S&T Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | S&T Bank 800 Philadelphia Street Po Box 190 Indiana, PA 15701 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,799 |
| Total Mortgage Loan Application Amount | $1,382,405,000 |
| Average Mortgage Loan Application Amount | $179,400 |
| Highest Mortgage Loan Application Amount | $29,965,000 |
| Average Applicant Income | $131,600 |
| Highest Applicant Income | $9,014,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with S&T Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing S&T Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down S&T Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how S&T Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by S&T Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at S&T Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Westmoreland County Pennsylvania | 1,263 | $ 174,365,000 | $ 138,000 | $ 112,000 |
| Allegheny County Pennsylvania | 915 | $ 176,405,000 | $ 192,000 | $ 144,000 |
| Indiana County Pennsylvania | 533 | $ 56,315,000 | $ 105,000 | $ 87,000 |
| Chester County Pennsylvania | 454 | $ 92,380,000 | $ 203,000 | $ 147,000 |
| Cumberland County Pennsylvania | 362 | $ 78,180,000 | $ 215,000 | $ 150,000 |
| Jefferson County Pennsylvania | 360 | $ 35,470,000 | $ 98,000 | $ 89,000 |
| Lancaster County Pennsylvania | 313 | $ 70,015,000 | $ 223,000 | $ 149,000 |
| Dauphin County Pennsylvania | 285 | $ 58,055,000 | $ 203,000 | $ 134,000 |
| Cambria County Pennsylvania | 240 | $ 24,540,000 | $ 102,000 | $ 90,000 |
| Clearfield County Pennsylvania | 230 | $ 26,390,000 | $ 114,000 | $ 91,000 |
| Armstrong County Pennsylvania | 201 | $ 20,625,000 | $ 102,000 | $ 81,000 |
| Blair County Pennsylvania | 155 | $ 20,725,000 | $ 133,000 | $ 100,000 |
| York County Pennsylvania | 130 | $ 29,110,000 | $ 223,000 | $ 123,000 |
| Summit County Ohio | 100 | $ 19,740,000 | $ 197,000 | $ 113,000 |
| Clarion County Pennsylvania | 92 | $ 10,240,000 | $ 111,000 | $ 92,000 |
| Butler County Pennsylvania | 91 | $ 19,135,000 | $ 210,000 | $ 146,000 |
| Philadelphia County Pennsylvania | 90 | $ 38,940,000 | $ 432,000 | $ 180,000 |
| Washington County Pennsylvania | 68 | $ 12,760,000 | $ 187,000 | $ 239,000 |
| Cuyahoga County Ohio | 58 | $ 10,020,000 | $ 172,000 | $ 151,000 |
| Beaver County Pennsylvania | 54 | $ 9,010,000 | $ 166,000 | $ 101,000 |
| Montgomery County Pennsylvania | 46 | $ 14,920,000 | $ 324,000 | $ 257,000 |
| Berks County Pennsylvania | 44 | $ 8,720,000 | $ 198,000 | $ 210,000 |
| Delaware County Pennsylvania | 39 | $ 10,885,000 | $ 279,000 | $ 160,000 |
| Franklin County Ohio | 37 | $ 83,235,000 | $ 2,249,000 | $ 339,000 |
| Lebanon County Pennsylvania | 29 | $ 5,745,000 | $ 198,000 | $ 150,000 |
| Medina County Ohio | 27 | $ 9,515,000 | $ 352,000 | $ 135,000 |
| Delaware County Ohio | 25 | $ 25,475,000 | $ 1,019,000 | $ 482,000 |
| Elk County Pennsylvania | 21 | $ 2,125,000 | $ 101,000 | $ 75,000 |
| Fayette County Pennsylvania | 18 | $ 2,230,000 | $ 123,000 | $ 124,000 |
| Bedford County Pennsylvania | 16 | $ 1,750,000 | $ 109,000 | $ 62,000 |
| Perry County Pennsylvania | 15 | $ 2,935,000 | $ 195,000 | $ 102,000 |
| Bucks County Pennsylvania | 14 | $ 3,910,000 | $ 279,000 | $ 192,000 |
| Centre County Pennsylvania | 13 | $ 2,595,000 | $ 199,000 | $ 202,000 |
| Mercer County Pennsylvania | 12 | $ 1,570,000 | $ 130,000 | $ 181,000 |
| Garrett County Maryland | 11 | $ 4,385,000 | $ 398,000 | $ 389,000 |
| Lawrence County Pennsylvania | 11 | $ 1,445,000 | $ 131,000 | $ 96,000 |
| Cape May County New Jersey | 10 | $ 12,910,000 | $ 1,291,000 | $ 705,000 |
| Portage County Ohio | 10 | $ 1,630,000 | $ 163,000 | $ 77,000 |
| Stark County Ohio | 10 | $ 2,060,000 | $ 206,000 | $ 107,000 |
| Somerset County Pennsylvania | 10 | $ 1,510,000 | $ 151,000 | $ 176,000 |
| New Castle County Delaware | 9 | $ 3,015,000 | $ 335,000 | $ 96,000 |
| Lake County Ohio | 8 | $ 3,090,000 | $ 386,000 | $ 114,000 |
| Lorain County Ohio | 8 | $ 2,340,000 | $ 292,000 | $ 145,000 |
| Lehigh County Pennsylvania | 8 | $ 1,030,000 | $ 128,000 | $ 125,000 |
| Union County Ohio | 7 | $ 29,175,000 | $ 4,167,000 | $ 382,000 |
| Forest County Pennsylvania | 7 | $ 535,000 | $ 76,000 | $ 66,000 |
| Frederick County Maryland | 6 | $ 1,510,000 | $ 251,000 | $ 108,000 |
| Atlantic County New Jersey | 6 | $ 3,100,000 | $ 516,000 | $ 203,000 |
| Camden County New Jersey | 6 | $ 1,350,000 | $ 225,000 | $ 96,000 |
| Erie County Pennsylvania | 6 | $ 14,810,000 | $ 2,468,000 | $ 172,000 |
| Luzerne County Pennsylvania | 6 | $ 1,730,000 | $ 288,000 | $ 1,100,000 |
| Sussex County Delaware | 5 | $ 32,825,000 | $ 6,565,000 | $ 294,000 |
| Erie County New York | 5 | $ 2,935,000 | $ 587,000 | $ 0 |
| Geauga County Ohio | 5 | $ 1,445,000 | $ 289,000 | $ 126,000 |
| Crawford County Pennsylvania | 5 | $ 875,000 | $ 175,000 | $ 113,000 |
| Maricopa County Arizona | 4 | $ 2,570,000 | $ 642,000 | $ 244,000 |
| Monmouth County New Jersey | 4 | $ 2,870,000 | $ 717,000 | $ 247,000 |
| Monroe County New York | 4 | $ 910,000 | $ 227,000 | $ 52,000 |
| Franklin County Pennsylvania | 4 | $ 820,000 | $ 205,000 | $ 195,000 |
| Venango County Pennsylvania | 4 | $ 590,000 | $ 147,000 | $ 106,000 |
| Horry County South Carolina | 4 | $ 810,000 | $ 202,000 | $ 378,000 |
| Collier County Florida | 3 | $ 1,125,000 | $ 375,000 | $ 227,000 |
| Lee County Florida | 3 | $ 655,000 | $ 218,000 | $ 189,000 |
| Pinellas County Florida | 3 | $ 715,000 | $ 238,000 | $ 360,000 |
| Sarasota County Florida | 3 | $ 565,000 | $ 188,000 | $ 116,000 |
| St. Lucie County Florida | 3 | $ 5,405,000 | $ 1,801,000 | $ 546,000 |
| Anne Arundel County Maryland | 3 | $ 7,315,000 | $ 2,438,000 | $ 110,000 |
| Worcester County Maryland | 3 | $ 745,000 | $ 248,000 | $ 136,000 |
| Stanly County North Carolina | 3 | $ 505,000 | $ 168,000 | $ 62,000 |
| Erie County Ohio | 3 | $ 1,105,000 | $ 368,000 | $ 211,000 |
| Licking County Ohio | 3 | $ 1,865,000 | $ 621,000 | $ 293,000 |
| Mahoning County Ohio | 3 | $ 675,000 | $ 225,000 | $ 185,000 |
| Mifflin County Pennsylvania | 3 | $ 415,000 | $ 138,000 | $ 123,000 |
| Monroe County Pennsylvania | 3 | $ 255,000 | $ 85,000 | $ 125,000 |
| Union County Pennsylvania | 3 | $ 415,000 | $ 138,000 | $ 163,000 |
| Madison County Alabama | 2 | $ 170,000 | $ 85,000 | $ 82,000 |
| District of Columbia County District Of Columbia | 2 | $ 2,520,000 | $ 1,260,000 | $ 304,000 |
| Broward County Florida | 2 | $ 420,000 | $ 210,000 | $ 355,000 |
| Charlotte County Florida | 2 | $ 740,000 | $ 370,000 | $ 179,000 |
| Hillsborough County Florida | 2 | $ 360,000 | $ 180,000 | $ 300,000 |
| Palm Beach County Florida | 2 | $ 3,020,000 | $ 1,510,000 | $ 2,392,000 |
| Baltimore County Maryland | 2 | $ 750,000 | $ 375,000 | $ 158,000 |
| Howard County Maryland | 2 | $ 690,000 | $ 345,000 | $ 219,000 |
| Burlington County New Jersey | 2 | $ 730,000 | $ 365,000 | $ 300,000 |
| Onondaga County New York | 2 | $ 1,540,000 | $ 770,000 | $ 96,000 |
| Brunswick County North Carolina | 2 | $ 730,000 | $ 365,000 | $ 195,000 |
| Forsyth County North Carolina | 2 | $ 450,000 | $ 225,000 | $ 142,000 |
| Ashtabula County Ohio | 2 | $ 440,000 | $ 220,000 | $ 223,000 |
| Columbiana County Ohio | 2 | $ 300,000 | $ 150,000 | $ 107,000 |
| Fairfield County Ohio | 2 | $ 400,000 | $ 200,000 | $ 107,000 |
| Hamilton County Ohio | 2 | $ 580,000 | $ 290,000 | $ 700,000 |
| Hocking County Ohio | 2 | $ 640,000 | $ 320,000 | $ 352,000 |
| Jefferson County Ohio | 2 | $ 720,000 | $ 360,000 | $ 165,000 |
| Wood County Ohio | 2 | $ 580,000 | $ 290,000 | $ 125,000 |
| Adams County Pennsylvania | 2 | $ 880,000 | $ 440,000 | $ 118,000 |
| Cameron County Pennsylvania | 2 | $ 230,000 | $ 115,000 | $ 178,000 |
| Carbon County Pennsylvania | 2 | $ 390,000 | $ 195,000 | $ 176,000 |
| Greene County Pennsylvania | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Huntingdon County Pennsylvania | 2 | $ 160,000 | $ 80,000 | $ 82,000 |
| Schuylkill County Pennsylvania | 2 | $ 220,000 | $ 110,000 | $ 94,000 |
| Snyder County Pennsylvania | 2 | $ 560,000 | $ 280,000 | $ 89,000 |
| Beaufort County South Carolina | 2 | $ 2,940,000 | $ 1,470,000 | $ 2,258,000 |
| Sevier County Tennessee | 2 | $ 410,000 | $ 205,000 | $ 72,000 |
| Pima County Arizona | 1 | $ 165,000 | $ 165,000 | $ 96,000 |
| New Haven County Connecticut | 1 | $ 295,000 | $ 295,000 | $ 139,000 |
| Alachua County Florida | 1 | $ 305,000 | $ 305,000 | $ 125,000 |
| Columbia County Florida | 1 | $ 185,000 | $ 185,000 | $ 360,000 |
| Escambia County Florida | 1 | $ 365,000 | $ 365,000 | $ 133,000 |
| Lake County Florida | 1 | $ 205,000 | $ 205,000 | $ 59,000 |
| Miami-Dade County Florida | 1 | $ 905,000 | $ 905,000 | $ 336,000 |
| Polk County Florida | 1 | $ 125,000 | $ 125,000 | $ 130,000 |
| Sumter County Florida | 1 | $ 195,000 | $ 195,000 | $ 93,000 |
| Cook County Illinois | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Cecil County Maryland | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Montgomery County Maryland | 1 | $ 165,000 | $ 165,000 | $ 394,000 |
| Somerset County Maryland | 1 | $ 485,000 | $ 485,000 | $ 346,000 |
| Talbot County Maryland | 1 | $ 285,000 | $ 285,000 | $ 121,000 |
| Wicomico County Maryland | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| St. Louis County Missouri | 1 | $ 75,000 | $ 75,000 | $ 145,000 |
| Sanders County Montana | 1 | $ 445,000 | $ 445,000 | $ 210,000 |
| Strafford County New Hampshire | 1 | $ 185,000 | $ 185,000 | $ 441,000 |
| Gloucester County New Jersey | 1 | $ 265,000 | $ 265,000 | $ 268,000 |
| Ocean County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 318,000 |
| Union County New Jersey | 1 | $ 2,005,000 | $ 2,005,000 | $ 694,000 |
| Sandoval County New Mexico | 1 | $ 225,000 | $ 225,000 | $ 76,000 |
| Broome County New York | 1 | $ 635,000 | $ 635,000 | $ 0 |
| Orange County New York | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Orleans County New York | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Rensselaer County New York | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| Westchester County New York | 1 | $ 605,000 | $ 605,000 | $ 576,000 |
| Currituck County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 107,000 |
| Dare County North Carolina | 1 | $ 765,000 | $ 765,000 | $ 252,000 |
| Iredell County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 166,000 |
| Wake County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 109,000 |
| Carroll County Ohio | 1 | $ 375,000 | $ 375,000 | $ 122,000 |
| Clark County Ohio | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| Jackson County Ohio | 1 | $ 85,000 | $ 85,000 | $ 83,000 |
| Logan County Ohio | 1 | $ 205,000 | $ 205,000 | $ 130,000 |
| Marion County Ohio | 1 | $ 175,000 | $ 175,000 | $ 108,000 |
| Trumbull County Ohio | 1 | $ 115,000 | $ 115,000 | $ 136,000 |
| Wayne County Ohio | 1 | $ 7,825,000 | $ 7,825,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 335,000 | $ 335,000 | $ 290,000 |
| Clinton County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Juniata County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 57,000 |
| Lackawanna County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Lycoming County Pennsylvania | 1 | $ 515,000 | $ 515,000 | $ 261,000 |
| Northampton County Pennsylvania | 1 | $ 335,000 | $ 335,000 | $ 170,000 |
| Northumberland County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 135,000 |
| Bradley County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 49,000 |
| Cocke County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 111,000 |
| Hamilton County Tennessee | 1 | $ 515,000 | $ 515,000 | $ 200,000 |
| Monroe County Tennessee | 1 | $ 405,000 | $ 405,000 | $ 207,000 |
| Tarrant County Texas | 1 | $ 105,000 | $ 105,000 | $ 660,000 |
| Chesterfield County Virginia | 1 | $ 75,000 | $ 75,000 | $ 178,000 |
| Loudoun County Virginia | 1 | $ 425,000 | $ 425,000 | $ 173,000 |
| Pittsylvania County Virginia | 1 | $ 135,000 | $ 135,000 | $ 126,000 |
| Shenandoah County Virginia | 1 | $ 145,000 | $ 145,000 | $ 74,000 |
| Westmoreland County Virginia | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Yakima County Washington | 1 | $ 625,000 | $ 625,000 | $ 405,000 |
| Hancock County West Virginia | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Roane County West Virginia | 1 | $ 195,000 | $ 195,000 | $ 80,000 |
| Ozaukee County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 227,000 |
| Teton County Wyoming | 1 | $ 435,000 | $ 435,000 | $ 384,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,888 | $619,840,000 | $214,000 | $20,885,000 | $133,000 | $4,449,000 |
| Home Purchase | 1,732 | $490,900,000 | $283,000 | $29,965,000 | $116,000 | $1,460,000 |
| Home Improvement | 909 | $79,115,000 | $87,000 | $2,505,000 | $125,000 | $4,449,000 |
| Other Purpose | 699 | $74,255,000 | $106,000 | $2,005,000 | $153,000 | $9,014,000 |
| Cash-out Refinancing | 571 | $118,295,000 | $207,000 | $1,505,000 | $131,000 | $1,500,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,384 | $791,640,000 | $180,000 | $4,365,000 | $124,000 | $4,449,000 |
| Not Provided | 1,774 | $224,030,000 | $126,000 | $2,805,000 | $142,000 | $9,014,000 |
| Not applicable | 381 | $310,665,000 | $815,000 | $29,965,000 | $0 | $0 |
| Asian | 122 | $29,320,000 | $240,000 | $765,000 | $149,000 | $457,000 |
| Black or African American | 62 | $10,100,000 | $162,000 | $555,000 | $99,000 | $294,000 |
| Hispanic | 53 | $11,035,000 | $208,000 | $485,000 | $126,000 | $780,000 |
| American Indian or Alaskan Native | 9 | $795,000 | $88,000 | $225,000 | $400,000 | $3,110,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $565,000 | $188,000 | $205,000 | $114,000 | $135,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,770 | $1,378,230,000 | $203,000 | $29,965,000 | $130,000 | $9,014,000 |
| FHA-insured (Federal Housing Administration) | 19 | $2,495,000 | $131,000 | $235,000 | $81,000 | $244,000 |
| VA-guaranteed (Veterans Administration) | 10 | $1,680,000 | $168,000 | $295,000 | $77,000 | $122,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,497 | $950,735,000 | $211,000 | $29,965,000 | $134,000 | $9,014,000 |
| Application Denied By Financial Institution | 855 | $129,805,000 | $151,000 | $14,105,000 | $99,000 | $1,896,000 |
| Application Withdrawn By Applicant | 777 | $170,725,000 | $219,000 | $7,005,000 | $135,000 | $3,509,000 |
| Application Approved But Not Accepted | 302 | $42,780,000 | $141,000 | $1,405,000 | $125,000 | $1,148,000 |
| File Closed For Incompleteness | 259 | $64,805,000 | $250,000 | $4,365,000 | $156,000 | $1,700,000 |
| Preapproval Approved but not Accepted | 74 | $17,030,000 | $230,000 | $1,205,000 | $99,000 | $513,000 |
| Preapproval Denied by Financial Institution | 35 | $6,525,000 | $186,000 | $655,000 | $67,000 | $223,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,909 | $1,246,075,000 | $210,000 | $29,965,000 | $135,000 | $9,014,000 |
| Credit History | 408 | $36,210,000 | $88,000 | $1,205,000 | $94,000 | $680,000 |
| Collateral | 252 | $35,030,000 | $139,000 | $1,005,000 | $119,000 | $1,896,000 |
| Debt-To-Income Ratio | 172 | $38,940,000 | $226,000 | $1,475,000 | $65,000 | $398,000 |
| Unverifiable Information | 32 | $4,980,000 | $155,000 | $595,000 | $139,000 | $445,000 |
| Other | 15 | $18,795,000 | $1,253,000 | $14,105,000 | $94,000 | $226,000 |
| Employment History | 7 | $1,175,000 | $167,000 | $285,000 | $78,000 | $217,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $570,000 | $285,000 | $375,000 | $101,000 | $122,000 |
| Credit Application Incomplete | 2 | $630,000 | $315,000 | $445,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into S&T Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess S&T Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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