Secured Funding Mortgage Lending & HMDA Data, 2004
In 2004, Secured Funding of Costa Mesa, CA reported 2,793 mortgage applications totaling $368.1 million, down 40% from 2003. The average application was for $131,803, and applicants reported an average income of $57,830. 37% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Riverside-San Bernardino-Ontario, CA (175), Phoenix-Mesa-Scottsdale, AZ (158) and Los Angeles-Long Beach-Glendale, CA (153) (applications in parentheses).
| Mortgage Company & Address | Secured Funding 2955 Redhill Ave Costa Mesa, CA 92626 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,793 |
| Total Mortgage Loan Application Amount | $368,126,000 |
| Average Mortgage Loan Application Amount | $131,803 |
| Highest Mortgage Loan Application Amount | $638,000 |
| Average Applicant Income | $57,830 |
| Highest Applicant Income | $900,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Secured Funding filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 153 | $ 36,758,000 | $ 240,248 | $ 80,000 |
| Clark, Nevada | 152 | $ 25,878,000 | $ 170,250 | $ 67,000 |
| Maricopa, Arizona | 145 | $ 12,072,000 | $ 83,255 | $ 54,000 |
| San Bernardino, California | 100 | $ 16,020,000 | $ 160,200 | $ 56,000 |
| Riverside, California | 75 | $ 14,593,000 | $ 194,573 | $ 66,000 |
| Prince George's, Maryland | 56 | $ 9,193,000 | $ 164,160 | $ 60,000 |
| Baltimore, Maryland | 50 | $ 4,755,000 | $ 95,100 | $ 59,000 |
| Pima, Arizona | 44 | $ 4,033,000 | $ 91,659 | $ 49,000 |
| Sacramento, California | 44 | $ 8,544,000 | $ 194,181 | $ 54,000 |
| Baltimore City, Maryland | 43 | $ 3,174,000 | $ 73,813 | $ 38,000 |
| Broward, Florida | 41 | $ 5,478,000 | $ 133,609 | $ 89,000 |
| Orange, California | 40 | $ 10,684,000 | $ 267,100 | $ 137,000 |
| Kern, California | 39 | $ 4,351,000 | $ 111,564 | $ 52,000 |
| Fresno, California | 35 | $ 5,103,000 | $ 145,800 | $ 55,000 |
| San Diego, California | 34 | $ 6,256,000 | $ 184,000 | $ 85,000 |
| Wayne, Michigan | 33 | $ 3,755,000 | $ 113,787 | $ 66,000 |
| Milwaukee, Wisconsin | 33 | $ 2,585,000 | $ 78,333 | $ 37,000 |
| Miami-Dade, Florida | 32 | $ 4,745,000 | $ 148,281 | $ 71,000 |
| Pierce, Washington | 31 | $ 5,202,000 | $ 167,806 | $ 50,000 |
| El Paso, Colorado | 30 | $ 2,486,000 | $ 82,866 | $ 37,000 |
| King, Washington | 29 | $ 4,489,000 | $ 154,793 | $ 65,000 |
| Oakland, Michigan | 28 | $ 4,267,000 | $ 152,392 | $ 68,000 |
| Stanislaus, California | 25 | $ 5,055,000 | $ 202,200 | $ 63,000 |
| Orange, Florida | 25 | $ 2,694,000 | $ 107,760 | $ 45,000 |
| Salt Lake, Utah | 25 | $ 1,685,000 | $ 67,400 | $ 53,000 |
| San Joaquin, California | 24 | $ 4,581,000 | $ 190,875 | $ 78,000 |
| Washoe, Nevada | 24 | $ 3,807,000 | $ 158,625 | $ 56,000 |
| Mohave, Arizona | 22 | $ 2,844,000 | $ 129,272 | $ 51,000 |
| Arapahoe, Colorado | 22 | $ 1,613,000 | $ 73,318 | $ 50,000 |
| Hillsborough, Florida | 22 | $ 2,322,000 | $ 105,545 | $ 50,000 |
| Montgomery, Maryland | 22 | $ 3,881,000 | $ 176,409 | $ 70,000 |
| Spokane, Washington | 22 | $ 2,277,000 | $ 103,500 | $ 35,000 |
| Alameda, California | 21 | $ 5,647,000 | $ 268,904 | $ 87,000 |
| Tulare, California | 21 | $ 2,518,000 | $ 119,904 | $ 51,000 |
| Adams, Colorado | 21 | $ 1,374,000 | $ 65,428 | $ 81,000 |
| Anne Arundel, Maryland | 21 | $ 3,575,000 | $ 170,238 | $ 37,000 |
| Multnomah, Oregon | 21 | $ 1,819,000 | $ 86,619 | $ 49,000 |
| Washington, Oregon | 21 | $ 2,366,000 | $ 112,666 | $ 37,000 |
| Palm Beach, Florida | 19 | $ 2,464,000 | $ 129,684 | $ 49,000 |
| Clark, Washington | 17 | $ 2,525,000 | $ 148,529 | $ 41,000 |
| Clackamas, Oregon | 16 | $ 1,263,000 | $ 78,937 | $ 87,000 |
| Pasco, Florida | 15 | $ 1,579,000 | $ 105,266 | $ 45,000 |
| Ventura, California | 14 | $ 2,969,000 | $ 212,071 | $ 64,000 |
| Denver, Colorado | 14 | $ 1,245,000 | $ 88,928 | $ 49,000 |
| Duval, Florida | 14 | $ 1,519,000 | $ 108,500 | $ 42,000 |
| Lee, Florida | 14 | $ 1,487,000 | $ 106,214 | $ 40,000 |
| Pinellas, Florida | 14 | $ 1,335,000 | $ 95,357 | $ 48,000 |
| Pinal, Arizona | 13 | $ 972,000 | $ 74,769 | $ 44,000 |
| Solano, California | 12 | $ 2,533,000 | $ 211,083 | $ 62,000 |
| Brevard, Florida | 12 | $ 1,241,000 | $ 103,416 | $ 41,000 |
| Harford, Maryland | 12 | $ 1,067,000 | $ 88,916 | $ 86,000 |
| Linn, Oregon | 12 | $ 1,034,000 | $ 86,166 | $ 39,000 |
| Jefferson, Colorado | 11 | $ 1,342,000 | $ 122,000 | $ 58,000 |
| Escambia, Florida | 11 | $ 646,000 | $ 58,727 | $ 39,000 |
| Okaloosa, Florida | 11 | $ 1,106,000 | $ 100,545 | $ 71,000 |
| Charles, Maryland | 11 | $ 2,218,000 | $ 201,636 | $ 76,000 |
| Lane, Oregon | 11 | $ 670,000 | $ 60,909 | $ 65,000 |
| Marion, Oregon | 11 | $ 1,324,000 | $ 120,363 | $ 45,000 |
| Snohomish, Washington | 11 | $ 2,328,000 | $ 211,636 | $ 93,000 |
| Contra Costa, California | 10 | $ 1,973,000 | $ 197,300 | $ 47,000 |
| Santa Clara, California | 10 | $ 2,992,000 | $ 299,200 | $ 122,000 |
| Polk, Florida | 10 | $ 1,084,000 | $ 108,400 | $ 39,000 |
| Seminole, Florida | 10 | $ 895,000 | $ 89,500 | $ 53,000 |
| Washington, Maryland | 10 | $ 951,000 | $ 95,100 | $ 51,000 |
| Cochise, Arizona | 9 | $ 863,000 | $ 95,888 | $ 48,000 |
| Yavapai, Arizona | 9 | $ 829,000 | $ 92,111 | $ 62,000 |
| Shasta, California | 9 | $ 1,161,000 | $ 129,000 | $ 62,000 |
| St. Mary's, Maryland | 9 | $ 867,000 | $ 96,333 | $ 41,000 |
| Oklahoma, Oklahoma | 9 | $ 482,000 | $ 53,555 | $ 59,000 |
| Coos, Oregon | 9 | $ 875,000 | $ 97,222 | $ 37,000 |
| Utah, Utah | 9 | $ 792,000 | $ 88,000 | $ 45,000 |
| Butte, California | 8 | $ 878,000 | $ 109,750 | $ 34,000 |
| El Dorado, California | 8 | $ 1,919,000 | $ 239,875 | $ 66,000 |
| Volusia, Florida | 8 | $ 609,000 | $ 76,125 | $ 45,000 |
| Carroll, Maryland | 8 | $ 1,735,000 | $ 216,875 | $ 83,000 |
| Humboldt, California | 7 | $ 1,036,000 | $ 148,000 | $ 55,000 |
| Placer, California | 7 | $ 1,759,000 | $ 251,285 | $ 72,000 |
| Yuba, California | 7 | $ 863,000 | $ 123,285 | $ 54,000 |
| Cobb, Georgia | 7 | $ 552,000 | $ 78,857 | $ 45,000 |
| Cecil, Maryland | 7 | $ 951,000 | $ 135,857 | $ 48,000 |
| Frederick, Maryland | 7 | $ 1,196,000 | $ 170,857 | $ 66,000 |
| Wicomico, Maryland | 7 | $ 417,000 | $ 59,571 | $ 37,000 |
| Kent, Michigan | 7 | $ 710,000 | $ 101,428 | $ 35,000 |
| Polk, Oregon | 7 | $ 419,000 | $ 59,857 | $ 66,000 |
| Kitsap, Washington | 7 | $ 920,000 | $ 131,428 | $ 63,000 |
| Yuma, Arizona | 6 | $ 621,000 | $ 103,500 | $ 48,000 |
| Kings, California | 6 | $ 420,000 | $ 70,000 | $ 60,000 |
| Tehama, California | 6 | $ 764,000 | $ 127,333 | $ 60,000 |
| Yolo, California | 6 | $ 912,000 | $ 152,000 | $ 50,000 |
| Weld, Colorado | 6 | $ 378,000 | $ 63,000 | $ 43,000 |
| Calvert, Maryland | 6 | $ 1,183,000 | $ 197,166 | $ 94,000 |
| Macomb, Michigan | 6 | $ 677,000 | $ 112,833 | $ 57,000 |
| Tulsa, Oklahoma | 6 | $ 408,000 | $ 68,000 | $ 30,000 |
| Douglas, Oregon | 6 | $ 309,000 | $ 51,500 | $ 36,000 |
| Klamath, Oregon | 6 | $ 546,000 | $ 91,000 | $ 29,000 |
| Weber, Utah | 6 | $ 200,000 | $ 33,333 | $ 54,000 |
| Thurston, Washington | 6 | $ 1,015,000 | $ 169,166 | $ 77,000 |
| Brown, Wisconsin | 6 | $ 237,000 | $ 39,500 | $ 41,000 |
| Kenosha, Wisconsin | 6 | $ 325,000 | $ 54,166 | $ 76,000 |
| Waukesha, Wisconsin | 6 | $ 353,000 | $ 58,833 | $ 92,000 |
| Imperial, California | 5 | $ 666,000 | $ 133,200 | $ 70,000 |
| Lake, California | 5 | $ 835,000 | $ 167,000 | $ 44,000 |
| Douglas, Colorado | 5 | $ 275,000 | $ 55,000 | $ 82,000 |
| Hernando, Florida | 5 | $ 296,000 | $ 59,200 | $ 19,000 |
| Highlands, Florida | 5 | $ 291,000 | $ 58,200 | $ 46,000 |
| Lake, Florida | 5 | $ 709,000 | $ 141,800 | $ 50,000 |
| Leon, Florida | 5 | $ 304,000 | $ 60,800 | $ 76,000 |
| Marion, Florida | 5 | $ 242,000 | $ 48,400 | $ 39,000 |
| Santa Rosa, Florida | 5 | $ 540,000 | $ 108,000 | $ 50,000 |
| St. Lucie, Florida | 5 | $ 640,000 | $ 128,000 | $ 23,000 |
| Howard, Maryland | 5 | $ 1,126,000 | $ 225,200 | $ 97,000 |
| Muskegon, Michigan | 5 | $ 519,000 | $ 103,800 | $ 36,000 |
| Douglas, Nebraska | 5 | $ 267,000 | $ 53,400 | $ 46,000 |
| Rogers, Oklahoma | 5 | $ 233,000 | $ 46,600 | $ 76,000 |
| Yakima, Washington | 5 | $ 471,000 | $ 94,200 | $ 47,000 |
| Fond du Lac, Wisconsin | 5 | $ 348,000 | $ 69,600 | $ 24,000 |
| Winnebago, Wisconsin | 5 | $ 359,000 | $ 71,800 | $ 66,000 |
| Merced, California | 4 | $ 630,000 | $ 157,500 | $ 53,000 |
| San Francisco, California | 4 | $ 847,000 | $ 211,750 | $ 120,000 |
| Santa Barbara, California | 4 | $ 969,000 | $ 242,250 | $ 84,000 |
| Tuolumne, California | 4 | $ 757,000 | $ 189,250 | $ 30,000 |
| Boulder, Colorado | 4 | $ 600,000 | $ 150,000 | $ 61,000 |
| Mesa, Colorado | 4 | $ 317,000 | $ 79,250 | $ 40,000 |
| Alachua, Florida | 4 | $ 251,000 | $ 62,750 | $ 32,000 |
| Clay, Florida | 4 | $ 108,000 | $ 27,000 | $ 59,000 |
| Collier, Florida | 4 | $ 522,000 | $ 130,500 | $ 48,000 |
| Flagler, Florida | 4 | $ 351,000 | $ 87,750 | $ 33,000 |
| Osceola, Florida | 4 | $ 302,000 | $ 75,500 | $ 27,000 |
| Allegany, Maryland | 4 | $ 152,000 | $ 38,000 | $ 39,000 |
| Queen Anne's, Maryland | 4 | $ 364,000 | $ 91,000 | $ 73,000 |
| Monroe, Michigan | 4 | $ 426,000 | $ 106,500 | $ 59,000 |
| Washtenaw, Michigan | 4 | $ 815,000 | $ 203,750 | $ 38,000 |
| Carson City, Nevada | 4 | $ 657,000 | $ 164,250 | $ 78,000 |
| Jackson, Oregon | 4 | $ 594,000 | $ 148,500 | $ 17,000 |
| Davis, Utah | 4 | $ 157,000 | $ 39,250 | $ 37,000 |
| Virginia Beach, Virginia | 4 | $ 452,000 | $ 113,000 | $ 0 |
| Clallam, Washington | 4 | $ 626,000 | $ 156,500 | $ 71,000 |
| Lewis, Washington | 4 | $ 367,000 | $ 91,750 | $ 63,000 |
| Skagit, Washington | 4 | $ 376,000 | $ 94,000 | $ 42,000 |
| Manitowoc, Wisconsin | 4 | $ 269,000 | $ 67,250 | $ 65,000 |
| Outagamie, Wisconsin | 4 | $ 120,000 | $ 30,000 | $ 51,000 |
| Montgomery, Alabama | 3 | $ 215,000 | $ 71,666 | $ 0 |
| Coconino, Arizona | 3 | $ 332,000 | $ 110,666 | $ 44,000 |
| Gila, Arizona | 3 | $ 179,000 | $ 59,666 | $ 51,000 |
| Graham, Arizona | 3 | $ 111,000 | $ 37,000 | $ 28,000 |
| Navajo, Arizona | 3 | $ 252,000 | $ 84,000 | $ 70,000 |
| Calaveras, California | 3 | $ 813,000 | $ 271,000 | $ 103,000 |
| Madera, California | 3 | $ 494,000 | $ 164,666 | $ 57,000 |
| San Luis Obispo, California | 3 | $ 1,055,000 | $ 351,666 | $ 82,000 |
| San Mateo, California | 3 | $ 759,000 | $ 253,000 | $ 66,000 |
| Sonoma, California | 3 | $ 1,069,000 | $ 356,333 | $ 110,000 |
| Delta, Colorado | 3 | $ 150,000 | $ 50,000 | $ 56,000 |
| Otero, Colorado | 3 | $ 85,000 | $ 28,333 | $ 40,000 |
| Nassau, Florida | 3 | $ 388,000 | $ 129,333 | $ 49,000 |
| Putnam, Florida | 3 | $ 232,000 | $ 77,333 | $ 60,000 |
| Fulton, Georgia | 3 | $ 356,000 | $ 118,666 | $ 27,000 |
| Sedgwick, Kansas | 3 | $ 97,000 | $ 32,333 | $ 0 |
| Dorchester, Maryland | 3 | $ 350,000 | $ 116,666 | $ 62,000 |
| Garrett, Maryland | 3 | $ 195,000 | $ 65,000 | $ 38,000 |
| Genesee, Michigan | 3 | $ 153,000 | $ 51,000 | $ 38,000 |
| Ingham, Michigan | 3 | $ 349,000 | $ 116,333 | $ 41,000 |
| Jackson, Michigan | 3 | $ 171,000 | $ 57,000 | $ 45,000 |
| Lenawee, Michigan | 3 | $ 207,000 | $ 69,000 | $ 43,000 |
| Livingston, Michigan | 3 | $ 389,000 | $ 129,666 | $ 63,000 |
| Lancaster, Nebraska | 3 | $ 185,000 | $ 61,666 | $ 66,000 |
| Sarpy, Nebraska | 3 | $ 194,000 | $ 64,666 | $ 39,000 |
| Douglas, Nevada | 3 | $ 700,000 | $ 233,333 | $ 66,000 |
| Cleveland, Oklahoma | 3 | $ 145,000 | $ 48,333 | $ 63,000 |
| Columbia, Oregon | 3 | $ 257,000 | $ 85,666 | $ 32,000 |
| Josephine, Oregon | 3 | $ 477,000 | $ 159,000 | $ 27,000 |
| Umatilla, Oregon | 3 | $ 199,000 | $ 66,333 | $ 50,000 |
| Yamhill, Oregon | 3 | $ 67,000 | $ 22,333 | $ 52,000 |
| Franklin, Washington | 3 | $ 463,000 | $ 154,333 | $ 62,000 |
| Mason, Washington | 3 | $ 405,000 | $ 135,000 | $ 63,000 |
| Whatcom, Washington | 3 | $ 489,000 | $ 163,000 | $ 44,000 |
| Chippewa, Wisconsin | 3 | $ 443,000 | $ 147,666 | $ 60,000 |
| Dane, Wisconsin | 3 | $ 573,000 | $ 191,000 | $ 65,000 |
| Door, Wisconsin | 3 | $ 237,000 | $ 79,000 | $ 40,000 |
| Jefferson, Wisconsin | 3 | $ 238,000 | $ 79,333 | $ 35,000 |
| Portage, Wisconsin | 3 | $ 85,000 | $ 28,333 | $ 31,000 |
| Sawyer, Wisconsin | 3 | $ 315,000 | $ 105,000 | $ 52,000 |
| Jefferson, Alabama | 2 | $ 215,000 | $ 107,500 | $ 11,000 |
| Shelby, Alabama | 2 | $ 191,000 | $ 95,500 | $ 0 |
| La Paz, Arizona | 2 | $ 152,000 | $ 76,000 | $ 42,000 |
| Del Norte, California | 2 | $ 316,000 | $ 158,000 | $ 58,000 |
| Lassen, California | 2 | $ 164,000 | $ 82,000 | $ 78,000 |
| Mariposa, California | 2 | $ 307,000 | $ 153,500 | $ 19,000 |
| Mendocino, California | 2 | $ 275,000 | $ 137,500 | $ 67,000 |
| Siskiyou, California | 2 | $ 346,000 | $ 173,000 | $ 55,000 |
| Las Animas, Colorado | 2 | $ 58,000 | $ 29,000 | $ 51,000 |
| Manatee, Florida | 2 | $ 337,000 | $ 168,500 | $ 51,000 |
| Martin, Florida | 2 | $ 292,000 | $ 146,000 | $ 38,000 |
| Monroe, Florida | 2 | $ 333,000 | $ 166,500 | $ 73,000 |
| Sarasota, Florida | 2 | $ 156,000 | $ 78,000 | $ 49,000 |
| St. Johns, Florida | 2 | $ 75,000 | $ 37,500 | $ 92,000 |
| Bartow, Georgia | 2 | $ 218,000 | $ 109,000 | $ 0 |
| Cherokee, Georgia | 2 | $ 207,000 | $ 103,500 | $ 28,000 |
| Muscogee, Georgia | 2 | $ 150,000 | $ 75,000 | $ 40,000 |
| Upson, Georgia | 2 | $ 157,000 | $ 78,500 | $ 70,000 |
| Kootenai, Idaho | 2 | $ 290,000 | $ 145,000 | $ 101,000 |
| Linn, Iowa | 2 | $ 50,000 | $ 25,000 | $ 43,000 |
| Jefferson, Kentucky | 2 | $ 39,000 | $ 19,500 | $ 39,000 |
| Scott, Kentucky | 2 | $ 66,000 | $ 33,000 | $ 68,000 |
| Worcester, Maryland | 2 | $ 192,000 | $ 96,000 | $ 26,000 |
| Barry, Michigan | 2 | $ 275,000 | $ 137,500 | $ 52,000 |
| Eaton, Michigan | 2 | $ 216,000 | $ 108,000 | $ 0 |
| Kalkaska, Michigan | 2 | $ 154,000 | $ 77,000 | $ 49,000 |
| Ottawa, Michigan | 2 | $ 127,000 | $ 63,500 | $ 17,000 |
| Saginaw, Michigan | 2 | $ 222,000 | $ 111,000 | $ 29,000 |
| St. Clair, Michigan | 2 | $ 163,000 | $ 81,500 | $ 31,000 |
| Oktibbeha, Mississippi | 2 | $ 185,000 | $ 92,500 | $ 66,000 |
| Greene, Missouri | 2 | $ 119,000 | $ 59,500 | $ 18,000 |
| Elko, Nevada | 2 | $ 79,000 | $ 39,500 | $ 77,000 |
| Humboldt, Nevada | 2 | $ 50,000 | $ 25,000 | $ 71,000 |
| Bernalillo, New Mexico | 2 | $ 193,000 | $ 96,500 | $ 24,000 |
| Canadian, Oklahoma | 2 | $ 50,000 | $ 25,000 | $ 69,000 |
| Garfield, Oklahoma | 2 | $ 103,000 | $ 51,500 | $ 72,000 |
| Ottawa, Oklahoma | 2 | $ 50,000 | $ 25,000 | $ 57,000 |
| Jefferson, Oregon | 2 | $ 106,000 | $ 53,000 | $ 16,000 |
| Lincoln, Oregon | 2 | $ 179,000 | $ 89,500 | $ 30,000 |
| Union, Oregon | 2 | $ 145,000 | $ 72,500 | $ 47,000 |
| Richland, South Carolina | 2 | $ 238,000 | $ 119,000 | $ 39,000 |
| Chesapeake, Virginia | 2 | $ 174,000 | $ 87,000 | $ 17,000 |
| Prince William, Virginia | 2 | $ 180,000 | $ 90,000 | $ 61,000 |
| Eau Claire, Wisconsin | 2 | $ 50,000 | $ 25,000 | $ 24,000 |
| Marathon, Wisconsin | 2 | $ 117,000 | $ 58,500 | $ 42,000 |
| Monroe, Wisconsin | 2 | $ 52,000 | $ 26,000 | $ 38,000 |
| Shawano, Wisconsin | 2 | $ 122,000 | $ 61,000 | $ 12,000 |
| St. Croix, Wisconsin | 2 | $ 50,000 | $ 25,000 | $ 70,000 |
| Washington, Wisconsin | 2 | $ 144,000 | $ 72,000 | $ 38,000 |
| Waupaca, Wisconsin | 2 | $ 160,000 | $ 80,000 | $ 25,000 |
| Wood, Wisconsin | 2 | $ 275,000 | $ 137,500 | $ 13,000 |
| Blount, Alabama | 1 | $ 136,000 | $ 136,000 | $ 67,000 |
| Calhoun, Alabama | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Santa Cruz, Arizona | 1 | $ 96,000 | $ 96,000 | $ 30,000 |
| Colusa, California | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
| Glenn, California | 1 | $ 247,000 | $ 247,000 | $ 53,000 |
| Marin, California | 1 | $ 292,000 | $ 292,000 | $ 99,000 |
| Monterey, California | 1 | $ 400,000 | $ 400,000 | $ 70,000 |
| Napa, California | 1 | $ 300,000 | $ 300,000 | $ 85,000 |
| Nevada, California | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Plumas, California | 1 | $ 230,000 | $ 230,000 | $ 117,000 |
| Santa Cruz, California | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Sutter, California | 1 | $ 120,000 | $ 120,000 | $ 67,000 |
| Trinity, California | 1 | $ 299,000 | $ 299,000 | $ 203,000 |
| Alamosa, Colorado | 1 | $ 138,000 | $ 138,000 | $ 198,000 |
| Elbert, Colorado | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Fremont, Colorado | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Garfield, Colorado | 1 | $ 25,000 | $ 25,000 | $ 83,000 |
| Gunnison, Colorado | 1 | $ 55,000 | $ 55,000 | $ 33,000 |
| Larimer, Colorado | 1 | $ 25,000 | $ 25,000 | $ 67,000 |
| Montezuma, Colorado | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Morgan, Colorado | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| Park, Colorado | 1 | $ 50,000 | $ 50,000 | $ 24,000 |
| Rio Grande, Colorado | 1 | $ 86,000 | $ 86,000 | $ 48,000 |
| Saguache, Colorado | 1 | $ 100,000 | $ 100,000 | $ 43,000 |
| Sedgwick, Colorado | 1 | $ 100,000 | $ 100,000 | $ 126,000 |
| Teller, Colorado | 1 | $ 50,000 | $ 50,000 | $ 36,000 |
| Washington, Colorado | 1 | $ 31,000 | $ 31,000 | $ 28,000 |
| Yuma, Colorado | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Fairfield, Connecticut | 1 | $ 200,000 | $ 200,000 | $ 63,000 |
| Bay, Florida | 1 | $ 25,000 | $ 25,000 | $ 45,000 |
| Calhoun, Florida | 1 | $ 136,000 | $ 136,000 | $ 78,000 |
| Charlotte, Florida | 1 | $ 39,000 | $ 39,000 | $ 105,000 |
| Citrus, Florida | 1 | $ 45,000 | $ 45,000 | $ 65,000 |
| Dixie, Florida | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Franklin, Florida | 1 | $ 50,000 | $ 50,000 | $ 59,000 |
| Indian River, Florida | 1 | $ 77,000 | $ 77,000 | $ 26,000 |
| Jefferson, Florida | 1 | $ 81,000 | $ 81,000 | $ 26,000 |
| Wakulla, Florida | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Bulloch, Georgia | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Butts, Georgia | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Camden, Georgia | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Carroll, Georgia | 1 | $ 84,000 | $ 84,000 | $ 24,000 |
| Columbia, Georgia | 1 | $ 37,000 | $ 37,000 | $ 47,000 |
| Coweta, Georgia | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Forsyth, Georgia | 1 | $ 270,000 | $ 270,000 | $ 60,000 |
| Gwinnett, Georgia | 1 | $ 50,000 | $ 50,000 | $ 95,000 |
| Liberty, Georgia | 1 | $ 141,000 | $ 141,000 | $ 62,000 |
| Newton, Georgia | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Richmond, Georgia | 1 | $ 74,000 | $ 74,000 | $ 60,000 |
| Troup, Georgia | 1 | $ 27,000 | $ 27,000 | $ 39,000 |
| Ada, Idaho | 1 | $ 45,000 | $ 45,000 | $ 54,000 |
| Bonneville, Idaho | 1 | $ 50,000 | $ 50,000 | $ 85,000 |
| Jefferson, Idaho | 1 | $ 29,000 | $ 29,000 | $ 43,000 |
| Payette, Idaho | 1 | $ 50,000 | $ 50,000 | $ 49,000 |
| Floyd, Indiana | 1 | $ 35,000 | $ 35,000 | $ 0 |
| St. Joseph, Indiana | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Pottawattamie, Iowa | 1 | $ 24,000 | $ 24,000 | $ 41,000 |
| Shawnee, Kansas | 1 | $ 29,000 | $ 29,000 | $ 65,000 |
| Bell, Kentucky | 1 | $ 72,000 | $ 72,000 | $ 18,000 |
| Bourbon, Kentucky | 1 | $ 20,000 | $ 20,000 | $ 79,000 |
| Caldwell, Kentucky | 1 | $ 19,000 | $ 19,000 | $ 38,000 |
| Calloway, Kentucky | 1 | $ 35,000 | $ 35,000 | $ 97,000 |
| Christian, Kentucky | 1 | $ 35,000 | $ 35,000 | $ 44,000 |
| Fayette, Kentucky | 1 | $ 93,000 | $ 93,000 | $ 72,000 |
| Fulton, Kentucky | 1 | $ 68,000 | $ 68,000 | $ 42,000 |
| Greenup, Kentucky | 1 | $ 35,000 | $ 35,000 | $ 57,000 |
| Hart, Kentucky | 1 | $ 42,000 | $ 42,000 | $ 78,000 |
| Kenton, Kentucky | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Morgan, Kentucky | 1 | $ 136,000 | $ 136,000 | $ 64,000 |
| Orleans, Louisiana | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Rapides, Louisiana | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Caroline, Maryland | 1 | $ 25,000 | $ 25,000 | $ 34,000 |
| Kent, Maryland | 1 | $ 144,000 | $ 144,000 | $ 49,000 |
| Antrim, Michigan | 1 | $ 125,000 | $ 125,000 | $ 104,000 |
| Arenac, Michigan | 1 | $ 62,000 | $ 62,000 | $ 24,000 |
| Bay, Michigan | 1 | $ 35,000 | $ 35,000 | $ 51,000 |
| Berrien, Michigan | 1 | $ 15,000 | $ 15,000 | $ 59,000 |
| Calhoun, Michigan | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Chippewa, Michigan | 1 | $ 68,000 | $ 68,000 | $ 38,000 |
| Clare, Michigan | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Delta, Michigan | 1 | $ 156,000 | $ 156,000 | $ 91,000 |
| Dickinson, Michigan | 1 | $ 70,000 | $ 70,000 | $ 30,000 |
| Emmet, Michigan | 1 | $ 35,000 | $ 35,000 | $ 58,000 |
| Gogebic, Michigan | 1 | $ 35,000 | $ 35,000 | $ 42,000 |
| Huron, Michigan | 1 | $ 25,000 | $ 25,000 | $ 51,000 |
| Luce, Michigan | 1 | $ 30,000 | $ 30,000 | $ 105,000 |
| Marquette, Michigan | 1 | $ 69,000 | $ 69,000 | $ 120,000 |
| Mason, Michigan | 1 | $ 35,000 | $ 35,000 | $ 41,000 |
| Mecosta, Michigan | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Midland, Michigan | 1 | $ 95,000 | $ 95,000 | $ 35,000 |
| Montcalm, Michigan | 1 | $ 109,000 | $ 109,000 | $ 42,000 |
| Montmorency, Michigan | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Ogemaw, Michigan | 1 | $ 58,000 | $ 58,000 | $ 28,000 |
| Roscommon, Michigan | 1 | $ 70,000 | $ 70,000 | $ 24,000 |
| Sanilac, Michigan | 1 | $ 135,000 | $ 135,000 | $ 32,000 |
| Shiawassee, Michigan | 1 | $ 140,000 | $ 140,000 | $ 66,000 |
| St. Joseph, Michigan | 1 | $ 71,000 | $ 71,000 | $ 47,000 |
| Wexford, Michigan | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Hennepin, Minnesota | 1 | $ 100,000 | $ 100,000 | $ 75,000 |
| Jones, Mississippi | 1 | $ 34,000 | $ 34,000 | $ 78,000 |
| Leflore, Mississippi | 1 | $ 50,000 | $ 50,000 | $ 53,000 |
| Pontotoc, Mississippi | 1 | $ 21,000 | $ 21,000 | $ 90,000 |
| Quitman, Mississippi | 1 | $ 25,000 | $ 25,000 | $ 75,000 |
| Buchanan, Missouri | 1 | $ 20,000 | $ 20,000 | $ 31,000 |
| Gasconade, Missouri | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Lafayette, Missouri | 1 | $ 35,000 | $ 35,000 | $ 39,000 |
| Perry, Missouri | 1 | $ 72,000 | $ 72,000 | $ 30,000 |
| Ray, Missouri | 1 | $ 60,000 | $ 60,000 | $ 85,000 |
| St. Louis, Missouri | 1 | $ 16,000 | $ 16,000 | $ 24,000 |
| St. Louis City, Missouri | 1 | $ 72,000 | $ 72,000 | $ 25,000 |
| Adams, Nebraska | 1 | $ 126,000 | $ 126,000 | $ 98,000 |
| Cedar, Nebraska | 1 | $ 35,000 | $ 35,000 | $ 32,000 |
| Cuming, Nebraska | 1 | $ 117,000 | $ 117,000 | $ 44,000 |
| Dawson, Nebraska | 1 | $ 25,000 | $ 25,000 | $ 57,000 |
| Garden, Nebraska | 1 | $ 60,000 | $ 60,000 | $ 130,000 |
| Pierce, Nebraska | 1 | $ 75,000 | $ 75,000 | $ 16,000 |
| Churchill, Nevada | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| Lyon, Nevada | 1 | $ 213,000 | $ 213,000 | $ 0 |
| Santa Fe, New Mexico | 1 | $ 42,000 | $ 42,000 | $ 102,000 |
| Caddo, Oklahoma | 1 | $ 63,000 | $ 63,000 | $ 48,000 |
| Carter, Oklahoma | 1 | $ 72,000 | $ 72,000 | $ 48,000 |
| Custer, Oklahoma | 1 | $ 72,000 | $ 72,000 | $ 32,000 |
| Kay, Oklahoma | 1 | $ 41,000 | $ 41,000 | $ 72,000 |
| Latimer, Oklahoma | 1 | $ 98,000 | $ 98,000 | $ 83,000 |
| Logan, Oklahoma | 1 | $ 64,000 | $ 64,000 | $ 57,000 |
| McIntosh, Oklahoma | 1 | $ 90,000 | $ 90,000 | $ 106,000 |
| Seminole, Oklahoma | 1 | $ 62,000 | $ 62,000 | $ 32,000 |
| Crook, Oregon | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Curry, Oregon | 1 | $ 147,000 | $ 147,000 | $ 72,000 |
| Deschutes, Oregon | 1 | $ 25,000 | $ 25,000 | $ 75,000 |
| Morrow, Oregon | 1 | $ 25,000 | $ 25,000 | $ 47,000 |
| Tillamook, Oregon | 1 | $ 3,000 | $ 3,000 | $ 0 |
| Wasco, Oregon | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
| Dorchester, South Carolina | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Davidson, Tennessee | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Collin, Texas | 1 | $ 108,000 | $ 108,000 | $ 122,000 |
| El Paso, Texas | 1 | $ 67,000 | $ 67,000 | $ 46,000 |
| Carbon, Utah | 1 | $ 64,000 | $ 64,000 | $ 117,000 |
| Tooele, Utah | 1 | $ 40,000 | $ 40,000 | $ 82,000 |
| Wasatch, Utah | 1 | $ 95,000 | $ 95,000 | $ 154,000 |
| Washington, Utah | 1 | $ 50,000 | $ 50,000 | $ 180,000 |
| Chesterfield, Virginia | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Fairfax, Virginia | 1 | $ 210,000 | $ 210,000 | $ 71,000 |
| Hampton, Virginia | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Henrico, Virginia | 1 | $ 143,000 | $ 143,000 | $ 51,000 |
| Mecklenburg, Virginia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Portsmouth, Virginia | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Richmond City, Virginia | 1 | $ 40,000 | $ 40,000 | $ 77,000 |
| Roanoke City, Virginia | 1 | $ 78,000 | $ 78,000 | $ 53,000 |
| Southampton, Virginia | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Westmoreland, Virginia | 1 | $ 208,000 | $ 208,000 | $ 120,000 |
| Adams, Washington | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Douglas, Washington | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| Jefferson, Washington | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Kittitas, Washington | 1 | $ 160,000 | $ 160,000 | $ 64,000 |
| Lincoln, Washington | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Okanogan, Washington | 1 | $ 61,000 | $ 61,000 | $ 64,000 |
| Skamania, Washington | 1 | $ 28,000 | $ 28,000 | $ 45,000 |
| Stevens, Washington | 1 | $ 23,000 | $ 23,000 | $ 34,000 |
| Walla Walla, Washington | 1 | $ 117,000 | $ 117,000 | $ 44,000 |
| Whitman, Washington | 1 | $ 94,000 | $ 94,000 | $ 94,000 |
| Adams, Wisconsin | 1 | $ 52,000 | $ 52,000 | $ 44,000 |
| Burnett, Wisconsin | 1 | $ 140,000 | $ 140,000 | $ 53,000 |
| Columbia, Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 89,000 |
| Dodge, Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| Dunn, Wisconsin | 1 | $ 34,000 | $ 34,000 | $ 42,000 |
| Forest, Wisconsin | 1 | $ 108,000 | $ 108,000 | $ 35,000 |
| Grant, Wisconsin | 1 | $ 111,000 | $ 111,000 | $ 42,000 |
| Green, Wisconsin | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Lincoln, Wisconsin | 1 | $ 132,000 | $ 132,000 | $ 57,000 |
| Oconto, Wisconsin | 1 | $ 30,000 | $ 30,000 | $ 8,000 |
| Ozaukee, Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 64,000 |
| Price, Wisconsin | 1 | $ 76,000 | $ 76,000 | $ 30,000 |
| Richland, Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Rock, Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 81,000 |
| Sheboygan, Wisconsin | 1 | $ 70,000 | $ 70,000 | $ 42,000 |
| Vernon, Wisconsin | 1 | $ 129,000 | $ 129,000 | $ 45,000 |
| Walworth, Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 63,000 |
| Washburn, Wisconsin | 1 | $ 96,000 | $ 96,000 | $ 50,000 |
| Waushara, Wisconsin | 1 | $ 99,000 | $ 99,000 | $ 65,000 |
| Albany, Wyoming | 1 | $ 84,000 | $ 84,000 | $ 82,000 |
| Campbell, Wyoming | 1 | $ 25,000 | $ 25,000 | $ 51,000 |
| Laramie, Wyoming | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Uinta, Wyoming | 1 | $ 24,000 | $ 24,000 | $ 0 |
Mortgage Loan Application Detail Totals for Secured Funding in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,695 | $355,102,000 | $88,266 | $638,000 | $45,333 | $900,000 |
| Home Purchase | 98 | $13,024,000 | $103,176 | $500,000 | $44,058 | $318,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 2,305 | $305,395,000 | $89,000 | $638,000 | $43,838 | $900,000 |
| White | 350 | $42,598,000 | $85,315 | $500,000 | $57,526 | $539,000 |
| Hispanic | 101 | $16,098,000 | $124,250 | $440,000 | $58,500 | $191,000 |
| Black or African American | 12 | $1,352,000 | $116,166 | $208,000 | $52,333 | $94,000 |
| Not applicable | 10 | $696,000 | $66,750 | $149,000 | $64,625 | $154,000 |
| Asian | 9 | $1,038,000 | $102,333 | $270,000 | $71,666 | $216,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $949,000 | $157,500 | $314,000 | $81,000 | $99,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,714 | $358,770,000 | $87,466 | $638,000 | $53,233 | $900,000 |
| VA-guaranteed (Veterans Administration) | 79 | $9,356,000 | $130,062 | $328,000 | $17,875 | $118,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 1,231 | $182,304,000 | $109,571 | $500,000 | $46,285 | $279,000 |
| Loan Originated | 1,036 | $128,962,000 | $81,925 | $503,000 | $45,629 | $539,000 |
| Application Denied By Financial Institution | 415 | $41,412,000 | $67,590 | $638,000 | $51,181 | $318,000 |
| Application Withdrawn By Applicant | 97 | $13,598,000 | $118,058 | $500,000 | $48,000 | $185,000 |
| File Closed For Incompleteness | 14 | $1,850,000 | $103,000 | $410,000 | $94,714 | $900,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 16 | $2,738,000 | $154,444 | $560,000 | $53,333 | $174,000 |
| Other | 9 | $1,040,000 | $102,250 | $305,000 | $103,500 | $318,000 |
| Credit History | 9 | $1,893,000 | $137,000 | $450,000 | $62,750 | $138,000 |
| Debt-To-Income Ratio | 6 | $350,000 | $62,000 | $194,000 | $48,600 | $75,000 |
| Employment History | 4 | $435,000 | $108,750 | $293,000 | $57,000 | $89,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $164,000 | $164,000 | $164,000 | $73,000 | $73,000 |
| Unverifiable Information | 1 | $480,000 | $480,000 | $480,000 | $150,000 | $150,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Secured Funding's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Secured Funding's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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