Ardent Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for Pennsylvania.
The mortgage statistics and data below are specific to mortgage loan applications for Ardent Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Ardent Federal Credit Union 1500 Spring Garden St. Suite 500 Philadelphia, PA 19130 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 588 |
| Total Mortgage Loan Application Amount | $89,660,000 |
| Average Mortgage Loan Application Amount | $163,400 |
| Highest Mortgage Loan Application Amount | $945,000 |
| Average Applicant Income | $140,400 |
| Highest Applicant Income | $1,478,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in PA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Pennsylvania | 124 | $ 21,120,000 | $ 170,000 | $ 151,000 |
| Philadelphia County Pennsylvania | 119 | $ 13,395,000 | $ 112,000 | $ 101,000 |
| Chester County Pennsylvania | 57 | $ 12,525,000 | $ 219,000 | $ 176,000 |
| Delaware County Pennsylvania | 51 | $ 9,105,000 | $ 178,000 | $ 163,000 |
| Bucks County Pennsylvania | 40 | $ 6,210,000 | $ 155,000 | $ 145,000 |
| Camden County New Jersey | 21 | $ 2,085,000 | $ 99,000 | $ 100,000 |
| Gloucester County New Jersey | 18 | $ 2,620,000 | $ 145,000 | $ 134,000 |
| Burlington County New Jersey | 10 | $ 1,770,000 | $ 177,000 | $ 159,000 |
| New Castle County Delaware | 5 | $ 905,000 | $ 181,000 | $ 160,000 |
| Broward County Florida | 5 | $ 1,075,000 | $ 215,000 | $ 121,000 |
| Atlantic County New Jersey | 5 | $ 645,000 | $ 129,000 | $ 141,000 |
| Cape May County New Jersey | 4 | $ 1,200,000 | $ 300,000 | $ 179,000 |
| Berks County Pennsylvania | 4 | $ 270,000 | $ 67,000 | $ 156,000 |
| DeKalb County Georgia | 3 | $ 265,000 | $ 88,000 | $ 92,000 |
| Maricopa County Arizona | 2 | $ 250,000 | $ 125,000 | $ 133,000 |
| Orange County California | 2 | $ 570,000 | $ 285,000 | $ 199,000 |
| Hartford County Connecticut | 2 | $ 80,000 | $ 40,000 | $ 67,000 |
| Kent County Delaware | 2 | $ 110,000 | $ 55,000 | $ 47,000 |
| Sussex County Delaware | 2 | $ 510,000 | $ 255,000 | $ 115,000 |
| Miami-Dade County Florida | 2 | $ 510,000 | $ 255,000 | $ 97,000 |
| Palm Beach County Florida | 2 | $ 310,000 | $ 155,000 | $ 82,000 |
| Sarasota County Florida | 2 | $ 120,000 | $ 60,000 | $ 167,000 |
| Fulton County Georgia | 2 | $ 170,000 | $ 85,000 | $ 63,000 |
| Henry County Georgia | 2 | $ 100,000 | $ 50,000 | $ 125,000 |
| Middlesex County Massachusetts | 2 | $ 140,000 | $ 70,000 | $ 141,000 |
| Queens County New York | 2 | $ 120,000 | $ 60,000 | $ 85,000 |
| Brunswick County North Carolina | 2 | $ 510,000 | $ 255,000 | $ 239,000 |
| New Hanover County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 125,000 |
| Union County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 59,000 |
| Wake County North Carolina | 2 | $ 410,000 | $ 205,000 | $ 159,000 |
| Horry County South Carolina | 2 | $ 520,000 | $ 260,000 | $ 135,000 |
| Los Angeles County California | 1 | $ 145,000 | $ 145,000 | $ 202,000 |
| Napa County California | 1 | $ 645,000 | $ 645,000 | $ 150,000 |
| San Diego County California | 1 | $ 275,000 | $ 275,000 | $ 90,000 |
| Fairfield County Connecticut | 1 | $ 55,000 | $ 55,000 | $ 70,000 |
| New Haven County Connecticut | 1 | $ 175,000 | $ 175,000 | $ 80,000 |
| Alachua County Florida | 1 | $ 55,000 | $ 55,000 | $ 134,000 |
| Brevard County Florida | 1 | $ 225,000 | $ 225,000 | $ 17,000 |
| Charlotte County Florida | 1 | $ 75,000 | $ 75,000 | $ 46,000 |
| Citrus County Florida | 1 | $ 55,000 | $ 55,000 | $ 138,000 |
| Duval County Florida | 1 | $ 35,000 | $ 35,000 | $ 40,000 |
| Flagler County Florida | 1 | $ 345,000 | $ 345,000 | $ 110,000 |
| Indian River County Florida | 1 | $ 375,000 | $ 375,000 | $ 264,000 |
| Manatee County Florida | 1 | $ 115,000 | $ 115,000 | $ 99,000 |
| Santa Rosa County Florida | 1 | $ 135,000 | $ 135,000 | $ 215,000 |
| St. Lucie County Florida | 1 | $ 55,000 | $ 55,000 | $ 70,000 |
| Volusia County Florida | 1 | $ 375,000 | $ 375,000 | $ 631,000 |
| Bartow County Georgia | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Gwinnett County Georgia | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Pickens County Georgia | 1 | $ 205,000 | $ 205,000 | $ 93,000 |
| Rockdale County Georgia | 1 | $ 275,000 | $ 275,000 | $ 73,000 |
| Cook County Illinois | 1 | $ 5,000 | $ 5,000 | $ 92,000 |
| DuPage County Illinois | 1 | $ 25,000 | $ 25,000 | $ 73,000 |
| Lake County Illinois | 1 | $ 255,000 | $ 255,000 | $ 320,000 |
| Madison County Illinois | 1 | $ 15,000 | $ 15,000 | $ 43,000 |
| Hendricks County Indiana | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Montgomery County Maryland | 1 | $ 205,000 | $ 205,000 | $ 148,000 |
| Prince George's County Maryland | 1 | $ 25,000 | $ 25,000 | $ 137,000 |
| Wicomico County Maryland | 1 | $ 165,000 | $ 165,000 | $ 135,000 |
| Hampden County Massachusetts | 1 | $ 95,000 | $ 95,000 | $ 118,000 |
| Worcester County Massachusetts | 1 | $ 15,000 | $ 15,000 | $ 156,000 |
| Kent County Michigan | 1 | $ 215,000 | $ 215,000 | $ 139,000 |
| St. Charles County Missouri | 1 | $ 155,000 | $ 155,000 | $ 97,000 |
| St. Louis City County Missouri | 1 | $ 335,000 | $ 335,000 | $ 430,000 |
| Clark County Nevada | 1 | $ 75,000 | $ 75,000 | $ 108,000 |
| Hunterdon County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 163,000 |
| Mercer County New Jersey | 1 | $ 85,000 | $ 85,000 | $ 175,000 |
| Middlesex County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 158,000 |
| Monmouth County New Jersey | 1 | $ 15,000 | $ 15,000 | $ 54,000 |
| Ocean County New Jersey | 1 | $ 465,000 | $ 465,000 | $ 934,000 |
| Passaic County New Jersey | 1 | $ 245,000 | $ 245,000 | $ 116,000 |
| Salem County New Jersey | 1 | $ 45,000 | $ 45,000 | $ 271,000 |
| Warren County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 454,000 |
| Ontario County New York | 1 | $ 15,000 | $ 15,000 | $ 138,000 |
| Suffolk County New York | 1 | $ 65,000 | $ 65,000 | $ 244,000 |
| Westchester County New York | 1 | $ 245,000 | $ 245,000 | $ 502,000 |
| Bertie County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Durham County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 35,000 |
| Vance County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 62,000 |
| Butler County Ohio | 1 | $ 25,000 | $ 25,000 | $ 33,000 |
| Clackamas County Oregon | 1 | $ 525,000 | $ 525,000 | $ 165,000 |
| Marion County Oregon | 1 | $ 15,000 | $ 15,000 | $ 144,000 |
| Allegheny County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 174,000 |
| Carbon County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Dauphin County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 34,000 |
| Lancaster County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 168,000 |
| Lehigh County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 78,000 |
| Northampton County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Clarendon County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Spartanburg County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 272,000 |
| Knox County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| Wilson County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Windsor County Vermont | 1 | $ 75,000 | $ 75,000 | $ 25,000 |
| Henrico County Virginia | 1 | $ 235,000 | $ 235,000 | $ 77,000 |
| Prince William County Virginia | 1 | $ 65,000 | $ 65,000 | $ 96,000 |
| Rockingham County Virginia | 1 | $ 255,000 | $ 255,000 | $ 61,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Pennsylvania,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Ardent Federal Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 184 | $30,120,000 | $163,000 | $575,000 | $130,000 | $934,000 |
| Home Improvement | 135 | $9,675,000 | $71,000 | $425,000 | $155,000 | $1,478,000 |
| Other Purpose | 105 | $7,815,000 | $74,000 | $525,000 | $133,000 | $819,000 |
| Cash-out Refinancing | 89 | $23,845,000 | $267,000 | $945,000 | $152,000 | $631,000 |
| Home Purchase | 75 | $18,205,000 | $242,000 | $465,000 | $132,000 | $430,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 317 | $54,875,000 | $173,000 | $945,000 | $151,000 | $1,478,000 |
| Not Provided | 107 | $16,865,000 | $157,000 | $565,000 | $142,000 | $870,000 |
| Black or African American | 104 | $8,680,000 | $83,000 | $325,000 | $102,000 | $530,000 |
| Asian | 33 | $5,695,000 | $172,000 | $525,000 | $191,000 | $934,000 |
| Hispanic | 22 | $2,370,000 | $107,000 | $385,000 | $89,000 | $266,000 |
| Not applicable | 3 | $1,135,000 | $378,000 | $605,000 | $0 | $0 |
| American Indian or Alaskan Native | 1 | $5,000 | $5,000 | $5,000 | $26,000 | $26,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 588 | $89,660,000 | $152,000 | $945,000 | $140,000 | $1,478,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 388 | $66,090,000 | $170,000 | $715,000 | $155,000 | $1,478,000 |
| Application Denied By Financial Institution | 97 | $8,975,000 | $92,000 | $945,000 | $95,000 | $530,000 |
| Application Withdrawn By Applicant | 82 | $9,390,000 | $114,000 | $525,000 | $137,000 | $819,000 |
| Application Approved But Not Accepted | 11 | $2,315,000 | $210,000 | $475,000 | $100,000 | $175,000 |
| File Closed For Incompleteness | 7 | $1,755,000 | $250,000 | $485,000 | $94,000 | $166,000 |
| Loan Purchased By The Institution | 3 | $1,135,000 | $378,000 | $605,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 491 | $80,685,000 | $164,000 | $715,000 | $149,000 | $1,478,000 |
| Credit History | 29 | $1,925,000 | $66,000 | $245,000 | $102,000 | $530,000 |
| Debt-To-Income Ratio | 28 | $2,720,000 | $97,000 | $255,000 | $59,000 | $155,000 |
| Other | 23 | $2,145,000 | $93,000 | $375,000 | $103,000 | $244,000 |
| Collateral | 12 | $1,640,000 | $136,000 | $945,000 | $147,000 | $418,000 |
| Unverifiable Information | 3 | $235,000 | $78,000 | $105,000 | $64,000 | $73,000 |
| Credit Application Incomplete | 1 | $55,000 | $55,000 | $55,000 | $144,000 | $144,000 |
| Employment History | 1 | $255,000 | $255,000 | $255,000 | $126,000 | $126,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in PA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information at your convenience.