Residential Home Funding Corp.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Residential Home Funding Corp. 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Residential Home Funding Corp. 707 Westchester Avenue, Suite 305 White Plains, NY 10604 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,543 |
| Total Mortgage Loan Application Amount | $513,065,000 |
| Average Mortgage Loan Application Amount | $314,333 |
| Highest Mortgage Loan Application Amount | $3,705,000 |
| Average Applicant Income | $135,333 |
| Highest Applicant Income | $9,284,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Residential Home Funding Corp.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Residential Home Funding Corp.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Residential Home Funding Corp.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Residential Home Funding Corp. serves its applicants.
Each category highlights the total number of mortgage applications processed by Residential Home Funding Corp., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Residential Home Funding Corp.'s mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Ocean County New Jersey | 83 | $ 27,925,000 | $ 336,000 | $ 232,000 |
| Broward County Florida | 58 | $ 20,010,000 | $ 345,000 | $ 128,000 |
| Queens County New York | 52 | $ 27,740,000 | $ 533,000 | $ 114,000 |
| Fairfield County Connecticut | 47 | $ 20,545,000 | $ 437,000 | $ 119,000 |
| Palm Beach County Florida | 45 | $ 15,455,000 | $ 343,000 | $ 113,000 |
| Nassau County New York | 42 | $ 23,170,000 | $ 551,000 | $ 243,000 |
| Suffolk County New York | 42 | $ 21,940,000 | $ 522,000 | $ 182,000 |
| Baltimore City County Maryland | 41 | $ 7,855,000 | $ 191,000 | $ 83,000 |
| Bergen County New Jersey | 41 | $ 17,415,000 | $ 424,000 | $ 165,000 |
| Monmouth County New Jersey | 38 | $ 15,550,000 | $ 409,000 | $ 219,000 |
| Westchester County New York | 38 | $ 18,740,000 | $ 493,000 | $ 279,000 |
| Kings County New York | 36 | $ 17,300,000 | $ 480,000 | $ 142,000 |
| Miami-Dade County Florida | 33 | $ 12,825,000 | $ 388,000 | $ 201,000 |
| Union County New Jersey | 29 | $ 11,105,000 | $ 382,000 | $ 128,000 |
| Morris County New Jersey | 28 | $ 9,940,000 | $ 355,000 | $ 121,000 |
| Monroe County Pennsylvania | 27 | $ 6,525,000 | $ 241,000 | $ 100,000 |
| Passaic County New Jersey | 26 | $ 8,940,000 | $ 343,000 | $ 127,000 |
| Middlesex County New Jersey | 25 | $ 8,985,000 | $ 359,000 | $ 137,000 |
| Dutchess County New York | 25 | $ 7,205,000 | $ 288,000 | $ 161,000 |
| Essex County New Jersey | 24 | $ 9,780,000 | $ 407,000 | $ 120,000 |
| Philadelphia County Pennsylvania | 23 | $ 5,425,000 | $ 235,000 | $ 129,000 |
| Baltimore County Maryland | 20 | $ 6,150,000 | $ 307,000 | $ 109,000 |
| Duval County Florida | 19 | $ 4,375,000 | $ 230,000 | $ 145,000 |
| Mercer County New Jersey | 19 | $ 4,415,000 | $ 232,000 | $ 73,000 |
| Sussex County New Jersey | 19 | $ 4,855,000 | $ 255,000 | $ 104,000 |
| Bronx County New York | 18 | $ 8,330,000 | $ 462,000 | $ 165,000 |
| Prince George's County Maryland | 16 | $ 5,450,000 | $ 340,000 | $ 124,000 |
| New Haven County Connecticut | 14 | $ 3,340,000 | $ 238,000 | $ 113,000 |
| Atlantic County New Jersey | 14 | $ 2,960,000 | $ 211,000 | $ 73,000 |
| Burlington County New Jersey | 14 | $ 4,110,000 | $ 293,000 | $ 86,000 |
| Orange County New York | 14 | $ 5,200,000 | $ 371,000 | $ 130,000 |
| Allegheny County Pennsylvania | 13 | $ 2,165,000 | $ 166,000 | $ 98,000 |
| Carbon County Pennsylvania | 13 | $ 3,155,000 | $ 242,000 | $ 304,000 |
| St. Lucie County Florida | 12 | $ 4,200,000 | $ 350,000 | $ 89,000 |
| Hudson County New Jersey | 11 | $ 5,015,000 | $ 455,000 | $ 91,000 |
| Lee County Florida | 10 | $ 3,830,000 | $ 383,000 | $ 108,000 |
| Somerset County New Jersey | 10 | $ 4,050,000 | $ 405,000 | $ 133,000 |
| Warren County New Jersey | 10 | $ 2,720,000 | $ 272,000 | $ 106,000 |
| Erie County New York | 10 | $ 1,510,000 | $ 151,000 | $ 68,000 |
| Saratoga County New York | 10 | $ 2,250,000 | $ 225,000 | $ 83,000 |
| Orange County Florida | 9 | $ 2,345,000 | $ 260,000 | $ 72,000 |
| Chatham County Georgia | 9 | $ 1,815,000 | $ 201,000 | $ 109,000 |
| Gwinnett County Georgia | 9 | $ 2,525,000 | $ 280,000 | $ 103,000 |
| Camden County New Jersey | 9 | $ 2,325,000 | $ 258,000 | $ 67,000 |
| Richmond County New York | 9 | $ 3,855,000 | $ 428,000 | $ 133,000 |
| Rockland County New York | 8 | $ 2,780,000 | $ 347,000 | $ 176,000 |
| Schenectady County New York | 7 | $ 1,415,000 | $ 202,000 | $ 93,000 |
| District of Columbia County District Of Columbia | 6 | $ 2,270,000 | $ 378,000 | $ 87,000 |
| Brevard County Florida | 6 | $ 2,000,000 | $ 333,000 | $ 100,000 |
| Osceola County Florida | 6 | $ 1,610,000 | $ 268,000 | $ 101,000 |
| Volusia County Florida | 6 | $ 1,610,000 | $ 268,000 | $ 85,000 |
| Charles County Maryland | 6 | $ 1,910,000 | $ 318,000 | $ 94,000 |
| Wayne County Michigan | 6 | $ 1,130,000 | $ 188,000 | $ 217,000 |
| Henrico County Virginia | 6 | $ 1,340,000 | $ 223,000 | $ 77,000 |
| Marion County Florida | 5 | $ 865,000 | $ 173,000 | $ 56,000 |
| Polk County Florida | 5 | $ 1,705,000 | $ 341,000 | $ 140,000 |
| DeKalb County Georgia | 5 | $ 1,075,000 | $ 215,000 | $ 40,000 |
| Jefferson County Kentucky | 5 | $ 645,000 | $ 129,000 | $ 42,000 |
| Anne Arundel County Maryland | 5 | $ 2,085,000 | $ 417,000 | $ 146,000 |
| Harford County Maryland | 5 | $ 1,765,000 | $ 353,000 | $ 90,000 |
| Gloucester County New Jersey | 5 | $ 1,335,000 | $ 267,000 | $ 134,000 |
| Hunterdon County New Jersey | 5 | $ 2,105,000 | $ 421,000 | $ 174,000 |
| Putnam County New York | 5 | $ 1,555,000 | $ 311,000 | $ 159,000 |
| Mecklenburg County North Carolina | 5 | $ 975,000 | $ 195,000 | $ 101,000 |
| Montgomery County Pennsylvania | 5 | $ 1,825,000 | $ 365,000 | $ 132,000 |
| Charlotte County Florida | 4 | $ 760,000 | $ 190,000 | $ 47,000 |
| Clay County Florida | 4 | $ 1,240,000 | $ 310,000 | $ 67,000 |
| Pinellas County Florida | 4 | $ 1,280,000 | $ 320,000 | $ 103,000 |
| Effingham County Georgia | 4 | $ 990,000 | $ 247,000 | $ 95,000 |
| Macomb County Michigan | 4 | $ 630,000 | $ 157,000 | $ 49,000 |
| Cape May County New Jersey | 4 | $ 980,000 | $ 245,000 | $ 83,000 |
| Cumberland County New Jersey | 4 | $ 720,000 | $ 180,000 | $ 66,000 |
| Monroe County New York | 4 | $ 620,000 | $ 155,000 | $ 65,000 |
| New York County New York | 4 | $ 1,470,000 | $ 367,000 | $ 262,000 |
| Sullivan County New York | 4 | $ 540,000 | $ 135,000 | $ 49,000 |
| Sampson County North Carolina | 4 | $ 520,000 | $ 130,000 | $ 48,000 |
| Wake County North Carolina | 4 | $ 760,000 | $ 190,000 | $ 26,000 |
| Delaware County Pennsylvania | 4 | $ 980,000 | $ 245,000 | $ 71,000 |
| Lehigh County Pennsylvania | 4 | $ 740,000 | $ 185,000 | $ 169,000 |
| Luzerne County Pennsylvania | 4 | $ 700,000 | $ 175,000 | $ 93,000 |
| Pike County Pennsylvania | 4 | $ 610,000 | $ 152,000 | $ 89,000 |
| York County Pennsylvania | 4 | $ 880,000 | $ 220,000 | $ 77,000 |
| Bexar County Texas | 4 | $ 890,000 | $ 222,000 | $ 101,000 |
| Harris County Texas | 4 | $ 1,570,000 | $ 392,000 | $ 866,000 |
| Collier County Florida | 3 | $ 4,785,000 | $ 1,595,000 | $ 209,000 |
| Manatee County Florida | 3 | $ 1,075,000 | $ 358,000 | $ 187,000 |
| Fulton County Georgia | 3 | $ 375,000 | $ 125,000 | $ 27,000 |
| Glynn County Georgia | 3 | $ 705,000 | $ 235,000 | $ 67,000 |
| Montgomery County Maryland | 3 | $ 1,465,000 | $ 488,000 | $ 277,000 |
| Washington County Maryland | 3 | $ 975,000 | $ 325,000 | $ 294,000 |
| Ulster County New York | 3 | $ 945,000 | $ 315,000 | $ 78,000 |
| Westmoreland County Pennsylvania | 3 | $ 485,000 | $ 161,000 | $ 63,000 |
| Horry County South Carolina | 3 | $ 625,000 | $ 208,000 | $ 86,000 |
| Shelby County Tennessee | 3 | $ 475,000 | $ 158,000 | $ 53,000 |
| Fort Bend County Texas | 3 | $ 785,000 | $ 261,000 | $ 99,000 |
| Mobile County Alabama | 2 | $ 200,000 | $ 100,000 | $ 43,000 |
| Denver County Colorado | 2 | $ 390,000 | $ 195,000 | $ 46,000 |
| Hartford County Connecticut | 2 | $ 370,000 | $ 185,000 | $ 74,000 |
| New Castle County Delaware | 2 | $ 640,000 | $ 320,000 | $ 89,000 |
| Citrus County Florida | 2 | $ 390,000 | $ 195,000 | $ 17,000 |
| Hillsborough County Florida | 2 | $ 430,000 | $ 215,000 | $ 50,000 |
| Leon County Florida | 2 | $ 400,000 | $ 200,000 | $ 101,000 |
| Okaloosa County Florida | 2 | $ 1,530,000 | $ 765,000 | $ 173,000 |
| Pasco County Florida | 2 | $ 460,000 | $ 230,000 | $ 79,000 |
| Sarasota County Florida | 2 | $ 470,000 | $ 235,000 | $ 29,000 |
| Seminole County Florida | 2 | $ 390,000 | $ 195,000 | $ 22,000 |
| St. Johns County Florida | 2 | $ 600,000 | $ 300,000 | $ 112,000 |
| Bryan County Georgia | 2 | $ 500,000 | $ 250,000 | $ 90,000 |
| Douglas County Georgia | 2 | $ 370,000 | $ 185,000 | $ 50,000 |
| Fayette County Georgia | 2 | $ 610,000 | $ 305,000 | $ 95,000 |
| Newton County Georgia | 2 | $ 250,000 | $ 125,000 | $ 43,000 |
| Wicomico County Maryland | 2 | $ 320,000 | $ 160,000 | $ 45,000 |
| Monroe County Michigan | 2 | $ 320,000 | $ 160,000 | $ 54,000 |
| Oakland County Michigan | 2 | $ 510,000 | $ 255,000 | $ 108,000 |
| Albany County New York | 2 | $ 260,000 | $ 130,000 | $ 122,000 |
| Oneida County New York | 2 | $ 300,000 | $ 150,000 | $ 52,000 |
| Onondaga County New York | 2 | $ 210,000 | $ 105,000 | $ 83,000 |
| Gaston County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 116,000 |
| Guilford County North Carolina | 2 | $ 430,000 | $ 215,000 | $ 65,000 |
| Bucks County Pennsylvania | 2 | $ 480,000 | $ 240,000 | $ 83,000 |
| Chester County Pennsylvania | 2 | $ 480,000 | $ 240,000 | $ 156,000 |
| Cumberland County Pennsylvania | 2 | $ 320,000 | $ 160,000 | $ 90,000 |
| Lackawanna County Pennsylvania | 2 | $ 220,000 | $ 110,000 | $ 47,000 |
| Northampton County Pennsylvania | 2 | $ 310,000 | $ 155,000 | $ 67,000 |
| Greenville County South Carolina | 2 | $ 840,000 | $ 420,000 | $ 52,000 |
| Bradley County Tennessee | 2 | $ 320,000 | $ 160,000 | $ 61,000 |
| Cumberland County Tennessee | 2 | $ 260,000 | $ 130,000 | $ 11,000 |
| Davidson County Tennessee | 2 | $ 190,000 | $ 95,000 | $ 32,000 |
| Knox County Tennessee | 2 | $ 250,000 | $ 125,000 | $ 25,000 |
| Collin County Texas | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Dallas County Texas | 2 | $ 1,290,000 | $ 645,000 | $ 308,000 |
| El Paso County Texas | 2 | $ 360,000 | $ 180,000 | $ 57,000 |
| Galveston County Texas | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Montgomery County Texas | 2 | $ 730,000 | $ 365,000 | $ 102,000 |
| Tarrant County Texas | 2 | $ 220,000 | $ 110,000 | $ 10,000 |
| Travis County Texas | 2 | $ 580,000 | $ 290,000 | $ 73,000 |
| Williamson County Texas | 2 | $ 340,000 | $ 170,000 | $ 39,000 |
| Chesapeake County Virginia | 2 | $ 430,000 | $ 215,000 | $ 237,000 |
| Loudoun County Virginia | 2 | $ 1,350,000 | $ 675,000 | $ 148,000 |
| Pulaski County Virginia | 2 | $ 270,000 | $ 135,000 | $ 56,000 |
| Richmond City County Virginia | 2 | $ 310,000 | $ 155,000 | $ 50,000 |
| Arapahoe County Colorado | 1 | $ 375,000 | $ 375,000 | $ 169,000 |
| Garfield County Colorado | 1 | $ 305,000 | $ 305,000 | $ 68,000 |
| Lincoln County Colorado | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Pueblo County Colorado | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Litchfield County Connecticut | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
| New London County Connecticut | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
| Kent County Delaware | 1 | $ 185,000 | $ 185,000 | $ 34,000 |
| Hardee County Florida | 1 | $ 325,000 | $ 325,000 | $ 21,000 |
| Hernando County Florida | 1 | $ 245,000 | $ 245,000 | $ 73,000 |
| Indian River County Florida | 1 | $ 155,000 | $ 155,000 | $ 104,000 |
| Lake County Florida | 1 | $ 185,000 | $ 185,000 | $ 42,000 |
| Martin County Florida | 1 | $ 575,000 | $ 575,000 | $ 186,000 |
| Nassau County Florida | 1 | $ 205,000 | $ 205,000 | $ 288,000 |
| Santa Rosa County Florida | 1 | $ 175,000 | $ 175,000 | $ 35,000 |
| Walton County Florida | 1 | $ 355,000 | $ 355,000 | $ 45,000 |
| Bibb County Georgia | 1 | $ 145,000 | $ 145,000 | $ 34,000 |
| Clarke County Georgia | 1 | $ 155,000 | $ 155,000 | $ 30,000 |
| Clayton County Georgia | 1 | $ 185,000 | $ 185,000 | $ 85,000 |
| Columbia County Georgia | 1 | $ 305,000 | $ 305,000 | $ 57,000 |
| Coweta County Georgia | 1 | $ 55,000 | $ 55,000 | $ 13,000 |
| Decatur County Georgia | 1 | $ 135,000 | $ 135,000 | $ 82,000 |
| Dougherty County Georgia | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| Grady County Georgia | 1 | $ 185,000 | $ 185,000 | $ 81,000 |
| Habersham County Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Jackson County Georgia | 1 | $ 415,000 | $ 415,000 | $ 80,000 |
| Liberty County Georgia | 1 | $ 335,000 | $ 335,000 | $ 124,000 |
| Muscogee County Georgia | 1 | $ 325,000 | $ 325,000 | $ 134,000 |
| Spalding County Georgia | 1 | $ 165,000 | $ 165,000 | $ 93,000 |
| Tift County Georgia | 1 | $ 255,000 | $ 255,000 | $ 68,000 |
| Whitfield County Georgia | 1 | $ 175,000 | $ 175,000 | $ 39,000 |
| Boone County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 83,000 |
| Calloway County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Greenup County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Hardin County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 63,000 |
| Meade County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 61,000 |
| Morgan County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Nelson County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 27,000 |
| Warren County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Orleans County Louisiana | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Calvert County Maryland | 1 | $ 575,000 | $ 575,000 | $ 149,000 |
| Caroline County Maryland | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
| Carroll County Maryland | 1 | $ 395,000 | $ 395,000 | $ 102,000 |
| Howard County Maryland | 1 | $ 185,000 | $ 185,000 | $ 187,000 |
| Berrien County Michigan | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Genesee County Michigan | 1 | $ 115,000 | $ 115,000 | $ 84,000 |
| Salem County New Jersey | 1 | $ 125,000 | $ 125,000 | $ 89,000 |
| Broome County New York | 1 | $ 245,000 | $ 245,000 | $ 71,000 |
| Fulton County New York | 1 | $ 195,000 | $ 195,000 | $ 64,000 |
| Greene County New York | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| Niagara County New York | 1 | $ 85,000 | $ 85,000 | $ 67,000 |
| Oswego County New York | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
| Tompkins County New York | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Wyoming County New York | 1 | $ 215,000 | $ 215,000 | $ 52,000 |
| Cabarrus County North Carolina | 1 | $ 445,000 | $ 445,000 | $ 92,000 |
| Catawba County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 39,000 |
| Cleveland County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 49,000 |
| Columbus County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 124,000 |
| Cumberland County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 102,000 |
| Durham County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 15,000 |
| Edgecombe County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 63,000 |
| Forsyth County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 150,000 |
| Franklin County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Halifax County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| Johnston County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| New Hanover County North Carolina | 1 | $ 645,000 | $ 645,000 | $ 312,000 |
| Pasquotank County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 21,000 |
| Richmond County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 24,000 |
| Union County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 37,000 |
| Wilkes County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 23,000 |
| Adams County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Berks County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 118,000 |
| Butler County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 108,000 |
| Dauphin County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Juniata County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Lancaster County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 282,000 |
| Lebanon County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 98,000 |
| Potter County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 88,000 |
| Schuylkill County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 112,000 |
| Susquehanna County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 92,000 |
| Washington County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 70,000 |
| Anderson County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| Berkeley County South Carolina | 1 | $ 335,000 | $ 335,000 | $ 70,000 |
| Richland County South Carolina | 1 | $ 335,000 | $ 335,000 | $ 159,000 |
| Carroll County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Cheatham County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Hawkins County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 28,000 |
| Obion County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 130,000 |
| Sevier County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 39,000 |
| Bell County Texas | 1 | $ 115,000 | $ 115,000 | $ 24,000 |
| Caldwell County Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Cameron County Texas | 1 | $ 375,000 | $ 375,000 | $ 110,000 |
| Comal County Texas | 1 | $ 425,000 | $ 425,000 | $ 105,000 |
| Guadalupe County Texas | 1 | $ 215,000 | $ 215,000 | $ 130,000 |
| Hamilton County Texas | 1 | $ 275,000 | $ 275,000 | $ 137,000 |
| Hays County Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Jim Wells County Texas | 1 | $ 235,000 | $ 235,000 | $ 16,000 |
| Madison County Texas | 1 | $ 335,000 | $ 335,000 | $ 66,000 |
| Parker County Texas | 1 | $ 135,000 | $ 135,000 | $ 31,000 |
| Rockwall County Texas | 1 | $ 575,000 | $ 575,000 | $ 120,000 |
| Caroline County Virginia | 1 | $ 185,000 | $ 185,000 | $ 38,000 |
| Charlotte County Virginia | 1 | $ 115,000 | $ 115,000 | $ 101,000 |
| Chesterfield County Virginia | 1 | $ 225,000 | $ 225,000 | $ 54,000 |
| Culpeper County Virginia | 1 | $ 315,000 | $ 315,000 | $ 71,000 |
| Fairfax County Virginia | 1 | $ 495,000 | $ 495,000 | $ 105,000 |
| Giles County Virginia | 1 | $ 225,000 | $ 225,000 | $ 149,000 |
| Hampton County Virginia | 1 | $ 185,000 | $ 185,000 | $ 53,000 |
| James City County Virginia | 1 | $ 345,000 | $ 345,000 | $ 97,000 |
| Newport News County Virginia | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Portsmouth County Virginia | 1 | $ 315,000 | $ 315,000 | $ 115,000 |
| Prince George County Virginia | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
| Prince William County Virginia | 1 | $ 295,000 | $ 295,000 | $ 127,000 |
| Rockingham County Virginia | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| Smyth County Virginia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Suffolk County Virginia | 1 | $ 415,000 | $ 415,000 | $ 200,000 |
| Virginia Beach County Virginia | 1 | $ 285,000 | $ 285,000 | $ 58,000 |
| York County Virginia | 1 | $ 205,000 | $ 205,000 | $ 81,000 |
Mortgage Loan Application Detail Totals for Residential Home Funding Corp. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 939 | $338,345,000 | $360,000 | $2,005,000 | $136,000 | $2,845,000 |
| Cash-out Refinancing | 490 | $140,920,000 | $287,000 | $3,705,000 | $126,000 | $9,284,000 |
| Refinancing | 114 | $33,800,000 | $296,000 | $1,165,000 | $144,000 | $2,400,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 759 | $244,745,000 | $322,000 | $3,705,000 | $157,000 | $9,284,000 |
| Black or African American | 328 | $103,380,000 | $315,000 | $1,125,000 | $103,000 | $887,000 |
| Hispanic | 265 | $90,255,000 | $340,000 | $2,435,000 | $104,000 | $884,000 |
| Asian | 145 | $66,715,000 | $460,000 | $1,265,000 | $161,000 | $2,842,000 |
| Not Provided | 42 | $7,230,000 | $172,000 | $505,000 | $62,000 | $167,000 |
| American Indian or Alaskan Native | 3 | $605,000 | $201,000 | $275,000 | $59,000 | $85,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $135,000 | $135,000 | $135,000 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 995 | $352,165,000 | $353,000 | $3,705,000 | $165,000 | $9,284,000 |
| FHA-insured (Federal Housing Administration) | 493 | $141,645,000 | $287,000 | $865,000 | $79,000 | $661,000 |
| VA-guaranteed (Veterans Administration) | 51 | $18,405,000 | $360,000 | $905,000 | $106,000 | $236,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $850,000 | $212,000 | $305,000 | $77,000 | $111,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 721 | $251,875,000 | $349,000 | $3,705,000 | $155,000 | $9,284,000 |
| Application Withdrawn By Applicant | 650 | $199,240,000 | $306,000 | $2,435,000 | $116,000 | $2,400,000 |
| Application Denied By Financial Institution | 85 | $30,265,000 | $356,000 | $905,000 | $95,000 | $467,000 |
| Application Approved But Not Accepted | 78 | $26,240,000 | $336,000 | $855,000 | $105,000 | $312,000 |
| File Closed For Incompleteness | 9 | $5,445,000 | $605,000 | $2,005,000 | $185,000 | $480,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,458 | $482,800,000 | $331,000 | $3,705,000 | $135,000 | $9,284,000 |
| Debt-To-Income Ratio | 32 | $11,680,000 | $365,000 | $625,000 | $67,000 | $204,000 |
| Collateral | 15 | $4,885,000 | $325,000 | $835,000 | $99,000 | $211,000 |
| Unverifiable Information | 14 | $5,150,000 | $367,000 | $805,000 | $112,000 | $338,000 |
| Employment History | 9 | $3,205,000 | $356,000 | $475,000 | $67,000 | $97,000 |
| Other | 7 | $3,055,000 | $436,000 | $905,000 | $242,000 | $467,000 |
| Credit History | 5 | $1,345,000 | $269,000 | $365,000 | $81,000 | $127,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $945,000 | $315,000 | $325,000 | $80,000 | $93,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Residential Home Funding Corp.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Residential Home Funding Corp.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.