Sebring Capital Partners, Lp 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Sebring Capital Partners, Lp 4000 International Parway, Suite 3000 Carrollton, TX 75007 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 25,315 |
| Total Mortgage Loan Application Amount | $2,578,418,000 |
| Average Mortgage Loan Application Amount | $118,987 |
| Highest Mortgage Loan Application Amount | $1,380,000 |
| Average Applicant Income | $63,531 |
| Highest Applicant Income | $2,032,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Sebring Capital Partners, Lp. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Sebring Capital Partners, Lp's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Sebring Capital Partners, Lp's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Sebring Capital Partners, Lp serves its applicants.
Each category highlights the total number of mortgage applications processed by Sebring Capital Partners, Lp, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Sebring Capital Partners, Lp's mortgage activity for 2005.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 2,664 | $ 242,039,000 | $ 90,000 | $ 68,000 |
| DALLAS-PLANO-IRVING, TX | 1,681 | $ 167,287,000 | $ 99,000 | $ 77,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 1,366 | $ 144,998,000 | $ 106,000 | $ 61,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,025 | $ 136,489,000 | $ 133,000 | $ 66,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 972 | $ 122,527,000 | $ 126,000 | $ 66,000 |
| FORT WORTH-ARLINGTON, TX | 892 | $ 76,482,000 | $ 85,000 | $ 70,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 818 | $ 70,799,000 | $ 86,000 | $ 54,000 |
| DENVER-AURORA, CO | 649 | $ 92,249,000 | $ 142,000 | $ 71,000 |
| ORLANDO, FL | 638 | $ 85,258,000 | $ 133,000 | $ 65,000 |
| ST. LOUIS, MO-IL | 636 | $ 55,941,000 | $ 87,000 | $ 56,000 |
| INDIANAPOLIS, IN | 620 | $ 47,591,000 | $ 76,000 | $ 58,000 |
| JACKSONVILLE, FL | 492 | $ 45,942,000 | $ 93,000 | $ 64,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 471 | $ 51,867,000 | $ 110,000 | $ 64,000 |
| AUSTIN-ROUND ROCK, TX | 446 | $ 49,132,000 | $ 110,000 | $ 65,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 434 | $ 36,686,000 | $ 84,000 | $ 57,000 |
| MEMPHIS, TN-MS-AR | 432 | $ 37,231,000 | $ 86,000 | $ 57,000 |
| LAS VEGAS-PARADISE, NV | 422 | $ 80,099,000 | $ 189,000 | $ 71,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 417 | $ 47,310,000 | $ 113,000 | $ 60,000 |
| RICHMOND, VA | 387 | $ 39,164,000 | $ 101,000 | $ 58,000 |
| SAN ANTONIO, TX | 341 | $ 30,096,000 | $ 88,000 | $ 68,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 316 | $ 27,129,000 | $ 85,000 | $ 57,000 |
| HUNTSVILLE, AL | 271 | $ 24,146,000 | $ 89,000 | $ 62,000 |
| KANSAS CITY, MO-KS | 263 | $ 22,406,000 | $ 85,000 | $ 55,000 |
| LOUISVILLE, KY-IN | 247 | $ 21,472,000 | $ 86,000 | $ 57,000 |
| SALT LAKE CITY, UT | 242 | $ 24,966,000 | $ 103,000 | $ 57,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 240 | $ 23,863,000 | $ 99,000 | $ 57,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 218 | $ 23,416,000 | $ 107,000 | $ 50,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 203 | $ 16,458,000 | $ 81,000 | $ 56,000 |
| BATON ROUGE, LA | 199 | $ 17,386,000 | $ 87,000 | $ 61,000 |
| JACKSON, MS | 188 | $ 14,819,000 | $ 78,000 | $ 53,000 |
| TULSA, OK | 172 | $ 13,605,000 | $ 79,000 | $ 54,000 |
| COLORADO SPRINGS, CO | 167 | $ 17,067,000 | $ 102,000 | $ 63,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 164 | $ 13,606,000 | $ 82,000 | $ 59,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 144 | $ 12,171,000 | $ 84,000 | $ 53,000 |
| COLUMBUS, OH | 134 | $ 12,278,000 | $ 91,000 | $ 73,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 133 | $ 18,739,000 | $ 140,000 | $ 87,000 |
| TUCSON, AZ | 126 | $ 15,858,000 | $ 125,000 | $ 84,000 |
| BIRMINGHAM-HOOVER, AL | 124 | $ 10,343,000 | $ 83,000 | $ 62,000 |
| OGDEN-CLEARFIELD, UT | 120 | $ 11,069,000 | $ 92,000 | $ 52,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 111 | $ 13,006,000 | $ 117,000 | $ 61,000 |
| OKLAHOMA CITY, OK | 91 | $ 6,563,000 | $ 72,000 | $ 51,000 |
| FLINT, MI | 87 | $ 7,904,000 | $ 90,000 | $ 57,000 |
| GARY, IN | 85 | $ 7,016,000 | $ 82,000 | $ 56,000 |
| LAKELAND, FL | 83 | $ 9,145,000 | $ 110,000 | $ 71,000 |
| TALLAHASSEE, FL | 83 | $ 7,193,000 | $ 86,000 | $ 79,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 81 | $ 7,343,000 | $ 90,000 | $ 52,000 |
| GULFPORT-BILOXI, MS | 79 | $ 5,156,000 | $ 65,000 | $ 50,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 79 | $ 10,268,000 | $ 129,000 | $ 69,000 |
| CLARKSVILLE, TN-KY | 76 | $ 5,390,000 | $ 70,000 | $ 54,000 |
| CHATTANOOGA, TN-GA | 70 | $ 5,062,000 | $ 72,000 | $ 45,000 |
| PANAMA CITY-LYNN HAVEN, FL | 67 | $ 9,834,000 | $ 146,000 | $ 104,000 |
| RALEIGH-CARY, NC | 67 | $ 6,250,000 | $ 93,000 | $ 46,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 65 | $ 11,991,000 | $ 184,000 | $ 91,000 |
| PUEBLO, CO | 65 | $ 4,781,000 | $ 73,000 | $ 49,000 |
| ELIZABETHTOWN, KY | 63 | $ 5,189,000 | $ 82,000 | $ 48,000 |
| TYLER, TX | 63 | $ 5,054,000 | $ 80,000 | $ 63,000 |
| LAFAYETTE, IN | 61 | $ 4,414,000 | $ 72,000 | $ 47,000 |
| SPRINGFIELD, MO | 60 | $ 5,697,000 | $ 94,000 | $ 46,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 56 | $ 9,006,000 | $ 160,000 | $ 58,000 |
| MOBILE, AL | 55 | $ 3,341,000 | $ 60,000 | $ 46,000 |
| GREELEY, CO | 50 | $ 6,038,000 | $ 120,000 | $ 55,000 |
| BEAUMONT-PORT ARTHUR, TX | 49 | $ 3,599,000 | $ 73,000 | $ 52,000 |
| PASCAGOULA, MS | 49 | $ 3,246,000 | $ 66,000 | $ 43,000 |
| AKRON, OH | 46 | $ 4,361,000 | $ 94,000 | $ 61,000 |
| GRAND RAPIDS-WYOMING, MI | 45 | $ 4,041,000 | $ 89,000 | $ 45,000 |
| PROVO-OREM, UT | 45 | $ 4,738,000 | $ 105,000 | $ 59,000 |
| MONTGOMERY, AL | 44 | $ 3,339,000 | $ 75,000 | $ 48,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 43 | $ 4,284,000 | $ 99,000 | $ 57,000 |
| JACKSON, TN | 42 | $ 3,058,000 | $ 72,000 | $ 44,000 |
| WICHITA, KS | 40 | $ 3,724,000 | $ 93,000 | $ 55,000 |
| CORPUS CHRISTI, TX | 38 | $ 4,036,000 | $ 106,000 | $ 92,000 |
| DECATUR, AL | 38 | $ 2,905,000 | $ 76,000 | $ 49,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 37 | $ 6,103,000 | $ 164,000 | $ 68,000 |
| LAREDO, TX | 36 | $ 3,275,000 | $ 90,000 | $ 69,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 34 | $ 6,559,000 | $ 192,000 | $ 82,000 |
| ANDERSON, IN | 30 | $ 1,835,000 | $ 61,000 | $ 41,000 |
| BROWNSVILLE-HARLINGEN, TX | 30 | $ 3,223,000 | $ 107,000 | $ 78,000 |
| MIDLAND, TX | 30 | $ 1,834,000 | $ 61,000 | $ 62,000 |
| LONGVIEW, TX | 29 | $ 2,039,000 | $ 70,000 | $ 75,000 |
| WACO, TX | 29 | $ 2,358,000 | $ 81,000 | $ 55,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 28 | $ 2,595,000 | $ 92,000 | $ 188,000 |
| FLORENCE-MUSCLE SHOALS, AL | 28 | $ 1,565,000 | $ 55,000 | $ 50,000 |
| SARASOTA-BRADENTON-VENICE, FL | 28 | $ 6,318,000 | $ 225,000 | $ 112,000 |
| ALBANY, GA | 27 | $ 1,922,000 | $ 71,000 | $ 64,000 |
| EL PASO, TX | 27 | $ 2,173,000 | $ 80,000 | $ 62,000 |
| TOLEDO, OH | 27 | $ 2,279,000 | $ 84,000 | $ 50,000 |
| CANTON-MASSILLON, OH | 26 | $ 2,148,000 | $ 82,000 | $ 51,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 26 | $ 5,365,000 | $ 206,000 | $ 132,000 |
| DAYTON, OH | 25 | $ 1,895,000 | $ 75,000 | $ 54,000 |
| LUBBOCK, TX | 25 | $ 2,268,000 | $ 90,000 | $ 137,000 |
| FORT WAYNE, IN | 24 | $ 1,654,000 | $ 68,000 | $ 49,000 |
| OCALA, FL | 24 | $ 2,543,000 | $ 105,000 | $ 83,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 23 | $ 3,518,000 | $ 152,000 | $ 90,000 |
| HOT SPRINGS, AR | 22 | $ 2,501,000 | $ 113,000 | $ 70,000 |
| CAPE CORAL-FORT MYERS, FL | 21 | $ 2,966,000 | $ 141,000 | $ 71,000 |
| MCALLEN-EDINBURG-PHARR, TX | 21 | $ 3,019,000 | $ 143,000 | $ 69,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 21 | $ 3,520,000 | $ 167,000 | $ 63,000 |
| BALTIMORE-TOWSON, MD | 20 | $ 2,472,000 | $ 123,000 | $ 72,000 |
| DURHAM, NC | 20 | $ 1,849,000 | $ 92,000 | $ 49,000 |
| COLUMBIA, SC | 19 | $ 1,324,000 | $ 69,000 | $ 51,000 |
| FORT SMITH, AR-OK | 18 | $ 1,397,000 | $ 77,000 | $ 48,000 |
| COLUMBUS, GA-AL | 15 | $ 1,209,000 | $ 80,000 | $ 46,000 |
| FAYETTEVILLE, NC | 15 | $ 1,120,000 | $ 74,000 | $ 35,000 |
| FORT COLLINS-LOVELAND, CO | 15 | $ 2,404,000 | $ 160,000 | $ 102,000 |
| MACON, GA | 15 | $ 1,236,000 | $ 82,000 | $ 50,000 |
| MORRISTOWN, TN | 15 | $ 939,000 | $ 62,000 | $ 47,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 15 | $ 1,957,000 | $ 130,000 | $ 84,000 |
| SHERMAN-DENISON, TX | 15 | $ 1,547,000 | $ 103,000 | $ 68,000 |
| ANN ARBOR, MI | 14 | $ 1,631,000 | $ 116,000 | $ 83,000 |
| PRESCOTT, AZ | 14 | $ 2,239,000 | $ 159,000 | $ 101,000 |
| ROCKFORD, IL | 14 | $ 1,064,000 | $ 76,000 | $ 62,000 |
| ANNISTON-OXFORD, AL | 13 | $ 936,000 | $ 72,000 | $ 58,000 |
| ATHENS-CLARKE COUNTY, GA | 13 | $ 1,435,000 | $ 110,000 | $ 40,000 |
| BLOOMINGTON, IN | 13 | $ 931,000 | $ 71,000 | $ 45,000 |
| BOISE CITY-NAMPA, ID | 13 | $ 2,126,000 | $ 163,000 | $ 60,000 |
| GREENSBORO-HIGH POINT, NC | 13 | $ 1,083,000 | $ 83,000 | $ 53,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 13 | $ 2,710,000 | $ 208,000 | $ 83,000 |
| WINSTON-SALEM, NC | 13 | $ 1,015,000 | $ 78,000 | $ 36,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 12 | $ 720,000 | $ 60,000 | $ 97,000 |
| BOULDER, CO | 12 | $ 1,930,000 | $ 160,000 | $ 73,000 |
| COLUMBIA, MO | 12 | $ 1,151,000 | $ 95,000 | $ 61,000 |
| GAINESVILLE, GA | 12 | $ 3,034,000 | $ 252,000 | $ 96,000 |
| GREEN BAY, WI | 12 | $ 1,421,000 | $ 118,000 | $ 57,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 12 | $ 3,381,000 | $ 281,000 | $ 95,000 |
| MONROE, LA | 12 | $ 1,186,000 | $ 98,000 | $ 49,000 |
| TACOMA, WA | 12 | $ 1,815,000 | $ 151,000 | $ 62,000 |
| TOPEKA, KS | 12 | $ 1,155,000 | $ 96,000 | $ 57,000 |
| GREENVILLE, SC | 11 | $ 1,329,000 | $ 120,000 | $ 85,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 11 | $ 918,000 | $ 83,000 | $ 57,000 |
| LAKE CHARLES, LA | 11 | $ 891,000 | $ 81,000 | $ 82,000 |
| LEXINGTON-FAYETTE, KY | 11 | $ 865,000 | $ 78,000 | $ 44,000 |
| PINE BLUFF, AR | 11 | $ 829,000 | $ 75,000 | $ 47,000 |
| RACINE, WI | 11 | $ 1,343,000 | $ 122,000 | $ 63,000 |
| FLAGSTAFF, AZ | 10 | $ 1,574,000 | $ 157,000 | $ 118,000 |
| LYNCHBURG, VA | 10 | $ 884,000 | $ 88,000 | $ 63,000 |
| MADISON, WI | 10 | $ 1,621,000 | $ 162,000 | $ 54,000 |
| MICHIGAN CITY-LA PORTE, IN | 10 | $ 604,000 | $ 60,000 | $ 83,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 10 | $ 2,344,000 | $ 234,000 | $ 73,000 |
| ROANOKE, VA | 10 | $ 675,000 | $ 67,000 | $ 53,000 |
| SHREVEPORT-BOSSIER CITY, LA | 10 | $ 886,000 | $ 88,000 | $ 55,000 |
| APPLETON, WI | 9 | $ 986,000 | $ 109,000 | $ 75,000 |
| COLUMBUS, IN | 9 | $ 516,000 | $ 57,000 | $ 38,000 |
| HATTIESBURG, MS | 9 | $ 762,000 | $ 84,000 | $ 106,000 |
| JACKSON, MI | 9 | $ 776,000 | $ 86,000 | $ 60,000 |
| KNOXVILLE, TN | 9 | $ 709,000 | $ 78,000 | $ 45,000 |
| MANSFIELD, OH | 9 | $ 398,000 | $ 44,000 | $ 48,000 |
| NAPLES-MARCO ISLAND, FL | 9 | $ 2,847,000 | $ 316,000 | $ 121,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 9 | $ 1,245,000 | $ 138,000 | $ 74,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 9 | $ 808,000 | $ 89,000 | $ 93,000 |
| ST. GEORGE, UT | 9 | $ 1,246,000 | $ 138,000 | $ 74,000 |
| COLLEGE STATION-BRYAN, TX | 8 | $ 770,000 | $ 96,000 | $ 51,000 |
| JOPLIN, MO | 8 | $ 622,000 | $ 77,000 | $ 49,000 |
| KANKAKEE-BRADLEY, IL | 8 | $ 590,000 | $ 73,000 | $ 63,000 |
| MUSKEGON-NORTON SHORES, MI | 8 | $ 826,000 | $ 103,000 | $ 44,000 |
| ODESSA, TX | 8 | $ 638,000 | $ 79,000 | $ 59,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 8 | $ 2,402,000 | $ 300,000 | $ 85,000 |
| TUSCALOOSA, AL | 8 | $ 716,000 | $ 89,000 | $ 60,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 8 | $ 577,000 | $ 72,000 | $ 54,000 |
| ALBANY-SCHENECTADY-TROY, NY | 7 | $ 638,000 | $ 91,000 | $ 51,000 |
| AMARILLO, TX | 7 | $ 510,000 | $ 72,000 | $ 88,000 |
| KALAMAZOO-PORTAGE, MI | 7 | $ 424,000 | $ 60,000 | $ 39,000 |
| LAFAYETTE, LA | 7 | $ 763,000 | $ 109,000 | $ 56,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 7 | $ 1,206,000 | $ 172,000 | $ 95,000 |
| SAVANNAH, GA | 7 | $ 1,043,000 | $ 149,000 | $ 66,000 |
| WARNER ROBINS, GA | 7 | $ 429,000 | $ 61,000 | $ 49,000 |
| BLOOMINGTON-NORMAL, IL | 6 | $ 430,000 | $ 71,000 | $ 172,000 |
| BOWLING GREEN, KY | 6 | $ 625,000 | $ 104,000 | $ 57,000 |
| BREMERTON-SILVERDALE, WA | 6 | $ 780,000 | $ 130,000 | $ 52,000 |
| CHARLOTTESVILLE, VA | 6 | $ 1,240,000 | $ 206,000 | $ 63,000 |
| DALTON, GA | 6 | $ 524,000 | $ 87,000 | $ 33,000 |
| ROME, GA | 6 | $ 578,000 | $ 96,000 | $ 43,000 |
| WILMINGTON, NC | 6 | $ 1,046,000 | $ 174,000 | $ 73,000 |
| ABILENE, TX | 5 | $ 324,000 | $ 64,000 | $ 62,000 |
| GADSDEN, AL | 5 | $ 264,000 | $ 52,000 | $ 44,000 |
| HINESVILLE-FORT STEWART, GA | 5 | $ 283,000 | $ 56,000 | $ 33,000 |
| JONESBORO, AR | 5 | $ 451,000 | $ 90,000 | $ 72,000 |
| LINCOLN, NE | 5 | $ 921,000 | $ 184,000 | $ 64,000 |
| NILES-BENTON HARBOR, MI | 5 | $ 404,000 | $ 80,000 | $ 30,000 |
| PEORIA, IL | 5 | $ 438,000 | $ 87,000 | $ 56,000 |
| PUNTA GORDA, FL | 5 | $ 783,000 | $ 156,000 | $ 76,000 |
| SPOKANE, WA | 5 | $ 584,000 | $ 116,000 | $ 88,000 |
| TEXARKANA, TX-TEXARKANA, AR | 5 | $ 353,000 | $ 70,000 | $ 37,000 |
| BATTLE CREEK, MI | 4 | $ 350,000 | $ 87,000 | $ 49,000 |
| HOLLAND-GRAND HAVEN, MI | 4 | $ 303,000 | $ 75,000 | $ 35,000 |
| JANESVILLE, WI | 4 | $ 282,000 | $ 70,000 | $ 32,000 |
| KOKOMO, IN | 4 | $ 327,000 | $ 81,000 | $ 67,000 |
| LANSING-EAST LANSING, MI | 4 | $ 502,000 | $ 125,000 | $ 92,000 |
| MODESTO, CA | 4 | $ 812,000 | $ 203,000 | $ 132,000 |
| MONROE, MI | 4 | $ 488,000 | $ 122,000 | $ 65,000 |
| SAN ANGELO, TX | 4 | $ 297,000 | $ 74,000 | $ 48,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 4 | $ 2,097,000 | $ 524,000 | $ 173,000 |
| SHEBOYGAN, WI | 4 | $ 327,000 | $ 81,000 | $ 82,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 4 | $ 366,000 | $ 91,000 | $ 48,000 |
| VICTORIA, TX | 4 | $ 310,000 | $ 77,000 | $ 78,000 |
| ALEXANDRIA, LA | 3 | $ 255,000 | $ 85,000 | $ 36,000 |
| CHEYENNE, WY | 3 | $ 353,000 | $ 117,000 | $ 21,000 |
| CLEVELAND, TN | 3 | $ 342,000 | $ 114,000 | $ 50,000 |
| DOTHAN, AL | 3 | $ 558,000 | $ 186,000 | $ 79,000 |
| EVANSVILLE, IN-KY | 3 | $ 172,000 | $ 57,000 | $ 47,000 |
| GAINESVILLE, FL | 3 | $ 437,000 | $ 145,000 | $ 130,000 |
| LA CROSSE, WI-MN | 3 | $ 240,000 | $ 80,000 | $ 55,000 |
| LONGVIEW, WA | 3 | $ 223,000 | $ 74,000 | $ 48,000 |
| OSHKOSH-NEENAH, WI | 3 | $ 254,000 | $ 84,000 | $ 50,000 |
| RENO-SPARKS, NV | 3 | $ 593,000 | $ 197,000 | $ 88,000 |
| ROCKY MOUNT, NC | 3 | $ 272,000 | $ 90,000 | $ 29,000 |
| SPRINGFIELD, OH | 3 | $ 406,000 | $ 135,000 | $ 69,000 |
| TERRE HAUTE, IN | 3 | $ 264,000 | $ 88,000 | $ 87,000 |
| VERO BEACH, FL | 3 | $ 269,000 | $ 89,000 | $ 84,000 |
| WAUSAU, WI | 3 | $ 235,000 | $ 78,000 | $ 42,000 |
| AUBURN-OPELIKA, AL | 2 | $ 133,000 | $ 66,000 | $ 42,000 |
| BAKERSFIELD, CA | 2 | $ 177,000 | $ 88,000 | $ 134,000 |
| BAY CITY, MI | 2 | $ 306,000 | $ 153,000 | $ 53,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 2 | $ 706,000 | $ 353,000 | $ 97,000 |
| BILLINGS, MT | 2 | $ 146,000 | $ 73,000 | $ 57,000 |
| BURLINGTON, NC | 2 | $ 297,000 | $ 148,000 | $ 39,000 |
| COEUR D'ALENE, ID | 2 | $ 318,000 | $ 159,000 | $ 66,000 |
| DANVILLE, VA | 2 | $ 96,000 | $ 48,000 | $ 62,000 |
| DECATUR, IL | 2 | $ 67,000 | $ 33,000 | $ 0 |
| EAU CLAIRE, WI | 2 | $ 145,000 | $ 72,000 | $ 0 |
| ELKHART-GOSHEN, IN | 2 | $ 142,000 | $ 71,000 | $ 70,000 |
| EUGENE-SPRINGFIELD, OR | 2 | $ 147,000 | $ 73,000 | $ 82,000 |
| FOND DU LAC, WI | 2 | $ 120,000 | $ 60,000 | $ 64,000 |
| GRAND JUNCTION, CO | 2 | $ 213,000 | $ 106,000 | $ 30,000 |
| GREENVILLE, NC | 2 | $ 88,000 | $ 44,000 | $ 52,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 2 | $ 226,000 | $ 113,000 | $ 52,000 |
| LAWRENCE, KS | 2 | $ 159,000 | $ 79,000 | $ 55,000 |
| LIMA, OH | 2 | $ 193,000 | $ 96,000 | $ 32,000 |
| MANCHESTER-NASHUA, NH | 2 | $ 120,000 | $ 60,000 | $ 37,000 |
| MUNCIE, IN | 2 | $ 192,000 | $ 96,000 | $ 39,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 2 | $ 424,000 | $ 212,000 | $ 97,000 |
| OLYMPIA, WA | 2 | $ 115,000 | $ 57,000 | $ 64,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 2 | $ 200,000 | $ 100,000 | $ 67,000 |
| SPARTANBURG, SC | 2 | $ 331,000 | $ 165,000 | $ 56,000 |
| ST. JOSEPH, MO-KS | 2 | $ 244,000 | $ 122,000 | $ 45,000 |
| STOCKTON, CA | 2 | $ 804,000 | $ 402,000 | $ 96,000 |
| ALBUQUERQUE, NM | 1 | $ 137,000 | $ 137,000 | $ 52,000 |
| ANDERSON, SC | 1 | $ 126,000 | $ 126,000 | $ 43,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 24,000 | $ 24,000 | $ 50,000 |
| BRUNSWICK, GA | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| CHARLESTON, WV | 1 | $ 67,000 | $ 67,000 | $ 29,000 |
| FLORENCE, SC | 1 | $ 98,000 | $ 98,000 | $ 47,000 |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $ 104,000 | $ 104,000 | $ 37,000 |
| LAWTON, OK | 1 | $ 80,000 | $ 80,000 | $ 83,000 |
| LOGAN, UT-ID | 1 | $ 131,000 | $ 131,000 | $ 31,000 |
| MEDFORD, OR | 1 | $ 162,000 | $ 162,000 | $ 85,000 |
| OWENSBORO, KY | 1 | $ 94,000 | $ 94,000 | $ 96,000 |
| POCATELLO, ID | 1 | $ 160,000 | $ 160,000 | $ 34,000 |
| RAPID CITY, SD | 1 | $ 110,000 | $ 110,000 | $ 43,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 1 | $ 342,000 | $ 342,000 | $ 112,000 |
| SALEM, OR | 1 | $ 68,000 | $ 68,000 | $ 118,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 1 | $ 531,000 | $ 531,000 | $ 156,000 |
| SPRINGFIELD, IL | 1 | $ 104,000 | $ 104,000 | $ 45,000 |
| VISALIA-PORTERVILLE, CA | 1 | $ 116,000 | $ 116,000 | $ 23,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 1 | $ 214,000 | $ 214,000 | $ 74,000 |
| WICHITA FALLS, TX | 1 | $ 72,000 | $ 72,000 | $ 46,000 |
| WINCHESTER, VA-WV | 1 | $ 119,000 | $ 119,000 | $ 34,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 19,582 | $1,826,882,000 | $100,634 | $1,260,000 | $63,780 | $2,032,000 |
| Refinancing | 5,733 | $751,536,000 | $138,789 | $1,380,000 | $63,263 | $1,500,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 13,840 | $1,449,679,000 | $116,325 | $1,380,000 | $67,400 | $2,032,000 |
| Black or African American | 6,585 | $621,202,000 | $108,321 | $1,000,000 | $56,607 | $480,000 |
| Hispanic | 3,359 | $334,827,000 | $117,093 | $840,000 | $61,812 | $609,000 |
| Not Provided | 880 | $92,120,000 | $105,322 | $750,000 | $59,580 | $744,000 |
| Asian | 413 | $53,959,000 | $140,307 | $720,000 | $64,500 | $661,000 |
| Native Hawaiian or Other Pacific Islander | 134 | $16,071,000 | $111,476 | $476,000 | $66,190 | $216,000 |
| American Indian or Alaskan Native | 104 | $10,560,000 | $102,526 | $502,000 | $62,789 | $286,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 24,810 | $2,522,153,000 | $111,666 | $1,380,000 | $63,047 | $2,032,000 |
| FHA-insured (Federal Housing Administration) | 413 | $42,470,000 | $111,444 | $246,000 | $40,388 | $120,000 |
| VA-guaranteed (Veterans Administration) | 92 | $13,795,000 | $156,416 | $327,000 | $56,666 | $129,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 13,138 | $1,210,078,000 | $105,000 | $1,380,000 | $62,228 | $1,107,000 |
| Application Denied By Financial Institution | 5,250 | $615,734,000 | $124,948 | $1,260,000 | $62,923 | $2,032,000 |
| File Closed For Incompleteness | 4,139 | $393,174,000 | $104,459 | $693,000 | $68,108 | $1,800,000 |
| Application Withdrawn By Applicant | 2,312 | $310,912,000 | $136,647 | $750,000 | $64,264 | $750,000 |
| Application Approved But Not Accepted | 342 | $37,200,000 | $106,565 | $1,000,000 | $57,956 | $433,000 |
| Loan Purchased By The Institution | 134 | $11,320,000 | $104,333 | $572,000 | $74,166 | $285,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sebring Capital Partners, Lp's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sebring Capital Partners, Lp's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.