Seacoast National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Seacoast National Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Seacoast National Bank Po Box 9012 Stuart, FL 34995 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,041 |
| Total Mortgage Loan Application Amount | $1,463,095,000 |
| Average Mortgage Loan Application Amount | $303,200 |
| Highest Mortgage Loan Application Amount | $9,305,000 |
| Average Applicant Income | $179,600 |
| Highest Applicant Income | $4,800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Seacoast National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Seacoast National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Seacoast National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Seacoast National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Seacoast National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Seacoast National Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Palm Beach County Florida | 965 | $ 231,635,000 | $ 240,000 | $ 224,000 |
| St. Lucie County Florida | 672 | $ 87,590,000 | $ 130,000 | $ 111,000 |
| Martin County Florida | 629 | $ 127,525,000 | $ 202,000 | $ 161,000 |
| Orange County Florida | 624 | $ 156,330,000 | $ 250,000 | $ 210,000 |
| Seminole County Florida | 304 | $ 53,730,000 | $ 176,000 | $ 188,000 |
| Volusia County Florida | 289 | $ 54,345,000 | $ 188,000 | $ 164,000 |
| Broward County Florida | 277 | $ 73,735,000 | $ 266,000 | $ 205,000 |
| Indian River County Florida | 270 | $ 39,610,000 | $ 146,000 | $ 127,000 |
| Brevard County Florida | 229 | $ 56,625,000 | $ 247,000 | $ 196,000 |
| Lake County Florida | 226 | $ 41,750,000 | $ 184,000 | $ 133,000 |
| Hillsborough County Florida | 215 | $ 51,995,000 | $ 241,000 | $ 205,000 |
| Pinellas County Florida | 212 | $ 80,830,000 | $ 381,000 | $ 257,000 |
| Miami-Dade County Florida | 131 | $ 98,235,000 | $ 749,000 | $ 334,000 |
| Osceola County Florida | 100 | $ 22,700,000 | $ 227,000 | $ 190,000 |
| Sarasota County Florida | 99 | $ 31,885,000 | $ 322,000 | $ 190,000 |
| Pasco County Florida | 66 | $ 10,070,000 | $ 152,000 | $ 234,000 |
| Polk County Florida | 62 | $ 7,220,000 | $ 116,000 | $ 144,000 |
| Okeechobee County Florida | 56 | $ 6,730,000 | $ 120,000 | $ 86,000 |
| Lee County Florida | 55 | $ 11,085,000 | $ 201,000 | $ 114,000 |
| Collier County Florida | 51 | $ 16,805,000 | $ 329,000 | $ 243,000 |
| Flagler County Florida | 51 | $ 14,885,000 | $ 291,000 | $ 176,000 |
| St. Johns County Florida | 46 | $ 8,830,000 | $ 191,000 | $ 205,000 |
| Manatee County Florida | 44 | $ 17,930,000 | $ 407,000 | $ 212,000 |
| Duval County Florida | 35 | $ 7,065,000 | $ 201,000 | $ 214,000 |
| Marion County Florida | 26 | $ 3,700,000 | $ 142,000 | $ 118,000 |
| Charlotte County Florida | 23 | $ 4,455,000 | $ 193,000 | $ 105,000 |
| Hernando County Florida | 17 | $ 2,695,000 | $ 158,000 | $ 87,000 |
| Alachua County Florida | 15 | $ 4,865,000 | $ 324,000 | $ 269,000 |
| Maricopa County Arizona | 13 | $ 10,385,000 | $ 798,000 | $ 0 |
| Sumter County Florida | 13 | $ 2,645,000 | $ 203,000 | $ 143,000 |
| Citrus County Florida | 11 | $ 4,675,000 | $ 425,000 | $ 104,000 |
| Hendry County Florida | 10 | $ 1,360,000 | $ 136,000 | $ 124,000 |
| Highlands County Florida | 9 | $ 1,315,000 | $ 146,000 | $ 75,000 |
| Leon County Florida | 7 | $ 845,000 | $ 120,000 | $ 169,000 |
| Levy County Florida | 7 | $ 1,295,000 | $ 185,000 | $ 126,000 |
| Monroe County Florida | 7 | $ 2,375,000 | $ 339,000 | $ 322,000 |
| Clay County Florida | 6 | $ 460,000 | $ 76,000 | $ 120,000 |
| Dallas County Texas | 6 | $ 5,910,000 | $ 985,000 | $ 0 |
| Escambia County Florida | 5 | $ 1,435,000 | $ 287,000 | $ 200,000 |
| Denver County Colorado | 4 | $ 3,750,000 | $ 937,000 | $ 0 |
| Jefferson County Colorado | 4 | $ 3,520,000 | $ 880,000 | $ 0 |
| Glades County Florida | 4 | $ 650,000 | $ 162,000 | $ 95,000 |
| Okaloosa County Florida | 4 | $ 1,370,000 | $ 342,000 | $ 363,000 |
| Santa Rosa County Florida | 4 | $ 1,700,000 | $ 425,000 | $ 183,000 |
| Fulton County Georgia | 4 | $ 4,070,000 | $ 1,017,000 | $ 0 |
| Hennepin County Minnesota | 4 | $ 3,900,000 | $ 975,000 | $ 0 |
| Utah County Utah | 4 | $ 2,820,000 | $ 705,000 | $ 0 |
| Boulder County Colorado | 3 | $ 2,265,000 | $ 755,000 | $ 0 |
| Douglas County Colorado | 3 | $ 2,025,000 | $ 675,000 | $ 0 |
| Bay County Florida | 3 | $ 315,000 | $ 105,000 | $ 89,000 |
| Gilchrist County Florida | 3 | $ 515,000 | $ 171,000 | $ 67,000 |
| Nassau County Florida | 3 | $ 215,000 | $ 71,000 | $ 106,000 |
| Walton County Florida | 3 | $ 1,315,000 | $ 438,000 | $ 541,000 |
| Jefferson County Alabama | 2 | $ 1,860,000 | $ 930,000 | $ 0 |
| Lee County Alabama | 2 | $ 1,930,000 | $ 965,000 | $ 0 |
| Arapahoe County Colorado | 2 | $ 2,340,000 | $ 1,170,000 | $ 0 |
| Sussex County Delaware | 2 | $ 1,470,000 | $ 735,000 | $ 0 |
| Putnam County Florida | 2 | $ 560,000 | $ 280,000 | $ 172,000 |
| Essex County Massachusetts | 2 | $ 1,400,000 | $ 700,000 | $ 0 |
| Middlesex County Massachusetts | 2 | $ 1,920,000 | $ 960,000 | $ 0 |
| Mecklenburg County North Carolina | 2 | $ 2,290,000 | $ 1,145,000 | $ 0 |
| Beaufort County South Carolina | 2 | $ 1,510,000 | $ 755,000 | $ 0 |
| Collin County Texas | 2 | $ 1,500,000 | $ 750,000 | $ 0 |
| Harris County Texas | 2 | $ 1,770,000 | $ 885,000 | $ 0 |
| Parker County Texas | 2 | $ 1,750,000 | $ 875,000 | $ 0 |
| Travis County Texas | 2 | $ 1,670,000 | $ 835,000 | $ 0 |
| Baldwin County Alabama | 1 | $ 755,000 | $ 755,000 | $ 0 |
| Yuma County Arizona | 1 | $ 835,000 | $ 835,000 | $ 0 |
| Eagle County Colorado | 1 | $ 1,465,000 | $ 1,465,000 | $ 0 |
| El Paso County Colorado | 1 | $ 895,000 | $ 895,000 | $ 0 |
| Weld County Colorado | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Fairfield County Connecticut | 1 | $ 945,000 | $ 945,000 | $ 0 |
| New Castle County Delaware | 1 | $ 835,000 | $ 835,000 | $ 0 |
| District of Columbia County District Of Columbia | 1 | $ 1,145,000 | $ 1,145,000 | $ 0 |
| Columbia County Florida | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| DeSoto County Florida | 1 | $ 105,000 | $ 105,000 | $ 167,000 |
| Dixie County Florida | 1 | $ 45,000 | $ 45,000 | $ 173,000 |
| Jackson County Florida | 1 | $ 15,000 | $ 15,000 | $ 36,000 |
| Taylor County Florida | 1 | $ 55,000 | $ 55,000 | $ 89,000 |
| DeKalb County Georgia | 1 | $ 1,375,000 | $ 1,375,000 | $ 0 |
| Putnam County Georgia | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Walton County Georgia | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Fremont County Idaho | 1 | $ 755,000 | $ 755,000 | $ 0 |
| Cook County Illinois | 1 | $ 915,000 | $ 915,000 | $ 0 |
| DuPage County Illinois | 1 | $ 755,000 | $ 755,000 | $ 0 |
| Lake County Illinois | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Johnson County Kansas | 1 | $ 975,000 | $ 975,000 | $ 0 |
| Jessamine County Kentucky | 1 | $ 1,195,000 | $ 1,195,000 | $ 0 |
| Livingston County Louisiana | 1 | $ 15,000 | $ 15,000 | $ 30,000 |
| Carroll County Maryland | 1 | $ 635,000 | $ 635,000 | $ 0 |
| Howard County Maryland | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Suffolk County Massachusetts | 1 | $ 1,475,000 | $ 1,475,000 | $ 0 |
| Howell County Missouri | 1 | $ 775,000 | $ 775,000 | $ 0 |
| Jackson County Missouri | 1 | $ 1,035,000 | $ 1,035,000 | $ 0 |
| Flathead County Montana | 1 | $ 995,000 | $ 995,000 | $ 0 |
| Gallatin County Montana | 1 | $ 825,000 | $ 825,000 | $ 0 |
| Missoula County Montana | 1 | $ 765,000 | $ 765,000 | $ 0 |
| Carroll County New Hampshire | 1 | $ 115,000 | $ 115,000 | $ 202,000 |
| Grafton County New Hampshire | 1 | $ 635,000 | $ 635,000 | $ 0 |
| Merrimack County New Hampshire | 1 | $ 105,000 | $ 105,000 | $ 393,000 |
| Hudson County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 170,000 |
| Brunswick County North Carolina | 1 | $ 725,000 | $ 725,000 | $ 0 |
| Orange County North Carolina | 1 | $ 695,000 | $ 695,000 | $ 0 |
| Wake County North Carolina | 1 | $ 735,000 | $ 735,000 | $ 0 |
| Montgomery County Ohio | 1 | $ 105,000 | $ 105,000 | $ 28,000 |
| Philadelphia County Pennsylvania | 1 | $ 1,565,000 | $ 1,565,000 | $ 0 |
| Georgetown County South Carolina | 1 | $ 875,000 | $ 875,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 765,000 | $ 765,000 | $ 0 |
| Bell County Texas | 1 | $ 795,000 | $ 795,000 | $ 0 |
| Bexar County Texas | 1 | $ 715,000 | $ 715,000 | $ 0 |
| Burnet County Texas | 1 | $ 745,000 | $ 745,000 | $ 0 |
| Guadalupe County Texas | 1 | $ 805,000 | $ 805,000 | $ 0 |
| Hays County Texas | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Llano County Texas | 1 | $ 795,000 | $ 795,000 | $ 0 |
| Lubbock County Texas | 1 | $ 1,345,000 | $ 1,345,000 | $ 0 |
| McLennan County Texas | 1 | $ 1,295,000 | $ 1,295,000 | $ 0 |
| Taylor County Texas | 1 | $ 175,000 | $ 175,000 | $ 374,000 |
| Davis County Utah | 1 | $ 1,115,000 | $ 1,115,000 | $ 0 |
| Arlington County Virginia | 1 | $ 1,045,000 | $ 1,045,000 | $ 0 |
| Clarke County Virginia | 1 | $ 875,000 | $ 875,000 | $ 0 |
| Fairfax County Virginia | 1 | $ 955,000 | $ 955,000 | $ 0 |
Mortgage Loan Application Detail Totals for Seacoast National Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 2,855 | $362,135,000 | $126,000 | $2,005,000 | $168,000 | $2,717,000 |
| Home Purchase | 1,631 | $731,045,000 | $448,000 | $9,305,000 | $233,000 | $3,709,000 |
| Other Purpose | 870 | $104,880,000 | $120,000 | $3,605,000 | $147,000 | $3,489,000 |
| Refinancing | 452 | $151,240,000 | $334,000 | $3,755,000 | $194,000 | $4,800,000 |
| Cash-out Refinancing | 233 | $113,795,000 | $488,000 | $5,005,000 | $156,000 | $1,840,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,269 | $950,765,000 | $222,000 | $4,805,000 | $189,000 | $4,800,000 |
| Hispanic | 649 | $130,325,000 | $200,000 | $2,465,000 | $160,000 | $3,360,000 |
| Not Provided | 486 | $123,480,000 | $254,000 | $3,005,000 | $171,000 | $1,795,000 |
| Black or African American | 264 | $38,740,000 | $146,000 | $1,505,000 | $132,000 | $942,000 |
| Not applicable | 173 | $161,475,000 | $933,000 | $9,305,000 | $0 | $0 |
| Asian | 163 | $48,785,000 | $299,000 | $2,005,000 | $209,000 | $1,035,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $2,220,000 | $185,000 | $725,000 | $272,000 | $1,675,000 |
| American Indian or Alaskan Native | 11 | $2,065,000 | $187,000 | $445,000 | $184,000 | $545,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,991 | $1,449,235,000 | $241,000 | $9,305,000 | $184,000 | $4,800,000 |
| FHA-insured (Federal Housing Administration) | 38 | $9,590,000 | $252,000 | $415,000 | $85,000 | $236,000 |
| VA-guaranteed (Veterans Administration) | 12 | $4,270,000 | $355,000 | $645,000 | $96,000 | $158,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,185 | $657,225,000 | $206,000 | $4,805,000 | $198,000 | $2,547,000 |
| Application Denied By Financial Institution | 1,939 | $340,695,000 | $175,000 | $3,495,000 | $137,000 | $3,489,000 |
| Loan Purchased By The Institution | 371 | $266,285,000 | $717,000 | $2,185,000 | $271,000 | $2,418,000 |
| Application Withdrawn By Applicant | 317 | $132,145,000 | $416,000 | $9,305,000 | $237,000 | $4,800,000 |
| Application Approved But Not Accepted | 166 | $29,930,000 | $180,000 | $2,405,000 | $157,000 | $898,000 |
| File Closed For Incompleteness | 45 | $25,765,000 | $572,000 | $5,005,000 | $385,000 | $3,709,000 |
| Preapproval Denied by Financial Institution | 11 | $5,175,000 | $470,000 | $1,765,000 | $142,000 | $423,000 |
| Preapproval Approved but not Accepted | 7 | $5,875,000 | $839,000 | $2,305,000 | $240,000 | $635,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,091 | $1,117,225,000 | $273,000 | $9,305,000 | $206,000 | $4,800,000 |
| Debt-To-Income Ratio | 1,090 | $198,610,000 | $182,000 | $3,005,000 | $93,000 | $1,879,000 |
| Credit History | 356 | $49,600,000 | $139,000 | $2,205,000 | $158,000 | $2,717,000 |
| Collateral | 225 | $30,935,000 | $137,000 | $1,795,000 | $177,000 | $1,226,000 |
| Credit Application Incomplete | 203 | $42,545,000 | $209,000 | $1,505,000 | $230,000 | $3,054,000 |
| Unverifiable Information | 47 | $12,935,000 | $275,000 | $1,005,000 | $371,000 | $3,489,000 |
| Employment History | 13 | $2,205,000 | $169,000 | $955,000 | $139,000 | $600,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $2,625,000 | $375,000 | $885,000 | $106,000 | $223,000 |
| Other | 7 | $6,095,000 | $870,000 | $3,495,000 | $279,000 | $549,000 |
| Mortgage Insurance Denied | 2 | $320,000 | $160,000 | $205,000 | $60,000 | $85,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Seacoast National Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Seacoast National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.