Residential Home Funding Corp.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023

Residential Home Funding Corp. 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Residential Home Funding Corp.
707 Westchester Avenue, Suite 305
White Plains, NY 10604
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 616
Total Mortgage Loan Application Amount $256,010,000
Average Mortgage Loan Application Amount $442,333
Highest Mortgage Loan Application Amount $3,005,000
Average Applicant Income $202,333
Highest Applicant Income $2,400,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Residential Home Funding Corp.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Residential Home Funding Corp.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2023 breaks down Residential Home Funding Corp.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Residential Home Funding Corp. serves its applicants.

Each category highlights the total number of mortgage applications processed by Residential Home Funding Corp., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Residential Home Funding Corp.'s mortgage activity for 2023.

Mortgage Loan Application Totals for Residential Home Funding Corp. by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Suffolk County New York 44 $ 23,260,000 $ 528,000 $ 185,000
Nassau County New York 35 $ 18,325,000 $ 523,000 $ 328,000
Bergen County New Jersey 27 $ 15,645,000 $ 579,000 $ 185,000
Queens County New York 24 $ 15,010,000 $ 625,000 $ 199,000
Monroe County Pennsylvania 20 $ 5,240,000 $ 262,000 $ 121,000
Ocean County New Jersey 19 $ 4,895,000 $ 257,000 $ 93,000
Westchester County New York 16 $ 9,910,000 $ 619,000 $ 305,000
Middlesex County New Jersey 13 $ 4,985,000 $ 383,000 $ 113,000
Passaic County New Jersey 13 $ 4,305,000 $ 331,000 $ 117,000
Fairfield County Connecticut 12 $ 4,730,000 $ 394,000 $ 105,000
Broward County Florida 12 $ 4,970,000 $ 414,000 $ 171,000
Atlantic County New Jersey 12 $ 3,420,000 $ 285,000 $ 87,000
Kings County New York 10 $ 7,770,000 $ 777,000 $ 372,000
Union County New Jersey 9 $ 4,205,000 $ 467,000 $ 173,000
Bronx County New York 9 $ 4,735,000 $ 526,000 $ 182,000
New Haven County Connecticut 7 $ 2,815,000 $ 402,000 $ 207,000
Duval County Florida 7 $ 2,455,000 $ 350,000 $ 106,000
Bryan County Georgia 7 $ 2,205,000 $ 315,000 $ 114,000
Chatham County Georgia 7 $ 1,855,000 $ 265,000 $ 87,000
Essex County New Jersey 7 $ 3,255,000 $ 465,000 $ 140,000
Monmouth County New Jersey 7 $ 2,745,000 $ 392,000 $ 170,000
Putnam County New York 7 $ 2,625,000 $ 375,000 $ 143,000
Carbon County Pennsylvania 7 $ 1,775,000 $ 253,000 $ 321,000
Palm Beach County Florida 6 $ 2,680,000 $ 446,000 $ 194,000
Burlington County New Jersey 6 $ 1,880,000 $ 313,000 $ 160,000
Hudson County New Jersey 6 $ 3,080,000 $ 513,000 $ 146,000
Morris County New Jersey 6 $ 1,880,000 $ 313,000 $ 109,000
Johnston County North Carolina 6 $ 1,890,000 $ 315,000 $ 169,000
Greenville County South Carolina 6 $ 1,710,000 $ 285,000 $ 366,000
Baltimore County Maryland 5 $ 2,295,000 $ 459,000 $ 603,000
Baltimore City County Maryland 5 $ 695,000 $ 139,000 $ 96,000
Orange County New York 5 $ 2,315,000 $ 463,000 $ 176,000
Rockland County New York 5 $ 2,495,000 $ 499,000 $ 189,000
Philadelphia County Pennsylvania 5 $ 1,795,000 $ 359,000 $ 338,000
Hartford County Connecticut 4 $ 1,360,000 $ 340,000 $ 159,000
Clay County Florida 4 $ 1,410,000 $ 352,000 $ 164,000
Collier County Florida 4 $ 2,910,000 $ 727,000 $ 298,000
Miami-Dade County Florida 4 $ 1,580,000 $ 395,000 $ 155,000
Orange County Florida 4 $ 1,640,000 $ 410,000 $ 143,000
Volusia County Florida 4 $ 1,270,000 $ 317,000 $ 122,000
Anne Arundel County Maryland 4 $ 1,790,000 $ 447,000 $ 155,000
Mercer County New Jersey 4 $ 1,160,000 $ 290,000 $ 115,000
Somerset County New Jersey 4 $ 1,760,000 $ 440,000 $ 160,000
Dutchess County New York 4 $ 1,410,000 $ 352,000 $ 147,000
Richmond County New York 4 $ 2,670,000 $ 667,000 $ 452,000
Bucks County Pennsylvania 4 $ 1,460,000 $ 365,000 $ 151,000
Pike County Pennsylvania 4 $ 840,000 $ 210,000 $ 104,000
El Paso County Colorado 3 $ 1,605,000 $ 535,000 $ 187,000
Litchfield County Connecticut 3 $ 1,255,000 $ 418,000 $ 78,000
Lee County Florida 3 $ 1,055,000 $ 351,000 $ 175,000
Camden County New Jersey 3 $ 795,000 $ 265,000 $ 94,000
Hunterdon County New Jersey 3 $ 1,005,000 $ 335,000 $ 145,000
Hamilton County Ohio 3 $ 505,000 $ 168,000 $ 108,000
Chester County Pennsylvania 3 $ 1,525,000 $ 508,000 $ 122,000
York County South Carolina 3 $ 885,000 $ 295,000 $ 78,000
Montgomery County Tennessee 3 $ 1,205,000 $ 401,000 $ 157,000
Bexar County Texas 3 $ 1,125,000 $ 375,000 $ 99,000
Denton County Texas 3 $ 1,215,000 $ 405,000 $ 99,000
Fairfax County Virginia 3 $ 2,205,000 $ 735,000 $ 237,000
Loudoun County Virginia 3 $ 1,565,000 $ 521,000 $ 139,000
Grays Harbor County Washington 3 $ 585,000 $ 195,000 $ 0
Weld County Colorado 2 $ 1,150,000 $ 575,000 $ 280,000
Okaloosa County Florida 2 $ 870,000 $ 435,000 $ 310,000
Polk County Florida 2 $ 420,000 $ 210,000 $ 148,000
St. Johns County Florida 2 $ 520,000 $ 260,000 $ 162,000
St. Lucie County Florida 2 $ 820,000 $ 410,000 $ 40,000
Bulloch County Georgia 2 $ 480,000 $ 240,000 $ 64,000
Effingham County Georgia 2 $ 560,000 $ 280,000 $ 94,000
Peach County Georgia 2 $ 470,000 $ 235,000 $ 63,000
Macomb County Michigan 2 $ 370,000 $ 185,000 $ 59,000
Gloucester County New Jersey 2 $ 480,000 $ 240,000 $ 78,000
New York County New York 2 $ 1,370,000 $ 685,000 $ 173,000
Saratoga County New York 2 $ 460,000 $ 230,000 $ 108,000
Warren County New York 2 $ 420,000 $ 210,000 $ 89,000
Burke County North Carolina 2 $ 600,000 $ 300,000 $ 62,000
Cabarrus County North Carolina 2 $ 590,000 $ 295,000 $ 130,000
Forsyth County North Carolina 2 $ 710,000 $ 355,000 $ 143,000
Mecklenburg County North Carolina 2 $ 570,000 $ 285,000 $ 110,000
Schuylkill County Pennsylvania 2 $ 580,000 $ 290,000 $ 68,000
Wayne County Pennsylvania 2 $ 350,000 $ 175,000 $ 57,000
Horry County South Carolina 2 $ 530,000 $ 265,000 $ 252,000
Richland County South Carolina 2 $ 390,000 $ 195,000 $ 120,000
Nueces County Texas 2 $ 690,000 $ 345,000 $ 178,000
Refugio County Texas 2 $ 1,120,000 $ 560,000 $ 166,000
Tarrant County Texas 2 $ 1,600,000 $ 800,000 $ 801,000
Travis County Texas 2 $ 700,000 $ 350,000 $ 133,000
Williamson County Texas 2 $ 730,000 $ 365,000 $ 73,000
Alexandria County Virginia 2 $ 970,000 $ 485,000 $ 189,000
Madison County Alabama 1 $ 565,000 $ 565,000 $ 337,000
Arapahoe County Colorado 1 $ 725,000 $ 725,000 $ 347,000
Broomfield County Colorado 1 $ 425,000 $ 425,000 $ 83,000
Alachua County Florida 1 $ 385,000 $ 385,000 $ 142,000
Brevard County Florida 1 $ 405,000 $ 405,000 $ 193,000
Charlotte County Florida 1 $ 125,000 $ 125,000 $ 113,000
Flagler County Florida 1 $ 215,000 $ 215,000 $ 0
Highlands County Florida 1 $ 185,000 $ 185,000 $ 57,000
Hillsborough County Florida 1 $ 535,000 $ 535,000 $ 124,000
Manatee County Florida 1 $ 215,000 $ 215,000 $ 45,000
Marion County Florida 1 $ 115,000 $ 115,000 $ 28,000
Martin County Florida 1 $ 555,000 $ 555,000 $ 556,000
Osceola County Florida 1 $ 425,000 $ 425,000 $ 141,000
Pasco County Florida 1 $ 295,000 $ 295,000 $ 104,000
Pinellas County Florida 1 $ 565,000 $ 565,000 $ 230,000
Sarasota County Florida 1 $ 395,000 $ 395,000 $ 177,000
Columbia County Georgia 1 $ 325,000 $ 325,000 $ 98,000
Evans County Georgia 1 $ 205,000 $ 205,000 $ 56,000
Fayette County Georgia 1 $ 715,000 $ 715,000 $ 218,000
Forsyth County Georgia 1 $ 705,000 $ 705,000 $ 130,000
Franklin County Georgia 1 $ 315,000 $ 315,000 $ 92,000
Glynn County Georgia 1 $ 345,000 $ 345,000 $ 110,000
Gwinnett County Georgia 1 $ 365,000 $ 365,000 $ 135,000
Henry County Georgia 1 $ 295,000 $ 295,000 $ 68,000
Liberty County Georgia 1 $ 185,000 $ 185,000 $ 83,000
Muscogee County Georgia 1 $ 345,000 $ 345,000 $ 114,000
Tattnall County Georgia 1 $ 135,000 $ 135,000 $ 46,000
Frederick County Maryland 1 $ 435,000 $ 435,000 $ 166,000
Harford County Maryland 1 $ 405,000 $ 405,000 $ 41,000
Prince George's County Maryland 1 $ 1,085,000 $ 1,085,000 $ 500,000
Cumberland County New Jersey 1 $ 135,000 $ 135,000 $ 31,000
Sussex County New Jersey 1 $ 195,000 $ 195,000 $ 100,000
Warren County New Jersey 1 $ 305,000 $ 305,000 $ 120,000
Erie County New York 1 $ 95,000 $ 95,000 $ 102,000
Onondaga County New York 1 $ 125,000 $ 125,000 $ 121,000
Sullivan County New York 1 $ 155,000 $ 155,000 $ 400,000
Ulster County New York 1 $ 325,000 $ 325,000 $ 0
Alamance County North Carolina 1 $ 175,000 $ 175,000 $ 49,000
Carteret County North Carolina 1 $ 485,000 $ 485,000 $ 122,000
Catawba County North Carolina 1 $ 235,000 $ 235,000 $ 80,000
Currituck County North Carolina 1 $ 325,000 $ 325,000 $ 0
Guilford County North Carolina 1 $ 395,000 $ 395,000 $ 193,000
Haywood County North Carolina 1 $ 555,000 $ 555,000 $ 153,000
Iredell County North Carolina 1 $ 375,000 $ 375,000 $ 125,000
Lincoln County North Carolina 1 $ 245,000 $ 245,000 $ 52,000
Wake County North Carolina 1 $ 465,000 $ 465,000 $ 166,000
Licking County Ohio 1 $ 215,000 $ 215,000 $ 58,000
Allegheny County Pennsylvania 1 $ 95,000 $ 95,000 $ 36,000
Butler County Pennsylvania 1 $ 255,000 $ 255,000 $ 56,000
Lackawanna County Pennsylvania 1 $ 235,000 $ 235,000 $ 61,000
Montgomery County Pennsylvania 1 $ 285,000 $ 285,000 $ 68,000
Northampton County Pennsylvania 1 $ 185,000 $ 185,000 $ 175,000
Susquehanna County Pennsylvania 1 $ 55,000 $ 55,000 $ 47,000
Anderson County South Carolina 1 $ 5,000 $ 5,000 $ 447,000
Lexington County South Carolina 1 $ 265,000 $ 265,000 $ 0
Oconee County South Carolina 1 $ 155,000 $ 155,000 $ 224,000
Dickson County Tennessee 1 $ 335,000 $ 335,000 $ 118,000
Knox County Tennessee 1 $ 415,000 $ 415,000 $ 134,000
Monroe County Tennessee 1 $ 375,000 $ 375,000 $ 132,000
Rutherford County Tennessee 1 $ 565,000 $ 565,000 $ 124,000
Bell County Texas 1 $ 375,000 $ 375,000 $ 166,000
Brazoria County Texas 1 $ 355,000 $ 355,000 $ 149,000
Collin County Texas 1 $ 575,000 $ 575,000 $ 288,000
Harris County Texas 1 $ 365,000 $ 365,000 $ 149,000
Hays County Texas 1 $ 335,000 $ 335,000 $ 222,000
McLennan County Texas 1 $ 485,000 $ 485,000 $ 138,000
Montgomery County Texas 1 $ 305,000 $ 305,000 $ 107,000
Bedford County Virginia 1 $ 255,000 $ 255,000 $ 55,000
Fluvanna County Virginia 1 $ 235,000 $ 235,000 $ 124,000
Newport News County Virginia 1 $ 115,000 $ 115,000 $ 90,000
Page County Virginia 1 $ 135,000 $ 135,000 $ 92,000
Prince William County Virginia 1 $ 585,000 $ 585,000 $ 196,000
Roanoke City County Virginia 1 $ 105,000 $ 105,000 $ 42,000
Virginia Beach County Virginia 1 $ 515,000 $ 515,000 $ 165,000
Williamsburg County Virginia 1 $ 345,000 $ 345,000 $ 130,000
York County Virginia 1 $ 745,000 $ 745,000 $ 552,000

Mortgage Loan Application Detail Totals for Residential Home Funding Corp. in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 509 $204,585,000 $401,000 $1,715,000 $164,000 $2,400,000
Cash-out Refinancing 88 $43,140,000 $490,000 $3,005,000 $251,000 $2,042,000
Refinancing 19 $8,285,000 $436,000 $1,065,000 $192,000 $527,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 330 $134,890,000 $408,000 $3,005,000 $177,000 $2,042,000
Hispanic 155 $61,855,000 $399,000 $1,165,000 $152,000 $1,464,000
Black or African American 69 $27,535,000 $399,000 $1,085,000 $192,000 $2,400,000
Asian 50 $26,020,000 $520,000 $1,245,000 $205,000 $1,357,000
Not Provided 10 $4,610,000 $461,000 $725,000 $180,000 $279,000
Native Hawaiian or Other Pacific Islander 1 $345,000 $345,000 $345,000 $130,000 $130,000
Not applicable 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 406 $170,560,000 $420,000 $3,005,000 $202,000 $2,400,000
FHA-insured (Federal Housing Administration) 133 $50,495,000 $379,000 $1,085,000 $116,000 $747,000
VA-guaranteed (Veterans Administration) 75 $34,555,000 $460,000 $885,000 $157,000 $552,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $400,000 $200,000 $265,000 $68,000 $90,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 305 $120,565,000 $395,000 $1,685,000 $159,000 $1,357,000
Application Withdrawn By Applicant 231 $98,265,000 $425,000 $3,005,000 $189,000 $2,400,000
Application Denied By Financial Institution 42 $17,750,000 $422,000 $1,085,000 $167,000 $747,000
Application Approved But Not Accepted 29 $14,685,000 $506,000 $1,975,000 $225,000 $1,623,000
File Closed For Incompleteness 9 $4,745,000 $527,000 $1,715,000 $263,000 $637,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 574 $238,260,000 $415,000 $3,005,000 $176,000 $2,400,000
Debt-To-Income Ratio 14 $5,680,000 $405,000 $875,000 $119,000 $403,000
Collateral 11 $3,665,000 $333,000 $745,000 $224,000 $447,000
Credit History 9 $4,465,000 $496,000 $1,085,000 $221,000 $747,000
Unverifiable Information 3 $1,385,000 $461,000 $975,000 $155,000 $155,000
Employment History 2 $1,220,000 $610,000 $855,000 $174,000 $260,000
Insufficient Cash (Downpayment, Closing Cost) 2 $1,060,000 $530,000 $615,000 $198,000 $253,000
Other 1 $275,000 $275,000 $275,000 $166,000 $166,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Residential Home Funding Corp.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Residential Home Funding Corp.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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