S&T Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
S&T Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | S&T Bank 800 Philadelphia Street Po Box 190 Indiana, PA 15701 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,848 |
| Total Mortgage Loan Application Amount | $1,495,280,000 |
| Average Mortgage Loan Application Amount | $201,800 |
| Highest Mortgage Loan Application Amount | $31,605,000 |
| Average Applicant Income | $124,200 |
| Highest Applicant Income | $2,664,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with S&T Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing S&T Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down S&T Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how S&T Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by S&T Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at S&T Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Westmoreland County Pennsylvania | 1,257 | $ 161,855,000 | $ 128,000 | $ 106,000 |
| Allegheny County Pennsylvania | 1,014 | $ 247,740,000 | $ 244,000 | $ 125,000 |
| Indiana County Pennsylvania | 519 | $ 54,555,000 | $ 105,000 | $ 86,000 |
| Jefferson County Pennsylvania | 378 | $ 38,760,000 | $ 102,000 | $ 77,000 |
| Chester County Pennsylvania | 364 | $ 74,020,000 | $ 203,000 | $ 138,000 |
| Cambria County Pennsylvania | 316 | $ 31,310,000 | $ 99,000 | $ 92,000 |
| Cumberland County Pennsylvania | 276 | $ 62,770,000 | $ 227,000 | $ 151,000 |
| Dauphin County Pennsylvania | 253 | $ 55,035,000 | $ 217,000 | $ 134,000 |
| Lancaster County Pennsylvania | 247 | $ 81,905,000 | $ 331,000 | $ 177,000 |
| Armstrong County Pennsylvania | 239 | $ 24,785,000 | $ 103,000 | $ 80,000 |
| Clearfield County Pennsylvania | 236 | $ 28,860,000 | $ 122,000 | $ 113,000 |
| Blair County Pennsylvania | 154 | $ 19,170,000 | $ 124,000 | $ 91,000 |
| Philadelphia County Pennsylvania | 134 | $ 84,680,000 | $ 631,000 | $ 132,000 |
| York County Pennsylvania | 115 | $ 25,925,000 | $ 225,000 | $ 115,000 |
| Summit County Ohio | 105 | $ 22,745,000 | $ 216,000 | $ 159,000 |
| Butler County Pennsylvania | 105 | $ 24,035,000 | $ 228,000 | $ 154,000 |
| Clarion County Pennsylvania | 98 | $ 9,920,000 | $ 101,000 | $ 80,000 |
| Beaver County Pennsylvania | 73 | $ 13,215,000 | $ 181,000 | $ 134,000 |
| Delaware County Pennsylvania | 56 | $ 30,150,000 | $ 538,000 | $ 219,000 |
| Washington County Pennsylvania | 50 | $ 13,650,000 | $ 273,000 | $ 165,000 |
| Montgomery County Pennsylvania | 41 | $ 16,705,000 | $ 407,000 | $ 234,000 |
| Berks County Pennsylvania | 38 | $ 11,010,000 | $ 289,000 | $ 230,000 |
| Cuyahoga County Ohio | 37 | $ 10,045,000 | $ 271,000 | $ 180,000 |
| Franklin County Ohio | 30 | $ 50,320,000 | $ 1,677,000 | $ 369,000 |
| Lebanon County Pennsylvania | 26 | $ 20,790,000 | $ 799,000 | $ 134,000 |
| Elk County Pennsylvania | 24 | $ 2,800,000 | $ 116,000 | $ 87,000 |
| Lawrence County Pennsylvania | 23 | $ 3,655,000 | $ 158,000 | $ 73,000 |
| Somerset County Pennsylvania | 23 | $ 3,125,000 | $ 135,000 | $ 85,000 |
| Medina County Ohio | 22 | $ 6,420,000 | $ 291,000 | $ 134,000 |
| Montgomery County Maryland | 16 | $ 11,970,000 | $ 748,000 | $ 224,000 |
| Cape May County New Jersey | 16 | $ 11,310,000 | $ 706,000 | $ 521,000 |
| Fayette County Pennsylvania | 16 | $ 4,390,000 | $ 274,000 | $ 122,000 |
| Portage County Ohio | 14 | $ 3,760,000 | $ 268,000 | $ 116,000 |
| Licking County Ohio | 13 | $ 5,515,000 | $ 424,000 | $ 230,000 |
| Frederick County Maryland | 12 | $ 3,230,000 | $ 269,000 | $ 152,000 |
| Centre County Pennsylvania | 11 | $ 2,885,000 | $ 262,000 | $ 307,000 |
| New Castle County Delaware | 10 | $ 5,810,000 | $ 581,000 | $ 117,000 |
| Sussex County Delaware | 10 | $ 3,770,000 | $ 377,000 | $ 231,000 |
| Monmouth County New Jersey | 10 | $ 2,980,000 | $ 298,000 | $ 293,000 |
| Mahoning County Ohio | 10 | $ 5,490,000 | $ 549,000 | $ 160,000 |
| Bedford County Pennsylvania | 10 | $ 1,500,000 | $ 150,000 | $ 79,000 |
| Forest County Pennsylvania | 10 | $ 1,880,000 | $ 188,000 | $ 150,000 |
| Venango County Pennsylvania | 10 | $ 1,160,000 | $ 116,000 | $ 85,000 |
| Mercer County Pennsylvania | 9 | $ 2,645,000 | $ 293,000 | $ 96,000 |
| Howard County Maryland | 8 | $ 6,380,000 | $ 797,000 | $ 289,000 |
| Lorain County Ohio | 8 | $ 1,980,000 | $ 247,000 | $ 102,000 |
| Adams County Pennsylvania | 8 | $ 1,660,000 | $ 207,000 | $ 111,000 |
| Erie County Pennsylvania | 8 | $ 2,110,000 | $ 263,000 | $ 236,000 |
| Franklin County Pennsylvania | 8 | $ 1,530,000 | $ 191,000 | $ 76,000 |
| Collier County Florida | 7 | $ 5,675,000 | $ 810,000 | $ 411,000 |
| Stark County Ohio | 7 | $ 1,805,000 | $ 257,000 | $ 155,000 |
| Bucks County Pennsylvania | 7 | $ 2,215,000 | $ 316,000 | $ 132,000 |
| Huntingdon County Pennsylvania | 7 | $ 1,025,000 | $ 146,000 | $ 63,000 |
| Carroll County Maryland | 6 | $ 5,310,000 | $ 885,000 | $ 289,000 |
| Ocean County New Jersey | 6 | $ 2,900,000 | $ 483,000 | $ 518,000 |
| Perry County Pennsylvania | 6 | $ 1,400,000 | $ 233,000 | $ 90,000 |
| Palm Beach County Florida | 5 | $ 3,735,000 | $ 747,000 | $ 390,000 |
| Worcester County Maryland | 5 | $ 2,035,000 | $ 407,000 | $ 216,000 |
| Atlantic County New Jersey | 5 | $ 2,275,000 | $ 455,000 | $ 191,000 |
| Erie County New York | 5 | $ 3,005,000 | $ 601,000 | $ 105,000 |
| Crawford County Pennsylvania | 5 | $ 1,095,000 | $ 219,000 | $ 335,000 |
| Lackawanna County Pennsylvania | 5 | $ 675,000 | $ 135,000 | $ 101,000 |
| Baltimore County Maryland | 4 | $ 2,740,000 | $ 685,000 | $ 204,000 |
| Garrett County Maryland | 4 | $ 1,610,000 | $ 402,000 | $ 282,000 |
| Harford County Maryland | 4 | $ 2,220,000 | $ 555,000 | $ 253,000 |
| Dare County North Carolina | 4 | $ 3,060,000 | $ 765,000 | $ 670,000 |
| Delaware County Ohio | 4 | $ 33,200,000 | $ 8,300,000 | $ 341,000 |
| Erie County Ohio | 4 | $ 1,860,000 | $ 465,000 | $ 186,000 |
| Lucas County Ohio | 4 | $ 3,640,000 | $ 910,000 | $ 151,000 |
| Monroe County Pennsylvania | 4 | $ 790,000 | $ 197,000 | $ 221,000 |
| Northumberland County Pennsylvania | 4 | $ 850,000 | $ 212,000 | $ 83,000 |
| Horry County South Carolina | 4 | $ 640,000 | $ 160,000 | $ 161,000 |
| Manatee County Florida | 3 | $ 2,425,000 | $ 808,000 | $ 263,000 |
| Miami-Dade County Florida | 3 | $ 4,135,000 | $ 1,378,000 | $ 2,664,000 |
| Sarasota County Florida | 3 | $ 2,705,000 | $ 901,000 | $ 581,000 |
| Anne Arundel County Maryland | 3 | $ 775,000 | $ 258,000 | $ 175,000 |
| Cecil County Maryland | 3 | $ 775,000 | $ 258,000 | $ 63,000 |
| Currituck County North Carolina | 3 | $ 2,615,000 | $ 871,000 | $ 650,000 |
| Geauga County Ohio | 3 | $ 735,000 | $ 245,000 | $ 111,000 |
| Union County Ohio | 3 | $ 1,175,000 | $ 391,000 | $ 224,000 |
| Wayne County Ohio | 3 | $ 625,000 | $ 208,000 | $ 77,000 |
| Juniata County Pennsylvania | 3 | $ 285,000 | $ 95,000 | $ 52,000 |
| Lehigh County Pennsylvania | 3 | $ 1,355,000 | $ 451,000 | $ 411,000 |
| Kent County Delaware | 2 | $ 380,000 | $ 190,000 | $ 99,000 |
| Lee County Florida | 2 | $ 620,000 | $ 310,000 | $ 132,000 |
| Pinellas County Florida | 2 | $ 960,000 | $ 480,000 | $ 155,000 |
| Volusia County Florida | 2 | $ 550,000 | $ 275,000 | $ 220,000 |
| Wakulla County Florida | 2 | $ 330,000 | $ 165,000 | $ 72,000 |
| Allegany County Maryland | 2 | $ 240,000 | $ 120,000 | $ 84,000 |
| Burlington County New Jersey | 2 | $ 230,000 | $ 115,000 | $ 524,000 |
| Mercer County New Jersey | 2 | $ 580,000 | $ 290,000 | $ 680,000 |
| Niagara County New York | 2 | $ 880,000 | $ 440,000 | $ 0 |
| Henderson County North Carolina | 2 | $ 520,000 | $ 260,000 | $ 135,000 |
| Moore County North Carolina | 2 | $ 290,000 | $ 145,000 | $ 239,000 |
| Pender County North Carolina | 2 | $ 260,000 | $ 130,000 | $ 114,000 |
| Ashland County Ohio | 2 | $ 260,000 | $ 130,000 | $ 173,000 |
| Ashtabula County Ohio | 2 | $ 600,000 | $ 300,000 | $ 263,000 |
| Greene County Ohio | 2 | $ 11,380,000 | $ 5,690,000 | $ 0 |
| Huron County Ohio | 2 | $ 1,660,000 | $ 830,000 | $ 0 |
| Jefferson County Ohio | 2 | $ 400,000 | $ 200,000 | $ 135,000 |
| Lake County Ohio | 2 | $ 280,000 | $ 140,000 | $ 208,000 |
| Ottawa County Ohio | 2 | $ 540,000 | $ 270,000 | $ 281,000 |
| Greene County Pennsylvania | 2 | $ 460,000 | $ 230,000 | $ 93,000 |
| Luzerne County Pennsylvania | 2 | $ 160,000 | $ 80,000 | $ 433,000 |
| Mifflin County Pennsylvania | 2 | $ 310,000 | $ 155,000 | $ 30,000 |
| Montour County Pennsylvania | 2 | $ 330,000 | $ 165,000 | $ 46,000 |
| Schuylkill County Pennsylvania | 2 | $ 360,000 | $ 180,000 | $ 101,000 |
| Beaufort County South Carolina | 2 | $ 1,460,000 | $ 730,000 | $ 1,192,000 |
| Charleston County South Carolina | 2 | $ 880,000 | $ 440,000 | $ 419,000 |
| Lancaster County South Carolina | 2 | $ 830,000 | $ 415,000 | $ 94,000 |
| Fairfax County Virginia | 2 | $ 1,130,000 | $ 565,000 | $ 471,000 |
| Loudoun County Virginia | 2 | $ 130,000 | $ 65,000 | $ 216,000 |
| Brooke County West Virginia | 2 | $ 390,000 | $ 195,000 | $ 57,000 |
| Monongalia County West Virginia | 2 | $ 7,160,000 | $ 3,580,000 | $ 132,000 |
| Los Angeles County California | 1 | $ 525,000 | $ 525,000 | $ 1,030,000 |
| San Diego County California | 1 | $ 405,000 | $ 405,000 | $ 124,000 |
| Chaffee County Colorado | 1 | $ 185,000 | $ 185,000 | $ 1,582,000 |
| Denver County Colorado | 1 | $ 205,000 | $ 205,000 | $ 146,000 |
| Lake County Colorado | 1 | $ 385,000 | $ 385,000 | $ 483,000 |
| Summit County Colorado | 1 | $ 1,125,000 | $ 1,125,000 | $ 271,000 |
| Middlesex County Connecticut | 1 | $ 65,000 | $ 65,000 | $ 113,000 |
| District of Columbia County District Of Columbia | 1 | $ 105,000 | $ 105,000 | $ 143,000 |
| Broward County Florida | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Charlotte County Florida | 1 | $ 55,000 | $ 55,000 | $ 160,000 |
| Duval County Florida | 1 | $ 115,000 | $ 115,000 | $ 86,000 |
| Hillsborough County Florida | 1 | $ 105,000 | $ 105,000 | $ 306,000 |
| Monroe County Florida | 1 | $ 1,345,000 | $ 1,345,000 | $ 480,000 |
| Nassau County Florida | 1 | $ 245,000 | $ 245,000 | $ 402,000 |
| Orange County Florida | 1 | $ 125,000 | $ 125,000 | $ 276,000 |
| Santa Rosa County Florida | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Lake County Illinois | 1 | $ 325,000 | $ 325,000 | $ 132,000 |
| Marion County Indiana | 1 | $ 585,000 | $ 585,000 | $ 225,000 |
| Baltimore City County Maryland | 1 | $ 1,475,000 | $ 1,475,000 | $ 542,000 |
| Calvert County Maryland | 1 | $ 305,000 | $ 305,000 | $ 205,000 |
| Kent County Maryland | 1 | $ 305,000 | $ 305,000 | $ 170,000 |
| Prince George's County Maryland | 1 | $ 255,000 | $ 255,000 | $ 190,000 |
| Oakland County Michigan | 1 | $ 315,000 | $ 315,000 | $ 274,000 |
| St. Louis County Missouri | 1 | $ 75,000 | $ 75,000 | $ 125,000 |
| Camden County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
| Hudson County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 133,000 |
| Morris County New Jersey | 1 | $ 975,000 | $ 975,000 | $ 0 |
| Passaic County New Jersey | 1 | $ 245,000 | $ 245,000 | $ 101,000 |
| Union County New Jersey | 1 | $ 1,005,000 | $ 1,005,000 | $ 706,000 |
| Monroe County New York | 1 | $ 255,000 | $ 255,000 | $ 54,000 |
| Richmond County New York | 1 | $ 15,000 | $ 15,000 | $ 178,000 |
| Tompkins County New York | 1 | $ 2,265,000 | $ 2,265,000 | $ 0 |
| Alamance County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 124,000 |
| Iredell County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 121,000 |
| Mecklenburg County North Carolina | 1 | $ 545,000 | $ 545,000 | $ 108,000 |
| Northampton County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 126,000 |
| Rutherford County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 91,000 |
| Stanly County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 223,000 |
| Carroll County Ohio | 1 | $ 555,000 | $ 555,000 | $ 250,000 |
| Clark County Ohio | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Clermont County Ohio | 1 | $ 125,000 | $ 125,000 | $ 332,000 |
| Hamilton County Ohio | 1 | $ 855,000 | $ 855,000 | $ 0 |
| Logan County Ohio | 1 | $ 15,000 | $ 15,000 | $ 78,000 |
| Madison County Ohio | 1 | $ 205,000 | $ 205,000 | $ 228,000 |
| Morrow County Ohio | 1 | $ 505,000 | $ 505,000 | $ 143,000 |
| Sandusky County Ohio | 1 | $ 345,000 | $ 345,000 | $ 89,000 |
| Trumbull County Ohio | 1 | $ 405,000 | $ 405,000 | $ 325,000 |
| Warren County Ohio | 1 | $ 535,000 | $ 535,000 | $ 178,000 |
| Wood County Ohio | 1 | $ 175,000 | $ 175,000 | $ 222,000 |
| Northampton County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 102,000 |
| Union County Pennsylvania | 1 | $ 445,000 | $ 445,000 | $ 306,000 |
| Wayne County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 149,000 |
| Edgefield County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| Richland County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 79,000 |
| Fentress County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 24,000 |
| Hamilton County Tennessee | 1 | $ 505,000 | $ 505,000 | $ 200,000 |
| Sevier County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 255,000 |
| Bexar County Texas | 1 | $ 55,000 | $ 55,000 | $ 89,000 |
| Blanco County Texas | 1 | $ 355,000 | $ 355,000 | $ 70,000 |
| Collin County Texas | 1 | $ 725,000 | $ 725,000 | $ 167,000 |
| Dallas County Texas | 1 | $ 1,995,000 | $ 1,995,000 | $ 0 |
| Galveston County Texas | 1 | $ 55,000 | $ 55,000 | $ 258,000 |
| Kanawha County West Virginia | 1 | $ 255,000 | $ 255,000 | $ 155,000 |
Mortgage Loan Application Detail Totals for S&T Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,630 | $538,460,000 | $204,000 | $7,005,000 | $125,000 | $2,664,000 |
| Home Purchase | 1,692 | $639,860,000 | $378,000 | $31,605,000 | $132,000 | $2,400,000 |
| Home Improvement | 1,204 | $117,130,000 | $97,000 | $2,945,000 | $120,000 | $1,648,000 |
| Other Purpose | 819 | $87,045,000 | $106,000 | $2,005,000 | $121,000 | $2,664,000 |
| Cash-out Refinancing | 503 | $112,785,000 | $224,000 | $1,925,000 | $123,000 | $1,017,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,657 | $810,305,000 | $173,000 | $3,045,000 | $122,000 | $2,664,000 |
| Not Provided | 1,363 | $216,015,000 | $158,000 | $2,255,000 | $131,000 | $2,258,000 |
| Not applicable | 486 | $393,810,000 | $810,000 | $31,605,000 | $0 | $0 |
| Asian | 132 | $33,020,000 | $250,000 | $1,445,000 | $177,000 | $1,848,000 |
| Black or African American | 112 | $21,660,000 | $193,000 | $1,285,000 | $114,000 | $556,000 |
| Hispanic | 67 | $13,085,000 | $195,000 | $1,385,000 | $159,000 | $1,717,000 |
| American Indian or Alaskan Native | 8 | $1,360,000 | $170,000 | $505,000 | $210,000 | $668,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $190,000 | $95,000 | $165,000 | $61,000 | $114,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,831 | $1,492,465,000 | $218,000 | $31,605,000 | $125,000 | $2,664,000 |
| FHA-insured (Federal Housing Administration) | 12 | $1,720,000 | $143,000 | $355,000 | $80,000 | $258,000 |
| VA-guaranteed (Veterans Administration) | 5 | $1,095,000 | $219,000 | $305,000 | $75,000 | $115,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,875 | $1,083,745,000 | $222,000 | $31,605,000 | $131,000 | $2,664,000 |
| Application Denied By Financial Institution | 837 | $111,105,000 | $132,000 | $2,075,000 | $86,000 | $830,000 |
| Application Withdrawn By Applicant | 470 | $146,840,000 | $312,000 | $10,905,000 | $127,000 | $956,000 |
| Application Approved But Not Accepted | 312 | $56,140,000 | $179,000 | $1,765,000 | $135,000 | $1,500,000 |
| File Closed For Incompleteness | 250 | $74,640,000 | $298,000 | $1,785,000 | $161,000 | $2,400,000 |
| Preapproval Approved but not Accepted | 83 | $17,735,000 | $213,000 | $625,000 | $95,000 | $613,000 |
| Preapproval Denied by Financial Institution | 21 | $5,075,000 | $241,000 | $605,000 | $53,000 | $120,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,990 | $1,379,100,000 | $230,000 | $31,605,000 | $131,000 | $2,664,000 |
| Credit History | 378 | $35,130,000 | $92,000 | $1,575,000 | $72,000 | $500,000 |
| Collateral | 294 | $34,940,000 | $118,000 | $1,775,000 | $109,000 | $830,000 |
| Debt-To-Income Ratio | 157 | $38,785,000 | $247,000 | $2,075,000 | $61,000 | $258,000 |
| Other | 11 | $2,545,000 | $231,000 | $1,075,000 | $98,000 | $378,000 |
| Unverifiable Information | 8 | $650,000 | $81,000 | $155,000 | $194,000 | $720,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,075,000 | $215,000 | $465,000 | $75,000 | $145,000 |
| Employment History | 3 | $965,000 | $321,000 | $665,000 | $93,000 | $234,000 |
| Credit Application Incomplete | 2 | $2,090,000 | $1,045,000 | $1,835,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into S&T Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess S&T Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.