Resmac, Inc. 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Resmac, Inc. 5400 Broken Sound Blvd #600 Boca Raton, FL 33487 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 4,515 |
| Total Mortgage Loan Application Amount | $1,068,595,000 |
| Average Mortgage Loan Application Amount | $249,333 |
| Highest Mortgage Loan Application Amount | $1,191,000 |
| Average Applicant Income | $93,333 |
| Highest Applicant Income | $1,050,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Resmac, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Resmac, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Resmac, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Resmac, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Resmac, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Resmac, Inc.'s mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Broward County Florida | 341 | $ 73,067,000 | $ 214,000 | $ 79,000 |
| Palm Beach County Florida | 317 | $ 70,263,000 | $ 221,000 | $ 93,000 |
| Volusia County Florida | 280 | $ 37,939,000 | $ 135,000 | $ 59,000 |
| Alachua County Florida | 257 | $ 43,039,000 | $ 167,000 | $ 77,000 |
| Dorchester County South Carolina | 204 | $ 37,501,000 | $ 183,000 | $ 67,000 |
| Charleston County South Carolina | 187 | $ 39,232,000 | $ 209,000 | $ 88,000 |
| Berkeley County South Carolina | 177 | $ 30,132,000 | $ 170,000 | $ 62,000 |
| Miami-Dade County Florida | 165 | $ 38,703,000 | $ 234,000 | $ 100,000 |
| Orange County Florida | 154 | $ 27,652,000 | $ 179,000 | $ 71,000 |
| Queens County New York | 148 | $ 64,238,000 | $ 434,000 | $ 98,000 |
| Kings County New York | 144 | $ 72,210,000 | $ 501,000 | $ 145,000 |
| Suffolk County New York | 144 | $ 42,152,000 | $ 292,000 | $ 98,000 |
| Nassau County New York | 129 | $ 43,541,000 | $ 337,000 | $ 115,000 |
| Osceola County Florida | 72 | $ 13,148,000 | $ 182,000 | $ 76,000 |
| Fairfax County Virginia | 72 | $ 24,109,000 | $ 334,000 | $ 86,000 |
| Seminole County Florida | 61 | $ 11,900,000 | $ 195,000 | $ 77,000 |
| Westchester County New York | 58 | $ 21,398,000 | $ 368,000 | $ 137,000 |
| St. Johns County Florida | 57 | $ 11,810,000 | $ 207,000 | $ 92,000 |
| Duval County Florida | 56 | $ 10,084,000 | $ 180,000 | $ 87,000 |
| Lee County Florida | 48 | $ 9,550,000 | $ 198,000 | $ 105,000 |
| Hillsborough County Florida | 45 | $ 7,342,000 | $ 163,000 | $ 94,000 |
| Brevard County Florida | 43 | $ 7,499,000 | $ 174,000 | $ 68,000 |
| Polk County Florida | 42 | $ 6,255,000 | $ 148,000 | $ 61,000 |
| Lake County Florida | 41 | $ 6,558,000 | $ 159,000 | $ 62,000 |
| Prince William County Virginia | 41 | $ 11,449,000 | $ 279,000 | $ 59,000 |
| Richmond County New York | 40 | $ 13,602,000 | $ 340,000 | $ 108,000 |
| Orange County New York | 37 | $ 9,643,000 | $ 260,000 | $ 108,000 |
| Pinellas County Florida | 36 | $ 5,764,000 | $ 160,000 | $ 87,000 |
| St. Lucie County Florida | 34 | $ 5,062,000 | $ 148,000 | $ 66,000 |
| Middlesex County New Jersey | 33 | $ 9,537,000 | $ 289,000 | $ 116,000 |
| Marion County Florida | 30 | $ 4,013,000 | $ 133,000 | $ 61,000 |
| Prince George's County Maryland | 30 | $ 7,296,000 | $ 243,000 | $ 68,000 |
| Providence County Rhode Island | 29 | $ 4,591,000 | $ 158,000 | $ 46,000 |
| Bronx County New York | 27 | $ 10,629,000 | $ 393,000 | $ 110,000 |
| Morris County New Jersey | 26 | $ 8,375,000 | $ 322,000 | $ 105,000 |
| Plymouth County Massachusetts | 25 | $ 6,674,000 | $ 266,000 | $ 84,000 |
| Bergen County New Jersey | 24 | $ 9,194,000 | $ 383,000 | $ 116,000 |
| Union County New Jersey | 23 | $ 6,475,000 | $ 281,000 | $ 108,000 |
| Essex County New Jersey | 22 | $ 6,376,000 | $ 289,000 | $ 89,000 |
| Rockland County New York | 21 | $ 7,850,000 | $ 373,000 | $ 224,000 |
| Loudoun County Virginia | 21 | $ 6,841,000 | $ 325,000 | $ 77,000 |
| Aiken County South Carolina | 20 | $ 2,855,000 | $ 142,000 | $ 48,000 |
| Ocean County New Jersey | 19 | $ 4,766,000 | $ 250,000 | $ 108,000 |
| Sacramento County California | 18 | $ 4,812,000 | $ 267,000 | $ 91,000 |
| Cook County Illinois | 18 | $ 3,507,000 | $ 194,000 | $ 76,000 |
| Monmouth County New Jersey | 18 | $ 6,013,000 | $ 334,000 | $ 100,000 |
| San Diego County California | 16 | $ 7,645,000 | $ 477,000 | $ 107,000 |
| Sussex County New Jersey | 16 | $ 3,180,000 | $ 198,000 | $ 55,000 |
| Clay County Florida | 14 | $ 2,412,000 | $ 172,000 | $ 60,000 |
| Pasco County Florida | 14 | $ 2,422,000 | $ 173,000 | $ 108,000 |
| Montgomery County Maryland | 14 | $ 4,739,000 | $ 338,000 | $ 78,000 |
| Barnstable County Massachusetts | 14 | $ 3,852,000 | $ 275,000 | $ 79,000 |
| Somerset County New Jersey | 13 | $ 4,559,000 | $ 350,000 | $ 184,000 |
| Los Angeles County California | 12 | $ 4,873,000 | $ 406,000 | $ 104,000 |
| Fairfield County Connecticut | 12 | $ 3,924,000 | $ 327,000 | $ 118,000 |
| Flagler County Florida | 12 | $ 2,615,000 | $ 217,000 | $ 102,000 |
| Wakulla County Florida | 12 | $ 2,262,000 | $ 188,000 | $ 67,000 |
| Levy County Florida | 10 | $ 1,274,000 | $ 127,000 | $ 71,000 |
| Dutchess County New York | 10 | $ 2,737,000 | $ 273,000 | $ 88,000 |
| Spotsylvania County Virginia | 10 | $ 2,496,000 | $ 249,000 | $ 44,000 |
| Hartford County Connecticut | 9 | $ 1,407,000 | $ 156,000 | $ 76,000 |
| Norfolk County Massachusetts | 9 | $ 3,257,000 | $ 361,000 | $ 108,000 |
| Burlington County New Jersey | 9 | $ 2,535,000 | $ 281,000 | $ 128,000 |
| Hudson County New Jersey | 9 | $ 3,009,000 | $ 334,000 | $ 106,000 |
| Mercer County New Jersey | 9 | $ 2,730,000 | $ 303,000 | $ 125,000 |
| Putnam County New York | 9 | $ 2,248,000 | $ 249,000 | $ 118,000 |
| Leon County Florida | 8 | $ 1,270,000 | $ 158,000 | $ 75,000 |
| Fulton County Georgia | 8 | $ 1,665,000 | $ 208,000 | $ 54,000 |
| Bristol County Massachusetts | 8 | $ 1,717,000 | $ 214,000 | $ 72,000 |
| Passaic County New Jersey | 8 | $ 1,906,000 | $ 238,000 | $ 74,000 |
| Spartanburg County South Carolina | 8 | $ 1,367,000 | $ 170,000 | $ 60,000 |
| Harris County Texas | 8 | $ 1,175,000 | $ 146,000 | $ 49,000 |
| Chesterfield County Virginia | 8 | $ 1,163,000 | $ 145,000 | $ 52,000 |
| Contra Costa County California | 7 | $ 2,804,000 | $ 400,000 | $ 112,000 |
| Collier County Florida | 7 | $ 1,556,000 | $ 222,000 | $ 68,000 |
| Cobb County Georgia | 7 | $ 2,014,000 | $ 287,000 | $ 146,000 |
| Monroe County Pennsylvania | 7 | $ 1,412,000 | $ 201,000 | $ 67,000 |
| Kent County Rhode Island | 7 | $ 1,334,000 | $ 190,000 | $ 51,000 |
| Edgefield County South Carolina | 7 | $ 1,265,000 | $ 180,000 | $ 89,000 |
| Hernando County Florida | 6 | $ 477,000 | $ 79,000 | $ 48,000 |
| Martin County Florida | 6 | $ 795,000 | $ 132,000 | $ 50,000 |
| DeKalb County Georgia | 6 | $ 1,245,000 | $ 207,000 | $ 82,000 |
| Suffolk County Massachusetts | 6 | $ 2,364,000 | $ 394,000 | $ 215,000 |
| Camden County New Jersey | 6 | $ 978,000 | $ 163,000 | $ 62,000 |
| Saratoga County New York | 6 | $ 1,362,000 | $ 227,000 | $ 126,000 |
| Riverside County California | 5 | $ 1,384,000 | $ 276,000 | $ 39,000 |
| Santa Clara County California | 5 | $ 2,458,000 | $ 491,000 | $ 107,000 |
| Indian River County Florida | 5 | $ 787,000 | $ 157,000 | $ 72,000 |
| Manatee County Florida | 5 | $ 963,000 | $ 192,000 | $ 273,000 |
| Union County Florida | 5 | $ 850,000 | $ 170,000 | $ 97,000 |
| Howard County Maryland | 5 | $ 1,099,000 | $ 219,000 | $ 21,000 |
| Middlesex County Massachusetts | 5 | $ 1,706,000 | $ 341,000 | $ 134,000 |
| Warren County New Jersey | 5 | $ 1,273,000 | $ 254,000 | $ 58,000 |
| Albany County New York | 5 | $ 696,000 | $ 139,000 | $ 79,000 |
| Colleton County South Carolina | 5 | $ 731,000 | $ 146,000 | $ 50,000 |
| Horry County South Carolina | 5 | $ 632,000 | $ 126,000 | $ 67,000 |
| Stafford County Virginia | 5 | $ 1,247,000 | $ 249,000 | $ 33,000 |
| New Haven County Connecticut | 4 | $ 708,000 | $ 177,000 | $ 109,000 |
| Franklin County Florida | 4 | $ 554,000 | $ 138,000 | $ 46,000 |
| Santa Rosa County Florida | 4 | $ 567,000 | $ 141,000 | $ 57,000 |
| Sarasota County Florida | 4 | $ 751,000 | $ 187,000 | $ 62,000 |
| Cherokee County Georgia | 4 | $ 648,000 | $ 162,000 | $ 45,000 |
| Gwinnett County Georgia | 4 | $ 649,000 | $ 162,000 | $ 113,000 |
| DuPage County Illinois | 4 | $ 812,000 | $ 203,000 | $ 71,000 |
| Hunterdon County New Jersey | 4 | $ 1,446,000 | $ 361,000 | $ 130,000 |
| Mecklenburg County North Carolina | 4 | $ 935,000 | $ 233,000 | $ 97,000 |
| Greenville County South Carolina | 4 | $ 712,000 | $ 178,000 | $ 57,000 |
| Saluda County South Carolina | 4 | $ 408,000 | $ 102,000 | $ 42,000 |
| Fort Bend County Texas | 4 | $ 630,000 | $ 157,000 | $ 57,000 |
| Manassas County Virginia | 4 | $ 845,000 | $ 211,000 | $ 55,000 |
| Alameda County California | 3 | $ 1,172,000 | $ 390,000 | $ 122,000 |
| Mendocino County California | 3 | $ 675,000 | $ 225,000 | $ 0 |
| Orange County California | 3 | $ 753,000 | $ 251,000 | $ 106,000 |
| Placer County California | 3 | $ 813,000 | $ 271,000 | $ 65,000 |
| San Joaquin County California | 3 | $ 895,000 | $ 298,000 | $ 43,000 |
| Ventura County California | 3 | $ 1,091,000 | $ 363,000 | $ 111,000 |
| Yolo County California | 3 | $ 1,193,000 | $ 397,000 | $ 128,000 |
| Charlotte County Florida | 3 | $ 369,000 | $ 123,000 | $ 78,000 |
| Columbia County Florida | 3 | $ 328,000 | $ 109,000 | $ 62,000 |
| Gilchrist County Florida | 3 | $ 339,000 | $ 113,000 | $ 42,000 |
| Nassau County Florida | 3 | $ 546,000 | $ 182,000 | $ 70,000 |
| Putnam County Florida | 3 | $ 375,000 | $ 125,000 | $ 109,000 |
| Sumter County Florida | 3 | $ 689,000 | $ 229,000 | $ 47,000 |
| Lake County Illinois | 3 | $ 927,000 | $ 309,000 | $ 96,000 |
| McHenry County Illinois | 3 | $ 421,000 | $ 140,000 | $ 55,000 |
| Charles County Maryland | 3 | $ 1,213,000 | $ 404,000 | $ 86,000 |
| Atlantic County New Jersey | 3 | $ 750,000 | $ 250,000 | $ 173,000 |
| Cape May County New Jersey | 3 | $ 873,000 | $ 291,000 | $ 31,000 |
| Montgomery County New York | 3 | $ 383,000 | $ 127,000 | $ 50,000 |
| Rensselaer County New York | 3 | $ 685,000 | $ 228,000 | $ 168,000 |
| Bucks County Pennsylvania | 3 | $ 636,000 | $ 212,000 | $ 111,000 |
| Richland County South Carolina | 3 | $ 521,000 | $ 173,000 | $ 81,000 |
| Alexandria County Virginia | 3 | $ 912,000 | $ 304,000 | $ 66,000 |
| Henrico County Virginia | 3 | $ 327,000 | $ 109,000 | $ 125,000 |
| Santa Barbara County California | 2 | $ 936,000 | $ 468,000 | $ 0 |
| Tolland County Connecticut | 2 | $ 325,000 | $ 162,000 | $ 188,000 |
| Citrus County Florida | 2 | $ 620,000 | $ 310,000 | $ 181,000 |
| Escambia County Florida | 2 | $ 388,000 | $ 194,000 | $ 147,000 |
| Gadsden County Florida | 2 | $ 211,000 | $ 105,000 | $ 28,000 |
| Camden County Georgia | 2 | $ 656,000 | $ 328,000 | $ 126,000 |
| Douglas County Georgia | 2 | $ 561,000 | $ 280,000 | $ 72,000 |
| Fayette County Georgia | 2 | $ 1,084,000 | $ 542,000 | $ 247,000 |
| Forsyth County Georgia | 2 | $ 335,000 | $ 167,000 | $ 88,000 |
| Hall County Georgia | 2 | $ 458,000 | $ 229,000 | $ 73,000 |
| Essex County Massachusetts | 2 | $ 725,000 | $ 362,000 | $ 33,000 |
| Worcester County Massachusetts | 2 | $ 530,000 | $ 265,000 | $ 135,000 |
| New York County New York | 2 | $ 1,035,000 | $ 517,000 | $ 160,000 |
| Schenectady County New York | 2 | $ 368,000 | $ 184,000 | $ 81,000 |
| Ulster County New York | 2 | $ 273,000 | $ 136,000 | $ 53,000 |
| Buncombe County North Carolina | 2 | $ 627,000 | $ 313,000 | $ 0 |
| Lehigh County Pennsylvania | 2 | $ 416,000 | $ 208,000 | $ 90,000 |
| Montgomery County Pennsylvania | 2 | $ 644,000 | $ 322,000 | $ 145,000 |
| Philadelphia County Pennsylvania | 2 | $ 581,000 | $ 290,000 | $ 90,000 |
| Barnwell County South Carolina | 2 | $ 172,000 | $ 86,000 | $ 38,000 |
| Pickens County South Carolina | 2 | $ 372,000 | $ 186,000 | $ 60,000 |
| Arlington County Virginia | 2 | $ 790,000 | $ 395,000 | $ 67,000 |
| Caroline County Virginia | 2 | $ 452,000 | $ 226,000 | $ 51,000 |
| Fredericksburg County Virginia | 2 | $ 841,000 | $ 420,000 | $ 107,000 |
| Lee County Alabama | 1 | $ 344,000 | $ 344,000 | $ 90,000 |
| El Dorado County California | 1 | $ 417,000 | $ 417,000 | $ 103,000 |
| Kern County California | 1 | $ 215,000 | $ 215,000 | $ 73,000 |
| Kings County California | 1 | $ 229,000 | $ 229,000 | $ 44,000 |
| San Mateo County California | 1 | $ 563,000 | $ 563,000 | $ 156,000 |
| Solano County California | 1 | $ 398,000 | $ 398,000 | $ 224,000 |
| Sonoma County California | 1 | $ 1,030,000 | $ 1,030,000 | $ 318,000 |
| Stanislaus County California | 1 | $ 186,000 | $ 186,000 | $ 61,000 |
| Tulare County California | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Tuolumne County California | 1 | $ 267,000 | $ 267,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 537,000 | $ 537,000 | $ 0 |
| Middlesex County Connecticut | 1 | $ 200,000 | $ 200,000 | $ 105,000 |
| New London County Connecticut | 1 | $ 195,000 | $ 195,000 | $ 172,000 |
| Windham County Connecticut | 1 | $ 173,000 | $ 173,000 | $ 52,000 |
| Baker County Florida | 1 | $ 116,000 | $ 116,000 | $ 34,000 |
| Bay County Florida | 1 | $ 186,000 | $ 186,000 | $ 71,000 |
| Bradford County Florida | 1 | $ 148,000 | $ 148,000 | $ 80,000 |
| Glades County Florida | 1 | $ 338,000 | $ 338,000 | $ 172,000 |
| Jefferson County Florida | 1 | $ 120,000 | $ 120,000 | $ 26,000 |
| Monroe County Florida | 1 | $ 361,000 | $ 361,000 | $ 100,000 |
| Okaloosa County Florida | 1 | $ 355,000 | $ 355,000 | $ 246,000 |
| Okeechobee County Florida | 1 | $ 133,000 | $ 133,000 | $ 86,000 |
| Walton County Florida | 1 | $ 169,000 | $ 169,000 | $ 90,000 |
| Baldwin County Georgia | 1 | $ 150,000 | $ 150,000 | $ 170,000 |
| Catoosa County Georgia | 1 | $ 83,000 | $ 83,000 | $ 66,000 |
| Clayton County Georgia | 1 | $ 290,000 | $ 290,000 | $ 0 |
| Columbia County Georgia | 1 | $ 108,000 | $ 108,000 | $ 239,000 |
| Henry County Georgia | 1 | $ 147,000 | $ 147,000 | $ 74,000 |
| Newton County Georgia | 1 | $ 98,000 | $ 98,000 | $ 37,000 |
| Oconee County Georgia | 1 | $ 186,000 | $ 186,000 | $ 37,000 |
| Macoupin County Illinois | 1 | $ 129,000 | $ 129,000 | $ 87,000 |
| Anne Arundel County Maryland | 1 | $ 405,000 | $ 405,000 | $ 100,000 |
| Baltimore County Maryland | 1 | $ 200,000 | $ 200,000 | $ 108,000 |
| Carroll County Maryland | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Frederick County Maryland | 1 | $ 180,000 | $ 180,000 | $ 42,000 |
| Queen Anne's County Maryland | 1 | $ 193,000 | $ 193,000 | $ 498,000 |
| St. Mary's County Maryland | 1 | $ 260,000 | $ 260,000 | $ 25,000 |
| Franklin County Massachusetts | 1 | $ 152,000 | $ 152,000 | $ 64,000 |
| Hampden County Massachusetts | 1 | $ 63,000 | $ 63,000 | $ 63,000 |
| Hampshire County Massachusetts | 1 | $ 381,000 | $ 381,000 | $ 145,000 |
| Hillsborough County New Hampshire | 1 | $ 296,000 | $ 296,000 | $ 114,000 |
| Rockingham County New Hampshire | 1 | $ 167,000 | $ 167,000 | $ 181,000 |
| Gloucester County New Jersey | 1 | $ 367,000 | $ 367,000 | $ 179,000 |
| Broome County New York | 1 | $ 184,000 | $ 184,000 | $ 133,000 |
| Columbia County New York | 1 | $ 151,000 | $ 151,000 | $ 150,000 |
| Delaware County New York | 1 | $ 118,000 | $ 118,000 | $ 74,000 |
| Greene County New York | 1 | $ 113,000 | $ 113,000 | $ 156,000 |
| Oneida County New York | 1 | $ 94,000 | $ 94,000 | $ 101,000 |
| Otsego County New York | 1 | $ 124,000 | $ 124,000 | $ 43,000 |
| Sullivan County New York | 1 | $ 57,000 | $ 57,000 | $ 65,000 |
| Warren County New York | 1 | $ 140,000 | $ 140,000 | $ 160,000 |
| Brunswick County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 75,000 |
| Iredell County North Carolina | 1 | $ 186,000 | $ 186,000 | $ 57,000 |
| Rowan County North Carolina | 1 | $ 158,000 | $ 158,000 | $ 57,000 |
| Allegheny County Pennsylvania | 1 | $ 217,000 | $ 217,000 | $ 151,000 |
| Chester County Pennsylvania | 1 | $ 249,000 | $ 249,000 | $ 134,000 |
| Lackawanna County Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 67,000 |
| Wayne County Pennsylvania | 1 | $ 68,000 | $ 68,000 | $ 46,000 |
| York County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 57,000 |
| Washington County Rhode Island | 1 | $ 168,000 | $ 168,000 | $ 81,000 |
| Anderson County South Carolina | 1 | $ 240,000 | $ 240,000 | $ 58,000 |
| Bamberg County South Carolina | 1 | $ 78,000 | $ 78,000 | $ 46,000 |
| Beaufort County South Carolina | 1 | $ 357,000 | $ 357,000 | $ 179,000 |
| Darlington County South Carolina | 1 | $ 132,000 | $ 132,000 | $ 38,000 |
| Florence County South Carolina | 1 | $ 130,000 | $ 130,000 | $ 69,000 |
| Georgetown County South Carolina | 1 | $ 137,000 | $ 137,000 | $ 57,000 |
| Greenwood County South Carolina | 1 | $ 220,000 | $ 220,000 | $ 59,000 |
| Laurens County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 27,000 |
| Lexington County South Carolina | 1 | $ 144,000 | $ 144,000 | $ 52,000 |
| McCormick County South Carolina | 1 | $ 71,000 | $ 71,000 | $ 54,000 |
| Orangeburg County South Carolina | 1 | $ 336,000 | $ 336,000 | $ 101,000 |
| Montgomery County Texas | 1 | $ 518,000 | $ 518,000 | $ 0 |
| Albemarle County Virginia | 1 | $ 123,000 | $ 123,000 | $ 51,000 |
| Culpeper County Virginia | 1 | $ 305,000 | $ 305,000 | $ 100,000 |
| Hanover County Virginia | 1 | $ 296,000 | $ 296,000 | $ 69,000 |
| Manassas Park County Virginia | 1 | $ 311,000 | $ 311,000 | $ 63,000 |
| Orange County Virginia | 1 | $ 259,000 | $ 259,000 | $ 90,000 |
| Page County Virginia | 1 | $ 136,000 | $ 136,000 | $ 72,000 |
| Petersburg County Virginia | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Powhatan County Virginia | 1 | $ 289,000 | $ 289,000 | $ 113,000 |
| Virginia Beach County Virginia | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Warren County Virginia | 1 | $ 238,000 | $ 238,000 | $ 49,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,342 | $740,726,000 | $221,000 | $968,000 | $84,000 | $1,050,000 |
| Refinancing | 1,131 | $317,485,000 | $280,000 | $1,191,000 | $95,000 | $897,000 |
| Home Improvement | 42 | $10,384,000 | $247,000 | $967,000 | $101,000 | $354,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,663 | $619,958,000 | $232,000 | $1,191,000 | $94,000 | $1,050,000 |
| Hispanic | 798 | $178,380,000 | $223,000 | $777,000 | $70,000 | $621,000 |
| Black or African American | 465 | $104,663,000 | $225,000 | $815,000 | $65,000 | $302,000 |
| Asian | 375 | $104,992,000 | $279,000 | $800,000 | $90,000 | $716,000 |
| Not Provided | 191 | $54,541,000 | $285,000 | $763,000 | $104,000 | $500,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $3,400,000 | $261,000 | $432,000 | $56,000 | $135,000 |
| American Indian or Alaskan Native | 10 | $2,661,000 | $266,000 | $736,000 | $95,000 | $162,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,386 | $594,170,000 | $249,000 | $968,000 | $108,000 | $1,050,000 |
| FHA-insured (Federal Housing Administration) | 1,761 | $388,803,000 | $220,000 | $815,000 | $62,000 | $616,000 |
| VA-guaranteed (Veterans Administration) | 299 | $75,551,000 | $252,000 | $1,191,000 | $72,000 | $318,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 69 | $10,071,000 | $145,000 | $257,000 | $50,000 | $99,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,045 | $701,206,000 | $230,000 | $1,191,000 | $85,000 | $897,000 |
| Application Denied By Financial Institution | 778 | $214,467,000 | $275,000 | $968,000 | $93,000 | $1,050,000 |
| Application Withdrawn By Applicant | 434 | $88,888,000 | $204,000 | $757,000 | $84,000 | $716,000 |
| Application Approved But Not Accepted | 258 | $64,034,000 | $248,000 | $754,000 | $90,000 | $564,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Resmac, Inc.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Resmac, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.