Sebring Capital Partners, LP Mortgage Lending & HMDA Data, 2005

In 2005, Sebring Capital Partners, LP of Carrollton, TX reported 25,315 mortgage applications totaling $2.6 billion, down 43% from 2004. The average application was for $101,853, and applicants reported an average income of $62,925. 52% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Houston-Baytown-Sugar Land, TX (2,664), Dallas-Plano-Irving, TX (1,681) and Atlanta-Sandy Springs-Marietta, GA (1,366) (applications in parentheses).

Mortgage Company & Address Sebring Capital Partners, LP
4000 International Parway, Suite 3000
Carrollton, TX 75007
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 25,315
Total Mortgage Loan Application Amount $2,578,418,000
Average Mortgage Loan Application Amount $101,853
Highest Mortgage Loan Application Amount $1,380,000
Average Applicant Income $62,925
Highest Applicant Income $2,032,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Sebring Capital Partners, LP filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Sebring Capital Partners, LP by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harris, Texas 1,794 $ 157,236,000 $ 87,645 $ 58,000
Maricopa, Arizona 934 $ 126,125,000 $ 135,037 $ 64,000
Dallas, Texas 833 $ 75,396,000 $ 90,511 $ 68,000
Tarrant, Texas 792 $ 68,297,000 $ 86,233 $ 74,000
Cook, Illinois 673 $ 86,982,000 $ 129,245 $ 64,000
Orange, Florida 428 $ 54,194,000 $ 126,621 $ 57,000
Shelby, Tennessee 423 $ 36,367,000 $ 85,973 $ 54,000
Clark, Nevada 422 $ 80,099,000 $ 189,808 $ 71,000
Davidson, Tennessee 422 $ 34,791,000 $ 82,443 $ 54,000
Duval, Florida 400 $ 35,311,000 $ 88,277 $ 63,000
Collin, Texas 355 $ 41,960,000 $ 118,197 $ 79,000
Fort Bend, Texas 327 $ 32,086,000 $ 98,122 $ 70,000
Fulton, Georgia 326 $ 43,120,000 $ 132,269 $ 72,000
Denton, Texas 324 $ 34,660,000 $ 106,975 $ 86,000
Wayne, Michigan 316 $ 27,129,000 $ 85,851 $ 57,000
Mecklenburg, North Carolina 315 $ 24,788,000 $ 78,692 $ 59,000
Marion, Indiana 312 $ 23,171,000 $ 74,266 $ 53,000
Bexar, Texas 294 $ 25,837,000 $ 87,880 $ 72,000
St. Louis, Missouri 273 $ 21,861,000 $ 80,076 $ 51,000
DeKalb, Georgia 262 $ 25,089,000 $ 95,759 $ 75,000
Montgomery, Texas 251 $ 24,231,000 $ 96,537 $ 96,000
Hillsborough, Florida 242 $ 26,867,000 $ 111,020 $ 55,000
Madison, Alabama 227 $ 20,524,000 $ 90,414 $ 66,000
Salt Lake, Utah 223 $ 23,113,000 $ 103,645 $ 53,000
Travis, Texas 216 $ 27,698,000 $ 128,231 $ 74,000
Milwaukee, Wisconsin 180 $ 18,239,000 $ 101,327 $ 49,000
Arapahoe, Colorado 178 $ 24,133,000 $ 135,578 $ 60,000
Jackson, Missouri 176 $ 14,347,000 $ 81,517 $ 54,000
Gwinnett, Georgia 175 $ 20,573,000 $ 117,560 $ 64,000
Jefferson, Kentucky 175 $ 14,714,000 $ 84,080 $ 46,000
Rutherford, Tennessee 168 $ 14,119,000 $ 84,041 $ 51,000
Denver, Colorado 158 $ 20,328,000 $ 128,658 $ 57,000
El Paso, Colorado 154 $ 15,994,000 $ 103,857 $ 61,000
Williamson, Texas 143 $ 13,042,000 $ 91,202 $ 60,000
Clayton, Georgia 135 $ 9,994,000 $ 74,029 $ 60,000
East Baton Rouge, Louisiana 133 $ 11,066,000 $ 83,203 $ 70,000
Adams, Colorado 132 $ 16,633,000 $ 126,007 $ 62,000
Brazoria, Texas 131 $ 13,354,000 $ 101,938 $ 70,000
Hinds, Mississippi 127 $ 8,689,000 $ 68,417 $ 41,000
Pima, Arizona 126 $ 15,858,000 $ 125,857 $ 84,000
St. Louis City, Missouri 126 $ 8,905,000 $ 70,674 $ 58,000
Galveston, Texas 122 $ 12,084,000 $ 99,049 $ 69,000
Tulsa, Oklahoma 119 $ 9,597,000 $ 80,647 $ 56,000
Will, Illinois 118 $ 13,445,000 $ 113,940 $ 57,000
DeSoto, Mississippi 118 $ 10,121,000 $ 85,771 $ 85,000
Benton, Arkansas 116 $ 9,691,000 $ 83,543 $ 68,000
Chesterfield, Virginia 114 $ 14,226,000 $ 124,789 $ 62,000
St. Charles, Missouri 113 $ 13,596,000 $ 120,318 $ 63,000
Volusia, Florida 111 $ 13,006,000 $ 117,171 $ 61,000
Franklin, Ohio 110 $ 9,215,000 $ 83,772 $ 71,000
Pulaski, Arkansas 106 $ 8,815,000 $ 83,160 $ 59,000
Cobb, Georgia 105 $ 10,742,000 $ 102,304 $ 65,000
Richmond City, Virginia 103 $ 7,781,000 $ 75,543 $ 57,000
Virginia Beach, Virginia 102 $ 12,454,000 $ 122,098 $ 72,000
Cuyahoga, Ohio 99 $ 8,273,000 $ 83,565 $ 53,000
Jefferson, Alabama 98 $ 7,494,000 $ 76,469 $ 60,000
Norfolk, Virginia 92 $ 9,183,000 $ 99,815 $ 49,000
Pinal, Arizona 91 $ 10,364,000 $ 113,890 $ 74,000
Genesee, Michigan 87 $ 7,904,000 $ 90,850 $ 57,000
Henrico, Virginia 86 $ 8,155,000 $ 94,825 $ 48,000
Pinellas, Florida 85 $ 10,660,000 $ 125,411 $ 64,000
Jefferson, Louisiana 85 $ 8,420,000 $ 99,058 $ 54,000
Jefferson, Colorado 83 $ 11,494,000 $ 138,481 $ 86,000
Polk, Florida 83 $ 9,145,000 $ 110,180 $ 71,000
Johnson, Indiana 83 $ 5,605,000 $ 67,530 $ 40,000
Osceola, Florida 80 $ 10,874,000 $ 135,925 $ 55,000
Kane, Illinois 80 $ 7,875,000 $ 98,437 $ 63,000
Orleans, Louisiana 80 $ 7,632,000 $ 95,400 $ 58,000
Seminole, Florida 79 $ 13,568,000 $ 171,746 $ 94,000
Sumner, Tennessee 78 $ 6,856,000 $ 87,897 $ 58,000
Pasco, Florida 76 $ 8,031,000 $ 105,671 $ 60,000
Clay, Florida 75 $ 8,076,000 $ 107,680 $ 63,000
Montgomery, Tennessee 73 $ 5,101,000 $ 69,876 $ 54,000
Leon, Florida 72 $ 6,370,000 $ 88,472 $ 78,000
Harrison, Mississippi 72 $ 4,751,000 $ 65,986 $ 51,000
Hampton, Virginia 72 $ 5,921,000 $ 82,236 $ 53,000
Douglas, Colorado 70 $ 13,928,000 $ 198,971 $ 115,000
Hamilton, Indiana 70 $ 6,448,000 $ 92,114 $ 83,000
Ellis, Texas 69 $ 6,427,000 $ 93,144 $ 78,000
Bay, Florida 67 $ 9,834,000 $ 146,776 $ 104,000
Henry, Georgia 67 $ 7,241,000 $ 108,074 $ 65,000
Jefferson, Missouri 67 $ 6,242,000 $ 93,164 $ 54,000
Hamilton, Tennessee 67 $ 4,909,000 $ 73,268 $ 46,000
Pueblo, Colorado 65 $ 4,781,000 $ 73,553 $ 49,000
Okaloosa, Florida 65 $ 11,991,000 $ 184,476 $ 91,000
Wilson, Tennessee 65 $ 6,603,000 $ 101,584 $ 55,000
Chesapeake, Virginia 64 $ 8,741,000 $ 136,578 $ 64,000
Smith, Texas 63 $ 5,054,000 $ 80,222 $ 63,000
Davis, Utah 63 $ 6,212,000 $ 98,603 $ 58,000
Oakland, Michigan 60 $ 10,198,000 $ 169,966 $ 118,000
Lake, Indiana 59 $ 4,692,000 $ 79,525 $ 59,000
St. Tammany, Louisiana 59 $ 6,224,000 $ 105,491 $ 63,000
Kaufman, Texas 58 $ 4,316,000 $ 74,413 $ 70,000
Wake, North Carolina 57 $ 5,186,000 $ 90,982 $ 44,000
Lake, Illinois 56 $ 9,006,000 $ 160,821 $ 58,000
Weber, Utah 56 $ 4,753,000 $ 84,875 $ 46,000
Mobile, Alabama 55 $ 3,341,000 $ 60,745 $ 46,000
Hardin, Kentucky 55 $ 4,721,000 $ 85,836 $ 50,000
Hendricks, Indiana 54 $ 4,457,000 $ 82,537 $ 58,000
Tippecanoe, Indiana 54 $ 3,854,000 $ 71,370 $ 47,000
York, South Carolina 54 $ 4,883,000 $ 90,425 $ 61,000
Johnson, Kansas 53 $ 6,444,000 $ 121,584 $ 54,000
Oklahoma, Oklahoma 52 $ 3,908,000 $ 75,153 $ 55,000
Lake, Florida 51 $ 6,622,000 $ 129,843 $ 67,000
Wyandotte, Kansas 51 $ 3,176,000 $ 62,274 $ 45,000
Macomb, Michigan 51 $ 5,504,000 $ 107,921 $ 64,000
Weld, Colorado 50 $ 6,038,000 $ 120,760 $ 55,000
Hamilton, Ohio 50 $ 4,275,000 $ 85,500 $ 53,000
Hays, Texas 50 $ 5,280,000 $ 105,600 $ 68,000
DuPage, Illinois 49 $ 8,287,000 $ 169,122 $ 108,000
Clay, Missouri 49 $ 4,709,000 $ 96,102 $ 58,000
Union, North Carolina 49 $ 5,025,000 $ 102,551 $ 56,000
Johnson, Texas 49 $ 4,104,000 $ 83,755 $ 65,000
Portsmouth, Virginia 49 $ 3,955,000 $ 80,714 $ 53,000
Jackson, Mississippi 48 $ 3,126,000 $ 65,125 $ 42,000
Washington, Arkansas 47 $ 3,847,000 $ 81,851 $ 49,000
Cabarrus, North Carolina 47 $ 4,830,000 $ 102,765 $ 58,000
Rockdale, Georgia 46 $ 3,762,000 $ 81,782 $ 55,000
Limestone, Alabama 44 $ 3,622,000 $ 82,318 $ 51,000
Parker, Texas 43 $ 3,026,000 $ 70,372 $ 53,000
Utah, Utah 43 $ 4,535,000 $ 105,465 $ 56,000
Newton, Georgia 42 $ 3,635,000 $ 86,547 $ 52,000
Santa Rosa, Florida 41 $ 5,635,000 $ 137,439 $ 75,000
Lonoke, Arkansas 40 $ 2,901,000 $ 72,525 $ 46,000
Douglas, Georgia 40 $ 3,173,000 $ 79,325 $ 47,000
Kent, Michigan 40 $ 3,513,000 $ 87,825 $ 40,000
Bell, Texas 40 $ 4,079,000 $ 101,975 $ 57,000
Summit, Ohio 39 $ 3,390,000 $ 86,923 $ 62,000
Escambia, Florida 38 $ 4,633,000 $ 121,921 $ 65,000
Newport News, Virginia 38 $ 3,500,000 $ 92,105 $ 57,000
Walton, Florida 37 $ 8,268,000 $ 223,459 $ 176,000
Clark, Indiana 37 $ 2,572,000 $ 69,513 $ 48,000
Madison, Tennessee 37 $ 2,668,000 $ 72,108 $ 44,000
Morgan, Alabama 36 $ 2,791,000 $ 77,527 $ 47,000
Paulding, Georgia 36 $ 3,479,000 $ 96,638 $ 50,000
Bedford, Tennessee 36 $ 3,226,000 $ 89,611 $ 42,000
Webb, Texas 36 $ 3,275,000 $ 90,972 $ 69,000
Greene, Missouri 35 $ 3,435,000 $ 98,142 $ 55,000
King, Washington 35 $ 5,658,000 $ 161,657 $ 69,000
Broward, Florida 34 $ 6,559,000 $ 192,911 $ 82,000
Sedgwick, Kansas 34 $ 3,175,000 $ 93,382 $ 54,000
Rankin, Mississippi 34 $ 2,814,000 $ 82,764 $ 51,000
Hancock, Indiana 33 $ 2,281,000 $ 69,121 $ 53,000
Maury, Tennessee 33 $ 2,292,000 $ 69,454 $ 43,000
Jefferson, Texas 33 $ 2,439,000 $ 73,909 $ 50,000
Nueces, Texas 33 $ 3,573,000 $ 108,272 $ 91,000
Montgomery, Alabama 32 $ 2,350,000 $ 73,437 $ 46,000
Faulkner, Arkansas 32 $ 2,365,000 $ 73,906 $ 51,000
Rockwall, Texas 32 $ 3,596,000 $ 112,375 $ 89,000
Madison, Indiana 30 $ 1,835,000 $ 61,166 $ 41,000
Cameron, Texas 30 $ 3,223,000 $ 107,433 $ 78,000
Midland, Texas 30 $ 1,834,000 $ 61,133 $ 62,000
Suffolk, Virginia 30 $ 3,872,000 $ 129,066 $ 59,000
St. Clair, Illinois 29 $ 2,678,000 $ 92,344 $ 62,000
Livingston, Louisiana 29 $ 2,069,000 $ 71,344 $ 44,000
Williamson, Tennessee 29 $ 3,190,000 $ 110,000 $ 63,000
McLennan, Texas 29 $ 2,358,000 $ 81,310 $ 55,000
Bullitt, Kentucky 28 $ 2,050,000 $ 73,214 $ 44,000
McHenry, Illinois 27 $ 3,160,000 $ 117,037 $ 60,000
El Paso, Texas 27 $ 2,173,000 $ 80,481 $ 62,000
Miami-Dade, Florida 26 $ 5,365,000 $ 206,346 $ 132,000
Porter, Indiana 26 $ 2,324,000 $ 89,384 $ 50,000
Ascension, Louisiana 26 $ 3,145,000 $ 120,961 $ 76,000
Lee, Mississippi 26 $ 2,958,000 $ 113,769 $ 47,000
Stark, Ohio 26 $ 2,148,000 $ 82,615 $ 51,000
Robertson, Tennessee 26 $ 2,771,000 $ 106,576 $ 46,000
Morgan, Indiana 25 $ 2,357,000 $ 94,280 $ 83,000
Madison, Mississippi 25 $ 3,186,000 $ 127,440 $ 82,000
Lincoln, Missouri 25 $ 2,204,000 $ 88,160 $ 46,000
Lorain, Ohio 25 $ 1,689,000 $ 67,560 $ 44,000
Gregg, Texas 25 $ 1,715,000 $ 68,600 $ 68,000
Lubbock, Texas 25 $ 2,268,000 $ 90,720 $ 137,000
Saline, Arkansas 24 $ 2,243,000 $ 93,458 $ 62,000
Marion, Florida 24 $ 2,543,000 $ 105,958 $ 83,000
Walton, Georgia 24 $ 2,502,000 $ 104,250 $ 57,000
Allen, Indiana 24 $ 1,654,000 $ 68,916 $ 49,000
Clinton, Indiana 24 $ 1,349,000 $ 56,208 $ 38,000
Brevard, Florida 23 $ 3,518,000 $ 152,956 $ 90,000
Wagoner, Oklahoma 23 $ 1,804,000 $ 78,434 $ 61,000
Bastrop, Texas 23 $ 1,876,000 $ 81,565 $ 54,000
Waukesha, Wisconsin 23 $ 3,502,000 $ 152,260 $ 57,000
Navajo, Arizona 22 $ 2,473,000 $ 112,409 $ 86,000
Garland, Arkansas 22 $ 2,501,000 $ 113,681 $ 70,000
Dougherty, Georgia 22 $ 1,380,000 $ 62,727 $ 39,000
Baldwin, Alabama 21 $ 2,409,000 $ 114,714 $ 62,000
Lee, Florida 21 $ 2,966,000 $ 141,238 $ 71,000
Palm Beach, Florida 21 $ 3,520,000 $ 167,619 $ 63,000
Madison, Illinois 21 $ 1,471,000 $ 70,047 $ 51,000
Franklin, Missouri 21 $ 2,128,000 $ 101,333 $ 52,000
Hidalgo, Texas 21 $ 3,019,000 $ 143,761 $ 69,000
Hopewell, Virginia 21 $ 1,761,000 $ 83,857 $ 49,000
Gaston, North Carolina 20 $ 1,826,000 $ 91,300 $ 57,000
Lucas, Ohio 20 $ 1,541,000 $ 77,050 $ 54,000
Charleston, South Carolina 20 $ 1,878,000 $ 93,900 $ 306,000
Haywood, Tennessee 20 $ 1,239,000 $ 61,950 $ 41,000
Cherokee, Georgia 19 $ 2,444,000 $ 128,631 $ 67,000
Kendall, Illinois 19 $ 2,041,000 $ 107,421 $ 77,000
Boone, Indiana 19 $ 1,422,000 $ 74,842 $ 50,000
Shelby, Indiana 19 $ 1,300,000 $ 68,421 $ 49,000
Christian, Missouri 19 $ 1,738,000 $ 91,473 $ 41,000
Comal, Texas 19 $ 1,786,000 $ 94,000 $ 81,000
Cooke, Texas 19 $ 1,181,000 $ 62,157 $ 50,000
Hood, Texas 19 $ 1,458,000 $ 76,736 $ 54,000
Catoosa, Georgia 18 $ 1,376,000 $ 76,444 $ 47,000
Tooele, Utah 18 $ 1,538,000 $ 85,444 $ 53,000
Oldham, Kentucky 17 $ 2,204,000 $ 129,647 $ 95,000
Durham, North Carolina 17 $ 1,600,000 $ 94,117 $ 48,000
Bartow, Georgia 16 $ 1,185,000 $ 74,062 $ 40,000
Coweta, Georgia 16 $ 1,487,000 $ 92,937 $ 41,000
Jackson, Georgia 16 $ 1,419,000 $ 88,687 $ 55,000
Butler, Ohio 16 $ 1,728,000 $ 108,000 $ 49,000
Richland, South Carolina 16 $ 1,146,000 $ 71,625 $ 52,000
Liberty, Texas 16 $ 1,129,000 $ 70,562 $ 45,000
Hanover, Virginia 16 $ 1,965,000 $ 122,812 $ 90,000
Larimer, Colorado 15 $ 2,404,000 $ 160,266 $ 102,000
Sarasota, Florida 15 $ 4,021,000 $ 268,066 $ 118,000
Cass, Missouri 15 $ 1,574,000 $ 104,933 $ 51,000
Cumberland, North Carolina 15 $ 1,120,000 $ 74,666 $ 35,000
Montgomery, Ohio 15 $ 1,199,000 $ 79,933 $ 46,000
Cleveland, Oklahoma 15 $ 1,060,000 $ 70,666 $ 41,000
Grayson, Texas 15 $ 1,547,000 $ 103,133 $ 68,000
Colbert, Alabama 14 $ 745,000 $ 53,214 $ 54,000
Lauderdale, Alabama 14 $ 820,000 $ 58,571 $ 47,000
Yavapai, Arizona 14 $ 2,239,000 $ 159,928 $ 101,000
Hernando, Florida 14 $ 1,752,000 $ 125,142 $ 74,000
Muscogee, Georgia 14 $ 1,122,000 $ 80,142 $ 47,000
Washtenaw, Michigan 14 $ 1,631,000 $ 116,500 $ 83,000
Sevier, Tennessee 14 $ 1,882,000 $ 134,428 $ 110,000
Caldwell, Texas 14 $ 1,236,000 $ 88,285 $ 43,000
Calhoun, Alabama 13 $ 936,000 $ 72,000 $ 58,000
Teller, Colorado 13 $ 1,073,000 $ 82,538 $ 74,000
Manatee, Florida 13 $ 2,297,000 $ 176,692 $ 106,000
Nassau, Florida 13 $ 1,995,000 $ 153,461 $ 80,000
St. Lucie, Florida 13 $ 1,809,000 $ 139,153 $ 88,000
Bibb, Georgia 13 $ 1,166,000 $ 89,692 $ 51,000
Floyd, Indiana 13 $ 780,000 $ 60,000 $ 59,000
Shiawassee, Michigan 13 $ 985,000 $ 75,769 $ 42,000
Pike, Mississippi 13 $ 852,000 $ 65,538 $ 43,000
Forsyth, North Carolina 13 $ 1,015,000 $ 78,076 $ 36,000
Van Zandt, Texas 13 $ 1,073,000 $ 82,538 $ 69,000
James City, Virginia 13 $ 2,073,000 $ 159,461 $ 121,000
Crawford, Arkansas 12 $ 853,000 $ 71,083 $ 54,000
Los Angeles, California 12 $ 3,381,000 $ 281,750 $ 95,000
Boulder, Colorado 12 $ 1,930,000 $ 160,833 $ 73,000
Carroll, Georgia 12 $ 1,146,000 $ 95,500 $ 45,000
Fayette, Georgia 12 $ 2,225,000 $ 185,416 $ 110,000
Hall, Georgia 12 $ 3,034,000 $ 252,833 $ 96,000
White, Indiana 12 $ 905,000 $ 75,416 $ 48,000
Meade, Kentucky 12 $ 1,056,000 $ 88,000 $ 51,000
Ouachita, Louisiana 12 $ 1,186,000 $ 98,833 $ 49,000
Prince George's, Maryland 12 $ 2,262,000 $ 188,500 $ 112,000
Lapeer, Michigan 12 $ 1,870,000 $ 155,833 $ 69,000
Itawamba, Mississippi 12 $ 700,000 $ 58,333 $ 42,000
Boone, Missouri 12 $ 1,151,000 $ 95,916 $ 61,000
Rowan, North Carolina 12 $ 960,000 $ 80,000 $ 73,000
Creek, Oklahoma 12 $ 694,000 $ 57,833 $ 40,000
Dickson, Tennessee 12 $ 1,019,000 $ 84,916 $ 70,000
Guadalupe, Texas 12 $ 876,000 $ 73,000 $ 49,000
Pierce, Washington 12 $ 1,815,000 $ 151,250 $ 62,000
Brown, Wisconsin 12 $ 1,421,000 $ 118,416 $ 57,000
Washington, Wisconsin 12 $ 1,359,000 $ 113,250 $ 44,000
Shelby, Alabama 11 $ 1,351,000 $ 122,818 $ 60,000
Calcasieu, Louisiana 11 $ 891,000 $ 81,000 $ 82,000
Guilford, North Carolina 11 $ 1,007,000 $ 91,545 $ 56,000
Marshall, Tennessee 11 $ 679,000 $ 61,727 $ 62,000
Chambers, Texas 11 $ 919,000 $ 83,545 $ 42,000
Petersburg, Virginia 11 $ 828,000 $ 75,272 $ 27,000
Stafford, Virginia 11 $ 2,162,000 $ 196,545 $ 84,000
Kenosha, Wisconsin 11 $ 1,020,000 $ 92,727 $ 35,000
Racine, Wisconsin 11 $ 1,343,000 $ 122,090 $ 63,000
Coconino, Arizona 10 $ 1,574,000 $ 157,400 $ 118,000
Mohave, Arizona 10 $ 1,043,000 $ 104,300 $ 101,000
Jefferson, Arkansas 10 $ 727,000 $ 72,700 $ 49,000
Barrow, Georgia 10 $ 869,000 $ 86,900 $ 48,000
Winnebago, Illinois 10 $ 767,000 $ 76,700 $ 62,000
LaPorte, Indiana 10 $ 604,000 $ 60,400 $ 83,000
Warren, Missouri 10 $ 904,000 $ 90,400 $ 84,000
Medina, Ohio 10 $ 1,058,000 $ 105,800 $ 55,000
Canadian, Oklahoma 10 $ 565,000 $ 56,500 $ 61,000
Rogers, Oklahoma 10 $ 1,008,000 $ 100,800 $ 48,000
Coffee, Tennessee 10 $ 597,000 $ 59,700 $ 46,000
Hunt, Texas 10 $ 932,000 $ 93,200 $ 75,000
Spotsylvania, Virginia 10 $ 1,992,000 $ 199,200 $ 74,000
Broomfield, Colorado 9 $ 2,325,000 $ 258,333 $ 88,000
Collier, Florida 9 $ 2,847,000 $ 316,333 $ 121,000
Clarke, Georgia 9 $ 1,048,000 $ 116,444 $ 44,000
Spalding, Georgia 9 $ 922,000 $ 102,444 $ 58,000
Canyon, Idaho 9 $ 1,538,000 $ 170,888 $ 54,000
Bartholomew, Indiana 9 $ 516,000 $ 57,333 $ 38,000
Miami, Kansas 9 $ 645,000 $ 71,666 $ 37,000
Shawnee, Kansas 9 $ 894,000 $ 99,333 $ 53,000
Nelson, Kentucky 9 $ 914,000 $ 101,555 $ 114,000
Baltimore City, Maryland 9 $ 829,000 $ 92,111 $ 65,000
Jackson, Michigan 9 $ 776,000 $ 86,222 $ 60,000
Saginaw, Michigan 9 $ 808,000 $ 89,777 $ 93,000
Lake, Ohio 9 $ 1,028,000 $ 114,222 $ 70,000
Richland, Ohio 9 $ 398,000 $ 44,222 $ 48,000
Scioto, Ohio 9 $ 685,000 $ 76,111 $ 34,000
Wayne, Ohio 9 $ 555,000 $ 61,666 $ 44,000
Greenville, South Carolina 9 $ 1,019,000 $ 113,222 $ 67,000
Cheatham, Tennessee 9 $ 849,000 $ 94,333 $ 54,000
DeKalb, Tennessee 9 $ 626,000 $ 69,555 $ 39,000
Hamblen, Tennessee 9 $ 658,000 $ 73,111 $ 51,000
Lawrence, Tennessee 9 $ 658,000 $ 73,111 $ 36,000
Washington, Texas 9 $ 859,000 $ 95,444 $ 41,000
Washington, Utah 9 $ 1,246,000 $ 138,444 $ 74,000
Dinwiddie, Virginia 9 $ 1,015,000 $ 112,777 $ 65,000
Talladega, Alabama 8 $ 542,000 $ 67,750 $ 64,000
Tuscaloosa, Alabama 8 $ 716,000 $ 89,500 $ 60,000
Santa Cruz, Arizona 8 $ 750,000 $ 93,750 $ 54,000
San Diego, California 8 $ 2,402,000 $ 300,250 $ 85,000
Elbert, Colorado 8 $ 1,067,000 $ 133,375 $ 109,000
Park, Colorado 8 $ 1,928,000 $ 241,000 $ 88,000
Flagler, Florida 8 $ 973,000 $ 121,625 $ 58,000
Gadsden, Florida 8 $ 569,000 $ 71,125 $ 69,000
Kankakee, Illinois 8 $ 590,000 $ 73,750 $ 63,000
Leavenworth, Kansas 8 $ 798,000 $ 99,750 $ 65,000
Larue, Kentucky 8 $ 468,000 $ 58,500 $ 43,000
Baltimore, Maryland 8 $ 871,000 $ 108,875 $ 76,000
Muskegon, Michigan 8 $ 826,000 $ 103,250 $ 44,000
Warren, Mississippi 8 $ 574,000 $ 71,750 $ 34,000
Clermont, Ohio 8 $ 757,000 $ 94,625 $ 62,000
Fairfield, Ohio 8 $ 1,314,000 $ 164,250 $ 96,000
Brazos, Texas 8 $ 770,000 $ 96,250 $ 51,000
Ector, Texas 8 $ 638,000 $ 79,750 $ 59,000
Erath, Texas 8 $ 541,000 $ 67,625 $ 50,000
Hardin, Texas 8 $ 703,000 $ 87,875 $ 63,000
Orange, Texas 8 $ 457,000 $ 57,125 $ 45,000
Titus, Texas 8 $ 596,000 $ 74,500 $ 57,000
Wise, Texas 8 $ 1,055,000 $ 131,875 $ 77,000
Outagamie, Wisconsin 8 $ 843,000 $ 105,375 $ 59,000
San Bernardino, California 7 $ 1,301,000 $ 185,857 $ 73,000
Citrus, Florida 7 $ 918,000 $ 131,142 $ 49,000
Forsyth, Georgia 7 $ 910,000 $ 130,000 $ 55,000
Houston, Georgia 7 $ 429,000 $ 61,285 $ 49,000
Walker, Georgia 7 $ 480,000 $ 68,571 $ 43,000
Monroe, Indiana 7 $ 432,000 $ 61,714 $ 38,000
Montgomery, Indiana 7 $ 461,000 $ 65,857 $ 66,000
St. John the Baptist, Louisiana 7 $ 596,000 $ 85,142 $ 65,000
Terrebonne, Louisiana 7 $ 521,000 $ 74,428 $ 51,000
Pearl River, Mississippi 7 $ 688,000 $ 98,285 $ 49,000
Clinton, Missouri 7 $ 366,000 $ 52,285 $ 43,000
Johnson, Missouri 7 $ 537,000 $ 76,714 $ 79,000
Taney, Missouri 7 $ 875,000 $ 125,000 $ 59,000
Schenectady, New York 7 $ 638,000 $ 91,142 $ 51,000
Johnston, North Carolina 7 $ 775,000 $ 110,714 $ 51,000
Portage, Ohio 7 $ 971,000 $ 138,714 $ 60,000
Warren, Ohio 7 $ 583,000 $ 83,285 $ 44,000
Osage, Oklahoma 7 $ 432,000 $ 61,714 $ 71,000
Washington, Oregon 7 $ 809,000 $ 115,571 $ 76,000
Horry, South Carolina 7 $ 1,206,000 $ 172,285 $ 95,000
Franklin, Tennessee 7 $ 804,000 $ 114,857 $ 46,000
Knox, Tennessee 7 $ 604,000 $ 86,285 $ 45,000
McNairy, Tennessee 7 $ 428,000 $ 61,142 $ 41,000
Henderson, Texas 7 $ 734,000 $ 104,857 $ 97,000
Hopkins, Texas 7 $ 593,000 $ 84,714 $ 107,000
Box Elder, Utah 7 $ 425,000 $ 60,714 $ 32,000
Roanoke City, Virginia 7 $ 433,000 $ 61,857 $ 51,000
Dane, Wisconsin 7 $ 1,166,000 $ 166,571 $ 55,000
Blount, Alabama 6 $ 456,000 $ 76,000 $ 91,000
Floyd, Georgia 6 $ 578,000 $ 96,333 $ 43,000
Richmond, Georgia 6 $ 385,000 $ 64,166 $ 57,000
Whitfield, Georgia 6 $ 524,000 $ 87,333 $ 33,000
Macoupin, Illinois 6 $ 304,000 $ 50,666 $ 0
McLean, Illinois 6 $ 430,000 $ 71,666 $ 172,000
Carroll, Indiana 6 $ 492,000 $ 82,000 $ 51,000
Fayette, Kentucky 6 $ 481,000 $ 80,166 $ 48,000
Kenton, Kentucky 6 $ 764,000 $ 127,333 $ 65,000
Warren, Kentucky 6 $ 625,000 $ 104,166 $ 57,000
Iberville, Louisiana 6 $ 522,000 $ 87,000 $ 36,000
Lafayette, Louisiana 6 $ 698,000 $ 116,333 $ 61,000
Lafayette, Mississippi 6 $ 355,000 $ 59,166 $ 36,000
Lamar, Mississippi 6 $ 496,000 $ 82,666 $ 125,000
Lincoln, Mississippi 6 $ 519,000 $ 86,500 $ 51,000
Pulaski, Missouri 6 $ 608,000 $ 101,333 $ 80,000
Ray, Missouri 6 $ 614,000 $ 102,333 $ 54,000
Ashland, Ohio 6 $ 463,000 $ 77,166 $ 36,000
Holmes, Ohio 6 $ 242,000 $ 40,333 $ 34,000
Seneca, Ohio 6 $ 320,000 $ 53,333 $ 41,000
McClain, Oklahoma 6 $ 442,000 $ 73,666 $ 38,000
Dyer, Tennessee 6 $ 384,000 $ 64,000 $ 53,000
Lincoln, Tennessee 6 $ 948,000 $ 158,000 $ 103,000
Warren, Tennessee 6 $ 266,000 $ 44,333 $ 37,000
Anderson, Texas 6 $ 389,000 $ 64,833 $ 73,000
Burnet, Texas 6 $ 496,000 $ 82,666 $ 73,000
Randall, Texas 6 $ 441,000 $ 73,500 $ 101,000
Waller, Texas 6 $ 521,000 $ 86,833 $ 124,000
Wood, Texas 6 $ 575,000 $ 95,833 $ 71,000
Clark, Washington 6 $ 662,000 $ 110,333 $ 191,000
Kitsap, Washington 6 $ 780,000 $ 130,000 $ 52,000
Walworth, Wisconsin 6 $ 1,067,000 $ 177,833 $ 150,000
Elmore, Alabama 5 $ 395,000 $ 79,000 $ 69,000
Etowah, Alabama 5 $ 264,000 $ 52,800 $ 44,000
Marshall, Alabama 5 $ 920,000 $ 184,000 $ 60,000
Conway, Arkansas 5 $ 296,000 $ 59,200 $ 55,000
Craighead, Arkansas 5 $ 451,000 $ 90,200 $ 72,000
Sebastian, Arkansas 5 $ 420,000 $ 84,000 $ 42,000
Charlotte, Florida 5 $ 783,000 $ 156,600 $ 76,000
Columbia, Georgia 5 $ 268,000 $ 53,600 $ 122,000
Liberty, Georgia 5 $ 283,000 $ 56,600 $ 33,000
DeKalb, Indiana 5 $ 262,000 $ 52,400 $ 42,000
Lawrence, Indiana 5 $ 304,000 $ 60,800 $ 45,000
Putnam, Indiana 5 $ 550,000 $ 110,000 $ 49,000
Madison, Kentucky 5 $ 459,000 $ 91,800 $ 41,000
Berrien, Michigan 5 $ 404,000 $ 80,800 $ 30,000
Kalamazoo, Michigan 5 $ 336,000 $ 67,200 $ 41,000
Livingston, Michigan 5 $ 743,000 $ 148,600 $ 64,000
St. Clair, Michigan 5 $ 424,000 $ 84,800 $ 60,000
Dakota, Minnesota 5 $ 1,199,000 $ 239,800 $ 80,000
Hancock, Mississippi 5 $ 320,000 $ 64,000 $ 54,000
Marshall, Mississippi 5 $ 289,000 $ 57,800 $ 39,000
Monroe, Mississippi 5 $ 356,000 $ 71,200 $ 34,000
Monroe, Missouri 5 $ 481,000 $ 96,200 $ 59,000
Montgomery, Missouri 5 $ 344,000 $ 68,800 $ 28,000
Platte, Missouri 5 $ 417,000 $ 83,400 $ 75,000
Dare, North Carolina 5 $ 1,077,000 $ 215,400 $ 92,000
Lee, North Carolina 5 $ 397,000 $ 79,400 $ 40,000
Ashtabula, Ohio 5 $ 302,000 $ 60,400 $ 39,000
Defiance, Ohio 5 $ 368,000 $ 73,600 $ 36,000
Pottawatomie, Oklahoma 5 $ 317,000 $ 63,400 $ 45,000
Chester, Tennessee 5 $ 390,000 $ 78,000 $ 42,000
Gibson, Tennessee 5 $ 397,000 $ 79,400 $ 25,000
Putnam, Tennessee 5 $ 374,000 $ 74,800 $ 33,000
Tipton, Tennessee 5 $ 455,000 $ 91,000 $ 69,000
Bandera, Texas 5 $ 482,000 $ 96,400 $ 61,000
Bowie, Texas 5 $ 353,000 $ 70,600 $ 37,000
Maverick, Texas 5 $ 470,000 $ 94,000 $ 44,000
Medina, Texas 5 $ 444,000 $ 88,800 $ 45,000
Walker, Texas 5 $ 232,000 $ 46,400 $ 57,000
Wharton, Texas 5 $ 346,000 $ 69,200 $ 98,000
Campbell, Virginia 5 $ 372,000 $ 74,400 $ 52,000
Colonial Heights, Virginia 5 $ 273,000 $ 54,600 $ 32,000
Fairfax, Virginia 5 $ 1,286,000 $ 257,200 $ 107,000
King William, Virginia 5 $ 534,000 $ 106,800 $ 49,000
Prince William, Virginia 5 $ 920,000 $ 184,000 $ 33,000
Spokane, Washington 5 $ 584,000 $ 116,800 $ 88,000
Autauga, Alabama 4 $ 283,000 $ 70,750 $ 28,000
Bibb, Alabama 4 $ 717,000 $ 179,250 $ 75,000
Chambers, Alabama 4 $ 203,000 $ 50,750 $ 33,000
Cullman, Alabama 4 $ 347,000 $ 86,750 $ 50,000
DeKalb, Alabama 4 $ 231,000 $ 57,750 $ 46,000
St. Clair, Alabama 4 $ 225,000 $ 56,250 $ 31,000
Cochise, Arizona 4 $ 541,000 $ 135,250 $ 57,000
Gila, Arizona 4 $ 615,000 $ 153,750 $ 108,000
Arkansas, Arkansas 4 $ 349,000 $ 87,250 $ 43,000
Hot Spring, Arkansas 4 $ 414,000 $ 103,500 $ 58,000
Orange, California 4 $ 2,097,000 $ 524,250 $ 173,000
Stanislaus, California 4 $ 812,000 $ 203,000 $ 132,000
Fremont, Colorado 4 $ 456,000 $ 114,000 $ 37,000
Moffat, Colorado 4 $ 266,000 $ 66,500 $ 36,000
Summit, Colorado 4 $ 574,000 $ 143,500 $ 83,000
Hendry, Florida 4 $ 181,000 $ 45,250 $ 55,000
Putnam, Florida 4 $ 284,000 $ 71,000 $ 37,000
St. Johns, Florida 4 $ 560,000 $ 140,000 $ 57,000
Sumter, Florida 4 $ 248,000 $ 62,000 $ 46,000
Butts, Georgia 4 $ 245,000 $ 61,250 $ 42,000
Chatham, Georgia 4 $ 540,000 $ 135,000 $ 61,000
Polk, Georgia 4 $ 295,000 $ 73,750 $ 47,000
Ada, Idaho 4 $ 588,000 $ 147,000 $ 68,000
Boone, Illinois 4 $ 297,000 $ 74,250 $ 61,000
Grundy, Illinois 4 $ 602,000 $ 150,500 $ 0
LaSalle, Illinois 4 $ 233,000 $ 58,250 $ 41,000
Howard, Indiana 4 $ 327,000 $ 81,750 $ 67,000
Owen, Indiana 4 $ 238,000 $ 59,500 $ 50,000
St. Joseph, Indiana 4 $ 366,000 $ 91,500 $ 48,000
Finney, Kansas 4 $ 279,000 $ 69,750 $ 39,000
Harvey, Kansas 4 $ 417,000 $ 104,250 $ 57,000
Lincoln, Kentucky 4 $ 230,000 $ 57,500 $ 114,000
Bossier, Louisiana 4 $ 380,000 $ 95,000 $ 62,000
Caddo, Louisiana 4 $ 368,000 $ 92,000 $ 57,000
Lafourche, Louisiana 4 $ 397,000 $ 99,250 $ 69,000
St. Bernard, Louisiana 4 $ 486,000 $ 121,500 $ 52,000
Tangipahoa, Louisiana 4 $ 315,000 $ 78,750 $ 37,000
Calhoun, Michigan 4 $ 350,000 $ 87,500 $ 49,000
Monroe, Michigan 4 $ 488,000 $ 122,000 $ 65,000
Ottawa, Michigan 4 $ 303,000 $ 75,750 $ 35,000
Oktibbeha, Mississippi 4 $ 432,000 $ 108,000 $ 61,000
Prentiss, Mississippi 4 $ 232,000 $ 58,000 $ 34,000
Tallahatchie, Mississippi 4 $ 268,000 $ 67,000 $ 53,000
Yazoo, Mississippi 4 $ 241,000 $ 60,250 $ 17,000
Benton, Missouri 4 $ 245,000 $ 61,250 $ 82,000
Jasper, Missouri 4 $ 322,000 $ 80,500 $ 74,000
Newton, Missouri 4 $ 300,000 $ 75,000 $ 25,000
St. Francois, Missouri 4 $ 312,000 $ 78,000 $ 39,000
Stone, Missouri 4 $ 531,000 $ 132,750 $ 146,000
Webster, Missouri 4 $ 390,000 $ 97,500 $ 21,000
Lancaster, Nebraska 4 $ 755,000 $ 188,750 $ 63,000
Nye, Nevada 4 $ 851,000 $ 212,750 $ 80,000
Cleveland, North Carolina 4 $ 202,000 $ 50,500 $ 32,000
New Hanover, North Carolina 4 $ 481,000 $ 120,250 $ 44,000
Pasquotank, North Carolina 4 $ 438,000 $ 109,500 $ 70,000
Delaware, Ohio 4 $ 731,000 $ 182,750 $ 109,000
Licking, Ohio 4 $ 380,000 $ 95,000 $ 36,000
Mahoning, Ohio 4 $ 290,000 $ 72,500 $ 51,000
Ottawa, Ohio 4 $ 314,000 $ 78,500 $ 33,000
Preble, Ohio 4 $ 262,000 $ 65,500 $ 61,000
Trumbull, Ohio 4 $ 287,000 $ 71,750 $ 57,000
Cherokee, Oklahoma 4 $ 455,000 $ 113,750 $ 53,000
Craig, Oklahoma 4 $ 244,000 $ 61,000 $ 45,000
Grady, Oklahoma 4 $ 245,000 $ 61,250 $ 62,000
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Mortgage Loan Application Detail Totals for Sebring Capital Partners, LP in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 19,582 $1,826,882,000 $100,634 $1,260,000 $63,780 $2,032,000
Refinancing 5,733 $751,536,000 $138,789 $1,380,000 $63,263 $1,500,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 13,840 $1,449,679,000 $116,325 $1,380,000 $67,400 $2,032,000
Black or African American 6,585 $621,202,000 $108,321 $1,000,000 $56,607 $480,000
Hispanic 3,359 $334,827,000 $117,093 $840,000 $61,812 $609,000
Not Provided 880 $92,120,000 $105,322 $750,000 $59,580 $744,000
Asian 413 $53,959,000 $140,307 $720,000 $64,500 $661,000
Native Hawaiian or Other Pacific Islander 134 $16,071,000 $111,476 $476,000 $66,190 $216,000
American Indian or Alaskan Native 104 $10,560,000 $102,526 $502,000 $62,789 $286,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 24,810 $2,522,153,000 $111,666 $1,380,000 $63,047 $2,032,000
FHA-insured (Federal Housing Administration) 413 $42,470,000 $111,444 $246,000 $40,388 $120,000
VA-guaranteed (Veterans Administration) 92 $13,795,000 $156,416 $327,000 $56,666 $129,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 13,138 $1,210,078,000 $105,000 $1,380,000 $62,228 $1,107,000
Application Denied By Financial Institution 5,250 $615,734,000 $124,948 $1,260,000 $62,923 $2,032,000
File Closed For Incompleteness 4,139 $393,174,000 $104,459 $693,000 $68,108 $1,800,000
Application Withdrawn By Applicant 2,312 $310,912,000 $136,647 $750,000 $64,264 $750,000
Application Approved But Not Accepted 342 $37,200,000 $106,565 $1,000,000 $57,956 $433,000
Loan Purchased By The Institution 134 $11,320,000 $104,333 $572,000 $74,166 $285,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Sebring Capital Partners, LP's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Sebring Capital Partners, LP's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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