Resource Financial Services, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Resource Financial Services, Inc. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Resource Financial Services, Inc. 2717 Devine Street Columbia, SC 29205 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 2,995 |
| Total Mortgage Loan Application Amount | $751,725,000 |
| Average Mortgage Loan Application Amount | $188,333 |
| Highest Mortgage Loan Application Amount | $1,875,000 |
| Average Applicant Income | $91,166 |
| Highest Applicant Income | $3,363,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Resource Financial Services, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Resource Financial Services, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Resource Financial Services, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Resource Financial Services, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Resource Financial Services, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Resource Financial Services, Inc.'s mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Richland County South Carolina | 414 | $ 99,740,000 | $ 240,000 | $ 104,000 |
| Wake County North Carolina | 370 | $ 110,820,000 | $ 299,000 | $ 151,000 |
| Duval County Florida | 280 | $ 61,160,000 | $ 218,000 | $ 99,000 |
| Lexington County South Carolina | 278 | $ 61,970,000 | $ 222,000 | $ 88,000 |
| Sumter County South Carolina | 205 | $ 38,225,000 | $ 186,000 | $ 64,000 |
| Greenville County South Carolina | 159 | $ 41,855,000 | $ 263,000 | $ 97,000 |
| New Hanover County North Carolina | 95 | $ 26,195,000 | $ 275,000 | $ 106,000 |
| St. Johns County Florida | 92 | $ 32,580,000 | $ 354,000 | $ 136,000 |
| Spartanburg County South Carolina | 71 | $ 15,525,000 | $ 218,000 | $ 81,000 |
| Durham County North Carolina | 60 | $ 16,640,000 | $ 277,000 | $ 130,000 |
| Kershaw County South Carolina | 59 | $ 13,415,000 | $ 227,000 | $ 79,000 |
| Orange County North Carolina | 41 | $ 12,655,000 | $ 308,000 | $ 152,000 |
| Brunswick County North Carolina | 39 | $ 11,075,000 | $ 283,000 | $ 111,000 |
| York County South Carolina | 34 | $ 6,480,000 | $ 190,000 | $ 92,000 |
| Clay County Florida | 33 | $ 7,545,000 | $ 228,000 | $ 74,000 |
| Charleston County South Carolina | 31 | $ 13,035,000 | $ 420,000 | $ 122,000 |
| Pender County North Carolina | 30 | $ 9,870,000 | $ 329,000 | $ 114,000 |
| Johnston County North Carolina | 23 | $ 5,645,000 | $ 245,000 | $ 87,000 |
| Clarendon County South Carolina | 23 | $ 3,665,000 | $ 159,000 | $ 66,000 |
| Anderson County South Carolina | 20 | $ 4,280,000 | $ 214,000 | $ 80,000 |
| Horry County South Carolina | 19 | $ 5,175,000 | $ 272,000 | $ 108,000 |
| Onslow County North Carolina | 18 | $ 4,610,000 | $ 256,000 | $ 80,000 |
| Aiken County South Carolina | 18 | $ 4,180,000 | $ 232,000 | $ 96,000 |
| Florence County South Carolina | 17 | $ 3,325,000 | $ 195,000 | $ 83,000 |
| Mobile County Alabama | 16 | $ 3,350,000 | $ 209,000 | $ 90,000 |
| Mecklenburg County North Carolina | 16 | $ 4,960,000 | $ 310,000 | $ 129,000 |
| Guilford County North Carolina | 15 | $ 3,045,000 | $ 203,000 | $ 117,000 |
| Berkeley County South Carolina | 15 | $ 7,345,000 | $ 489,000 | $ 194,000 |
| Pickens County South Carolina | 14 | $ 2,730,000 | $ 195,000 | $ 71,000 |
| Nassau County Florida | 12 | $ 3,380,000 | $ 281,000 | $ 107,000 |
| Carteret County North Carolina | 12 | $ 2,840,000 | $ 236,000 | $ 76,000 |
| Chatham County North Carolina | 11 | $ 4,075,000 | $ 370,000 | $ 172,000 |
| Beaufort County South Carolina | 11 | $ 3,725,000 | $ 338,000 | $ 142,000 |
| Dorchester County South Carolina | 11 | $ 3,235,000 | $ 294,000 | $ 86,000 |
| Fairfield County South Carolina | 11 | $ 1,955,000 | $ 177,000 | $ 100,000 |
| Orangeburg County South Carolina | 11 | $ 2,175,000 | $ 197,000 | $ 73,000 |
| Marion County Florida | 10 | $ 1,320,000 | $ 132,000 | $ 68,000 |
| Orange County Florida | 10 | $ 2,900,000 | $ 290,000 | $ 124,000 |
| Harnett County North Carolina | 10 | $ 1,940,000 | $ 194,000 | $ 100,000 |
| Darlington County South Carolina | 9 | $ 1,475,000 | $ 163,000 | $ 68,000 |
| Baldwin County Alabama | 8 | $ 1,400,000 | $ 175,000 | $ 52,000 |
| Watauga County North Carolina | 8 | $ 2,000,000 | $ 250,000 | $ 134,000 |
| Cumberland County North Carolina | 7 | $ 1,415,000 | $ 202,000 | $ 77,000 |
| Forsyth County North Carolina | 7 | $ 1,645,000 | $ 235,000 | $ 86,000 |
| Franklin County North Carolina | 7 | $ 1,565,000 | $ 223,000 | $ 87,000 |
| Laurens County South Carolina | 7 | $ 1,505,000 | $ 215,000 | $ 57,000 |
| Osceola County Florida | 6 | $ 3,150,000 | $ 525,000 | $ 704,000 |
| Volusia County Florida | 6 | $ 880,000 | $ 146,000 | $ 75,000 |
| Chatham County Georgia | 6 | $ 1,740,000 | $ 290,000 | $ 134,000 |
| Edgefield County South Carolina | 6 | $ 1,130,000 | $ 188,000 | $ 105,000 |
| Brevard County Florida | 5 | $ 1,095,000 | $ 219,000 | $ 46,000 |
| Broward County Florida | 5 | $ 805,000 | $ 161,000 | $ 77,000 |
| Flagler County Florida | 5 | $ 1,025,000 | $ 205,000 | $ 102,000 |
| Leon County Florida | 5 | $ 1,135,000 | $ 227,000 | $ 145,000 |
| Putnam County Florida | 5 | $ 815,000 | $ 163,000 | $ 273,000 |
| Columbia County Georgia | 5 | $ 985,000 | $ 197,000 | $ 95,000 |
| Alamance County North Carolina | 5 | $ 615,000 | $ 123,000 | $ 82,000 |
| Lincoln County North Carolina | 5 | $ 1,255,000 | $ 251,000 | $ 141,000 |
| Rutherford County North Carolina | 5 | $ 1,395,000 | $ 279,000 | $ 255,000 |
| Union County North Carolina | 5 | $ 1,355,000 | $ 271,000 | $ 151,000 |
| Cherokee County South Carolina | 5 | $ 935,000 | $ 187,000 | $ 51,000 |
| Lee County South Carolina | 5 | $ 665,000 | $ 133,000 | $ 38,000 |
| Saluda County South Carolina | 5 | $ 1,455,000 | $ 291,000 | $ 174,000 |
| Miami-Dade County Florida | 4 | $ 960,000 | $ 240,000 | $ 137,000 |
| Fulton County Georgia | 4 | $ 890,000 | $ 222,000 | $ 78,000 |
| Ashe County North Carolina | 4 | $ 600,000 | $ 150,000 | $ 50,000 |
| Catawba County North Carolina | 4 | $ 760,000 | $ 190,000 | $ 114,000 |
| Granville County North Carolina | 4 | $ 850,000 | $ 212,000 | $ 168,000 |
| Henderson County North Carolina | 4 | $ 1,310,000 | $ 327,000 | $ 100,000 |
| Iredell County North Carolina | 4 | $ 770,000 | $ 192,000 | $ 123,000 |
| Jackson County North Carolina | 4 | $ 950,000 | $ 237,000 | $ 98,000 |
| Moore County North Carolina | 4 | $ 1,010,000 | $ 252,000 | $ 88,000 |
| Pitt County North Carolina | 4 | $ 1,340,000 | $ 335,000 | $ 191,000 |
| Wayne County North Carolina | 4 | $ 730,000 | $ 182,000 | $ 169,000 |
| Calhoun County South Carolina | 4 | $ 990,000 | $ 247,000 | $ 71,000 |
| Chester County South Carolina | 4 | $ 760,000 | $ 190,000 | $ 79,000 |
| Newberry County South Carolina | 4 | $ 1,520,000 | $ 380,000 | $ 104,000 |
| Oconee County South Carolina | 4 | $ 1,360,000 | $ 340,000 | $ 183,000 |
| Madison County Alabama | 3 | $ 1,145,000 | $ 381,000 | $ 137,000 |
| Hillsborough County Florida | 3 | $ 515,000 | $ 171,000 | $ 49,000 |
| Pinellas County Florida | 3 | $ 1,005,000 | $ 335,000 | $ 122,000 |
| Seminole County Florida | 3 | $ 435,000 | $ 145,000 | $ 105,000 |
| Bertie County North Carolina | 3 | $ 645,000 | $ 215,000 | $ 123,000 |
| Cabarrus County North Carolina | 3 | $ 1,105,000 | $ 368,000 | $ 246,000 |
| Davidson County North Carolina | 3 | $ 765,000 | $ 255,000 | $ 242,000 |
| Stanly County North Carolina | 3 | $ 625,000 | $ 208,000 | $ 114,000 |
| Wilkes County North Carolina | 3 | $ 465,000 | $ 155,000 | $ 54,000 |
| Colleton County South Carolina | 3 | $ 415,000 | $ 138,000 | $ 93,000 |
| Chesterfield County Virginia | 3 | $ 525,000 | $ 175,000 | $ 108,000 |
| Marshall County Alabama | 2 | $ 150,000 | $ 75,000 | $ 75,000 |
| Hernando County Florida | 2 | $ 840,000 | $ 420,000 | $ 131,000 |
| Pasco County Florida | 2 | $ 560,000 | $ 280,000 | $ 137,000 |
| Clarke County Georgia | 2 | $ 380,000 | $ 190,000 | $ 66,000 |
| Dawson County Georgia | 2 | $ 330,000 | $ 165,000 | $ 60,000 |
| DeKalb County Georgia | 2 | $ 500,000 | $ 250,000 | $ 113,000 |
| Hall County Georgia | 2 | $ 620,000 | $ 310,000 | $ 132,000 |
| Putnam County Georgia | 2 | $ 220,000 | $ 110,000 | $ 66,000 |
| St. Tammany County Louisiana | 2 | $ 370,000 | $ 185,000 | $ 155,000 |
| Buncombe County North Carolina | 2 | $ 640,000 | $ 320,000 | $ 68,000 |
| Davie County North Carolina | 2 | $ 370,000 | $ 185,000 | $ 35,000 |
| Macon County North Carolina | 2 | $ 730,000 | $ 365,000 | $ 358,000 |
| Nash County North Carolina | 2 | $ 230,000 | $ 115,000 | $ 49,000 |
| Pasquotank County North Carolina | 2 | $ 700,000 | $ 350,000 | $ 296,000 |
| Rowan County North Carolina | 2 | $ 410,000 | $ 205,000 | $ 86,000 |
| Abbeville County South Carolina | 2 | $ 490,000 | $ 245,000 | $ 58,000 |
| Dillon County South Carolina | 2 | $ 270,000 | $ 135,000 | $ 30,000 |
| Marlboro County South Carolina | 2 | $ 260,000 | $ 130,000 | $ 23,000 |
| Williamsburg County South Carolina | 2 | $ 550,000 | $ 275,000 | $ 23,000 |
| Blount County Tennessee | 2 | $ 700,000 | $ 350,000 | $ 281,000 |
| Hamilton County Tennessee | 2 | $ 730,000 | $ 365,000 | $ 209,000 |
| Sumner County Tennessee | 2 | $ 700,000 | $ 350,000 | $ 113,000 |
| Shelby County Alabama | 1 | $ 155,000 | $ 155,000 | $ 165,000 |
| New Haven County Connecticut | 1 | $ 295,000 | $ 295,000 | $ 170,000 |
| Bay County Florida | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Bradford County Florida | 1 | $ 215,000 | $ 215,000 | $ 67,000 |
| Collier County Florida | 1 | $ 145,000 | $ 145,000 | $ 168,000 |
| Escambia County Florida | 1 | $ 75,000 | $ 75,000 | $ 82,000 |
| Gulf County Florida | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Indian River County Florida | 1 | $ 185,000 | $ 185,000 | $ 45,000 |
| Lake County Florida | 1 | $ 385,000 | $ 385,000 | $ 185,000 |
| Lee County Florida | 1 | $ 95,000 | $ 95,000 | $ 17,000 |
| Manatee County Florida | 1 | $ 1,045,000 | $ 1,045,000 | $ 180,000 |
| Okaloosa County Florida | 1 | $ 285,000 | $ 285,000 | $ 103,000 |
| Santa Rosa County Florida | 1 | $ 195,000 | $ 195,000 | $ 76,000 |
| Sarasota County Florida | 1 | $ 195,000 | $ 195,000 | $ 40,000 |
| St. Lucie County Florida | 1 | $ 345,000 | $ 345,000 | $ 238,000 |
| Sumter County Florida | 1 | $ 255,000 | $ 255,000 | $ 387,000 |
| Appling County Georgia | 1 | $ 365,000 | $ 365,000 | $ 376,000 |
| Bryan County Georgia | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Clayton County Georgia | 1 | $ 285,000 | $ 285,000 | $ 85,000 |
| Cobb County Georgia | 1 | $ 205,000 | $ 205,000 | $ 171,000 |
| Coweta County Georgia | 1 | $ 225,000 | $ 225,000 | $ 47,000 |
| Forsyth County Georgia | 1 | $ 485,000 | $ 485,000 | $ 3,253,000 |
| Gwinnett County Georgia | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Lumpkin County Georgia | 1 | $ 345,000 | $ 345,000 | $ 93,000 |
| Richmond County Georgia | 1 | $ 225,000 | $ 225,000 | $ 31,000 |
| St. Mary County Louisiana | 1 | $ 375,000 | $ 375,000 | $ 83,000 |
| Terrebonne County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 129,000 |
| Lamar County Mississippi | 1 | $ 325,000 | $ 325,000 | $ 76,000 |
| Alexander County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 99,000 |
| Avery County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 111,000 |
| Beaufort County North Carolina | 1 | $ 555,000 | $ 555,000 | $ 300,000 |
| Burke County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 175,000 |
| Caswell County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 62,000 |
| Dare County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 132,000 |
| Duplin County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 35,000 |
| Halifax County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 188,000 |
| Haywood County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 84,000 |
| Lee County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 35,000 |
| Madison County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 268,000 |
| Transylvania County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 25,000 |
| Vance County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 103,000 |
| Warren County North Carolina | 1 | $ 545,000 | $ 545,000 | $ 155,000 |
| Bamberg County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| Barnwell County South Carolina | 1 | $ 395,000 | $ 395,000 | $ 134,000 |
| Georgetown County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 103,000 |
| Greenwood County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 100,000 |
| Jasper County South Carolina | 1 | $ 545,000 | $ 545,000 | $ 219,000 |
| Lancaster County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 84,000 |
| Marion County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| McCormick County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 60,000 |
| Jefferson County Tennessee | 1 | $ 475,000 | $ 475,000 | $ 183,000 |
| Knox County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
| Montgomery County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 56,000 |
| Robertson County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 105,000 |
| Sullivan County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 83,000 |
| Alexandria County Virginia | 1 | $ 615,000 | $ 615,000 | $ 220,000 |
| Fairfax County Virginia | 1 | $ 125,000 | $ 125,000 | $ 143,000 |
| Henrico County Virginia | 1 | $ 375,000 | $ 375,000 | $ 83,000 |
| Henry County Virginia | 1 | $ 375,000 | $ 375,000 | $ 112,000 |
| Loudoun County Virginia | 1 | $ 285,000 | $ 285,000 | $ 161,000 |
| Mecklenburg County Virginia | 1 | $ 505,000 | $ 505,000 | $ 223,000 |
| Prince William County Virginia | 1 | $ 225,000 | $ 225,000 | $ 183,000 |
| Roanoke City County Virginia | 1 | $ 245,000 | $ 245,000 | $ 90,000 |
| Stafford County Virginia | 1 | $ 655,000 | $ 655,000 | $ 166,000 |
| Tazewell County Virginia | 1 | $ 405,000 | $ 405,000 | $ 127,000 |
| Virginia Beach County Virginia | 1 | $ 125,000 | $ 125,000 | $ 112,000 |
Mortgage Loan Application Detail Totals for Resource Financial Services, Inc. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,630 | $421,820,000 | $258,000 | $1,875,000 | $103,000 | $3,363,000 |
| Refinancing | 1,052 | $256,870,000 | $244,000 | $1,635,000 | $115,000 | $3,253,000 |
| Cash-out Refinancing | 278 | $66,700,000 | $239,000 | $1,125,000 | $118,000 | $794,000 |
| Not Applicable | 28 | $6,140,000 | $219,000 | $555,000 | $107,000 | $325,000 |
| Other Purpose | 6 | $30,000 | $5,000 | $5,000 | $50,000 | $70,000 |
| Home Improvement | 1 | $165,000 | $165,000 | $165,000 | $54,000 | $54,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,008 | $513,570,000 | $255,000 | $1,875,000 | $109,000 | $3,363,000 |
| Asian | 297 | $78,295,000 | $263,000 | $805,000 | $153,000 | $794,000 |
| Black or African American | 289 | $61,915,000 | $214,000 | $805,000 | $69,000 | $303,000 |
| Not Provided | 254 | $64,180,000 | $252,000 | $1,175,000 | $119,000 | $1,716,000 |
| Hispanic | 111 | $24,815,000 | $223,000 | $685,000 | $73,000 | $253,000 |
| American Indian or Alaskan Native | 16 | $4,400,000 | $275,000 | $585,000 | $94,000 | $253,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $215,000 | $215,000 | $215,000 | $74,000 | $74,000 |
| Not applicable | 1 | $215,000 | $215,000 | $215,000 | $63,000 | $63,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,237 | $569,515,000 | $254,000 | $1,875,000 | $123,000 | $3,363,000 |
| VA-guaranteed (Veterans Administration) | 363 | $102,695,000 | $282,000 | $1,115,000 | $71,000 | $303,000 |
| FHA-insured (Federal Housing Administration) | 333 | $68,215,000 | $204,000 | $405,000 | $63,000 | $305,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 62 | $11,300,000 | $182,000 | $345,000 | $54,000 | $91,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,324 | $583,260,000 | $250,000 | $1,505,000 | $110,000 | $3,363,000 |
| Application Withdrawn By Applicant | 596 | $152,760,000 | $256,000 | $1,875,000 | $106,000 | $1,716,000 |
| Application Denied By Financial Institution | 73 | $14,875,000 | $203,000 | $545,000 | $84,000 | $544,000 |
| File Closed For Incompleteness | 1 | $315,000 | $315,000 | $315,000 | $68,000 | $68,000 |
| Preapproval Approved but not Accepted | 1 | $515,000 | $515,000 | $515,000 | $110,000 | $110,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,922 | $736,850,000 | $252,000 | $1,875,000 | $109,000 | $3,363,000 |
| Credit Application Incomplete | 23 | $4,775,000 | $207,000 | $545,000 | $141,000 | $544,000 |
| Other | 11 | $2,065,000 | $187,000 | $415,000 | $82,000 | $199,000 |
| Credit History | 9 | $2,095,000 | $232,000 | $385,000 | $73,000 | $140,000 |
| Employment History | 8 | $1,410,000 | $176,000 | $215,000 | $28,000 | $57,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,565,000 | $223,000 | $365,000 | $53,000 | $76,000 |
| Debt-To-Income Ratio | 6 | $1,400,000 | $233,000 | $365,000 | $27,000 | $48,000 |
| Collateral | 5 | $945,000 | $189,000 | $315,000 | $78,000 | $103,000 |
| Unverifiable Information | 4 | $620,000 | $155,000 | $255,000 | $34,000 | $55,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Resource Financial Services, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Resource Financial Services, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.