Resource Financial Services
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Resource Financial Services 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Resource Financial Services 2717 Devine Street Columbia, SC 29205 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 2,356 |
| Total Mortgage Loan Application Amount | $496,425,000 |
| Average Mortgage Loan Application Amount | $203,500 |
| Highest Mortgage Loan Application Amount | $953,000 |
| Average Applicant Income | $99,500 |
| Highest Applicant Income | $1,320,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Resource Financial Services. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Resource Financial Services's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Resource Financial Services's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Resource Financial Services serves its applicants.
Each category highlights the total number of mortgage applications processed by Resource Financial Services, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Resource Financial Services's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wake County North Carolina | 434 | $ 103,504,000 | $ 238,000 | $ 128,000 |
| Richland County South Carolina | 247 | $ 51,624,000 | $ 209,000 | $ 112,000 |
| Charleston County South Carolina | 186 | $ 43,233,000 | $ 232,000 | $ 105,000 |
| New Hanover County North Carolina | 149 | $ 28,632,000 | $ 192,000 | $ 86,000 |
| Lexington County South Carolina | 149 | $ 25,715,000 | $ 172,000 | $ 75,000 |
| Berkeley County South Carolina | 67 | $ 12,001,000 | $ 179,000 | $ 78,000 |
| Dorchester County South Carolina | 65 | $ 10,810,000 | $ 166,000 | $ 84,000 |
| Orange County North Carolina | 64 | $ 16,192,000 | $ 253,000 | $ 151,000 |
| Mecklenburg County North Carolina | 56 | $ 10,785,000 | $ 192,000 | $ 113,000 |
| Brunswick County North Carolina | 38 | $ 8,111,000 | $ 213,000 | $ 124,000 |
| Greenville County South Carolina | 37 | $ 7,759,000 | $ 209,000 | $ 94,000 |
| Cumberland County North Carolina | 36 | $ 5,299,000 | $ 147,000 | $ 63,000 |
| Durham County North Carolina | 32 | $ 5,874,000 | $ 183,000 | $ 86,000 |
| Sumter County South Carolina | 32 | $ 5,988,000 | $ 187,000 | $ 81,000 |
| Guilford County North Carolina | 26 | $ 6,129,000 | $ 235,000 | $ 108,000 |
| York County South Carolina | 25 | $ 6,151,000 | $ 246,000 | $ 137,000 |
| Cobb County Georgia | 20 | $ 3,539,000 | $ 176,000 | $ 97,000 |
| Horry County South Carolina | 18 | $ 3,437,000 | $ 190,000 | $ 120,000 |
| Carteret County North Carolina | 17 | $ 3,538,000 | $ 208,000 | $ 175,000 |
| Fulton County Georgia | 15 | $ 2,918,000 | $ 194,000 | $ 109,000 |
| Union County North Carolina | 14 | $ 2,601,000 | $ 185,000 | $ 72,000 |
| Kershaw County South Carolina | 13 | $ 2,155,000 | $ 165,000 | $ 82,000 |
| Davidson County North Carolina | 11 | $ 2,104,000 | $ 191,000 | $ 84,000 |
| Beaufort County South Carolina | 11 | $ 2,862,000 | $ 260,000 | $ 127,000 |
| Johnston County North Carolina | 10 | $ 2,053,000 | $ 205,000 | $ 87,000 |
| Harnett County North Carolina | 9 | $ 916,000 | $ 101,000 | $ 62,000 |
| DeKalb County Georgia | 8 | $ 2,467,000 | $ 308,000 | $ 163,000 |
| Chatham County Georgia | 7 | $ 1,366,000 | $ 195,000 | $ 76,000 |
| Cabarrus County North Carolina | 7 | $ 1,147,000 | $ 163,000 | $ 71,000 |
| Henderson County North Carolina | 7 | $ 1,598,000 | $ 228,000 | $ 76,000 |
| Moore County North Carolina | 7 | $ 1,169,000 | $ 167,000 | $ 103,000 |
| Pender County North Carolina | 7 | $ 1,203,000 | $ 171,000 | $ 78,000 |
| Buncombe County North Carolina | 6 | $ 849,000 | $ 141,000 | $ 83,000 |
| Chatham County North Carolina | 6 | $ 1,852,000 | $ 308,000 | $ 104,000 |
| Craven County North Carolina | 6 | $ 1,380,000 | $ 230,000 | $ 63,000 |
| Iredell County North Carolina | 6 | $ 1,995,000 | $ 332,000 | $ 146,000 |
| Lincoln County North Carolina | 6 | $ 1,352,000 | $ 225,000 | $ 113,000 |
| Pitt County North Carolina | 6 | $ 1,492,000 | $ 248,000 | $ 141,000 |
| Aiken County South Carolina | 6 | $ 1,520,000 | $ 253,000 | $ 125,000 |
| Newberry County South Carolina | 6 | $ 1,168,000 | $ 194,000 | $ 83,000 |
| Cherokee County Georgia | 5 | $ 1,101,000 | $ 220,000 | $ 92,000 |
| Gwinnett County Georgia | 5 | $ 1,165,000 | $ 233,000 | $ 119,000 |
| Gaston County North Carolina | 5 | $ 830,000 | $ 166,000 | $ 64,000 |
| Onslow County North Carolina | 5 | $ 643,000 | $ 128,000 | $ 68,000 |
| Randolph County North Carolina | 5 | $ 951,000 | $ 190,000 | $ 84,000 |
| Prince William County Virginia | 5 | $ 1,293,000 | $ 258,000 | $ 159,000 |
| Forsyth County Georgia | 4 | $ 752,000 | $ 188,000 | $ 105,000 |
| Burke County North Carolina | 4 | $ 506,000 | $ 126,000 | $ 128,000 |
| Columbus County North Carolina | 4 | $ 486,000 | $ 121,000 | $ 32,000 |
| Dare County North Carolina | 4 | $ 1,189,000 | $ 297,000 | $ 133,000 |
| Granville County North Carolina | 4 | $ 1,141,000 | $ 285,000 | $ 115,000 |
| Haywood County North Carolina | 4 | $ 869,000 | $ 217,000 | $ 102,000 |
| Nash County North Carolina | 4 | $ 563,000 | $ 140,000 | $ 64,000 |
| Rowan County North Carolina | 4 | $ 826,000 | $ 206,000 | $ 115,000 |
| Watauga County North Carolina | 4 | $ 792,000 | $ 198,000 | $ 102,000 |
| Wayne County North Carolina | 4 | $ 676,000 | $ 169,000 | $ 92,000 |
| Florence County South Carolina | 4 | $ 761,000 | $ 190,000 | $ 74,000 |
| Orangeburg County South Carolina | 4 | $ 682,000 | $ 170,000 | $ 119,000 |
| Spartanburg County South Carolina | 4 | $ 833,000 | $ 208,000 | $ 77,000 |
| Alamance County North Carolina | 3 | $ 390,000 | $ 130,000 | $ 85,000 |
| Currituck County North Carolina | 3 | $ 1,039,000 | $ 346,000 | $ 224,000 |
| Forsyth County North Carolina | 3 | $ 560,000 | $ 186,000 | $ 134,000 |
| Pamlico County North Carolina | 3 | $ 791,000 | $ 263,000 | $ 104,000 |
| Warren County North Carolina | 3 | $ 697,000 | $ 232,000 | $ 349,000 |
| Anderson County South Carolina | 3 | $ 611,000 | $ 203,000 | $ 57,000 |
| Fairfield County South Carolina | 3 | $ 657,000 | $ 219,000 | $ 116,000 |
| Georgetown County South Carolina | 3 | $ 1,088,000 | $ 362,000 | $ 136,000 |
| Oconee County South Carolina | 3 | $ 555,000 | $ 185,000 | $ 78,000 |
| Pickens County South Carolina | 3 | $ 270,000 | $ 90,000 | $ 45,000 |
| Fairfax County Virginia | 3 | $ 1,378,000 | $ 459,000 | $ 124,000 |
| Spotsylvania County Virginia | 3 | $ 515,000 | $ 171,000 | $ 123,000 |
| Catoosa County Georgia | 2 | $ 290,000 | $ 145,000 | $ 73,000 |
| Fayette County Georgia | 2 | $ 391,000 | $ 195,000 | $ 119,000 |
| Houston County Georgia | 2 | $ 583,000 | $ 291,000 | $ 88,000 |
| Paulding County Georgia | 2 | $ 386,000 | $ 193,000 | $ 79,000 |
| Alexander County North Carolina | 2 | $ 462,000 | $ 231,000 | $ 92,000 |
| Ashe County North Carolina | 2 | $ 337,000 | $ 168,000 | $ 121,000 |
| Catawba County North Carolina | 2 | $ 331,000 | $ 165,000 | $ 41,000 |
| Franklin County North Carolina | 2 | $ 288,000 | $ 144,000 | $ 94,000 |
| Halifax County North Carolina | 2 | $ 597,000 | $ 298,000 | $ 392,000 |
| Lenoir County North Carolina | 2 | $ 255,000 | $ 127,000 | $ 96,000 |
| Macon County North Carolina | 2 | $ 372,000 | $ 186,000 | $ 90,000 |
| Person County North Carolina | 2 | $ 560,000 | $ 280,000 | $ 175,000 |
| Clarendon County South Carolina | 2 | $ 495,000 | $ 247,000 | $ 83,000 |
| Colleton County South Carolina | 2 | $ 234,000 | $ 117,000 | $ 61,000 |
| Lancaster County South Carolina | 2 | $ 233,000 | $ 116,000 | $ 56,000 |
| Saluda County South Carolina | 2 | $ 393,000 | $ 196,000 | $ 81,000 |
| Virginia Beach County Virginia | 2 | $ 380,000 | $ 190,000 | $ 61,000 |
| Barrow County Georgia | 1 | $ 148,000 | $ 148,000 | $ 85,000 |
| Clayton County Georgia | 1 | $ 57,000 | $ 57,000 | $ 69,000 |
| Effingham County Georgia | 1 | $ 186,000 | $ 186,000 | $ 55,000 |
| Emanuel County Georgia | 1 | $ 189,000 | $ 189,000 | $ 79,000 |
| Gilmer County Georgia | 1 | $ 137,000 | $ 137,000 | $ 114,000 |
| Hall County Georgia | 1 | $ 126,000 | $ 126,000 | $ 32,000 |
| Madison County Georgia | 1 | $ 274,000 | $ 274,000 | $ 276,000 |
| Muscogee County Georgia | 1 | $ 71,000 | $ 71,000 | $ 123,000 |
| Rabun County Georgia | 1 | $ 155,000 | $ 155,000 | $ 183,000 |
| Richmond County Georgia | 1 | $ 82,000 | $ 82,000 | $ 40,000 |
| Tift County Georgia | 1 | $ 207,000 | $ 207,000 | $ 103,000 |
| Towns County Georgia | 1 | $ 194,000 | $ 194,000 | $ 204,000 |
| Walton County Georgia | 1 | $ 72,000 | $ 72,000 | $ 35,000 |
| Ware County Georgia | 1 | $ 193,000 | $ 193,000 | $ 110,000 |
| Avery County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 98,000 |
| Beaufort County North Carolina | 1 | $ 149,000 | $ 149,000 | $ 52,000 |
| Caldwell County North Carolina | 1 | $ 86,000 | $ 86,000 | $ 58,000 |
| Camden County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 43,000 |
| Caswell County North Carolina | 1 | $ 152,000 | $ 152,000 | $ 97,000 |
| Clay County North Carolina | 1 | $ 193,000 | $ 193,000 | $ 100,000 |
| Cleveland County North Carolina | 1 | $ 166,000 | $ 166,000 | $ 55,000 |
| Davie County North Carolina | 1 | $ 358,000 | $ 358,000 | $ 134,000 |
| Duplin County North Carolina | 1 | $ 399,000 | $ 399,000 | $ 605,000 |
| Hoke County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 134,000 |
| Jackson County North Carolina | 1 | $ 800,000 | $ 800,000 | $ 235,000 |
| Lee County North Carolina | 1 | $ 243,000 | $ 243,000 | $ 107,000 |
| Mitchell County North Carolina | 1 | $ 184,000 | $ 184,000 | $ 85,000 |
| Northampton County North Carolina | 1 | $ 201,000 | $ 201,000 | $ 103,000 |
| Perquimans County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 29,000 |
| Polk County North Carolina | 1 | $ 347,000 | $ 347,000 | $ 58,000 |
| Robeson County North Carolina | 1 | $ 117,000 | $ 117,000 | $ 95,000 |
| Rutherford County North Carolina | 1 | $ 329,000 | $ 329,000 | $ 62,000 |
| Sampson County North Carolina | 1 | $ 158,000 | $ 158,000 | $ 58,000 |
| Scotland County North Carolina | 1 | $ 96,000 | $ 96,000 | $ 37,000 |
| Stanly County North Carolina | 1 | $ 162,000 | $ 162,000 | $ 37,000 |
| Stokes County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 119,000 |
| Transylvania County North Carolina | 1 | $ 191,000 | $ 191,000 | $ 55,000 |
| Yadkin County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 55,000 |
| Cherokee County South Carolina | 1 | $ 103,000 | $ 103,000 | $ 37,000 |
| Chester County South Carolina | 1 | $ 82,000 | $ 82,000 | $ 24,000 |
| Chesterfield County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Greenwood County South Carolina | 1 | $ 152,000 | $ 152,000 | $ 46,000 |
| Laurens County South Carolina | 1 | $ 340,000 | $ 340,000 | $ 308,000 |
| Marion County South Carolina | 1 | $ 404,000 | $ 404,000 | $ 272,000 |
| Alexandria County Virginia | 1 | $ 406,000 | $ 406,000 | $ 151,000 |
| Bedford County Virginia | 1 | $ 247,000 | $ 247,000 | $ 136,000 |
| Caroline County Virginia | 1 | $ 174,000 | $ 174,000 | $ 47,000 |
| Chesapeake County Virginia | 1 | $ 299,000 | $ 299,000 | $ 100,000 |
| Culpeper County Virginia | 1 | $ 290,000 | $ 290,000 | $ 72,000 |
| Fauquier County Virginia | 1 | $ 255,000 | $ 255,000 | $ 102,000 |
| Henrico County Virginia | 1 | $ 185,000 | $ 185,000 | $ 53,000 |
| James City County Virginia | 1 | $ 346,000 | $ 346,000 | $ 133,000 |
| Newport News County Virginia | 1 | $ 417,000 | $ 417,000 | $ 166,000 |
| Washington County Virginia | 1 | $ 208,000 | $ 208,000 | $ 47,000 |
Mortgage Loan Application Detail Totals for Resource Financial Services in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,518 | $345,380,000 | $227,000 | $953,000 | $118,000 | $1,320,000 |
| Home Purchase | 838 | $151,045,000 | $180,000 | $565,000 | $81,000 | $858,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,808 | $380,567,000 | $210,000 | $847,000 | $105,000 | $1,320,000 |
| Asian | 255 | $62,315,000 | $244,000 | $953,000 | $126,000 | $1,050,000 |
| Not Provided | 140 | $28,413,000 | $202,000 | $657,000 | $107,000 | $1,050,000 |
| Black or African American | 113 | $17,528,000 | $155,000 | $417,000 | $68,000 | $194,000 |
| Hispanic | 33 | $5,681,000 | $172,000 | $402,000 | $79,000 | $241,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,511,000 | $302,000 | $415,000 | $149,000 | $253,000 |
| American Indian or Alaskan Native | 2 | $410,000 | $205,000 | $250,000 | $71,000 | $109,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,836 | $408,407,000 | $222,000 | $953,000 | $117,000 | $1,320,000 |
| FHA-insured (Federal Housing Administration) | 255 | $39,156,000 | $153,000 | $366,000 | $63,000 | $900,000 |
| VA-guaranteed (Veterans Administration) | 148 | $31,086,000 | $210,000 | $554,000 | $84,000 | $194,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 117 | $17,776,000 | $151,000 | $426,000 | $42,000 | $108,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,592 | $343,297,000 | $215,000 | $847,000 | $110,000 | $1,298,000 |
| File Closed For Incompleteness | 252 | $52,127,000 | $206,000 | $657,000 | $97,000 | $1,320,000 |
| Application Denied By Financial Institution | 241 | $45,398,000 | $188,000 | $953,000 | $85,000 | $900,000 |
| Application Approved But Not Accepted | 239 | $50,025,000 | $209,000 | $535,000 | $103,000 | $380,000 |
| Application Withdrawn By Applicant | 32 | $5,578,000 | $174,000 | $417,000 | $99,000 | $540,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 99 | $18,917,000 | $191,000 | $417,000 | $114,000 | $900,000 |
| Debt-To-Income Ratio | 59 | $12,875,000 | $218,000 | $953,000 | $69,000 | $165,000 |
| Credit History | 56 | $8,777,000 | $156,000 | $375,000 | $59,000 | $140,000 |
| Unverifiable Information | 4 | $720,000 | $180,000 | $386,000 | $85,000 | $217,000 |
| Other | 3 | $323,000 | $107,000 | $136,000 | $38,000 | $68,000 |
| Employment History | 3 | $803,000 | $267,000 | $372,000 | $84,000 | $120,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $600,000 | $300,000 | $380,000 | $71,000 | $78,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Resource Financial Services's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Resource Financial Services's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.