Sebring Capital Partners, LP Mortgage Lending & HMDA Data, 2005
In 2005, Sebring Capital Partners, LP of Carrollton, TX reported 25,315 mortgage applications totaling $2.6 billion, down 43% from 2004. The average application was for $101,853, and applicants reported an average income of $62,925. 52% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Houston-Baytown-Sugar Land, TX (2,664), Dallas-Plano-Irving, TX (1,681) and Atlanta-Sandy Springs-Marietta, GA (1,366) (applications in parentheses).
| Mortgage Company & Address | Sebring Capital Partners, LP 4000 International Parway, Suite 3000 Carrollton, TX 75007 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 25,315 |
| Total Mortgage Loan Application Amount | $2,578,418,000 |
| Average Mortgage Loan Application Amount | $101,853 |
| Highest Mortgage Loan Application Amount | $1,380,000 |
| Average Applicant Income | $62,925 |
| Highest Applicant Income | $2,032,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Sebring Capital Partners, LP filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Houston-Baytown-Sugar Land, TX | 2,664 | $ 242,039,000 | $ 90,855 | $ 68,000 |
| Dallas-Plano-Irving, TX | 1,681 | $ 167,287,000 | $ 99,516 | $ 77,000 |
| Atlanta-Sandy Springs-Marietta, GA | 1,366 | $ 144,998,000 | $ 106,147 | $ 61,000 |
| Phoenix-Mesa-Scottsdale, AZ | 1,025 | $ 136,489,000 | $ 133,160 | $ 66,000 |
| Chicago-Naperville-Joliet, IL | 972 | $ 122,527,000 | $ 126,056 | $ 66,000 |
| Fort Worth-Arlington, TX | 892 | $ 76,482,000 | $ 85,742 | $ 70,000 |
| Nashville-Davidson--Murfreesboro, TN | 818 | $ 70,799,000 | $ 86,551 | $ 54,000 |
| Denver-Aurora, CO | 649 | $ 92,249,000 | $ 142,140 | $ 71,000 |
| Orlando, FL | 638 | $ 85,258,000 | $ 133,633 | $ 65,000 |
| St. Louis, MO-IL | 636 | $ 55,941,000 | $ 87,957 | $ 56,000 |
| Indianapolis, IN | 620 | $ 47,591,000 | $ 76,759 | $ 58,000 |
| Jacksonville, FL | 492 | $ 45,942,000 | $ 93,378 | $ 64,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 471 | $ 51,867,000 | $ 110,121 | $ 64,000 |
| Austin-Round Rock, TX | 446 | $ 49,132,000 | $ 110,161 | $ 65,000 |
| Charlotte-Gastonia-Concord, NC-SC | 434 | $ 36,686,000 | $ 84,529 | $ 57,000 |
| Memphis, TN-MS-AR | 432 | $ 37,231,000 | $ 86,182 | $ 57,000 |
| Las Vegas-Paradise, NV | 422 | $ 80,099,000 | $ 189,808 | $ 71,000 |
| Tampa-St. Petersburg-Clearwater, FL | 417 | $ 47,310,000 | $ 113,453 | $ 60,000 |
| Richmond, VA | 387 | $ 39,164,000 | $ 101,198 | $ 58,000 |
| San Antonio, TX | 341 | $ 30,096,000 | $ 88,258 | $ 68,000 |
| Detroit-Livonia-Dearborn, MI | 316 | $ 27,129,000 | $ 85,851 | $ 57,000 |
| Huntsville, AL | 271 | $ 24,146,000 | $ 89,099 | $ 62,000 |
| Kansas City, MO-KS | 263 | $ 22,406,000 | $ 85,193 | $ 55,000 |
| Louisville, KY-IN | 247 | $ 21,472,000 | $ 86,931 | $ 57,000 |
| Salt Lake City, UT | 242 | $ 24,966,000 | $ 103,165 | $ 57,000 |
| New Orleans-Metairie-Kenner, LA | 240 | $ 23,863,000 | $ 99,429 | $ 57,000 |
| Milwaukee-Waukesha-West Allis, WI | 218 | $ 23,416,000 | $ 107,412 | $ 50,000 |
| Little Rock-North Little Rock, AR | 203 | $ 16,458,000 | $ 81,073 | $ 56,000 |
| Baton Rouge, LA | 199 | $ 17,386,000 | $ 87,366 | $ 61,000 |
| Jackson, MS | 188 | $ 14,819,000 | $ 78,824 | $ 53,000 |
| Tulsa, OK | 172 | $ 13,605,000 | $ 79,098 | $ 54,000 |
| Colorado Springs, CO | 167 | $ 17,067,000 | $ 102,197 | $ 63,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 164 | $ 13,606,000 | $ 82,963 | $ 59,000 |
| Cleveland-Elyria-Mentor, OH | 144 | $ 12,171,000 | $ 84,520 | $ 53,000 |
| Columbus, OH | 134 | $ 12,278,000 | $ 91,626 | $ 73,000 |
| Warren-Farmington Hills-Troy, MI | 133 | $ 18,739,000 | $ 140,894 | $ 87,000 |
| Tucson, AZ | 126 | $ 15,858,000 | $ 125,857 | $ 84,000 |
| Birmingham-Hoover, AL | 124 | $ 10,343,000 | $ 83,411 | $ 62,000 |
| Ogden-Clearfield, UT | 120 | $ 11,069,000 | $ 92,241 | $ 52,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 111 | $ 13,006,000 | $ 117,171 | $ 61,000 |
| Oklahoma City, OK | 91 | $ 6,563,000 | $ 72,120 | $ 51,000 |
| Flint, MI | 87 | $ 7,904,000 | $ 90,850 | $ 57,000 |
| Gary, IN | 85 | $ 7,016,000 | $ 82,541 | $ 56,000 |
| Lakeland, FL | 83 | $ 9,145,000 | $ 110,180 | $ 71,000 |
| Tallahassee, FL | 83 | $ 7,193,000 | $ 86,662 | $ 79,000 |
| Cincinnati-Middletown, OH-KY-IN | 81 | $ 7,343,000 | $ 90,654 | $ 52,000 |
| Gulfport-Biloxi, MS | 79 | $ 5,156,000 | $ 65,265 | $ 50,000 |
| Pensacola-Ferry Pass-Brent, FL | 79 | $ 10,268,000 | $ 129,974 | $ 69,000 |
| Clarksville, TN-KY | 76 | $ 5,390,000 | $ 70,921 | $ 54,000 |
| Chattanooga, TN-GA | 70 | $ 5,062,000 | $ 72,314 | $ 45,000 |
| Panama City-Lynn Haven, FL | 67 | $ 9,834,000 | $ 146,776 | $ 104,000 |
| Raleigh-Cary, NC | 67 | $ 6,250,000 | $ 93,283 | $ 46,000 |
| Fort Walton Beach-Crestview-Destin, FL | 65 | $ 11,991,000 | $ 184,476 | $ 91,000 |
| Pueblo, CO | 65 | $ 4,781,000 | $ 73,553 | $ 49,000 |
| Elizabethtown, KY | 63 | $ 5,189,000 | $ 82,365 | $ 48,000 |
| Tyler, TX | 63 | $ 5,054,000 | $ 80,222 | $ 63,000 |
| Lafayette, IN | 61 | $ 4,414,000 | $ 72,360 | $ 47,000 |
| Springfield, MO | 60 | $ 5,697,000 | $ 94,950 | $ 46,000 |
| Lake County-Kenosha County, IL-WI | 56 | $ 9,006,000 | $ 160,821 | $ 58,000 |
| Mobile, AL | 55 | $ 3,341,000 | $ 60,745 | $ 46,000 |
| Greeley, CO | 50 | $ 6,038,000 | $ 120,760 | $ 55,000 |
| Beaumont-Port Arthur, TX | 49 | $ 3,599,000 | $ 73,448 | $ 52,000 |
| Pascagoula, MS | 49 | $ 3,246,000 | $ 66,244 | $ 43,000 |
| Akron, OH | 46 | $ 4,361,000 | $ 94,804 | $ 61,000 |
| Grand Rapids-Wyoming, MI | 45 | $ 4,041,000 | $ 89,800 | $ 45,000 |
| Provo-Orem, UT | 45 | $ 4,738,000 | $ 105,288 | $ 59,000 |
| Montgomery, AL | 44 | $ 3,339,000 | $ 75,886 | $ 48,000 |
| Killeen-Temple-Fort Hood, TX | 43 | $ 4,284,000 | $ 99,627 | $ 57,000 |
| Jackson, TN | 42 | $ 3,058,000 | $ 72,809 | $ 44,000 |
| Wichita, KS | 40 | $ 3,724,000 | $ 93,100 | $ 55,000 |
| Corpus Christi, TX | 38 | $ 4,036,000 | $ 106,210 | $ 92,000 |
| Decatur, AL | 38 | $ 2,905,000 | $ 76,447 | $ 49,000 |
| Seattle-Bellevue-Everett, WA | 37 | $ 6,103,000 | $ 164,945 | $ 68,000 |
| Laredo, TX | 36 | $ 3,275,000 | $ 90,972 | $ 69,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 34 | $ 6,559,000 | $ 192,911 | $ 82,000 |
| Anderson, IN | 30 | $ 1,835,000 | $ 61,166 | $ 41,000 |
| Brownsville-Harlingen, TX | 30 | $ 3,223,000 | $ 107,433 | $ 78,000 |
| Midland, TX | 30 | $ 1,834,000 | $ 61,133 | $ 62,000 |
| Longview, TX | 29 | $ 2,039,000 | $ 70,310 | $ 75,000 |
| Waco, TX | 29 | $ 2,358,000 | $ 81,310 | $ 55,000 |
| Charleston-North Charleston, SC | 28 | $ 2,595,000 | $ 92,678 | $ 188,000 |
| Florence-Muscle Shoals, AL | 28 | $ 1,565,000 | $ 55,892 | $ 50,000 |
| Sarasota-Bradenton-Venice, FL | 28 | $ 6,318,000 | $ 225,642 | $ 112,000 |
| Albany, GA | 27 | $ 1,922,000 | $ 71,185 | $ 64,000 |
| El Paso, TX | 27 | $ 2,173,000 | $ 80,481 | $ 62,000 |
| Toledo, OH | 27 | $ 2,279,000 | $ 84,407 | $ 50,000 |
| Canton-Massillon, OH | 26 | $ 2,148,000 | $ 82,615 | $ 51,000 |
| Miami-Miami Beach-Kendall, FL | 26 | $ 5,365,000 | $ 206,346 | $ 132,000 |
| Dayton, OH | 25 | $ 1,895,000 | $ 75,800 | $ 54,000 |
| Lubbock, TX | 25 | $ 2,268,000 | $ 90,720 | $ 137,000 |
| Fort Wayne, IN | 24 | $ 1,654,000 | $ 68,916 | $ 49,000 |
| Ocala, FL | 24 | $ 2,543,000 | $ 105,958 | $ 83,000 |
| Palm Bay-Melbourne-Titusville, FL | 23 | $ 3,518,000 | $ 152,956 | $ 90,000 |
| Hot Springs, AR | 22 | $ 2,501,000 | $ 113,681 | $ 70,000 |
| Cape Coral-Fort Myers, FL | 21 | $ 2,966,000 | $ 141,238 | $ 71,000 |
| McAllen-Edinburg-Pharr, TX | 21 | $ 3,019,000 | $ 143,761 | $ 69,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 21 | $ 3,520,000 | $ 167,619 | $ 63,000 |
| Baltimore-Towson, MD | 20 | $ 2,472,000 | $ 123,600 | $ 72,000 |
| Durham, NC | 20 | $ 1,849,000 | $ 92,450 | $ 49,000 |
| Columbia, SC | 19 | $ 1,324,000 | $ 69,684 | $ 51,000 |
| Fort Smith, AR-OK | 18 | $ 1,397,000 | $ 77,611 | $ 48,000 |
| Columbus, GA-AL | 15 | $ 1,209,000 | $ 80,600 | $ 46,000 |
| Fayetteville, NC | 15 | $ 1,120,000 | $ 74,666 | $ 35,000 |
| Fort Collins-Loveland, CO | 15 | $ 2,404,000 | $ 160,266 | $ 102,000 |
| Macon, GA | 15 | $ 1,236,000 | $ 82,400 | $ 50,000 |
| Morristown, TN | 15 | $ 939,000 | $ 62,600 | $ 47,000 |
| Port St. Lucie-Fort Pierce, FL | 15 | $ 1,957,000 | $ 130,466 | $ 84,000 |
| Sherman-Denison, TX | 15 | $ 1,547,000 | $ 103,133 | $ 68,000 |
| Ann Arbor, MI | 14 | $ 1,631,000 | $ 116,500 | $ 83,000 |
| Prescott, AZ | 14 | $ 2,239,000 | $ 159,928 | $ 101,000 |
| Rockford, IL | 14 | $ 1,064,000 | $ 76,000 | $ 62,000 |
| Anniston-Oxford, AL | 13 | $ 936,000 | $ 72,000 | $ 58,000 |
| Athens-Clarke County, GA | 13 | $ 1,435,000 | $ 110,384 | $ 40,000 |
| Bloomington, IN | 13 | $ 931,000 | $ 71,615 | $ 45,000 |
| Boise City-Nampa, ID | 13 | $ 2,126,000 | $ 163,538 | $ 60,000 |
| Greensboro-High Point, NC | 13 | $ 1,083,000 | $ 83,307 | $ 53,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 13 | $ 2,710,000 | $ 208,461 | $ 83,000 |
| Winston-Salem, NC | 13 | $ 1,015,000 | $ 78,076 | $ 36,000 |
| Augusta-Richmond County, GA-SC | 12 | $ 720,000 | $ 60,000 | $ 97,000 |
| Boulder, CO | 12 | $ 1,930,000 | $ 160,833 | $ 73,000 |
| Columbia, MO | 12 | $ 1,151,000 | $ 95,916 | $ 61,000 |
| Gainesville, GA | 12 | $ 3,034,000 | $ 252,833 | $ 96,000 |
| Green Bay, WI | 12 | $ 1,421,000 | $ 118,416 | $ 57,000 |
| Los Angeles-Long Beach-Glendale, CA | 12 | $ 3,381,000 | $ 281,750 | $ 95,000 |
| Monroe, LA | 12 | $ 1,186,000 | $ 98,833 | $ 49,000 |
| Tacoma, WA | 12 | $ 1,815,000 | $ 151,250 | $ 62,000 |
| Topeka, KS | 12 | $ 1,155,000 | $ 96,250 | $ 57,000 |
| Greenville, SC | 11 | $ 1,329,000 | $ 120,818 | $ 85,000 |
| Houma-Bayou Cane-Thibodaux, LA | 11 | $ 918,000 | $ 83,454 | $ 57,000 |
| Lake Charles, LA | 11 | $ 891,000 | $ 81,000 | $ 82,000 |
| Lexington-Fayette, KY | 11 | $ 865,000 | $ 78,636 | $ 44,000 |
| Pine Bluff, AR | 11 | $ 829,000 | $ 75,363 | $ 47,000 |
| Racine, WI | 11 | $ 1,343,000 | $ 122,090 | $ 63,000 |
| Flagstaff, AZ | 10 | $ 1,574,000 | $ 157,400 | $ 118,000 |
| Lynchburg, VA | 10 | $ 884,000 | $ 88,400 | $ 63,000 |
| Madison, WI | 10 | $ 1,621,000 | $ 162,100 | $ 54,000 |
| Michigan City-La Porte, IN | 10 | $ 604,000 | $ 60,400 | $ 83,000 |
| Riverside-San Bernardino-Ontario, CA | 10 | $ 2,344,000 | $ 234,400 | $ 73,000 |
| Roanoke, VA | 10 | $ 675,000 | $ 67,500 | $ 53,000 |
| Shreveport-Bossier City, LA | 10 | $ 886,000 | $ 88,600 | $ 55,000 |
| Appleton, WI | 9 | $ 986,000 | $ 109,555 | $ 75,000 |
| Columbus, IN | 9 | $ 516,000 | $ 57,333 | $ 38,000 |
| Hattiesburg, MS | 9 | $ 762,000 | $ 84,666 | $ 106,000 |
| Jackson, MI | 9 | $ 776,000 | $ 86,222 | $ 60,000 |
| Knoxville, TN | 9 | $ 709,000 | $ 78,777 | $ 45,000 |
| Mansfield, OH | 9 | $ 398,000 | $ 44,222 | $ 48,000 |
| Naples-Marco Island, FL | 9 | $ 2,847,000 | $ 316,333 | $ 121,000 |
| Portland-Vancouver-Beaverton, OR-WA | 9 | $ 1,245,000 | $ 138,333 | $ 74,000 |
| Saginaw-Saginaw Township North, MI | 9 | $ 808,000 | $ 89,777 | $ 93,000 |
| St. George, UT | 9 | $ 1,246,000 | $ 138,444 | $ 74,000 |
| College Station-Bryan, TX | 8 | $ 770,000 | $ 96,250 | $ 51,000 |
| Joplin, MO | 8 | $ 622,000 | $ 77,750 | $ 49,000 |
| Kankakee-Bradley, IL | 8 | $ 590,000 | $ 73,750 | $ 63,000 |
| Muskegon-Norton Shores, MI | 8 | $ 826,000 | $ 103,250 | $ 44,000 |
| Odessa, TX | 8 | $ 638,000 | $ 79,750 | $ 59,000 |
| San Diego-Carlsbad-San Marcos, CA | 8 | $ 2,402,000 | $ 300,250 | $ 85,000 |
| Tuscaloosa, AL | 8 | $ 716,000 | $ 89,500 | $ 60,000 |
| Youngstown-Warren-Boardman, OH-PA | 8 | $ 577,000 | $ 72,125 | $ 54,000 |
| Albany-Schenectady-Troy, NY | 7 | $ 638,000 | $ 91,142 | $ 51,000 |
| Amarillo, TX | 7 | $ 510,000 | $ 72,857 | $ 88,000 |
| Kalamazoo-Portage, MI | 7 | $ 424,000 | $ 60,571 | $ 39,000 |
| Lafayette, LA | 7 | $ 763,000 | $ 109,000 | $ 56,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 7 | $ 1,206,000 | $ 172,285 | $ 95,000 |
| Savannah, GA | 7 | $ 1,043,000 | $ 149,000 | $ 66,000 |
| Warner Robins, GA | 7 | $ 429,000 | $ 61,285 | $ 49,000 |
| Bloomington-Normal, IL | 6 | $ 430,000 | $ 71,666 | $ 172,000 |
| Bowling Green, KY | 6 | $ 625,000 | $ 104,166 | $ 57,000 |
| Bremerton-Silverdale, WA | 6 | $ 780,000 | $ 130,000 | $ 52,000 |
| Charlottesville, VA | 6 | $ 1,240,000 | $ 206,666 | $ 63,000 |
| Dalton, GA | 6 | $ 524,000 | $ 87,333 | $ 33,000 |
| Rome, GA | 6 | $ 578,000 | $ 96,333 | $ 43,000 |
| Wilmington, NC | 6 | $ 1,046,000 | $ 174,333 | $ 73,000 |
| Abilene, TX | 5 | $ 324,000 | $ 64,800 | $ 62,000 |
| Gadsden, AL | 5 | $ 264,000 | $ 52,800 | $ 44,000 |
| Hinesville-Fort Stewart, GA | 5 | $ 283,000 | $ 56,600 | $ 33,000 |
| Jonesboro, AR | 5 | $ 451,000 | $ 90,200 | $ 72,000 |
| Lincoln, NE | 5 | $ 921,000 | $ 184,200 | $ 64,000 |
| Niles-Benton Harbor, MI | 5 | $ 404,000 | $ 80,800 | $ 30,000 |
| Peoria, IL | 5 | $ 438,000 | $ 87,600 | $ 56,000 |
| Punta Gorda, FL | 5 | $ 783,000 | $ 156,600 | $ 76,000 |
| Spokane, WA | 5 | $ 584,000 | $ 116,800 | $ 88,000 |
| Texarkana, Tx-Texarkana, AR | 5 | $ 353,000 | $ 70,600 | $ 37,000 |
| Battle Creek, MI | 4 | $ 350,000 | $ 87,500 | $ 49,000 |
| Holland-Grand Haven, MI | 4 | $ 303,000 | $ 75,750 | $ 35,000 |
| Janesville, WI | 4 | $ 282,000 | $ 70,500 | $ 32,000 |
| Kokomo, IN | 4 | $ 327,000 | $ 81,750 | $ 67,000 |
| Lansing-East Lansing, MI | 4 | $ 502,000 | $ 125,500 | $ 92,000 |
| Modesto, CA | 4 | $ 812,000 | $ 203,000 | $ 132,000 |
| Monroe, MI | 4 | $ 488,000 | $ 122,000 | $ 65,000 |
| San Angelo, TX | 4 | $ 297,000 | $ 74,250 | $ 48,000 |
| Santa Ana-Anaheim-Irvine, CA | 4 | $ 2,097,000 | $ 524,250 | $ 173,000 |
| Sheboygan, WI | 4 | $ 327,000 | $ 81,750 | $ 82,000 |
| South Bend-Mishawaka, IN-MI | 4 | $ 366,000 | $ 91,500 | $ 48,000 |
| Victoria, TX | 4 | $ 310,000 | $ 77,500 | $ 78,000 |
| Alexandria, LA | 3 | $ 255,000 | $ 85,000 | $ 36,000 |
| Cheyenne, WY | 3 | $ 353,000 | $ 117,666 | $ 21,000 |
| Cleveland, TN | 3 | $ 342,000 | $ 114,000 | $ 50,000 |
| Dothan, AL | 3 | $ 558,000 | $ 186,000 | $ 79,000 |
| Evansville, IN-KY | 3 | $ 172,000 | $ 57,333 | $ 47,000 |
| Gainesville, FL | 3 | $ 437,000 | $ 145,666 | $ 130,000 |
| La Crosse, WI-MN | 3 | $ 240,000 | $ 80,000 | $ 55,000 |
| Longview, WA | 3 | $ 223,000 | $ 74,333 | $ 48,000 |
| Oshkosh-Neenah, WI | 3 | $ 254,000 | $ 84,666 | $ 50,000 |
| Reno-Sparks, NV | 3 | $ 593,000 | $ 197,666 | $ 88,000 |
| Rocky Mount, NC | 3 | $ 272,000 | $ 90,666 | $ 29,000 |
| Springfield, OH | 3 | $ 406,000 | $ 135,333 | $ 69,000 |
| Terre Haute, IN | 3 | $ 264,000 | $ 88,000 | $ 87,000 |
| Vero Beach, FL | 3 | $ 269,000 | $ 89,666 | $ 84,000 |
| Wausau, WI | 3 | $ 235,000 | $ 78,333 | $ 42,000 |
| Auburn-Opelika, AL | 2 | $ 133,000 | $ 66,500 | $ 42,000 |
| Bakersfield, CA | 2 | $ 177,000 | $ 88,500 | $ 134,000 |
| Bay City, MI | 2 | $ 306,000 | $ 153,000 | $ 53,000 |
| Bethesda-Frederick-Gaithersburg, MD | 2 | $ 706,000 | $ 353,000 | $ 97,000 |
| Billings, MT | 2 | $ 146,000 | $ 73,000 | $ 57,000 |
| Burlington, NC | 2 | $ 297,000 | $ 148,500 | $ 39,000 |
| Coeur D'Alene, ID | 2 | $ 318,000 | $ 159,000 | $ 66,000 |
| Danville, VA | 2 | $ 96,000 | $ 48,000 | $ 62,000 |
| Decatur, IL | 2 | $ 67,000 | $ 33,500 | $ 0 |
| Eau Claire, WI | 2 | $ 145,000 | $ 72,500 | $ 0 |
| Elkhart-Goshen, IN | 2 | $ 142,000 | $ 71,000 | $ 70,000 |
| Eugene-Springfield, OR | 2 | $ 147,000 | $ 73,500 | $ 82,000 |
| Fond Du Lac, WI | 2 | $ 120,000 | $ 60,000 | $ 64,000 |
| Grand Junction, CO | 2 | $ 213,000 | $ 106,500 | $ 30,000 |
| Greenville, NC | 2 | $ 88,000 | $ 44,000 | $ 52,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 226,000 | $ 113,000 | $ 52,000 |
| Lawrence, KS | 2 | $ 159,000 | $ 79,500 | $ 55,000 |
| Lima, OH | 2 | $ 193,000 | $ 96,500 | $ 32,000 |
| Manchester-Nashua, NH | 2 | $ 120,000 | $ 60,000 | $ 37,000 |
| Muncie, IN | 2 | $ 192,000 | $ 96,000 | $ 39,000 |
| Oakland-Fremont-Hayward, CA | 2 | $ 424,000 | $ 212,000 | $ 97,000 |
| Olympia, WA | 2 | $ 115,000 | $ 57,500 | $ 64,000 |
| Omaha-Council Bluffs, NE-IA | 2 | $ 200,000 | $ 100,000 | $ 67,000 |
| Spartanburg, SC | 2 | $ 331,000 | $ 165,500 | $ 56,000 |
| St. Joseph, MO-KS | 2 | $ 244,000 | $ 122,000 | $ 45,000 |
| Stockton, CA | 2 | $ 804,000 | $ 402,000 | $ 96,000 |
| Albuquerque, NM | 1 | $ 137,000 | $ 137,000 | $ 52,000 |
| Anderson, SC | 1 | $ 126,000 | $ 126,000 | $ 43,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 24,000 | $ 24,000 | $ 50,000 |
| Brunswick, GA | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Charleston, WV | 1 | $ 67,000 | $ 67,000 | $ 29,000 |
| Florence, SC | 1 | $ 98,000 | $ 98,000 | $ 47,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 104,000 | $ 104,000 | $ 37,000 |
| Lawton, OK | 1 | $ 80,000 | $ 80,000 | $ 83,000 |
| Logan, UT-ID | 1 | $ 131,000 | $ 131,000 | $ 31,000 |
| Medford, OR | 1 | $ 162,000 | $ 162,000 | $ 85,000 |
| Owensboro, KY | 1 | $ 94,000 | $ 94,000 | $ 96,000 |
| Pocatello, ID | 1 | $ 160,000 | $ 160,000 | $ 34,000 |
| Rapid City, SD | 1 | $ 110,000 | $ 110,000 | $ 43,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 1 | $ 342,000 | $ 342,000 | $ 112,000 |
| Salem, OR | 1 | $ 68,000 | $ 68,000 | $ 118,000 |
| San Francisco-San Mateo-Redwood City, CA | 1 | $ 531,000 | $ 531,000 | $ 156,000 |
| Springfield, IL | 1 | $ 104,000 | $ 104,000 | $ 45,000 |
| Visalia-Porterville, CA | 1 | $ 116,000 | $ 116,000 | $ 23,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1 | $ 214,000 | $ 214,000 | $ 74,000 |
| Wichita Falls, TX | 1 | $ 72,000 | $ 72,000 | $ 46,000 |
| Winchester, VA-WV | 1 | $ 119,000 | $ 119,000 | $ 34,000 |
Mortgage Loan Application Detail Totals for Sebring Capital Partners, LP in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 19,582 | $1,826,882,000 | $100,634 | $1,260,000 | $63,780 | $2,032,000 |
| Refinancing | 5,733 | $751,536,000 | $138,789 | $1,380,000 | $63,263 | $1,500,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 13,840 | $1,449,679,000 | $116,325 | $1,380,000 | $67,400 | $2,032,000 |
| Black or African American | 6,585 | $621,202,000 | $108,321 | $1,000,000 | $56,607 | $480,000 |
| Hispanic | 3,359 | $334,827,000 | $117,093 | $840,000 | $61,812 | $609,000 |
| Not Provided | 880 | $92,120,000 | $105,322 | $750,000 | $59,580 | $744,000 |
| Asian | 413 | $53,959,000 | $140,307 | $720,000 | $64,500 | $661,000 |
| Native Hawaiian or Other Pacific Islander | 134 | $16,071,000 | $111,476 | $476,000 | $66,190 | $216,000 |
| American Indian or Alaskan Native | 104 | $10,560,000 | $102,526 | $502,000 | $62,789 | $286,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 24,810 | $2,522,153,000 | $111,666 | $1,380,000 | $63,047 | $2,032,000 |
| FHA-insured (Federal Housing Administration) | 413 | $42,470,000 | $111,444 | $246,000 | $40,388 | $120,000 |
| VA-guaranteed (Veterans Administration) | 92 | $13,795,000 | $156,416 | $327,000 | $56,666 | $129,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 13,138 | $1,210,078,000 | $105,000 | $1,380,000 | $62,228 | $1,107,000 |
| Application Denied By Financial Institution | 5,250 | $615,734,000 | $124,948 | $1,260,000 | $62,923 | $2,032,000 |
| File Closed For Incompleteness | 4,139 | $393,174,000 | $104,459 | $693,000 | $68,108 | $1,800,000 |
| Application Withdrawn By Applicant | 2,312 | $310,912,000 | $136,647 | $750,000 | $64,264 | $750,000 |
| Application Approved But Not Accepted | 342 | $37,200,000 | $106,565 | $1,000,000 | $57,956 | $433,000 |
| Loan Purchased By The Institution | 134 | $11,320,000 | $104,333 | $572,000 | $74,166 | $285,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sebring Capital Partners, LP's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sebring Capital Partners, LP's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
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