Rpm Mortgage Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Rpm Mortgage Inc. 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Rpm Mortgage Inc. 3236 Stone Valley Road W Alamo, CA 94507 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 18,628 |
| Total Mortgage Loan Application Amount | $7,124,316,000 |
| Average Mortgage Loan Application Amount | $357,333 |
| Highest Mortgage Loan Application Amount | $3,500,000 |
| Average Applicant Income | $143,666 |
| Highest Applicant Income | $5,104,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Rpm Mortgage Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Rpm Mortgage Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Rpm Mortgage Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Rpm Mortgage Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Rpm Mortgage Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Rpm Mortgage Inc.'s mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Alameda County California | 3,436 | $ 1,372,090,000 | $ 399,000 | $ 148,000 |
| Contra Costa County California | 3,313 | $ 1,328,587,000 | $ 401,000 | $ 156,000 |
| Los Angeles County California | 3,010 | $ 1,217,259,000 | $ 404,000 | $ 147,000 |
| Santa Clara County California | 1,192 | $ 514,230,000 | $ 431,000 | $ 147,000 |
| San Diego County California | 884 | $ 319,161,000 | $ 361,000 | $ 147,000 |
| Orange County California | 671 | $ 288,942,000 | $ 430,000 | $ 160,000 |
| Marin County California | 632 | $ 285,599,000 | $ 451,000 | $ 196,000 |
| San Francisco County California | 567 | $ 286,254,000 | $ 504,000 | $ 193,000 |
| Santa Cruz County California | 567 | $ 209,943,000 | $ 370,000 | $ 131,000 |
| Sonoma County California | 367 | $ 116,562,000 | $ 317,000 | $ 141,000 |
| San Mateo County California | 348 | $ 156,867,000 | $ 450,000 | $ 168,000 |
| Monterey County California | 337 | $ 125,608,000 | $ 372,000 | $ 176,000 |
| Napa County California | 260 | $ 92,648,000 | $ 356,000 | $ 140,000 |
| Placer County California | 258 | $ 80,152,000 | $ 310,000 | $ 170,000 |
| Solano County California | 243 | $ 65,089,000 | $ 267,000 | $ 106,000 |
| Nevada County California | 241 | $ 70,175,000 | $ 291,000 | $ 182,000 |
| Riverside County California | 190 | $ 50,351,000 | $ 265,000 | $ 165,000 |
| Sacramento County California | 186 | $ 41,197,000 | $ 221,000 | $ 107,000 |
| Merced County California | 165 | $ 26,137,000 | $ 158,000 | $ 68,000 |
| Ventura County California | 157 | $ 56,971,000 | $ 362,000 | $ 135,000 |
| El Dorado County California | 138 | $ 37,244,000 | $ 269,000 | $ 127,000 |
| San Joaquin County California | 126 | $ 29,427,000 | $ 233,000 | $ 102,000 |
| San Bernardino County California | 124 | $ 29,117,000 | $ 234,000 | $ 88,000 |
| Washoe County Nevada | 118 | $ 34,128,000 | $ 289,000 | $ 166,000 |
| Multnomah County Oregon | 89 | $ 23,432,000 | $ 263,000 | $ 114,000 |
| Clackamas County Oregon | 61 | $ 17,493,000 | $ 286,000 | $ 107,000 |
| Washington County Oregon | 61 | $ 15,141,000 | $ 248,000 | $ 99,000 |
| Kendall County Texas | 56 | $ 17,396,000 | $ 310,000 | $ 170,000 |
| Santa Barbara County California | 53 | $ 23,046,000 | $ 434,000 | $ 167,000 |
| Boulder County Colorado | 51 | $ 14,436,000 | $ 283,000 | $ 101,000 |
| Bexar County Texas | 49 | $ 13,453,000 | $ 274,000 | $ 148,000 |
| Douglas County Nevada | 47 | $ 13,303,000 | $ 283,000 | $ 174,000 |
| Calaveras County California | 45 | $ 9,622,000 | $ 213,000 | $ 183,000 |
| Denver County Colorado | 43 | $ 11,718,000 | $ 272,000 | $ 117,000 |
| San Luis Obispo County California | 37 | $ 12,491,000 | $ 337,000 | $ 167,000 |
| Fresno County California | 33 | $ 6,432,000 | $ 194,000 | $ 95,000 |
| Mendocino County California | 29 | $ 7,483,000 | $ 258,000 | $ 146,000 |
| Stanislaus County California | 24 | $ 3,934,000 | $ 163,000 | $ 94,000 |
| Fairfield County Connecticut | 22 | $ 8,050,000 | $ 365,000 | $ 0 |
| Tuolumne County California | 19 | $ 4,765,000 | $ 250,000 | $ 151,000 |
| Arapahoe County Colorado | 19 | $ 6,555,000 | $ 345,000 | $ 140,000 |
| Ada County Idaho | 19 | $ 3,512,000 | $ 184,000 | $ 56,000 |
| Plumas County California | 16 | $ 4,052,000 | $ 253,000 | $ 192,000 |
| San Benito County California | 16 | $ 5,086,000 | $ 317,000 | $ 104,000 |
| Jefferson County Colorado | 16 | $ 4,008,000 | $ 250,000 | $ 55,000 |
| Yolo County California | 15 | $ 3,914,000 | $ 260,000 | $ 160,000 |
| Kern County California | 14 | $ 3,011,000 | $ 215,000 | $ 213,000 |
| Tulare County California | 14 | $ 2,294,000 | $ 163,000 | $ 127,000 |
| Butte County California | 13 | $ 2,141,000 | $ 164,000 | $ 103,000 |
| Douglas County Colorado | 13 | $ 4,504,000 | $ 346,000 | $ 160,000 |
| Madera County California | 12 | $ 2,850,000 | $ 237,000 | $ 128,000 |
| Adams County Colorado | 12 | $ 2,031,000 | $ 169,000 | $ 69,000 |
| Shasta County California | 8 | $ 1,266,000 | $ 158,000 | $ 163,000 |
| Sierra County California | 7 | $ 1,541,000 | $ 220,000 | $ 104,000 |
| Yuba County California | 7 | $ 946,000 | $ 135,000 | $ 90,000 |
| Larimer County Colorado | 7 | $ 1,785,000 | $ 255,000 | $ 128,000 |
| Hartford County Connecticut | 7 | $ 970,000 | $ 138,000 | $ 0 |
| Deschutes County Oregon | 7 | $ 1,816,000 | $ 259,000 | $ 196,000 |
| Travis County Texas | 7 | $ 2,023,000 | $ 289,000 | $ 312,000 |
| Sutter County California | 6 | $ 1,159,000 | $ 193,000 | $ 100,000 |
| Humboldt County California | 5 | $ 851,000 | $ 170,000 | $ 96,000 |
| Lake County California | 5 | $ 1,275,000 | $ 255,000 | $ 144,000 |
| Clark County Nevada | 5 | $ 1,320,000 | $ 264,000 | $ 224,000 |
| Comal County Texas | 5 | $ 1,289,000 | $ 257,000 | $ 212,000 |
| Harris County Texas | 5 | $ 908,000 | $ 181,000 | $ 123,000 |
| Clark County Washington | 5 | $ 869,000 | $ 173,000 | $ 61,000 |
| Imperial County California | 4 | $ 719,000 | $ 179,000 | $ 72,000 |
| Inyo County California | 4 | $ 922,000 | $ 230,000 | $ 154,000 |
| Mariposa County California | 4 | $ 640,000 | $ 160,000 | $ 94,000 |
| Mono County California | 4 | $ 1,040,000 | $ 260,000 | $ 165,000 |
| New London County Connecticut | 4 | $ 595,000 | $ 148,000 | $ 0 |
| Canyon County Idaho | 4 | $ 632,000 | $ 158,000 | $ 35,000 |
| Monmouth County New Jersey | 4 | $ 1,522,000 | $ 380,000 | $ 138,000 |
| Alpine County California | 3 | $ 816,000 | $ 272,000 | $ 214,000 |
| Amador County California | 3 | $ 673,000 | $ 224,000 | $ 137,000 |
| Bonneville County Idaho | 3 | $ 423,000 | $ 141,000 | $ 35,000 |
| Columbia County Oregon | 3 | $ 621,000 | $ 207,000 | $ 62,000 |
| Marion County Oregon | 3 | $ 565,000 | $ 188,000 | $ 50,000 |
| Polk County Oregon | 3 | $ 546,000 | $ 182,000 | $ 113,000 |
| Bandera County Texas | 3 | $ 695,000 | $ 231,000 | $ 113,000 |
| Collin County Texas | 3 | $ 488,000 | $ 162,000 | $ 238,000 |
| Fort Bend County Texas | 3 | $ 822,000 | $ 274,000 | $ 166,000 |
| Webb County Texas | 3 | $ 321,000 | $ 107,000 | $ 78,000 |
| Tehama County California | 2 | $ 95,000 | $ 47,000 | $ 115,000 |
| Broomfield County Colorado | 2 | $ 332,000 | $ 166,000 | $ 200,000 |
| El Paso County Colorado | 2 | $ 797,000 | $ 398,000 | $ 109,000 |
| Gilpin County Colorado | 2 | $ 382,000 | $ 191,000 | $ 59,000 |
| Summit County Colorado | 2 | $ 412,000 | $ 206,000 | $ 151,000 |
| Valley County Idaho | 2 | $ 448,000 | $ 224,000 | $ 127,000 |
| Carson City County Nevada | 2 | $ 395,000 | $ 197,000 | $ 69,000 |
| Ocean County New Jersey | 2 | $ 545,000 | $ 272,000 | $ 85,000 |
| Douglas County Oregon | 2 | $ 273,000 | $ 136,000 | $ 47,000 |
| Lincoln County Oregon | 2 | $ 1,344,000 | $ 672,000 | $ 493,000 |
| Tillamook County Oregon | 2 | $ 354,000 | $ 177,000 | $ 144,000 |
| Yamhill County Oregon | 2 | $ 374,000 | $ 187,000 | $ 56,000 |
| Benton County Washington | 2 | $ 277,000 | $ 138,000 | $ 58,000 |
| King County Washington | 2 | $ 665,000 | $ 332,000 | $ 97,000 |
| Colusa County California | 1 | $ 204,000 | $ 204,000 | $ 84,000 |
| Del Norte County California | 1 | $ 380,000 | $ 380,000 | $ 88,000 |
| Kings County California | 1 | $ 292,000 | $ 292,000 | $ 74,000 |
| Lassen County California | 1 | $ 180,000 | $ 180,000 | $ 106,000 |
| Trinity County California | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Grand County Colorado | 1 | $ 400,000 | $ 400,000 | $ 275,000 |
| Pueblo County Colorado | 1 | $ 411,000 | $ 411,000 | $ 79,000 |
| Weld County Colorado | 1 | $ 285,000 | $ 285,000 | $ 126,000 |
| Middlesex County Connecticut | 1 | $ 245,000 | $ 245,000 | $ 0 |
| New Haven County Connecticut | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Twin Falls County Idaho | 1 | $ 160,000 | $ 160,000 | $ 62,000 |
| Lyon County Nevada | 1 | $ 87,000 | $ 87,000 | $ 34,000 |
| Bergen County New Jersey | 1 | $ 620,000 | $ 620,000 | $ 250,000 |
| Middlesex County New Jersey | 1 | $ 296,000 | $ 296,000 | $ 75,000 |
| Clatsop County Oregon | 1 | $ 678,000 | $ 678,000 | $ 0 |
| Curry County Oregon | 1 | $ 211,000 | $ 211,000 | $ 83,000 |
| Hood River County Oregon | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Linn County Oregon | 1 | $ 317,000 | $ 317,000 | $ 133,000 |
| Umatilla County Oregon | 1 | $ 135,000 | $ 135,000 | $ 186,000 |
| Medina County Texas | 1 | $ 320,000 | $ 320,000 | $ 114,000 |
| Montgomery County Texas | 1 | $ 172,000 | $ 172,000 | $ 121,000 |
| Nueces County Texas | 1 | $ 267,000 | $ 267,000 | $ 142,000 |
| Parker County Texas | 1 | $ 280,000 | $ 280,000 | $ 129,000 |
| Rockwall County Texas | 1 | $ 214,000 | $ 214,000 | $ 115,000 |
| Smith County Texas | 1 | $ 87,000 | $ 87,000 | $ 119,000 |
| Klickitat County Washington | 1 | $ 252,000 | $ 252,000 | $ 97,000 |
| Pend Oreille County Washington | 1 | $ 300,000 | $ 300,000 | $ 105,000 |
| Skamania County Washington | 1 | $ 292,000 | $ 292,000 | $ 70,000 |
Mortgage Loan Application Detail Totals for Rpm Mortgage Inc. in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 11,917 | $4,662,487,000 | $391,000 | $3,500,000 | $152,000 | $5,104,000 |
| Home Purchase | 6,518 | $2,401,379,000 | $368,000 | $2,000,000 | $147,000 | $3,151,000 |
| Home Improvement | 193 | $60,450,000 | $313,000 | $1,300,000 | $132,000 | $633,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,674 | $4,112,904,000 | $385,000 | $3,500,000 | $158,000 | $5,104,000 |
| Not Provided | 4,674 | $1,871,986,000 | $400,000 | $2,000,000 | $165,000 | $2,852,000 |
| Asian | 1,346 | $494,498,000 | $367,000 | $1,440,000 | $143,000 | $1,467,000 |
| Hispanic | 1,075 | $323,818,000 | $301,000 | $1,370,000 | $95,000 | $1,216,000 |
| Not applicable | 487 | $199,873,000 | $410,000 | $1,540,000 | $0 | $0 |
| Black or African American | 279 | $87,383,000 | $313,000 | $1,106,000 | $113,000 | $3,151,000 |
| Native Hawaiian or Other Pacific Islander | 67 | $23,940,000 | $357,000 | $930,000 | $129,000 | $473,000 |
| American Indian or Alaskan Native | 26 | $9,914,000 | $381,000 | $690,000 | $116,000 | $224,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 15,405 | $5,919,538,000 | $384,000 | $3,500,000 | $163,000 | $5,104,000 |
| FHA-insured (Federal Housing Administration) | 2,935 | $1,100,187,000 | $374,000 | $951,000 | $86,000 | $1,104,000 |
| VA-guaranteed (Veterans Administration) | 273 | $101,662,000 | $372,000 | $925,000 | $80,000 | $1,200,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 15 | $2,929,000 | $195,000 | $357,000 | $58,000 | $85,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 14,591 | $5,547,650,000 | $380,000 | $1,715,000 | $148,000 | $5,104,000 |
| Application Withdrawn By Applicant | 2,355 | $936,772,000 | $397,000 | $3,500,000 | $159,000 | $2,725,000 |
| Application Approved But Not Accepted | 605 | $236,098,000 | $390,000 | $2,000,000 | $171,000 | $3,151,000 |
| File Closed For Incompleteness | 544 | $201,469,000 | $370,000 | $2,000,000 | $151,000 | $1,511,000 |
| Application Denied By Financial Institution | 463 | $178,741,000 | $386,000 | $1,767,000 | $143,000 | $1,490,000 |
| Loan Purchased By The Institution | 70 | $23,586,000 | $336,000 | $1,088,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Rpm Mortgage Inc.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Rpm Mortgage Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.