Resource Financial Services, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Resource Financial Services, Inc. 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Resource Financial Services, Inc. 2717 Devine Street Columbia, SC 29205 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 1,632 |
| Total Mortgage Loan Application Amount | $322,720,000 |
| Average Mortgage Loan Application Amount | $144,166 |
| Highest Mortgage Loan Application Amount | $1,325,000 |
| Average Applicant Income | $72,500 |
| Highest Applicant Income | $741,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Resource Financial Services, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Resource Financial Services, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Resource Financial Services, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Resource Financial Services, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Resource Financial Services, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Resource Financial Services, Inc.'s mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Richland County South Carolina | 209 | $ 44,345,000 | $ 212,000 | $ 98,000 |
| Duval County Florida | 129 | $ 20,295,000 | $ 157,000 | $ 70,000 |
| Wake County North Carolina | 125 | $ 34,545,000 | $ 276,000 | $ 106,000 |
| Sumter County South Carolina | 110 | $ 12,530,000 | $ 113,000 | $ 48,000 |
| Lexington County South Carolina | 108 | $ 18,770,000 | $ 173,000 | $ 79,000 |
| St. Johns County Florida | 77 | $ 19,735,000 | $ 256,000 | $ 102,000 |
| Florence County South Carolina | 66 | $ 10,030,000 | $ 151,000 | $ 49,000 |
| New Hanover County North Carolina | 52 | $ 12,070,000 | $ 232,000 | $ 86,000 |
| Cabarrus County North Carolina | 51 | $ 8,955,000 | $ 175,000 | $ 87,000 |
| Greenville County South Carolina | 45 | $ 7,595,000 | $ 168,000 | $ 81,000 |
| Durham County North Carolina | 40 | $ 8,520,000 | $ 213,000 | $ 84,000 |
| Spartanburg County South Carolina | 36 | $ 6,540,000 | $ 181,000 | $ 61,000 |
| Mecklenburg County North Carolina | 27 | $ 5,195,000 | $ 192,000 | $ 91,000 |
| Pamlico County North Carolina | 27 | $ 5,315,000 | $ 196,000 | $ 92,000 |
| Clarendon County South Carolina | 22 | $ 3,720,000 | $ 169,000 | $ 71,000 |
| Johnston County North Carolina | 20 | $ 5,170,000 | $ 258,000 | $ 91,000 |
| Charleston County South Carolina | 19 | $ 5,605,000 | $ 295,000 | $ 132,000 |
| Mobile County Alabama | 18 | $ 2,900,000 | $ 161,000 | $ 66,000 |
| Kershaw County South Carolina | 18 | $ 3,190,000 | $ 177,000 | $ 61,000 |
| Rowan County North Carolina | 17 | $ 2,825,000 | $ 166,000 | $ 74,000 |
| Horry County South Carolina | 16 | $ 3,240,000 | $ 202,000 | $ 101,000 |
| Madison County Alabama | 15 | $ 4,325,000 | $ 288,000 | $ 114,000 |
| Brunswick County North Carolina | 15 | $ 3,155,000 | $ 210,000 | $ 111,000 |
| Clay County Florida | 14 | $ 2,710,000 | $ 193,000 | $ 81,000 |
| Craven County North Carolina | 13 | $ 1,615,000 | $ 124,000 | $ 50,000 |
| Orange County North Carolina | 13 | $ 4,145,000 | $ 318,000 | $ 121,000 |
| Franklin County North Carolina | 9 | $ 1,875,000 | $ 208,000 | $ 61,000 |
| Stanly County North Carolina | 9 | $ 1,545,000 | $ 171,000 | $ 87,000 |
| Union County North Carolina | 9 | $ 2,485,000 | $ 276,000 | $ 115,000 |
| Osceola County Florida | 8 | $ 1,770,000 | $ 221,000 | $ 102,000 |
| Lee County North Carolina | 8 | $ 1,210,000 | $ 151,000 | $ 59,000 |
| Randolph County North Carolina | 8 | $ 1,160,000 | $ 145,000 | $ 53,000 |
| Cherokee County South Carolina | 8 | $ 1,100,000 | $ 137,000 | $ 55,000 |
| Darlington County South Carolina | 8 | $ 1,030,000 | $ 128,000 | $ 47,000 |
| Guilford County North Carolina | 7 | $ 1,055,000 | $ 150,000 | $ 70,000 |
| Pender County North Carolina | 7 | $ 1,215,000 | $ 173,000 | $ 84,000 |
| Anderson County South Carolina | 7 | $ 945,000 | $ 135,000 | $ 76,000 |
| Williamsburg County South Carolina | 7 | $ 1,055,000 | $ 150,000 | $ 66,000 |
| Limestone County Alabama | 5 | $ 1,265,000 | $ 253,000 | $ 75,000 |
| Miami-Dade County Florida | 5 | $ 1,355,000 | $ 271,000 | $ 141,000 |
| Orange County Florida | 5 | $ 1,235,000 | $ 247,000 | $ 97,000 |
| Aiken County South Carolina | 5 | $ 605,000 | $ 121,000 | $ 57,000 |
| Chesterfield County South Carolina | 5 | $ 775,000 | $ 155,000 | $ 60,000 |
| Orangeburg County South Carolina | 5 | $ 585,000 | $ 117,000 | $ 55,000 |
| Bryan County Georgia | 4 | $ 1,200,000 | $ 300,000 | $ 123,000 |
| Effingham County Georgia | 4 | $ 860,000 | $ 215,000 | $ 75,000 |
| Alamance County North Carolina | 4 | $ 690,000 | $ 172,000 | $ 56,000 |
| Beaufort County North Carolina | 4 | $ 1,050,000 | $ 262,000 | $ 105,000 |
| Carteret County North Carolina | 4 | $ 730,000 | $ 182,000 | $ 119,000 |
| Chatham County North Carolina | 4 | $ 1,580,000 | $ 395,000 | $ 71,000 |
| Davidson County North Carolina | 4 | $ 680,000 | $ 170,000 | $ 55,000 |
| Gaston County North Carolina | 4 | $ 600,000 | $ 150,000 | $ 56,000 |
| Harnett County North Carolina | 4 | $ 380,000 | $ 95,000 | $ 63,000 |
| Henderson County North Carolina | 4 | $ 750,000 | $ 187,000 | $ 53,000 |
| Lincoln County North Carolina | 4 | $ 860,000 | $ 215,000 | $ 104,000 |
| Onslow County North Carolina | 4 | $ 650,000 | $ 162,000 | $ 74,000 |
| Wayne County North Carolina | 4 | $ 510,000 | $ 127,000 | $ 50,000 |
| Berkeley County South Carolina | 4 | $ 730,000 | $ 182,000 | $ 93,000 |
| Georgetown County South Carolina | 4 | $ 480,000 | $ 120,000 | $ 43,000 |
| Laurens County South Carolina | 4 | $ 340,000 | $ 85,000 | $ 72,000 |
| Marlboro County South Carolina | 4 | $ 460,000 | $ 115,000 | $ 105,000 |
| Baldwin County Alabama | 3 | $ 465,000 | $ 155,000 | $ 62,000 |
| Hillsborough County Florida | 3 | $ 505,000 | $ 168,000 | $ 70,000 |
| Marion County Florida | 3 | $ 425,000 | $ 141,000 | $ 70,000 |
| Chatham County Georgia | 3 | $ 785,000 | $ 261,000 | $ 146,000 |
| Cobb County Georgia | 3 | $ 1,045,000 | $ 348,000 | $ 214,000 |
| Buncombe County North Carolina | 3 | $ 655,000 | $ 218,000 | $ 128,000 |
| Moore County North Carolina | 3 | $ 765,000 | $ 255,000 | $ 126,000 |
| Calhoun County South Carolina | 3 | $ 665,000 | $ 221,000 | $ 92,000 |
| Lee County South Carolina | 3 | $ 295,000 | $ 98,000 | $ 35,000 |
| York County South Carolina | 3 | $ 595,000 | $ 198,000 | $ 104,000 |
| Prince William County Virginia | 3 | $ 1,305,000 | $ 435,000 | $ 95,000 |
| Alachua County Florida | 2 | $ 280,000 | $ 140,000 | $ 145,000 |
| Broward County Florida | 2 | $ 330,000 | $ 165,000 | $ 148,000 |
| Columbia County Florida | 2 | $ 280,000 | $ 140,000 | $ 47,000 |
| Nassau County Florida | 2 | $ 490,000 | $ 245,000 | $ 92,000 |
| Pinellas County Florida | 2 | $ 620,000 | $ 310,000 | $ 122,000 |
| Polk County Florida | 2 | $ 450,000 | $ 225,000 | $ 83,000 |
| Sumter County Florida | 2 | $ 240,000 | $ 120,000 | $ 57,000 |
| Jackson County Mississippi | 2 | $ 190,000 | $ 95,000 | $ 46,000 |
| Catawba County North Carolina | 2 | $ 410,000 | $ 205,000 | $ 69,000 |
| Davie County North Carolina | 2 | $ 390,000 | $ 195,000 | $ 61,000 |
| Iredell County North Carolina | 2 | $ 300,000 | $ 150,000 | $ 46,000 |
| Watauga County North Carolina | 2 | $ 380,000 | $ 190,000 | $ 172,000 |
| Beaufort County South Carolina | 2 | $ 440,000 | $ 220,000 | $ 282,000 |
| Oconee County South Carolina | 2 | $ 270,000 | $ 135,000 | $ 89,000 |
| Lee County Alabama | 1 | $ 155,000 | $ 155,000 | $ 295,000 |
| Orange County California | 1 | $ 615,000 | $ 615,000 | $ 81,000 |
| Baker County Florida | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| Bradford County Florida | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| Brevard County Florida | 1 | $ 275,000 | $ 275,000 | $ 70,000 |
| Citrus County Florida | 1 | $ 115,000 | $ 115,000 | $ 29,000 |
| Collier County Florida | 1 | $ 365,000 | $ 365,000 | $ 103,000 |
| Okaloosa County Florida | 1 | $ 275,000 | $ 275,000 | $ 120,000 |
| Palm Beach County Florida | 1 | $ 125,000 | $ 125,000 | $ 92,000 |
| Putnam County Florida | 1 | $ 225,000 | $ 225,000 | $ 69,000 |
| St. Lucie County Florida | 1 | $ 155,000 | $ 155,000 | $ 86,000 |
| DeKalb County Georgia | 1 | $ 175,000 | $ 175,000 | $ 46,000 |
| Fulton County Georgia | 1 | $ 255,000 | $ 255,000 | $ 165,000 |
| Glynn County Georgia | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| Grady County Georgia | 1 | $ 185,000 | $ 185,000 | $ 89,000 |
| Anson County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 90,000 |
| Avery County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 235,000 |
| Caldwell County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 86,000 |
| Cherokee County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 105,000 |
| Cleveland County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Cumberland County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 31,000 |
| Dare County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 153,000 |
| Duplin County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 96,000 |
| Gates County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 107,000 |
| Jackson County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 207,000 |
| Jones County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 74,000 |
| McDowell County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 131,000 |
| Person County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 89,000 |
| Wilson County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 285,000 |
| Abbeville County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 83,000 |
| Barnwell County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 77,000 |
| Colleton County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 88,000 |
| Dillon County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Fairfield County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Marion County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 33,000 |
| Pickens County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 104,000 |
| Saluda County South Carolina | 1 | $ 455,000 | $ 455,000 | $ 330,000 |
| Fairfax County Virginia | 1 | $ 205,000 | $ 205,000 | $ 184,000 |
| Greensville County Virginia | 1 | $ 215,000 | $ 215,000 | $ 0 |
Mortgage Loan Application Detail Totals for Resource Financial Services, Inc. in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,410 | $276,450,000 | $196,000 | $1,325,000 | $83,000 | $741,000 |
| Refinancing | 160 | $35,740,000 | $223,000 | $1,115,000 | $99,000 | $691,000 |
| Cash-out Refinancing | 55 | $9,715,000 | $176,000 | $685,000 | $81,000 | $192,000 |
| Home Improvement | 4 | $720,000 | $180,000 | $325,000 | $74,000 | $120,000 |
| Other Purpose | 2 | $10,000 | $5,000 | $5,000 | $49,000 | $64,000 |
| Not Applicable | 1 | $85,000 | $85,000 | $85,000 | $49,000 | $49,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,087 | $221,355,000 | $203,000 | $1,325,000 | $90,000 | $741,000 |
| Black or African American | 298 | $46,270,000 | $155,000 | $605,000 | $59,000 | $347,000 |
| Asian | 116 | $28,600,000 | $246,000 | $515,000 | $101,000 | $420,000 |
| Hispanic | 71 | $13,145,000 | $185,000 | $525,000 | $75,000 | $285,000 |
| Not Provided | 49 | $11,225,000 | $229,000 | $615,000 | $81,000 | $264,000 |
| American Indian or Alaskan Native | 8 | $1,150,000 | $143,000 | $255,000 | $77,000 | $207,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $975,000 | $325,000 | $425,000 | $130,000 | $182,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,009 | $211,945,000 | $210,000 | $1,325,000 | $96,000 | $741,000 |
| FHA-insured (Federal Housing Administration) | 391 | $63,825,000 | $163,000 | $345,000 | $60,000 | $351,000 |
| VA-guaranteed (Veterans Administration) | 150 | $35,430,000 | $236,000 | $535,000 | $85,000 | $276,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 82 | $11,520,000 | $140,000 | $265,000 | $49,000 | $90,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,165 | $226,525,000 | $194,000 | $535,000 | $85,000 | $741,000 |
| Application Withdrawn By Applicant | 392 | $83,790,000 | $213,000 | $1,325,000 | $86,000 | $691,000 |
| Application Denied By Financial Institution | 75 | $12,405,000 | $165,000 | $825,000 | $59,000 | $150,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,555 | $309,715,000 | $199,000 | $1,325,000 | $85,000 | $741,000 |
| Credit History | 29 | $3,665,000 | $126,000 | $325,000 | $46,000 | $102,000 |
| Debt-To-Income Ratio | 17 | $3,655,000 | $215,000 | $615,000 | $56,000 | $140,000 |
| Credit Application Incomplete | 12 | $1,750,000 | $145,000 | $275,000 | $74,000 | $124,000 |
| Other | 7 | $1,095,000 | $156,000 | $285,000 | $84,000 | $122,000 |
| Collateral | 5 | $965,000 | $193,000 | $245,000 | $64,000 | $107,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $1,005,000 | $335,000 | $825,000 | $71,000 | $120,000 |
| Unverifiable Information | 2 | $520,000 | $260,000 | $365,000 | $113,000 | $150,000 |
| Employment History | 2 | $350,000 | $175,000 | $245,000 | $49,000 | $51,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Resource Financial Services, Inc.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Resource Financial Services, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.