Security Savings Bank, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004

Security Savings Bank, Fsb 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Security Savings Bank, Fsb
11599 Ridgeview Rd
Olathe, KS 66061
Tel #: available with data download
Federal Regulator * available with data download
Years 2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,555
Total Mortgage Loan Application Amount $188,472,000
Average Mortgage Loan Application Amount $196,493
Highest Mortgage Loan Application Amount $1,300,000
Average Applicant Income $100,826
Highest Applicant Income $748,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Security Savings Bank, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Security Savings Bank, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2004 breaks down Security Savings Bank, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Security Savings Bank, Fsb serves its applicants.

Each category highlights the total number of mortgage applications processed by Security Savings Bank, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Security Savings Bank, Fsb's mortgage activity for 2004.

Mortgage Loan Application Totals for Security Savings Bank, Fsb by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Saline County Kansas 299 $ 27,666,000 $ 92,000 $ 55,000
Finney County Kansas 253 $ 20,308,000 $ 80,000 $ 55,000
Johnson County Kansas 234 $ 43,437,000 $ 185,000 $ 98,000
Sedgwick County Kansas 184 $ 18,343,000 $ 99,000 $ 53,000
Jackson County Missouri 62 $ 7,282,000 $ 117,000 $ 70,000
Seward County Kansas 48 $ 3,796,000 $ 79,000 $ 51,000
Wyandotte County Kansas 43 $ 3,874,000 $ 90,000 $ 54,000
Leavenworth County Kansas 19 $ 2,787,000 $ 146,000 $ 64,000
Ottawa County Kansas 19 $ 1,974,000 $ 103,000 $ 43,000
Cass County Missouri 16 $ 2,358,000 $ 147,000 $ 91,000
McPherson County Kansas 15 $ 1,840,000 $ 122,000 $ 51,000
Oklahoma County Oklahoma 15 $ 1,670,000 $ 111,000 $ 51,000
Dickinson County Kansas 12 $ 1,012,000 $ 84,000 $ 61,000
Haskell County Kansas 12 $ 815,000 $ 67,000 $ 61,000
Clay County Missouri 11 $ 1,466,000 $ 133,000 $ 63,000
Stevens County Kansas 9 $ 577,000 $ 64,000 $ 47,000
Miami County Kansas 7 $ 1,202,000 $ 171,000 $ 65,000
Texas County Oklahoma 7 $ 593,000 $ 84,000 $ 44,000
Butler County Kansas 6 $ 763,000 $ 127,000 $ 45,000
Meade County Kansas 6 $ 403,000 $ 67,000 $ 43,000
Canadian County Oklahoma 6 $ 966,000 $ 161,000 $ 79,000
Cleveland County Oklahoma 6 $ 654,000 $ 109,000 $ 93,000
Ford County Kansas 5 $ 350,000 $ 70,000 $ 34,000
Kearny County Kansas 5 $ 257,000 $ 51,000 $ 31,000
Shawnee County Kansas 5 $ 496,000 $ 99,000 $ 61,000
Maricopa County Arizona 4 $ 961,000 $ 240,000 $ 102,000
Orange County California 4 $ 622,000 $ 155,000 $ 81,000
Cook County Illinois 4 $ 705,000 $ 176,000 $ 76,000
Ellsworth County Kansas 4 $ 366,000 $ 91,000 $ 77,000
Scott County Kansas 4 $ 330,000 $ 82,000 $ 46,000
Platte County Missouri 4 $ 524,000 $ 131,000 $ 69,000
Clark County Nevada 4 $ 1,232,000 $ 308,000 $ 110,000
Orange County New York 4 $ 868,000 $ 217,000 $ 90,000
Beaver County Oklahoma 4 $ 347,000 $ 86,000 $ 63,000
Chester County Pennsylvania 4 $ 574,000 $ 143,000 $ 106,000
Delaware County Pennsylvania 4 $ 421,000 $ 105,000 $ 77,000
Limestone County Alabama 3 $ 383,000 $ 127,000 $ 128,000
San Bernardino County California 3 $ 591,000 $ 197,000 $ 81,000
Arapahoe County Colorado 3 $ 727,000 $ 242,000 $ 80,000
Palm Beach County Florida 3 $ 648,000 $ 216,000 $ 102,000
Cobb County Georgia 3 $ 357,000 $ 119,000 $ 105,000
DuPage County Illinois 3 $ 609,000 $ 203,000 $ 78,000
Will County Illinois 3 $ 322,000 $ 107,000 $ 62,000
Gray County Kansas 3 $ 406,000 $ 135,000 $ 52,000
Harvey County Kansas 3 $ 267,000 $ 89,000 $ 107,000
Riley County Kansas 3 $ 198,000 $ 66,000 $ 107,000
Stanton County Kansas 3 $ 209,000 $ 69,000 $ 60,000
Jasper County Missouri 3 $ 354,000 $ 118,000 $ 101,000
Douglas County Nebraska 3 $ 761,000 $ 253,000 $ 214,000
Washoe County Nevada 3 $ 758,000 $ 252,000 $ 118,000
Tulsa County Oklahoma 3 $ 458,000 $ 152,000 $ 110,000
Pulaski County Arkansas 2 $ 156,000 $ 78,000 $ 64,000
San Diego County California 2 $ 328,000 $ 164,000 $ 66,000
Boulder County Colorado 2 $ 433,000 $ 216,000 $ 51,000
Douglas County Colorado 2 $ 488,000 $ 244,000 $ 71,000
Franklin County Florida 2 $ 577,000 $ 288,000 $ 440,000
Honolulu County Hawaii 2 $ 1,001,000 $ 500,000 $ 110,000
Kauai County Hawaii 2 $ 697,000 $ 348,000 $ 78,000
Boise County Idaho 2 $ 200,000 $ 100,000 $ 42,000
Kootenai County Idaho 2 $ 400,000 $ 200,000 $ 128,000
Knox County Indiana 2 $ 482,000 $ 241,000 $ 350,000
Douglas County Kansas 2 $ 203,000 $ 101,000 $ 130,000
Franklin County Kansas 2 $ 195,000 $ 97,000 $ 30,000
York County Maine 2 $ 369,000 $ 184,000 $ 82,000
Anoka County Minnesota 2 $ 420,000 $ 210,000 $ 90,000
Camden County Missouri 2 $ 178,000 $ 89,000 $ 74,000
Stone County Missouri 2 $ 156,000 $ 78,000 $ 86,000
Comanche County Oklahoma 2 $ 235,000 $ 117,000 $ 65,000
Grady County Oklahoma 2 $ 117,000 $ 58,000 $ 33,000
Bucks County Pennsylvania 2 $ 405,000 $ 202,000 $ 57,000
Lehigh County Pennsylvania 2 $ 193,000 $ 96,000 $ 52,000
Montgomery County Pennsylvania 2 $ 487,000 $ 243,000 $ 96,000
Philadelphia County Pennsylvania 2 $ 307,000 $ 153,000 $ 90,000
Greenville County South Carolina 2 $ 181,000 $ 90,000 $ 60,000
Montgomery County Texas 2 $ 515,000 $ 257,000 $ 110,000
Williamson County Texas 2 $ 346,000 $ 173,000 $ 101,000
Fairfax County Virginia 2 $ 510,000 $ 255,000 $ 145,000
Prince William County Virginia 2 $ 391,000 $ 195,000 $ 97,000
Calhoun County Alabama 1 $ 107,000 $ 107,000 $ 47,000
Pima County Arizona 1 $ 150,000 $ 150,000 $ 154,000
Hot Spring County Arkansas 1 $ 141,000 $ 141,000 $ 185,000
Washington County Arkansas 1 $ 178,000 $ 178,000 $ 0
Kern County California 1 $ 230,000 $ 230,000 $ 57,000
Los Angeles County California 1 $ 350,000 $ 350,000 $ 90,000
Riverside County California 1 $ 333,000 $ 333,000 $ 195,000
Sacramento County California 1 $ 270,000 $ 270,000 $ 175,000
Adams County Colorado 1 $ 213,000 $ 213,000 $ 69,000
Denver County Colorado 1 $ 155,000 $ 155,000 $ 37,000
Gilpin County Colorado 1 $ 195,000 $ 195,000 $ 63,000
Jefferson County Colorado 1 $ 280,000 $ 280,000 $ 101,000
Middlesex County Connecticut 1 $ 200,000 $ 200,000 $ 147,000
New London County Connecticut 1 $ 216,000 $ 216,000 $ 88,000
New Castle County Delaware 1 $ 248,000 $ 248,000 $ 88,000
Sussex County Delaware 1 $ 372,000 $ 372,000 $ 411,000
Bay County Florida 1 $ 224,000 $ 224,000 $ 90,000
Lee County Florida 1 $ 310,000 $ 310,000 $ 76,000
Martin County Florida 1 $ 390,000 $ 390,000 $ 130,000
Polk County Florida 1 $ 191,000 $ 191,000 $ 142,000
Fulton County Georgia 1 $ 76,000 $ 76,000 $ 26,000
Hall County Georgia 1 $ 206,000 $ 206,000 $ 0
Pickens County Georgia 1 $ 99,000 $ 99,000 $ 367,000
Kane County Illinois 1 $ 233,000 $ 233,000 $ 69,000
Kankakee County Illinois 1 $ 116,000 $ 116,000 $ 60,000
Kendall County Illinois 1 $ 142,000 $ 142,000 $ 87,000
Peoria County Illinois 1 $ 93,000 $ 93,000 $ 237,000
Wayne County Illinois 1 $ 137,000 $ 137,000 $ 74,000
Lake County Indiana 1 $ 85,000 $ 85,000 $ 44,000
Woodbury County Iowa 1 $ 136,000 $ 136,000 $ 89,000
Allen County Kansas 1 $ 50,000 $ 50,000 $ 20,000
Atchison County Kansas 1 $ 139,000 $ 139,000 $ 84,000
Barton County Kansas 1 $ 67,000 $ 67,000 $ 32,000
Clark County Kansas 1 $ 208,000 $ 208,000 $ 79,000
Cloud County Kansas 1 $ 23,000 $ 23,000 $ 23,000
Cowley County Kansas 1 $ 28,000 $ 28,000 $ 49,000
Edwards County Kansas 1 $ 75,000 $ 75,000 $ 38,000
Grant County Kansas 1 $ 113,000 $ 113,000 $ 58,000
Hamilton County Kansas 1 $ 135,000 $ 135,000 $ 70,000
Jefferson County Kansas 1 $ 108,000 $ 108,000 $ 60,000
Lincoln County Kansas 1 $ 48,000 $ 48,000 $ 43,000
Marion County Kansas 1 $ 88,000 $ 88,000 $ 134,000
Mitchell County Kansas 1 $ 92,000 $ 92,000 $ 37,000
Pratt County Kansas 1 $ 30,000 $ 30,000 $ 12,000
Sumner County Kansas 1 $ 104,000 $ 104,000 $ 43,000
Jefferson County Kentucky 1 $ 94,000 $ 94,000 $ 78,000
Orleans County Louisiana 1 $ 115,000 $ 115,000 $ 41,000
Rapides County Louisiana 1 $ 199,000 $ 199,000 $ 86,000
Vermilion County Louisiana 1 $ 104,000 $ 104,000 $ 45,000
Cumberland County Maine 1 $ 208,000 $ 208,000 $ 91,000
Charles County Maryland 1 $ 182,000 $ 182,000 $ 60,000
Montgomery County Maryland 1 $ 333,000 $ 333,000 $ 170,000
Worcester County Massachusetts 1 $ 161,000 $ 161,000 $ 72,000
Kent County Michigan 1 $ 162,000 $ 162,000 $ 90,000
Saginaw County Michigan 1 $ 149,000 $ 149,000 $ 78,000
Sanilac County Michigan 1 $ 90,000 $ 90,000 $ 47,000
Wayne County Michigan 1 $ 160,000 $ 160,000 $ 63,000
Hennepin County Minnesota 1 $ 333,000 $ 333,000 $ 162,000
DeSoto County Mississippi 1 $ 62,000 $ 62,000 $ 48,000
Harrison County Mississippi 1 $ 50,000 $ 50,000 $ 73,000
Benton County Missouri 1 $ 98,000 $ 98,000 $ 91,000
Johnson County Missouri 1 $ 120,000 $ 120,000 $ 43,000
Taney County Missouri 1 $ 92,000 $ 92,000 $ 100,000
Rockingham County New Hampshire 1 $ 262,000 $ 262,000 $ 54,000
Burlington County New Jersey 1 $ 186,000 $ 186,000 $ 57,000
Essex County New Jersey 1 $ 260,000 $ 260,000 $ 120,000
Gloucester County New Jersey 1 $ 119,000 $ 119,000 $ 53,000
Morris County New Jersey 1 $ 330,000 $ 330,000 $ 203,000
Passaic County New Jersey 1 $ 630,000 $ 630,000 $ 88,000
Sandoval County New Mexico 1 $ 130,000 $ 130,000 $ 108,000
Santa Fe County New Mexico 1 $ 343,000 $ 343,000 $ 214,000
Albany County New York 1 $ 272,000 $ 272,000 $ 52,000
Dutchess County New York 1 $ 145,000 $ 145,000 $ 62,000
New York County New York 1 $ 400,000 $ 400,000 $ 242,000
Westchester County New York 1 $ 333,000 $ 333,000 $ 90,000
Cumberland County North Carolina 1 $ 65,000 $ 65,000 $ 65,000
Iredell County North Carolina 1 $ 140,000 $ 140,000 $ 64,000
Mecklenburg County North Carolina 1 $ 492,000 $ 492,000 $ 148,000
Union County North Carolina 1 $ 610,000 $ 610,000 $ 0
Wake County North Carolina 1 $ 208,000 $ 208,000 $ 133,000
Warren County Ohio 1 $ 155,000 $ 155,000 $ 48,000
Carter County Oklahoma 1 $ 113,000 $ 113,000 $ 36,000
Payne County Oklahoma 1 $ 103,000 $ 103,000 $ 100,000
Rogers County Oklahoma 1 $ 268,000 $ 268,000 $ 66,000
Union County Oregon 1 $ 171,000 $ 171,000 $ 99,000
Allegheny County Pennsylvania 1 $ 142,000 $ 142,000 $ 129,000
Huntingdon County Pennsylvania 1 $ 112,000 $ 112,000 $ 52,000
Lawrence County Pennsylvania 1 $ 96,000 $ 96,000 $ 35,000
Lycoming County Pennsylvania 1 $ 156,000 $ 156,000 $ 76,000
Northampton County Pennsylvania 1 $ 155,000 $ 155,000 $ 55,000
Charleston County South Carolina 1 $ 290,000 $ 290,000 $ 106,000
Sumter County South Carolina 1 $ 59,000 $ 59,000 $ 37,000
Cumberland County Tennessee 1 $ 65,000 $ 65,000 $ 33,000
Washington County Tennessee 1 $ 274,000 $ 274,000 $ 102,000
Burnet County Texas 1 $ 154,000 $ 154,000 $ 65,000
Taylor County Texas 1 $ 80,000 $ 80,000 $ 22,000
Addison County Vermont 1 $ 120,000 $ 120,000 $ 35,000
Chittenden County Vermont 1 $ 290,000 $ 290,000 $ 93,000
Washington County Vermont 1 $ 148,000 $ 148,000 $ 34,000
Windham County Vermont 1 $ 180,000 $ 180,000 $ 80,000
Williamsburg County Virginia 1 $ 180,000 $ 180,000 $ 70,000
Pierce County Washington 1 $ 192,000 $ 192,000 $ 55,000
Spokane County Washington 1 $ 132,000 $ 132,000 $ 63,000
Jefferson County West Virginia 1 $ 200,000 $ 200,000 $ 73,000
Milwaukee County Wisconsin 1 $ 162,000 $ 162,000 $ 54,000
St. Croix County Wisconsin 1 $ 292,000 $ 292,000 $ 89,000
Winnebago County Wisconsin 1 $ 180,000 $ 180,000 $ 125,000
Converse County Wyoming 1 $ 125,000 $ 125,000 $ 52,000

Mortgage Loan Application Detail Totals for Security Savings Bank, Fsb in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 864 $106,846,000 $210,925 $1,300,000 $118,825 $739,000
Refinancing 674 $80,326,000 $183,058 $800,000 $81,088 $748,000
Home Improvement 17 $1,300,000 $76,000 $334,000 $52,000 $134,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,120 $133,935,000 $193,444 $1,300,000 $113,388 $739,000
Hispanic 194 $15,098,000 $148,142 $509,000 $103,857 $748,000
Not Provided 165 $28,460,000 $194,243 $610,000 $82,378 $664,000
Asian 35 $3,912,000 $189,666 $400,000 $123,500 $242,000
Black or African American 34 $4,471,000 $190,600 $412,000 $118,200 $411,000
American Indian or Alaskan Native 7 $2,596,000 $253,000 $1,000,000 $92,333 $352,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,382 $171,626,000 $193,090 $1,300,000 $100,272 $748,000
FHA-insured (Federal Housing Administration) 145 $13,088,000 $93,750 $198,000 $46,000 $185,000
VA-guaranteed (Veterans Administration) 28 $3,758,000 $125,500 $223,000 $43,500 $86,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,315 $161,764,000 $192,142 $1,300,000 $103,857 $748,000
Application Withdrawn By Applicant 125 $15,063,000 $222,705 $610,000 $72,823 $664,000
Application Denied By Financial Institution 102 $9,392,000 $175,866 $630,000 $65,666 $259,000
Application Approved But Not Accepted 12 $2,073,000 $199,857 $340,000 $112,571 $237,000
File Closed For Incompleteness 1 $180,000 $180,000 $180,000 $70,000 $70,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 52 $3,580,000 $105,000 $160,000 $48,428 $108,000
Debt-To-Income Ratio 33 $4,044,000 $270,000 $630,000 $50,571 $88,000
Other 9 $821,000 $100,333 $180,000 $88,333 $259,000
Collateral 5 $661,000 $145,250 $195,000 $84,250 $129,000
Employment History 2 $113,000 $56,000 $78,000 $37,000 $58,000
Unverifiable Information 1 $173,000 $173,000 $173,000 $80,000 $80,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Security Savings Bank, Fsb's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Security Savings Bank, Fsb's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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