S&T Bank Mortgage Lending & HMDA Data, 2021
In 2021, S&T Bank of Indiana, PA reported 6,848 mortgage applications totaling $1.5 billion, up 1% from 2020. The average application was for $218,352, and applicants reported an average income of $125,225. 71% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Pittsburgh, PA (2,754), Harrisburg-Carlisle, PA (535) and Montgomery County-Bucks County-Chester County, PA (412) (applications in parentheses).
| Mortgage Company & Address | S&T Bank 800 Philadelphia Street Po Box 190 Indiana, PA 15701 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,848 |
| Total Mortgage Loan Application Amount | $1,495,280,000 |
| Average Mortgage Loan Application Amount | $218,352 |
| Highest Mortgage Loan Application Amount | $31,605,000 |
| Average Applicant Income | $125,225 |
| Highest Applicant Income | $2,664,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records S&T Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Westmoreland, Pennsylvania | 1,257 | $ 161,855,000 | $ 128,762 | $ 106,000 |
| Allegheny, Pennsylvania | 1,014 | $ 247,740,000 | $ 244,319 | $ 125,000 |
| Indiana, Pennsylvania | 519 | $ 54,555,000 | $ 105,115 | $ 86,000 |
| Jefferson, Pennsylvania | 378 | $ 38,760,000 | $ 102,539 | $ 77,000 |
| Chester, Pennsylvania | 364 | $ 74,020,000 | $ 203,351 | $ 138,000 |
| Cambria, Pennsylvania | 316 | $ 31,310,000 | $ 99,082 | $ 92,000 |
| Cumberland, Pennsylvania | 276 | $ 62,770,000 | $ 227,427 | $ 151,000 |
| Dauphin, Pennsylvania | 253 | $ 55,035,000 | $ 217,529 | $ 134,000 |
| Lancaster, Pennsylvania | 247 | $ 81,905,000 | $ 331,599 | $ 177,000 |
| Armstrong, Pennsylvania | 239 | $ 24,785,000 | $ 103,702 | $ 80,000 |
| Clearfield, Pennsylvania | 236 | $ 28,860,000 | $ 122,288 | $ 113,000 |
| Blair, Pennsylvania | 154 | $ 19,170,000 | $ 124,480 | $ 91,000 |
| Philadelphia, Pennsylvania | 134 | $ 84,680,000 | $ 631,940 | $ 132,000 |
| York, Pennsylvania | 115 | $ 25,925,000 | $ 225,434 | $ 115,000 |
| Summit, Ohio | 105 | $ 22,745,000 | $ 216,619 | $ 159,000 |
| Butler, Pennsylvania | 105 | $ 24,035,000 | $ 228,904 | $ 154,000 |
| Clarion, Pennsylvania | 98 | $ 9,920,000 | $ 101,224 | $ 80,000 |
| Beaver, Pennsylvania | 73 | $ 13,215,000 | $ 181,027 | $ 134,000 |
| Delaware, Pennsylvania | 56 | $ 30,150,000 | $ 538,392 | $ 219,000 |
| Washington, Pennsylvania | 50 | $ 13,650,000 | $ 273,000 | $ 165,000 |
| Montgomery, Pennsylvania | 41 | $ 16,705,000 | $ 407,439 | $ 234,000 |
| Berks, Pennsylvania | 38 | $ 11,010,000 | $ 289,736 | $ 230,000 |
| Cuyahoga, Ohio | 37 | $ 10,045,000 | $ 271,486 | $ 180,000 |
| Franklin, Ohio | 30 | $ 50,320,000 | $ 1,677,333 | $ 369,000 |
| Lebanon, Pennsylvania | 26 | $ 20,790,000 | $ 799,615 | $ 134,000 |
| Elk, Pennsylvania | 24 | $ 2,800,000 | $ 116,666 | $ 87,000 |
| Lawrence, Pennsylvania | 23 | $ 3,655,000 | $ 158,913 | $ 73,000 |
| Somerset, Pennsylvania | 23 | $ 3,125,000 | $ 135,869 | $ 85,000 |
| Medina, Ohio | 22 | $ 6,420,000 | $ 291,818 | $ 134,000 |
| Montgomery, Maryland | 16 | $ 11,970,000 | $ 748,125 | $ 224,000 |
| Cape May, New Jersey | 16 | $ 11,310,000 | $ 706,875 | $ 521,000 |
| Fayette, Pennsylvania | 16 | $ 4,390,000 | $ 274,375 | $ 122,000 |
| Portage, Ohio | 14 | $ 3,760,000 | $ 268,571 | $ 116,000 |
| Licking, Ohio | 13 | $ 5,515,000 | $ 424,230 | $ 230,000 |
| Frederick, Maryland | 12 | $ 3,230,000 | $ 269,166 | $ 152,000 |
| Centre, Pennsylvania | 11 | $ 2,885,000 | $ 262,272 | $ 307,000 |
| New Castle, Delaware | 10 | $ 5,810,000 | $ 581,000 | $ 117,000 |
| Sussex, Delaware | 10 | $ 3,770,000 | $ 377,000 | $ 231,000 |
| Monmouth, New Jersey | 10 | $ 2,980,000 | $ 298,000 | $ 293,000 |
| Mahoning, Ohio | 10 | $ 5,490,000 | $ 549,000 | $ 160,000 |
| Bedford, Pennsylvania | 10 | $ 1,500,000 | $ 150,000 | $ 79,000 |
| Forest, Pennsylvania | 10 | $ 1,880,000 | $ 188,000 | $ 150,000 |
| Venango, Pennsylvania | 10 | $ 1,160,000 | $ 116,000 | $ 85,000 |
| Mercer, Pennsylvania | 9 | $ 2,645,000 | $ 293,888 | $ 96,000 |
| Howard, Maryland | 8 | $ 6,380,000 | $ 797,500 | $ 289,000 |
| Lorain, Ohio | 8 | $ 1,980,000 | $ 247,500 | $ 102,000 |
| Adams, Pennsylvania | 8 | $ 1,660,000 | $ 207,500 | $ 111,000 |
| Erie, Pennsylvania | 8 | $ 2,110,000 | $ 263,750 | $ 236,000 |
| Franklin, Pennsylvania | 8 | $ 1,530,000 | $ 191,250 | $ 76,000 |
| Collier, Florida | 7 | $ 5,675,000 | $ 810,714 | $ 411,000 |
| Stark, Ohio | 7 | $ 1,805,000 | $ 257,857 | $ 155,000 |
| Bucks, Pennsylvania | 7 | $ 2,215,000 | $ 316,428 | $ 132,000 |
| Huntingdon, Pennsylvania | 7 | $ 1,025,000 | $ 146,428 | $ 63,000 |
| Carroll, Maryland | 6 | $ 5,310,000 | $ 885,000 | $ 289,000 |
| Ocean, New Jersey | 6 | $ 2,900,000 | $ 483,333 | $ 518,000 |
| Perry, Pennsylvania | 6 | $ 1,400,000 | $ 233,333 | $ 90,000 |
| Palm Beach, Florida | 5 | $ 3,735,000 | $ 747,000 | $ 390,000 |
| Worcester, Maryland | 5 | $ 2,035,000 | $ 407,000 | $ 216,000 |
| Atlantic, New Jersey | 5 | $ 2,275,000 | $ 455,000 | $ 191,000 |
| Erie, New York | 5 | $ 3,005,000 | $ 601,000 | $ 105,000 |
| Crawford, Pennsylvania | 5 | $ 1,095,000 | $ 219,000 | $ 335,000 |
| Lackawanna, Pennsylvania | 5 | $ 675,000 | $ 135,000 | $ 101,000 |
| Baltimore, Maryland | 4 | $ 2,740,000 | $ 685,000 | $ 204,000 |
| Garrett, Maryland | 4 | $ 1,610,000 | $ 402,500 | $ 282,000 |
| Harford, Maryland | 4 | $ 2,220,000 | $ 555,000 | $ 253,000 |
| Dare, North Carolina | 4 | $ 3,060,000 | $ 765,000 | $ 670,000 |
| Delaware, Ohio | 4 | $ 33,200,000 | $ 8,300,000 | $ 341,000 |
| Erie, Ohio | 4 | $ 1,860,000 | $ 465,000 | $ 186,000 |
| Lucas, Ohio | 4 | $ 3,640,000 | $ 910,000 | $ 151,000 |
| Monroe, Pennsylvania | 4 | $ 790,000 | $ 197,500 | $ 221,000 |
| Northumberland, Pennsylvania | 4 | $ 850,000 | $ 212,500 | $ 83,000 |
| Horry, South Carolina | 4 | $ 640,000 | $ 160,000 | $ 161,000 |
| Manatee, Florida | 3 | $ 2,425,000 | $ 808,333 | $ 263,000 |
| Miami-Dade, Florida | 3 | $ 4,135,000 | $ 1,378,333 | $ 2,664,000 |
| Sarasota, Florida | 3 | $ 2,705,000 | $ 901,666 | $ 581,000 |
| Anne Arundel, Maryland | 3 | $ 775,000 | $ 258,333 | $ 175,000 |
| Cecil, Maryland | 3 | $ 775,000 | $ 258,333 | $ 63,000 |
| Currituck, North Carolina | 3 | $ 2,615,000 | $ 871,666 | $ 650,000 |
| Geauga, Ohio | 3 | $ 735,000 | $ 245,000 | $ 111,000 |
| Union, Ohio | 3 | $ 1,175,000 | $ 391,666 | $ 224,000 |
| Wayne, Ohio | 3 | $ 625,000 | $ 208,333 | $ 77,000 |
| Juniata, Pennsylvania | 3 | $ 285,000 | $ 95,000 | $ 52,000 |
| Lehigh, Pennsylvania | 3 | $ 1,355,000 | $ 451,666 | $ 411,000 |
| Kent, Delaware | 2 | $ 380,000 | $ 190,000 | $ 99,000 |
| Lee, Florida | 2 | $ 620,000 | $ 310,000 | $ 132,000 |
| Pinellas, Florida | 2 | $ 960,000 | $ 480,000 | $ 155,000 |
| Volusia, Florida | 2 | $ 550,000 | $ 275,000 | $ 220,000 |
| Wakulla, Florida | 2 | $ 330,000 | $ 165,000 | $ 72,000 |
| Allegany, Maryland | 2 | $ 240,000 | $ 120,000 | $ 84,000 |
| Burlington, New Jersey | 2 | $ 230,000 | $ 115,000 | $ 524,000 |
| Mercer, New Jersey | 2 | $ 580,000 | $ 290,000 | $ 680,000 |
| Niagara, New York | 2 | $ 880,000 | $ 440,000 | $ 0 |
| Henderson, North Carolina | 2 | $ 520,000 | $ 260,000 | $ 135,000 |
| Moore, North Carolina | 2 | $ 290,000 | $ 145,000 | $ 239,000 |
| Pender, North Carolina | 2 | $ 260,000 | $ 130,000 | $ 114,000 |
| Ashland, Ohio | 2 | $ 260,000 | $ 130,000 | $ 173,000 |
| Ashtabula, Ohio | 2 | $ 600,000 | $ 300,000 | $ 263,000 |
| Greene, Ohio | 2 | $ 11,380,000 | $ 5,690,000 | $ 0 |
| Huron, Ohio | 2 | $ 1,660,000 | $ 830,000 | $ 0 |
| Jefferson, Ohio | 2 | $ 400,000 | $ 200,000 | $ 135,000 |
| Lake, Ohio | 2 | $ 280,000 | $ 140,000 | $ 208,000 |
| Ottawa, Ohio | 2 | $ 540,000 | $ 270,000 | $ 281,000 |
| Greene, Pennsylvania | 2 | $ 460,000 | $ 230,000 | $ 93,000 |
| Luzerne, Pennsylvania | 2 | $ 160,000 | $ 80,000 | $ 433,000 |
| Mifflin, Pennsylvania | 2 | $ 310,000 | $ 155,000 | $ 30,000 |
| Montour, Pennsylvania | 2 | $ 330,000 | $ 165,000 | $ 46,000 |
| Schuylkill, Pennsylvania | 2 | $ 360,000 | $ 180,000 | $ 101,000 |
| Beaufort, South Carolina | 2 | $ 1,460,000 | $ 730,000 | $ 1,192,000 |
| Charleston, South Carolina | 2 | $ 880,000 | $ 440,000 | $ 419,000 |
| Lancaster, South Carolina | 2 | $ 830,000 | $ 415,000 | $ 94,000 |
| Fairfax, Virginia | 2 | $ 1,130,000 | $ 565,000 | $ 471,000 |
| Loudoun, Virginia | 2 | $ 130,000 | $ 65,000 | $ 216,000 |
| Brooke, West Virginia | 2 | $ 390,000 | $ 195,000 | $ 57,000 |
| Monongalia, West Virginia | 2 | $ 7,160,000 | $ 3,580,000 | $ 132,000 |
| Los Angeles, California | 1 | $ 525,000 | $ 525,000 | $ 1,030,000 |
| San Diego, California | 1 | $ 405,000 | $ 405,000 | $ 124,000 |
| Chaffee, Colorado | 1 | $ 185,000 | $ 185,000 | $ 1,582,000 |
| Denver, Colorado | 1 | $ 205,000 | $ 205,000 | $ 146,000 |
| Lake, Colorado | 1 | $ 385,000 | $ 385,000 | $ 483,000 |
| Summit, Colorado | 1 | $ 1,125,000 | $ 1,125,000 | $ 271,000 |
| Middlesex, Connecticut | 1 | $ 65,000 | $ 65,000 | $ 113,000 |
| District of Columbia, District Of Columbia | 1 | $ 105,000 | $ 105,000 | $ 143,000 |
| Broward, Florida | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Charlotte, Florida | 1 | $ 55,000 | $ 55,000 | $ 160,000 |
| Duval, Florida | 1 | $ 115,000 | $ 115,000 | $ 86,000 |
| Hillsborough, Florida | 1 | $ 105,000 | $ 105,000 | $ 306,000 |
| Monroe, Florida | 1 | $ 1,345,000 | $ 1,345,000 | $ 480,000 |
| Nassau, Florida | 1 | $ 245,000 | $ 245,000 | $ 402,000 |
| Orange, Florida | 1 | $ 125,000 | $ 125,000 | $ 276,000 |
| Santa Rosa, Florida | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Lake, Illinois | 1 | $ 325,000 | $ 325,000 | $ 132,000 |
| Marion, Indiana | 1 | $ 585,000 | $ 585,000 | $ 225,000 |
| Baltimore City, Maryland | 1 | $ 1,475,000 | $ 1,475,000 | $ 542,000 |
| Calvert, Maryland | 1 | $ 305,000 | $ 305,000 | $ 205,000 |
| Kent, Maryland | 1 | $ 305,000 | $ 305,000 | $ 170,000 |
| Prince George's, Maryland | 1 | $ 255,000 | $ 255,000 | $ 190,000 |
| Oakland, Michigan | 1 | $ 315,000 | $ 315,000 | $ 274,000 |
| St. Louis, Missouri | 1 | $ 75,000 | $ 75,000 | $ 125,000 |
| Camden, New Jersey | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
| Hudson, New Jersey | 1 | $ 75,000 | $ 75,000 | $ 133,000 |
| Morris, New Jersey | 1 | $ 975,000 | $ 975,000 | $ 0 |
| Passaic, New Jersey | 1 | $ 245,000 | $ 245,000 | $ 101,000 |
| Union, New Jersey | 1 | $ 1,005,000 | $ 1,005,000 | $ 706,000 |
| Monroe, New York | 1 | $ 255,000 | $ 255,000 | $ 54,000 |
| Richmond, New York | 1 | $ 15,000 | $ 15,000 | $ 178,000 |
| Tompkins, New York | 1 | $ 2,265,000 | $ 2,265,000 | $ 0 |
| Alamance, North Carolina | 1 | $ 215,000 | $ 215,000 | $ 124,000 |
| Iredell, North Carolina | 1 | $ 265,000 | $ 265,000 | $ 121,000 |
| Mecklenburg, North Carolina | 1 | $ 545,000 | $ 545,000 | $ 108,000 |
| Northampton, North Carolina | 1 | $ 255,000 | $ 255,000 | $ 126,000 |
| Rutherford, North Carolina | 1 | $ 285,000 | $ 285,000 | $ 91,000 |
| Stanly, North Carolina | 1 | $ 175,000 | $ 175,000 | $ 223,000 |
| Carroll, Ohio | 1 | $ 555,000 | $ 555,000 | $ 250,000 |
| Clark, Ohio | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Clermont, Ohio | 1 | $ 125,000 | $ 125,000 | $ 332,000 |
| Hamilton, Ohio | 1 | $ 855,000 | $ 855,000 | $ 0 |
| Logan, Ohio | 1 | $ 15,000 | $ 15,000 | $ 78,000 |
| Madison, Ohio | 1 | $ 205,000 | $ 205,000 | $ 228,000 |
| Morrow, Ohio | 1 | $ 505,000 | $ 505,000 | $ 143,000 |
| Sandusky, Ohio | 1 | $ 345,000 | $ 345,000 | $ 89,000 |
| Trumbull, Ohio | 1 | $ 405,000 | $ 405,000 | $ 325,000 |
| Warren, Ohio | 1 | $ 535,000 | $ 535,000 | $ 178,000 |
| Wood, Ohio | 1 | $ 175,000 | $ 175,000 | $ 222,000 |
| Northampton, Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 102,000 |
| Union, Pennsylvania | 1 | $ 445,000 | $ 445,000 | $ 306,000 |
| Wayne, Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 149,000 |
| Edgefield, South Carolina | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| Richland, South Carolina | 1 | $ 105,000 | $ 105,000 | $ 79,000 |
| Fentress, Tennessee | 1 | $ 25,000 | $ 25,000 | $ 24,000 |
| Hamilton, Tennessee | 1 | $ 505,000 | $ 505,000 | $ 200,000 |
| Sevier, Tennessee | 1 | $ 75,000 | $ 75,000 | $ 255,000 |
| Bexar, Texas | 1 | $ 55,000 | $ 55,000 | $ 89,000 |
| Blanco, Texas | 1 | $ 355,000 | $ 355,000 | $ 70,000 |
| Collin, Texas | 1 | $ 725,000 | $ 725,000 | $ 167,000 |
| Dallas, Texas | 1 | $ 1,995,000 | $ 1,995,000 | $ 0 |
| Galveston, Texas | 1 | $ 55,000 | $ 55,000 | $ 258,000 |
| Kanawha, West Virginia | 1 | $ 255,000 | $ 255,000 | $ 155,000 |
Mortgage Loan Application Detail Totals for S&T Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,630 | $538,460,000 | $204,000 | $7,005,000 | $125,000 | $2,664,000 |
| Home Purchase | 1,692 | $639,860,000 | $378,000 | $31,605,000 | $132,000 | $2,400,000 |
| Home Improvement | 1,204 | $117,130,000 | $97,000 | $2,945,000 | $120,000 | $1,648,000 |
| Other Purpose | 819 | $87,045,000 | $106,000 | $2,005,000 | $121,000 | $2,664,000 |
| Cash-out Refinancing | 503 | $112,785,000 | $224,000 | $1,925,000 | $123,000 | $1,017,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,657 | $810,305,000 | $173,000 | $3,045,000 | $122,000 | $2,664,000 |
| Not Provided | 1,363 | $216,015,000 | $158,000 | $2,255,000 | $131,000 | $2,258,000 |
| Not applicable | 486 | $393,810,000 | $810,000 | $31,605,000 | $0 | $0 |
| Asian | 132 | $33,020,000 | $250,000 | $1,445,000 | $177,000 | $1,848,000 |
| Black or African American | 112 | $21,660,000 | $193,000 | $1,285,000 | $114,000 | $556,000 |
| Hispanic | 67 | $13,085,000 | $195,000 | $1,385,000 | $159,000 | $1,717,000 |
| American Indian or Alaskan Native | 8 | $1,360,000 | $170,000 | $505,000 | $210,000 | $668,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $190,000 | $95,000 | $165,000 | $61,000 | $114,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,831 | $1,492,465,000 | $218,000 | $31,605,000 | $125,000 | $2,664,000 |
| FHA-insured (Federal Housing Administration) | 12 | $1,720,000 | $143,000 | $355,000 | $80,000 | $258,000 |
| VA-guaranteed (Veterans Administration) | 5 | $1,095,000 | $219,000 | $305,000 | $75,000 | $115,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,875 | $1,083,745,000 | $222,000 | $31,605,000 | $131,000 | $2,664,000 |
| Application Denied By Financial Institution | 837 | $111,105,000 | $132,000 | $2,075,000 | $86,000 | $830,000 |
| Application Withdrawn By Applicant | 470 | $146,840,000 | $312,000 | $10,905,000 | $127,000 | $956,000 |
| Application Approved But Not Accepted | 312 | $56,140,000 | $179,000 | $1,765,000 | $135,000 | $1,500,000 |
| File Closed For Incompleteness | 250 | $74,640,000 | $298,000 | $1,785,000 | $161,000 | $2,400,000 |
| Preapproval Approved but not Accepted | 83 | $17,735,000 | $213,000 | $625,000 | $95,000 | $613,000 |
| Preapproval Denied by Financial Institution | 21 | $5,075,000 | $241,000 | $605,000 | $53,000 | $120,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,990 | $1,379,100,000 | $230,000 | $31,605,000 | $131,000 | $2,664,000 |
| Credit History | 378 | $35,130,000 | $92,000 | $1,575,000 | $72,000 | $500,000 |
| Collateral | 294 | $34,940,000 | $118,000 | $1,775,000 | $109,000 | $830,000 |
| Debt-To-Income Ratio | 157 | $38,785,000 | $247,000 | $2,075,000 | $61,000 | $258,000 |
| Other | 11 | $2,545,000 | $231,000 | $1,075,000 | $98,000 | $378,000 |
| Unverifiable Information | 8 | $650,000 | $81,000 | $155,000 | $194,000 | $720,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,075,000 | $215,000 | $465,000 | $75,000 | $145,000 |
| Employment History | 3 | $965,000 | $321,000 | $665,000 | $93,000 | $234,000 |
| Credit Application Incomplete | 2 | $2,090,000 | $1,045,000 | $1,835,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into S&T Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess S&T Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.
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