Resmac, Inc. Mortgage Lending & HMDA Data, 2015
In 2015, Resmac, Inc. of Boca Raton, FL reported 4,515 mortgage applications totaling $1.1 billion, up 18% from 2014. The average application was for $236,676, and applicants reported an average income of $86,913. 67% of its applications resulted in an originated loan and 17% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (588), Charleston-North Charleston, SC (568) and Fort Lauderdale-Pompano Beach-Deerfield Beach, FL (341) (applications in parentheses).
| Mortgage Company & Address | Resmac, Inc. 5400 Broken Sound Blvd #600 Boca Raton, FL 33487 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 4,515 |
| Total Mortgage Loan Application Amount | $1,068,595,000 |
| Average Mortgage Loan Application Amount | $236,676 |
| Highest Mortgage Loan Application Amount | $1,191,000 |
| Average Applicant Income | $86,913 |
| Highest Applicant Income | $1,050,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Resmac, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Broward, Florida | 341 | $ 73,067,000 | $ 214,272 | $ 79,000 |
| Palm Beach, Florida | 317 | $ 70,263,000 | $ 221,649 | $ 93,000 |
| Volusia, Florida | 280 | $ 37,939,000 | $ 135,496 | $ 59,000 |
| Alachua, Florida | 257 | $ 43,039,000 | $ 167,466 | $ 77,000 |
| Dorchester, South Carolina | 204 | $ 37,501,000 | $ 183,828 | $ 67,000 |
| Charleston, South Carolina | 187 | $ 39,232,000 | $ 209,796 | $ 88,000 |
| Berkeley, South Carolina | 177 | $ 30,132,000 | $ 170,237 | $ 62,000 |
| Miami-Dade, Florida | 165 | $ 38,703,000 | $ 234,563 | $ 100,000 |
| Orange, Florida | 154 | $ 27,652,000 | $ 179,558 | $ 71,000 |
| Queens, New York | 148 | $ 64,238,000 | $ 434,040 | $ 98,000 |
| Kings, New York | 144 | $ 72,210,000 | $ 501,458 | $ 145,000 |
| Suffolk, New York | 144 | $ 42,152,000 | $ 292,722 | $ 98,000 |
| Nassau, New York | 129 | $ 43,541,000 | $ 337,527 | $ 115,000 |
| Osceola, Florida | 72 | $ 13,148,000 | $ 182,611 | $ 76,000 |
| Fairfax, Virginia | 72 | $ 24,109,000 | $ 334,847 | $ 86,000 |
| Seminole, Florida | 61 | $ 11,900,000 | $ 195,081 | $ 77,000 |
| Westchester, New York | 58 | $ 21,398,000 | $ 368,931 | $ 137,000 |
| St. Johns, Florida | 57 | $ 11,810,000 | $ 207,192 | $ 92,000 |
| Duval, Florida | 56 | $ 10,084,000 | $ 180,071 | $ 87,000 |
| Lee, Florida | 48 | $ 9,550,000 | $ 198,958 | $ 105,000 |
| Hillsborough, Florida | 45 | $ 7,342,000 | $ 163,155 | $ 94,000 |
| Brevard, Florida | 43 | $ 7,499,000 | $ 174,395 | $ 68,000 |
| Polk, Florida | 42 | $ 6,255,000 | $ 148,928 | $ 61,000 |
| Lake, Florida | 41 | $ 6,558,000 | $ 159,951 | $ 62,000 |
| Prince William, Virginia | 41 | $ 11,449,000 | $ 279,243 | $ 59,000 |
| Richmond, New York | 40 | $ 13,602,000 | $ 340,050 | $ 108,000 |
| Orange, New York | 37 | $ 9,643,000 | $ 260,621 | $ 108,000 |
| Pinellas, Florida | 36 | $ 5,764,000 | $ 160,111 | $ 87,000 |
| St. Lucie, Florida | 34 | $ 5,062,000 | $ 148,882 | $ 66,000 |
| Middlesex, New Jersey | 33 | $ 9,537,000 | $ 289,000 | $ 116,000 |
| Marion, Florida | 30 | $ 4,013,000 | $ 133,766 | $ 61,000 |
| Prince George's, Maryland | 30 | $ 7,296,000 | $ 243,200 | $ 68,000 |
| Providence, Rhode Island | 29 | $ 4,591,000 | $ 158,310 | $ 46,000 |
| Bronx, New York | 27 | $ 10,629,000 | $ 393,666 | $ 110,000 |
| Morris, New Jersey | 26 | $ 8,375,000 | $ 322,115 | $ 105,000 |
| Plymouth, Massachusetts | 25 | $ 6,674,000 | $ 266,960 | $ 84,000 |
| Bergen, New Jersey | 24 | $ 9,194,000 | $ 383,083 | $ 116,000 |
| Union, New Jersey | 23 | $ 6,475,000 | $ 281,521 | $ 108,000 |
| Essex, New Jersey | 22 | $ 6,376,000 | $ 289,818 | $ 89,000 |
| Rockland, New York | 21 | $ 7,850,000 | $ 373,809 | $ 224,000 |
| Loudoun, Virginia | 21 | $ 6,841,000 | $ 325,761 | $ 77,000 |
| Aiken, South Carolina | 20 | $ 2,855,000 | $ 142,750 | $ 48,000 |
| Ocean, New Jersey | 19 | $ 4,766,000 | $ 250,842 | $ 108,000 |
| Sacramento, California | 18 | $ 4,812,000 | $ 267,333 | $ 91,000 |
| Cook, Illinois | 18 | $ 3,507,000 | $ 194,833 | $ 76,000 |
| Monmouth, New Jersey | 18 | $ 6,013,000 | $ 334,055 | $ 100,000 |
| San Diego, California | 16 | $ 7,645,000 | $ 477,812 | $ 107,000 |
| Sussex, New Jersey | 16 | $ 3,180,000 | $ 198,750 | $ 55,000 |
| Clay, Florida | 14 | $ 2,412,000 | $ 172,285 | $ 60,000 |
| Pasco, Florida | 14 | $ 2,422,000 | $ 173,000 | $ 108,000 |
| Montgomery, Maryland | 14 | $ 4,739,000 | $ 338,500 | $ 78,000 |
| Barnstable, Massachusetts | 14 | $ 3,852,000 | $ 275,142 | $ 79,000 |
| Somerset, New Jersey | 13 | $ 4,559,000 | $ 350,692 | $ 184,000 |
| Los Angeles, California | 12 | $ 4,873,000 | $ 406,083 | $ 104,000 |
| Fairfield, Connecticut | 12 | $ 3,924,000 | $ 327,000 | $ 118,000 |
| Flagler, Florida | 12 | $ 2,615,000 | $ 217,916 | $ 102,000 |
| Wakulla, Florida | 12 | $ 2,262,000 | $ 188,500 | $ 67,000 |
| Levy, Florida | 10 | $ 1,274,000 | $ 127,400 | $ 71,000 |
| Dutchess, New York | 10 | $ 2,737,000 | $ 273,700 | $ 88,000 |
| Spotsylvania, Virginia | 10 | $ 2,496,000 | $ 249,600 | $ 44,000 |
| Hartford, Connecticut | 9 | $ 1,407,000 | $ 156,333 | $ 76,000 |
| Norfolk, Massachusetts | 9 | $ 3,257,000 | $ 361,888 | $ 108,000 |
| Burlington, New Jersey | 9 | $ 2,535,000 | $ 281,666 | $ 128,000 |
| Hudson, New Jersey | 9 | $ 3,009,000 | $ 334,333 | $ 106,000 |
| Mercer, New Jersey | 9 | $ 2,730,000 | $ 303,333 | $ 125,000 |
| Putnam, New York | 9 | $ 2,248,000 | $ 249,777 | $ 118,000 |
| Leon, Florida | 8 | $ 1,270,000 | $ 158,750 | $ 75,000 |
| Fulton, Georgia | 8 | $ 1,665,000 | $ 208,125 | $ 54,000 |
| Bristol, Massachusetts | 8 | $ 1,717,000 | $ 214,625 | $ 72,000 |
| Passaic, New Jersey | 8 | $ 1,906,000 | $ 238,250 | $ 74,000 |
| Spartanburg, South Carolina | 8 | $ 1,367,000 | $ 170,875 | $ 60,000 |
| Harris, Texas | 8 | $ 1,175,000 | $ 146,875 | $ 49,000 |
| Chesterfield, Virginia | 8 | $ 1,163,000 | $ 145,375 | $ 52,000 |
| Contra Costa, California | 7 | $ 2,804,000 | $ 400,571 | $ 112,000 |
| Collier, Florida | 7 | $ 1,556,000 | $ 222,285 | $ 68,000 |
| Cobb, Georgia | 7 | $ 2,014,000 | $ 287,714 | $ 146,000 |
| Monroe, Pennsylvania | 7 | $ 1,412,000 | $ 201,714 | $ 67,000 |
| Kent, Rhode Island | 7 | $ 1,334,000 | $ 190,571 | $ 51,000 |
| Edgefield, South Carolina | 7 | $ 1,265,000 | $ 180,714 | $ 89,000 |
| Hernando, Florida | 6 | $ 477,000 | $ 79,500 | $ 48,000 |
| Martin, Florida | 6 | $ 795,000 | $ 132,500 | $ 50,000 |
| DeKalb, Georgia | 6 | $ 1,245,000 | $ 207,500 | $ 82,000 |
| Suffolk, Massachusetts | 6 | $ 2,364,000 | $ 394,000 | $ 215,000 |
| Camden, New Jersey | 6 | $ 978,000 | $ 163,000 | $ 62,000 |
| Saratoga, New York | 6 | $ 1,362,000 | $ 227,000 | $ 126,000 |
| Riverside, California | 5 | $ 1,384,000 | $ 276,800 | $ 39,000 |
| Santa Clara, California | 5 | $ 2,458,000 | $ 491,600 | $ 107,000 |
| Indian River, Florida | 5 | $ 787,000 | $ 157,400 | $ 72,000 |
| Manatee, Florida | 5 | $ 963,000 | $ 192,600 | $ 273,000 |
| Union, Florida | 5 | $ 850,000 | $ 170,000 | $ 97,000 |
| Howard, Maryland | 5 | $ 1,099,000 | $ 219,800 | $ 21,000 |
| Middlesex, Massachusetts | 5 | $ 1,706,000 | $ 341,200 | $ 134,000 |
| Warren, New Jersey | 5 | $ 1,273,000 | $ 254,600 | $ 58,000 |
| Albany, New York | 5 | $ 696,000 | $ 139,200 | $ 79,000 |
| Colleton, South Carolina | 5 | $ 731,000 | $ 146,200 | $ 50,000 |
| Horry, South Carolina | 5 | $ 632,000 | $ 126,400 | $ 67,000 |
| Stafford, Virginia | 5 | $ 1,247,000 | $ 249,400 | $ 33,000 |
| New Haven, Connecticut | 4 | $ 708,000 | $ 177,000 | $ 109,000 |
| Franklin, Florida | 4 | $ 554,000 | $ 138,500 | $ 46,000 |
| Santa Rosa, Florida | 4 | $ 567,000 | $ 141,750 | $ 57,000 |
| Sarasota, Florida | 4 | $ 751,000 | $ 187,750 | $ 62,000 |
| Cherokee, Georgia | 4 | $ 648,000 | $ 162,000 | $ 45,000 |
| Gwinnett, Georgia | 4 | $ 649,000 | $ 162,250 | $ 113,000 |
| DuPage, Illinois | 4 | $ 812,000 | $ 203,000 | $ 71,000 |
| Hunterdon, New Jersey | 4 | $ 1,446,000 | $ 361,500 | $ 130,000 |
| Mecklenburg, North Carolina | 4 | $ 935,000 | $ 233,750 | $ 97,000 |
| Greenville, South Carolina | 4 | $ 712,000 | $ 178,000 | $ 57,000 |
| Saluda, South Carolina | 4 | $ 408,000 | $ 102,000 | $ 42,000 |
| Fort Bend, Texas | 4 | $ 630,000 | $ 157,500 | $ 57,000 |
| Manassas, Virginia | 4 | $ 845,000 | $ 211,250 | $ 55,000 |
| Alameda, California | 3 | $ 1,172,000 | $ 390,666 | $ 122,000 |
| Mendocino, California | 3 | $ 675,000 | $ 225,000 | $ 0 |
| Orange, California | 3 | $ 753,000 | $ 251,000 | $ 106,000 |
| Placer, California | 3 | $ 813,000 | $ 271,000 | $ 65,000 |
| San Joaquin, California | 3 | $ 895,000 | $ 298,333 | $ 43,000 |
| Ventura, California | 3 | $ 1,091,000 | $ 363,666 | $ 111,000 |
| Yolo, California | 3 | $ 1,193,000 | $ 397,666 | $ 128,000 |
| Charlotte, Florida | 3 | $ 369,000 | $ 123,000 | $ 78,000 |
| Columbia, Florida | 3 | $ 328,000 | $ 109,333 | $ 62,000 |
| Gilchrist, Florida | 3 | $ 339,000 | $ 113,000 | $ 42,000 |
| Nassau, Florida | 3 | $ 546,000 | $ 182,000 | $ 70,000 |
| Putnam, Florida | 3 | $ 375,000 | $ 125,000 | $ 109,000 |
| Sumter, Florida | 3 | $ 689,000 | $ 229,666 | $ 47,000 |
| Lake, Illinois | 3 | $ 927,000 | $ 309,000 | $ 96,000 |
| McHenry, Illinois | 3 | $ 421,000 | $ 140,333 | $ 55,000 |
| Charles, Maryland | 3 | $ 1,213,000 | $ 404,333 | $ 86,000 |
| Atlantic, New Jersey | 3 | $ 750,000 | $ 250,000 | $ 173,000 |
| Cape May, New Jersey | 3 | $ 873,000 | $ 291,000 | $ 31,000 |
| Montgomery, New York | 3 | $ 383,000 | $ 127,666 | $ 50,000 |
| Rensselaer, New York | 3 | $ 685,000 | $ 228,333 | $ 168,000 |
| Bucks, Pennsylvania | 3 | $ 636,000 | $ 212,000 | $ 111,000 |
| Richland, South Carolina | 3 | $ 521,000 | $ 173,666 | $ 81,000 |
| Alexandria, Virginia | 3 | $ 912,000 | $ 304,000 | $ 66,000 |
| Henrico, Virginia | 3 | $ 327,000 | $ 109,000 | $ 125,000 |
| Santa Barbara, California | 2 | $ 936,000 | $ 468,000 | $ 0 |
| Tolland, Connecticut | 2 | $ 325,000 | $ 162,500 | $ 188,000 |
| Citrus, Florida | 2 | $ 620,000 | $ 310,000 | $ 181,000 |
| Escambia, Florida | 2 | $ 388,000 | $ 194,000 | $ 147,000 |
| Gadsden, Florida | 2 | $ 211,000 | $ 105,500 | $ 28,000 |
| Camden, Georgia | 2 | $ 656,000 | $ 328,000 | $ 126,000 |
| Douglas, Georgia | 2 | $ 561,000 | $ 280,500 | $ 72,000 |
| Fayette, Georgia | 2 | $ 1,084,000 | $ 542,000 | $ 247,000 |
| Forsyth, Georgia | 2 | $ 335,000 | $ 167,500 | $ 88,000 |
| Hall, Georgia | 2 | $ 458,000 | $ 229,000 | $ 73,000 |
| Essex, Massachusetts | 2 | $ 725,000 | $ 362,500 | $ 33,000 |
| Worcester, Massachusetts | 2 | $ 530,000 | $ 265,000 | $ 135,000 |
| New York, New York | 2 | $ 1,035,000 | $ 517,500 | $ 160,000 |
| Schenectady, New York | 2 | $ 368,000 | $ 184,000 | $ 81,000 |
| Ulster, New York | 2 | $ 273,000 | $ 136,500 | $ 53,000 |
| Buncombe, North Carolina | 2 | $ 627,000 | $ 313,500 | $ 0 |
| Lehigh, Pennsylvania | 2 | $ 416,000 | $ 208,000 | $ 90,000 |
| Montgomery, Pennsylvania | 2 | $ 644,000 | $ 322,000 | $ 145,000 |
| Philadelphia, Pennsylvania | 2 | $ 581,000 | $ 290,500 | $ 90,000 |
| Barnwell, South Carolina | 2 | $ 172,000 | $ 86,000 | $ 38,000 |
| Pickens, South Carolina | 2 | $ 372,000 | $ 186,000 | $ 60,000 |
| Arlington, Virginia | 2 | $ 790,000 | $ 395,000 | $ 67,000 |
| Caroline, Virginia | 2 | $ 452,000 | $ 226,000 | $ 51,000 |
| Fredericksburg, Virginia | 2 | $ 841,000 | $ 420,500 | $ 107,000 |
| Lee, Alabama | 1 | $ 344,000 | $ 344,000 | $ 90,000 |
| El Dorado, California | 1 | $ 417,000 | $ 417,000 | $ 103,000 |
| Kern, California | 1 | $ 215,000 | $ 215,000 | $ 73,000 |
| Kings, California | 1 | $ 229,000 | $ 229,000 | $ 44,000 |
| San Mateo, California | 1 | $ 563,000 | $ 563,000 | $ 156,000 |
| Solano, California | 1 | $ 398,000 | $ 398,000 | $ 224,000 |
| Sonoma, California | 1 | $ 1,030,000 | $ 1,030,000 | $ 318,000 |
| Stanislaus, California | 1 | $ 186,000 | $ 186,000 | $ 61,000 |
| Tulare, California | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Tuolumne, California | 1 | $ 267,000 | $ 267,000 | $ 0 |
| Arapahoe, Colorado | 1 | $ 537,000 | $ 537,000 | $ 0 |
| Middlesex, Connecticut | 1 | $ 200,000 | $ 200,000 | $ 105,000 |
| New London, Connecticut | 1 | $ 195,000 | $ 195,000 | $ 172,000 |
| Windham, Connecticut | 1 | $ 173,000 | $ 173,000 | $ 52,000 |
| Baker, Florida | 1 | $ 116,000 | $ 116,000 | $ 34,000 |
| Bay, Florida | 1 | $ 186,000 | $ 186,000 | $ 71,000 |
| Bradford, Florida | 1 | $ 148,000 | $ 148,000 | $ 80,000 |
| Glades, Florida | 1 | $ 338,000 | $ 338,000 | $ 172,000 |
| Jefferson, Florida | 1 | $ 120,000 | $ 120,000 | $ 26,000 |
| Monroe, Florida | 1 | $ 361,000 | $ 361,000 | $ 100,000 |
| Okaloosa, Florida | 1 | $ 355,000 | $ 355,000 | $ 246,000 |
| Okeechobee, Florida | 1 | $ 133,000 | $ 133,000 | $ 86,000 |
| Walton, Florida | 1 | $ 169,000 | $ 169,000 | $ 90,000 |
| Baldwin, Georgia | 1 | $ 150,000 | $ 150,000 | $ 170,000 |
| Catoosa, Georgia | 1 | $ 83,000 | $ 83,000 | $ 66,000 |
| Clayton, Georgia | 1 | $ 290,000 | $ 290,000 | $ 0 |
| Columbia, Georgia | 1 | $ 108,000 | $ 108,000 | $ 239,000 |
| Henry, Georgia | 1 | $ 147,000 | $ 147,000 | $ 74,000 |
| Newton, Georgia | 1 | $ 98,000 | $ 98,000 | $ 37,000 |
| Oconee, Georgia | 1 | $ 186,000 | $ 186,000 | $ 37,000 |
| Macoupin, Illinois | 1 | $ 129,000 | $ 129,000 | $ 87,000 |
| Anne Arundel, Maryland | 1 | $ 405,000 | $ 405,000 | $ 100,000 |
| Baltimore, Maryland | 1 | $ 200,000 | $ 200,000 | $ 108,000 |
| Carroll, Maryland | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Frederick, Maryland | 1 | $ 180,000 | $ 180,000 | $ 42,000 |
| Queen Anne's, Maryland | 1 | $ 193,000 | $ 193,000 | $ 498,000 |
| St. Mary's, Maryland | 1 | $ 260,000 | $ 260,000 | $ 25,000 |
| Franklin, Massachusetts | 1 | $ 152,000 | $ 152,000 | $ 64,000 |
| Hampden, Massachusetts | 1 | $ 63,000 | $ 63,000 | $ 63,000 |
| Hampshire, Massachusetts | 1 | $ 381,000 | $ 381,000 | $ 145,000 |
| Hillsborough, New Hampshire | 1 | $ 296,000 | $ 296,000 | $ 114,000 |
| Rockingham, New Hampshire | 1 | $ 167,000 | $ 167,000 | $ 181,000 |
| Gloucester, New Jersey | 1 | $ 367,000 | $ 367,000 | $ 179,000 |
| Broome, New York | 1 | $ 184,000 | $ 184,000 | $ 133,000 |
| Columbia, New York | 1 | $ 151,000 | $ 151,000 | $ 150,000 |
| Delaware, New York | 1 | $ 118,000 | $ 118,000 | $ 74,000 |
| Greene, New York | 1 | $ 113,000 | $ 113,000 | $ 156,000 |
| Oneida, New York | 1 | $ 94,000 | $ 94,000 | $ 101,000 |
| Otsego, New York | 1 | $ 124,000 | $ 124,000 | $ 43,000 |
| Sullivan, New York | 1 | $ 57,000 | $ 57,000 | $ 65,000 |
| Warren, New York | 1 | $ 140,000 | $ 140,000 | $ 160,000 |
| Brunswick, North Carolina | 1 | $ 120,000 | $ 120,000 | $ 75,000 |
| Iredell, North Carolina | 1 | $ 186,000 | $ 186,000 | $ 57,000 |
| Rowan, North Carolina | 1 | $ 158,000 | $ 158,000 | $ 57,000 |
| Allegheny, Pennsylvania | 1 | $ 217,000 | $ 217,000 | $ 151,000 |
| Chester, Pennsylvania | 1 | $ 249,000 | $ 249,000 | $ 134,000 |
| Lackawanna, Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 67,000 |
| Wayne, Pennsylvania | 1 | $ 68,000 | $ 68,000 | $ 46,000 |
| York, Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 57,000 |
| Washington, Rhode Island | 1 | $ 168,000 | $ 168,000 | $ 81,000 |
| Anderson, South Carolina | 1 | $ 240,000 | $ 240,000 | $ 58,000 |
| Bamberg, South Carolina | 1 | $ 78,000 | $ 78,000 | $ 46,000 |
| Beaufort, South Carolina | 1 | $ 357,000 | $ 357,000 | $ 179,000 |
| Darlington, South Carolina | 1 | $ 132,000 | $ 132,000 | $ 38,000 |
| Florence, South Carolina | 1 | $ 130,000 | $ 130,000 | $ 69,000 |
| Georgetown, South Carolina | 1 | $ 137,000 | $ 137,000 | $ 57,000 |
| Greenwood, South Carolina | 1 | $ 220,000 | $ 220,000 | $ 59,000 |
| Laurens, South Carolina | 1 | $ 150,000 | $ 150,000 | $ 27,000 |
| Lexington, South Carolina | 1 | $ 144,000 | $ 144,000 | $ 52,000 |
| McCormick, South Carolina | 1 | $ 71,000 | $ 71,000 | $ 54,000 |
| Orangeburg, South Carolina | 1 | $ 336,000 | $ 336,000 | $ 101,000 |
| Montgomery, Texas | 1 | $ 518,000 | $ 518,000 | $ 0 |
| Albemarle, Virginia | 1 | $ 123,000 | $ 123,000 | $ 51,000 |
| Culpeper, Virginia | 1 | $ 305,000 | $ 305,000 | $ 100,000 |
| Hanover, Virginia | 1 | $ 296,000 | $ 296,000 | $ 69,000 |
| Manassas Park, Virginia | 1 | $ 311,000 | $ 311,000 | $ 63,000 |
| Orange, Virginia | 1 | $ 259,000 | $ 259,000 | $ 90,000 |
| Page, Virginia | 1 | $ 136,000 | $ 136,000 | $ 72,000 |
| Petersburg, Virginia | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Powhatan, Virginia | 1 | $ 289,000 | $ 289,000 | $ 113,000 |
| Virginia Beach, Virginia | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Warren, Virginia | 1 | $ 238,000 | $ 238,000 | $ 49,000 |
Mortgage Loan Application Detail Totals for Resmac, Inc. in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,342 | $740,726,000 | $221,000 | $968,000 | $84,000 | $1,050,000 |
| Refinancing | 1,131 | $317,485,000 | $280,000 | $1,191,000 | $95,000 | $897,000 |
| Home Improvement | 42 | $10,384,000 | $247,000 | $967,000 | $101,000 | $354,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,663 | $619,958,000 | $232,000 | $1,191,000 | $94,000 | $1,050,000 |
| Hispanic | 798 | $178,380,000 | $223,000 | $777,000 | $70,000 | $621,000 |
| Black or African American | 465 | $104,663,000 | $225,000 | $815,000 | $65,000 | $302,000 |
| Asian | 375 | $104,992,000 | $279,000 | $800,000 | $90,000 | $716,000 |
| Not Provided | 191 | $54,541,000 | $285,000 | $763,000 | $104,000 | $500,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $3,400,000 | $261,000 | $432,000 | $56,000 | $135,000 |
| American Indian or Alaskan Native | 10 | $2,661,000 | $266,000 | $736,000 | $95,000 | $162,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,386 | $594,170,000 | $249,000 | $968,000 | $108,000 | $1,050,000 |
| FHA-insured (Federal Housing Administration) | 1,761 | $388,803,000 | $220,000 | $815,000 | $62,000 | $616,000 |
| VA-guaranteed (Veterans Administration) | 299 | $75,551,000 | $252,000 | $1,191,000 | $72,000 | $318,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 69 | $10,071,000 | $145,000 | $257,000 | $50,000 | $99,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,045 | $701,206,000 | $230,000 | $1,191,000 | $85,000 | $897,000 |
| Application Denied By Financial Institution | 778 | $214,467,000 | $275,000 | $968,000 | $93,000 | $1,050,000 |
| Application Withdrawn By Applicant | 434 | $88,888,000 | $204,000 | $757,000 | $84,000 | $716,000 |
| Application Approved But Not Accepted | 258 | $64,034,000 | $248,000 | $754,000 | $90,000 | $564,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Resmac, Inc.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Resmac, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
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