Resource Financial Services, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Resource Financial Services, Inc. 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Resource Financial Services, Inc. 2717 Devine Street Columbia, SC 29205 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 1,148 |
| Total Mortgage Loan Application Amount | $227,781,000 |
| Average Mortgage Loan Application Amount | $211,000 |
| Highest Mortgage Loan Application Amount | $785,000 |
| Average Applicant Income | $105,000 |
| Highest Applicant Income | $1,332,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Resource Financial Services, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Resource Financial Services, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Resource Financial Services, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Resource Financial Services, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Resource Financial Services, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Resource Financial Services, Inc.'s mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Richland County South Carolina | 165 | $ 39,704,000 | $ 240,000 | $ 110,000 |
| Wake County North Carolina | 121 | $ 33,280,000 | $ 275,000 | $ 147,000 |
| Lexington County South Carolina | 85 | $ 16,663,000 | $ 196,000 | $ 93,000 |
| Cabarrus County North Carolina | 79 | $ 13,954,000 | $ 176,000 | $ 66,000 |
| Florence County South Carolina | 71 | $ 11,141,000 | $ 156,000 | $ 61,000 |
| Sumter County South Carolina | 56 | $ 6,981,000 | $ 124,000 | $ 56,000 |
| Greenville County South Carolina | 41 | $ 6,404,000 | $ 156,000 | $ 63,000 |
| New Hanover County North Carolina | 37 | $ 8,782,000 | $ 237,000 | $ 122,000 |
| Mecklenburg County North Carolina | 34 | $ 6,323,000 | $ 185,000 | $ 93,000 |
| Clarendon County South Carolina | 27 | $ 3,128,000 | $ 115,000 | $ 55,000 |
| Durham County North Carolina | 26 | $ 5,103,000 | $ 196,000 | $ 87,000 |
| Spartanburg County South Carolina | 26 | $ 3,824,000 | $ 147,000 | $ 71,000 |
| Rowan County North Carolina | 20 | $ 2,933,000 | $ 146,000 | $ 53,000 |
| Onslow County North Carolina | 18 | $ 2,882,000 | $ 160,000 | $ 64,000 |
| Brunswick County North Carolina | 16 | $ 3,724,000 | $ 232,000 | $ 109,000 |
| Charleston County South Carolina | 15 | $ 3,950,000 | $ 263,000 | $ 151,000 |
| Union County North Carolina | 13 | $ 2,580,000 | $ 198,000 | $ 63,000 |
| Johnston County North Carolina | 12 | $ 2,355,000 | $ 196,000 | $ 87,000 |
| Pamlico County North Carolina | 11 | $ 1,890,000 | $ 171,000 | $ 73,000 |
| Duval County Florida | 10 | $ 1,686,000 | $ 168,000 | $ 54,000 |
| Darlington County South Carolina | 10 | $ 1,414,000 | $ 141,000 | $ 60,000 |
| St. Johns County Florida | 9 | $ 2,166,000 | $ 240,000 | $ 90,000 |
| Craven County North Carolina | 9 | $ 1,389,000 | $ 154,000 | $ 53,000 |
| Lee County North Carolina | 9 | $ 1,606,000 | $ 178,000 | $ 75,000 |
| Orange County North Carolina | 9 | $ 2,658,000 | $ 295,000 | $ 178,000 |
| Stanly County North Carolina | 9 | $ 1,517,000 | $ 168,000 | $ 64,000 |
| Horry County South Carolina | 9 | $ 1,410,000 | $ 156,000 | $ 100,000 |
| Davidson County North Carolina | 8 | $ 1,442,000 | $ 180,000 | $ 97,000 |
| Guilford County North Carolina | 8 | $ 1,979,000 | $ 247,000 | $ 112,000 |
| Pender County North Carolina | 8 | $ 1,959,000 | $ 244,000 | $ 119,000 |
| Chesterfield County South Carolina | 8 | $ 1,128,000 | $ 141,000 | $ 193,000 |
| Orangeburg County South Carolina | 8 | $ 1,065,000 | $ 133,000 | $ 57,000 |
| Harnett County North Carolina | 7 | $ 1,379,000 | $ 197,000 | $ 75,000 |
| Williamsburg County South Carolina | 7 | $ 826,000 | $ 118,000 | $ 62,000 |
| Anderson County South Carolina | 6 | $ 1,296,000 | $ 216,000 | $ 81,000 |
| Beaufort County South Carolina | 6 | $ 1,798,000 | $ 299,000 | $ 91,000 |
| Kershaw County South Carolina | 6 | $ 1,445,000 | $ 240,000 | $ 90,000 |
| York County South Carolina | 6 | $ 1,448,000 | $ 241,000 | $ 116,000 |
| Duplin County North Carolina | 4 | $ 554,000 | $ 138,000 | $ 48,000 |
| Lincoln County North Carolina | 4 | $ 960,000 | $ 240,000 | $ 149,000 |
| Berkeley County South Carolina | 4 | $ 606,000 | $ 151,000 | $ 80,000 |
| Cherokee County South Carolina | 4 | $ 612,000 | $ 153,000 | $ 56,000 |
| Dorchester County South Carolina | 4 | $ 545,000 | $ 136,000 | $ 45,000 |
| Lee County South Carolina | 4 | $ 473,000 | $ 118,000 | $ 38,000 |
| Osceola County Florida | 3 | $ 538,000 | $ 179,000 | $ 63,000 |
| Fulton County Georgia | 3 | $ 414,000 | $ 138,000 | $ 91,000 |
| Alamance County North Carolina | 3 | $ 478,000 | $ 159,000 | $ 77,000 |
| Carteret County North Carolina | 3 | $ 772,000 | $ 257,000 | $ 158,000 |
| Forsyth County North Carolina | 3 | $ 419,000 | $ 139,000 | $ 31,000 |
| Randolph County North Carolina | 3 | $ 460,000 | $ 153,000 | $ 67,000 |
| Wayne County North Carolina | 3 | $ 426,000 | $ 142,000 | $ 88,000 |
| Fairfield County South Carolina | 3 | $ 477,000 | $ 159,000 | $ 43,000 |
| Georgetown County South Carolina | 3 | $ 399,000 | $ 133,000 | $ 67,000 |
| Dawson County Georgia | 2 | $ 273,000 | $ 136,000 | $ 52,000 |
| Alexander County North Carolina | 2 | $ 296,000 | $ 148,000 | $ 55,000 |
| Chatham County North Carolina | 2 | $ 409,000 | $ 204,000 | $ 75,000 |
| Franklin County North Carolina | 2 | $ 267,000 | $ 133,000 | $ 142,000 |
| Gaston County North Carolina | 2 | $ 291,000 | $ 145,000 | $ 49,000 |
| Jackson County North Carolina | 2 | $ 602,000 | $ 301,000 | $ 378,000 |
| Moore County North Carolina | 2 | $ 309,000 | $ 154,000 | $ 329,000 |
| Aiken County South Carolina | 2 | $ 273,000 | $ 136,000 | $ 59,000 |
| Calhoun County South Carolina | 2 | $ 306,000 | $ 153,000 | $ 38,000 |
| Jasper County South Carolina | 2 | $ 445,000 | $ 222,000 | $ 97,000 |
| Lancaster County South Carolina | 2 | $ 495,000 | $ 247,000 | $ 80,000 |
| Marion County South Carolina | 2 | $ 256,000 | $ 128,000 | $ 60,000 |
| Marlboro County South Carolina | 2 | $ 153,000 | $ 76,000 | $ 28,000 |
| Oconee County South Carolina | 2 | $ 656,000 | $ 328,000 | $ 140,000 |
| Pickens County South Carolina | 2 | $ 279,000 | $ 139,000 | $ 50,000 |
| Ventura County California | 1 | $ 785,000 | $ 785,000 | $ 177,000 |
| Lake County Florida | 1 | $ 265,000 | $ 265,000 | $ 90,000 |
| Marion County Florida | 1 | $ 60,000 | $ 60,000 | $ 50,000 |
| Cobb County Georgia | 1 | $ 262,000 | $ 262,000 | $ 77,000 |
| Columbia County Georgia | 1 | $ 375,000 | $ 375,000 | $ 158,000 |
| Glynn County Georgia | 1 | $ 284,000 | $ 284,000 | $ 171,000 |
| Avery County North Carolina | 1 | $ 40,000 | $ 40,000 | $ 101,000 |
| Cleveland County North Carolina | 1 | $ 71,000 | $ 71,000 | $ 76,000 |
| Cumberland County North Carolina | 1 | $ 319,000 | $ 319,000 | $ 90,000 |
| Gates County North Carolina | 1 | $ 402,000 | $ 402,000 | $ 107,000 |
| Granville County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 124,000 |
| Henderson County North Carolina | 1 | $ 190,000 | $ 190,000 | $ 56,000 |
| Iredell County North Carolina | 1 | $ 87,000 | $ 87,000 | $ 199,000 |
| Lenoir County North Carolina | 1 | $ 97,000 | $ 97,000 | $ 448,000 |
| Montgomery County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 116,000 |
| Person County North Carolina | 1 | $ 203,000 | $ 203,000 | $ 89,000 |
| Richmond County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 28,000 |
| Robeson County North Carolina | 1 | $ 98,000 | $ 98,000 | $ 53,000 |
| Rockingham County North Carolina | 1 | $ 162,000 | $ 162,000 | $ 67,000 |
| Transylvania County North Carolina | 1 | $ 178,000 | $ 178,000 | $ 65,000 |
| Watauga County North Carolina | 1 | $ 128,000 | $ 128,000 | $ 55,000 |
| Dillon County South Carolina | 1 | $ 73,000 | $ 73,000 | $ 48,000 |
| Greenwood County South Carolina | 1 | $ 144,000 | $ 144,000 | $ 52,000 |
| Saluda County South Carolina | 1 | $ 328,000 | $ 328,000 | $ 51,000 |
| Albemarle County Virginia | 1 | $ 390,000 | $ 390,000 | $ 115,000 |
| Greensville County Virginia | 1 | $ 221,000 | $ 221,000 | $ 95,000 |
| Martinsville County Virginia | 1 | $ 76,000 | $ 76,000 | $ 19,000 |
| Virginia Beach County Virginia | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
Mortgage Loan Application Detail Totals for Resource Financial Services, Inc. in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 943 | $182,673,000 | $193,000 | $785,000 | $90,000 | $1,332,000 |
| Home Improvement | 105 | $21,985,000 | $209,000 | $645,000 | $103,000 | $543,000 |
| Refinancing | 100 | $23,123,000 | $231,000 | $496,000 | $122,000 | $600,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 820 | $165,808,000 | $202,000 | $785,000 | $98,000 | $1,060,000 |
| Black or African American | 152 | $24,488,000 | $161,000 | $552,000 | $56,000 | $261,000 |
| Not Provided | 73 | $13,851,000 | $189,000 | $530,000 | $81,000 | $502,000 |
| Asian | 71 | $18,314,000 | $257,000 | $644,000 | $140,000 | $1,332,000 |
| Hispanic | 26 | $4,189,000 | $161,000 | $424,000 | $85,000 | $424,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $509,000 | $169,000 | $305,000 | $48,000 | $65,000 |
| American Indian or Alaskan Native | 2 | $363,000 | $181,000 | $230,000 | $43,000 | $55,000 |
| Not applicable | 1 | $259,000 | $259,000 | $259,000 | $104,000 | $104,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 660 | $147,026,000 | $222,000 | $785,000 | $118,000 | $1,332,000 |
| FHA-insured (Federal Housing Administration) | 292 | $44,123,000 | $151,000 | $305,000 | $57,000 | $279,000 |
| VA-guaranteed (Veterans Administration) | 116 | $24,829,000 | $214,000 | $461,000 | $80,000 | $215,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 80 | $11,803,000 | $147,000 | $364,000 | $49,000 | $101,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 856 | $169,150,000 | $197,000 | $785,000 | $93,000 | $800,000 |
| Application Withdrawn By Applicant | 224 | $47,240,000 | $210,000 | $593,000 | $106,000 | $1,332,000 |
| Application Denied By Financial Institution | 66 | $10,904,000 | $165,000 | $645,000 | $68,000 | $600,000 |
| Application Approved But Not Accepted | 1 | $228,000 | $228,000 | $228,000 | $49,000 | $49,000 |
| Loan Purchased By The Institution | 1 | $259,000 | $259,000 | $259,000 | $104,000 | $104,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Resource Financial Services, Inc.'s 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Resource Financial Services, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.