Residential Home Funding Corp.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Residential Home Funding Corp. 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Residential Home Funding Corp. 707 Westchester Avenue, Suite 305 White Plains, NY 10604 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,543 |
| Total Mortgage Loan Application Amount | $513,065,000 |
| Average Mortgage Loan Application Amount | $314,333 |
| Highest Mortgage Loan Application Amount | $3,705,000 |
| Average Applicant Income | $135,333 |
| Highest Applicant Income | $9,284,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Residential Home Funding Corp.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Residential Home Funding Corp.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Residential Home Funding Corp.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Residential Home Funding Corp. serves its applicants.
Each category highlights the total number of mortgage applications processed by Residential Home Funding Corp., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Residential Home Funding Corp.'s mortgage activity for 2022.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 248 | $ 113,140,000 | $ 441,500 | $ 158,500 |
| NEW YORK-NEWARK, NY | 195 | $ 68,915,000 | $ 340,000 | $ 178,000 |
| NEWARK, NJ-PA | 109 | $ 38,395,000 | $ 255,500 | $ 105,500 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 84 | $ 45,110,000 | $ 537,000 | $ 214,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 73 | $ 18,435,000 | $ 252,000 | $ 97,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 58 | $ 20,010,000 | $ 345,000 | $ 128,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 47 | $ 20,545,000 | $ 437,000 | $ 119,000 |
| NA (OUTSIDE OF MSA/MD) | 45 | $ 7,685,000 | $ 178,583 | $ 47,666 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 45 | $ 15,455,000 | $ 343,000 | $ 113,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 34 | $ 12,660,000 | $ 404,666 | $ 108,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 33 | $ 12,825,000 | $ 388,000 | $ 201,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 29 | $ 6,925,000 | $ 246,500 | $ 186,000 |
| CAMDEN, NJ | 28 | $ 7,770,000 | $ 277,000 | $ 91,000 |
| EAST STROUDSBURG, PA | 27 | $ 6,525,000 | $ 241,000 | $ 100,000 |
| PHILADELPHIA, PA | 27 | $ 6,405,000 | $ 237,000 | $ 122,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 26 | $ 5,610,000 | $ 215,000 | $ 67,000 |
| JACKSONVILLE, FL | 26 | $ 6,420,000 | $ 246,000 | $ 136,000 |
| ALBANY-SCHENECTADY-TROY, NY | 19 | $ 3,925,000 | $ 206,000 | $ 92,000 |
| TRENTON, NJ | 19 | $ 4,415,000 | $ 232,000 | $ 73,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 18 | $ 4,530,000 | $ 251,000 | $ 73,000 |
| PITTSBURGH, PA | 18 | $ 3,110,000 | $ 172,000 | $ 91,000 |
| SAVANNAH, GA | 15 | $ 3,305,000 | $ 220,000 | $ 103,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 14 | $ 2,960,000 | $ 211,000 | $ 73,000 |
| NEW HAVEN-MILFORD, CT | 14 | $ 3,340,000 | $ 238,000 | $ 113,000 |
| PORT ST. LUCIE, FL | 13 | $ 4,775,000 | $ 367,000 | $ 97,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 11 | $ 1,595,000 | $ 145,000 | $ 68,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 11 | $ 3,295,000 | $ 299,000 | $ 310,000 |
| CAPE CORAL-FORT MYERS, FL | 10 | $ 3,830,000 | $ 383,000 | $ 108,000 |
| RICHMOND, VA | 10 | $ 2,030,000 | $ 203,000 | $ 68,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 9 | $ 1,815,000 | $ 201,000 | $ 96,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 9 | $ 2,785,000 | $ 309,000 | $ 121,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 9 | $ 2,415,000 | $ 268,000 | $ 87,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 9 | $ 2,325,000 | $ 258,000 | $ 126,000 |
| AUSTIN-ROUND ROCK, TX | 6 | $ 1,110,000 | $ 185,000 | $ 37,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 6 | $ 1,610,000 | $ 268,000 | $ 85,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 6 | $ 1,130,000 | $ 188,000 | $ 217,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 6 | $ 2,000,000 | $ 333,000 | $ 100,000 |
| RALEIGH, NC | 6 | $ 1,050,000 | $ 175,000 | $ 27,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 6 | $ 1,530,000 | $ 255,000 | $ 106,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 6 | $ 920,000 | $ 153,000 | $ 78,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 6 | $ 1,140,000 | $ 190,000 | $ 69,000 |
| DALLAS-PLANO-IRVING, TX | 5 | $ 2,025,000 | $ 405,000 | $ 147,000 |
| LAKELAND-WINTER HAVEN, FL | 5 | $ 1,705,000 | $ 341,000 | $ 140,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 5 | $ 645,000 | $ 129,000 | $ 42,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 5 | $ 1,545,000 | $ 309,000 | $ 124,000 |
| OCALA, FL | 5 | $ 865,000 | $ 173,000 | $ 56,000 |
| OCEAN CITY, NJ | 4 | $ 980,000 | $ 245,000 | $ 83,000 |
| PUNTA GORDA, FL | 4 | $ 760,000 | $ 190,000 | $ 47,000 |
| ROCHESTER, NY | 4 | $ 620,000 | $ 155,000 | $ 65,000 |
| VINELAND-BRIDGETON, NJ | 4 | $ 720,000 | $ 180,000 | $ 66,000 |
| YORK-HANOVER, PA | 4 | $ 880,000 | $ 220,000 | $ 77,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 3 | $ 495,000 | $ 165,000 | $ 87,000 |
| BRUNSWICK, GA | 3 | $ 705,000 | $ 235,000 | $ 67,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 3 | $ 1,885,000 | $ 628,000 | $ 109,000 |
| DENVER-AURORA-LAKEWOOD, CO | 3 | $ 765,000 | $ 255,000 | $ 87,000 |
| FORT WORTH-ARLINGTON, TX | 3 | $ 355,000 | $ 118,000 | $ 17,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 3 | $ 1,025,000 | $ 341,000 | $ 61,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 3 | $ 975,000 | $ 325,000 | $ 294,000 |
| HARRISBURG-CARLISLE, PA | 3 | $ 505,000 | $ 168,000 | $ 45,000 |
| KINGSTON, NY | 3 | $ 945,000 | $ 315,000 | $ 78,000 |
| MEMPHIS, TN-MS-AR | 3 | $ 475,000 | $ 158,000 | $ 53,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 3 | $ 625,000 | $ 208,000 | $ 86,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 3 | $ 4,785,000 | $ 1,595,000 | $ 209,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 3 | $ 315,000 | $ 105,000 | $ 21,000 |
| SYRACUSE, NY | 3 | $ 345,000 | $ 115,000 | $ 76,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 3 | $ 1,465,000 | $ 488,000 | $ 277,000 |
| WILMINGTON, DE-MD-NJ | 3 | $ 765,000 | $ 222,500 | $ 89,000 |
| CLEVELAND, TN | 2 | $ 320,000 | $ 160,000 | $ 61,000 |
| EL PASO, TX | 2 | $ 360,000 | $ 180,000 | $ 57,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 2 | $ 350,000 | $ 175,000 | $ 62,000 |
| GREENSBORO-HIGH POINT, NC | 2 | $ 430,000 | $ 215,000 | $ 65,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 2 | $ 370,000 | $ 185,000 | $ 74,000 |
| HOMOSASSA SPRINGS, FL | 2 | $ 390,000 | $ 195,000 | $ 17,000 |
| KNOXVILLE, TN | 2 | $ 250,000 | $ 125,000 | $ 25,000 |
| MOBILE, AL | 2 | $ 200,000 | $ 100,000 | $ 43,000 |
| MONROE, MI | 2 | $ 320,000 | $ 160,000 | $ 54,000 |
| SALISBURY, MD-DE | 2 | $ 320,000 | $ 160,000 | $ 45,000 |
| TALLAHASSEE, FL | 2 | $ 400,000 | $ 200,000 | $ 101,000 |
| UTICA-ROME, NY | 2 | $ 300,000 | $ 150,000 | $ 52,000 |
| ALBANY, GA | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 155,000 | $ 155,000 | $ 30,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1 | $ 305,000 | $ 305,000 | $ 57,000 |
| BINGHAMTON, NY | 1 | $ 245,000 | $ 245,000 | $ 71,000 |
| BOWLING GREEN, KY | 1 | $ 105,000 | $ 105,000 | $ 0 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 375,000 | $ 375,000 | $ 110,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 1 | $ 335,000 | $ 335,000 | $ 70,000 |
| CINCINNATI, OH-KY-IN | 1 | $ 125,000 | $ 125,000 | $ 83,000 |
| COLUMBIA, SC | 1 | $ 335,000 | $ 335,000 | $ 159,000 |
| COLUMBUS, GA-AL | 1 | $ 325,000 | $ 325,000 | $ 134,000 |
| DALTON, GA | 1 | $ 175,000 | $ 175,000 | $ 39,000 |
| DOVER, DE | 1 | $ 185,000 | $ 185,000 | $ 34,000 |
| DURHAM-CHAPEL HILL, NC | 1 | $ 265,000 | $ 265,000 | $ 15,000 |
| FAYETTEVILLE, NC | 1 | $ 325,000 | $ 325,000 | $ 102,000 |
| FLINT, MI | 1 | $ 115,000 | $ 115,000 | $ 84,000 |
| GETTYSBURG, PA | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| HARRISONBURG, VA | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $ 145,000 | $ 145,000 | $ 39,000 |
| HINESVILLE, GA | 1 | $ 335,000 | $ 335,000 | $ 124,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| ITHACA, NY | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| KILLEEN-TEMPLE, TX | 1 | $ 115,000 | $ 115,000 | $ 24,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 65,000 | $ 65,000 | $ 28,000 |
| LANCASTER, PA | 1 | $ 195,000 | $ 195,000 | $ 282,000 |
| LEBANON, PA | 1 | $ 175,000 | $ 175,000 | $ 98,000 |
| MACON-BIBB COUNTY, GA | 1 | $ 145,000 | $ 145,000 | $ 34,000 |
| NEW ORLEANS-METAIRIE, LA | 1 | $ 465,000 | $ 465,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 1 | $ 355,000 | $ 355,000 | $ 0 |
| NORWICH-NEW LONDON, CT | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 175,000 | $ 175,000 | $ 35,000 |
| PUEBLO, CO | 1 | $ 185,000 | $ 185,000 | $ 0 |
| READING, PA | 1 | $ 275,000 | $ 275,000 | $ 118,000 |
| ROCKY MOUNT, NC | 1 | $ 195,000 | $ 195,000 | $ 63,000 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 155,000 | $ 155,000 | $ 104,000 |
| WILMINGTON, NC | 1 | $ 645,000 | $ 645,000 | $ 312,000 |
| WINSTON-SALEM, NC | 1 | $ 355,000 | $ 355,000 | $ 150,000 |
Mortgage Loan Application Detail Totals for Residential Home Funding Corp. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 939 | $338,345,000 | $360,000 | $2,005,000 | $136,000 | $2,845,000 |
| Cash-out Refinancing | 490 | $140,920,000 | $287,000 | $3,705,000 | $126,000 | $9,284,000 |
| Refinancing | 114 | $33,800,000 | $296,000 | $1,165,000 | $144,000 | $2,400,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 759 | $244,745,000 | $322,000 | $3,705,000 | $157,000 | $9,284,000 |
| Black or African American | 328 | $103,380,000 | $315,000 | $1,125,000 | $103,000 | $887,000 |
| Hispanic | 265 | $90,255,000 | $340,000 | $2,435,000 | $104,000 | $884,000 |
| Asian | 145 | $66,715,000 | $460,000 | $1,265,000 | $161,000 | $2,842,000 |
| Not Provided | 42 | $7,230,000 | $172,000 | $505,000 | $62,000 | $167,000 |
| American Indian or Alaskan Native | 3 | $605,000 | $201,000 | $275,000 | $59,000 | $85,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $135,000 | $135,000 | $135,000 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 995 | $352,165,000 | $353,000 | $3,705,000 | $165,000 | $9,284,000 |
| FHA-insured (Federal Housing Administration) | 493 | $141,645,000 | $287,000 | $865,000 | $79,000 | $661,000 |
| VA-guaranteed (Veterans Administration) | 51 | $18,405,000 | $360,000 | $905,000 | $106,000 | $236,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $850,000 | $212,000 | $305,000 | $77,000 | $111,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 721 | $251,875,000 | $349,000 | $3,705,000 | $155,000 | $9,284,000 |
| Application Withdrawn By Applicant | 650 | $199,240,000 | $306,000 | $2,435,000 | $116,000 | $2,400,000 |
| Application Denied By Financial Institution | 85 | $30,265,000 | $356,000 | $905,000 | $95,000 | $467,000 |
| Application Approved But Not Accepted | 78 | $26,240,000 | $336,000 | $855,000 | $105,000 | $312,000 |
| File Closed For Incompleteness | 9 | $5,445,000 | $605,000 | $2,005,000 | $185,000 | $480,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,458 | $482,800,000 | $331,000 | $3,705,000 | $135,000 | $9,284,000 |
| Debt-To-Income Ratio | 32 | $11,680,000 | $365,000 | $625,000 | $67,000 | $204,000 |
| Collateral | 15 | $4,885,000 | $325,000 | $835,000 | $99,000 | $211,000 |
| Unverifiable Information | 14 | $5,150,000 | $367,000 | $805,000 | $112,000 | $338,000 |
| Employment History | 9 | $3,205,000 | $356,000 | $475,000 | $67,000 | $97,000 |
| Other | 7 | $3,055,000 | $436,000 | $905,000 | $242,000 | $467,000 |
| Credit History | 5 | $1,345,000 | $269,000 | $365,000 | $81,000 | $127,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $945,000 | $315,000 | $325,000 | $80,000 | $93,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Residential Home Funding Corp.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Residential Home Funding Corp.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.