $265,000 | $829,000 | $84,000 | $403,000 |
| VA-guaranteed (Veterans Administration) | 191 | $56,277,000 | $294,000 | $842,000 | $92,000 | $361,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 85 | $13,843,000 | $162,000 | $285,000 | $60,000 | $99,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,944 | $792,608,000 | $269,000 | $1,836,000 | $104,000 | $1,052,000 |
| Application Withdrawn By Applicant | 1,346 | $399,544,000 | $296,000 | $2,475,000 | $117,000 | $1,652,000 |
| Application Denied By Financial Institution | 249 | $67,484,000 | $271,000 | $1,494,000 | $93,000 | $651,000 |
| Application Approved But Not Accepted | 134 | $38,394,000 | $286,000 | $1,036,000 | $124,000 | $795,000 |
| File Closed For Incompleteness | 33 | $13,642,000 | $413,000 | $1,476,000 | $191,000 | $1,392,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 90 | $26,049,000 | $289,000 | $1,494,000 | $71,000 | $332,000 |
| Credit History | 45 | $11,685,000 | $259,000 | $615,000 | $91,000 | $314,000 |
| Collateral | 34 | $7,629,000 | $224,000 | $636,000 | $110,000 | $455,000 |
| Other | 20 | $5,759,000 | $287,000 | $622,000 | $109,000 | $320,000 |
| Unverifiable Information | 14 | $2,919,000 | $208,000 | $453,000 | $130,000 | $651,000 |
| Employment History | 13 | $3,678,000 | $282,000 | $590,000 | $74,000 | $170,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $4,562,000 | $350,000 | $842,000 | $158,000 | $403,000 |
| Credit Application Incomplete | 6 | $1,811,000 | $301,000 | $420,000 | $91,000 | $130,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Residential Home Funding Corp.'s 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Residential Home Funding Corp.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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