Security Atlantic Wholesale Mortgage Lending & HMDA Data, 2008

In 2008, Security Atlantic Wholesale of Edison, NJ reported 16,738 mortgage applications totaling $3.2 billion, up 382% from 2007. The average application was for $192,423, and applicants reported an average income of $60,629. 48% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Newark-Union, NJ-PA (1,022), Edison-New Brunswick, NJ (918) and Philadelphia, PA (915) (applications in parentheses).

Mortgage Company & Address Security Atlantic Wholesale
499 Thornall St, Suite 220
Edison, NJ 08837
Tel #: available with data download
Federal Regulator * available with data download
Years 2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 16,738
Total Mortgage Loan Application Amount $3,220,782,000
Average Mortgage Loan Application Amount $192,423
Highest Mortgage Loan Application Amount $3,128,000
Average Applicant Income $60,629
Highest Applicant Income $8,830,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Security Atlantic Wholesale filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Security Atlantic Wholesale by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Essex, New Jersey 518 $ 155,953,000 $ 301,067 $ 75,000
Philadelphia, Pennsylvania 486 $ 66,317,000 $ 136,454 $ 49,000
Cook, Illinois 344 $ 70,453,000 $ 204,805 $ 65,000
Union, New Jersey 339 $ 103,375,000 $ 304,941 $ 78,000
Middlesex, New Jersey 328 $ 92,561,000 $ 282,198 $ 75,000
Ocean, New Jersey 316 $ 79,739,000 $ 252,338 $ 62,000
Camden, New Jersey 297 $ 52,334,000 $ 176,208 $ 59,000
Burlington, New Jersey 242 $ 53,050,000 $ 219,214 $ 64,000
Jefferson, Alabama 225 $ 26,695,000 $ 118,644 $ 45,000
Passaic, New Jersey 222 $ 70,800,000 $ 318,918 $ 80,000
Hudson, New Jersey 216 $ 70,446,000 $ 326,138 $ 79,000
Broward, Florida 207 $ 41,560,000 $ 200,772 $ 66,000
Miami-Dade, Florida 192 $ 42,278,000 $ 220,197 $ 70,000
Prince George's, Maryland 185 $ 50,991,000 $ 275,627 $ 72,000
Monmouth, New Jersey 184 $ 49,324,000 $ 268,065 $ 68,000
Gloucester, New Jersey 181 $ 38,971,000 $ 215,309 $ 64,000
Baltimore, Maryland 175 $ 40,274,000 $ 230,137 $ 66,000
Baltimore City, Maryland 169 $ 27,471,000 $ 162,550 $ 53,000
Delaware, Pennsylvania 158 $ 26,708,000 $ 169,037 $ 61,000
Hillsborough, Florida 155 $ 25,727,000 $ 165,980 $ 54,000
Duval, Florida 141 $ 22,480,000 $ 159,432 $ 48,000
Atlantic, New Jersey 138 $ 29,782,000 $ 215,811 $ 54,000
Montgomery, Pennsylvania 129 $ 28,585,000 $ 221,589 $ 70,000
Bergen, New Jersey 120 $ 41,139,000 $ 342,825 $ 91,000
Mercer, New Jersey 120 $ 24,136,000 $ 201,133 $ 58,000
Maricopa, Arizona 118 $ 23,589,000 $ 199,906 $ 55,000
Mecklenburg, North Carolina 115 $ 18,306,000 $ 159,182 $ 56,000
Bucks, Pennsylvania 109 $ 25,421,000 $ 233,220 $ 66,000
New Castle, Delaware 105 $ 22,319,000 $ 212,561 $ 59,000
Wake, North Carolina 102 $ 16,395,000 $ 160,735 $ 59,000
Milwaukee, Wisconsin 100 $ 14,188,000 $ 141,880 $ 47,000
York, Pennsylvania 99 $ 17,347,000 $ 175,222 $ 64,000
Mobile, Alabama 95 $ 12,612,000 $ 132,757 $ 52,000
Orange, Florida 95 $ 17,332,000 $ 182,442 $ 53,000
Cuyahoga, Ohio 94 $ 11,633,000 $ 123,755 $ 49,000
Palm Beach, Florida 93 $ 17,616,000 $ 189,419 $ 65,000
Allegheny, Pennsylvania 92 $ 11,617,000 $ 126,271 $ 56,000
DeKalb, Georgia 91 $ 15,896,000 $ 174,681 $ 56,000
Gwinnett, Georgia 91 $ 18,205,000 $ 200,054 $ 66,000
Somerset, New Jersey 90 $ 25,558,000 $ 283,977 $ 68,000
Guilford, North Carolina 90 $ 13,100,000 $ 145,555 $ 53,000
Hamilton, Ohio 89 $ 11,197,000 $ 125,808 $ 50,000
Lehigh, Pennsylvania 89 $ 13,629,000 $ 153,134 $ 46,000
Hartford, Connecticut 86 $ 17,623,000 $ 204,918 $ 70,000
Cumberland, New Jersey 86 $ 15,507,000 $ 180,313 $ 55,000
Shelby, Tennessee 84 $ 10,247,000 $ 121,988 $ 51,000
Fulton, Georgia 81 $ 15,485,000 $ 191,172 $ 65,000
Harris, Texas 78 $ 9,924,000 $ 127,230 $ 55,000
Monroe, Pennsylvania 77 $ 14,928,000 $ 193,870 $ 68,000
Dallas, Texas 77 $ 9,352,000 $ 121,454 $ 56,000
Franklin, Ohio 76 $ 10,403,000 $ 136,881 $ 52,000
New Haven, Connecticut 72 $ 16,150,000 $ 224,305 $ 68,000
Cobb, Georgia 66 $ 12,995,000 $ 196,893 $ 61,000
Anne Arundel, Maryland 64 $ 17,471,000 $ 272,984 $ 64,000
Morris, New Jersey 63 $ 18,699,000 $ 296,809 $ 83,000
Sussex, New Jersey 63 $ 15,537,000 $ 246,619 $ 55,000
Pinellas, Florida 62 $ 10,062,000 $ 162,290 $ 57,000
Suffolk, New York 61 $ 18,997,000 $ 311,426 $ 93,000
Clayton, Georgia 60 $ 8,755,000 $ 145,916 $ 52,000
Richland, South Carolina 58 $ 7,540,000 $ 130,000 $ 50,000
Davidson, Tennessee 57 $ 8,452,000 $ 148,280 $ 50,000
Virginia Beach, Virginia 57 $ 12,286,000 $ 215,543 $ 59,000
St. Louis, Missouri 56 $ 6,314,000 $ 112,750 $ 45,000
Northampton, Pennsylvania 55 $ 10,078,000 $ 183,236 $ 53,000
Dauphin, Pennsylvania 54 $ 7,224,000 $ 133,777 $ 52,000
Warren, New Jersey 53 $ 13,684,000 $ 258,188 $ 70,000
Durham, North Carolina 53 $ 8,032,000 $ 151,547 $ 55,000
Polk, Florida 52 $ 8,003,000 $ 153,903 $ 52,000
Pasco, Florida 51 $ 7,774,000 $ 152,431 $ 53,000
St. Lucie, Florida 51 $ 7,646,000 $ 149,921 $ 60,000
Berks, Pennsylvania 51 $ 8,572,000 $ 168,078 $ 57,000
Lancaster, Pennsylvania 51 $ 8,557,000 $ 167,784 $ 54,000
Will, Illinois 49 $ 10,346,000 $ 211,142 $ 79,000
Tarrant, Texas 49 $ 6,552,000 $ 133,714 $ 75,000
Richmond, Georgia 48 $ 5,391,000 $ 112,312 $ 45,000
Jefferson, Kentucky 48 $ 6,380,000 $ 132,916 $ 46,000
Clark, Nevada 47 $ 11,149,000 $ 237,212 $ 61,000
Salem, New Jersey 43 $ 8,461,000 $ 196,767 $ 69,000
Monroe, New York 43 $ 4,852,000 $ 112,837 $ 51,000
Richmond, New York 43 $ 14,239,000 $ 331,139 $ 98,000
Chesterfield, Virginia 42 $ 7,822,000 $ 186,238 $ 59,000
Henrico, Virginia 42 $ 8,134,000 $ 193,666 $ 53,000
Marion, Indiana 41 $ 4,931,000 $ 120,268 $ 48,000
Erie, New York 41 $ 5,452,000 $ 132,975 $ 55,000
Fairfield, Connecticut 38 $ 10,790,000 $ 283,947 $ 78,000
Lee, Florida 38 $ 6,201,000 $ 163,184 $ 59,000
Volusia, Florida 38 $ 6,457,000 $ 169,921 $ 52,000
Orange, New York 38 $ 9,292,000 $ 244,526 $ 74,000
Butler, Ohio 38 $ 5,794,000 $ 152,473 $ 61,000
Forsyth, North Carolina 37 $ 4,868,000 $ 131,567 $ 49,000
Westmoreland, Pennsylvania 35 $ 5,236,000 $ 149,600 $ 55,000
Greenville, South Carolina 35 $ 4,503,000 $ 128,657 $ 44,000
Richmond City, Virginia 35 $ 4,831,000 $ 138,028 $ 44,000
Cumberland, North Carolina 34 $ 4,322,000 $ 127,117 $ 59,000
Montgomery, Ohio 34 $ 4,309,000 $ 126,735 $ 51,000
Luzerne, Pennsylvania 34 $ 4,668,000 $ 137,294 $ 54,000
Newport News, Virginia 34 $ 6,310,000 $ 185,588 $ 51,000
Chester, Pennsylvania 33 $ 7,248,000 $ 219,636 $ 65,000
Norfolk, Virginia 33 $ 5,922,000 $ 179,454 $ 47,000
Kent, Delaware 32 $ 7,082,000 $ 221,312 $ 63,000
Nassau, New York 32 $ 11,830,000 $ 369,687 $ 117,000
Lackawanna, Pennsylvania 32 $ 3,999,000 $ 124,968 $ 51,000
Knox, Tennessee 32 $ 4,394,000 $ 137,312 $ 44,000
Fort Bend, Texas 32 $ 4,685,000 $ 146,406 $ 55,000
Henry, Georgia 31 $ 6,199,000 $ 199,967 $ 66,000
Bronx, New York 31 $ 12,890,000 $ 415,806 $ 115,000
Kings, New York 31 $ 11,706,000 $ 377,612 $ 88,000
Johnston, North Carolina 31 $ 5,165,000 $ 166,612 $ 57,000
New London, Connecticut 30 $ 6,982,000 $ 232,733 $ 57,000
Lake, Indiana 30 $ 4,153,000 $ 138,433 $ 60,000
East Baton Rouge, Louisiana 30 $ 4,771,000 $ 159,033 $ 58,000
Wayne, Michigan 30 $ 3,567,000 $ 118,900 $ 47,000
St. Louis City, Missouri 30 $ 3,991,000 $ 133,033 $ 43,000
Rutherford, Tennessee 30 $ 4,380,000 $ 146,000 $ 47,000
Brevard, Florida 29 $ 4,544,000 $ 156,689 $ 52,000
Jefferson, Louisiana 29 $ 4,510,000 $ 155,517 $ 53,000
Harford, Maryland 29 $ 6,784,000 $ 233,931 $ 63,000
Onondaga, New York 29 $ 3,414,000 $ 117,724 $ 58,000
Spartanburg, South Carolina 29 $ 3,848,000 $ 132,689 $ 53,000
District of Columbia, District Of Columbia 28 $ 7,603,000 $ 271,535 $ 78,000
Hampton, Virginia 28 $ 4,877,000 $ 174,178 $ 57,000
Portsmouth, Virginia 28 $ 4,962,000 $ 177,214 $ 53,000
Pulaski, Arkansas 26 $ 3,043,000 $ 117,038 $ 49,000
Marion, Florida 26 $ 4,195,000 $ 161,346 $ 45,000
Lake, Illinois 26 $ 5,256,000 $ 202,153 $ 63,000
Summit, Ohio 26 $ 3,254,000 $ 125,153 $ 47,000
Jefferson, Texas 26 $ 2,134,000 $ 82,076 $ 50,000
Chesapeake, Virginia 26 $ 6,021,000 $ 231,576 $ 69,000
Montgomery, Maryland 25 $ 8,012,000 $ 320,480 $ 80,000
Queens, New York 25 $ 9,777,000 $ 391,080 $ 84,000
Cabarrus, North Carolina 25 $ 4,058,000 $ 162,320 $ 56,000
Stark, Ohio 25 $ 2,601,000 $ 104,040 $ 43,000
Madison, Alabama 24 $ 3,136,000 $ 130,666 $ 45,000
Bibb, Georgia 24 $ 3,170,000 $ 132,083 $ 40,000
Douglas, Georgia 24 $ 4,008,000 $ 167,000 $ 64,000
Kane, Illinois 24 $ 5,170,000 $ 215,416 $ 67,000
Bernalillo, New Mexico 24 $ 3,858,000 $ 160,750 $ 54,000
Lorain, Ohio 24 $ 3,516,000 $ 146,500 $ 56,000
Montgomery, Alabama 23 $ 2,582,000 $ 112,260 $ 42,000
Seminole, Florida 23 $ 4,138,000 $ 179,913 $ 70,000
Cecil, Maryland 23 $ 5,391,000 $ 234,391 $ 66,000
Gaston, North Carolina 23 $ 3,277,000 $ 142,478 $ 50,000
Shelby, Alabama 22 $ 3,814,000 $ 173,363 $ 49,000
Clay, Florida 22 $ 3,956,000 $ 179,818 $ 59,000
Chatham, Georgia 22 $ 3,187,000 $ 144,863 $ 51,000
Paulding, Georgia 22 $ 3,857,000 $ 175,318 $ 59,000
Cumberland, Pennsylvania 22 $ 3,935,000 $ 178,863 $ 54,000
Los Angeles, California 21 $ 6,943,000 $ 330,619 $ 86,000
DuPage, Illinois 21 $ 4,851,000 $ 231,000 $ 79,000
Hunterdon, New Jersey 21 $ 6,063,000 $ 288,714 $ 86,000
Schenectady, New York 21 $ 3,209,000 $ 152,809 $ 63,000
Carbon, Pennsylvania 21 $ 3,349,000 $ 159,476 $ 67,000
Charleston, South Carolina 21 $ 4,132,000 $ 196,761 $ 76,000
Dorchester, South Carolina 21 $ 3,949,000 $ 188,047 $ 69,000
Hamilton, Tennessee 21 $ 2,661,000 $ 126,714 $ 45,000
Lake, Florida 20 $ 3,879,000 $ 193,950 $ 62,000
Manatee, Florida 20 $ 4,093,000 $ 204,650 $ 54,000
Muscogee, Georgia 20 $ 2,847,000 $ 142,350 $ 49,000
Charles, Maryland 20 $ 6,135,000 $ 306,750 $ 79,000
Albany, New York 20 $ 3,719,000 $ 185,950 $ 67,000
Union, North Carolina 20 $ 3,265,000 $ 163,250 $ 53,000
Anderson, South Carolina 20 $ 2,065,000 $ 103,250 $ 38,000
Fairfax, Virginia 20 $ 5,135,000 $ 256,750 $ 79,000
Pima, Arizona 19 $ 3,037,000 $ 159,842 $ 53,000
Windham, Connecticut 19 $ 4,041,000 $ 212,684 $ 65,000
Sarasota, Florida 19 $ 2,953,000 $ 155,421 $ 63,000
Frederick, Maryland 19 $ 5,401,000 $ 284,263 $ 80,000
Jackson, Missouri 19 $ 2,481,000 $ 130,578 $ 45,000
St. Charles, Missouri 19 $ 3,424,000 $ 180,210 $ 74,000
Westchester, New York 19 $ 6,860,000 $ 361,052 $ 109,000
Oklahoma, Oklahoma 19 $ 2,188,000 $ 115,157 $ 42,000
Lexington, South Carolina 19 $ 2,663,000 $ 140,157 $ 55,000
Racine, Wisconsin 19 $ 2,799,000 $ 147,315 $ 51,000
Osceola, Florida 18 $ 3,305,000 $ 183,611 $ 54,000
Kenton, Kentucky 18 $ 2,317,000 $ 128,722 $ 53,000
Orleans, Louisiana 18 $ 3,074,000 $ 170,777 $ 64,000
Warren, Ohio 18 $ 2,779,000 $ 154,388 $ 62,000
Pike, Pennsylvania 18 $ 3,554,000 $ 197,444 $ 65,000
Bexar, Texas 18 $ 2,444,000 $ 135,777 $ 57,000
San Bernardino, California 17 $ 5,055,000 $ 297,352 $ 83,000
Carroll, Georgia 17 $ 2,812,000 $ 165,411 $ 53,000
Cherokee, Georgia 17 $ 3,160,000 $ 185,882 $ 61,000
Newton, Georgia 17 $ 2,684,000 $ 157,882 $ 53,000
Hennepin, Minnesota 17 $ 3,336,000 $ 196,235 $ 60,000
Cape May, New Jersey 17 $ 4,048,000 $ 238,117 $ 65,000
New Hanover, North Carolina 17 $ 3,146,000 $ 185,058 $ 55,000
Randolph, North Carolina 17 $ 2,412,000 $ 141,882 $ 52,000
Lebanon, Pennsylvania 17 $ 2,287,000 $ 134,529 $ 52,000
Schuylkill, Pennsylvania 17 $ 1,522,000 $ 89,529 $ 43,000
Horry, South Carolina 17 $ 2,657,000 $ 156,294 $ 55,000
Suffolk, Virginia 17 $ 3,618,000 $ 212,823 $ 57,000
St. Clair, Alabama 16 $ 2,537,000 $ 158,562 $ 60,000
Escambia, Florida 16 $ 2,031,000 $ 126,937 $ 54,000
Rockdale, Georgia 16 $ 3,105,000 $ 194,062 $ 57,000
Caddo, Louisiana 16 $ 2,163,000 $ 135,187 $ 50,000
St. Tammany, Louisiana 16 $ 2,824,000 $ 176,500 $ 71,000
St. Mary's, Maryland 16 $ 4,657,000 $ 291,062 $ 83,000
Washington, Maryland 16 $ 3,963,000 $ 247,687 $ 58,000
Wicomico, Maryland 16 $ 2,995,000 $ 187,187 $ 48,000
Saratoga, New York 16 $ 3,104,000 $ 194,000 $ 76,000
Washington, Pennsylvania 16 $ 2,412,000 $ 150,750 $ 61,000
Denton, Texas 16 $ 2,329,000 $ 145,562 $ 64,000
Baldwin, Alabama 15 $ 2,603,000 $ 173,533 $ 60,000
Tuscaloosa, Alabama 15 $ 2,472,000 $ 164,800 $ 68,000
Benton, Arkansas 15 $ 2,127,000 $ 141,800 $ 51,000
Sussex, Delaware 15 $ 3,253,000 $ 216,866 $ 67,000
Hernando, Florida 15 $ 1,951,000 $ 130,066 $ 44,000
Carroll, Maryland 15 $ 4,369,000 $ 291,266 $ 80,000
Howard, Maryland 15 $ 4,211,000 $ 280,733 $ 80,000
Rensselaer, New York 15 $ 2,728,000 $ 181,866 $ 65,000
Adams, Pennsylvania 15 $ 2,886,000 $ 192,400 $ 58,000
Sumner, Tennessee 15 $ 2,529,000 $ 168,600 $ 57,000
Prince William, Virginia 15 $ 3,333,000 $ 222,200 $ 56,000
Alachua, Florida 14 $ 2,244,000 $ 160,285 $ 59,000
Winnebago, Illinois 14 $ 1,668,000 $ 119,142 $ 45,000
Dutchess, New York 14 $ 4,127,000 $ 294,785 $ 81,000
Davidson, North Carolina 14 $ 1,801,000 $ 128,642 $ 49,000
Iredell, North Carolina 14 $ 2,061,000 $ 147,214 $ 54,000
Butler, Pennsylvania 14 $ 1,813,000 $ 129,500 $ 46,000
Kenosha, Wisconsin 14 $ 2,404,000 $ 171,714 $ 57,000
Riverside, California 13 $ 3,580,000 $ 275,384 $ 74,000
Tolland, Connecticut 13 $ 2,817,000 $ 216,692 $ 73,000
Columbia, Georgia 13 $ 2,244,000 $ 172,615 $ 63,000
Hamilton, Indiana 13 $ 2,093,000 $ 161,000 $ 67,000
Rockingham, New Hampshire 13 $ 3,541,000 $ 272,384 $ 83,000
Niagara, New York 13 $ 1,594,000 $ 122,615 $ 72,000
Rockland, New York 13 $ 4,050,000 $ 311,538 $ 84,000
York, South Carolina 13 $ 2,004,000 $ 154,153 $ 56,000
Montgomery, Tennessee 13 $ 1,723,000 $ 132,538 $ 63,000
Denver, Colorado 12 $ 2,142,000 $ 178,500 $ 51,000
El Paso, Colorado 12 $ 2,288,000 $ 190,666 $ 56,000
Jefferson, Colorado 12 $ 2,783,000 $ 231,916 $ 58,000
Litchfield, Connecticut 12 $ 2,315,000 $ 192,916 $ 54,000
Collier, Florida 12 $ 2,689,000 $ 224,083 $ 60,000
Forsyth, Georgia 12 $ 2,767,000 $ 230,583 $ 82,000
Clark, Indiana 12 $ 1,568,000 $ 130,666 $ 55,000
Campbell, Kentucky 12 $ 1,799,000 $ 149,916 $ 63,000
Penobscot, Maine 12 $ 1,689,000 $ 140,750 $ 46,000
Calvert, Maryland 12 $ 3,124,000 $ 260,333 $ 70,000
Alamance, North Carolina 12 $ 1,629,000 $ 135,750 $ 53,000
Catawba, North Carolina 12 $ 1,594,000 $ 132,833 $ 55,000
Nash, North Carolina 12 $ 1,779,000 $ 148,250 $ 61,000
Lake, Ohio 12 $ 1,615,000 $ 134,583 $ 43,000
Fayette, Pennsylvania 12 $ 1,175,000 $ 97,916 $ 38,000
Berkeley, South Carolina 12 $ 1,983,000 $ 165,250 $ 53,000
Montgomery, Texas 12 $ 1,713,000 $ 142,750 $ 73,000
Prince George, Virginia 12 $ 2,268,000 $ 189,000 $ 71,000
Lee, Alabama 11 $ 1,544,000 $ 140,363 $ 49,000
St. Johns, Florida 11 $ 2,050,000 $ 186,363 $ 55,000
McHenry, Illinois 11 $ 2,434,000 $ 221,272 $ 83,000
Macomb, Michigan 11 $ 1,623,000 $ 147,545 $ 63,000
Buncombe, North Carolina 11 $ 2,153,000 $ 195,727 $ 69,000
Rowan, North Carolina 11 $ 1,667,000 $ 151,545 $ 56,000
Wayne, North Carolina 11 $ 1,437,000 $ 130,636 $ 58,000
Clermont, Ohio 11 $ 1,534,000 $ 139,454 $ 51,000
Mahoning, Ohio 11 $ 1,081,000 $ 98,272 $ 40,000
Trumbull, Ohio 11 $ 1,252,000 $ 113,818 $ 43,000
Madison, Tennessee 11 $ 1,473,000 $ 133,909 $ 43,000
Bell, Texas 11 $ 1,469,000 $ 133,545 $ 51,000
Rock, Wisconsin 11 $ 1,350,000 $ 122,727 $ 50,000
Pinal, Arizona 10 $ 1,536,000 $ 153,600 $ 50,000
Washington, Arkansas 10 $ 1,540,000 $ 154,000 $ 53,000
San Diego, California 10 $ 3,548,000 $ 354,800 $ 84,000
St. Clair, Illinois 10 $ 1,457,000 $ 145,700 $ 70,000
Livingston, Louisiana 10 $ 1,579,000 $ 157,900 $ 57,000
Allegany, Maryland 10 $ 1,568,000 $ 156,800 $ 47,000
Ramsey, Minnesota 10 $ 2,158,000 $ 215,800 $ 67,000
Lee, Mississippi 10 $ 958,000 $ 95,800 $ 46,000
Onslow, North Carolina 10 $ 1,655,000 $ 165,500 $ 63,000
Rockingham, North Carolina 10 $ 1,355,000 $ 135,500 $ 46,000
Licking, Ohio 10 $ 1,500,000 $ 150,000 $ 49,000
Lucas, Ohio 10 $ 1,379,000 $ 137,900 $ 58,000
Medina, Ohio 10 $ 1,663,000 $ 166,300 $ 67,000
Armstrong, Pennsylvania 10 $ 868,000 $ 86,800 $ 48,000
Franklin, Pennsylvania 10 $ 1,551,000 $ 155,100 $ 49,000
Wayne, Pennsylvania 10 $ 1,738,000 $ 173,800 $ 69,000
Orangeburg, South Carolina 10 $ 1,088,000 $ 108,800 $ 47,000
Maury, Tennessee 10 $ 1,411,000 $ 141,100 $ 59,000
Wilson, Tennessee 10 $ 2,051,000 $ 205,100 $ 58,000
Sacramento, California 9 $ 1,877,000 $ 208,555 $ 70,000
Highlands, Florida 9 $ 1,163,000 $ 129,222 $ 41,000
Martin, Florida 9 $ 1,321,000 $ 146,777 $ 41,000
Barrow, Georgia 9 $ 1,199,000 $ 133,222 $ 50,000
Houston, Georgia 9 $ 1,185,000 $ 131,666 $ 54,000
DeSoto, Mississippi 9 $ 1,785,000 $ 198,333 $ 73,000
Hinds, Mississippi 9 $ 1,068,000 $ 118,666 $ 49,000
Jefferson, Missouri 9 $ 1,421,000 $ 157,888 $ 45,000
Hillsborough, New Hampshire 9 $ 2,496,000 $ 277,333 $ 91,000
Washington, New York 9 $ 1,306,000 $ 145,111 $ 60,000
Wilson, North Carolina 9 $ 1,188,000 $ 132,000 $ 63,000
Portage, Ohio 9 $ 1,574,000 $ 174,888 $ 65,000
Ross, Ohio 9 $ 1,130,000 $ 125,555 $ 47,000
Beaver, Pennsylvania 9 $ 1,229,000 $ 136,555 $ 71,000
Erie, Pennsylvania 9 $ 1,118,000 $ 124,222 $ 51,000
Lycoming, Pennsylvania 9 $ 1,120,000 $ 124,444 $ 47,000
Somerset, Pennsylvania 9 $ 923,000 $ 102,555 $ 40,000
El Paso, Texas 9 $ 1,068,000 $ 118,666 $ 38,000
Nueces, Texas 9 $ 1,101,000 $ 122,333 $ 49,000
Hanover, Virginia 9 $ 2,167,000 $ 240,777 $ 75,000
Spotsylvania, Virginia 9 $ 2,223,000 $ 247,000 $ 66,000
Calhoun, Alabama 8 $ 955,000 $ 119,375 $ 65,000
Yavapai, Arizona 8 $ 1,355,000 $ 169,375 $ 44,000
Sebastian, Arkansas 8 $ 705,000 $ 88,125 $ 39,000
Kern, California 8 $ 1,609,000 $ 201,125 $ 58,000
Citrus, Florida 8 $ 910,000 $ 113,750 $ 41,000
Nassau, Florida 8 $ 1,590,000 $ 198,750 $ 57,000
Okaloosa, Florida 8 $ 1,405,000 $ 175,625 $ 54,000
Putnam, Florida 8 $ 1,154,000 $ 144,250 $ 61,000
Coweta, Georgia 8 $ 1,389,000 $ 173,625 $ 47,000
Dougherty, Georgia 8 $ 1,142,000 $ 142,750 $ 61,000
Hall, Georgia 8 $ 1,463,000 $ 182,875 $ 68,000
Spalding, Georgia 8 $ 1,012,000 $ 126,500 $ 62,000
Walton, Georgia 8 $ 1,570,000 $ 196,250 $ 64,000
Fayette, Kentucky 8 $ 1,092,000 $ 136,500 $ 56,000
Bossier, Louisiana 8 $ 1,123,000 $ 140,375 $ 45,000
Lafayette, Louisiana 8 $ 1,382,000 $ 172,750 $ 89,000
Genesee, Michigan 8 $ 1,145,000 $ 143,125 $ 47,000
Sandoval, New Mexico 8 $ 1,321,000 $ 165,125 $ 56,000
Fulton, New York 8 $ 1,104,000 $ 138,000 $ 49,000
Oneida, New York 8 $ 920,000 $ 115,000 $ 65,000
Ulster, New York 8 $ 1,735,000 $ 216,875 $ 71,000
Burke, North Carolina 8 $ 1,393,000 $ 174,125 $ 62,000
Cleveland, North Carolina 8 $ 886,000 $ 110,750 $ 44,000
Harnett, North Carolina 8 $ 1,476,000 $ 184,500 $ 75,000
Lincoln, North Carolina 8 $ 1,146,000 $ 143,250 $ 61,000
Pitt, North Carolina 8 $ 1,182,000 $ 147,750 $ 47,000
Northumberland, Pennsylvania 8 $ 1,048,000 $ 131,000 $ 63,000
Collin, Texas 8 $ 1,358,000 $ 169,750 $ 73,000
Caroline, Virginia 8 $ 1,748,000 $ 218,500 $ 68,000
Frederick, Virginia 8 $ 2,156,000 $ 269,500 $ 74,000
Loudoun, Virginia 8 $ 2,226,000 $ 278,250 $ 83,000
Crittenden, Arkansas 7 $ 1,065,000 $ 152,142 $ 53,000
Adams, Colorado 7 $ 1,856,000 $ 265,142 $ 73,000
Pueblo, Colorado 7 $ 1,297,000 $ 185,285 $ 71,000
Bay, Florida 7 $ 1,102,000 $ 157,428 $ 40,000
Leon, Florida 7 $ 1,227,000 $ 175,285 $ 53,000
Jackson, Georgia 7 $ 1,036,000 $ 148,000 $ 49,000
Walker, Georgia 7 $ 857,000 $ 122,428 $ 41,000
Wayne, Georgia 7 $ 1,071,000 $ 153,000 $ 62,000
Kendall, Illinois 7 $ 1,475,000 $ 210,714 $ 52,000
Johnson, Indiana 7 $ 1,062,000 $ 151,714 $ 74,000
St. Joseph, Indiana 7 $ 763,000 $ 109,000 $ 62,000
Hardin, Kentucky 7 $ 796,000 $ 113,714 $ 57,000
Ouachita, Louisiana 7 $ 984,000 $ 140,571 $ 75,000
Cumberland, Maine 7 $ 1,449,000 $ 207,000 $ 56,000
Kennebec, Maine 7 $ 1,163,000 $ 166,142 $ 47,000
Queen Anne's, Maryland 7 $ 1,454,000 $ 207,714 $ 52,000
Worcester, Maryland 7 $ 1,488,000 $ 212,571 $ 66,000
Ingham, Michigan 7 $ 672,000 $ 96,000 $ 47,000
Crow Wing, Minnesota 7 $ 984,000 $ 140,571 $ 50,000
Broome, New York 7 $ 656,000 $ 93,714 $ 34,000
Ontario, New York 7 $ 889,000 $ 127,000 $ 51,000
Caldwell, North Carolina 7 $ 837,000 $ 119,571 $ 49,000
Chatham, North Carolina 7 $ 1,029,000 $ 147,000 $ 64,000
Columbiana, Ohio 7 $ 833,000 $ 119,000 $ 41,000
Delaware, Ohio 7 $ 1,768,000 $ 252,571 $ 62,000
Fairfield, Ohio 7 $ 1,200,000 $ 171,428 $ 48,000
Greene, Ohio 7 $ 1,166,000 $ 166,571 $ 72,000
Tulsa, Oklahoma 7 $ 1,046,000 $ 149,428 $ 50,000
Marion, Oregon 7 $ 1,262,000 $ 180,285 $ 49,000
Lawrence, Pennsylvania 7 $ 656,000 $ 93,714 $ 41,000
Perry, Pennsylvania 7 $ 1,002,000 $ 143,142 $ 41,000
Darlington, South Carolina 7 $ 716,000 $ 102,285 $ 38,000
Florence, South Carolina 7 $ 1,156,000 $ 165,142 $ 39,000
Jefferson, Tennessee 7 $ 1,046,000 $ 149,428 $ 56,000
Sevier, Tennessee 7 $ 974,000 $ 139,142 $ 44,000
Sullivan, Tennessee 7 $ 1,050,000 $ 150,000 $ 44,000
Brazoria, Texas 7 $ 993,000 $ 141,857 $ 66,000
Roanoke City, Virginia 7 $ 837,000 $ 119,571 $ 33,000
Dodge, Wisconsin 7 $ 1,045,000 $ 149,285 $ 62,000
Outagamie, Wisconsin 7 $ 1,103,000 $ 157,571 $ 45,000
Walworth, Wisconsin 7 $ 1,375,000 $ 196,428 $ 62,000
Waukesha, Wisconsin 7 $ 1,562,000 $ 223,142 $ 71,000
Tulare, California 6 $ 1,070,000 $ 178,333 $ 42,000
Middlesex, Connecticut 6 $ 1,351,000 $ 225,166 $ 80,000
Jackson, Florida 6 $ 990,000 $ 165,000 $ 52,000
Levy, Florida 6 $ 1,001,000 $ 166,833 $ 33,000
Monroe, Florida 6 $ 1,852,000 $ 308,666 $ 93,000
Bartow, Georgia 6 $ 990,000 $ 165,000 $ 50,000
Camden, Georgia 6 $ 803,000 $ 133,833 $ 45,000
Effingham, Georgia 6 $ 1,225,000 $ 204,166 $ 72,000
Glynn, Georgia 6 $ 998,000 $ 166,333 $ 61,000
Harris, Georgia 6 $ 1,084,000 $ 180,666 $ 82,000
Lowndes, Georgia 6 $ 847,000 $ 141,166 $ 44,000
Madison, Illinois 6 $ 719,000 $ 119,833 $ 60,000
Boone, Indiana 6 $ 659,000 $ 109,833 $ 45,000
Delaware, Indiana 6 $ 486,000 $ 81,000 $ 35,000
Hendricks, Indiana 6 $ 721,000 $ 120,166 $ 50,000
Morgan, Indiana 6 $ 1,177,000 $ 196,166 $ 80,000
Bullitt, Kentucky 6 $ 755,000 $ 125,833 $ 50,000
Grant, Kentucky 6 $ 789,000 $ 131,500 $ 51,000
Calcasieu, Louisiana 6 $ 1,131,000 $ 188,500 $ 69,000
Androscoggin, Maine 6 $ 973,000 $ 162,166 $ 59,000
Dorchester, Maryland 6 $ 1,199,000 $ 199,833 $ 64,000
Hampden, Massachusetts 6 $ 942,000 $ 157,000 $ 48,000
Worcester, Massachusetts 6 $ 1,251,000 $ 208,500 $ 56,000
Oakland, Michigan 6 $ 1,018,000 $ 169,666 $ 1,501,000
Harrison, Mississippi 6 $ 1,098,000 $ 183,000 $ 68,000
Jackson, Mississippi 6 $ 703,000 $ 117,166 $ 48,000
Washoe, Nevada 6 $ 1,037,000 $ 172,833 $ 49,000
Cayuga, New York 6 $ 605,000 $ 100,833 $ 45,000
Putnam, New York 6 $ 1,820,000 $ 303,333 $ 113,000
Currituck, North Carolina 6 $ 1,435,000 $ 239,166 $ 59,000
Franklin, North Carolina 6 $ 827,000 $ 137,833 $ 49,000
Granville, North Carolina 6 $ 967,000 $ 161,166 $ 79,000
Haywood, North Carolina 6 $ 953,000 $ 158,833 $ 46,000
Lee, North Carolina 6 $ 870,000 $ 145,000 $ 57,000
Pasquotank, North Carolina 6 $ 958,000 $ 159,666 $ 57,000
Robeson, North Carolina 6 $ 738,000 $ 123,000 $ 44,000
Clark, Ohio 6 $ 687,000 $ 114,500 $ 44,000
Cleveland, Oklahoma 6 $ 552,000 $ 92,000 $ 30,000
Lane, Oregon 6 $ 1,392,000 $ 232,000 $ 55,000
Multnomah, Oregon 6 $ 1,613,000 $ 268,833 $ 76,000
Centre, Pennsylvania 6 $ 1,002,000 $ 167,000 $ 58,000
Jefferson, Pennsylvania 6 $ 766,000 $ 127,666 $ 64,000
Mercer, Pennsylvania 6 $ 757,000 $ 126,166 $ 53,000
Aiken, South Carolina 6 $ 773,000 $ 128,833 $ 54,000
Beaufort, South Carolina 6 $ 1,514,000 $ 252,333 $ 76,000
Blount, Tennessee 6 $ 1,086,000 $ 181,000 $ 50,000
Campbell, Tennessee 6 $ 784,000 $ 130,666 $ 46,000
Monroe, Tennessee 6 $ 883,000 $ 147,166 $ 46,000
Robertson, Tennessee 6 $ 777,000 $ 129,500 $ 31,000
Salt Lake, Utah 6 $ 1,300,000 $ 216,666 $ 59,000
Augusta, Virginia 6 $ 1,173,000 $ 195,500 $ 60,000
Culpeper, Virginia 6 $ 1,113,000 $ 185,500 $ 47,000
Waynesboro, Virginia 6 $ 1,014,000 $ 169,000 $ 61,000
Marathon, Wisconsin 6 $ 765,000 $ 127,500 $ 58,000
Morgan, Alabama 5 $ 490,000 $ 98,000 $ 60,000
Talladega, Alabama 5 $ 811,000 $ 162,200 $ 53,000
Coconino, Arizona 5 $ 1,204,000 $ 240,800 $ 65,000
Fresno, California 5 $ 922,000 $ 184,400 $ 55,000
Baker, Florida 5 $ 667,000 $ 133,400 $ 93,000
Flagler, Florida 5 $ 746,000 $ 149,200 $ 33,000
Gadsden, Florida 5 $ 751,000 $ 150,200 $ 46,000
Fayette, Georgia 5 $ 1,166,000 $ 233,200 $ 98,000
Jones, Georgia 5 $ 856,000 $ 171,200 $ 60,000
Liberty, Georgia 5 $ 736,000 $ 147,200 $ 56,000
Lumpkin, Georgia 5 $ 1,081,000 $ 216,200 $ 88,000
Whitfield, Georgia 5 $ 652,000 $ 130,400 $ 39,000
Peoria, Illinois 5 $ 688,000 $ 137,600 $ 61,000
Sangamon, Illinois 5 $ 573,000 $ 114,600 $ 49,000
Howard, Indiana 5 $ 550,000 $ 110,000 $ 40,000
Jefferson, Indiana 5 $ 485,000 $ 97,000 $ 28,000
Porter, Indiana 5 $ 784,000 $ 156,800 $ 62,000
Vanderburgh, Indiana 5 $ 719,000 $ 143,800 $ 65,000
Warrick, Indiana 5 $ 731,000 $ 146,200 $ 44,000
Boone, Kentucky 5 $ 775,000 $ 155,000 $ 70,000
Tangipahoa, Louisiana 5 $ 915,000 $ 183,000 $ 82,000
York, Maine 5 $ 927,000 $ 185,400 $ 59,000
Caroline, Maryland 5 $ 1,024,000 $ 204,800 $ 86,000
Anoka, Minnesota 5 $ 1,051,000 $ 210,200 $ 65,000
Dakota, Minnesota 5 $ 1,198,000 $ 239,600 $ 51,000
Clay, Missouri 5 $ 1,087,000 $ 217,400 $ 77,000
Franklin, Missouri 5 $ 650,000 $ 130,000 $ 61,000
Dona Ana, New Mexico 5 $ 731,000 $ 146,200 $ 41,000
Steuben, New York 5 $ 415,000 $ 83,000 $ 51,000
Wayne, New York 5 $ 772,000 $ 154,400 $ 78,000
Anson, North Carolina 5 $ 586,000 $ 117,200 $ 49,000
Brunswick, North Carolina 5 $ 864,000 $ 172,800 $ 67,000
Davie, North Carolina 5 $ 872,000 $ 174,400 $ 61,000
Edgecombe, North Carolina 5 $ 565,000 $ 113,000 $ 49,000
Rutherford, North Carolina 5 $ 763,000 $ 152,600 $ 59,000
Ashtabula, Ohio 5 $ 605,000 $ 121,000 $ 32,000
Morrow, Ohio 5 $ 883,000 $ 176,600 $ 58,000
Muskingum, Ohio 5 $ 1,029,000 $ 205,800 $ 56,000
Union, Ohio 5 $ 778,000 $ 155,600 $ 70,000
Washington, Oregon 5 $ 1,341,000 $ 268,200 $ 62,000
Abbeville, South Carolina 5 $ 571,000 $ 114,200 $ 45,000
Greenwood, South Carolina 5 $ 513,000 $ 102,600 $ 35,000
Oconee, South Carolina 5 $ 882,000 $ 176,400 $ 63,000
Union, South Carolina 5 $ 466,000 $ 93,200 $ 49,000
Cheatham, Tennessee 5 $ 725,000 $ 145,000 $ 41,000
Giles, Tennessee 5 $ 601,000 $ 120,200 $ 46,000
Hamblen, Tennessee 5 $ 677,000 $ 135,400 $ 50,000
Rhea, Tennessee 5 $ 729,000 $ 145,800 $ 44,000
Ellis, Texas 5 $ 565,000 $ 113,000 $ 56,000
Gregg, Texas 5 $ 604,000 $ 120,800 $ 75,000
Amherst, Virginia 5 $ 521,000 $ 104,200 $ 45,000
Fauquier, Virginia 5 $ 1,504,000 $ 300,800 $ 81,000
Franklin, Virginia 5 $ 733,000 $ 146,600 $ 48,000
Isle of Wight, Virginia 5 $ 1,403,000 $ 280,600 $ 69,000
Louisa, Virginia 5 $ 1,165,000 $ 233,000 $ 60,000
Manassas, Virginia 5 $ 979,000 $ 195,800 $ 48,000
Orange, Virginia 5 $ 1,179,000 $ 235,800 $ 51,000
Powhatan, Virginia 5 $ 1,333,000 $ 266,600 $ 54,000
Rockingham, Virginia 5 $ 944,000 $ 188,800 $ 56,000
Shenandoah, Virginia 5 $ 951,000 $ 190,200 $ 41,000
Warren, Virginia 5 $ 981,000 $ 196,200 $ 59,000
Blount, Alabama 4 $ 522,000 $ 130,500 $ 49,000
Etowah, Alabama 4 $ 546,000 $ 136,500 $ 44,000
Cochise, Arizona 4 $ 741,000 $ 185,250 $ 68,000
Graham, Arizona 4 $ 797,000 $ 199,250 $ 73,000
Mohave, Arizona 4 $ 614,000 $ 153,500 $ 49,000
Yuma, Arizona 4 $ 666,000 $ 166,500 $ 57,000
Jefferson, Arkansas 4 $ 387,000 $ 96,750 $ 44,000
Arapahoe, Colorado 4 $ 827,000 $ 206,750 $ 50,000
Douglas, Colorado 4 $ 1,124,000 $ 281,000 $ 88,000
Indian River, Florida 4 $ 754,000 $ 188,500 $ 57,000
Santa Rosa, Florida 4 $ 702,000 $ 175,500 $ 58,000
Walton, Florida 4 $ 884,000 $ 221,000 $ 51,000
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Mortgage Loan Application Detail Totals for Security Atlantic Wholesale in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 12,171 $2,412,176,000 $198,000 $3,128,000 $59,000 $530,000
Home Purchase 4,557 $806,738,000 $177,000 $711,000 $65,000 $8,830,000
Home Improvement 10 $1,868,000 $186,000 $357,000 $52,000 $104,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,706 $1,466,554,000 $190,000 $3,128,000 $61,000 $576,000
Black or African American 4,430 $791,740,000 $178,000 $711,000 $60,000 $8,830,000
Not Provided 2,635 $508,713,000 $193,000 $746,000 $60,000 $539,000
Hispanic 1,761 $407,090,000 $231,000 $653,000 $64,000 $305,000
Asian 139 $32,707,000 $235,000 $639,000 $79,000 $500,000
American Indian or Alaskan Native 38 $8,092,000 $212,000 $436,000 $67,000 $169,000
Native Hawaiian or Other Pacific Islander 29 $5,886,000 $202,000 $554,000 $64,000 $139,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 16,683 $3,209,627,000 $192,000 $3,128,000 $61,000 $8,830,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 55 $11,155,000 $202,000 $472,000 $69,000 $162,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,004 $1,542,748,000 $192,000 $586,000 $60,000 $362,000
Application Withdrawn By Applicant 3,632 $719,893,000 $198,000 $3,128,000 $64,000 $8,830,000
File Closed For Incompleteness 2,509 $479,476,000 $191,000 $741,000 $63,000 $530,000
Application Denied By Financial Institution 2,241 $410,754,000 $183,000 $695,000 $58,000 $313,000
Application Approved But Not Accepted 352 $67,911,000 $192,000 $471,000 $61,000 $208,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 376 $62,735,000 $166,000 $480,000 $59,000 $229,000
Debt-To-Income Ratio 231 $41,291,000 $178,000 $467,000 $48,000 $233,000
Other 118 $22,407,000 $189,000 $564,000 $65,000 $218,000
Collateral 56 $11,014,000 $196,000 $430,000 $70,000 $240,000
Unverifiable Information 49 $10,738,000 $219,000 $695,000 $70,000 $175,000
Insufficient Cash (Downpayment, Closing Cost) 46 $8,045,000 $174,000 $368,000 $48,000 $183,000
Employment History 37 $5,966,000 $161,000 $437,000 $54,000 $274,000
Credit Application Incomplete 5 $1,080,000 $216,000 $284,000 $83,000 $115,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Security Atlantic Wholesale's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Security Atlantic Wholesale's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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